You can't set and forget your net worth — unless you're tracking it quarterly, you'll never spot where your money is actually leaking. The first Friday Roundup of 2018 covers listener questions on net worth tracking, using HSAs for travel reward minimum spends, maximizing the Southwest Companion Pass, and leveraging community support to grow side businesses. Brad and Jonathan share updates on their collaboration with Alan and Talis, plus highlight why "burning the boats" on financial goals forces real commitment. Key Topics Discussed 00:00:00 - Introduction Introduction to the episode and what listeners can expect. 00:05:00 - Community Engagement Community support in financial independence. Reflection on how the community has come together to improve week by week. 00:12:00 - Tracking Your Net Worth Why tracking your net worth is crucial ("What doesn't get tracked can't get improved on"). Tips for maintaining records of financial progress. 00:34:00 - Travel Rewards with HSA Utilizing Health Savings Accounts (HSAs) to meet minimum spending requirements for travel rewards. 00:36:00 - Southwest Companion Pass Explained Explanation of the Southwest Companion Pass as a tool for maximizing travel rewards. Steps on how to obtain the Companion Pass and its benefits. 00:42:00 - Voicemail Insights Listener voicemails sharing personal experiences and tips related to financial independence and business growth. 00:56:00 - Conclusion Encouragement to leave reviews and participate in the community discussions. Key Quotes "What doesn't get tracked can't get improved on." [00:12:31] "People made mistakes with money. We just try to get a little better every day." [00:04:18] "You're all in, there's no going back. We burnt the boats." [00:07:30] "It's about creating evergreen content that helps you where you are." [00:06:37] Related Resources Personal Capital [00:57:36] Southwest Travel Rewards [00:36:40]