Founded in 2001, The Credit People aims at helping people raise their credit scores and improve their credit reports through professional credit repair services.
For a good reason, this repair company prides itself in calling themselves the “credit superheroes,” and has helped more than 200,000 people in correcting inaccurate entries that cannot be verified.
For close to 2 decades, this company has helped thousands of consumers remove more than 1.5 million negative entries.
If you’ve
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been thinking of ways to take hold of your financial life and contemplating whether The Credit People is a legitimate company, they might be a good fit for your credit concerns.
Although hiring a repair agency might seem like the silver bullet in helping you achieve overnight results, that’s always not the case.
With a combination of unique strategies in helping people build their credit, The Credit People has had a tremendous success rate in the past.
If you’re considering this option, here’s what you need to know?
Table Of ContentsAbout The Credit PeopleWhat The Credit People doesThe Credit People statsWho should sign up for The Credit People?Who isn’t this company ideal for?Pros of The Credit PeopleOne week $19 trialFree credit reportsEducational resourcesAffordable pricingNo hidden fees60-day money guaranteeThe Credit People consNo BBB accreditationNo individual advisorWhat to expect when using The Credit People’s servicesHow long does it take to see positive results?How to sign upThe Credit People vs. competitorsFrequently asked questionsCan deleted items appear on my report after deletion?Do they offer discounts?How can I contact them?Conclusion
About The Credit People
This credit repair company was founded around the beginning of the 21st century and is known for an excellent customer-focused team.
Primarily, the team reviews their customers’ credit reports and checks to see the bad items as well as the items that could be made better.
Below are some of the ways through which the team works in improving your credit:
An initial free service for the first seven daysSeamless access to your online account, with the option to cancel any time.A comprehensive review and deletion of negative items from your credit report.Disputing unverifiable entries and charges on your credit report in each of the three credit bureaus.Recommending on viable ways to improve on your credit score.
What The Credit People does
Once you sign up for the services of The Credit People, they’ll retrieve your credit reports from each of the three data centers and upload them to your account dashboard.
Afterward, the team will create a plan of action and progressively dispute as many negative items as they can.
Besides removing the common detrimental issues in your credit report, the company will also address judgments and bankruptcies.
Most times, the strategy involves reviewing your credit report for fraudulent activity, mistakes or items that should have been removed.
Once they find these items, they send out dispute letters to the three data centers or your creditors, asking them for removal.
While many items typically require further scrutiny and verification, most people have reported seeing results within the first round of disputes.
When necessary, The Credit People talks to your creditors and negotiates with them to ease any collection attempts as you deal with the matter.
Besides, the company offers services for almost every credit-related need, like when a potential employer asks for an updated credit report.
The firm boasts in providing a comprehensive set of services ranging from unique benefits of a $39 one-week trial and a 100% money-back guarantee if you’re entirely happy with the services offered.
Essentially, the team works with your loan issuers and credit bureaus to offer credit repair services, and they have a significant track record in removing the following items from credit rep
about 1 year ago