Damien Brown August 7th, 2019

Damien Brown August 7th, 2019

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Damien Brown brought a part of the insurance industry that I had very little exposure to, to light today. That being Captive Collectives. The ability for groups of companies, that are low risk and pay more in premiums than they benefit through claims to band together and create a collective to negotiate insurance based on the needs of the collectives. This usually creates lower premiums and safer workplaces.

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