The North Shore Village – Helping Seniors “age in place” What are some of the issues with growing older and aging in place? Can you safely and comfortably remain in your home on your own and remain connected to others? Listen to this Heartland Law Firm podcast and find out how the North Shore Village might be able to help you do just that. Marty Fogarty, as founder of the Heartland Law Firm, has committed himself to helping people deal sometimes difficult life transitions. In this series, Marty offers tips and information about the resources available for making such life passages easier. In this episode, Marty interviews, Tommi Ferguson, Executive Director of The North Shore Village, and Jackie Kimmel, an active member of the Village. What is the North Shore Village? Isolation and aging too often go together. It doesn’t have to. The Village Movement’s purpose is to help people remain in their homes as long they want to and can while remaining linked to others. The Village is not a place, but it is a community nonetheless. Discover the origin of this movement that began in Boston. Find out how the local North Shore Village is fulfilling its mission to encourage social engagement and to provide needed services. Learn how this member-driven and non-profit works. Hear about the Village’s need for volunteers to help deliver important services to keep members active. In this Heartland Law Firm podcast: Listen as Marty and his guests explore: - What the Village Movement is, its history, and what how it serves the community. - How the North Shore Village can help you age in place and the different ways they can help you in remaining an active part of a community. - The variety of programs and services offered through the organization. - What it means to be a member of the North Shore Village and the different levels of membership and commitment. - volunteers are so important to the organization and its members. Grab a cup of something, push the play button, sit back and enjoy the conversation. Join the host, Marty Fogarty, as he discusses with its executive director, Tommi Ferguson, and member, Jackie Kimmel all that is available through membership in the North Shore Village. Once you’ve listened to the entire episode, be part of the discussion by leaving your questions and comments in the space below. If you know anyone who might benefit from this podcast, we encourage you to send it to them. Contact Information Heartland Law Firm 1545 N. Waukegan Rd #2-9 Glenview, IL 60025 1 (847) 729-3300 Twitter - @heartlandlaw Facebook – http://www.facebook.com/heartlandlawfirm North Shore Village 1603 Orrington Ave. Evanston, IL 60201 1 (847) -721-1414 Website: http://northshore-village.org Email: info@northshore-village.org Facebook: https://www.facebook.com/pages/North-Shore-Village/513577435356118

Marty Fogarty founded the Heartland Law Firm nearly a decade ago, and he sees firsthand the difficulty of moving between life’s transitions. The Heartland Law Firm is dedicated to helping families plan ahead so no one has to go through these transitions alone. The Heartland Law Firm Podcast offers tips to help with legal issues to help during any phase of life. During this episode Marty interviews two of the professionals at CJE SeniorLife: Michele Mangrum, Marketing Manager, Sales and Customer Service and Kathy Stone, Community Liaison about services that CJE offers seniors and their families. Real Solutions for Challenges Faced by Chicago’s Seniors The Heartland Law Firm offers advice as people transition into later stages of life. There are other things that take priority, such as the well-being of a loved one going through this situation. This interview is an opportunity to learn how CJE supports the well-being of such families. The episode kicks off with an understanding of what CJE is and what services its 750 employees it offers seniors in the metropolitan Chicago area. The services are designed to assist with a wide range of senior lifestyles. Michele and Kathy also answer these questions: - How many seniors in the Chicago area does CJE serve each year? - What types of short-term and long-term care does CJE provide? - Does CJE offer any types of community-based services for seniors? - Who is the target demographic of who CJE serves in Chicago? Then Kathy and Michele describe the roles they fill at CJE SeniorLife, to support both the seniors in the community and their families as well as the operations of the organization itself. What Brings Families to CJE SeniorLife? Next Michelle explains the lifestyle preferences that cause Chicago seniors to seek out the services offered by CJE SeniorLife. Kathy chimes in with the importance of planning ahead for aging, and what services that CJE offers seniors in this specific phase of growing older. The episode wraps up with an overview of what adult children of Chicago seniors can do to help find solutions for challenges that their parents are facing. Kathy explains that anyone facing a problem related to senior living can call 773-508-1000 and ask for “Entry Staff” to learn about services that CJE offers seniors. Listen to the entire episode now and then please leave your questions and comments in the space below so we can discuss those with you. If you know anyone who can benefit from the information in this podcast, please forward it to them as well. Heartland Law Firm 1545 N Waukegan Rd #2-9 Glenview, IL 60025 (847) 729-3300 Website: http://www.heartlandlawfirm.com Twitter - @heartlandlawfirm Facebook - http://www.facebook.com/heartlandlawfirm CJE SeniorLife Bernard Horwich Building 3003 W. Touhy Ave. Chicago, IL 60645 773.508.1000 (main phone) 773.508.1028 (fax) Website: http://cje.net/ Email: info@cje.net

Marty Fogarty founded the Heartland Law Firm nearly a decade ago, and he sees firsthand the difficulty of moving between life’s transitions. The Heartland Law Firm is dedicated to helping families plan ahead so no one has to go through these transitions alone. Even if you are not dealing with a legal issue right now, the Heartland Law Firm Podcast has tips that may come in handy at some future point in your life. Tune in to this episode where Marty interviews professional Geriatric Care Manager, Noreen Coussens about the new POLST Process in Illinois. Answering Questions about POLST Issued by the Illinois Department of Public Health, the POLST Process replaces traditional DNR (Do Not Resuscitate) and advanced directive forms for seriously ill patients, allowing them to choose the treatments they want and ensure that their wishes are honored. POLST stands for Physicians Orders for Life Sustaining Treatment. Marty has a lot of questions about the new policy, and Noreen is happy to answer them all, providing a wealth of information. Some of the questions she answers cover topics that include: - Primary differences between POLST, traditional DNR, and Power of Attorney - How the form carries out dignity for the patient in regards to end of life planning - Which medical interventions are covered on the form, i.e. comfort measures Moving right along, Marty and Noreen go on to discuss the effect of POLST on a person’s passing from life. Without naming names or giving up private details, she uses the example of an elderly person with an only child. You will not want to miss hearing how different their situation could have turned out if her wishes had been honored. When Should You Have a POLST? Do you need a POLST? Noreen also tackles this question, giving facts about the people for which the process was intended. However she also describes which type of people are better covered by Power of Attorney. Maty and Noreen wrap up the episode by talking about how Illinois residents can get a POLST put into place - including how to bring up the topic with family. If you have more questions for Noreen about this way of honoring a patient’s last wishes, then you can contact her at nbcoussens@gmail.com or 224-567-3974. Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect your family’s wishes. Listen to the entire episode now, and then head over to www.heartlandlawfirm.com where you can contact the Heartland Law firm to learn how you can benefit from all of their legal services. And if you know anyone who can benefit from the information in this podcast, please forward it to them! CONTACT INFORMATION: Heartland Law Firm 1545 N Waukegan Rd #2-9 Glenview, IL 60025 (847) 729-3300 Visit: http://www.heartlandlawfirm.com Twitter - @heartlandlawfirm Facebook - http://www.facebook.com/heartlandlawfirm

Senior Independent Living At Home Marty Fogarty founded the Heartland Law Firm nearly a decade ago, and he sees firsthand the difficulty of moving between life’s transitions. The Heartland Law Firm is dedicated to helping families plan ahead so no one has to go through these transitions alone. In today’s episode Marty Fogarty, Founder of the HeartlandLawFirm.com speaks with Helen Gagel, former Executive Director of the North Shore Village, about a nationwide movement of older adults opting to stay at home for as long as safely possible. http://www.northshore-village.org/ http://www.linkedin.com/in/helengagel Growing Older in the Comfort of Your Own Home Tune in to hear about this new twist on the concept “neighbors helping neighbors”, which is a an alternative trend to retirement communities. This elder care group is important because more and more seniors are opting to age in place in the comfort of their own home for as long as is safely possible. Listen to Helen explain: - the effects of longer life expectancy on senior independent living - determining your own path for the golden years of life - what types of people join a group like Northshore Village You will also hear Helen explain how this group helps seniors stay socially engaged, as well as the many benefits of expanding your circle with new people and activities through senior independent living. As Marty points out, the concept of “neighbors helping neighbors” really brings communities back to a grassroots type of environment. The Value of Growing Older at Home Independent senior living not only saves you the high costs associated of prematurely moving into a retirement community, but it also gives you the value of being part of a community of people with whom you can relate. The Northshore Village not only helps people aged sixty and older, but also offers ways for younger individuals to get involved through volunteering. Marty and Helen wrap up the episode by discussing the group’s home care services and facilities to keep members of the village informed about things like residential home care, or even help prepare them for moving into a facility. Tune in for all the information! Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect your family’s wishes. Listen to the entire episode now, and then head over to www.heartlandlawfirm.com where you can contact the Heartland Law firm to learn how you can benefit from all of their legal services! And if you’re interested in the Northshore Village, please check out their website here http://www.northshore-village.org/ for more information. CONTACT INFORMATION: Heartland Law Firm 1545 N Waukegan Rd #2-9 Glenview, IL 60025 (847) 729-3300 Visit: http://www.heartlandlawfirm.com Twitter - @heartlandlawfirm Facebook - http://www.facebook.com/heartlandlawfirm

Marty Fogarty founded the Heartland Law Firm nearly a decade ago, and he sees firsthand the difficulty of moving between life’s transitions. Because no family should have to go these transitions alone, the Heartland Law Firm is dedicated to helping plan ahead to avoid stress associated with going down a new path. Even if you are not dealing with a legal issue right now, the Heartland Law Firm Podcast has tips that may come in handy at some future point in your life. Tune in to this episode where Marty talks with Brian Gordon, President of Maga Long Term Care Planning about understanding and solving long term care questions. What Is Long Term Care Planning? You won’t want to miss Brian explain long term care planning. You may be surprised to find out that insurance alone will not cover your final years. Tune in to hear Brian explain some of the more popular client strategies that he talks about with people on a regular basis, including: - the dynamics of a multi-generational family under one roof - answering the question, “What are my options?” - some different options regarding the available financial care plans - government programs that provide aid to families - and more! Tune in to hear Brian explain why the strategy that meets another family’s needs might not be right for someone else. Unlike the commercials you see on television, Marty points out, retirement is not all travel and leisure - and Brian shares hard facts about why Marty is exactly right! Additional Advice from a Real Pro Marty and Brian wrap up the episode by comparing and contrasting long term care planning and long term care insurance. Brian’s 20+ years of industry experience shine through as he explains the need for each, and you will not want to miss a second of his knowledge during this 20-minute podcast. Take a listen now, or download and listen over your iPod or MP3 player at your convenience! Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect your family’s wishes. Once you finish listening to entire episode now, head over to www.heartlandlawfirm.com where you can contact the Heartland Law firm to learn more about the long term care planning options for yourself or someone else in your family! CONTACT INFORMATION: == Maga Long Term Care Planning Home Office 2610 Lake Cook Road, Suite 250 Riverwoods, IL 60015 maga@magaltc.com (800) 533-6242 (MAGA) (847) 940-8866 Southwest Office 4711 E. Amber Sun Drive Cave Creek, AZ 85331 maga@magaltc.com (800) 533-6242 (MAGA) Visit: http://www.magaltc.com/ == Heartland Law Firm 1545 N Waukegan Rd #2-9 Glenview, IL 60025 (847) 729-3300 Visit: http://www.heartlandlawfirm.com Twitter - @heartlandlawfirm Facebook - http://www.facebook.com/heartlandlawfirm Visit: http://www.heartlandlawfirm.com/

Marty Fogarty founded the Heartland Law Firm nearly a decade ago, and he sees firsthand the difficulty of moving between life’s transitions. Because no family should have to go these transitions alone, the Heartland Law Firm is dedicated to helping plan ahead to avoid stress associated with going down a new path. Even if you are not dealing with a legal issue right now, the Heartland Law Firm Podcast has tips that may come in handy at some future point in your life. Tune in to this episode where Marty talks with Julie Fohrman Founder of North Shore Geriatric Care Management about the challenge of making the best decisions for your elderly loved one in a health care transition. How Can a Geriatric Care Manager Help You? You are a busy person, but when a family member goes from being healthy to needing you at their side, you are yanked out of your daily activities to handle their schedule as well. You won’t want to miss hearing Julie explain how having a “geriatric care manager” can help you. She touches on specifics related to the following: - difficulties due to a busy family’s schedule - challenges related to geography and distance - additional family dynamics that pose issues - and a lot more! As Marty shares, a geriatric care manager can help you with problems that have not yet come to light! Tune in to hear Marty and Julie explain what types of problems those are, and then discuss how you can work with a geriatric care manager to help solve them in ways that are best for everyone. Geriatric Care Managers Can Help Everyone Marty and Julie wrap up the episode by talking about the fact that even if your family is in good shape now, a sudden illness or death may leave one needing assistance with legal, medical, and financial questions. If you have other questions for Julie, you can contact her 847-780-4733 or visit www.northshoregeriatric.com to learn more about all the services her organization offers. Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect your family’s wishes. Listen to the entire episode now, and then head over to www.heartlandlawfirm.com to learn how you can benefit from all of their legal services! (847) 780-4733 julie@northshoregeriatric.com Visit: http://www.northshoregeriatric.com == Heartland Law Firm 1545 N Waukegan Rd #2-9 Glenview, IL 60025 (847) 729-3300 Visit: http://www.heartlandlawfirm.com Twitter - @heartlandlawfirm Facebook - http://www.facebook.com/heartlandlawfirm

Marty Fogarty founded the Heartland Law Firm nearly a decade ago. As a lawyer he sees firsthand the difficulty of moving between life’s transitions and feels families shouldn’t have to stress by going through them alone. Therefore the Heartland Law Firm is dedicated to helping families plan ahead to avoid a future path that avoids stress. Even if you are not dealing with a legal issue right now, the Heartland Law Firm Podcast has tips that may come in handy at some future point in your life. Tune in to this episode where Marty discusses the topic of probate with host Kimberly Henrie. After you listen you can head over to www.heartlandlawfirm.com to learn more or ask any specific questions you have. Having a Will Alone Is Not Enough As Marty points out during the podcast, when you pass away the question is, “Who owns your stuff when you are no longer here?” The probate court is a public route that will take the necessary steps to answer that question. A will is a letter to the probate court that tells the judge where you want your stuff to go, and asks the judge to appoint an executor, who then: - Changes a deed - Transfers bank funds - Handles anything else in the will However going through probate causes more harm than good, especially financially. But during the podcast Marty explains other ways probate can cause harm to families, not only in regards to wills, but also in regards to things like living wills. Because of this, probate should be a safety net, or final resort. The Importance of Having a Personal Estate Plan Audit Having a personal estate plan audit allows you to control where your stuff goes after you die, whether you want to donate it to charity or spread it among your family and friends. In this podcast Marty explains exactly how you can control your assets and avoid probate via this method which could end up saving you and your survivors both time and money in the long run. Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect family wishes when planning someone’s personal estate plan audit. Listen to the entire episode now and then contact the Heartland Law firm now to learn how you can benefit from this and other legal services for estate planning! Heartland Law Firm 1545 N Waukegan Rd #2 Glenview, IL 60025 Call: (847) 729-3300 Please call us today for a free consultation to discuss your needs and how we can best be of service to you and your family. We serve the communities of Skokie, Niles, Desplaines, Wilmette, Winnetka, Deerfield, Northbrook, Morton Grove, Chicago, Park Ridge, Evanston, Northfield, Glencoe, Wheeling, Lake Forest, Mount Prospect, Arlington Heights, Cook, Lake Dupage, Mchenry County, Woodstock, Hebron, Crystal Lake, Mettawa, Barrington, Libertyville, Mundelein and Harwood Heights. Don’t let your legal issues worry you any longer, call today!

Marty Fogarty is the lawyer behind the Heartland Law Firm, founded nearly a decade ago. Transitions in life are hard, and families shouldn’t have to stress from going through them alone. The Heartland Law Firm recognizes this and is dedicated to helping families plan ahead to create the best future path and avoid stress. The Heartland Law Firm Podcast is for anyone dealing with a legal issue. In this episode, host Kimberly Henrie talks with Marty about preparing heirs for their inheritance. If after listening to the podcast you have questions for Marty and his team, you can visit www.heartlandlawfirm.com to contact them at any time. Why You Need an Attorney to Manage Your Assets As Kimberly states during the episode, the death of a loved one is something that everyone faces at some time in their life. And eventually the family has to determine how to distribute that person’s assets. Here are some of the common fears regarding that which are discussed in the episode: -That the younger generation places too much emphasis on material items and money -The fear parents have that their children won’t understand the value of money -Parents’ fear that they will be taking away their children’s motivation or initiative Listen to this Chicago VA Benefits attorney go through the process of how a will is drawn up and how a legal influence can help minimize fears by anticipating problems and tackling them before the inevitable happens. You will also hear Marty explain the definition and purpose of a “Family Mission Statement”. The Danger of Waiting Until It Is Too Late Having a VA Benefits lawyer on your side can help you eliminate some of the stress involved after a loved one dies. As Kimberly points out, taking care of things in advance takes the guesswork out of how the family should handle their departed loved one’s assets. Because Marty and the others at the Heartland Law Firm respect family values, they take extra care to respect family wishes during estate planning. Contact the Heartland Law firm now to learn how you can benefit from these and other VA programs! Heartland Law Firm 1545 N Waukegan Rd #2 Glenview, IL 60025 Call: (847) 729-3300 Please call us today for a free consultation to discuss your needs and how we can best be of service to you and your family. We serve the communities of Skokie, Niles, Desplaines, Wilmette, Winnetka, Deerfield, Northbrook, Morton Grove, Chicago, Park Ridge, Evanston, Northfield, Glencoe, Wheeling, Lake Forest, Mount Prospect, Arlington Heights, Cook, Lake Dupage, Mchenry County, Woodstock, Hebron, Crystal Lake, Mettawa, Barrington, Libertyville, Mundelein and Harwood Heights. Don’t let your legal issues worry you any longer, call today!

Marty Fogarty is the lawyer behind the Heartland Law Firm, founded nearly a decade ago. Tired of watching families left to stress alone through the transitions of life, he made the decision to devote his practice to helping families avoid that type of suffering by planning ahead to create the best path forward. The Heartland Law Firm Podcast is for anyone dealing with a legal issue. In this episode, host Kimberly Henrie talks with Marty about VA benefits in regards to elder care, such as who is eligible for it and what someone has to do to qualify. Questions for this Chicago VA Benefits attorney can be directed to www.heartlandlawfirm.com and you go there at any time to reach Marty and his team. Why You Need a Chicago VA Benefits Attorney In the last episode of the Heartland Law Firm Podcast, Marty and Kimberly discussed the Medicaid program and nursing home care. Tune in this week to learn Marty explains the VA Pension, also known as the Aid and Attendance Benefit program. Here are some details about the program: - Available for veterans and their surviving spouses who require assistance of another person - Provides assistance for regular activities for daily living like eating, dressing, and bathing - Not dependent on where you are receiving care, such as at home or at an assisted living facility Listen to this Chicago VA Benefits attorney go through the checklist of the requirements to qualify for the Aid and Attendance Benefit program. For example someone who serves at least 90 days in the military with at least 1 day of active service during conflict, such as wartime, meets the first qualification on the checklist! He also explains what other benefits prevent you from qualifying. Applying for Benefits Doesn't Have to Be Confusing Having a VA Benefits lawyer on your side can help you take advantage of everything you earned through military service to the United States. And because many of these benefits are confusing, Marty and the others at the Heartland Law Firm have the knowledge to walk you through step by step. Contact the Heartland Law firm now to learn how you can benefit from these and other VA programs! Heartland Law Firm 1545 N Waukegan Rd #2 Glenview, IL 60025 Call: (847) 729-3300 Please call us today for a free consultation to discuss your needs and how we can best be of service to you and your family. We serve the communities of Skokie, Niles, Desplaines, Wilmette, Winnetka, Deerfield, Northbrook, Morton Grove, Chicago, Park Ridge, Evanston, Northfield, Glencoe, Wheeling, Lake Forest, Mount Prospect, Arlington Heights, Cook, Lake Dupage, Mchenry County, Woodstock, Hebron, Crystal Lake, Mettawa, Barrington, Libertyville, Mundelein and Harwood Heights, don’t let your legal issues worry you any longer, call today!

Nearly a decade ago, Marty Fogarty was tired of watching families stress out over legal issues related to caring for elderly family members. This was his inspiration for founding the Heartland Law Firm www.heartlandlawfirm.com, so that families could have someone help them through the transition into the different stages of elderly life by planning ahead. In this episode of Heartland Law Firm Podcast, Marty talks with host Kimberly Henrie on the topic of nursing home financial aid. They discuss what nursing home financial aid is, who is eligible for it, and what patients must do to qualify for it. If your family member does not have long term care insurance, then living on one’s own assets can be a real strain on the family budget. Nursing Home Financial Aid Can Lower Stress Tune in to hear Marty discuss the financial anxiety that goes along with the stress of learning that a family member suffers from a chronic illness and require from some type of long-term medical care facility, such as a nursing home. Few families can pay the $7,000 to $10,000 out-of-pocket per month for a stay in such a facility. Heartland Law Firm works with families to help them qualify for a couple of different benefits, one of them being the Nursing Home Financial Aid Benefit, a subchapter of the Medicaid Laws. Here are the tests one must pass before receiving this kind of aid. 1. Asset Test – You qualify for the program if you have a certain need level, somewhat like applying for tuition assistance in college. There are different amounts for single or married, which Marty explains during the program, as well as some other stipulations. 2. Income Test – In this test, the applicant can keep $30 per month with the rest of his or her income going to the nursing home for his or her care. Financial aid pays anything over that amount to make up the difference. 3. Look-back Test – Medicaid looks at your records for the past 5 years to see what types of things might shrink someone’s estate. Marty relates that he has had clients who tried to shrink their estates through gift-giving, and that he has had to help them un-give the gifts because of it. Are you confused about elderly care law? Do you know if you fall into a category that labels you an exception to these rules? After the podcast if you have further questions, contact the Heartland Law Firm to schedule a consultation. Heartland Law Firm 1545 N Waukegan Rd #2 Glenview, IL 60025 Call: (847) 729-3300 Please call us today for a free consultation to discuss your needs and how we can best be of service to you and your family. We serve the communities of Skokie, Niles, Desplaines, Wilmette, Winnetka, Deerfield, Northbrook, Morton Grove, Chicago, Park Ridge, Evanston, Northfield, Glencoe, Wheeling, Lake Forest, Mount Prospect, Arlington Heights, Cook, Lake Dupage, Mchenry County, Woodstock, Hebron, Crystal Lake, Mettawa, Barrington, Libertyville, Mundelein and Harwood Heights, don’t let your legal issues worry you any longer, call today!