You hear us talk frequently about our local and national housing shortage, the bidding wars and 7% plus mortgages.  What you don’t hear us mention is how the hidden costs of homeownership are skyrocketing.  Last year, homeownership affordability fell to its lowest level since the 1980s, according to the Wall Street Journal.  So what are these hidden costs for you to factor into your budget?  We’ll let you know, tonight on the Jon Sanchez Show.