Heather Dreves is the Director of Funding at Secured Investment Corp and a fund  manager that oversees the management of the Secured Investment High Yield  Fund II LLC and the Circle of Wealth Fund III LLC,Secured Investment Corp is one of  the fastest growing real estate lenders and fund managers in the US.  Secured Investment Corp has created two private equity funds to fill the void  left by uncooperative traditional funding sources. Investors have the potential to  earn double-digit returns based on past performance. By connecting real estate  investors who needed non-traditional funding with passive investors who were  ready to earn higher returns on their investments, Secured Investment Corp  created an opportunity to benefit both sides.  Risks are held extremely low, by limiting loan-to-value ratios to 70 percent of property value. Their market are developers, rehabbers and flippers among others. But requiring a high level of skin in the game, Secured has seen default levels of less than 2 percent annually, with very minimal loan losses.  Passive investors get higher returns and real estate investors get quick,  competitive loans to use to purchase and rehab those properties that traditional  lenders will not touch.  Heather enjoys lending money to self-employed entrepreneurs and their families.  Watching people succeed in their business motivates her, and that’s why she  and her lending team focus on transparency, mentorship, and making sure their  people make their money back. She learned early on that focusing on the bottom  line was not enough to sustain a business, and after foreclosures and property taxes caught up with many of her clients, she decided to change her approach.  Now, seminars, classes, and success and accountability programs are all ways  Heather and Secured Investment Corp are ensuring that their clients earn all their  money back (and then some).