https://www.spreaker.com/podcast/personal-finance-basics-for-everyday-lif--7516289enInvestingCopyright Richard Wajahttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/9fdc9817ff864190fc28e29e05c6f7af.jpghttps://www.spreaker.com/podcast/personal-finance-basics-for-everyday-lif--7516289Fri, 06 Nov 2026 05:00:08 +0000Richard WajaRichard Wajafeeds@spreaker.comMoney for Ordinary People is a practical, plain-English podcast about personal finance for real life.This show is for people who are not trying to become hedge fund managers, crypto traders, or financial gurus. It is for ordinary people who want to...falsef30342cb-948a-5f99-8178-feb1f8b7dc7aepisodichttps://www.spreaker.com/episode/your-emergency-fund-layer-by-layer--76137986https://api.spreaker.com/episode/76137986Fri, 06 Nov 2026 05:00:02 +0000Richard WajaPicture a Tuesday morning that starts normally and then breaks. Your car will not start.518falsefullhttps://www.spreaker.com/episode/why-prices-rise--76112893https://api.spreaker.com/episode/76112893Thu, 05 Nov 2026 05:00:02 +0000Richard WajaWhen prices rise, your money buys less. This episode explains inflation and purchasing power in plain terms, and why the same wage can feel very different over time.580budgeting,debt,documentary,education,everyday money,explained,financial literacy,index funds,inflation,investing,money,paycheck,personal finance,savingfalsefullhttps://www.spreaker.com/episode/the-paycheck-puzzle--76112892https://api.spreaker.com/episode/76112892Wed, 04 Nov 2026 05:00:03 +0000Richard WajaYour salary and your take-home pay are rarely the same number. This episode explains where a paycheck actually goes, from tax withholding and contributions to what lands in your account.561budgeting,debt,documentary,education,everyday money,explained,financial literacy,index funds,inflation,investing,money,paycheck,personal finance,savingfalsefullhttps://www.spreaker.com/episode/debt-good-bad-and-expensive--76112891https://api.spreaker.com/episode/76112891Tue, 03 Nov 2026 05:00:02 +0000Richard WajaNot all debt is the same. This episode explains interest, how debt compounds, and how to tell the difference between useful borrowing and expensive debt.554budgeting,debt,documentary,education,everyday money,explained,financial literacy,index funds,inflation,investing,money,paycheck,personal finance,savingfalsefullhttps://www.spreaker.com/episode/index-funds-without-the-jargon--76112890https://api.spreaker.com/episode/76112890Mon, 02 Nov 2026 05:00:03 +0000Richard WajaIndex funds are often explained in jargon that hides a simple idea. This episode explains broad diversification in general terms, without specific buy or sell advice.565budgeting,debt,documentary,education,everyday money,explained,financial literacy,index funds,inflation,investing,money,paycheck,personal finance,savingfalsefullhttps://www.spreaker.com/episode/your-first-budget-that-survives-reality--76112889https://api.spreaker.com/episode/76112889Sun, 01 Nov 2026 15:42:59 +0000Richard WajaA budget that only works on paper is not a budget. This episode treats budgeting as allocation, not restriction, and shows how to build a plan that survives real life.571budgeting,debt,documentary,education,everyday money,explained,financial literacy,index funds,inflation,investing,money,paycheck,personal finance,savingfalsefull