Often times you'll run into an advertisement or hear something about a low down payment opportunity for the purposes of buying a property. It could be as little as 0% down for veteran, or 3 and 1/2% down for an FHA loan which is attainable by most people. But is this a trap? What is the benefit or the detriment to these types of loans as far as why they're advertised to you to begin with? I have your answers right here.