1 DEC 2023 · In this flashback friday episode, we welcome back Lee Johnson as he discusses the importance of doing thorough background checks and due diligence when vetting potential sponsors and investments, as well as investing with a long-term plan in mind. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ [00:00 - 12:35] Building Generational Wealth - Preservation of capital is the first rule of the game - How compound interest can grow - Building a portfolio of assets to offset active income with passive income - Conducting business under an entity (LLC) instead of personal name [12:36 - 19:25] Investing in Assets - Becoming a paper millionaire by investing in assets rather than liquidating them - Leveraging Hyatt legal plan to set up wills, living trusts, and irrevocable trusts - Protecting assets with family office and taking out low interest loans against them [19:26 - 24:19] Why Your W2 Today is Your Addiction? - Breaking addiction to a steady paycheck and benefits - Why we should execute a goal - Building up other streams of income for safety net [24:20 - 31:51] Closing Segment - The final questions - Diversifying income sources to create a safety net - Buying real estate (Boardwalk) and adding houses for big payouts when people land on it in Monopoly - Wealth means being able to call your shots on your own timing - Needing a person in marketing to take business to the next level - What’s next for Lee? Key Quotes “You have to be doing more than just raising capital in order to be in compliance with the SCC rules.” - Lee Johnson “The first rule of the game is preservation of capital.” - Lee Johnson Connect with Lee Johnsonthrough https://www.valueinvestmentpartners.com/. Follow him on https://www.linkedin.com/in/passivereipros/, and https://www.instagram.com/value_investment_partners/ Let’s get connected! You can find Nicole on https://www.linkedin.com/in/nicole-pendergrass, https://www.instagram.com/nvestornikki/?hl=en, or https://www.instagram.com/nvestornikki/?hl=en. Visit her website https://noirvestholdings.com/ LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163.

27 NOV 2023 · Real Estate investing is a long game. But most new investors are so eager for that first deal, they don't ever stop to think in more detail about their long term strategy. One of the foundational decisions is determining your strategy... --Do you prefer cash flow over appreciation? --Are you investing for generational wealth so appreciation is primary? --Are you willing to sacrifice a little cash flow upfront to implement a value-add plan and force equity first? --Do you have steady income from another source (ie your job) to sustain you while your investments are cash flow light at the beginning? There are so many questions but they all come back to your why. Your why determines your strategy and your strategy determines your buy box and market. Tune in to hear my strategy and how it's helping me grow my portfolio! If you haven't yet subscribed to our parent podcast Share The Wealth Show subscribe to this channel! ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com

24 NOV 2023 · In this flashback friday episode, we have Lee Johnson. As the Co-Founder and Vice President of Value Investment Partners (VIP), Lee is responsible for implementing strategic methods to grow VIP and help partners grow their wealth using various alternative investment strategies that allow leveraging money and time, conducting and monitoring project due diligence He has been investing in real estate since 2005 through multifamily, private lending and rehabbing residentials properties. His focus now is passive investing through real estate syndications and active multifamily investing. His current portfolio spans multiple markets around the country – over 2800 units valued at about $334 million. As both an active and passive investor, his approach to business is “Being an investor FIRST” which simply means he only shares investment opportunities that he also invests in himself. He is a driving force for embodying creative use of alternative investment strategies, building generational wealth, and empowering people to achieve wealth. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ - How watching Carlton Sheets helped him start in Real Estate - How Sally Maid became an integral part of his life - How purchasing his first house made it work it for him - How he starting flipping houses [17:07 - 19:26] Things That The Government Wants You to do - Why they want you to create jobs - Why they want you to build housing - Understanding how income is generated [19:27 - 24:32] Meetups or Mentorship Programs? - Trusting yourself and accelerating your earning potential - He shares how he uses a checkbook I.R.A - Why it’s an opportunity to be in a multifamily real estate [24:33 - 42:23] How Do People Get Started? - Why learning is important - How the real estate bootcamp got him started - The importance of due diligence - Why when you’re investing in as an L.P., you’re collecting cash flow distributions [41:35 - 48:49] Closing Segment - Watch out for part 2 of our conversation with Lee! Key Quotes “If you create jobs, you're gonna be in a very good situation.” - Lee Johnson “if you trust yourself and you put it into a great system, you'll be able to accelerate your earning potential.” - Lee Johnson Connect with Lee Johnsonthrough https://www.valueinvestmentpartners.com/. Follow him on https://www.linkedin.com/in/passivereipros/, and https://www.instagram.com/value_investment_partners/ Let’s get connected! You can find Nicole on https://www.linkedin.com/in/nicole-pendergrass, https://www.instagram.com/nvestornikki/?hl=en, or https://www.instagram.com/nvestornikki/?hl=en. Visit her website https://noirvestholdings.com/ LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163.

22 NOV 2023 · Ep 80 - In today’s episode of The Share the Wealth Show, we're thrilled to have David Ball back once more, guiding us through the intricacies of real estate and wealth creation in a post-pandemic landscape. They explore the: 🏡 Real estate, finance, and wealth-building topics. 📉 Insights into the COVID-19 impact on the market and the current housing inventory. 🧘 Emphasis on mindfulness in real estate decisions and the significance of financial literacy. 🔍 Underscores the need to critically evaluate information from social media. 💬 Discussion on generational wealth and the importance of a long-term strategy. 🎧 Don't miss this enlightening episode! Tune in and discover valuable insights to navigate the evolving landscape of real estate and wealth-building post-pandemic. David is a Navy veteran who turned a heartbreaking event into becoming one of the most trusted voices online in homebuyer education. His loan was declined 2 weeks before he and his fiancé were scheduled to close on their home (6 weeks before their wedding). Although tragic at the time it became a fortuitous fork in the road. He went all in on learning mortgage guidelines, becoming the ultimate home buyer educator so no one would have to experience what he went through. Seven years later David is one of most versed real estate professionals around when it comes to breaking down housing market news and mortgage guidelines. He’s been a licensed loan officer, mortgage underwriter and Realtor helping 100s of people become educated 1st time homebuyers off-line in real life too. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here:https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website!http://thesharethewealthshow.com Want to leave feedback or suggestions on our show?Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ Key Quotes:“It's important to diversify things, whether it's like real estate, whether it's investing in your stock portfolio. You wanna diversify your portfolio, real estate, stocks, because you never know what's gonna be up or what's gonna be down.”- David Ball “ Wealth is money plus knowledge, the combination of those two things is what actually generates wealth. And everyone, let's talk about a generation of wealth is the key word. Bu,t you need money, you need knowledge to establish generation wealth.” -David Ball Connect with David!Socials:https://www.instagram.com/houserichdave/https://www.tiktok.com/@houserichdavehttps://www.youtube.com/@Homebuyingtipshttps://www.linkedin.com/in/daveballjr/ ___________________________________________ Let’s get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ Instagram https://www.instagram.com/nvestornikki/?hl=en Facebook https://www.facebook.com/nvestornikki

20 NOV 2023 · I often get the age-old question... How do you find small multifamily deals? There are so many different ways to find deals outside of a broker or the MLS, but there is one thing in common with finding and successfully acquiring deals... establishing relationships. Whether its a relationship with the seller directly, with the broker who can push your offer to the forefront, to a property manager/lender/attorney or anyone else in your investing circle. I don't go through all the different ways to find deals, but I do outline my own experience and how I found 3 of my small multifamily deals... and all 3 came from 3 different modalities! Check it out to find out more and get some insights! If you haven't yet subscribed to our parent podcast Share The Wealth Show subscribe to this channel! ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com

17 NOV 2023 · In this Flashback Friday episode, we have Jamilah N. McCluney. She started Black Wealth Financial after learning some very important money lessons the hard way. Being completely clueless as to how credit cards, mortgages, or 401ks worked, she found herself making horrible money moves and financial decisions, which would ultimately impact her financial future in a very real way. The process of dealing with money is very personal to Jamilah and she often sees a similarity and feels a connection with her clients no matter where they are along their financial path. She earned a Bachelor of Science degree in Psychology from Howard University and believes that her background in behavioral science helps her understand how people think and feel in regards to their personal debt and finances. Jamilah's goal is to eliminate her clients' anxiety around money and to proactively and quickly get them out of debt, and on the path to living their best financial lives. She's been dedicated to this pursuit for nearly a decade and sees herself more as a financial coach and strategist. Her action plans are very hands-on and she's not afraid to speak the hard truths and realities when it comes to you and your money. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ [1:00 - 15:31] Escaping the Racial Wealth Gap and Building an Abundant Life - How she started her own business, Black Wealth Financial, after learning some important money lessons the hard way - How her business focuses on teaching people how to build and protect their wealth through strategies such as buying and selling commercial properties, investing, and diversifying their portfolios - Why clients should be their own bank, so they can earn their own interest [15:32 - 29:37] The Power of Life Insurance - The benefits of life insurance, including the ability to use it to reduce taxes paid over one's lifetime and to invest in assets that will provide tax advantages - One of the key benefits of life insurance is that it allows you to borrow against the policy, which can be useful for real estate or other cash-producing investments - The current market conditions are causing many people to rethink their retirement plans and invest elsewhere [29:38 - 41:34] How to Handle When Your Money Goes Down Quickly in the Stock Market - There are a variety of ways banks can make money from selling life insurance policies - There are also advanced strategies where people sell off their life insurance and then use the money to invest in other assets, such as real estate or stocks - Why it is recommended to save 15-20% of one's income to benefit oneself in the long term, whether that be in the form of real estate or other investments [41:35 - 48:49] Closing Segment - The final questions - Why ignorance will make you miss out on opportunities - Jamilah shares her strategy in choosing between Baltic Avenue and Boardwalk with the Monopoly game - What’s next for Jamilah? - Connect with Jamilah! Key Quotes “To have the ability to pay cash is a flex.” - Jamilah N. McCluney “The biggest thing you wanna do is grow first yourself.” - Jamilah N. McCluney Connect with Jamilah N. McCluneythrough http://www.getblackwealth.com/. Follow her on https://www.instagram.com/blackwealthfinancial/, and https://www.youtube.com/channel/UCq7NrfAs7ri3cyPTbJs58dQ Let’s get connected! You can find Nicole on https://www.linkedin.com/in/nicole-pendergrass, https://www.instagram.com/nvestornikki/?hl=en, or https://www.instagram.com/nvestornikki/?hl=en. Visit her website https://noirvestholdings.com/ LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163.

15 NOV 2023 · Ep 79 - Welcome to another exciting episode of The Share the Wealth Show! Today, we welcome back David Ball as he shares his real estate journey and expertly guide us through the intricacies of the mortgage maze. This episode highlights Dave B's personal setback, transitioning from lender to mortgage broker, and his mission to demystify home-buying complexities. 🏠💡 Don't miss out on this another impactful episode full of insights and valuable lessons! 🎙️ David is a Navy veteran who turned a heartbreaking event into becoming one of the most trusted voices online in homebuyer education. His loan was declined 2 weeks before he and his fiancé were scheduled to close on their home (6 weeks before their wedding). Although tragic at the time it became a fortuitous fork in the road. He went all in on learning mortgage guidelines, becoming the ultimate home buyer educator so no one would have to experience what he went through. Seven years later David is one of most versed real estate professionals around when it comes to breaking down housing market news and mortgage guidelines. He’s been a licensed loan officer, mortgage underwriter and Realtor helping 100s of people become educated 1st time homebuyers off-line in real life too. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here:https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website!Thesharethewealthshow.com Want to leave feedback or suggestions on our show?Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ Key Quotes:“If I can get, if I'm getting declined by my own number, I can't imagine how other folks out here are being treated. At that point, I was like, hey, I'm going to be the, like the best lender there is. Like I'm going to read the guidelines. I'm going to learn how to do, I'm going to learn about the economy. I'm going to be like the best person out there. I want to be the person that I wished I would have met as a first time, second time, third time home buyer that can break down and explain this process.” - David Ball “Why do you want to own a home? Like that's very important. Like you're buying a home just because some folks said, hey, generation of wealth, buy a home. Is that why you buy a home? It's important to establish like what your goals are, not what somebody in the break room said, not what somebody said on the internet was a cool thing to do.” - David Ball Connect with David! Socials:https://www.instagram.com/houserichdave/ https://www.tiktok.com/@houserichdavehttps://www.youtube.com/@Homebuyingtips https://www.youtube.com/@Homebuyingtips https://www.youtube.com/@Homebuyingtips https://www.linkedin.com/in/daveballjr/ ___________________________________________ Let’s get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ Instagram https://www.instagram.com/nvestornikki/?hl=en Facebook https://www.facebook.com/nvestornikki

13 NOV 2023 · Think investing in multifamily is flowers and rainbows??? Just remember... flowers grow from the dirt and rainbows come after rain. The multifamily industry is starting to go through a rough patch in the market cycle, but if you can tough it out and fight through, there is definitely sunshine and growth on the other side. Check out this episodes to hear how unexpected vacancies are affecting - not only our portfolio - but the market as a whole, what we're doing about it and how you can best position yourself to hedge against this issue. If you haven't yet subscribed to our parent podcast Share The Wealth Show subscribe to this channel! ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com

10 NOV 2023 · In this Flashback Friday episode, we welcome back Ardranae Byer who shares that going private is a better option because you "can take 'em off the platform if you Want." She also discusses the pros and cons of being under the Touro umbrella versus doing it privately. She also shares that the pros of Touro are their protection plans and that they are supposed to screen the people before they're allowed on the platform. The cons of Toro are that they sometimes don't give you all of your money, and that they are more interested in the renter than the owner. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ [1:00 - 05:20] Black Professionals in the Industry - Ardranae Byer discusses how she turned her focus to real estate and how it's helped her escape the gap - She shares that she's currently working on transitioning out of her full-time job and into a part-time remote position - How she's planning to retire in the next six months and leave the real estate industry altogether [05:21 - 09:52] Getting into the Car Rental Industry - Ardranae shares how her niece saw the author's car on Touro and reserved it before the author even knew it was him or her - She recommends going private over using Touro because you are directly to customer and have more control over your business [09:53 - 18:40] Tips of Being Under Touro - Why she strictly financed her car under her name - The pros is that they take care of you, for the most part - The cons are you having to split your profits [18:41 - 26:09] Closing Segment - The final questions - Why in diversification there should always some type of diversity, in every aspect of life so you can learn - Ardranae shares her strategy in choosing between Baltic Avenue and Boardwalk - What’s next for Ardranae? - Connect with Ardranae! Key Quotes “When you direct the customer, everything is on you, the insurance. So you have to go and get the proper insurance.” - Ardranae Byer “It is important that we always stay learning” - Ardranae Byer Connect with Ardranae Byer through https://brokenhousesllc.com/. Follow her on https://www.instagram.com/brokenhousesllc/ Let’s get connected! You can find Nicole on https://www.linkedin.com/in/nicole-pendergrass, https://www.instagram.com/nvestornikki/?hl=en, or https://www.instagram.com/nvestornikki/?hl=en. Visit her website https://noirvestholdings.com/ LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163.

8 NOV 2023 · Ep 78 - Welcome to another exciting episode of The Share the Wealth Show! Today, we are delighted to have David Ball join us as our guest, where he will share a wealth of knowledge on the real estate market. In this engaging conversation, Nicole and David delve into various aspects of the real estate landscape, mortgages, and the current economic environment, covering the following key points: 🏘️ Exploring the recent alterations in down payment requirements for multi-family residential properties. 💼 Highlighting the benefits of opting for conventional loans over FHA loans. 💹 Analyzing the impact of inflation on interest rates and its repercussions. 📊 David elucidates the historical backdrop of interest rates and explains why waiting for significantly lower rates may not be a prudent approach. 💰 Stressing the significance of setting specific goals and devising a customized budget that aligns with individual circumstances when contemplating a home purchase in 2024 or 2025. 📈 Discussing diverse predictions regarding future home price trends, with varying forecasts ranging from slight decreases to moderate increases. Don’t miss out as David provides invaluable insights into the real estate market and the multitude of factors influencing it, empowering potential homebuyers to make well-informed decisions. 💡 David is a Navy veteran who turned a heartbreaking event into becoming one of the most trusted voices online in homebuyer education. His loan was declined 2 weeks before he and his fiancé were scheduled to close on their home (6 weeks before their wedding). Although tragic at the time it became a fortuitous fork in the road. He went all in on learning mortgage guidelines, becoming the ultimate home buyer educator so no one would have to experience what he went through. Seven years later David is one of most versed real estate professionals around when it comes to breaking down housing market news and mortgage guidelines. He’s been a licensed loan officer, mortgage underwriter and Realtor helping 100s of people become educated 1st time homebuyers off-line in real life too. ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here:https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website!Thesharethewealthshow.com Want to leave feedback or suggestions on our show?Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ Key Quotes:“What should you do in the in the in the future when it comes to to buying a home? It really depends on your specific scenario but I don't want you to be afraid of the market because rates are like the fives or sixes and if the numbers still work for you. It's all about establishing your what I could call like your, your why? Like why are you buying a home in the 1st place, like establishing those goals there, establishing a proper budget when it comes to buying home.” - David Ball “There's markets within the markets and typically whatever, like the the bottom of the market is wherever you're at that market, there's always going to be competition no matter what rates are because home prices are continuously going up, but like wages aren't going up and so home prices are going up. So, there's less and less people that are able to afford what's on the market. So if you you're looking more in the middle to maybe the higher end or whatever the market is your your local area, that's where there's more opportunities available for you.” - David Ball Connect with David!Socials:https://www.instagram.com/houserichdave/https://www.tiktok.com/@houserichdavehttps://www.youtube.com/@Homebuyingtipshttps://www.linkedin.com/in/daveballjr/ ___________________________________________ Let’s get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/Instagram https://www.instagram.com/nvestornikki/?hl=enFacebook https://www.facebook.com/nvestornikki