First time guest, Bob has written a number of books about what going to happen next. We're in a buy now pay later economy. But eventually the bill is going to come due. No one is worrying about the debt right now but at some point it's going to be an issue. Borrowing helps for now but in the long run it's going to make a difference. Right now the money printing is on hold, but we're going to have to print more and then we're going to see inflation and that's when the problem really begins. And there won't be a Paul Volcker there to save us. And then there will be a collapse. And you can guess what happens then.