Scott discusses how the Tech Giants will see a snapback in their US advertising revenue, as well as how the disruption to higher education has already begun and why universities need to rethink their plans. Scott also brings on Jim McKelvey, the co-founder of Square, to hear his ideas around innovation, the payments sphere, and advice to entrepreneurs. McKelvey is also the author of “The Innovation Stack: Building an Unbeatable Business One Crazy Idea at a Time.” This week’s Office Hours: Palantir’s potential IPO, what to expect when impact investing, and how to build your personal brand.  Algebra of Happiness has Scott wondering when the US moved from an innovation economy to an exploitation economy.