FICOreg Score Open Access Helps Consumers Access Credit Scores for FreeFICO is providing credit scores to millions of individual consumers for free through FICO Score Open Access a program under FICOrsquos financial inclusion initiative. The Open Access program enables financial institutions to provide their customers with free access to their actual FICO Score used for credit decisions and risk management ndash improving transparency between financial institutions and customers, and empowering individuals to take charge of their financial health. The FICO Score Open Access program now reaches more than 250 million consumer accounts.