20 APR 2024 · Business Owner or Self Employed? Wish you could more $ away in your retirement accounts? Now You Can! A Cash Balance Plan is a type of pension plan that allows business owners to contribute 30% - 50% more to a retirement plan. The max in your current 401(k) is $66,000 and that's if you are matching and making additional contributions for all of your employees. We'll show you how to put $180,00 - $250,000 away (depending on your earnings) and you won't have to contribute as much to your employees.

12 APR 2024 · The only problem with saving all your money for retirement in a 401(k) or IRA is that you will have to pay taxes when you take the money out. What's the biggest myth about what will happen when you do take the money out? But here is what we know usually happens for most retirees in the first few years they retire - they do all the fun stuff they've been waiting to do like all the "bucket list" items that have been saving up to check-off. And guess where the money comes from to do all of these fun things? Your retirement account, which means withdrawals and taxes, which can quickly lead us to a higher or increased tax bracket then we had originally intended.

7 APR 2024 · The only person who gets hurt riding a roller coaster is the man who jumps off mid-ride... The markets go up, the markets go down, but what are some of the ways you can take what we at ARIES call "the motion sickness" out of your portfolio? - keep your assets aligned with your risk - don't let one stock or asset ruin your returns How can you avoid some of these missteps? What are ways to keep you & your portfolio on track? The beer for this episode is Hop-toberfest from Grey Sail Brewing

28 JAN 2024 · It's Groundhog Day so we are paying homage to the movie by asking the question: Why do we keep repeating the same mistakes over & over & over again. What are some of the things we do and what steps can you take to make sure that you don't fall into the same bad habit...again!

21 JAN 2024 · Investing is not about Returns or how much you are going to make. Investing is all about RISK. How much are you willing to lose? This is what trips up most investors. They chase returns, panic & sell at the wrong time, and suffer when the markets return again. Don't keep making the same mistakes. Learn how to be better and steps you can take to be more in control of your money & your future.

13 JAN 2024 · RESOLUTION (time) You say you’ll make a resolution Well, you know We all want to change our lives You tell me that it's evolution Well, you know We all know that change is hard But you think it's gonna be All right? How’d you know it's gonna be (all right) How’d you know it's gonna be (all right) We tell you we’ve got a real solution Well, you say We'd love to see your plan You ask should I make a contribution Well, you know That depends upon your plan But if you want money for a time in life that’s late All I can tell you is brother you have to wait Don't you know it's gonna be (all right) Don't you know it's gonna be (all right) Don't you know it's gonna be (all right)

16 DEC 2023 · There are always things going on that can leave us feeling a little overwhelmed and that is especially true when it comes to handling our money & finances. What can you do to feel a little more in charge? Listen in as we go over some of the tips & strategies you can use to start feeling more empowered when it comes to controlling your cash.

9 DEC 2023 · Financial Wellness ain't art ("I'll know it when I see it") It is subjective and different for everyone. But there are some compenents that we can all follow or adhere too that will help us be better financially. Listen in as we journey through financial wellness and trying to help you define it for yourself and better with our money decisions.

2 DEC 2023 · Target Date Funds have become one of the largest holders of assets in the retirement plan industry and more than likely, you are using them in an account. But how do they work actually? And more imnportantly, should you be using them at all. Listen in as we try to make some sense of it all in Target Dates - Who's Idea was this anyway? We are sipping on Sam Adams Octoberfest in this episode.

25 NOV 2023 · Over the years of working with and supporting participants in many diffferent retirement plans, we've seen a lot of questionable behavior when it comes to how employees handle their accounts. These are the ones that occur most often, but are usually the easiest to fix. Are you making any of them with your accounts? Tune in to find out.