2018 was the year of the pay gaps and the last of the year is the race pay gap which is larger than the gender pay gap. We caution against knee jerk conclusions as the reasons are bound to be multifactorial. The gender pay gap for instance is mainly due to differences in behaviour between men and women. Similarly New Year's resolutions with sudden large virtuous changes are too big a leap to navigate safely and reliably. They are an example of goal setting which are illusionary needs and as such are vested with fear of failure, stress and avoidance , disaster if you fail as well as anticlimax if you succeed. Rather changes need to be small and incremental, thus many small changes leading to a much larger sustainable change over time. Finally what do Jean-Claude Junker and Donald Trump have in common? Listen and find out.