It's beginning to look a lot like recession. Inverted yield curve, stock market declines, lower rates. What's an investor to do? Sam says it's time to reassess your risk tolerance and your goals. If you're later in your career and can't afford to take the hit, then maybe it's time to reduce your holdings. Otherwise, younger investors can stay the course and perhaps realign their portfolios and take a more defensive posture. Either way, we are in very dangerous waters and you need to be proactive.