Nathalie Noisette is a credit expert and a financial strategist on a mission to help shift our approach to money. She is the founder of Credit Conversion, the host of the Mental Money podcast, and the author of Converted. She is here today to enlighten us about how we should be managing credit and finances.

Key Talking Points of the Episode

[01:33] Listen to Simple Passive Cashflow! 

[02:16] Who is Nathalie Noisette?

[03:45] What is Nathalie’s background?

[05:03] Why is it important to take care of your credit?

[06:13] What is credit essentially for?

[08:15] How did Nathalie get into credit and finances?

[11:06] What is the first thing you should do about your credit?

[12:06] How fast do you want your credit to get better?

[13:00] What is the best strategy people can use to improve credit fast?

[16:35] How can Self help build your credit?

[19:15] How does Nathalie use her credit cards now?

[21:22] How can you reach out to Nathalie?

Quotables

“Money is important. However, money has changed so much over even the last 10-12 years.”

“I realized that my problem can become profitable. Other people had the same, exact issue, and by addressing my own problem, I was able to help others.”

“Every single thing that they do in that card will essentially reflect you.”

“The way they work is the company opens a CD, which is a certificate of deposit in your name for you, and every single month that you pay into this certificate of deposit, they report your on-time payment history to the credit bureaus.”

“Payment history is the number one factor, as far as weight, that will improve or damage your credit score.”

“The point and the goal is to never pay interest. Interest is not in your interest.”