What does "independence" really mean once your working years wind down? Many assume a hefty account balance guarantees freedom, but true financial independence demands a well-coordinated plan—one that transforms hard-earned savings into lasting income, accounts for taxes, and prepares for life's surprises. Hear how most retirees discover hidden gaps in their strategies, why drifting into retirement can be risky, and which questions reveal whether your plan supports real freedom…or lingering uncertainty.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.