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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Personal Finance</title><link>https://www.spreaker.com/podcast/personal-finance--7282312</link><description><![CDATA[Hi there! Welcome to this space, entirely dedicated to transforming your relationship with money.<br />This podcast was created to make personal finance simple, accessible, and, above all, practical for your everyday life. No confusing jargon, bank speak, or magic recipes to get rich overnight. Just practical strategies and real tools to help you take control of your financial future.<br />]]></description><atom:link href="https://www.spreaker.com/show/7282312/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Self-Improvement</category><copyright>Copyright Baradello Publishing</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg</url><title>Personal Finance</title><link>https://www.spreaker.com/podcast/personal-finance--7282312</link></image><lastBuildDate>Thu, 27 Aug 2026 13:30:34 +0000</lastBuildDate><itunes:author>Baradello Publishing</itunes:author><itunes:owner><itunes:name>Baradello Publishing</itunes:name><itunes:email>baradellopublishing@proton.me</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:subtitle>Hi there! Welcome to this space, entirely dedicated to transforming your relationship with money.
This podcast was created to make personal finance simple, accessible, and, above all, practical for your everyday life. No confusing jargon, bank speak,...</itunes:subtitle><itunes:summary><![CDATA[Hi there! Welcome to this space, entirely dedicated to transforming your relationship with money.<br />This podcast was created to make personal finance simple, accessible, and, above all, practical for your everyday life. No confusing jargon, bank speak, or magic recipes to get rich overnight. Just practical strategies and real tools to help you take control of your financial future.<br />]]></itunes:summary><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:explicit>false</itunes:explicit><podcast:guid>e087390b-9b8a-5c32-88c5-73818c35ed22</podcast:guid><podcast:txt purpose="ai-content">true</podcast:txt><itunes:type>serial</itunes:type><item><title>Ep.2: The Emergency Fund: Your Financial Safety Net</title><link>https://www.spreaker.com/episode/ep-2-the-emergency-fund-your-financial-safety-net--74448774</link><description><![CDATA[In the second episode, we explain what an emergency fund is, how much it should contain, and where to keep it so you can handle unexpected events without anxiety.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448774</guid><pubDate>Fri, 21 Aug 2026 09:49:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448774/ep_2.mp3" length="4598948" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/143ecb27-e24a-4085-89c8-d96398b45dad/143ecb27-e24a-4085-89c8-d96398b45dad.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/143ecb27-e24a-4085-89c8-d96398b45dad/143ecb27-e24a-4085-89c8-d96398b45dad.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/143ecb27-e24a-4085-89c8-d96398b45dad/143ecb27-e24a-4085-89c8-d96398b45dad.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In the second episode, we explain what an emergency fund is, how much it should contain, and where to keep it so you can handle unexpected events without anxiety.</itunes:subtitle><itunes:summary><![CDATA[In the second episode, we explain what an emergency fund is, how much it should contain, and where to keep it so you can handle unexpected events without anxiety.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>116</itunes:duration><itunes:keywords>contain,emergency,episode,explain,fund,how,keep,much,second,should,where</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ep.6 The Psychology of Money: Curbing Emotional Spending</title><link>https://www.spreaker.com/episode/ep-6-the-psychology-of-money-curbing-emotional-spending--74448773</link><description><![CDATA[In the sixth episode, we analyze the psychological factors that drive us to spend. Discover the 30-day rule and how to avoid marketing traps.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448773</guid><pubDate>Fri, 21 Aug 2026 09:52:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448773/ep_6.mp3" length="3852488" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/4c8672e3-3529-4055-90de-3674f6d1ff82/4c8672e3-3529-4055-90de-3674f6d1ff82.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4c8672e3-3529-4055-90de-3674f6d1ff82/4c8672e3-3529-4055-90de-3674f6d1ff82.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4c8672e3-3529-4055-90de-3674f6d1ff82/4c8672e3-3529-4055-90de-3674f6d1ff82.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In the sixth episode, we analyze the psychological factors that drive us to spend. Discover the 30-day rule and how to avoid marketing traps.</itunes:subtitle><itunes:summary><![CDATA[In the sixth episode, we analyze the psychological factors that drive us to spend. Discover the 30-day rule and how to avoid marketing traps.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>97</itunes:duration><itunes:keywords>30-day,analyze,avoid,discover,drive,episode,factors,marketing,psychological,rule,sixth,spend.,that,we</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ep.3: The "Latte Factor": Stopping Invisible Micro-Expenses</title><link>https://www.spreaker.com/episode/ep-3-the-latte-factor-stopping-invisible-micro-expenses--74448772</link><description><![CDATA[In the third episode, we analyze how seemingly insignificant daily purchases accumulate into massive yearly expenses.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448772</guid><pubDate>Fri, 21 Aug 2026 09:54:14 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448772/ep_3.mp3" length="5085452" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/5c003176-d388-4eaa-b0d5-6b47869e9775/5c003176-d388-4eaa-b0d5-6b47869e9775.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5c003176-d388-4eaa-b0d5-6b47869e9775/5c003176-d388-4eaa-b0d5-6b47869e9775.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5c003176-d388-4eaa-b0d5-6b47869e9775/5c003176-d388-4eaa-b0d5-6b47869e9775.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In the third episode, we analyze how seemingly insignificant daily purchases accumulate into massive yearly expenses.</itunes:subtitle><itunes:summary><![CDATA[In the third episode, we analyze how seemingly insignificant daily purchases accumulate into massive yearly expenses.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>128</itunes:duration><itunes:keywords>accumulate,analyze,daily,episode,expenses.,insignificant,massive,purchases,seemingly,third,yearly</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ep.1: The 50/30/20 Rule: Managing Money Without Sacrifices</title><link>https://www.spreaker.com/episode/ep-1-the-50-30-20-rule-managing-money-without-sacrifices--74448770</link><description><![CDATA[In this first episode, we examine how to divide your monthly income to cover fixed expenses, treat yourself, and save automatically.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448770</guid><pubDate>Fri, 21 Aug 2026 09:57:55 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448770/ep_1.mp3" length="5032208" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/9e8f7362-1551-40c9-b4f3-52ba52063032/9e8f7362-1551-40c9-b4f3-52ba52063032.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9e8f7362-1551-40c9-b4f3-52ba52063032/9e8f7362-1551-40c9-b4f3-52ba52063032.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9e8f7362-1551-40c9-b4f3-52ba52063032/9e8f7362-1551-40c9-b4f3-52ba52063032.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In this first episode, we examine how to divide your monthly income to cover fixed expenses, treat yourself, and save automatically.</itunes:subtitle><itunes:summary><![CDATA[In this first episode, we examine how to divide your monthly income to cover fixed expenses, treat yourself, and save automatically.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>126</itunes:duration><itunes:keywords>automatically.,cover,divide,episode,examine,expenses,first,fixed,income,monthly,save,treat,your,yourself</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ep.5 First Steps in Investing: Compound Interest and the Long Term</title><link>https://www.spreaker.com/episode/ep-5-first-steps-in-investing-compound-interest-and-the-long-term--74448771</link><description><![CDATA[In the fifth episode, we clarify investments for beginners. We explain the power of compound interest and the importance of diversification.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448771</guid><pubDate>Fri, 21 Aug 2026 10:00:42 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448771/ep_5.mp3" length="4702304" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/bc9e7c2f-a818-4926-8519-f61b55c4ae23/bc9e7c2f-a818-4926-8519-f61b55c4ae23.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/bc9e7c2f-a818-4926-8519-f61b55c4ae23/bc9e7c2f-a818-4926-8519-f61b55c4ae23.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/bc9e7c2f-a818-4926-8519-f61b55c4ae23/bc9e7c2f-a818-4926-8519-f61b55c4ae23.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In the fifth episode, we clarify investments for beginners. We explain the power of compound interest and the importance of diversification.</itunes:subtitle><itunes:summary><![CDATA[In the fifth episode, we clarify investments for beginners. We explain the power of compound interest and the importance of diversification.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>118</itunes:duration><itunes:keywords>beginners.,clarify,compound,diversification.,episode,explain,fifth,importance,interest,investments,power</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Ep.4: What Inflation Is and Why Leaving Money Sitting in Your Account Makes You Poorer</title><link>https://www.spreaker.com/episode/ep-4-what-inflation-is-and-why-leaving-money-sitting-in-your-account-makes-you-poorer--74448769</link><description><![CDATA[In the fourth episode, we explain inflation and purchasing power through practical examples, showing why money in a bank account loses value over time.<br /><br />This episode includes AI-generated content.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74448769</guid><pubDate>Fri, 21 Aug 2026 10:05:54 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74448769/ep_4.mp3" length="4319156" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/1d768252-ecac-4d91-96ed-dd265db0ea53/1d768252-ecac-4d91-96ed-dd265db0ea53.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1d768252-ecac-4d91-96ed-dd265db0ea53/1d768252-ecac-4d91-96ed-dd265db0ea53.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1d768252-ecac-4d91-96ed-dd265db0ea53/1d768252-ecac-4d91-96ed-dd265db0ea53.vtt" type="text/vtt" language="en"/><podcast:txt purpose="ai-content">true</podcast:txt><itunes:author>Baradello Publishing</itunes:author><itunes:subtitle>In the fourth episode, we explain inflation and purchasing power through practical examples, showing why money in a bank account loses value over time.</itunes:subtitle><itunes:summary><![CDATA[In the fourth episode, we explain inflation and purchasing power through practical examples, showing why money in a bank account loses value over time.<br /><br />This episode includes AI-generated content.]]></itunes:summary><itunes:duration>109</itunes:duration><itunes:keywords>account,bank,episode,examples,explain,fourth,inflation,money,power,practical,purchasing,showing,through</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a8f4eff9f9e38f454a30080fc5a01b47.jpg"/><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
