What if you knew in 2019 that pandemic was on the horizon? How would you have prepared to face it? We can’t change the past, but we can learn to watch the horizon for things yet to come. Kim is joined by Chuck Bentley, CEO of Crown Financial, to point to “gray swans” on the horizon that could mean trouble ahead, with wisdom on how to prepare. Chuck is the author of Seven Gray Swans, Trends that Threaten Our Financial Future. Kim Wier is a speaker, radio talk show host, Bible teacher, and author of the book, The Art of Friendship and other titles.    The Art of Friendship Podcast is part of Hope On Demand!