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Financially Speaking~Kathy Cook Noble

  • Real Estate Investing with Special Guest Liza Rogers

    20 JUN 2022 · Financially Speaking with Kathy Cook Noble  Kathy talks with Liza Rogers, founder of WREN, Women’s Real Estate Network. Liza shares success stories of Canadian women investing in real estate while explaining the essential role of education in real estate investing. Kathy and Liza also talk about the importance of finding your tribe and building your investment team of professionals for greater success. For 25 years Liza has been passionately involved in what is now being called "the cohousing movement". Liza's deep and diverse background in tourism and events has included leading groups on world-famous European river cruises, managing Eco guesthouses in Bondi Beach Australia, and being employed by two Olympic Games. On her journey she discovered everything about financing, joint ventures, and buying real estate. Liza has a wealth of information and wisdom about real estate sectors both inside and outside Canadian borders. As the Founder and Leader of WREN, Liza feels compelled to provide opportunities for others, especially women, to find their own creative and collaborative ways to learn about and prosper from real estate and related markets. She is currently in the process of purchasing a portfolio of investment properties with a group of women and has just partnered on the purchase 150 acres of subdividable land near Victoria, BC. https://wren.club Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/ *****LISTEN HERE*****  https://inspiredchoicesnetwork.com/listen-now/
    55m
  • Account Automation: The New Budgeting System with Ashlee Quinn-Hogan

    23 MAY 2022 · Financially Speaking with Kathy Cook Noble  In this episode of Financially Speaking, Ashlee shares a new form of budgeting: account automation. Ashlee discusses her experience with account automation and how this practice can be used to rewire your money mindset. Ashlee Quinn-Hogan was born in the small town of St. Thomas, Ontario. From a young age, she took an interest in business, finance, and investing. Currently, she is an undergraduate student at The University of Western Ontario where she is studying psychology and criminology. In the fall of 2021, Ashlee will be starting her MA in Criminology. Although her specialization falls outside the realm of business and finance, Ashlee is a firm believer in investing young and educating oneself in the world of finance. Ashlee is also an active volunteer in both the St. Thomas and London communities. She is dedicated to giving back to the community and advocating for those often marginalized in society. Her interests include reading, baking, hiking, and listening to Financially Speaking with Kathy Cook-Noble. Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://linktr.ee/inspiredchoicesnetwork ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/
    55m 7s
  • Account Automation: The New Budgeting System with Ashlee Quinn-Hogan

    23 MAY 2022 · Financially Speaking with Kathy Cook Noble  In this episode of Financially Speaking, Ashlee shares a new form of budgeting: account automation. Ashlee discusses her experience with account automation and how this practice can be used to rewire your money mindset. Ashlee Quinn-Hogan was born in the small town of St. Thomas, Ontario. From a young age, she took an interest in business, finance, and investing. Currently, she is an undergraduate student at The University of Western Ontario where she is studying psychology and criminology. In the fall of 2021, Ashlee will be starting her MA in Criminology. Although her specialization falls outside the realm of business and finance, Ashlee is a firm believer in investing young and educating oneself in the world of finance. Ashlee is also an active volunteer in both the St. Thomas and London communities. She is dedicated to giving back to the community and advocating for those often marginalized in society. Her interests include reading, baking, hiking, and listening to Financially Speaking with Kathy Cook-Noble. Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://linktr.ee/inspiredchoicesnetwork ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/
    55m 7s
  • On the Road Less Traveled with Author Ed Hajim

    16 MAY 2022 · Financially Speaking with Kathy Cook Noble  Kathy talks with author, Wall Street executive, and chairman of High Vista, Ed Hajim. The two discuss Ed’s work in the finance industry and his new book On the Road Less Traveled. “On the Road Less Traveled is the inspirational story of Edmund A. Hajim, an American financier and philanthropist who rises from dire childhood circumstances to achieve professional success and personal fulfillment.” from Amazon.ca. ED HAJIM, the son of a Syrian immigrant, is a seasoned Wall Street executive with more than 50 years of investment experience. He is now chairman of High Vista, a Boston-based money management company. In 2008, after 20 years as a trustee of the University of Rochester, Hajim began an eight-year tenure as chairman of the university’s board. Upon assuming that office he gave the school $30 million—the largest single donation in its history—to support scholarships and endow the Edmund A. Hajim School of Engineering and Applied Sciences. In 2015, he received the Horatio Alger Award, given to Americans who exemplify the values of initiative, leadership, and commitment to excellence and who have succeeded despite personal adversities. bookmarkcommunications@gmail.com  https://www.edhajim.com/ Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/
    55m 3s
  • On the Road Less Traveled with Author Ed Hajim

    16 MAY 2022 · Financially Speaking with Kathy Cook Noble  Kathy talks with author, Wall Street executive, and chairman of High Vista, Ed Hajim. The two discuss Ed’s work in the finance industry and his new book On the Road Less Traveled. “On the Road Less Traveled is the inspirational story of Edmund A. Hajim, an American financier and philanthropist who rises from dire childhood circumstances to achieve professional success and personal fulfillment.” from Amazon.ca. ED HAJIM, the son of a Syrian immigrant, is a seasoned Wall Street executive with more than 50 years of investment experience. He is now chairman of High Vista, a Boston-based money management company. In 2008, after 20 years as a trustee of the University of Rochester, Hajim began an eight-year tenure as chairman of the university’s board. Upon assuming that office he gave the school $30 million—the largest single donation in its history—to support scholarships and endow the Edmund A. Hajim School of Engineering and Applied Sciences. In 2015, he received the Horatio Alger Award, given to Americans who exemplify the values of initiative, leadership, and commitment to excellence and who have succeeded despite personal adversities. bookmarkcommunications@gmail.com Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/
    55m 3s
  • A Financial Chit Chat? ~ Kathy Cook Noble

    9 MAY 2022 · Financially Speaking with Kathy Cook Noble  Join Kathy Cook Noble talking about the new Federal budget, budgeting, difference between TFSA and RRSP and managing debt.  Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/  
    55m 11s
  • A Financial Chit Chat? ~ Kathy Cook Noble

    9 MAY 2022 · Financially Speaking with Kathy Cook Noble  Join Kathy Cook Noble talking about the new Federal budget, budgeting, difference between TFSA and RRSP and managing debt.  Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/  
    55m 11s
  • Real Estate Investing with Special Guest Liza Rogers

    9 MAY 2022 · Financially Speaking with Kathy Cook Noble  Kathy talks with Liza Rogers, founder of WREN, Women’s Real Estate Network. Liza shares success stories of Canadian women investing in real estate while explaining the essential role of education in real estate investing. Kathy and Liza also talk about the importance of finding your tribe and building your investment team of professionals for greater success.   For 25 years Liza has been passionately involved in what is now being called "the cohousing movement". Liza's deep and diverse background in tourism and events has included leading groups on world-famous European river cruises, managing Eco guesthouses in Bondi Beach Australia, and being employed by two Olympic Games. On her journey she discovered everything about financing, joint ventures, and buying real estate. Liza has a wealth of information and wisdom about real estate sectors both inside and outside Canadian borders. As the Founder and Leader of WREN, Liza feels compelled to provide opportunities for others, especially women, to find their own creative and collaborative ways to learn about and prosper from real estate and related markets. She is currently in the process of purchasing a portfolio of investment properties with a group of women and has just partnered on the purchase 150 acres of subdividable land near Victoria, BC. https://wren.club     geof@wren.club   Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/ *****LISTEN HERE*****  https://inspiredchoicesnetwork.com/listen-now/ Join in the Live Chat Room too!!! https://inspiredchoicesnetwork.com/chatroom
    55m 11s
  • 7 Insights to Shift from Overwhelmed to Organized with Laurie Hawkins

    2 MAY 2022 · Financially Speaking with Kathy Cook Noble  Do you ever feel so overwhelmed you can’t get anything done? Too much information and disorganization in your mind could be what is creating your feelings of overwhelm. Instead of feeling overwhelmed every time you look at your task list, leverage these insights to feel in control. We live in a massively chaotic and disruptive time and it’s vital to your own peace to find the tools that will help you to feel organized. Let out a deep breathe with that thought. Let’s eat some frogs together and have you experiencing a lightness in your days moving forward. Laurie Hawkins is a curator, connector and catalyst to build revenue, relationships and raving fans in your business. She is a corporate leader turned entrepreneur, with 30+ years of award winning business experience. She guides business owners to stop being the Chief Everything Officer in their business and instead build the foundations to become the real leader. This creates the freedom, finances and fun they always dreamed of having. You can find out more about Laurie at www.hawkinspired.com. laurie@hawkinspired.com Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/ *****LISTEN HERE*****  https://inspiredchoicesnetwork.com/listen-now/ Join in the Live Chat Room too!!! https://inspiredchoicesnetwork.com/chatroom
    55m
  • 7 Insights to Shift from Overwhelmed to Organized with Laurie Hawkins

    2 MAY 2022 · Financially Speaking with Kathy Cook Noble  Do you ever feel so overwhelmed you can’t get anything done? Too much information and disorganization in your mind could be what is creating your feelings of overwhelm. Instead of feeling overwhelmed every time you look at your task list, leverage these insights to feel in control. We live in a massively chaotic and disruptive time and it’s vital to your own peace to find the tools that will help you to feel organized. Let out a deep breathe with that thought. Let’s eat some frogs together and have you experiencing a lightness in your days moving forward. Laurie Hawkins is a curator, connector and catalyst to build revenue, relationships and raving fans in your business. She is a corporate leader turned entrepreneur, with 30+ years of award winning business experience. She guides business owners to stop being the Chief Everything Officer in their business and instead build the foundations to become the real leader. This creates the freedom, finances and fun they always dreamed of having. You can find out more about Laurie at www.hawkinspired.com. laurie@hawkinspired.com Kathy’s Book: All Ladies Should Use the F-Word: A Guide to Loving Your Finances Purchase on Amazon.com   Amazon.co.uk    Amazon.ca       *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ ~ More About Financially Speaking ~ Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. Kathy Cook Noble is a believer in people’s abilities to understand, control and plan for their futures with money. She believes that once people understand the importance of why they need to control their own finances, they will live a free and happy life. She is a Financial Advisor, teacher, bookkeeper, business expert, seeker of knowledge, community volunteer and believer in people. Kathy has spent her entire life studying and working in business to help people expand their lives, save money, make money and avoid financial ruin. She personally understands what it means to see value and have faith in yourself so that you are more confident in financial decisions. Overcoming painful obstacles and realizations about money has helped Kathy become obsessed with helping people, especially women, understand their financial situations and help them plan for their future selves. http://kathycooknoble.gpwealth.ca/ https://www.bookkeepplus.ca/  kathy@bookkeepplus.ca To get more of Financially Speaking with Kathy Cook Noble, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/financially-speaking-kathy-cook-noble/ *****LISTEN HERE*****  https://inspiredchoicesnetwork.com/listen-now/ Join in the Live Chat Room too!!! https://inspiredchoicesnetwork.com/chatroom
    55m

LIVE MON 5 PM ET/4 CT/3 MT/2 PT  Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in...

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LIVE MON 5 PM ET/4 CT/3 MT/2 PT  Everywhere you go, everywhere you turn, everyone you talk to, money appears. Either in conversation, in thoughts, in dreams, in stress, in arguments and in planning. Money is the one commodity that everyone can universally agree that they all need. Most people navigate through their lives not really understanding how money works or how to keep more of it. http://www.kathycook.ca/
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