3 JUL 2022 · In the final episode of the Young Money series, Emma sits down with Nigel Smellie to discuss what to expect when you move from completing your education to full-time work: - What are some important habits to remember as I move into the future? - How will my priorities change as I gain more financial independence and freedom? - Why is continuing my financial education so important? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

26 JUN 2022 · In this episode, Emma is joined by Brendan Hearle to discuss all things debt: - What are the different types of personal debt? - What are debt traps, and how do you look out for them? - What is a student loan, and how does it work? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

19 JUN 2022 · In this episode, Emma is joined by Alexandra Paul to break down and explain insurance: - What is insurance? - What are the different types of insurance? - Why do I need insurance? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

12 JUN 2022 · In this episode, Emma sits down with Doug Davidson to talk about the essentials of budgeting: - How do we track our expenses? - What are some common expenses to consider? - How do we start budgeting? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

5 JUN 2022 · In this episode, Emma is joined by Jovan Pavlicevic and Jamie Jermain from the SquareOne app, who gives us some hints on how to save money and why it’s so important to save: - Why is it important to save? - Why is a savings goal so vital? - How do we reach our goals? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

29 MAY 2022 · In this episode, Emma is joined by Craig Smith to discuss the fundamentals of Kiwisaver: - What is Kiwisaver? - Who are where does the money come from? - Where can I check how much balance I have? Young Money is the one stop reference for young Kiwis seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

23 MAY 2022 · In this episode, we are joined by Jen Riley from Outward Bound to help prepare you for entering casual work: - How will I get paid? - How much should you expect to get paid? - What are the things to remember on my first day? Young Money is the one stop reference for young Kiwi's seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.co.nz/disclaimers/disclaimer-and-disclosure.

15 MAY 2022 · In this episode, Emma is joined by Alex Davidson to discuss the fundamentals of tax: - What is tax? - Where do my taxes go? - How does tax impact me? Young Money is the one stop reference for young Kiwis seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

8 MAY 2022 · In this episode, Michael Lee covers the topic of ‘buy-now, pay later’ services: - What is buy now, pay later? - How does it work? - What are the advantages and disadvantages? Young Money is the one stop reference for young Kiwis seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

29 APR 2022 · In the first episode of Young Money, Emma Blom sits down with financial adviser Matt Tod to discuss all things financial literacy: - What is it? - Where does money come from? - And how do we make money? Matt is an authorised financial adviser at Findex. Matt has worked in the financial services industry for over 20 years. Matt always places his clients' interests first and follows a strict code of ethics in how he does business. He’s passionate about helping clients achieve their lifestyle and financial goals. Young Money is the one stop reference for young Kiwis seeking information on making money, spending money and planning for the future. Visit findex.co.nz/young-money to access the full library of resources. Brought to you by the Findex Community Fund. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.