Join Marnie and special guest speaker Pamela Carmichael as they discuss: 1. The most common mistake people make with money. 2. The Biblical definition of financial empowerment. 3. The 3 critical principles of money management. 4. Practical strategies to reduce spending without losing your joy. 5. Some key way practices to help you keep out of and/or reduce debt. 6. A unique approach the enables you to save money consistently. 7. A sensible organizational system to keep your finances in order. 8. Bonus Tips. Pamela Carmichael has been a Financial Services Professional for over 15 years and holds a degree in Economics & Accounting. She is the award-winning author of “Financial Empowerment: Realign Your Finances to God's Will," a Certified Professional Coach and a Success Principles Coach. Learn more at www.PamelaVCarmichael.com