Today's podcast is with Leigh Dunsford from Nine25. Nine25 is on a journey to help millions of Australians live happier, healthier, debt-free financial lives and provides a solution allowing early access to earned wages. Leigh talks about the balance between receiving income and bill payments and how Nine25 can assist with a number of financial wellness problems. Leigh also talks about the functionality around budgeting and the importance of being tech-led. Leigh was previously a co-founder of Waddle, which was recently acquired by Xero (ASX:XRO).