This week, Gene Marks tells Loren Feldman that the politicians behind Secure 2.0 are smarter than you think. The omnibus spending bill that recently became law includes a slew of changes to the rules that govern retirement benefits. The changes are designed to encourage both employees and owners to sock away more money, and they include a $1,000 tax credit per employee for owners who match employee savings. Plus: are non-compete clauses of any value to small businesses? And the IRS blinks on its requirement that third-party payment platforms issue 1099-K forms.