John and I had been warning you for years that this moment was coming. We take zero pleasure in being right. Our only purpose was to help you perceive what was really taking place all around you. The riots and the pandemic may end shortly, but the damage will be felt for years, if not decades. But there's more downside on the way, remember, bad things come in threes. Whether that's a killer hurricane season or other natural disasters or perhaps a war, we're not willing to hazard a guess. Only an admonition that no matter what, you need to be prepared.