Tackling debt can seem like an impossible undertaking, especially when you feel ill-equipped and uninformed about the best practices for doing so. Today's guest, Melissa Jean-Baptiste, understands this all too well and has taken an unconventional approach to educating the masses on financial literacy.  Melissa is co-founder of the Millennial in Debt brand, which presents financial topics in a hilarious and relatable way. Melissa also created, wrote and starred in the Millennial in Debt web-series on Youtube that follows Jordan, a clueless millennial who is desperately trying to get her life on track financially.  In our conversation, Melissa and I discussed how she was able to pay off over $100K worth of debt on a teacher's salary, what high dollar freelance gigs are available with varying experience level, and how to make "No Spend November" a success.  You can follow her on Instagram @MillennialInDebt and watch her web-series "Millennial in Debt" on Youtube.  Now, let's get into it.