30 SEP 2019 · NextGen Wealth is a company that provides financial planning, step-by-step plans for retirement, and tools for economic independence.

25 SEP 2019 · Mornings are busy. Having time to make and eat something other than cereal or granola bars seems like a dream relegated to weekends only. But what if you could serve a great breakfast every morning while staying in budget and on schedule?

11 SEP 2019

4 SEP 2019 · Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from Orlando, Florida, where Podcast Movement 2019 has just wrapped up. I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode. In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering: How to Change Your Shopping Habits to Save Money Love Going Out? I’m going to give you $100 right now in this show. How to get paid for watching videos - - - - - - —   How to Change Your Shopping Habits to Save Money You watch the grocery budget, shop sales and use coupons when you can. But, somehow, you still can’t seem to lower your family’s food bill. You don’t know what else to try. Good news, I might know what’s happening. You could have some shopping habits you aren’t even aware of. I’ve created a little quiz to help you to identify them and I’ll give you suggestions on how to change your shopping habits to save money. Question #1 - Do you feel trapped into shopping the same store(s)? If you answered yes to this question, you might have a bit of a mental block in how you think about shopping.  Question #2 - Does your nose wrinkle up when people suggest buying things like bread from the dollar store? If you admitted you do (or if your nose wrinkled just reading this question), you probably have built up expensive biases without realizing it. Question #3 - Do you find yourself drawn to how packaging looks, rather than choosing products by the content, volume and quality? If so, you might fall victim to impulse or justification buying more often than you realize. (I’ll explain justification buying below.) Question #4 - Do you look into your pantry, fridge and freezer and regularly end up throwing food away? If that’s you, your buying habits aren’t matching your eating habits, resulting in pricey food waste. Now let’s fix these... Recommendation #1 - To get out of a “store rut” (shopping the same place), be open to exploring your area. Throw away the idea that you can only go to {insert store name of choice} for {insert item you always buy}. Why? There are smaller places that hold some of what you need and you may have never even considered them. Here is an anecdote that demonstrates this: Last week my friend ran into Walmart to grab a small list of specific items. As she entered the store, she nearly laughed out loud. There, parked in front, were two identical carts of shelf-stable groceries, wrapped tightly in plastic wrap. Adorning the fronts were the price totals; what you would pay buying at Walmart or at a “local competitor”. The totals were both over $100 and the amount separating the two was a mere $5 and change. This marketing display was intended to instill confidence in Walmart’s “always low prices” - but it didn’t. In a quick glance, my friend noted several items she knew she could purchase elsewhere and come nowhere close to paying $100 for the half-full cart of groceries. Furthermore, it completely ignored any store sales and coupons shoppers can take advantage of at other grocers. Save a mere $5 on over $100 in groceries? No, thanks, I can do better than that, Walmart. Recommendation #2 - Conquer your biases to really save money. As mentioned in the acetadote above, my friend knew she could buy several of the items at a local discount (aka salvage grocery store) for half of what it cost at Walmart. If your nose just wrinkled again, let me encourage you to check smaller stores before you just assume the quality is bad. I assure you, it isn’t. Smaller grocers can save you up to 50% and it’s the same products sold at the “big names”. To get you started, reflect back to our original Question #2. Many dollar stores (Dollar Tree brand, in particular) carry things like fresh bread. For $1. And they get a wide variety of healthy, name brand bread that elsewhere is $2.50 or more. Give it a try to start. Then open yourself up to other potential places in your area. Recommendation #3 - Time to talk about justification buying. This is where, maybe on the whole you’re good at not impulse buying but when it comes to buying what you do need… you find yourself buying the larger package or the prettier package. After all, you need it. You’re going to buy it anyway. So… it’s justified, right? Wrong. Take emotions out of it and evaluate: Are you buying a more expensive product just because it’s pretty? Or buying more than what you need just because you “need it anyway”? Stop doing that. Evaluate the best value based on the quantity and the quality. Not on how nice the packaging is or on “getting more while you’re already at the store”. Recommendation #4 - Speaking of buying too much… If you’re regularly throwing food away, it’s costing you. Big time. Begin to cut back on the quantities you buy. Don’t grab multiple similar items and throw them in the cart. You won’t get around to eating them fast enough. Consider tracking your family’s consumption with a food diary for a week or even two to gauge volumes and preferences more accurately. Buy less = spend less. Use these suggestions to reset your spending habits and save money this month! - - - - - - —   Who doesn’t love going out to see their favorite band rock the house or their favorite sports team rock the playing field? It’s one of the reasons I love Orlando so much with the diversity of events here. Now I’ve found a way to not only get my tickets for tonight, but to earn savings towards tickets for the next event!I want to share with you the VividSeats Rewards loyalty program and app. VividSeats is an online ticket marketplace helping you find seats at sporting events, theater, concerts, and more while earning credit back toward future ticket purchases through the app. VividSeats offers great pricing and an easy online experience. Go to the Apple store or Google Play to download the VividSeats app. You will be automatically enrolled into the VividSeats Rewards program. As an added bonus, all Vivid Seats confirmed purchases have a 100% guarantee.For our SavingsAngel listeners VividSeats is offering a special deal YOU CAN’T BEAT! Before you click to pay for your tickets, enter the code ANGEL100, and receive $100 off. You heard me right: I said one hundred dollars off! Download the VividSeats app today and begin saving on your next event purchase. Don’t forget to enter ANGEL100 at checkout to get $100 off your next purchase! - - - - - - —   Have you checked out Swagbucks lately?  Swag TV rewards you Swagbucks just for watching posted videos!Earn more Swagbucks when you: Book travel deals through Swagbucks. Surf the web using the Swagbucks Yahoo browser Play your favorite games online The SwagButton just got more rewarding! Get a Bonus 100SB when your new referral adds the SwagButton to their browser! - - - - - - —   If you’ve loved hearing everything on this podcast, SHARE THIS episode with a friend! People NEED this information. You and I, together, can change lives. I recommend taking a screenshot and posting on FB - or wherever you hang out most. And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or - with your permission - I might even share your question or story with others on this show. Have a wonderful week - full of saving more, earning more, and living more abundantly - and thank you for listening! SHOW LINKS and POST IN PROGRESS on blog:   VividSeats app in the Apple store or Google Play. Enter code ANGEL100 at checkout to get $100 off your next purchasehttps://savingsangel.com/swagbucks

21 AUG 2019

7 AUG 2019 · *Tax-free holiday *Preparing for What Comes After with Trust & Will *Maximize your Swagbucks Earning Potential!

24 JUL 2019 · *Money and Yard Sales: How to make the most or spend the least *Lifelaunchr: Your Virtual Coach for College Planning

11 JUL 2019 · *How to Deal with Data Breaches and Identity Scams *Prepping for the Future with Trust and Will Estate Planning *How to Prevent Summer Savings Slumps

5 JUL 2019 · Today I'm introducing my awesome wife, Jenny Elledge, a very accomplished licensed marriage and family therapist here in Orlando, Florida.

25 JUN 2019 · 253 - Home Energy Savings  - Easy Investing Now - Simple In-Store Savings For a better listening experience, listen in Apple Podcasts or Stitcher. This podcast post may contain affiliate links or links to sponsors of the SavingsAngel Show. Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from hot and humid Orlando, Florida. I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode. In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering: How to Keep Your Home Cool for Less Money Have You Learned How to Invest in the Stock Market with Webull Financial? Virtual Couponing with Swagbucks   SHOW NOTES How to Keep Your Home Cool for Less Money It’s the same fight every year. As the temperature rises, so does your energy bill. To save, you need tips for how to keep your home cool for less money. Tip #1 - Change your air conditioning and/or heat pump filter. Every HVAC expert will tell you to do this before anything else. Tip #2 - Open the windows anytime it’s cooler outside. That way, when a full heatwave hits, you can afford to keep the house closed up. Tip #3 - Use floor fans to circulate cooler air. Fans push cool air toward you and warm air away. All while costing a fraction of the energy required to run an air conditioner. Any day you can stay comfortable with just fans running, do it. Read more...   *** Have You Learned How to Invest in the Stock Market with Webull Financial? For a while now, we have been discussing Webull Financial LLC here on Savings Angel. Webull is a top-notch platform for both retail trading buffs and enterprising newcomers. By leveling the playing field and revealing the tricks of the trade, even amateur investors have the opportunity to turn a hefty profit from the stock market. By cutting down on the exclusionary jargon with equal opportunity tactics, Webull Finance is able to focus on delivering an incredibly effective and innovative platform. It offers a zero-commission trading platform with free granular market data. With the addition of fintech, Webull is able to offer free, in-depth market data, and real-time market quotes. To further smooth user-experience, clients are able to access live, customer service to answer all of their financial inquiries and help them manage their accounts. Both old and new customers can benefit from Webull’s services: those making an initial deposit of $100 dollars or more get free stock worth anywhere from $4 - $1000 and long-time members who successfully urge friends to open a brokerage account will get stock ranging from $3 - $300–as will their friend. Webull Finance hosted a paper trading competition. This mock stock-market allowed members to practice the steps of trading without risking equity and with the bonus incentive of prizes.