While 2020 was supposed to be a tipping point for faster payments in the U.S., adoption hasn’t been as widespread as many would have liked. There are complex roadblocks that hamper the nation’s real-time payments journey, yet according to Manish Gurukula, CEO of Alacriti, financial institutions are in a powerful position to drive traction. He tells Karen Webster how finding the most monetizable use cases can help hit the gas pedal on real-time payments ubiquity.