Proverbs 22 vs. 7 talks about the effects of debt stating: " The borrower is slave to the lender. You want a house but your credit score is too low. You want a car but when they pull up your credit, their warm welcome turns chilly, and you leave out in shame or with a high APR & car payment. If you apply for a job your application is left on the bottom of the pile instead of the top because your credit score needs CPR. Today we will talk to Mrs. Debra Chaplin, Ceo of the CHAPLIN Group who will help the " Credit-Wounded" and hopefully heal a generation.