Segment 1: Mike Cardoza is a former senior executive of a debt-buying company, a debt collection agency, and a major regional high-volume debt collection law firm. Mike founded The Cardoza Law Corporation in order to share the truth about consumer credit and finance with clients and to be their “partner in prosperity”. He is the author of "The Secret World of Debt Collection: Beat Collectors at Their Own Game - A Former Collections Executive Reveals How". 

Segment 2: Joshua Reeves believes in the power of software to solve complex problems and co-founded ZenPayroll to deliver delightful, modern payroll to businesses everywhere. Joshua was selected to the 2012 Forbes 30 Under 30 list and is a regular contributor to Forbes, Entrepreneur and Business Insider. 

Segment 3: Winnie Sun is the Managing Director and Founding Partner of Sun Group Wealth Partners, a trusted financial consulting firm providing financial planning services to small business owners, senior executives, celebrities, and established families throughout the West Coast. 

Segment 4: Andrew Davis is the author of “Brandscaping: Unleashing the Power of Partnership”, one of Amazon’s top 100 marketing books. He has produced a documentary film called Roadside Ambition, the amazing true story of one small town and two huge balls. His new book “Town, Inc.” is coming out this Fall. 

Segment 5: Michael Saltsman is the Research Director at the Employment Policies Institute and former field economist at the Bureau of Labor Statistics. 

Sponsored by Sage and Nextiva.