https://www.spreaker.com/podcast/grown-up-guide--7248873
Learn how to read a payslip, understand taxes, compare health insurance, negotiate your salary, organize important documents, manage workplace benefits, plan a realistic budget, and handle the everyday responsibilities that arrive with adulthood. Complex topics are broken down into clear, manageable ideas you can apply to real life.

Whether you are starting your first job, living independently, changing careers, managing your own finances, or simply trying to feel less overwhelmed, Grown Up Guide provides straightforward information without judgment, unnecessary jargon, or the assumption that you should already know everything.

Adulthood does not come with a manual. This podcast is the next best thing.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.]]>enSociety & CultureHustleStudios Podcast Networkhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3b42626f7536e384679cde031d748757.jpghttps://www.spreaker.com/podcast/grown-up-guide--7248873Wed, 19 Aug 2026 14:18:52 +0000HustleStudios Podcast NetworkHustleStudios Podcast Networkhustlestudioph@gmail.comGrown Up Guide is the practical adulting podcast for anyone who was expected to become responsible without ever receiving an instruction manual. Hosted by Kezia Rivera, each episode explains one essential life skill that school, family, or the...
Learn how to read a payslip, understand taxes, compare health insurance, negotiate your salary, organize important documents, manage workplace benefits, plan a realistic budget, and handle the everyday responsibilities that arrive with adulthood. Complex topics are broken down into clear, manageable ideas you can apply to real life.

Whether you are starting your first job, living independently, changing careers, managing your own finances, or simply trying to feel less overwhelmed, Grown Up Guide provides straightforward information without judgment, unnecessary jargon, or the assumption that you should already know everything.

Adulthood does not come with a manual. This podcast is the next best thing.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.]]>false79195f01-6ad2-5374-86f0-5f9765ec322depisodicSupport the podcast!https://www.spreaker.com/episode/how-to-negotiate-your-salary--73802229
From understanding your BATNA (the negotiation term nobody taught you in school) to anchoring your first number, timing your ask perfectly, and handling the dreaded counter-offer — this is the practical guide to salary negotiation that your HR department hopes you never hear.

CHAPTERS:
00:00 - Opening Hook
00:09 - Why Most People Get Negotiation Wrong
02:30 - Your BATNA Is Your Superpower
04:45 - The Power Of Anchoring
07:00 - When To Actually Ask
09:30 - Scripts You Can Copy Word For Word
12:00 - Handling The Counter-Offer
14:00 - Mistakes That Cost You Thousands
15:30 - What Is Coming Next

Tune in next time when we pull back the curtain on lease agreements — the traps that cost renters thousands every year and the red flags nobody warns you about. Your future self will thank you for listening to this one before you sign anything.

This episode was created with AI assistance.

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
]]>https://api.spreaker.com/episode/73802229Tue, 11 Aug 2026 06:12:33 +0000HustleStudios Podcast NetworkThat salary negotiation conversation? It is probably the single highest-ROI conversation you will ever have in your entire career — and most people walk into it completely unprepared. In this episode, we break down exactly why negotiations fail, the...
From understanding your BATNA (the negotiation term nobody taught you in school) to anchoring your first number, timing your ask perfectly, and handling the dreaded counter-offer — this is the practical guide to salary negotiation that your HR department hopes you never hear.

CHAPTERS:
00:00 - Opening Hook
00:09 - Why Most People Get Negotiation Wrong
02:30 - Your BATNA Is Your Superpower
04:45 - The Power Of Anchoring
07:00 - When To Actually Ask
09:30 - Scripts You Can Copy Word For Word
12:00 - Handling The Counter-Offer
14:00 - Mistakes That Cost You Thousands
15:30 - What Is Coming Next

Tune in next time when we pull back the curtain on lease agreements — the traps that cost renters thousands every year and the red flags nobody warns you about. Your future self will thank you for listening to this one before you sign anything.

This episode was created with AI assistance.

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
]]>990false3fullhttps://www.spreaker.com/episode/what-to-do-when-you-get-hacked--73742497
You will learn how to lock down your accounts, who to call, where to report, and how to prevent it from happening again. No tech jargon, no panic, just practical steps anyone can follow.

CHAPTERS:
0:00 - Introduction
1:30 - Common Types of Hacks
4:00 - Immediate Response: First 15 Minutes
6:30 - First Hour: Password Changes and 2FA
9:00 - First 24 Hours: Banks, Credit Bureaus, Reports
11:00 - The Shame of Getting Hacked
12:00 - Prevention: Password Managers and Habits
14:00 - Recovery Process and Closing

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
]]>https://api.spreaker.com/episode/73742497Mon, 10 Aug 2026 06:17:01 +0000HustleStudios Podcast NetworkWhat happens when someone breaks into your digital life? In this episode, we break down the exact steps to take in the first hour, the first day, and the first week after a hack. From credential theft to SIM swapping, we cover the most common ways...
You will learn how to lock down your accounts, who to call, where to report, and how to prevent it from happening again. No tech jargon, no panic, just practical steps anyone can follow.

CHAPTERS:
0:00 - Introduction
1:30 - Common Types of Hacks
4:00 - Immediate Response: First 15 Minutes
6:30 - First Hour: Password Changes and 2FA
9:00 - First 24 Hours: Banks, Credit Bureaus, Reports
11:00 - The Shame of Getting Hacked
12:00 - Prevention: Password Managers and Habits
14:00 - Recovery Process and Closing

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
]]>916false2fullhttps://www.spreaker.com/episode/how-to-read-your-payslip-and-spot-errors--73698578
Your payslip is basically a small novel about your money. It tells you exactly where every peso goes, what your employer is deducting, and whether someone is quietly stealing from you. And most people have never read a single line of it.

In the pilot episode of Grown Up Guide, host Kezia Rivera breaks down every single line on a Philippine payslip: basic salary, allowances, overtime, holiday pay, night differential, 13th month pay, SSS contributions, PhilHealth, Pag-IBIG, withholding tax, and the 5 most common employer errors that cost workers thousands of pesos every month.

She walks through a real payslip example with actual numbers, shows you exactly what to check, and gives you a step-by-step process to verify your own payslip in under 10 minutes. This is the episode every Filipino worker needs to hear.

CHAPTERS:
0:00 — Cold Open: The Missing 3,000 Pesos
0:45 — Introduction: What is Grown Up Guide?
1:30 — The Payslip Anatomy: Line by Line
5:00 — Deductions: SSS, PhilHealth, Pag-IBIG
8:30 — Tax: What You Actually Owe
10:45 — The 5 Most Common Employer Errors
13:00 — Real Example: A Full Payslip Breakdown
15:00 — Your 10-Minute Verification Checklist
15:30 — Next Episode Teaser: What To Do When You Get Hacked

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
]]>https://api.spreaker.com/episode/73698578Sun, 09 Aug 2026 06:47:29 +0000HustleStudios Podcast NetworkHow To Read Your Payslip And Spot Errors | Grown Up Guide Your payslip is basically a small novel about your money. It tells you exactly where every peso goes, what your employer is deducting, and whether someone is quietly stealing from you. And...
Your payslip is basically a small novel about your money. It tells you exactly where every peso goes, what your employer is deducting, and whether someone is quietly stealing from you. And most people have never read a single line of it.

In the pilot episode of Grown Up Guide, host Kezia Rivera breaks down every single line on a Philippine payslip: basic salary, allowances, overtime, holiday pay, night differential, 13th month pay, SSS contributions, PhilHealth, Pag-IBIG, withholding tax, and the 5 most common employer errors that cost workers thousands of pesos every month.

She walks through a real payslip example with actual numbers, shows you exactly what to check, and gives you a step-by-step process to verify your own payslip in under 10 minutes. This is the episode every Filipino worker needs to hear.

CHAPTERS:
0:00 — Cold Open: The Missing 3,000 Pesos
0:45 — Introduction: What is Grown Up Guide?
1:30 — The Payslip Anatomy: Line by Line
5:00 — Deductions: SSS, PhilHealth, Pag-IBIG
8:30 — Tax: What You Actually Owe
10:45 — The 5 Most Common Employer Errors
13:00 — Real Example: A Full Payslip Breakdown
15:00 — Your 10-Minute Verification Checklist
15:30 — Next Episode Teaser: What To Do When You Get Hacked

Become a supporter of this podcast: https://www.spreaker.com/podcast/grown-up-guide--7248873/support.

Nobody has adulthood completely figured out. Follow Grown Up Guide as Kezia Rivera explains one practical life skill at a time—from payslips and taxes to health insurance and salary negotiation.

If the podcast has helped you understand an intimidating responsibility or feel more confident about adult life, you can support Grown Up Guide here:

https://www.spreaker.com/podcast/grown-up-guide--7248873/support

Your support helps us continue producing clear, practical, and independent guides to the skills everyone needs but few people are formally taught.

Grown Up Guide is hosted by Kezia Rivera and is a HustleStudios Podcast Network production.

This podcast provides general educational information and should not be considered personalized financial, tax, insurance, legal, or medical advice.
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