XRP contributes and is complimentary to the development of CBDCs and stablecoins says Emi Yoshikawa, senior director of global operations at Ripple. She stated that XRP does not compete either with central bank digital currencies (CBDC) or stablecoins. XRP serves as the bridge assets for both CBDCs and Stablecoins. RippleNet is mentioned in an August 2020 report titled "Financial Sector Assessment Program". Folks can use Bitrue for Flare’s utility fork of XRP by claiming and distributing Spark tokens to their XRP customers when the fork takes place.

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