22 APR 2024 · CEO of Limit Free Life®, Michelle Perkins hosts guest, Shari Rash,  the Founder of GWA Wealth, a virtual financial advisory firm that helps millennial and gen x families address financial challenges in a fun, comfortable, no-nonsense way. She is a Financial Advisor, the host of "Money CHIC" podcast and author of "Insider's Secrets about Women and Money." We talked about the challenges millennials face, such as high housing costs, student loan debt, and how emotions play a key role in financial decisions. Topics like buying a home, retirement planning, student loans, and the importance of talking about money were discussed. Shari emphasized the need to remove emotions from money decisions, using money as a tool to achieve financial goals.  The discussion highlighted the importance of flexibility, understanding where to invest money, and making money conversations approachable and fun. The podcast aimed to provide practical advice and insights to help listeners improve their relationship with money and make better financial choices. It is important as it addresses common financial challenges faced by millennials and offers guidance on navigating them effectively. 00:00 - Money relationship matters: Tough love  06:36 - Millennials and financial challenges  17:53 - Emotions and money management  24:48 - Retirement planning insights  31:06 - Student loans impact discussion  37:56 - Money as a tool: Approachable advice  Why do many millennials struggle with the idea of buying a home? Many millennials struggle with buying a home due to the psychological hurdle of permanence, lack of readiness, and the societal taboo around discussing money openly. What advice does the podcast offer regarding saving for retirement, especially for millennials? The podcast advises setting aside a portion of income for retirement, adjusting savings goals based on living expenses, and considering alternative income sources to achieve financial security in retirement. Building a healthy relationship with money involves understanding where your dollar can work harder and making informed financial choices. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/LinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

15 APR 2024 · Episode 127: Motivators, metrics, and money 

8 APR 2024 · Michelle Perkins shares ways to future-proof yourself in our changing world. She talks about the  importance of developing future job skills. The discussion focused on various skills such as AI, sustainability, social media, communication, and trade-related skills. She emphasized the need to understand and improve financial skills as a crucial aspect of personal and career development. Her company Limit Free Life® was created to help people to live their best work lives and find more than money from their work. Staying on top of the ever changing job landscape will keep you able to find or create work you love. The podcast highlighted the significance of staying up to date with evolving trends in the job market to remain competitive. Michelle also mentioned the importance of having a better understanding of one's financial situation to make informed decisions about career choices and earning potential. Overall, the podcast emphasized the importance of continuously upgrading skills, including financial literacy, to thrive in the ever-changing work environment and create the freedom you want. Summary of podcast tips: Some skills that can help future-proof your career include AI skills, sustainability skills, social media skills, communication skills, and trade-related skills. AI can be used to support and assist in various jobs, even if it's not the main profession. Learning how to use AI as a tool can be a valuable skill to bring to the table. Understanding your money is as big a skill as any other when it comes to developing yourself. It can help you determine if you need to earn more money, how much you need, and how to make more money in different ways and in different industries. Trade-related skills, such as fashion, plumbing, and electrical work, are considered important for the future because there will always be a need for people in construction, maintenance and manufacturing roles. These skills are evolving technologically with the changing times, making them valuable areas to get into. Improving financial skills can lead to better understanding of one's financial situation, potentially leading to career changes or job satisfaction improvements. By learning how to make more money and manage finances effectively, individuals can make  more informed decisions about their professional paths. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/   I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon!  For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

1 APR 2024 · Mistakes have been the key way we learn about money since we aren’t well-educated on the topic. They serve a valuable purpose, the bad ones, we never make again, hopefully. This show outlines 5 big mistakes that you can easily avoid.  This solo show highlighted the significance of being intentional with money, avoiding money avoidance, and understanding one's beliefs and emotions around finances to get you closer to financial freedom. The podcast focused on the impact of understanding oneself in relation to money and the benefits of addressing financial issues proactively. The podcast provided insights into common mistakes people make with money and offered strategies for improving financial well-being. Summary of tips from the podcast: One common mistake is waiting to try to understand oneself with money. Don’t be avoidant -  look at, speak about, collaborate, and address financial matters. Understanding yourself with money leads to positive changes and better financial decisions. Engaging with financial experts is seen as an investment (not an expense) in one's financial future and can lead to better returns. Feelings are the more important factors in making financial decisions, and understanding one's feelings about money is crucial to financial decision-making. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box   And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next-level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon!  For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/ LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

25 MAR 2024 · Episode 124: Navigating The Intersection of Money and Life

18 MAR 2024 · How do we live a more Limit Free Life ® ? A great relationship with money is key, and how we earn money, whether through a job or our own business, is an essential part. This episode provides valuable insights into the job market, sales proficiency in business, and strategies for both candidates and employers to navigate the challenges and achieve success in their careers and financial goals. The podcast featured Michelle and guest Kathy Hammond.  Kathy, an award-winning author and international speaker, known for her revolutionary recruitment system, "Predictable Profits" discusses career transitions, business, and money. They talked about the importance of sales in business, the challenges in hiring the right salespeople, and the need for proactive career management. The conversation emphasized the significance of continuously improving skills and staying prepared for changes in the job market.  Kathy shared insights on her recruitment system, Predictable Profits, which helps companies find high-performing sales professionals. The discussion highlighted the importance of standing out in job searches, being proactive in career development, and delivering value to employers. Overall, the podcast provided valuable advice for job seekers, hiring managers, and entrepreneurs on navigating the ever-changing landscape of the job market and business world. The podcast is highly relevant for individuals looking to enhance their career prospects and financial well being. 00:00 - Revolutionizing recruitment for success  07:50 - Mastering the art of sales 16:00 - Screening for sales excellence 23:24 - Crafting effective resumes and profiles 29:48 - Standing out on Linkedin 36:35 - Proactive career management strategies 46:56 - Gratitude and call to action  Key Points: - The significance of sales in business and the need for skilled sales professionals. Only 20% of people in sales are currently selling the right thing and know how to sell. - The challenges in the job market, including turnover rates and the mismatch between job description requirements and actual skills. - The importance of proactive career management for individuals and the impact of complacency. - Strategies for candidates to stand out in the job market, including optimizing LinkedIn profiles and networking effectively. Avoid regurgitating job descriptions on LinkedIn and resumes, and to focus on showcasing their capabilities and successes. - How employers can more readily identify the right candidates and create successful recruitment processes. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/LinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

11 MAR 2024 · Today’s conversation highlighted common mistakes people make with Medicare that can really cost you. The importance of understanding the basics of Medicare (before signing up), and the need to strategize for optimal health care coverage were valuable conversations that most people don’t even know they should have. Not knowing how to best navigate this system can cost you all the money you’ve painstakingly saved for old age.  Emily Gang, the “Medicare Coach”, and Michelle Perkins discuss the complexities of navigating Medicare decisions. Emily, a former risk manager at Goldman Sachs, now helps people make informed choices about Medicare.. The speakers shared personal experiences and emphasized the value of proper guidance in making Medicare decisions. The discussion underscored the significance of being well-informed about Medicare options to ensure cost-effective and efficient healthcare coverage. The podcast aimed to provide valuable insights and guidance to listeners facing Medicare decisions, or helping parents and others with those decisions. They emphasized the importance of utilizing resources like webinars and coaching services for informed decision-making. 00:00 - Medicare decisions - expert insights  05:06 - Avoiding costly Medicare mistakes 18:24 - Navigating Medicare for families 25:56 - Understanding original Medicare plans 38:17 - Maximizing Medicare benefits tips  Notes:Emily has guided over 100,000 people across the country through navigating Medicare. What is one of the biggest mistakes people make when it comes to Medicare?Treating Medicare like an employer health insurance plan is one of the biggest mistakes people make. Why do some people delay enrolling in Medicare after 65?Some people delay enrolling in Medicare after 65 to avoid paying for both an employer plan and Medicare. What is the benefit of being on the original Medicare route with a Medicare supplement plan?Being on the original Medicare route with a Medicare supplement plan makes it possible that pre-existing conditions will not preclude you from getting Medicare down the line. What is the goal of the https://www.themedicarecoach.com/ website?The goal of the Medicare coach website is to help individuals figure out how to use Medicare correctly and get the most out of it. Once signed up, it can be too late. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/LinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

5 MAR 2024 · This podcast gets into passive real estate investing with guest Paul Dircks, CFA. Paul is an experienced passive Income Investor, registered representative and he’s on a mission to help 1000s of people maximize their investment dollars. His goal is to help people use alternative investments to achieve financial freedom. We talked about the importance of diversifying investment portfolios and the accessibility of real estate investments to individuals. The conversation highlighted the benefits of passive income investing and the potential for financial growth outside of traditional stock market investments. The discussion provided valuable insights into real estate investing and encouraged listeners to explore various investment options. The episode emphasized the importance of learning, networking, and taking proactive steps towards financial independence. The focus is on passive real estate investing and exploring alternative investment opportunities as well as the accessibility issues in traditional real estate investments which highlight the potential in passive income investing. What are some examples of asset classes in passive real estate investing?Examples include apartment buildings, self-storage facilities, industrial real estate, and other commercial real estate assets. Financial planners often lack experience, interest, or resources to research and recommend due diligence on these investments. What advice is given for individuals interested in real estate investing?Networking, seeking advice from accountants with real estate experience, and exploring diverse investment options are recommended for those interested in real estate investing. 00:01 - Introduction to passive real estate 07:29 - Transition to real estate investing 19:23 - Exploring the variety of passive real estate investments 31:57 - Networking for real estate investing 46:02 - Empowering future financial freedom  Show Notes- Paul Dircks CFA shares their journey from active real estate investing to passive income investing.- Emphasis on the importance of understanding different investment opportunities available to investors.- Discussion on the shift in mindset from traditional paper assets to passive real estate investments.- Highlighting the benefits of passive income investing for financial goals and wealth growth.- Passive real estate investing offers an alternative path to grow wealth beyond traditional investments.- Syndications and funds provide opportunities for passive real estate investments as a limited partner.- Networking and seeking advice from professionals like accountants can help in understanding real estate investments.- Importance of educating oneself and exploring diverse investment options in the real estate market. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/LinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

26 FEB 2024 · Michelle Perkins interviews Dean Inniss, a successful entrepreneur and financial strategist, discuss living financially free through discipline, mindset, and proactive strategies. Dean shares his personal journey of witnessing his father's lack of financial planning, which motivated him to start planning early for his own financial future. The podcast aims to educate and inspire listeners to improve their relationship with money and achieve financial independence. He emphasizes the importance of participating in a 401k and becoming debt-free. Dean also talks about investing in assets like dividend stocks and real estate notes.The conversation highlights the power of starting small and making consistent financial decisions over time. They emphasize: - The need for discipline and making small changes to achieve financial goals - Setting goals and being consistent in financial habits - The importance of financial education, discipline, and goal-setting in achieving financial success What is the average amount that most Americans spend on lunch and coffee per week? Most Americans spend 50 to $60 a week on lunch and coffee. What if they took that money and started saving it in a 401k? They would be millionaires by the time they were 65. Dean and Michelle talk about the need to connect disliked tasks with desired outcomes, and highlight the importance of alignment, simplicity, and foresight in business success. Dean offers advice on managing time and discipline while running a business and encourages listeners to start making small changes and celebrate progress. He also provides advice on finding part-time work and implementing financial strategies for retirees. Overall, the podcast provides practical advice and strategies for individuals to take control of their finances and work towards a financially free life. 00:00 - Money relationship matters: Introduction 06:19 - Financial journey: From recession to success 13:24 - Building wealth: Tips and strategies 22:15 - Overcoming financial setbacks: Discipline 28:30 - Mastering discipline for success 38:47 - Business success: Simplicity and foresight 44:08 - Achieving success: Mindset and strategies 49:24 - Inspiration and celebration: Conclusion Key Takeaways: - Start early, stay disciplined, and connect actions to results for financial success - Small steps and the right mindset can lead to significant changes at any age - It's never too late to make positive financial changes and see results - Celebrate successes and learn from failures to continue growing and improving For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/ LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

19 FEB 2024 · What is the biggest misconception about retirement? The biggest misconception is that people think they need a specific dollar amount to retire, like a million dollars, when in reality it's more about designing a retirement lifestyle and matching it with the available funds. Derek Mozzarella, a certified financial planner and author of his book titled "Just Retire Already" joined Michelle to have a candid and insightful conversation about retirement planning, everything from when to retire, understanding social security, and building wealth. Derek discusses and emphasizes the need to plan for retirement and financial freedom. He explains how retirement has evolved over the years and how it no longer follows a traditional model. While social security, medicare and other aspects of retirement may be misunderstood, we get into all the details that you’ll want to know before you make decisions about retiring. We talked about working at whatever you like in your retirement years and being financially free enough to make the choices you want to make! This episode:  Provides valuable information and tips for listeners to feel more confident and prepared for retirement. Emphasizes the importance of learning about finances and building a positive relationship with money. Aims to continue bringing informative episodes and guests to help listeners enhance their financial knowledge and enjoy their money throughout their lives and into retirement. 00:00 - Retirement planning and financial readiness  06:48 - Maximizing social security benefits  13:13 - Understanding money baggage and goals  19:60 - Challenges of long-term care  27:53 - Tax strategies for retirement  36:06 - Investing tips and takeaways to create financial freedom Key Takeaways: Start retirement planning early to save and invest consistently. Social Security should be carefully considered, and strategies for maximizing benefits should be explored. Open communication and shared financial goals are crucial for couples to manage their finances effectively. Long-term care planning to avoid financial burdens and ensure a secure retirement. Diversify investments and consider tax strategies to have flexibility and peace of mind during retirement. For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon!  For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com/ LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446