23 APR 2024 · The inverted yield curve, where short-term rates are higher than long-term rates, is often seen as a sign of an impending recession. But how accurate is this signal? And does it really matter? In this episode, Jon breaks down the most recent recessions we've experienced and why bear markets aren't as bad as they seem. Plus, listen how to prepare for the numerous bear markets when living out your retirement years, and focusing on controlling what you can control when it comes to your retirement plan. Connect with Jon and his team to start planning for your retirement. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

16 APR 2024 · The latest inflation number came in higher than expected which has led to speculation about when the Federal Reserve will begin to cut interest rates. In this episode, Jon explains how cutting interest rates isn't always a positive thing and what negative effects it could have on a retirement plan. Learn about why preparing for different market environments is crucial when developing an income plan. Connect with Jon and his team to start planning for your retirement. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

2 APR 2024 · Recently at CRS in Nashville, Cody Johnson shared how he discovered his purpose in life while performing on stage. Finding purpose in retirement can be challenging, but it doesn’t have to be. On this episode, Jon explains that retirement is about doing what you want, when you want, and discovering what truly matters to you as you think ahead to your golden years. Connect with Jon and his team to start planning the retirement of your dreams. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

26 MAR 2024 · March Madness is here, which means you’ve probably questioned your bracket selections. Tax season is also here, which means you’ve probably questioned what tax bracket you’ve fallen into. Retirees often think they will pay less taxes because they’re no longer working, but that isn’t always the case. On this episode, Jon explains how every dollar is taxed differently and shares a story of how Warren Buffet, one of the richest people in the world, was in a lower tax bracket than his secretary. Learn about the strategies retirees can take advantage of when living off their life savings. Connect with Jon and his team to learn about your tax situation. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

19 MAR 2024 · The 4% Rule was developed in 1994 to ensure retirement savings last. But is this calculation too outdated for today’s retirement plan? On this episode, Jon explains that there’s still a 19% chance of running out of money when using the 4% rule. Hear his ideas on creating an individually tailored income plan ranging from stocks, ETFs, and annuities to meet various needs in retirement planning. Connect with Jon and his team to learn about your specific needs in retirement. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

15 MAR 2024 · Entertainer of the Year & Grammy Award-winning singer songwriter Lainey Wilson joins Jon at Country Radio Seminar from Nashville. Lainey details how country music became a lifestyle for her as a child, and shares what she prefers between singing, acting and songwriting. Visit https://jhagancapital.com/media/ to connect with Jon and his team to begin planning for your retirement today!See https://omnystudio.com/listener for privacy information.

12 MAR 2024 · There’s a group of Boomers facing their own “retirement crisis,” thanks to the Great Recession. New research shows the youngest Baby Boomers (born between 1960 and 1965) have significantly less wealth than older Boomers, because the recession hit during their peak earning years. For many, their savings never recovered, even though they were 15 years or more from retirement.  On this episode, Jon reminds how this same thing could happen to any of us at any time, emphasizing the importance of working to secure your savings from the next recession. Hear his ideas on ways to protect yourself from market downturns, create retirement securities despite future recessions, and options to help safeguard your income in retirement. Don’t let future markets determine your future happiness. Visit https://jhagancapital.com/media/ and start building your financial plan today!See https://omnystudio.com/listener for privacy information.

27 FEB 2024 · Are you paying millions more in taxes than you need to? On this episode, Jon’s talks about the hidden tax trap that may be lurking in your retirement accounts. We also discuss how the IRS won’t give you tax advice, but often your financial advisor won’t either. So, who can you turn to for ideas on tax strategies?  Jon shares how you may be able to save thousands in taxes (even while you're still working), moves to convert IRAs to Roth IRAs tax-efficiently, and ideas to help avoid common tax mistakes while working to maximize your retirement income. Take action against the taxman! Visit https://jhagancapital.com/media/ and start planning your tax-smart retirement today.See https://omnystudio.com/listener for privacy information.

20 FEB 2024 · Next time you check out of a hotel, double check your receipt first! Some hotel chains are now charging a “parking fee” to guests, even if they’re not parking a car. On this episode, Jon exposes the common hidden fees in mutual funds, how fee structure changes can happen in your 401(k) without you knowing, while also offering ideas on better-performing options. Learn about: - How "transparent" fees can still cost you thousands. - Truths about 401K fees (and when it may be better to go solo). - Exchange-Traded Funds (ETFs): That may have lower fees and better performance. Don't let sneaky fees drain your accounts. Visit https://jhagancapital.com/media/ and set a time for a fee Xray on your retirement savings.See https://omnystudio.com/listener for privacy information.

13 FEB 2024 · Many are confused about how much you need to retire. Recently, Shark Tank’s Kevin O’Leary said that number is $5 Million! On this episode, Jon Hicks explains why you should forget the unrealistic "magic number" and turn your focus towards strategies to generate income in retirement. We discuss why a “one-size-fits-all approach” often does not work, alternative income-generating strategies to help protect your principal and fight inflation and why, at https://jhagancapital.com/media/, they believe in front-loading retirement plans to help maximize enjoyment in the early years. Stop worrying about a specific number. Visit https://jhagancapital.com/media/ and start building your retirement income planSee https://omnystudio.com/listener for privacy information.