The offer of free consultation is made by Elephant's Child. Elephants Child Consultancy provide a consultative, analytic approach to leading, developing and implementing successful business strategies, and they are a corporate partner of St. James’s Place. Where the opinions of third parties are offered, these may not necessarily reflect those of St. James’s Place.

The content in this Podcast, does not constitute. Full advice should be taken before proceeding with a course of action. The opinions of third parties given may not necessarily reflect those of St. James's Place Wealth Management.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Reddings Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The `St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.