Most people lose money on cars — Sonny Burns turned car flipping into a repeatable profit machine in just three hours. Brad and Jonathan unpack how a listener's side hustle story reveals hidden opportunities in everyday transactions, plus practical wins like timing your DMV visit and opening a Roth IRA for your kid. Timestamps & Topics: 00:00:41 – DMV strategy: How to skip the wait by avoiding Fridays and peak hours 00:06:20 – Grit and the gig economy mindset 00:12:10 – Sonny Burns' car flipping story: buying low, selling high with minimal capital 00:16:04 – Setting up a Roth IRA for children and why early investing matters 00:36:30 – Listener questions on balancing debt paydown vs. investing Key Quotes: "Planning ahead can save you hours of waiting at the DMV." (00:02:08) "Look for market inefficiencies to unlock potential income streams." (00:10:03) "Own your time; design your life around financial freedom." (00:05:12) Terminology: Roth IRA (00:16:04): A retirement account where contributions are after-tax and qualified withdrawals are tax-free. Market Inefficiency (00:10:03): When an asset's price doesn't match its true value, creating profit opportunities. Car Flipping (00:07:20): Buying vehicles below market value and reselling them for a profit. Action Items: Research off-peak times for your local DMV to minimize wait (00:03:00) Identify market inefficiencies in your area for side income opportunities (00:10:03) Open a Roth IRA for your child if they have earned income (00:16:04)