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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Wealth Creator Radio with Eric Heckman, CFP</title><link>https://www.spreaker.com/podcast/wealth-creator-radio-with-eric-heckman-cfp--7231584</link><description><![CDATA[Welcome to Wealth Creator Radio with Eric Heckman CFP®, the ultimate podcast for individuals transitioning from working life to retirement. Hosted by veteran financial strategist Eric Heckman, this show is your go-to resource for crafting a secure and prosperous retirement income plan. Through insightful interviews with Eric Heckman CFP® and other leading financial experts and advisors, you'll gain valuable knowledge and actionable tips to navigate your transition into retirement with confidence. Each episode is packed with sound advice and real-world examples to help you achieve financial peace of mind on topics such as retirement planning, financial planning, income structuring, tax optimization, and longevity planning. We share how to create a robust financial plan tailored to your retirement needs, strategies for structuring your money to ensure a steady income stream throughout your retirement, expert advice on how to efficiently take money out of your retirement accounts, how to place your assets in the right tax pockets to maximize your savings, how to make your money last as long as you do and more. Tune in to Wealth Creator Radio on all major podcasting platforms, including Apple Podcasts, Spotify, and beyond. Subscribe now to stay updated with the latest episodes and start your journey towards a well-planned and secure retirement.]]></description><atom:link href="https://www.spreaker.com/show/7231584/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Education</category><copyright>Copyright Eric Heckman</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg</url><title>Wealth Creator Radio with Eric Heckman, CFP</title><link>https://www.spreaker.com/podcast/wealth-creator-radio-with-eric-heckman-cfp--7231584</link></image><lastBuildDate>Tue, 01 Sep 2026 14:48:52 +0000</lastBuildDate><itunes:author>Eric Heckman</itunes:author><itunes:owner><itunes:name>Eric Heckman</itunes:name><itunes:email>the@wealthcreator.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:subtitle>Welcome to Wealth Creator Radio with Eric Heckman CFP®, the ultimate podcast for individuals transitioning from working life to retirement. Hosted by veteran financial strategist Eric Heckman, this show is your go-to resource for crafting a secure and...</itunes:subtitle><itunes:summary><![CDATA[Welcome to Wealth Creator Radio with Eric Heckman CFP®, the ultimate podcast for individuals transitioning from working life to retirement. Hosted by veteran financial strategist Eric Heckman, this show is your go-to resource for crafting a secure and prosperous retirement income plan. Through insightful interviews with Eric Heckman CFP® and other leading financial experts and advisors, you'll gain valuable knowledge and actionable tips to navigate your transition into retirement with confidence. Each episode is packed with sound advice and real-world examples to help you achieve financial peace of mind on topics such as retirement planning, financial planning, income structuring, tax optimization, and longevity planning. We share how to create a robust financial plan tailored to your retirement needs, strategies for structuring your money to ensure a steady income stream throughout your retirement, expert advice on how to efficiently take money out of your retirement accounts, how to place your assets in the right tax pockets to maximize your savings, how to make your money last as long as you do and more. Tune in to Wealth Creator Radio on all major podcasting platforms, including Apple Podcasts, Spotify, and beyond. Subscribe now to stay updated with the latest episodes and start your journey towards a well-planned and secure retirement.]]></itunes:summary><itunes:category text="Education"/><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:explicit>false</itunes:explicit><podcast:guid>fa331d4a-46c8-57f1-960e-a9490d4bb656</podcast:guid><itunes:type>episodic</itunes:type><item><title>The Medicare Scare</title><link>https://www.spreaker.com/episode/the-medicare-scare--74738053</link><description><![CDATA[If you've been following retirement news recently, you may have seen some pretty scary headlines about Medicare Part D. Words like "cuts," "slashed," and "seniors at risk." Before you change your whole financial strategy over this, let's put it in perspective. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74738053</guid><pubDate>Fri, 28 Aug 2026 17:54:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74738053/wcr_471_the_medicare_scare.mp3" length="68029871" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've been following retirement news recently, you may have seen some pretty scary headlines about Medicare Part D. Words like "cuts," "slashed," and "seniors at risk." Before you change your whole financial strategy over this, let's put it in...</itunes:subtitle><itunes:summary><![CDATA[If you've been following retirement news recently, you may have seen some pretty scary headlines about Medicare Part D. Words like "cuts," "slashed," and "seniors at risk." Before you change your whole financial strategy over this, let's put it in perspective. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></itunes:summary><itunes:duration>2817</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>5 Strategic Steps to Help Elevate Your Retirement Savings</title><link>https://www.spreaker.com/episode/5-strategic-steps-to-help-elevate-your-retirement-savings--73827263</link><description><![CDATA[Retirement isn’t just about stepping away from work; it’s about keeping the life you love and planning for a confident future. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares five savvy strategies to help your retirement savings work harder. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73827263</guid><pubDate>Tue, 11 Aug 2026 18:04:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73827263/elevate_your_savings_1.mp3" length="44220636" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement isn’t just about stepping away from work; it’s about keeping the life you love and planning for a confident future. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares five savvy strategies to help your...</itunes:subtitle><itunes:summary><![CDATA[Retirement isn’t just about stepping away from work; it’s about keeping the life you love and planning for a confident future. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares five savvy strategies to help your retirement savings work harder. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></itunes:summary><itunes:duration>2764</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Hidden Healthcare Costs in Retirement &amp; How to Be Prepared</title><link>https://www.spreaker.com/episode/the-hidden-healthcare-costs-in-retirement-how-to-be-prepared--73387469</link><description><![CDATA[Fidelity Research says a 65-year-old will need about $170,000 for out-of-pocket healthcare spending over the course of their retirement. If that number scares you, Eric Heckman is here to give you a plan. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains why healthcare is one of the biggest (and sneakiest) costs in retirement, how you can be sure you're prepared for it, and a breakdown of how Medicare really works. Plus, tune in to learn how current global conflicts might affect your retirement, and some encouraging retirement success stories.<a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></description><guid isPermaLink="false">3758ea3c-e228-44b0-984f-43352d28d3e6</guid><pubDate>Tue, 28 Jul 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387469/wcr_the_healthcare_heist.mp3" length="66306037" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Fidelity Research says a 65-year-old will need about $170,000 for out-of-pocket healthcare spending over the course of their retirement. If that number scares you, Eric Heckman is here to give you a plan. On this episode of Wealth Creator Radio,...</itunes:subtitle><itunes:summary><![CDATA[Fidelity Research says a 65-year-old will need about $170,000 for out-of-pocket healthcare spending over the course of their retirement. If that number scares you, Eric Heckman is here to give you a plan. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains why healthcare is one of the biggest (and sneakiest) costs in retirement, how you can be sure you're prepared for it, and a breakdown of how Medicare really works. Plus, tune in to learn how current global conflicts might affect your retirement, and some encouraging retirement success stories.<a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">The Wealth Creator Toolbox</a>]]></itunes:summary><itunes:duration>2746</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>214</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Planning for Women: What You Need to Know</title><link>https://www.spreaker.com/episode/retirement-planning-for-women-what-you-need-to-know--73387471</link><description><![CDATA[When most people picture retirement, they imagine reaching the finish line after decades of hard work. But for many women, retirement is actually the beginning of a journey that could last 30 or even 40 years – and that's why retirement planning for women deserves a different conversation. On this episode of Wealth Creator Radio, Eric Heckman – financial planner of over 30 years – shares what women need to know when creating a retirement plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-planning-for-women-what-you-need-to-know" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">db3461da-3fe5-4935-9d75-32aa03a8994e</guid><pubDate>Tue, 21 Jul 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387471/wcr_468_marathon_of_her.mp3" length="66490187" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When most people picture retirement, they imagine reaching the finish line after decades of hard work. But for many women, retirement is actually the beginning of a journey that could last 30 or even 40 years – and that's why retirement planning for...</itunes:subtitle><itunes:summary><![CDATA[When most people picture retirement, they imagine reaching the finish line after decades of hard work. But for many women, retirement is actually the beginning of a journey that could last 30 or even 40 years – and that's why retirement planning for women deserves a different conversation. On this episode of Wealth Creator Radio, Eric Heckman – financial planner of over 30 years – shares what women need to know when creating a retirement plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-planning-for-women-what-you-need-to-know" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2753</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>213</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What a New Federal Reserve Chairman Means for Your Retirement</title><link>https://www.spreaker.com/episode/what-a-new-federal-reserve-chairman-means-for-your-retirement--73387477</link><description><![CDATA[There's a new Chairman at the Federal Reserve, and he's already shaking things up. At his very first meeting, Chairman Kevin Warsh made the promise to bring inflation back down to 2% and stated "inflation is a choice." What could this bold talk mean for you and your money? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman is answering all your biggest questions. Tune in for a full breakdown, plus everything you need to know about reducing your lifetime taxes in retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-a-new-federal-reserve-chairman-means-for-your-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">de500f13-228c-41ec-a041-5d723df8d033</guid><pubDate>Tue, 14 Jul 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387477/copy_of_wcr_467_the_fed_under_new_managment.mp3" length="67818325" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>There's a new Chairman at the Federal Reserve, and he's already shaking things up. At his very first meeting, Chairman Kevin Warsh made the promise to bring inflation back down to 2% and stated "inflation is a choice." What could this bold talk mean...</itunes:subtitle><itunes:summary><![CDATA[There's a new Chairman at the Federal Reserve, and he's already shaking things up. At his very first meeting, Chairman Kevin Warsh made the promise to bring inflation back down to 2% and stated "inflation is a choice." What could this bold talk mean for you and your money? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman is answering all your biggest questions. Tune in for a full breakdown, plus everything you need to know about reducing your lifetime taxes in retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-a-new-federal-reserve-chairman-means-for-your-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2808</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>212</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Are You Acting Your Age with Your Asset Allocation?</title><link>https://www.spreaker.com/episode/are-you-acting-your-age-with-your-asset-allocation--73387486</link><description><![CDATA[For years, you've worked hard, saved consistently, and watched your retirement accounts grow. But once retirement gets closer, your financial strategy might need to shift. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains why asset allocation becomes increasingly important as retirement approaches, why the 100 Minus Your Age Rule isn't always the best strategy, and why a personalized retirement income plan matters far more than following generic investing rules. Plus, tune in to learn about the IRS Dirty Dozen to avoid tax scams.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-acting-your-age-with-your-asset-allocation" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">27da3dd7-1f31-4ae7-8347-ec3160403737</guid><pubDate>Tue, 07 Jul 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387486/wcr_466_asset_allocation_acting_your_age.mp3" length="65774159" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>For years, you've worked hard, saved consistently, and watched your retirement accounts grow. But once retirement gets closer, your financial strategy might need to shift. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman...</itunes:subtitle><itunes:summary><![CDATA[For years, you've worked hard, saved consistently, and watched your retirement accounts grow. But once retirement gets closer, your financial strategy might need to shift. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains why asset allocation becomes increasingly important as retirement approaches, why the 100 Minus Your Age Rule isn't always the best strategy, and why a personalized retirement income plan matters far more than following generic investing rules. Plus, tune in to learn about the IRS Dirty Dozen to avoid tax scams.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-acting-your-age-with-your-asset-allocation" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2723</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>211</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Protect Your Retirement from Rising Inflation</title><link>https://www.spreaker.com/episode/how-to-protect-your-retirement-from-rising-inflation--73387499</link><description><![CDATA[The latest consumer report shows an inflation rate of over 4.2% in the past year – the highest annual rate we've seen in three years. So what does this rising inflation trend mean for your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares why inflation is so dangerous for people with a lot of retirement savings, how it affects Medicare, and what you can do today to protect your nest egg. Plus, tune in to hear the signs you can retire early, why legacy planning matters more than you think, and the most common legacy planning mistakes. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-retirement-from-rising-inflation" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">b772324d-956c-4099-b4dd-296cc51da91a</guid><pubDate>Tue, 30 Jun 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387499/wcr_465_inflation_trending_upward.mp3" length="67128629" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>The latest consumer report shows an inflation rate of over 4.2% in the past year – the highest annual rate we've seen in three years. So what does this rising inflation trend mean for your retirement? On this episode of Wealth Creator Radio, veteran...</itunes:subtitle><itunes:summary><![CDATA[The latest consumer report shows an inflation rate of over 4.2% in the past year – the highest annual rate we've seen in three years. So what does this rising inflation trend mean for your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares why inflation is so dangerous for people with a lot of retirement savings, how it affects Medicare, and what you can do today to protect your nest egg. Plus, tune in to hear the signs you can retire early, why legacy planning matters more than you think, and the most common legacy planning mistakes. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-retirement-from-rising-inflation" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2780</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>210</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Don't Miss the Roth Conversion Window</title><link>https://www.spreaker.com/episode/don-t-miss-the-roth-conversion-window--73387476</link><description><![CDATA[Nobody likes paying taxes. So when someone hears that a Roth conversion requires paying taxes today, it's understandable that they hesitate. But what if paying taxes now could actually save you a significant amount over the course of your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains what Roth conversions are, the biggest mistakes retirees make with Roth conversions, and some guiding principles to know when one could make sense for you.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">  Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/don%E2%80%99t-miss-the-roth-conversion-window" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">6fd08bb0-b23e-43f8-8c50-0e2d904f4d62</guid><pubDate>Tue, 23 Jun 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387476/wcr_464_the_roth_conversion_window.mp3" length="68502048" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Nobody likes paying taxes. So when someone hears that a Roth conversion requires paying taxes today, it's understandable that they hesitate. But what if paying taxes now could actually save you a significant amount over the course of your retirement?...</itunes:subtitle><itunes:summary><![CDATA[Nobody likes paying taxes. So when someone hears that a Roth conversion requires paying taxes today, it's understandable that they hesitate. But what if paying taxes now could actually save you a significant amount over the course of your retirement? On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman explains what Roth conversions are, the biggest mistakes retirees make with Roth conversions, and some guiding principles to know when one could make sense for you.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener">  Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/don%E2%80%99t-miss-the-roth-conversion-window" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2837</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>209</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Are You Ready for an Early Exit?</title><link>https://www.spreaker.com/episode/are-you-ready-for-an-early-exit--73387482</link><description><![CDATA[Most people have a retirement age in mind – maybe it's 65, 67, or "just a few more years." But what if retirement doesn't happen on your schedule? According to a recent report highlighted by USA Today, nearly 60% of retirees leave the workforce earlier than they originally planned. On this episode of Wealth Creator Radio, Eric Heckman discusses why early retirement is becoming more common and what retirees can do to prepare for it.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-ready-for-an-early-exit" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">6695ec9a-2376-415e-9cc7-fa7a2fdb8473</guid><pubDate>Tue, 16 Jun 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387482/wcr_436_the_early_exit.mp3" length="66830284" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Most people have a retirement age in mind – maybe it's 65, 67, or "just a few more years." But what if retirement doesn't happen on your schedule? According to a recent report highlighted by USA Today, nearly 60% of retirees leave the workforce...</itunes:subtitle><itunes:summary><![CDATA[Most people have a retirement age in mind – maybe it's 65, 67, or "just a few more years." But what if retirement doesn't happen on your schedule? According to a recent report highlighted by USA Today, nearly 60% of retirees leave the workforce earlier than they originally planned. On this episode of Wealth Creator Radio, Eric Heckman discusses why early retirement is becoming more common and what retirees can do to prepare for it.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-ready-for-an-early-exit" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2767</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>208</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>From Nest Egg to Income Stream: Making Your Money Work for You</title><link>https://www.spreaker.com/episode/from-nest-egg-to-income-stream-making-your-money-work-for-you--73387541</link><description><![CDATA[Most of us spend decades saving money and building a nest egg for retirement. But once retirement actually arrives, the game changes. Suddenly, it's not about how much you've saved – it's about how effectively that money can support your retirement lifestyle. On this episode of Wealth Creator Radio, owner of Heckman Financial Eric Heckman shares how to turn your savings into a reliable income. Plus, tune in to hear how to minimize your taxes over the course of your retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/from-nest-egg-to-income-stream-making-your-money-work-for-you" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">5ba79344-2444-4a97-a97e-c5882ce8a2ef</guid><pubDate>Tue, 09 Jun 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387541/wcr_462_make_your_money_work_for_you.mp3" length="66865047" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Most of us spend decades saving money and building a nest egg for retirement. But once retirement actually arrives, the game changes. Suddenly, it's not about how much you've saved – it's about how effectively that money can support your retirement...</itunes:subtitle><itunes:summary><![CDATA[Most of us spend decades saving money and building a nest egg for retirement. But once retirement actually arrives, the game changes. Suddenly, it's not about how much you've saved – it's about how effectively that money can support your retirement lifestyle. On this episode of Wealth Creator Radio, owner of Heckman Financial Eric Heckman shares how to turn your savings into a reliable income. Plus, tune in to hear how to minimize your taxes over the course of your retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/from-nest-egg-to-income-stream-making-your-money-work-for-you" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2769</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>207</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Big Retirement Tax Shock: What It Is &amp; How to Prepare</title><link>https://www.spreaker.com/episode/the-big-retirement-tax-shock-what-it-is-how-to-prepare--73387512</link><description><![CDATA[Most people spend decades saving for retirement. But there's one surprise that catches many retirees completely off guard: Taxes. Many people assume they'll automatically be in a lower tax bracket once they stop working, but unfortunately, retirement can bring a whole new set of tax challenges that many people never see coming. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares why retirement taxes can become so complicated – and what you can do now to avoid costly surprises later. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-big-retirement-tax-shock-what-it-is-how-to-prepare" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">ae07ec41-ddbb-4726-a3d1-c6ea60df3197</guid><pubDate>Tue, 02 Jun 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387512/wcr_461_retirement_tax_shock.mp3" length="67342571" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Most people spend decades saving for retirement. But there's one surprise that catches many retirees completely off guard: Taxes. Many people assume they'll automatically be in a lower tax bracket once they stop working, but unfortunately, retirement...</itunes:subtitle><itunes:summary><![CDATA[Most people spend decades saving for retirement. But there's one surprise that catches many retirees completely off guard: Taxes. Many people assume they'll automatically be in a lower tax bracket once they stop working, but unfortunately, retirement can bring a whole new set of tax challenges that many people never see coming. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares why retirement taxes can become so complicated – and what you can do now to avoid costly surprises later. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-big-retirement-tax-shock-what-it-is-how-to-prepare" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2789</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>206</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Your Worst Nightmare in Retirement &amp; How to Avoid It</title><link>https://www.spreaker.com/episode/your-worst-nightmare-in-retirement-how-to-avoid-it--73387479</link><description><![CDATA[According to a new USA Today report, 75% of people fear running out of money in retirement more than they fear death. So what's driving this fear, and how can you avoid it? In this episode of Wealth Creator Radio, Eric Heckman shares practical advice to help you keep more of your money with less worry. Plus, you'll hear the least risky place to put your retirement nest egg, how to leave money to your kids and grandkids without sacrificing your whole savings, and whether you should cancel life insurance in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-worst-nightmare-in-retirement-how-to-avoid-it" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">a3341341-6c9b-4a47-b1b6-c563d8be86a0</guid><pubDate>Tue, 26 May 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387479/wcr_460_your_worst_nightmare_in_retirement.mp3" length="67085526" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>According to a new USA Today report, 75% of people fear running out of money in retirement more than they fear death. So what's driving this fear, and how can you avoid it? In this episode of Wealth Creator Radio, Eric Heckman shares practical advice...</itunes:subtitle><itunes:summary><![CDATA[According to a new USA Today report, 75% of people fear running out of money in retirement more than they fear death. So what's driving this fear, and how can you avoid it? In this episode of Wealth Creator Radio, Eric Heckman shares practical advice to help you keep more of your money with less worry. Plus, you'll hear the least risky place to put your retirement nest egg, how to leave money to your kids and grandkids without sacrificing your whole savings, and whether you should cancel life insurance in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-worst-nightmare-in-retirement-how-to-avoid-it" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2778</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>205</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Building Essential Retirement Income So You Can Worry Less</title><link>https://www.spreaker.com/episode/building-essential-retirement-income-so-you-can-worry-less--73387493</link><description><![CDATA[If you're like most people, you'll spend decades planning for retirement. The problem? Nobody teaches you how to turn those savings into reliable income once you're retired. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years, will share how to shift from saving money to spending it confidently. Tune in to learn what the retirement income gap is, why your investment strategy should change once you retire, and how to build retirement income without a pension.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/building-essential-retirement-income-so-you-can-worry-less" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">39dc5fe7-0124-42cc-b8db-b4f686960329</guid><pubDate>Tue, 19 May 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387493/wcr_459_building_essential_retirement_income.mp3" length="67958366" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you're like most people, you'll spend decades planning for retirement. The problem? Nobody teaches you how to turn those savings into reliable income once you're retired. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of...</itunes:subtitle><itunes:summary><![CDATA[If you're like most people, you'll spend decades planning for retirement. The problem? Nobody teaches you how to turn those savings into reliable income once you're retired. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years, will share how to shift from saving money to spending it confidently. Tune in to learn what the retirement income gap is, why your investment strategy should change once you retire, and how to build retirement income without a pension.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/building-essential-retirement-income-so-you-can-worry-less" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2814</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>204</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Are You in the Retirement Danger Zone?</title><link>https://www.spreaker.com/episode/are-you-in-the-retirement-danger-zone--73387490</link><description><![CDATA[If you're within five years of retirement – or you've retired within the last five years – you're in the "danger zone" of retirement. That might sound dramatic, but according to veteran financial planner Eric Heckman, this ten year period can have a major impact on how long your money lasts and how comfortably you live in retirement. Tune into this episode of Wealth Creator Radio to learn why this time is so critical – and what costly mistakes retirees often make within it.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-in-the-retirement-danger-zone" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">6a7e0ce7-54ac-4003-a33f-681db32af760</guid><pubDate>Tue, 12 May 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387490/wcr_458_are_you_in_the_danger_zone.mp3" length="66657122" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you're within five years of retirement – or you've retired within the last five years – you're in the "danger zone" of retirement. That might sound dramatic, but according to veteran financial planner Eric Heckman, this ten year period can have a...</itunes:subtitle><itunes:summary><![CDATA[If you're within five years of retirement – or you've retired within the last five years – you're in the "danger zone" of retirement. That might sound dramatic, but according to veteran financial planner Eric Heckman, this ten year period can have a major impact on how long your money lasts and how comfortably you live in retirement. Tune into this episode of Wealth Creator Radio to learn why this time is so critical – and what costly mistakes retirees often make within it.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-in-the-retirement-danger-zone" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2760</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>203</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Healthcare Costs: The Silent Threat to Your Retirement</title><link>https://www.spreaker.com/episode/healthcare-costs-the-silent-threat-to-your-retirement--73387513</link><description><![CDATA[When people think about retirement, they usually focus on the big three: saving enough money, managing market risk, and maybe working a little longer. But according to Certified Financial Planner Eric Heckman, there's a major expense that often gets overlooked, and it can quietly derail even the best retirement plans: Healthcare. Tune into this episode of Wealth Creator Radio to learn why healthcare costs catch people off guard, what you need to know about Medicare, and why a written income plan will set you up for success.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/healthcare-costs-the-silent-threat-to-your-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">42fa42f7-472f-4bab-96da-1b003173f3c0</guid><pubDate>Tue, 05 May 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387513/wcr_the_healthcare_heist.mp3" length="66306037" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When people think about retirement, they usually focus on the big three: saving enough money, managing market risk, and maybe working a little longer. But according to Certified Financial Planner Eric Heckman, there's a major expense that often gets...</itunes:subtitle><itunes:summary><![CDATA[When people think about retirement, they usually focus on the big three: saving enough money, managing market risk, and maybe working a little longer. But according to Certified Financial Planner Eric Heckman, there's a major expense that often gets overlooked, and it can quietly derail even the best retirement plans: Healthcare. Tune into this episode of Wealth Creator Radio to learn why healthcare costs catch people off guard, what you need to know about Medicare, and why a written income plan will set you up for success.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/healthcare-costs-the-silent-threat-to-your-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2746</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>202</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The AI Aftershock on Retirement &amp; The 4% Rule for Portfolios</title><link>https://www.spreaker.com/episode/the-ai-aftershock-on-retirement-the-4-rule-for-portfolios--73387544</link><description><![CDATA[How does timing affect your retirement nest egg? Is the 4% rule still reliable for withdrawing from your portfolio? And how will changes in AI affect your retirement? These are the big questions on many retirees' minds today – and you'll get all the answers and more on this episode of Wealth Creator Radio. Join Eric Heckman, veteran financial planner of over 30 years, to hear his best advice to ensure your money lasts as long as you do. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-ai-aftershock-on-retirement-the-4%25-rule-for-portfolios" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">9bfdd635-6d30-41b2-99a2-2ced366f3d91</guid><pubDate>Tue, 28 Apr 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387544/wcr_456_the_ai_aftershock.mp3" length="66077627" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>How does timing affect your retirement nest egg? Is the 4% rule still reliable for withdrawing from your portfolio? And how will changes in AI affect your retirement? These are the big questions on many retirees' minds today – and you'll get all the...</itunes:subtitle><itunes:summary><![CDATA[How does timing affect your retirement nest egg? Is the 4% rule still reliable for withdrawing from your portfolio? And how will changes in AI affect your retirement? These are the big questions on many retirees' minds today – and you'll get all the answers and more on this episode of Wealth Creator Radio. Join Eric Heckman, veteran financial planner of over 30 years, to hear his best advice to ensure your money lasts as long as you do. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-ai-aftershock-on-retirement-the-4%25-rule-for-portfolios" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2736</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>201</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Could You Afford to Retire Early?</title><link>https://www.spreaker.com/episode/could-you-afford-to-retire-early--73387535</link><description><![CDATA[What if you could wake up without an alarm, travel whenever you want, and truly enjoy your days on your own schedule? That's the dream for many people who want to retire early. But as Eric Heckman explains, turning that dream into reality takes more than just wishful thinking – it takes smart, intentional planning. In this episode of Wealth Creator Radio, he breaks down what it really takes to retire early… and stay retired. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/could-you-afford-to-retire-early" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">09a9e8e2-504b-4c4d-9d50-8b8f113e0e3a</guid><pubDate>Tue, 21 Apr 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387535/wcr_455_could_you_retire_early.mp3" length="66675241" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>What if you could wake up without an alarm, travel whenever you want, and truly enjoy your days on your own schedule? That's the dream for many people who want to retire early. But as Eric Heckman explains, turning that dream into reality takes more...</itunes:subtitle><itunes:summary><![CDATA[What if you could wake up without an alarm, travel whenever you want, and truly enjoy your days on your own schedule? That's the dream for many people who want to retire early. But as Eric Heckman explains, turning that dream into reality takes more than just wishful thinking – it takes smart, intentional planning. In this episode of Wealth Creator Radio, he breaks down what it really takes to retire early… and stay retired. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/could-you-afford-to-retire-early" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2761</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>200</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Cost of the Conflict in Iran &amp; Legacy Planning 101</title><link>https://www.spreaker.com/episode/the-cost-of-the-conflict-in-iran-legacy-planning-101--73387543</link><description><![CDATA[If you've filled up your gas tank or purchased groceries lately, you've probably felt the impact of climbing costs. One major reason? The conflict in Iran. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains what the cost of conflict means for your retirement – and what you can do about it today. Plus, tune in to hear why you need to think about legacy planning now and the biggest mistakes that can affect your family for years to come.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-cost-of-the-conflict-in-iran-legacy-planning-101" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">fa171cc9-9aec-41d1-be56-4dd5ef4aa91c</guid><pubDate>Tue, 14 Apr 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387543/wcr_454_the_cost_of_conflict.mp3" length="67220959" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've filled up your gas tank or purchased groceries lately, you've probably felt the impact of climbing costs. One major reason? The conflict in Iran. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains what...</itunes:subtitle><itunes:summary><![CDATA[If you've filled up your gas tank or purchased groceries lately, you've probably felt the impact of climbing costs. One major reason? The conflict in Iran. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains what the cost of conflict means for your retirement – and what you can do about it today. Plus, tune in to hear why you need to think about legacy planning now and the biggest mistakes that can affect your family for years to come.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-cost-of-the-conflict-in-iran-legacy-planning-101" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2784</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>199</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Inheritance Disputes: How to Keep Your Legacy Out of Court</title><link>https://www.spreaker.com/episode/inheritance-disputes-how-to-keep-your-legacy-out-of-court--73387498</link><description><![CDATA[If your estate isn't in order, it can mean you're leaving a huge mess behind for your loved ones. The good news? There's a simple fix: you just need to have a plan now to avoid inheritance disputes later. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing what problems can pop up when you haven't created or updated your will or trust, what common causes of inheritance disputes might surprise you, and how to get started on a plan today.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/inheritance-disputes-how-to-keep-your-legacy-out-of-court" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">046ca4f7-d0d0-47c1-85c4-ba5be6ab161d</guid><pubDate>Tue, 07 Apr 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387498/wcr_453_inheritance_disputes_on_the_rise.mp3" length="67273904" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If your estate isn't in order, it can mean you're leaving a huge mess behind for your loved ones. The good news? There's a simple fix: you just need to have a plan now to avoid inheritance disputes later. In this episode of Wealth Creator Radio,...</itunes:subtitle><itunes:summary><![CDATA[If your estate isn't in order, it can mean you're leaving a huge mess behind for your loved ones. The good news? There's a simple fix: you just need to have a plan now to avoid inheritance disputes later. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing what problems can pop up when you haven't created or updated your will or trust, what common causes of inheritance disputes might surprise you, and how to get started on a plan today.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/inheritance-disputes-how-to-keep-your-legacy-out-of-court" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2786</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>198</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Retirement Tightrope: How to Protect &amp; Grow Your Money</title><link>https://www.spreaker.com/episode/the-retirement-tightrope-how-to-protect-grow-your-money--73387496</link><description><![CDATA[How do you know if you're taking on too much risk in your retirement portfolio? When you're walking the retirement tightrope – teetering between trying to grow your nest egg and risking major loss – it can be a stressful ride. That's why in this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares practical ways to boost your retirement without piling on more market risk. Tune in to hear the biggest risks to your retirement, the most common mistakes people make during their retired years, and the first step to take to create a personalized income plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-retirement-tightrope-how-to-protect-grow-your-money" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">8c3683df-ed2e-4106-ac5a-c7e1a0be6ee9</guid><pubDate>Tue, 31 Mar 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387496/wcr_452_the_retirement_tightrope.mp3" length="66765111" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>How do you know if you're taking on too much risk in your retirement portfolio? When you're walking the retirement tightrope – teetering between trying to grow your nest egg and risking major loss – it can be a stressful ride. That's why in this...</itunes:subtitle><itunes:summary><![CDATA[How do you know if you're taking on too much risk in your retirement portfolio? When you're walking the retirement tightrope – teetering between trying to grow your nest egg and risking major loss – it can be a stressful ride. That's why in this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares practical ways to boost your retirement without piling on more market risk. Tune in to hear the biggest risks to your retirement, the most common mistakes people make during their retired years, and the first step to take to create a personalized income plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-retirement-tightrope-how-to-protect-grow-your-money" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2765</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>197</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How Global Conflict Impacts Your Retirement Plan</title><link>https://www.spreaker.com/episode/how-global-conflict-impacts-your-retirement-plan--73387578</link><description><![CDATA[Turn on the news lately and it's hard to miss the headlines – global conflict, rising oil prices, and growing concerns about inflation. It's enough to make anyone wonder: what does all of this mean for my retirement? On this episode of Wealth Creator Radio, Eric Heckman breaks it all down in a calm, practical way – because while the headlines may feel overwhelming, your financial decisions don't have to be. Plus, hear why the "100 Minus Your Age" Rule isn't always the best path for everyone.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-global-conflict-impacts-your-retirement-plan" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">f6120998-7ae3-4753-93cc-006f90592a39</guid><pubDate>Tue, 24 Mar 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387578/wcr_451_lasting_wealth_through_global_turmoil.mp3" length="64844939" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Turn on the news lately and it's hard to miss the headlines – global conflict, rising oil prices, and growing concerns about inflation. It's enough to make anyone wonder: what does all of this mean for my retirement? On this episode of Wealth Creator...</itunes:subtitle><itunes:summary><![CDATA[Turn on the news lately and it's hard to miss the headlines – global conflict, rising oil prices, and growing concerns about inflation. It's enough to make anyone wonder: what does all of this mean for my retirement? On this episode of Wealth Creator Radio, Eric Heckman breaks it all down in a calm, practical way – because while the headlines may feel overwhelming, your financial decisions don't have to be. Plus, hear why the "100 Minus Your Age" Rule isn't always the best path for everyone.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-global-conflict-impacts-your-retirement-plan" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2685</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>196</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Biggest Financial Pitfalls that Drain your Nest Egg</title><link>https://www.spreaker.com/episode/the-biggest-financial-pitfalls-that-drain-your-nest-egg--73387582</link><description><![CDATA[When most people imagine retirement, they picture a slower pace of life – traveling, relaxing, and finally enjoying the rewards of decades of hard work. But without the right financial strategy, retirement can quickly become stressful instead of freeing. On this episode of Wealth Creator Radio, Eric Heckman, founder and president of Heckman Financial, explains the most common financial pitfalls – and the smart strategies that can help you avoid them. Tune in to take your first step toward worry less wealth! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-financial-pitfalls-that-drain-your-nest-egg" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">ff45db16-8fcd-4b0a-9f39-7dde3d54f850</guid><pubDate>Tue, 17 Mar 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387582/wcr_398_avoiding_financial_pitfalls_1.mp3" length="66480904" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When most people imagine retirement, they picture a slower pace of life – traveling, relaxing, and finally enjoying the rewards of decades of hard work. But without the right financial strategy, retirement can quickly become stressful instead of...</itunes:subtitle><itunes:summary><![CDATA[When most people imagine retirement, they picture a slower pace of life – traveling, relaxing, and finally enjoying the rewards of decades of hard work. But without the right financial strategy, retirement can quickly become stressful instead of freeing. On this episode of Wealth Creator Radio, Eric Heckman, founder and president of Heckman Financial, explains the most common financial pitfalls – and the smart strategies that can help you avoid them. Tune in to take your first step toward worry less wealth! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-financial-pitfalls-that-drain-your-nest-egg" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2753</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>195</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Global Conflicts, Changing Markets, &amp; Why Your 401k is Not a Plan</title><link>https://www.spreaker.com/episode/global-conflicts-changing-markets-why-your-401k-is-not-a-plan--73387561</link><description><![CDATA[When global conflicts dominate the headlines, it's natural to worry about how those events might affect the market and your finances – especially if you're nearing retirement or already living off your savings. On this episode of Wealth Creator Radio, certified financial planner Eric Heckman tackles an important question: should the conflict in Iran change your retirement plan? Tune in to learn how worldwide turmoil can affect your wealth, how to handle changing markets with confidence, and what financial "shock absorbers" to include in your retirement plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/global-conflicts-changing-markets-why-your-401k-is-not-a-plan" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">052822fe-5437-4889-911f-5e9714974347</guid><pubDate>Tue, 10 Mar 2026 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387561/wcr_449_your_401k_is_not_a_plan.mp3" length="67637261" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When global conflicts dominate the headlines, it's natural to worry about how those events might affect the market and your finances – especially if you're nearing retirement or already living off your savings. On this episode of Wealth Creator Radio,...</itunes:subtitle><itunes:summary><![CDATA[When global conflicts dominate the headlines, it's natural to worry about how those events might affect the market and your finances – especially if you're nearing retirement or already living off your savings. On this episode of Wealth Creator Radio, certified financial planner Eric Heckman tackles an important question: should the conflict in Iran change your retirement plan? Tune in to learn how worldwide turmoil can affect your wealth, how to handle changing markets with confidence, and what financial "shock absorbers" to include in your retirement plan.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/global-conflicts-changing-markets-why-your-401k-is-not-a-plan" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2801</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>194</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The 3 Pillars of Retirement You Need to Retire with Confidence</title><link>https://www.spreaker.com/episode/the-3-pillars-of-retirement-you-need-to-retire-with-confidence--73387518</link><description><![CDATA[Did you know only one in five Americans believe they may never retire, according to a recent poll from Axios? Even more concerning, many people expect Social Security won't cover even half their expenses. If these worries sound familiar, this episode of Wealth Creator Radio is for you. Certified financial planner Eric Heckman is sharing the 3 pillars of retirement that every strong retirement plan needs. Tune in to hear the surprising expense most retirement plans overlook, how to determine the amount you actually will need each month in retirement, and what investment strategy will last through market ups and downs.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-3-pillars-of-retirement-you-need-to-retire-with-confidence" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">f295e414-1c55-4ad8-8b8b-16ab2c76c5d2</guid><pubDate>Tue, 03 Mar 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387518/wcr_448_the_3_pillars_of_retirement.mp3" length="67028018" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Did you know only one in five Americans believe they may never retire, according to a recent poll from Axios? Even more concerning, many people expect Social Security won't cover even half their expenses. If these worries sound familiar, this episode...</itunes:subtitle><itunes:summary><![CDATA[Did you know only one in five Americans believe they may never retire, according to a recent poll from Axios? Even more concerning, many people expect Social Security won't cover even half their expenses. If these worries sound familiar, this episode of Wealth Creator Radio is for you. Certified financial planner Eric Heckman is sharing the 3 pillars of retirement that every strong retirement plan needs. Tune in to hear the surprising expense most retirement plans overlook, how to determine the amount you actually will need each month in retirement, and what investment strategy will last through market ups and downs.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-3-pillars-of-retirement-you-need-to-retire-with-confidence" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2776</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>193</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Optimizing Retirement Income for a Worry Less Retirement</title><link>https://www.spreaker.com/episode/optimizing-retirement-income-for-a-worry-less-retirement--73387524</link><description><![CDATA[Today's retirees face longer lifespans, inflation that never seems to reverse, volatile markets, and a tax system that doesn't take a break just because you stopped working. Gone are the days of pensions and relying on Social Security. So how do you make sure your money lasts as long as you do? Today on Wealth Creator Radio, Eric Heckman breaks down the biggest challenges and myths in retirement planning – so you can optimize your retirement income and have a remarkable retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/optimizing-retirement-income-for-a-worry-less-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">bf4e735f-ebe9-4dc3-9430-54d9d3c4a417</guid><pubDate>Tue, 24 Feb 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387524/wcr_447_optimizing_retirement_income.mp3" length="66217669" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Today's retirees face longer lifespans, inflation that never seems to reverse, volatile markets, and a tax system that doesn't take a break just because you stopped working. Gone are the days of pensions and relying on Social Security. So how do you...</itunes:subtitle><itunes:summary><![CDATA[Today's retirees face longer lifespans, inflation that never seems to reverse, volatile markets, and a tax system that doesn't take a break just because you stopped working. Gone are the days of pensions and relying on Social Security. So how do you make sure your money lasts as long as you do? Today on Wealth Creator Radio, Eric Heckman breaks down the biggest challenges and myths in retirement planning – so you can optimize your retirement income and have a remarkable retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/optimizing-retirement-income-for-a-worry-less-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2742</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>192</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Love, Marriage, &amp; Money: Planning a Retirement You'll Both Adore</title><link>https://www.spreaker.com/episode/love-marriage-money-planning-a-retirement-you-ll-both-adore--73387583</link><description><![CDATA[Happy Valentine's Day weekend from Wealth Creator Radio! While flowers and chocolates are great, there's another way couples can show love this month: by getting aligned on their retirement plan. Eric Heckman, President of Heckman Financial, has been helping couples have extraordinary retirements for over 30 years. In this Valentine's Day special, he's sharing what he's learned: what to know if you're retiring at a different time from your spouse, what spousal benefits you can receive from Social Security, and why every couple needs to know about the bucket strategy. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/love-marriage-money-planning-a-retirement-you%E2%80%99ll-both-adore" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">e09bade9-e9bc-4826-8698-32c5bb184410</guid><pubDate>Tue, 17 Feb 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387583/wcr_446_valentines_day_special.mp3" length="66202904" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Happy Valentine's Day weekend from Wealth Creator Radio! While flowers and chocolates are great, there's another way couples can show love this month: by getting aligned on their retirement plan. Eric Heckman, President of Heckman Financial, has been...</itunes:subtitle><itunes:summary><![CDATA[Happy Valentine's Day weekend from Wealth Creator Radio! While flowers and chocolates are great, there's another way couples can show love this month: by getting aligned on their retirement plan. Eric Heckman, President of Heckman Financial, has been helping couples have extraordinary retirements for over 30 years. In this Valentine's Day special, he's sharing what he's learned: what to know if you're retiring at a different time from your spouse, what spousal benefits you can receive from Social Security, and why every couple needs to know about the bucket strategy. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/love-marriage-money-planning-a-retirement-you%E2%80%99ll-both-adore" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2742</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>191</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Ditch Retirement Anxiety and Create a Plan that Lasts</title><link>https://www.spreaker.com/episode/how-to-ditch-retirement-anxiety-and-create-a-plan-that-lasts--73387586</link><description><![CDATA[A recent global study revealed an unsettling statistic: fewer than one-third of people feel confident they'll live as well – or better – in retirement than they did while working. That's a big drop in optimism, and a spike in retirement anxiety. So is this just fear talking… or is retirement actually harder now? On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman unpacks why retirement feels more uncertain today, and what it really takes to build confidence, clarity, and long-term financial independence. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-ditch-retirement-anxiety-and-create-a-plan-that-lasts" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">ed73f924-b332-4cb4-8fcc-b7fce304acc4</guid><pubDate>Tue, 10 Feb 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387586/wcr_445_retirement_optimism.mp3" length="66463161" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A recent global study revealed an unsettling statistic: fewer than one-third of people feel confident they'll live as well – or better – in retirement than they did while working. That's a big drop in optimism, and a spike in retirement anxiety. So is...</itunes:subtitle><itunes:summary><![CDATA[A recent global study revealed an unsettling statistic: fewer than one-third of people feel confident they'll live as well – or better – in retirement than they did while working. That's a big drop in optimism, and a spike in retirement anxiety. So is this just fear talking… or is retirement actually harder now? On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman unpacks why retirement feels more uncertain today, and what it really takes to build confidence, clarity, and long-term financial independence. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-ditch-retirement-anxiety-and-create-a-plan-that-lasts" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2753</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>190</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Selling Smart: How to Protect Your Wealth During Asset Disposal</title><link>https://www.spreaker.com/episode/selling-smart-how-to-protect-your-wealth-during-asset-disposal--73387546</link><description><![CDATA[If you've built wealth over time through a business, real estate, stocks, or even assets you expect to inherit, there's a good chance you'll face the decision of asset disposal at some point. So how should you sell your assets to keep more of your hard-earned money? On this episode of Wealth Creator Radio, Eric Heckman breaks down the most common mistakes people make when selling assets – and how better planning can help you keep more of what you've worked so hard to build. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/selling-smart-how-to-protect-your-wealth-during-asset-disposal" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">061c9093-4232-4f6d-8cf9-fe0687f329cb</guid><pubDate>Tue, 03 Feb 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387546/wcr_444_highly_appreciated_asset_disposal_strategies.mp3" length="66742431" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've built wealth over time through a business, real estate, stocks, or even assets you expect to inherit, there's a good chance you'll face the decision of asset disposal at some point. So how should you sell your assets to keep more of your...</itunes:subtitle><itunes:summary><![CDATA[If you've built wealth over time through a business, real estate, stocks, or even assets you expect to inherit, there's a good chance you'll face the decision of asset disposal at some point. So how should you sell your assets to keep more of your hard-earned money? On this episode of Wealth Creator Radio, Eric Heckman breaks down the most common mistakes people make when selling assets – and how better planning can help you keep more of what you've worked so hard to build. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/selling-smart-how-to-protect-your-wealth-during-asset-disposal" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2764</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>189</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Simple Ways to Increase Your Retirement Income</title><link>https://www.spreaker.com/episode/simple-ways-to-increase-your-retirement-income--73387592</link><description><![CDATA[Your quality of retirement will depend on not just how much you've saved – but how long your money lasts. So how do you ensure your money lasts as long as you do? On this episode of Wealth Creator Radio, Eric Heckman of Heckman Financial digs into one of the biggest retirement challenges people face: creating reliable income so you don't outlive your savings. Tune in to learn common social security mistakes, the biggest threats to your retirement, and strategies to avoid them. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/simple-ways-to-increase-your-retirement-income" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">8dee8ea6-fa0e-45b9-a033-c835f675c859</guid><pubDate>Tue, 27 Jan 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387592/wcr_443_maximize_your_retirement_income.mp3" length="65923304" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Your quality of retirement will depend on not just how much you've saved – but how long your money lasts. So how do you ensure your money lasts as long as you do? On this episode of Wealth Creator Radio, Eric Heckman of Heckman Financial digs into one...</itunes:subtitle><itunes:summary><![CDATA[Your quality of retirement will depend on not just how much you've saved – but how long your money lasts. So how do you ensure your money lasts as long as you do? On this episode of Wealth Creator Radio, Eric Heckman of Heckman Financial digs into one of the biggest retirement challenges people face: creating reliable income so you don't outlive your savings. Tune in to learn common social security mistakes, the biggest threats to your retirement, and strategies to avoid them. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/simple-ways-to-increase-your-retirement-income" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2730</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>188</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Balancing Risk vs. Reward with the 100 Minus Your Age Rule</title><link>https://www.spreaker.com/episode/balancing-risk-vs-reward-with-the-100-minus-your-age-rule--73387529</link><description><![CDATA[A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and pre-retirees can plan with more confidence. Plus, he's sharing how to balance risk vs. reward with the 100 minus your age rule, and if bonds are actually safe. Tune in and start worrying less about your retirement in 2026! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/balancing-risk-vs-reward-with-the-100-minus-your-age-rule" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">77c9532a-49b4-42a3-af85-667ee160d100</guid><pubDate>Tue, 20 Jan 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387529/wcr_422_asset_allocation_acting_your_age.mp3" length="66371079" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and...</itunes:subtitle><itunes:summary><![CDATA[A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and pre-retirees can plan with more confidence. Plus, he's sharing how to balance risk vs. reward with the 100 minus your age rule, and if bonds are actually safe. Tune in and start worrying less about your retirement in 2026! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/balancing-risk-vs-reward-with-the-100-minus-your-age-rule" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2749</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>187</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Find the Right Financial Advisor in 2026</title><link>https://www.spreaker.com/episode/how-to-find-the-right-financial-advisor-in-2026--73387507</link><description><![CDATA[Every year, we set new year's resolutions, convinced this is the year we'll finally follow through. But if you're like most Americans, you've probably noticed that resolutions are easy to make and much harder to keep. In this episode of Wealth Creator Radio, Eric Heckman is sharing why your financial new year's resolutions don't stick, red flags your financial advisor is holding your back from achieving your financial goals, and how to find the right financial advisor this year. Tune in to finally keep your financial new year's resolutions in 2026! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-find-the-right-financial-advisor-in-2026" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">6c08b515-9d84-4c77-a1b1-8a706bc20b53</guid><pubDate>Tue, 13 Jan 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387507/wcr_441_2026_new_years_resolutions.mp3" length="66893455" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Every year, we set new year's resolutions, convinced this is the year we'll finally follow through. But if you're like most Americans, you've probably noticed that resolutions are easy to make and much harder to keep. In this episode of Wealth Creator...</itunes:subtitle><itunes:summary><![CDATA[Every year, we set new year's resolutions, convinced this is the year we'll finally follow through. But if you're like most Americans, you've probably noticed that resolutions are easy to make and much harder to keep. In this episode of Wealth Creator Radio, Eric Heckman is sharing why your financial new year's resolutions don't stick, red flags your financial advisor is holding your back from achieving your financial goals, and how to find the right financial advisor this year. Tune in to finally keep your financial new year's resolutions in 2026! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-find-the-right-financial-advisor-in-2026" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2771</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>186</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Biggest Retirement Risks Most Savers Don't See Coming</title><link>https://www.spreaker.com/episode/the-biggest-retirement-risks-most-savers-don-t-see-coming--73387563</link><description><![CDATA[Many people spend decades building a solid retirement nest egg only to discover that savings alone don't guarantee security. Hidden obstacles like rising taxes, healthcare costs, market volatility, and poorly structured income plans can quietly derail even well-funded retirements. In this episode, Eric Heckman breaks down the most common risks retirees overlook and explains why having money isn't the same as having a plan. You'll learn how taxes often become the single biggest expense in retirement, why income planning matters more than account balances, and how simple structural decisions can dramatically improve long-term outcomes. This conversation focuses on proactive planning, not guesswork, so you can protect what you've worked so hard to build. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-retirement-risks-most-savers-don%E2%80%99t-see-coming" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">2cc2c1c4-9ee2-4d7b-b95d-a1118d5a6857</guid><pubDate>Tue, 06 Jan 2026 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387563/wcr_440_helping_protect_your_retirement_from_hidden_obstacles.mp3" length="67533700" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Many people spend decades building a solid retirement nest egg only to discover that savings alone don't guarantee security. Hidden obstacles like rising taxes, healthcare costs, market volatility, and poorly structured income plans can quietly derail...</itunes:subtitle><itunes:summary><![CDATA[Many people spend decades building a solid retirement nest egg only to discover that savings alone don't guarantee security. Hidden obstacles like rising taxes, healthcare costs, market volatility, and poorly structured income plans can quietly derail even well-funded retirements. In this episode, Eric Heckman breaks down the most common risks retirees overlook and explains why having money isn't the same as having a plan. You'll learn how taxes often become the single biggest expense in retirement, why income planning matters more than account balances, and how simple structural decisions can dramatically improve long-term outcomes. This conversation focuses on proactive planning, not guesswork, so you can protect what you've worked so hard to build. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-retirement-risks-most-savers-don%E2%80%99t-see-coming" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2797</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>185</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Avoid Huge Tax Bills When You Sell Appreciated Assets</title><link>https://www.spreaker.com/episode/how-to-avoid-huge-tax-bills-when-you-sell-appreciated-assets--73387537</link><description><![CDATA[Many people assume selling a business, investment property, or long-held stock is simple: list it, sell it, take the profit. But when an asset has appreciated significantly, one wrong move can trigger a massive and unnecessary tax bill — sometimes 30–40% in a single year. In this episode, Eric breaks down why traditional sell-and-pay approaches leave so much money on the table and reveals the smarter strategies that help minimize taxes, smooth out income spikes, and preserve more of your hard-earned wealth for the future. You'll learn why timing matters, which tools can help reduce capital gains, and how to avoid costly mistakes before the sale — not after. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-avoid-huge-tax-bills-when-you-sell-appreciated-assets" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">ac16b7d0-4b37-4686-beac-8b67bf1089f0</guid><pubDate>Tue, 16 Dec 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387537/wcr_437_highly_appreciated_asset_disposal_strategies.mp3" length="68440781" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Many people assume selling a business, investment property, or long-held stock is simple: list it, sell it, take the profit. But when an asset has appreciated significantly, one wrong move can trigger a massive and unnecessary tax bill — sometimes...</itunes:subtitle><itunes:summary><![CDATA[Many people assume selling a business, investment property, or long-held stock is simple: list it, sell it, take the profit. But when an asset has appreciated significantly, one wrong move can trigger a massive and unnecessary tax bill — sometimes 30–40% in a single year. In this episode, Eric breaks down why traditional sell-and-pay approaches leave so much money on the table and reveals the smarter strategies that help minimize taxes, smooth out income spikes, and preserve more of your hard-earned wealth for the future. You'll learn why timing matters, which tools can help reduce capital gains, and how to avoid costly mistakes before the sale — not after. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-avoid-huge-tax-bills-when-you-sell-appreciated-assets" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2835</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>184</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Building Income You Can Count On in Retirement</title><link>https://www.spreaker.com/episode/building-income-you-can-count-on-in-retirement--73387575</link><description><![CDATA[Retirement shouldn't feel like a financial roller coaster — yet many retirees spend their days worrying about market swings, rising costs, and whether their savings will truly last. In this episode, Eric Heckman, president and founder of Heckman Financial, reveals how to create dependable income in retirement so you can enjoy life instead of stressing over your portfolio. Eric uncovers why traditional withdrawal rules fall short, how to build a reliable income foundation, and simple ways to avoid the biggest mistakes retirees make. You'll learn how to turn your savings into steady monthly paychecks, protect yourself from market downturns, and plan with confidence. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/building-income-you-can-count-on-in-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></description><guid isPermaLink="false">74c49b60-6703-416b-bf69-f5da71476bf9</guid><pubDate>Tue, 09 Dec 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387575/wcr_436_creating_dependable_retirement_income.mp3" length="67785285" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement shouldn't feel like a financial roller coaster — yet many retirees spend their days worrying about market swings, rising costs, and whether their savings will truly last. In this episode, Eric Heckman, president and founder of Heckman...</itunes:subtitle><itunes:summary><![CDATA[Retirement shouldn't feel like a financial roller coaster — yet many retirees spend their days worrying about market swings, rising costs, and whether their savings will truly last. In this episode, Eric Heckman, president and founder of Heckman Financial, reveals how to create dependable income in retirement so you can enjoy life instead of stressing over your portfolio. Eric uncovers why traditional withdrawal rules fall short, how to build a reliable income foundation, and simple ways to avoid the biggest mistakes retirees make. You'll learn how to turn your savings into steady monthly paychecks, protect yourself from market downturns, and plan with confidence. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/building-income-you-can-count-on-in-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>]]></itunes:summary><itunes:duration>2808</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>183</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Running Out of Money in Retirement: What You Need to Know</title><link>https://www.spreaker.com/episode/running-out-of-money-in-retirement-what-you-need-to-know--73387558</link><description><![CDATA[Running out of money is the number one retirement fear for nearly 60% of Americans — and with longer lifespans, rising costs, and unpredictable markets, it's not hard to see why. In this episode, Certified Financial Planner Eric Heckman explains why this risk is more real today than ever, and what you can do to protect yourself. Eric breaks down the factors that cause retirees to overspend, the danger of relying only on market money, how Social Security timing really affects longevity, and the powerful role of tax planning in keeping your income strong for decades. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/running-out-of-money-in-retirement-what-you-need-to-know" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">0abc0fbe-66c7-40e0-b075-4ccddc91f291</guid><pubDate>Tue, 02 Dec 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387558/wcr_435_running_out_of_money_in_retirement.mp3" length="62955772" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Running out of money is the number one retirement fear for nearly 60% of Americans — and with longer lifespans, rising costs, and unpredictable markets, it's not hard to see why. In this episode, Certified Financial Planner Eric Heckman explains why...</itunes:subtitle><itunes:summary><![CDATA[Running out of money is the number one retirement fear for nearly 60% of Americans — and with longer lifespans, rising costs, and unpredictable markets, it's not hard to see why. In this episode, Certified Financial Planner Eric Heckman explains why this risk is more real today than ever, and what you can do to protect yourself. Eric breaks down the factors that cause retirees to overspend, the danger of relying only on market money, how Social Security timing really affects longevity, and the powerful role of tax planning in keeping your income strong for decades. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/running-out-of-money-in-retirement-what-you-need-to-know" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2607</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>182</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Three Pillars of a Stable Retirement</title><link>https://www.spreaker.com/episode/the-three-pillars-of-a-stable-retirement--73387501</link><description><![CDATA[A solid retirement plan rests on three key pillars — income, investments, and taxes. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman breaks down how these pillars work together to create a strong financial foundation. Discover why taxes often become your biggest retirement expense, how to manage your investments for cash flow instead of growth alone, and why a coordinated income plan is essential for lasting stability. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a><br /> <br /> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-three-pillars-of-a-stable-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></description><guid isPermaLink="false">cceaec7f-c1ca-4d08-9530-0ee15ebb8664</guid><pubDate>Tue, 25 Nov 2025 18:50:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387501/wcr_434_the_three_pillars_of_financial_stability.mp3" length="68217951" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A solid retirement plan rests on three key pillars — income, investments, and taxes. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman breaks down how these pillars work together to create a strong financial foundation....</itunes:subtitle><itunes:summary><![CDATA[A solid retirement plan rests on three key pillars — income, investments, and taxes. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman breaks down how these pillars work together to create a strong financial foundation. Discover why taxes often become your biggest retirement expense, how to manage your investments for cash flow instead of growth alone, and why a coordinated income plan is essential for lasting stability. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a><br /> <br /> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-three-pillars-of-a-stable-retirement" target="_blank" rel="noreferrer noopener"> Show notes for this week's episode</a>  ]]></itunes:summary><itunes:duration>2826</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>181</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Weathering Market Volatility in Retirement</title><link>https://www.spreaker.com/episode/weathering-market-volatility-in-retirement--73387559</link><description><![CDATA[Stock market ups and downs are not a question of if, but when. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains why volatility is normal, why it feels so stressful in retirement, and what you can do now to protect your savings from big swings. Eric walks through common mistakes investors make when emotions take over and outlines a practical structure for keeping your money working while still helping you sleep at night.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/weathering-market-volatility-in-retirement" target="_blank" rel="noreferrer noopener"> Click here for the show notes for this episode</a>]]></description><guid isPermaLink="false">4c95a695-120c-4516-a606-7015ee21deeb</guid><pubDate>Tue, 18 Nov 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387559/wcr_433_prepping_for_market_volatility.mp3" length="63948153" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Stock market ups and downs are not a question of if, but when. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains why volatility is normal, why it feels so stressful in retirement, and what you can do now to...</itunes:subtitle><itunes:summary><![CDATA[Stock market ups and downs are not a question of if, but when. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains why volatility is normal, why it feels so stressful in retirement, and what you can do now to protect your savings from big swings. Eric walks through common mistakes investors make when emotions take over and outlines a practical structure for keeping your money working while still helping you sleep at night.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/weathering-market-volatility-in-retirement" target="_blank" rel="noreferrer noopener"> Click here for the show notes for this episode</a>]]></itunes:summary><itunes:duration>2648</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>180</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The New Retirement Reality: Building Confidence Today</title><link>https://www.spreaker.com/episode/the-new-retirement-reality-building-confidence-today--73387610</link><description><![CDATA[The retirement landscape has changed, but your confidence doesn't have to. In this episode, Eric Heckman, Certified Financial Planner and founder of Heckman Financial, explains why financial advisors remain optimistic despite market volatility and economic uncertainty. He breaks down the new realities of retirement, the hidden risks that catch retirees off guard, and the practical steps you can take to secure your financial future.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-new-retirement-reality-building-confidence-today" target="_blank" rel="noreferrer noopener"> Click here for the show notes to this episode</a>]]></description><guid isPermaLink="false">bacbb73e-aab9-474f-8ff3-74fcd0200dcb</guid><pubDate>Tue, 11 Nov 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387610/the_new_retirement_reality_november_8_2025.mp3" length="65565937" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>The retirement landscape has changed, but your confidence doesn't have to. In this episode, Eric Heckman, Certified Financial Planner and founder of Heckman Financial, explains why financial advisors remain optimistic despite market volatility and...</itunes:subtitle><itunes:summary><![CDATA[The retirement landscape has changed, but your confidence doesn't have to. In this episode, Eric Heckman, Certified Financial Planner and founder of Heckman Financial, explains why financial advisors remain optimistic despite market volatility and economic uncertainty. He breaks down the new realities of retirement, the hidden risks that catch retirees off guard, and the practical steps you can take to secure your financial future.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-new-retirement-reality-building-confidence-today" target="_blank" rel="noreferrer noopener"> Click here for the show notes to this episode</a>]]></itunes:summary><itunes:duration>2716</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>179</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement: Strategies to Keep More Income</title><link>https://www.spreaker.com/episode/taxes-in-retirement-strategies-to-keep-more-income--73387564</link><description><![CDATA[Many retirees are surprised to find that taxes can become one of their largest expenses after they stop working. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains how retirement income can trigger unexpected tax bills and what you can do to reduce them. Learn how to plan withdrawals, use Roth conversions strategically, and balance your tax exposure so you can enjoy more of the income you've worked so hard to save. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-in-retirement-strategies-to-keep-more-income" target="_blank" rel="noreferrer noopener"> 🔗Check out the show notes for this week's episode</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">329a58c6-c8f9-4459-813c-ee89c366193f</guid><pubDate>Tue, 04 Nov 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387564/wcr_431_retirement_income_faces_tax_challenges.mp3" length="65599446" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Many retirees are surprised to find that taxes can become one of their largest expenses after they stop working. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains how retirement income can trigger unexpected...</itunes:subtitle><itunes:summary><![CDATA[Many retirees are surprised to find that taxes can become one of their largest expenses after they stop working. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains how retirement income can trigger unexpected tax bills and what you can do to reduce them. Learn how to plan withdrawals, use Roth conversions strategically, and balance your tax exposure so you can enjoy more of the income you've worked so hard to save. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-in-retirement-strategies-to-keep-more-income" target="_blank" rel="noreferrer noopener"> 🔗Check out the show notes for this week's episode</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2717</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>178</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Protecting Your Retirement: How to Overcome Hidden Financial Obstacles</title><link>https://www.spreaker.com/episode/protecting-your-retirement-how-to-overcome-hidden-financial-obstacles--73387545</link><description><![CDATA[Even the best-planned retirements can hit unexpected roadblocks. From taxes and healthcare to market volatility and emotional decisions. On this episode of Wealth Creator Radio, Eric explains how to uncover and address the hidden obstacles that can threaten your retirement security. Learn how to build a resilient income plan, reduce taxes, and protect what you've worked so hard to save. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/protecting-your-retirement-overcome-hidden-financial-obstacles" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">4028fa6c-3c28-467d-beac-d6b1b574e773</guid><pubDate>Tue, 28 Oct 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387545/wcr_430_helping_protect_your_retirement_from_hidden_obstacles.mp3" length="70023267" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Even the best-planned retirements can hit unexpected roadblocks. From taxes and healthcare to market volatility and emotional decisions. On this episode of Wealth Creator Radio, Eric explains how to uncover and address the hidden obstacles that can...</itunes:subtitle><itunes:summary><![CDATA[Even the best-planned retirements can hit unexpected roadblocks. From taxes and healthcare to market volatility and emotional decisions. On this episode of Wealth Creator Radio, Eric explains how to uncover and address the hidden obstacles that can threaten your retirement security. Learn how to build a resilient income plan, reduce taxes, and protect what you've worked so hard to save. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/protecting-your-retirement-overcome-hidden-financial-obstacles" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2902</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>177</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What Retirees Need to Know About Medicare Open Enrollment</title><link>https://www.spreaker.com/episode/what-retirees-need-to-know-about-medicare-open-enrollment--73387576</link><description><![CDATA[Medicare open enrollment is here — and with it, some big changes you can't afford to ignore. From rising prescription costs to new income-related premium adjustments, this year's updates could impact your retirement budget more than you think. On this episode of Wealth Creator Radio, Eric Heckman, Certified Financial Planner and President of Heckman Financial, shares key Medicare updates, enrollment deadlines, and smart ways to review your plan before it's too late. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-retirees-need-to-know-about-medicare-open-enrollment" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">06609b3a-dc70-49a2-a16b-a2d2a1ed72a4</guid><pubDate>Tue, 21 Oct 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387576/wcr_429_medicare_open_enrollment.mp3" length="66109429" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Medicare open enrollment is here — and with it, some big changes you can't afford to ignore. From rising prescription costs to new income-related premium adjustments, this year's updates could impact your retirement budget more than you think. On this...</itunes:subtitle><itunes:summary><![CDATA[Medicare open enrollment is here — and with it, some big changes you can't afford to ignore. From rising prescription costs to new income-related premium adjustments, this year's updates could impact your retirement budget more than you think. On this episode of Wealth Creator Radio, Eric Heckman, Certified Financial Planner and President of Heckman Financial, shares key Medicare updates, enrollment deadlines, and smart ways to review your plan before it's too late. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-retirees-need-to-know-about-medicare-open-enrollment" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2739</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>176</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Pay Less, Keep More: Strategies to Lower Taxes in Retirement</title><link>https://www.spreaker.com/episode/pay-less-keep-more-strategies-to-lower-taxes-in-retirement--73387570</link><description><![CDATA[Many people assume their taxes will drop once they stop working. After all, you're not earning a paycheck anymore, so your tax bill should go down, right? Not always. And in fact, taxes can become the biggest expense for many retirees. On this episode of Wealth Creator Radio, certified financial planner of over 30 years Eric Heckman explains why taxes often catch retirees off guard… and how you can create a strategy now to lower taxes in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/pay-less-keep-more-strategies-to-lower-taxes-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">528adf6d-ad5c-4200-a47a-f19042691536</guid><pubDate>Tue, 14 Oct 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387570/wcr_428_taxes_in_retirement.mp3" length="66335409" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Many people assume their taxes will drop once they stop working. After all, you're not earning a paycheck anymore, so your tax bill should go down, right? Not always. And in fact, taxes can become the biggest expense for many retirees. On this episode...</itunes:subtitle><itunes:summary><![CDATA[Many people assume their taxes will drop once they stop working. After all, you're not earning a paycheck anymore, so your tax bill should go down, right? Not always. And in fact, taxes can become the biggest expense for many retirees. On this episode of Wealth Creator Radio, certified financial planner of over 30 years Eric Heckman explains why taxes often catch retirees off guard… and how you can create a strategy now to lower taxes in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/pay-less-keep-more-strategies-to-lower-taxes-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2748</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>175</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Turn Taxes Into Savings with Roth Conversions</title><link>https://www.spreaker.com/episode/how-to-turn-taxes-into-savings-with-roth-conversions--73387580</link><description><![CDATA[When most people think about taxes, they think about April 15th. But smart retirement planning means thinking about taxes all year long, especially when it comes to strategies that can save you thousands over time. One of the most powerful tools for managing taxes in retirement? Roth conversions. On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares what Roth conversions are, why timing matters, and how to avoid the costly mistakes many retirees make. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-turn-taxes-into-savings-with-roth-conversions" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">e68dcb30-ee4d-4ec6-93ec-d17658f8e34b</guid><pubDate>Tue, 07 Oct 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387580/wcr_427_roth_conversions.mp3" length="66370314" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When most people think about taxes, they think about April 15th. But smart retirement planning means thinking about taxes all year long, especially when it comes to strategies that can save you thousands over time. One of the most powerful tools for...</itunes:subtitle><itunes:summary><![CDATA[When most people think about taxes, they think about April 15th. But smart retirement planning means thinking about taxes all year long, especially when it comes to strategies that can save you thousands over time. One of the most powerful tools for managing taxes in retirement? Roth conversions. On this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares what Roth conversions are, why timing matters, and how to avoid the costly mistakes many retirees make. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-turn-taxes-into-savings-with-roth-conversions" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2749</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>174</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Make Your Money Work for You in Retirement</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you-in-retirement--73387532</link><description><![CDATA[When it comes to finances, we've all heard the saying: "It's not what you make, it's what you keep." But what if it's not just about keeping your money… it's about making your money work for you? On this episode of Wealth Creator Radio, Eric Heckman, president and founder of Heckman Financial, shares why your retirement success depends less on how much you've saved and more on the strategies you use with those savings. Tune in to learn simple ways to make your money work for you in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/make-your-money-work-for-you-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">e056a3fd-34ed-42b6-90d1-2ecf7e01913a</guid><pubDate>Tue, 30 Sep 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387532/wcr_426_make_your_money_work_for_you.mp3" length="69529881" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When it comes to finances, we've all heard the saying: "It's not what you make, it's what you keep." But what if it's not just about keeping your money… it's about making your money work for you? On this episode of Wealth Creator Radio, Eric Heckman,...</itunes:subtitle><itunes:summary><![CDATA[When it comes to finances, we've all heard the saying: "It's not what you make, it's what you keep." But what if it's not just about keeping your money… it's about making your money work for you? On this episode of Wealth Creator Radio, Eric Heckman, president and founder of Heckman Financial, shares why your retirement success depends less on how much you've saved and more on the strategies you use with those savings. Tune in to learn simple ways to make your money work for you in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/make-your-money-work-for-you-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2881</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>173</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Inflation, Taxes and Retirement: How to Keep More of Your Money</title><link>https://www.spreaker.com/episode/inflation-taxes-and-retirement-how-to-keep-more-of-your-money--73387553</link><description><![CDATA[When most people think about retirement risks, they imagine dramatic market downturns. They think about crashing stock markets and catastrophic events that make headlines and shake confidence. But as veteran financial planner Eric Heckman explains, the quieter threats (like rising taxes and persistent inflation in retirement) can be just as dangerous to your retirement savings.  On this episode of Wealth Creator Radio, Eric Heckman breaks down how to stay ahead of these risks and keep more of your hard-earned money in retirement.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/inflation-taxes-and-retirement-how-to-keep-more-of-your-money" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">b4ee89f3-cf60-4647-9176-db3240835e08</guid><pubDate>Tue, 23 Sep 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387553/wcr_425_tackling_the_twin_threats_of_taxes_and_inflation.mp3" length="67302649" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When most people think about retirement risks, they imagine dramatic market downturns. They think about crashing stock markets and catastrophic events that make headlines and shake confidence. But as veteran financial planner Eric Heckman explains,...</itunes:subtitle><itunes:summary><![CDATA[When most people think about retirement risks, they imagine dramatic market downturns. They think about crashing stock markets and catastrophic events that make headlines and shake confidence. But as veteran financial planner Eric Heckman explains, the quieter threats (like rising taxes and persistent inflation in retirement) can be just as dangerous to your retirement savings.  On this episode of Wealth Creator Radio, Eric Heckman breaks down how to stay ahead of these risks and keep more of your hard-earned money in retirement.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/inflation-taxes-and-retirement-how-to-keep-more-of-your-money" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2788</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>172</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>5 Reasons to Fire Your Financial Advisor</title><link>https://www.spreaker.com/episode/5-reasons-to-fire-your-financial-advisor--73387591</link><description><![CDATA[A good financial advisor can help you reach your retirement goals with confidence. But the wrong one might actually hold you back… or worse, steer you in the wrong direction. Sometimes, the best move you can make for your financial future is to fire your financial advisor and find someone who's a better fit.  So how do you know when it's time to make a change? On this episode of Wealth Creator Radio, Eric Heckman shares 5 reasons to say goodbye to your advisor, plus what a solid financial advisor should do for you.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/5-reasons-to-fire-your-financial-advisor" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">d0589d91-edd6-45bd-bcbc-4bc27b32be04</guid><pubDate>Tue, 16 Sep 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387591/wcr_424_reasons_to_fire_your_advisor.mp3" length="62067851" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A good financial advisor can help you reach your retirement goals with confidence. But the wrong one might actually hold you back… or worse, steer you in the wrong direction. Sometimes, the best move you can make for your financial future is to fire...</itunes:subtitle><itunes:summary><![CDATA[A good financial advisor can help you reach your retirement goals with confidence. But the wrong one might actually hold you back… or worse, steer you in the wrong direction. Sometimes, the best move you can make for your financial future is to fire your financial advisor and find someone who's a better fit.  So how do you know when it's time to make a change? On this episode of Wealth Creator Radio, Eric Heckman shares 5 reasons to say goodbye to your advisor, plus what a solid financial advisor should do for you.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/5-reasons-to-fire-your-financial-advisor" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2570</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>171</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Build a Strong Income Plan for Retirement</title><link>https://www.spreaker.com/episode/how-to-build-a-strong-income-plan-for-retirement--73387617</link><description><![CDATA[When it comes to retirement planning, it's easy to get distracted by the latest headlines, market swings, or shiny new investment ideas. But at the end of the day, your retirement really comes down to the basics: the pillars that hold up your financial house. That's why having a strong income plan for retirement is crucial. On this episode of Wealth Creator Radio, financial planner of 30 years Eric Heckman shares the four pillars that will give you a steady paycheck through retirement, why you can't skip an income plan, and the five components of a solid plan. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-build-a-strong-income-plan-for-retirement" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>  ]]></description><guid isPermaLink="false">16f58e56-c49b-43ac-937a-8d1a297fd072</guid><pubDate>Tue, 09 Sep 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387617/wcr_423_your_retirement_income_blueprint.mp3" length="69445135" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When it comes to retirement planning, it's easy to get distracted by the latest headlines, market swings, or shiny new investment ideas. But at the end of the day, your retirement really comes down to the basics: the pillars that hold up your...</itunes:subtitle><itunes:summary><![CDATA[When it comes to retirement planning, it's easy to get distracted by the latest headlines, market swings, or shiny new investment ideas. But at the end of the day, your retirement really comes down to the basics: the pillars that hold up your financial house. That's why having a strong income plan for retirement is crucial. On this episode of Wealth Creator Radio, financial planner of 30 years Eric Heckman shares the four pillars that will give you a steady paycheck through retirement, why you can't skip an income plan, and the five components of a solid plan. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-build-a-strong-income-plan-for-retirement" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>  ]]></itunes:summary><itunes:duration>2878</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>170</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>401k Help: How to Preserve and Optimize Your 401k</title><link>https://www.spreaker.com/episode/401k-help-how-to-preserve-and-optimize-your-401k--73387636</link><description><![CDATA[How do you make sure you optimize and preserve your 401k so it lasts as long as you do? That's one of the big questions Eric Heckman, President of Heckman Financial and veteran financial planner, regularly hears. On this episode of Wealth Creator Radio, Eric is sharing the answers to the top 5 retirement questions he hears most – plus, how to protect and optimize your 401k.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/401k-help-how-to-preserve-and-optimize-your-401k" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>]]></description><guid isPermaLink="false">be88272e-8f5b-432f-ad6f-2f85a9ecfa54</guid><pubDate>Tue, 02 Sep 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387636/wcr_422_preserving_and_optimizing_your_401k.mp3" length="68801614" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>How do you make sure you optimize and preserve your 401k so it lasts as long as you do? That's one of the big questions Eric Heckman, President of Heckman Financial and veteran financial planner, regularly hears. On this episode of Wealth Creator...</itunes:subtitle><itunes:summary><![CDATA[How do you make sure you optimize and preserve your 401k so it lasts as long as you do? That's one of the big questions Eric Heckman, President of Heckman Financial and veteran financial planner, regularly hears. On this episode of Wealth Creator Radio, Eric is sharing the answers to the top 5 retirement questions he hears most – plus, how to protect and optimize your 401k.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/401k-help-how-to-preserve-and-optimize-your-401k" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>]]></itunes:summary><itunes:duration>2851</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>169</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Truth About Your Retirement Costs of Living &amp; Spending</title><link>https://www.spreaker.com/episode/the-truth-about-your-retirement-costs-of-living-spending--73387613</link><description><![CDATA[When most people picture retirement, they imagine slowing down, spending less, and enjoying a simpler life. But the reality? Retirement often comes with unexpected costs of living – and sometimes, those costs are even higher than when you were working.  Eric Heckman, President of Heckman Financial and veteran financial planner, is explaining everything you need to know about retirement costs of living and spending, and what you can do to have a worry-less retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-truth-about-your-retirement-costs-of-living-spending" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>]]></description><guid isPermaLink="false">42994b8f-d4c7-4165-963e-d22f32185a0a</guid><pubDate>Tue, 26 Aug 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387613/wcr_421_the_reality_of_retirement_spending.mp3" length="68420372" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When most people picture retirement, they imagine slowing down, spending less, and enjoying a simpler life. But the reality? Retirement often comes with unexpected costs of living – and sometimes, those costs are even higher than when you were...</itunes:subtitle><itunes:summary><![CDATA[When most people picture retirement, they imagine slowing down, spending less, and enjoying a simpler life. But the reality? Retirement often comes with unexpected costs of living – and sometimes, those costs are even higher than when you were working.  Eric Heckman, President of Heckman Financial and veteran financial planner, is explaining everything you need to know about retirement costs of living and spending, and what you can do to have a worry-less retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-truth-about-your-retirement-costs-of-living-spending" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a>]]></itunes:summary><itunes:duration>2835</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>168</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Simple Strategies to Generate Retirement Income That Lasts</title><link>https://www.spreaker.com/episode/simple-strategies-to-generate-retirement-income-that-lasts--73387509</link><description><![CDATA[One of the biggest questions people face when planning for retirement can be an overwhelming one: How do I generate retirement income that will last the rest of my life? Eric Heckman has been helping people have remarkable retirements for over 30 years. Today on Wealth Creator Radio, he's explaining practical strategies to help you create steady, reliable income so your retirement years can be enjoyable – without the constant stress of wondering if your money will run out. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/simple-strategies-to-generate-retirement-income-that-lasts" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">c54a00ec-0e9c-4c15-921d-4c40b1bd727b</guid><pubDate>Tue, 19 Aug 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387509/wcr_420_creating_dependable_retirement_income1.mp3" length="69309653" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>One of the biggest questions people face when planning for retirement can be an overwhelming one: How do I generate retirement income that will last the rest of my life? Eric Heckman has been helping people have remarkable retirements for over 30...</itunes:subtitle><itunes:summary><![CDATA[One of the biggest questions people face when planning for retirement can be an overwhelming one: How do I generate retirement income that will last the rest of my life? Eric Heckman has been helping people have remarkable retirements for over 30 years. Today on Wealth Creator Radio, he's explaining practical strategies to help you create steady, reliable income so your retirement years can be enjoyable – without the constant stress of wondering if your money will run out. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/simple-strategies-to-generate-retirement-income-that-lasts" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2872</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>167</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Money Management: How to Make Your Money Last</title><link>https://www.spreaker.com/episode/retirement-money-management-how-to-make-your-money-last--73387526</link><description><![CDATA[When you've worked hard for decades to save for retirement, the last thing you want is to see those dollars disappear faster than expected. Yet many retirees find themselves worrying about whether their savings will truly last through all their retirement years. Whether it's protecting yourself from scams and bad advice, or from the risks of inflation and taxes, retirement money management is all about having a plan.  That's what certified financial planner Eric Heckman is sharing today on this episode of Wealth Creator Radio. Tune in to hear the Dirty Dozen IRS tax scams to avoid, plus how to create a plan to make your retirement money last as long as you do.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-money-management-how-to-make-your-money-last" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">da2941d0-b806-4170-b838-d28970abdd61</guid><pubDate>Tue, 12 Aug 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387526/wcr_419_making_your_retirement_money_last.mp3" length="71861716" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When you've worked hard for decades to save for retirement, the last thing you want is to see those dollars disappear faster than expected. Yet many retirees find themselves worrying about whether their savings will truly last through all their...</itunes:subtitle><itunes:summary><![CDATA[When you've worked hard for decades to save for retirement, the last thing you want is to see those dollars disappear faster than expected. Yet many retirees find themselves worrying about whether their savings will truly last through all their retirement years. Whether it's protecting yourself from scams and bad advice, or from the risks of inflation and taxes, retirement money management is all about having a plan.  That's what certified financial planner Eric Heckman is sharing today on this episode of Wealth Creator Radio. Tune in to hear the Dirty Dozen IRS tax scams to avoid, plus how to create a plan to make your retirement money last as long as you do.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-money-management-how-to-make-your-money-last" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2979</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>166</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Your Top 5 Retirement Planning Questions, Answered</title><link>https://www.spreaker.com/episode/your-top-5-retirement-planning-questions-answered--73387638</link><description><![CDATA[Planning for retirement can feel like trying to hit a moving target. With changing interest rates, fluctuating markets, and longer life expectancies, it's no wonder people have questions. On this episode of Wealth Creator Radio, Eric Heckman, certified financial planner and founder of Heckman Financial, breaks down five of the most common retirement questions he hears from clients – and the hidden retirement planning risks that could derail your plan if you're not prepared. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-top-5-retirement-planning-questions-answered" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">3331f900-0697-4cb2-89dd-c5669f0faadf</guid><pubDate>Tue, 05 Aug 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387638/wcr_418_risks_in_retirement.mp3" length="72864128" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement can feel like trying to hit a moving target. With changing interest rates, fluctuating markets, and longer life expectancies, it's no wonder people have questions. On this episode of Wealth Creator Radio, Eric Heckman,...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement can feel like trying to hit a moving target. With changing interest rates, fluctuating markets, and longer life expectancies, it's no wonder people have questions. On this episode of Wealth Creator Radio, Eric Heckman, certified financial planner and founder of Heckman Financial, breaks down five of the most common retirement questions he hears from clients – and the hidden retirement planning risks that could derail your plan if you're not prepared. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-top-5-retirement-planning-questions-answered" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>3021</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>165</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes and Inflation: How to Keep Your Retirement Income Safe</title><link>https://www.spreaker.com/episode/taxes-and-inflation-how-to-keep-your-retirement-income-safe--73387622</link><description><![CDATA[Planning for retirement isn't just about saving enough money – it's about making sure that money lasts and grows, even in the face of unpredictable challenges like taxes and inflation.   On this episode of Wealth Creator Radio, Eric Heckman, a certified financial planner with over 30 years of experience, dives into how retirees can build a strong, reliable financial foundation. Tune in to hear the four pillars every effective retirement plan should have, how to plan for rising taxes, and what strategies will guard your retirement from inflation. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-and-inflation-how-to-keep-your-retirement-income-safe" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">2839a944-a8b0-4d21-bb29-076d7220c8b1</guid><pubDate>Tue, 29 Jul 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387622/wcr_417_tackling_the_twin_threats_of_taxes_inflation.mp3" length="69361421" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement isn't just about saving enough money – it's about making sure that money lasts and grows, even in the face of unpredictable challenges like taxes and inflation.   On this episode of Wealth Creator Radio, Eric Heckman, a...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement isn't just about saving enough money – it's about making sure that money lasts and grows, even in the face of unpredictable challenges like taxes and inflation.   On this episode of Wealth Creator Radio, Eric Heckman, a certified financial planner with over 30 years of experience, dives into how retirees can build a strong, reliable financial foundation. Tune in to hear the four pillars every effective retirement plan should have, how to plan for rising taxes, and what strategies will guard your retirement from inflation. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-and-inflation-how-to-keep-your-retirement-income-safe" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2875</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>164</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Checklist for a Successful Retirement Plan</title><link>https://www.spreaker.com/episode/checklist-for-a-successful-retirement-plan--73387555</link><description><![CDATA[Retirement is one of the biggest transitions in life – and having a checklist for retirement can make all the difference between feeling confident and feeling stressed about the future.   In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman is sharing a practical retirement checklist that covers the essentials: income, investments, healthcare, taxes, and legacy planning. If you've ever wondered "What am I missing in my retirement plan?" – this episode is for you. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/checklist-for-a-successful-retirement-plan" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">aef7395c-7345-44fc-86ce-9a23191337dc</guid><pubDate>Tue, 22 Jul 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387555/wcr_416_retirement_checklist.mp3" length="67290925" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement is one of the biggest transitions in life – and having a checklist for retirement can make all the difference between feeling confident and feeling stressed about the future.   In this episode of Wealth Creator Radio, Certified Financial...</itunes:subtitle><itunes:summary><![CDATA[Retirement is one of the biggest transitions in life – and having a checklist for retirement can make all the difference between feeling confident and feeling stressed about the future.   In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman is sharing a practical retirement checklist that covers the essentials: income, investments, healthcare, taxes, and legacy planning. If you've ever wondered "What am I missing in my retirement plan?" – this episode is for you. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/checklist-for-a-successful-retirement-plan" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2788</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>163</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Maximize Your Retirement Without Running Out of Money</title><link>https://www.spreaker.com/episode/how-to-maximize-your-retirement-without-running-out-of-money--73387557</link><description><![CDATA[You've worked hard. You've saved diligently. And now that retirement is around the corner (or already here), it's time to make sure your money lasts as long as you do.   That's what this episode of Wealth Creator Radio with Certified Financial Planner Eric Heckman is all about: how to maximize your retirement and avoid costly mistakes that could jeopardize your future. Because here's the truth: without income in retirement, you're just unemployed.   Tune in to hear smart and simple strategies that will help you build a retirement income you can count on for the long haul.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">b548ed82-6960-4022-b86a-8efa5a34276e</guid><pubDate>Tue, 15 Jul 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387557/wcr_episode_415_maximize_your_retirement_income.mp3" length="67840750" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>You've worked hard. You've saved diligently. And now that retirement is around the corner (or already here), it's time to make sure your money lasts as long as you do.   That's what this episode of Wealth Creator Radio with Certified Financial Planner...</itunes:subtitle><itunes:summary><![CDATA[You've worked hard. You've saved diligently. And now that retirement is around the corner (or already here), it's time to make sure your money lasts as long as you do.   That's what this episode of Wealth Creator Radio with Certified Financial Planner Eric Heckman is all about: how to maximize your retirement and avoid costly mistakes that could jeopardize your future. Because here's the truth: without income in retirement, you're just unemployed.   Tune in to hear smart and simple strategies that will help you build a retirement income you can count on for the long haul.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2811</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>162</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Three Financial Pillars That Support a Strong Retirement</title><link>https://www.spreaker.com/episode/the-three-financial-pillars-that-support-a-strong-retirement--73387590</link><description><![CDATA[Let's face it: these are uncertain times. Between volatile markets and global conflicts, it's easy to feel anxious about your financial future, especially if you're in or nearing retirement. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains the foundational financial pillars that can help you feel more secure and confident, no matter what the headlines say.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-three-financial-pillars-that-support-a-strong-retirement" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></description><guid isPermaLink="false">8bbe661d-e50c-4eab-a56a-9dfaad182679</guid><pubDate>Tue, 01 Jul 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387590/wealth_creator_radio_413_the_three_pillars_of_financial_stability.mp3" length="69550145" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Let's face it: these are uncertain times. Between volatile markets and global conflicts, it's easy to feel anxious about your financial future, especially if you're in or nearing retirement. On this episode of Wealth Creator Radio, Certified Financial...</itunes:subtitle><itunes:summary><![CDATA[Let's face it: these are uncertain times. Between volatile markets and global conflicts, it's easy to feel anxious about your financial future, especially if you're in or nearing retirement. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains the foundational financial pillars that can help you feel more secure and confident, no matter what the headlines say.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-three-financial-pillars-that-support-a-strong-retirement" target="_blank" rel="noreferrer noopener">Check out the show notes for this week's episode!</a> <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a>  ]]></itunes:summary><itunes:duration>2883</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>160</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Practical Tips to Create a Legacy that Lasts</title><link>https://www.spreaker.com/episode/practical-tips-to-create-a-legacy-that-lasts--73387594</link><description><![CDATA[If you've ever thought about leaving something meaningful behind for your family beyond just money, you're not alone. But creating a legacy plan is more than just writing a will and hoping for the best. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares the essentials of legacy planning in a way that's approachable, practical, and focused on protecting your loved ones. Tune in to hear what you need to know to create a legacy that lasts.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/practical-tips-to-create-a-legacy-that-lasts" target="_blank" rel="noreferrer noopener"> Check out the show notes for this week's episode!</a>  ]]></description><guid isPermaLink="false">5155d25a-1b2e-4fb5-974a-d8147aa45186</guid><pubDate>Tue, 24 Jun 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387594/wcr_episode_412_creating_a_lasting_legacy_062125.mp3" length="71141252" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've ever thought about leaving something meaningful behind for your family beyond just money, you're not alone. But creating a legacy plan is more than just writing a will and hoping for the best. On this episode of Wealth Creator Radio,...</itunes:subtitle><itunes:summary><![CDATA[If you've ever thought about leaving something meaningful behind for your family beyond just money, you're not alone. But creating a legacy plan is more than just writing a will and hoping for the best. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares the essentials of legacy planning in a way that's approachable, practical, and focused on protecting your loved ones. Tune in to hear what you need to know to create a legacy that lasts.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/practical-tips-to-create-a-legacy-that-lasts" target="_blank" rel="noreferrer noopener"> Check out the show notes for this week's episode!</a>  ]]></itunes:summary><itunes:duration>2949</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>159</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tax Savvy Retirement Planning: How to Build a Solid Financial Foundation</title><link>https://www.spreaker.com/episode/tax-savvy-retirement-planning-how-to-build-a-solid-financial-foundation--73387596</link><description><![CDATA[If you're planning for retirement – or even just thinking about it – it's tempting to chase every shiny new investment strategy. But according to Eric Heckman, veteran financial planner and owner of Heckman Financial, the smartest move you can make is to go back to the basics. In this episode, Eric lays out the four structural pillars of a solid, tax savvy retirement plan – and explains how skipping any one of them could leave your finances on shaky ground.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tax-smart-retirement-build-a-strong-financial-foundation" target="_blank" rel="noreferrer noopener"> Click here to dive into the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">414a473a-5e34-4c5b-8422-81cf3f149c30</guid><pubDate>Tue, 17 Jun 2025 18:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387596/wcr_episode_411_tax_savvy_retirement_strategies.mp3" length="67478958" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you're planning for retirement – or even just thinking about it – it's tempting to chase every shiny new investment strategy. But according to Eric Heckman, veteran financial planner and owner of Heckman Financial, the smartest move you can make is...</itunes:subtitle><itunes:summary><![CDATA[If you're planning for retirement – or even just thinking about it – it's tempting to chase every shiny new investment strategy. But according to Eric Heckman, veteran financial planner and owner of Heckman Financial, the smartest move you can make is to go back to the basics. In this episode, Eric lays out the four structural pillars of a solid, tax savvy retirement plan – and explains how skipping any one of them could leave your finances on shaky ground.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tax-smart-retirement-build-a-strong-financial-foundation" target="_blank" rel="noreferrer noopener"> Click here to dive into the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2796</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>159</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Maximize Your Retirement Income in a Volatile Market</title><link>https://www.spreaker.com/episode/how-to-maximize-your-retirement-income-in-a-volatile-market--73387560</link><description><![CDATA[When the stock market feels more like a rollercoaster than a reliable investment tool, it's easy to start second-guessing your retirement strategy. That's why Eric Heckman, Certified Financial Planner and President of Heckman Financial, is here to help you make sense of market swings – and more importantly, show you how to maximize your retirement income no matter what the headlines say.   In this episode of Wealth Creator Radio, Eric shares practical ways to stay calm, confident, and in control of your finances as you prepare for or enjoy retirement.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-maximize-your-retirement-income-in-a-volatile-market" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode</a>]]></description><guid isPermaLink="false">9dd683c7-2f80-44d8-8e5b-e82963629533</guid><pubDate>Tue, 10 Jun 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387560/wcr_410_maximize_your_retirement_income.mp3" length="66869714" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When the stock market feels more like a rollercoaster than a reliable investment tool, it's easy to start second-guessing your retirement strategy. That's why Eric Heckman, Certified Financial Planner and President of Heckman Financial, is here to...</itunes:subtitle><itunes:summary><![CDATA[When the stock market feels more like a rollercoaster than a reliable investment tool, it's easy to start second-guessing your retirement strategy. That's why Eric Heckman, Certified Financial Planner and President of Heckman Financial, is here to help you make sense of market swings – and more importantly, show you how to maximize your retirement income no matter what the headlines say.   In this episode of Wealth Creator Radio, Eric shares practical ways to stay calm, confident, and in control of your finances as you prepare for or enjoy retirement.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-maximize-your-retirement-income-in-a-volatile-market" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode</a>]]></itunes:summary><itunes:duration>2771</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>158</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Protect Your Retirement from Taxes, Inflation &amp; Scams</title><link>https://www.spreaker.com/episode/protect-your-retirement-from-taxes-inflation-scams--73387626</link><description><![CDATA[From phishing emails to fake charities, to creeping taxes and inflation, there's no limit to the risks out there that eat away at your retirement fund. But today, Eric Heckman is here to help you navigate the financial challenges of retirement with clarity and confidence, so your money can last as long as you do.   In this episode of Wealth Creator Radio, Eric shares how to spot common IRS scams, why you need a tax strategy to keep your hard-earned money, and strategies to combat inflation in retirement.    <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/protect-your-retirement-from-taxes-inflation-scams" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode</a>  ]]></description><guid isPermaLink="false">8f25231c-fc34-4bc0-9127-3d96d07d2264</guid><pubDate>Tue, 03 Jun 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387626/wcr_episode_409_tackling_the_twin_threats_of_taxes_and_inflation.mp3" length="71304961" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>From phishing emails to fake charities, to creeping taxes and inflation, there's no limit to the risks out there that eat away at your retirement fund. But today, Eric Heckman is here to help you navigate the financial challenges of retirement with...</itunes:subtitle><itunes:summary><![CDATA[From phishing emails to fake charities, to creeping taxes and inflation, there's no limit to the risks out there that eat away at your retirement fund. But today, Eric Heckman is here to help you navigate the financial challenges of retirement with clarity and confidence, so your money can last as long as you do.   In this episode of Wealth Creator Radio, Eric shares how to spot common IRS scams, why you need a tax strategy to keep your hard-earned money, and strategies to combat inflation in retirement.    <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/protect-your-retirement-from-taxes-inflation-scams" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode</a>  ]]></itunes:summary><itunes:duration>2956</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>157</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Tips from Real Retirees: What You Need to Know Now</title><link>https://www.spreaker.com/episode/retirement-tips-from-real-retirees-what-you-need-to-know-now--73387629</link><description><![CDATA[If you're like most Americans, you've probably worried at some point about whether you'll be able to retire comfortably – or at all. According to a recent Axios poll, one in five Americans believe they'll never retire, and 62% think Social Security won't cover even half of their expenses. These numbers are sobering – but they don't have to define your future. In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, breaks down what you can do now to get retirement-ready, no matter where you're starting from. Tune in to hear insights from real retirees and to get a clear retirement planning checklist to take the guesswork out of your financial future. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-tips-from-real-retirees-what-you-need-to-know-now" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">0a466d52-14d9-4a3d-9e08-5c99862842ca</guid><pubDate>Tue, 27 May 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387629/wcr_episode_408_retirement_planning_tips_from_real_retirees.mp3" length="69975160" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you're like most Americans, you've probably worried at some point about whether you'll be able to retire comfortably – or at all. According to a recent Axios poll, one in five Americans believe they'll never retire, and 62% think Social Security...</itunes:subtitle><itunes:summary><![CDATA[If you're like most Americans, you've probably worried at some point about whether you'll be able to retire comfortably – or at all. According to a recent Axios poll, one in five Americans believe they'll never retire, and 62% think Social Security won't cover even half of their expenses. These numbers are sobering – but they don't have to define your future. In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, breaks down what you can do now to get retirement-ready, no matter where you're starting from. Tune in to hear insights from real retirees and to get a clear retirement planning checklist to take the guesswork out of your financial future. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/retirement-tips-from-real-retirees-what-you-need-to-know-now" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2901</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>156</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Your Retirement Income Blueprint: How to Weather Any Decade</title><link>https://www.spreaker.com/episode/your-retirement-income-blueprint-how-to-weather-any-decade--73387554</link><description><![CDATA[What happens if your retirement starts during a bad decade for the stock market? In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, explains why the sequence of returns matters – and how you can protect your financial future no matter what the economy throws your way. Eric shares why a retirement income blueprint is essential for creating a steady, reliable income that lasts through all three decades of retirement: the good, the bad, and the uncertain. You'll learn how foundational money, strategic Roth conversions, and a flexible plan can help you worry less and live more. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-retirement-income-blueprint-how-to-weather-any-decade" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">79054698-734a-4d23-8373-a260f5749d93</guid><pubDate>Tue, 20 May 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387554/wcr_episode_407_retirement_income_blueprint.mp3" length="68780497" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>What happens if your retirement starts during a bad decade for the stock market? In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, explains why the sequence of returns matters –...</itunes:subtitle><itunes:summary><![CDATA[What happens if your retirement starts during a bad decade for the stock market? In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, explains why the sequence of returns matters – and how you can protect your financial future no matter what the economy throws your way. Eric shares why a retirement income blueprint is essential for creating a steady, reliable income that lasts through all three decades of retirement: the good, the bad, and the uncertain. You'll learn how foundational money, strategic Roth conversions, and a flexible plan can help you worry less and live more. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/your-retirement-income-blueprint-how-to-weather-any-decade" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2851</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>152</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Unexpected Risks in Retirement: How to Avoid Outliving Your Savings</title><link>https://www.spreaker.com/episode/unexpected-risks-in-retirement-how-to-avoid-outliving-your-savings--73387572</link><description><![CDATA[Planning for retirement can feel like reaching the top of a mountain – you've worked hard, saved diligently, and now you're ready to enjoy the view. But just like in mountain climbing, the descent is where most of the danger lies. That's the phase many retirees aren't fully prepared for – and where the biggest risks in retirement show up. On this week's episode of Wealth Creator Radio, host Eric Heckman, a veteran financial planner based in Silicon Valley, walks listeners through how to not only reach retirement, but how to stay financially secure all the way through it. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/unexpected-risks-in-retirement-avoid-outliving-your-savings" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">7b1ee085-3825-4194-946c-c21a9103a246</guid><pubDate>Tue, 13 May 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387572/wcr_episode_406_risks_in_retirement.mp3" length="72913355" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement can feel like reaching the top of a mountain – you've worked hard, saved diligently, and now you're ready to enjoy the view. But just like in mountain climbing, the descent is where most of the danger lies. That's the phase...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement can feel like reaching the top of a mountain – you've worked hard, saved diligently, and now you're ready to enjoy the view. But just like in mountain climbing, the descent is where most of the danger lies. That's the phase many retirees aren't fully prepared for – and where the biggest risks in retirement show up. On this week's episode of Wealth Creator Radio, host Eric Heckman, a veteran financial planner based in Silicon Valley, walks listeners through how to not only reach retirement, but how to stay financially secure all the way through it. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/unexpected-risks-in-retirement-avoid-outliving-your-savings" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>3023</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>151</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The 4 Questions About Retirement That Can Make or Break Your Future</title><link>https://www.spreaker.com/episode/the-4-questions-about-retirement-that-can-make-or-break-your-future--73387641</link><description><![CDATA[Planning for retirement isn't as simple as picking a date and riding off into the sunset. In fact, some of the biggest financial questions you'll ever face show up right as you're trying to slow down. Whether you're facing market volatility or uncertainty about if you've saved enough, you probably have many questions about retirement – and Eric Heckman is here to answer them. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares the four most important questions about retirement that everyone should ask – and answer – before they stop working. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/4-questions-about-retirement-that-can-make-or-break-your-future" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">01f2e725-014f-4aa2-91db-d98bcdc5d14f</guid><pubDate>Tue, 06 May 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387641/wcr_episode_405_four_questions_about_retirement.mp3" length="70501318" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement isn't as simple as picking a date and riding off into the sunset. In fact, some of the biggest financial questions you'll ever face show up right as you're trying to slow down. Whether you're facing market volatility or...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement isn't as simple as picking a date and riding off into the sunset. In fact, some of the biggest financial questions you'll ever face show up right as you're trying to slow down. Whether you're facing market volatility or uncertainty about if you've saved enough, you probably have many questions about retirement – and Eric Heckman is here to answer them. In this episode of Wealth Creator Radio, veteran financial planner Eric Heckman shares the four most important questions about retirement that everyone should ask – and answer – before they stop working. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/4-questions-about-retirement-that-can-make-or-break-your-future" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2923</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>150</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Protect Your Wealth with Smart Estate and Legacy Planning</title><link>https://www.spreaker.com/episode/how-to-protect-your-wealth-with-smart-estate-and-legacy-planning--73387628</link><description><![CDATA[If you're getting close to retirement or already enjoying it, chances are you've spent decades building your savings, your home, your investments, and maybe even a business. You've worked hard to create a comfortable life – so it's important to have a solid plan for what happens to your wealth when you're no longer here. Estate planning isn't just for the ultra-wealthy – it's for anyone who wants to make sure their assets go to the right people, in the right way, and with as little stress and confusion as possible. Tune in to this episode of Wealth Creator Radio to learn common estate planning mistakes, what you need to know about your estate and taxes, and how to make sure your loved ones are set up for success. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-wealth-with-smart-estate-and-legacy-planning" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">1436a50a-1116-4c5f-88a3-61ee804fb89e</guid><pubDate>Tue, 29 Apr 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387628/wcr_episode_404_estate_and_legacy_planning.mp3" length="71162252" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you're getting close to retirement or already enjoying it, chances are you've spent decades building your savings, your home, your investments, and maybe even a business. You've worked hard to create a comfortable life – so it's important to have a...</itunes:subtitle><itunes:summary><![CDATA[If you're getting close to retirement or already enjoying it, chances are you've spent decades building your savings, your home, your investments, and maybe even a business. You've worked hard to create a comfortable life – so it's important to have a solid plan for what happens to your wealth when you're no longer here. Estate planning isn't just for the ultra-wealthy – it's for anyone who wants to make sure their assets go to the right people, in the right way, and with as little stress and confusion as possible. Tune in to this episode of Wealth Creator Radio to learn common estate planning mistakes, what you need to know about your estate and taxes, and how to make sure your loved ones are set up for success. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-wealth-with-smart-estate-and-legacy-planning" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2950</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>149</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Plan for Large IRAs and Feel Confident About Your Retirement</title><link>https://www.spreaker.com/episode/how-to-plan-for-large-iras-and-feel-confident-about-your-retirement--73387571</link><description><![CDATA[If you've saved diligently for retirement – maybe even built up a seven-figure nest egg in a large IRA – but still find yourself hesitant to spend it, you're not alone. It's a surprisingly common challenge: retirees with plenty of money feeling like they're scraping by. But did you know that having a large IRA can lead to unexpected tax headaches once you hit your 70s? In this episode of Wealth Creator Radio, Eric Heckman, veteran financial planner, shares why people are holding onto their money, how to confidently spend so you can enjoy your retirement, and some smart ways to reduce the tax burden of a large IRA. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-plan-for-large-iras-feel-confident-about-your-retirement" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">aed745d9-191d-4c2a-94ca-b1eeb5f75b56</guid><pubDate>Tue, 22 Apr 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387571/wcr_episode_403_planning_for_large_iras.mp3" length="69669166" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've saved diligently for retirement – maybe even built up a seven-figure nest egg in a large IRA – but still find yourself hesitant to spend it, you're not alone. It's a surprisingly common challenge: retirees with plenty of money feeling like...</itunes:subtitle><itunes:summary><![CDATA[If you've saved diligently for retirement – maybe even built up a seven-figure nest egg in a large IRA – but still find yourself hesitant to spend it, you're not alone. It's a surprisingly common challenge: retirees with plenty of money feeling like they're scraping by. But did you know that having a large IRA can lead to unexpected tax headaches once you hit your 70s? In this episode of Wealth Creator Radio, Eric Heckman, veteran financial planner, shares why people are holding onto their money, how to confidently spend so you can enjoy your retirement, and some smart ways to reduce the tax burden of a large IRA. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-plan-for-large-iras-feel-confident-about-your-retirement" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2888</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>148</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation--73387625</link><description><![CDATA[Retirement planning comes with a lot of questions. And if you've ever had questions about how taxes and inflation will affect your retirement, you're in good company. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, is sharing the most common retirement questions he hears from clients—plus how you can mitigate the twin threats of taxes and inflation for a worry-less retirement. Tune in to hear why taxes are a growing concern for retirees, how to "choose" your tax bracket, and how to beat inflation in retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tackling-the-twin-threats-of-taxes-and-inflation" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">b3863af6-0087-45d0-be90-788c72901e8a</guid><pubDate>Tue, 15 Apr 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387625/wealth_creator_radio_episode_402_tackling_the_twin_threats_of_taxes_and_inflation.mp3" length="70255494" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement planning comes with a lot of questions. And if you've ever had questions about how taxes and inflation will affect your retirement, you're in good company. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman...</itunes:subtitle><itunes:summary><![CDATA[Retirement planning comes with a lot of questions. And if you've ever had questions about how taxes and inflation will affect your retirement, you're in good company. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, is sharing the most common retirement questions he hears from clients—plus how you can mitigate the twin threats of taxes and inflation for a worry-less retirement. Tune in to hear why taxes are a growing concern for retirees, how to "choose" your tax bracket, and how to beat inflation in retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tackling-the-twin-threats-of-taxes-and-inflation" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2913</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>147</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Create Dependable Retirement Income</title><link>https://www.spreaker.com/episode/how-to-create-dependable-retirement-income--73387635</link><description><![CDATA[If you've spent years building wealth, the next step is just as important: making sure it lasts. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, shares actionable tips for protecting your hard-earned money and creating consistent, stress-free retirement income. Tune in to hear common retirement income mistakes to avoid, tax planning tips, and the truth about taxes in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-create-dependable-retirement-income" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">bb2f153d-2403-4afc-ab18-d4bfab8234ee</guid><pubDate>Tue, 08 Apr 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387635/wealth_creator_radio_episode_401_creating_dependable_retirement_income.mp3" length="68818347" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>If you've spent years building wealth, the next step is just as important: making sure it lasts. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, shares actionable tips for...</itunes:subtitle><itunes:summary><![CDATA[If you've spent years building wealth, the next step is just as important: making sure it lasts. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, shares actionable tips for protecting your hard-earned money and creating consistent, stress-free retirement income. Tune in to hear common retirement income mistakes to avoid, tax planning tips, and the truth about taxes in retirement.  <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-create-dependable-retirement-income" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2853</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>146</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Protect Your Retirement from Hidden Obstacles</title><link>https://www.spreaker.com/episode/how-to-protect-your-retirement-from-hidden-obstacles--73387566</link><description><![CDATA[Retirement should be a time of relaxation and enjoyment, but financial uncertainty can make it stressful. Market volatility, changing tax laws, and economic shifts can all impact your savings. So, how do you protect your retirement and ensure your money lasts?  In this episode of Wealth Creator Radio, Eric Heckman is sharing essential strategies to safeguard your financial future. Tune in to make sure your money lasts as long as you do! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-retirement-from-hidden-obstacles" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">5b8ab77c-6ce4-4c4b-b63f-0868c661e4ce</guid><pubDate>Tue, 01 Apr 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387566/wealth_creator_radio_episode_400_helping_protect_your_retirement_from_hidden_obstacles.mp3" length="70146140" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement should be a time of relaxation and enjoyment, but financial uncertainty can make it stressful. Market volatility, changing tax laws, and economic shifts can all impact your savings. So, how do you protect your retirement and ensure your...</itunes:subtitle><itunes:summary><![CDATA[Retirement should be a time of relaxation and enjoyment, but financial uncertainty can make it stressful. Market volatility, changing tax laws, and economic shifts can all impact your savings. So, how do you protect your retirement and ensure your money lasts?  In this episode of Wealth Creator Radio, Eric Heckman is sharing essential strategies to safeguard your financial future. Tune in to make sure your money lasts as long as you do! <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-protect-your-retirement-from-hidden-obstacles" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2908</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>145</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Beware of the IRS Dirty Dozen: Common Tax Scams to Avoid</title><link>https://www.spreaker.com/episode/beware-of-the-irs-dirty-dozen-common-tax-scams-to-avoid--73387637</link><description><![CDATA[Today, we're talking about tax scams, specifically the IRS's "Dirty Dozen" list. If you've never heard of it, this is a list of some of the top scams the IRS wants you to watch out for — especially around tax season. In this episode of Wealth Creator Radio, Eric Heckman is explaining the most common scams, how to spot them, and how to protect yourself. Plus, he's sharing how to reduce your taxable income during retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/beware-of-the-irs-dirty-dozen-common-tax-scams-to-avoid" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">f6961b04-3092-4b0e-9fa2-cc720591a6b6</guid><pubDate>Tue, 25 Mar 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387637/wealth_creator_radio_episode_144_retirement_income_faces_tax_challenges.mp3" length="70963950" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Today, we're talking about tax scams, specifically the IRS's "Dirty Dozen" list. If you've never heard of it, this is a list of some of the top scams the IRS wants you to watch out for — especially around tax season. In this episode of Wealth Creator...</itunes:subtitle><itunes:summary><![CDATA[Today, we're talking about tax scams, specifically the IRS's "Dirty Dozen" list. If you've never heard of it, this is a list of some of the top scams the IRS wants you to watch out for — especially around tax season. In this episode of Wealth Creator Radio, Eric Heckman is explaining the most common scams, how to spot them, and how to protect yourself. Plus, he's sharing how to reduce your taxable income during retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/beware-of-the-irs-dirty-dozen-common-tax-scams-to-avoid" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2942</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>144</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Make Your Retirement Money Last as Long as You Do</title><link>https://www.spreaker.com/episode/how-to-make-your-retirement-money-last-as-long-as-you-do--73387652</link><description><![CDATA[When you picture retirement, you probably imagine relaxing, traveling, spending time with loved ones, and doing all the things you enjoy. But that can only happen if your retirement money lasts as long as you do. So how do you make sure that happens? In this episode of Wealth Creator Radio, Eric Heckman is sharing how to determine how much money you'll spend in retirement, common retirement pitfalls to avoid, and ways to ensure your money will last for a worry-less retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-make-your-retirement-money-last-as-long-as-you-do" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">c252abed-0ad1-41de-8246-ea5796386053</guid><pubDate>Tue, 18 Mar 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387652/wealth_creator_radio_episode_143_making_your_retirement_money_last.mp3" length="70783046" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When you picture retirement, you probably imagine relaxing, traveling, spending time with loved ones, and doing all the things you enjoy. But that can only happen if your retirement money lasts as long as you do. So how do you make sure that happens?...</itunes:subtitle><itunes:summary><![CDATA[When you picture retirement, you probably imagine relaxing, traveling, spending time with loved ones, and doing all the things you enjoy. But that can only happen if your retirement money lasts as long as you do. So how do you make sure that happens? In this episode of Wealth Creator Radio, Eric Heckman is sharing how to determine how much money you'll spend in retirement, common retirement pitfalls to avoid, and ways to ensure your money will last for a worry-less retirement. <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-make-your-retirement-money-last-as-long-as-you-do" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2935</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>143</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement: What You Need to Know in 2025</title><link>https://www.spreaker.com/episode/taxes-in-retirement-what-you-need-to-know-in-2025--73387642</link><description><![CDATA[Now that we're a few months into 2025, there's a big financial shift on the horizon that retirees need to be prepared for: the expiration of the 2017 Tax Cuts and Jobs Act. While many hope these tax cuts will be extended, there's no guarantee. That means now is the time to take action and ensure your retirement savings are positioned to weather potential tax increases. In this episode of Wealth Creator Radio, Eric Heckman is explaining what you need to know about the 2017 Tax Cuts and Jobs Act, how it affects your retirement, and steps you can take today to secure your financial future.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-in-retirement-what-you-need-to-know-in-2025" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">bd1e6c54-ad09-471c-a266-6ef6989d2026</guid><pubDate>Tue, 11 Mar 2025 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387642/wealth_creator_radio_episode_142_taxes_in_retirement.mp3" length="69344645" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Now that we're a few months into 2025, there's a big financial shift on the horizon that retirees need to be prepared for: the expiration of the 2017 Tax Cuts and Jobs Act. While many hope these tax cuts will be extended, there's no guarantee. That...</itunes:subtitle><itunes:summary><![CDATA[Now that we're a few months into 2025, there's a big financial shift on the horizon that retirees need to be prepared for: the expiration of the 2017 Tax Cuts and Jobs Act. While many hope these tax cuts will be extended, there's no guarantee. That means now is the time to take action and ensure your retirement savings are positioned to weather potential tax increases. In this episode of Wealth Creator Radio, Eric Heckman is explaining what you need to know about the 2017 Tax Cuts and Jobs Act, how it affects your retirement, and steps you can take today to secure your financial future.   <a href="https://wealthcreator.com/" target="_blank" rel="noreferrer noopener">Blueprint to Worry Less Wealth</a> <a href="https://financeinsights.net/0PbOhkbkkuz65b?utm_source=Radio+Show&amp;utm_medium=Web" target="_blank" rel="noreferrer noopener"> Get your Wealth Creator Toolbox</a> <a href="https://wealthcreatorradio.com/podcast-show-notes/f/taxes-in-retirement-what-you-need-to-know-in-2025" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2875</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episode>142</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What the Trump Tax Laws Mean for Your Retirement</title><link>https://www.spreaker.com/episode/what-the-trump-tax-laws-mean-for-your-retirement--73387655</link><description><![CDATA[Taxes are one of the biggest expenses retirees face – often more than healthcare. Yet, many people overlook tax planning when preparing for retirement. With the potential extension of the Trump tax laws, understanding how they impact your financial future is more important than ever. In this episode of Wealth Creator Radio, Eric Heckman is sharing the basics of the Trump tax laws, what you can do now to make the most out of the tax law extension, and common retirement assumptions to watch out for to make sure you're on track for retirement. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-the-trump-tax-laws-mean-for-your-retirement" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">8cdb250a-49e2-408c-8f7e-bbb70f2938dd</guid><pubDate>Tue, 04 Mar 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387655/wealth_creator_radio_trump_tax_laws_03012025.mp3" length="90449327" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Taxes are one of the biggest expenses retirees face – often more than healthcare. Yet, many people overlook tax planning when preparing for retirement. With the potential extension of the Trump tax laws, understanding how they impact your financial...</itunes:subtitle><itunes:summary><![CDATA[Taxes are one of the biggest expenses retirees face – often more than healthcare. Yet, many people overlook tax planning when preparing for retirement. With the potential extension of the Trump tax laws, understanding how they impact your financial future is more important than ever. In this episode of Wealth Creator Radio, Eric Heckman is sharing the basics of the Trump tax laws, what you can do now to make the most out of the tax law extension, and common retirement assumptions to watch out for to make sure you're on track for retirement. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/what-the-trump-tax-laws-mean-for-your-retirement" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2819</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Income: Smart Strategies for a Secure Future</title><link>https://www.spreaker.com/episode/maximize-your-retirement-income-smart-strategies-for-a-secure-future--73387643</link><description><![CDATA[Planning for retirement can feel overwhelming, especially when you're trying to ensure that your savings will last as long as you do. You might have questions about Social Security, taxes in retirement and more. Veteran financial planner Eric Heckman is here to give you the information you need to make smart retirement decisions now. In this episode of Wealth Creator Radio, Eric Heckman is sharing practical strategies to help you maximize your retirement income and create a solid financial future. Tune in for tips on income planning, how to avoid the biggest retirement mistakes, and how to avoid Required Minimum Distribution (RMD) penalties. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/maximize-your-retirement-income-smart-strategies-for-a-secure-fu" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">2426ff53-d3f6-4677-8632-d37fbaf45b8b</guid><pubDate>Tue, 25 Feb 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387643/wealth_creator_radio_maximize_your_retirement_income.mp3" length="67788660" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement can feel overwhelming, especially when you're trying to ensure that your savings will last as long as you do. You might have questions about Social Security, taxes in retirement and more. Veteran financial planner Eric Heckman...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement can feel overwhelming, especially when you're trying to ensure that your savings will last as long as you do. You might have questions about Social Security, taxes in retirement and more. Veteran financial planner Eric Heckman is here to give you the information you need to make smart retirement decisions now. In this episode of Wealth Creator Radio, Eric Heckman is sharing practical strategies to help you maximize your retirement income and create a solid financial future. Tune in for tips on income planning, how to avoid the biggest retirement mistakes, and how to avoid Required Minimum Distribution (RMD) penalties. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/maximize-your-retirement-income-smart-strategies-for-a-secure-fu" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2810</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling Taxes and Inflation: How to Protect Your Retirement Today</title><link>https://www.spreaker.com/episode/tackling-taxes-and-inflation-how-to-protect-your-retirement-today--73387644</link><description><![CDATA[History shows us that when countries accumulate too much debt, it can lead to big economic problems. For retirees, this can translate to rising taxes and inflation, which can eat away at their hard-earned savings.  If you want to make sure your money lasts as long as you do, you need to make a plan for taxes and inflation in retirement. In this episode of Wealth Creator Radio, Eric Heckman is breaking down the four pillars of a solid retirement plan, the risks to your retirement, and how to protect your money from rising taxes and inflation. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tackling-taxes-inflation-how-to-protect-your-retirement-today" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">a2956928-e1de-43fc-b693-9f7c7c5a8fe3</guid><pubDate>Tue, 18 Feb 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387644/wealth_creator_radio_maximize_your_retirement_income_022225.mp3" length="67788660" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>History shows us that when countries accumulate too much debt, it can lead to big economic problems. For retirees, this can translate to rising taxes and inflation, which can eat away at their hard-earned savings.  If you want to make sure your money...</itunes:subtitle><itunes:summary><![CDATA[History shows us that when countries accumulate too much debt, it can lead to big economic problems. For retirees, this can translate to rising taxes and inflation, which can eat away at their hard-earned savings.  If you want to make sure your money lasts as long as you do, you need to make a plan for taxes and inflation in retirement. In this episode of Wealth Creator Radio, Eric Heckman is breaking down the four pillars of a solid retirement plan, the risks to your retirement, and how to protect your money from rising taxes and inflation. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/tackling-taxes-inflation-how-to-protect-your-retirement-today" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2810</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Create a Lasting Legacy with a Legacy Plan</title><link>https://www.spreaker.com/episode/how-to-create-a-lasting-legacy-with-a-legacy-plan--73387654</link><description><![CDATA[Planning for retirement isn't just about saving enough money – it's about making strategic decisions that allow you to enjoy life while leaving a lasting legacy for your family. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years and president of Heckman Financial, is sharing the most common retirement regrets and how to avoid them, why you need a legacy plan for retirement, and how to get started on your lasting legacy. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-create-a-lasting-legacy-with-a-legacy-plan" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">c520a72e-55d0-49d0-ae24-182462c31588</guid><pubDate>Tue, 11 Feb 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387654/wealth_creator_radio_creating_a_lasting_legacy_020825.mp3" length="70510343" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Planning for retirement isn't just about saving enough money – it's about making strategic decisions that allow you to enjoy life while leaving a lasting legacy for your family. On this episode of Wealth Creator Radio, Eric Heckman, a financial...</itunes:subtitle><itunes:summary><![CDATA[Planning for retirement isn't just about saving enough money – it's about making strategic decisions that allow you to enjoy life while leaving a lasting legacy for your family. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years and president of Heckman Financial, is sharing the most common retirement regrets and how to avoid them, why you need a legacy plan for retirement, and how to get started on your lasting legacy. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-create-a-lasting-legacy-with-a-legacy-plan" target="_blank" rel="noreferrer noopener"> 🔗Click here to check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2924</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>You Retirement Checklist for a Worry-Less Retirement</title><link>https://www.spreaker.com/episode/you-retirement-checklist-for-a-worry-less-retirement--73387646</link><description><![CDATA[A new Axios poll tells us that 1 in 5 Americans think they won't ever be able to retire, and 62% think Social Security won't cover even half of their expenses. Does this sound like you?  If it does, you're not alone – but it doesn't have to be that way. With a solid plan in place, you can retire with peace of mind. Eric Heckman, veteran financial planner at Heckman Financial, is here to give you the retirement checklist you need to make it happen.  ]]></description><guid isPermaLink="false">60a240f2-d967-4c86-af90-88249a0ad794</guid><pubDate>Tue, 04 Feb 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387646/wealth_creator_radio_retirement_checklist_020125.mp3" length="44621047" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A new Axios poll tells us that 1 in 5 Americans think they won't ever be able to retire, and 62% think Social Security won't cover even half of their expenses. Does this sound like you?  If it does, you're not alone – but it doesn't have to be that...</itunes:subtitle><itunes:summary><![CDATA[A new Axios poll tells us that 1 in 5 Americans think they won't ever be able to retire, and 62% think Social Security won't cover even half of their expenses. Does this sound like you?  If it does, you're not alone – but it doesn't have to be that way. With a solid plan in place, you can retire with peace of mind. Eric Heckman, veteran financial planner at Heckman Financial, is here to give you the retirement checklist you need to make it happen.  ]]></itunes:summary><itunes:duration>2789</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities in Retirement</title><link>https://www.spreaker.com/episode/all-about-annuities-in-retirement--73387579</link><description><![CDATA[Are you confident in your retirement and financial knowledge? A recent Retirement Income Literacy Quiz by the American College of Financial Services showed that many Americans aged 50–75 scored poorly when it came to understanding retirement. Today, veteran financial planner Eric Heckman is unpacking one of the most misunderstood financial concepts: annuities.  Eric is sharing everything you need to know about annuities: what types you can utilize, common misconceptions, and how to strike the right balance between protecting and growing your retirement income. Tune in for the retirement education you need! <a href="https://wealthcreatorradio.com/podcast-show-notes/f/all-about-annuities-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">13b1ce3a-7193-4c66-9297-8f3112073310</guid><pubDate>Tue, 28 Jan 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387579/wealth_creator_radio_all_about_annuities_012525.mp3" length="75557250" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Are you confident in your retirement and financial knowledge? A recent Retirement Income Literacy Quiz by the American College of Financial Services showed that many Americans aged 50–75 scored poorly when it came to understanding retirement. Today,...</itunes:subtitle><itunes:summary><![CDATA[Are you confident in your retirement and financial knowledge? A recent Retirement Income Literacy Quiz by the American College of Financial Services showed that many Americans aged 50–75 scored poorly when it came to understanding retirement. Today, veteran financial planner Eric Heckman is unpacking one of the most misunderstood financial concepts: annuities.  Eric is sharing everything you need to know about annuities: what types you can utilize, common misconceptions, and how to strike the right balance between protecting and growing your retirement income. Tune in for the retirement education you need! <a href="https://wealthcreatorradio.com/podcast-show-notes/f/all-about-annuities-in-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>3134</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Take Control of Your Retirement in Uncertain Times</title><link>https://www.spreaker.com/episode/how-to-take-control-of-your-retirement-in-uncertain-times--73387631</link><description><![CDATA[We've experienced a series of unprecedented events in recent years. From a global pandemic to a historic market crash, to increasing interest rates, inflation, and global unrest – you might be feeling like you have less control over your future than ever before.  <br />Here's the good news: There are things you can do today to take control of your financial future. Eric Heckman, a certified financial planner with over 30 years of experience, is sharing what you can do today for a better retirement tomorrow. In this episode of Wealth Creator Radio, he's covering the top 5 most commonly asked questions about retirement, how we got to a place of economic uncertainty, and actionable tips to take control of your retirement in uncertain times. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-take-control-of-your-retirement-in-uncertain-times" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">3366551e-a6f0-42e9-89ab-41ea5d36c816</guid><pubDate>Tue, 21 Jan 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387631/wealth_creator_radio_taking_control_of_retirement_011825.mp3" length="69876071" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>We've experienced a series of unprecedented events in recent years. From a global pandemic to a historic market crash, to increasing interest rates, inflation, and global unrest – you might be feeling like you have less control over your future than...</itunes:subtitle><itunes:summary><![CDATA[We've experienced a series of unprecedented events in recent years. From a global pandemic to a historic market crash, to increasing interest rates, inflation, and global unrest – you might be feeling like you have less control over your future than ever before.  <br />Here's the good news: There are things you can do today to take control of your financial future. Eric Heckman, a certified financial planner with over 30 years of experience, is sharing what you can do today for a better retirement tomorrow. In this episode of Wealth Creator Radio, he's covering the top 5 most commonly asked questions about retirement, how we got to a place of economic uncertainty, and actionable tips to take control of your retirement in uncertain times. <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-take-control-of-your-retirement-in-uncertain-times" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2897</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Common Money Challenges in Retirement and How to Avoid Them</title><link>https://www.spreaker.com/episode/common-money-challenges-in-retirement-and-how-to-avoid-them--73387662</link><description><![CDATA[Do you worry that you'll outlive your retirement savings? You're not alone. The fear of running out of money in retirement is a top concern for retirees. On this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial, is sharing the biggest money challenges people face in retirement, the pillars of a secure retirement, and how to take action to build your retirement foundation today. If you want to retire with worry-less wealth, tune in to this one! <a href="https://wealthcreatorradio.com/podcast-show-notes/f/common-money-challenges-in-retirement-and-how-to-avoid-them" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">9f21b831-b5db-4c53-a615-4d50950c3551</guid><pubDate>Tue, 14 Jan 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387662/wealth_creator_radio_money_challenges_in_retirement_011125.mp3" length="47724394" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Do you worry that you'll outlive your retirement savings? You're not alone. The fear of running out of money in retirement is a top concern for retirees. On this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial, is sharing...</itunes:subtitle><itunes:summary><![CDATA[Do you worry that you'll outlive your retirement savings? You're not alone. The fear of running out of money in retirement is a top concern for retirees. On this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial, is sharing the biggest money challenges people face in retirement, the pillars of a secure retirement, and how to take action to build your retirement foundation today. If you want to retire with worry-less wealth, tune in to this one! <a href="https://wealthcreatorradio.com/podcast-show-notes/f/common-money-challenges-in-retirement-and-how-to-avoid-them" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2983</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Make the Most of Your Retirement Income</title><link>https://www.spreaker.com/episode/how-to-make-the-most-of-your-retirement-income--73387648</link><description><![CDATA[Will your money last as long as you do? Will you be able to have fun and enjoy your retirement? These are the big questions people approaching retirement need to consider. So many Americans worry about running out of money in retirement, and for good reason. The truth is, if you don't have money during retirement, then you're not retired… you're just unemployed.   If you're worried about running out of money in retirement, the solution is to plan now for your retirement income. In this episode, Eric Heckman, veteran financial planner and president of Heckman Financial, explains the biggest risks to your retirement income, and how to make sure your money lasts as long as you do.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-make-the-most-of-your-retirement-income" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">4b1d5579-c993-4634-87d5-64fbeac47195</guid><pubDate>Tue, 07 Jan 2025 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387648/wealth_creator_radio_risks_in_retirement_010425.mp3" length="70607223" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Will your money last as long as you do? Will you be able to have fun and enjoy your retirement? These are the big questions people approaching retirement need to consider. So many Americans worry about running out of money in retirement, and for good...</itunes:subtitle><itunes:summary><![CDATA[Will your money last as long as you do? Will you be able to have fun and enjoy your retirement? These are the big questions people approaching retirement need to consider. So many Americans worry about running out of money in retirement, and for good reason. The truth is, if you don't have money during retirement, then you're not retired… you're just unemployed.   If you're worried about running out of money in retirement, the solution is to plan now for your retirement income. In this episode, Eric Heckman, veteran financial planner and president of Heckman Financial, explains the biggest risks to your retirement income, and how to make sure your money lasts as long as you do.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-make-the-most-of-your-retirement-income" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2928</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mapping Your Journey: The Financial Stages of Retirement</title><link>https://www.spreaker.com/episode/mapping-your-journey-the-financial-stages-of-retirement--73387567</link><description><![CDATA[In this episode, Eric emphasizes the importance of having a personalized income plan and tackling the complexities of retirement planning, which include navigating confusing products, changing tax laws, and volatile markets. The episode also features listener questions, where Eric provides expert advice on crucial topics like determining how much to save, estimating taxes, and transitioning from saving to generating income in retirement.   Eric shares a 'Wealth Success Story' about the financial transitions faced by retirees in Silicon Valley, highlighting the importance of being prepared for unexpected career changes. This episode is packed with actionable advice!   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/mapping-your-journey-the-financial-stages-of-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">040debb1-cf06-45a5-a26b-8c3018b09d23</guid><pubDate>Tue, 31 Dec 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387567/wealth_creator_radio_the_five_financial_stages_of_life_122824.mp3" length="71872181" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>In this episode, Eric emphasizes the importance of having a personalized income plan and tackling the complexities of retirement planning, which include navigating confusing products, changing tax laws, and volatile markets. The episode also features...</itunes:subtitle><itunes:summary><![CDATA[In this episode, Eric emphasizes the importance of having a personalized income plan and tackling the complexities of retirement planning, which include navigating confusing products, changing tax laws, and volatile markets. The episode also features listener questions, where Eric provides expert advice on crucial topics like determining how much to save, estimating taxes, and transitioning from saving to generating income in retirement.   Eric shares a 'Wealth Success Story' about the financial transitions faced by retirees in Silicon Valley, highlighting the importance of being prepared for unexpected career changes. This episode is packed with actionable advice!   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/mapping-your-journey-the-financial-stages-of-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2980</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How Protected Income Can Secure Your Retirement</title><link>https://www.spreaker.com/episode/how-protected-income-can-secure-your-retirement--73387577</link><description><![CDATA[Retirement is a time to relax, travel, and enjoy your favorite hobbies… but that can't happen if you don't have protected income. So the question is: How do you make sure your money lasts as long as you do?  <br />This week on Wealth Creator Radio, veteran financial planner Eric Heckman is sharing how to plan for protected income, so you can enjoy worry-less wealth in retirement. Tune in to learn why protected income is essential to any retirement plan, where your retirement money might lack protection, and how to plan for a financially secure future. Plus, as a fun bonus, Eric is sharing how he got into financial services and how he taught his kids to understand and be responsible with money!   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-protected-income-can-secure-your-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></description><guid isPermaLink="false">aa9fd0d2-f978-4a57-b186-029b461100df</guid><pubDate>Tue, 24 Dec 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387577/wealth_creator_radio_protected_income_122124.mp3" length="68501413" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Retirement is a time to relax, travel, and enjoy your favorite hobbies… but that can't happen if you don't have protected income. So the question is: How do you make sure your money lasts as long as you do?  
This week on Wealth Creator Radio, veteran...</itunes:subtitle><itunes:summary><![CDATA[Retirement is a time to relax, travel, and enjoy your favorite hobbies… but that can't happen if you don't have protected income. So the question is: How do you make sure your money lasts as long as you do?  <br />This week on Wealth Creator Radio, veteran financial planner Eric Heckman is sharing how to plan for protected income, so you can enjoy worry-less wealth in retirement. Tune in to learn why protected income is essential to any retirement plan, where your retirement money might lack protection, and how to plan for a financially secure future. Plus, as a fun bonus, Eric is sharing how he got into financial services and how he taught his kids to understand and be responsible with money!   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-protected-income-can-secure-your-retirement" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>]]></itunes:summary><itunes:duration>2840</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>America's Retirement Savings Crisis: How to Secure Your Financial Future</title><link>https://www.spreaker.com/episode/america-s-retirement-savings-crisis-how-to-secure-your-financial-future--73387595</link><description><![CDATA[Could our country be facing a retirement savings crisis? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is taking us through a new study from the AARP that seems to paint a bleak picture of retirement savings right here in America: Most Americans used to retire with a pension, but today, 20% of adults over 50 have no retirement savings.    But don't worry, it's not all doom and gloom. He's also sharing what you can do about it today to make sure you have enough retirement savings to worry less. Tune in for actionable tips to take control of your financial future.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/america%E2%80%99s-retirement-savings-crisis-secure-your-financial-future" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></description><guid isPermaLink="false">fbe36384-8edd-4c8a-b26f-c8ce75ec76b7</guid><pubDate>Tue, 17 Dec 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387595/wealth_creator_radio_retirement_savings_crisis.mp3" length="70636245" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Could our country be facing a retirement savings crisis? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is taking us through a new study from the AARP that seems to paint a bleak picture of retirement savings right here in...</itunes:subtitle><itunes:summary><![CDATA[Could our country be facing a retirement savings crisis? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is taking us through a new study from the AARP that seems to paint a bleak picture of retirement savings right here in America: Most Americans used to retire with a pension, but today, 20% of adults over 50 have no retirement savings.    But don't worry, it's not all doom and gloom. He's also sharing what you can do about it today to make sure you have enough retirement savings to worry less. Tune in for actionable tips to take control of your financial future.   <a href="https://wealthcreatorradio.com/podcast-show-notes/f/america%E2%80%99s-retirement-savings-crisis-secure-your-financial-future" target="_blank" rel="noreferrer noopener"> Check out the show notes for this episode!</a>  ]]></itunes:summary><itunes:duration>2929</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Are You Making Naughty or Nice Financial Decisions?</title><link>https://www.spreaker.com/episode/are-you-making-naughty-or-nice-financial-decisions--73387581</link><description><![CDATA[Today on Wealth Creator Radio, Eric Heckman is stepping into the role of "Retirement Santa" to help you understand what's naughty or nice when it comes to planning for retirement. Eric is looking at common retirement scenarios, like waiting until age 50 or 60 to start saving, making a big move and downsizing in retirement, and dipping into your retirement to help your kids with their college tuition. Tune in to find out if these common financial situations belong on the naughty or nice list! 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-making-naughty-or-nice-financial-decisions" target="_blank" rel="noreferrer noopener">Check out the show notes for this episode</a>!]]></description><guid isPermaLink="false">57e54a03-c324-4df8-887e-131340d91469</guid><pubDate>Tue, 10 Dec 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387581/wealth_creator_radio_naughty_or_nice_financial_decisions.mp3" length="67437259" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Today on Wealth Creator Radio, Eric Heckman is stepping into the role of "Retirement Santa" to help you understand what's naughty or nice when it comes to planning for retirement. Eric is looking at common retirement scenarios, like waiting until age...</itunes:subtitle><itunes:summary><![CDATA[Today on Wealth Creator Radio, Eric Heckman is stepping into the role of "Retirement Santa" to help you understand what's naughty or nice when it comes to planning for retirement. Eric is looking at common retirement scenarios, like waiting until age 50 or 60 to start saving, making a big move and downsizing in retirement, and dipping into your retirement to help your kids with their college tuition. Tune in to find out if these common financial situations belong on the naughty or nice list! 🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/are-you-making-naughty-or-nice-financial-decisions" target="_blank" rel="noreferrer noopener">Check out the show notes for this episode</a>!]]></itunes:summary><itunes:duration>2796</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Should You Invest in Bitcoin for Your Retirement?</title><link>https://www.spreaker.com/episode/should-you-invest-in-bitcoin-for-your-retirement--73387588</link><description><![CDATA[Cryptocurrency has been a hot topic in recent years, especially Bitcoin. As its value has increased lately, many retirees are now wondering: Should I invest in Bitcoin? Should Bitcoin play a role in my retirement strategy? <br />Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he's sharing what you need to know about Bitcoin, its recent rise in popularity, and whether it aligns with your retirement goals.]]></description><guid isPermaLink="false">6320d6c7-fc35-4304-b4b4-4947c44c016e</guid><pubDate>Tue, 03 Dec 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387588/wealth_creator_radio_should_you_invest_in_bitcoin.mp3" length="71474054" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Cryptocurrency has been a hot topic in recent years, especially Bitcoin. As its value has increased lately, many retirees are now wondering: Should I invest in Bitcoin? Should Bitcoin play a role in my retirement strategy? 
Eric Heckman is a certified...</itunes:subtitle><itunes:summary><![CDATA[Cryptocurrency has been a hot topic in recent years, especially Bitcoin. As its value has increased lately, many retirees are now wondering: Should I invest in Bitcoin? Should Bitcoin play a role in my retirement strategy? <br />Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he's sharing what you need to know about Bitcoin, its recent rise in popularity, and whether it aligns with your retirement goals.]]></itunes:summary><itunes:duration>2964</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Talk to Family About Money: Making Your Retirement Money Last</title><link>https://www.spreaker.com/episode/how-to-talk-to-family-about-money-making-your-retirement-money-last--73387632</link><description><![CDATA[Are you comfortable talking about money with your family? Money is one of those taboo topics along with politics and religion that you're supposed to avoid, but as you plan for retirement, these discussions with family are more important than ever – both for your kids' financial literacy and for your family to understand your financial wishes. <br />Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he's here to share why talking about money with your loved ones is essential to making sure your retirement money lasts. He's sharing the benefits of talking about money with family, the biggest issues retirees face when planning for retirement, and how to account for taxes, inflation, and a volatile stock market in your retirement plans. Tune in to get actionable tips to make sure your money lasts as long as you do!]]></description><guid isPermaLink="false">d622d2ee-aa3a-49c3-b482-8eb84b55b2ce</guid><pubDate>Tue, 26 Nov 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387632/wealth_creator_radio_making_your_retirement_money_last.mp3" length="72688090" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Are you comfortable talking about money with your family? Money is one of those taboo topics along with politics and religion that you're supposed to avoid, but as you plan for retirement, these discussions with family are more important than ever –...</itunes:subtitle><itunes:summary><![CDATA[Are you comfortable talking about money with your family? Money is one of those taboo topics along with politics and religion that you're supposed to avoid, but as you plan for retirement, these discussions with family are more important than ever – both for your kids' financial literacy and for your family to understand your financial wishes. <br />Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he's here to share why talking about money with your loved ones is essential to making sure your retirement money lasts. He's sharing the benefits of talking about money with family, the biggest issues retirees face when planning for retirement, and how to account for taxes, inflation, and a volatile stock market in your retirement plans. Tune in to get actionable tips to make sure your money lasts as long as you do!]]></itunes:summary><itunes:duration>3015</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Start Year-End Financial Planning for a Great 2025</title><link>https://www.spreaker.com/episode/how-to-start-year-end-financial-planning-for-a-great-2025--73387587</link><description><![CDATA[As the year wraps up, it's time to start year-end financial planning for a great 2025. While tax reporting happens in the new year, tax planning has to happen now—so you only have a few short weeks to make the most of your financial planning to set yourself up for success in 2025. And with the cost of living rising and healthcare expenses only going up each year, strategic year-end planning can make a huge difference for anyone preparing for retirement.  <br />In this episode of Wealth Creator Radio, veteran certified financial planner Eric Heckman shares actionable tips to set yourself up for a financially secure new year. Tune in to learn the best age to start planning, common planning mistakes and how to avoid them, and how to plan for long-term care in retirement now.]]></description><guid isPermaLink="false">44ab745c-55f4-40cf-87dd-bf012e70271d</guid><pubDate>Tue, 19 Nov 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387587/wealth_creator_radio_plan_for_the_worst_hope_for_the_best_11_16_24.mp3" length="72387441" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>As the year wraps up, it's time to start year-end financial planning for a great 2025. While tax reporting happens in the new year, tax planning has to happen now—so you only have a few short weeks to make the most of your financial planning to set...</itunes:subtitle><itunes:summary><![CDATA[As the year wraps up, it's time to start year-end financial planning for a great 2025. While tax reporting happens in the new year, tax planning has to happen now—so you only have a few short weeks to make the most of your financial planning to set yourself up for success in 2025. And with the cost of living rising and healthcare expenses only going up each year, strategic year-end planning can make a huge difference for anyone preparing for retirement.  <br />In this episode of Wealth Creator Radio, veteran certified financial planner Eric Heckman shares actionable tips to set yourself up for a financially secure new year. Tune in to learn the best age to start planning, common planning mistakes and how to avoid them, and how to plan for long-term care in retirement now.]]></itunes:summary><itunes:duration>3002</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Your Retirement and Financial Future in Uncertain Times</title><link>https://www.spreaker.com/episode/taking-control-of-your-retirement-and-financial-future-in-uncertain-times--73387601</link><description><![CDATA[Now that we've reached the end of another marathon election cycle, many Americans are wondering what this means for their finances – especially if they're nearing retirement. Today, certified financial planner of over 30 years Eric Heckman is explaining why taking control of your retirement and financial future is still within reach, even in the uncertainty of the day. <br /> In this episode of Wealth Creator Radio, Eric Heckman will break down what the results of this election mean for your finances, and practical steps to secure your retirement for the future.]]></description><guid isPermaLink="false">5b5bc71c-702d-445e-8b66-2b3063affaaf</guid><pubDate>Tue, 12 Nov 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387601/wealth_creator_radio_taking_control_of_retirement_110924.mp3" length="71139206" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Now that we've reached the end of another marathon election cycle, many Americans are wondering what this means for their finances – especially if they're nearing retirement. Today, certified financial planner of over 30 years Eric Heckman is...</itunes:subtitle><itunes:summary><![CDATA[Now that we've reached the end of another marathon election cycle, many Americans are wondering what this means for their finances – especially if they're nearing retirement. Today, certified financial planner of over 30 years Eric Heckman is explaining why taking control of your retirement and financial future is still within reach, even in the uncertainty of the day. <br /> In this episode of Wealth Creator Radio, Eric Heckman will break down what the results of this election mean for your finances, and practical steps to secure your retirement for the future.]]></itunes:summary><itunes:duration>2950</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Is The American Dream Still Attainable?: Creating a Lasting Legacy in 2024</title><link>https://www.spreaker.com/episode/is-the-american-dream-still-attainable-creating-a-lasting-legacy-in-2024--73387627</link><description><![CDATA[According to Investopedia, living the American Dream over a lifetime could cost $4.4 million. That doesn't mean lavish wealth and luxury living, but simply owning a home, having a couple of kids, a new car, and a vacation once a year. So is the American Dream still within reach?     In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing  what it really costs to achieve the American Dream, and his insights to not only get there, but create a lasting legacy for your family. Tune in to learn everything you need for a legacy plan to ensure wealth that lasts for your loved ones!  ]]></description><guid isPermaLink="false">bf7a69d8-f43e-4116-a9a8-40420b356578</guid><pubDate>Tue, 05 Nov 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387627/updated_wealth_creator_radio_the_american_dream_110224.mp3" length="71138720" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>According to Investopedia, living the American Dream over a lifetime could cost $4.4 million. That doesn't mean lavish wealth and luxury living, but simply owning a home, having a couple of kids, a new car, and a vacation once a year. So is the...</itunes:subtitle><itunes:summary><![CDATA[According to Investopedia, living the American Dream over a lifetime could cost $4.4 million. That doesn't mean lavish wealth and luxury living, but simply owning a home, having a couple of kids, a new car, and a vacation once a year. So is the American Dream still within reach?     In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing  what it really costs to achieve the American Dream, and his insights to not only get there, but create a lasting legacy for your family. Tune in to learn everything you need for a legacy plan to ensure wealth that lasts for your loved ones!  ]]></itunes:summary><itunes:duration>2950</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Navigating Falling Interest Rates in Retirement: How to Avoid Costly Mistakes</title><link>https://www.spreaker.com/episode/navigating-falling-interest-rates-in-retirement-how-to-avoid-costly-mistakes--73387639</link><description><![CDATA[With interest rates on the decline, retirement planning has become more complex than ever. Many retirees find themselves facing an uncertain financial landscape. If you want to make sure your money lasts as long as you do, you need to take falling interest rates into account in your retirement income plan.   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares how to handle falling interest rates and avoid costly mistakes. Eric shares about the common trap of rolling over your 401K into an IRA, what to do to combat falling interest rates, and tips to create a retirement income plan. If you want to retire with less worry and more wealth, this is a must-listen!  ]]></description><guid isPermaLink="false">bfd3295b-fc72-43df-b525-0b2cd9f98c85</guid><pubDate>Tue, 29 Oct 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387639/wealth_creator_radio_falling_interest_rates_102624.mp3" length="71005683" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>With interest rates on the decline, retirement planning has become more complex than ever. Many retirees find themselves facing an uncertain financial landscape. If you want to make sure your money lasts as long as you do, you need to take falling...</itunes:subtitle><itunes:summary><![CDATA[With interest rates on the decline, retirement planning has become more complex than ever. Many retirees find themselves facing an uncertain financial landscape. If you want to make sure your money lasts as long as you do, you need to take falling interest rates into account in your retirement income plan.   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman shares how to handle falling interest rates and avoid costly mistakes. Eric shares about the common trap of rolling over your 401K into an IRA, what to do to combat falling interest rates, and tips to create a retirement income plan. If you want to retire with less worry and more wealth, this is a must-listen!  ]]></itunes:summary><itunes:duration>2945</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Savings: How to Get the Most Out of Your Social Security Benefits</title><link>https://www.spreaker.com/episode/maximize-your-retirement-savings-how-to-get-the-most-out-of-your-social-security-benefits--73387597</link><description><![CDATA[When it comes to retirement, one of the most common questions is, "How can I ensure my income lasts throughout my retirement?" After all, the last thing you want is to run out of money in the years when you should be enjoying retirement.   Many people debate whether to start their Social Security benefits at 65 or wait until 67 or even 70. While delaying benefits increases the monthly payment, the question becomes: What are you living on in the meantime? If you're tapping into your savings, that money is being spent down and won't be replaced. <br />In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing factors that can cause you to spend down your savings faster than anticipated, common Social Security mistakes, and strategies to ensure your money lasts as long as you do. 🔗Click here to visit the show notes for this episode!]]></description><guid isPermaLink="false">a0db3743-f502-4950-83a2-da1acc525b07</guid><pubDate>Tue, 22 Oct 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387597/wealth_creator_radio_maximize_your_retirement_income_101924.mp3" length="69539696" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When it comes to retirement, one of the most common questions is, "How can I ensure my income lasts throughout my retirement?" After all, the last thing you want is to run out of money in the years when you should be enjoying retirement.   Many people...</itunes:subtitle><itunes:summary><![CDATA[When it comes to retirement, one of the most common questions is, "How can I ensure my income lasts throughout my retirement?" After all, the last thing you want is to run out of money in the years when you should be enjoying retirement.   Many people debate whether to start their Social Security benefits at 65 or wait until 67 or even 70. While delaying benefits increases the monthly payment, the question becomes: What are you living on in the meantime? If you're tapping into your savings, that money is being spent down and won't be replaced. <br />In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is sharing factors that can cause you to spend down your savings faster than anticipated, common Social Security mistakes, and strategies to ensure your money lasts as long as you do. 🔗Click here to visit the show notes for this episode!]]></itunes:summary><itunes:duration>2884</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Biggest Risks in Retirement and How to Avoid Them</title><link>https://www.spreaker.com/episode/the-biggest-risks-in-retirement-and-how-to-avoid-them--73387602</link><description><![CDATA[A major poll says that Americans today feel like they're struggling more financially than previous generations, especially when it comes to retirement planning. But is it really true? Are they actually worse off than their parents, or have times simply changed?   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is looking at the implications of this poll and talking through actionable steps to help you secure your financial future.   🔗Learn more by checking out this episode's <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-risks-in-retirement-and-how-to-avoid-them" target="_blank" rel="noreferrer noopener"> show notes</a>!]]></description><guid isPermaLink="false">1cc4e54c-c5f8-4c1f-b0c0-b5052792bb70</guid><pubDate>Tue, 15 Oct 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387602/wcr_podcast_risks_in_retirement_101224.mp3" length="67809704" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>A major poll says that Americans today feel like they're struggling more financially than previous generations, especially when it comes to retirement planning. But is it really true? Are they actually worse off than their parents, or have times...</itunes:subtitle><itunes:summary><![CDATA[A major poll says that Americans today feel like they're struggling more financially than previous generations, especially when it comes to retirement planning. But is it really true? Are they actually worse off than their parents, or have times simply changed?   In this episode of Wealth Creator Radio, certified financial planner Eric Heckman is looking at the implications of this poll and talking through actionable steps to help you secure your financial future.   🔗Learn more by checking out this episode's <a href="https://wealthcreatorradio.com/podcast-show-notes/f/the-biggest-risks-in-retirement-and-how-to-avoid-them" target="_blank" rel="noreferrer noopener"> show notes</a>!]]></itunes:summary><itunes:duration>2812</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Prepare for Medicare's Biggest Changes in 2025</title><link>https://www.spreaker.com/episode/how-to-prepare-for-medicare-s-biggest-changes-in-2025--73387598</link><description><![CDATA[As we approach the end of the year, it's time to take a closer look at changes in Medicare that will affect retirees in 2025. From changing rates to caps on expenses, the Inflation Reduction Act has the potential to impact retirees. Today, we're looking at these changes and how you can better prepare for retirement.   In this episode of Wealth Creator Radio, veteran financial strategist Eric Heckman shares the details of what's changing in 2025, how you plan for long-term care and health costs in retirement, and how to budget and create a "fun fund" for your retirement years. Tune in for the best resources on planning for retirement with less worry!   🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-prepare-for-medicare%E2%80%99s-biggest-changes-in-2025" target="_blank" rel="noreferrer noopener">Click here</a> to check out the show notes for this episode!  ]]></description><guid isPermaLink="false">b53a00ef-0dbd-4e1f-9a67-f20357d37d61</guid><pubDate>Tue, 08 Oct 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387598/wealth_creator_radio_money_challenges_in_retirement_100524.mp3" length="69773840" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>As we approach the end of the year, it's time to take a closer look at changes in Medicare that will affect retirees in 2025. From changing rates to caps on expenses, the Inflation Reduction Act has the potential to impact retirees. Today, we're...</itunes:subtitle><itunes:summary><![CDATA[As we approach the end of the year, it's time to take a closer look at changes in Medicare that will affect retirees in 2025. From changing rates to caps on expenses, the Inflation Reduction Act has the potential to impact retirees. Today, we're looking at these changes and how you can better prepare for retirement.   In this episode of Wealth Creator Radio, veteran financial strategist Eric Heckman shares the details of what's changing in 2025, how you plan for long-term care and health costs in retirement, and how to budget and create a "fun fund" for your retirement years. Tune in for the best resources on planning for retirement with less worry!   🔗<a href="https://wealthcreatorradio.com/podcast-show-notes/f/how-to-prepare-for-medicare%E2%80%99s-biggest-changes-in-2025" target="_blank" rel="noreferrer noopener">Click here</a> to check out the show notes for this episode!  ]]></itunes:summary><itunes:duration>2894</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How to Avoid the Most Common Financial Regrets Around Retirement</title><link>https://www.spreaker.com/episode/how-to-avoid-the-most-common-financial-regrets-around-retirement--73387599</link><description><![CDATA[As we approach retirement and look back on our financial decisions, many of us wish we could have done things differently. Maybe we didn't save enough for retirement, or we didn't put away enough money for emergencies. The good news is that it's never too late to make changes and turn things around – and veteran financial strategist Eric Heckman is giving you your first steps to retiring worry-less.   In this episode of Wealth Creator Radio, Eric discusses the most common financial regrets around retirement and what you can do to get ahead of them. Tune in to hear actionable steps to start saving for retirement now, different income sources in retirement, how to combat market fluctuations, and Eric's best advice if you're about to transition into retirement.  ]]></description><guid isPermaLink="false">e6e2caa3-de91-46a5-9677-82fb8d6db608</guid><pubDate>Tue, 01 Oct 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387599/wealth_creator_radio_bon_voyage_in_retirement_092824.mp3" length="68643610" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>As we approach retirement and look back on our financial decisions, many of us wish we could have done things differently. Maybe we didn't save enough for retirement, or we didn't put away enough money for emergencies. The good news is that it's never...</itunes:subtitle><itunes:summary><![CDATA[As we approach retirement and look back on our financial decisions, many of us wish we could have done things differently. Maybe we didn't save enough for retirement, or we didn't put away enough money for emergencies. The good news is that it's never too late to make changes and turn things around – and veteran financial strategist Eric Heckman is giving you your first steps to retiring worry-less.   In this episode of Wealth Creator Radio, Eric discusses the most common financial regrets around retirement and what you can do to get ahead of them. Tune in to hear actionable steps to start saving for retirement now, different income sources in retirement, how to combat market fluctuations, and Eric's best advice if you're about to transition into retirement.  ]]></itunes:summary><itunes:duration>2847</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:season>24</itunes:season><itunes:episodeType>full</itunes:episodeType></item><item><title>Boomers up to Bat, Gen X on Deck, (plus probate issues to avoid)</title><link>https://www.spreaker.com/episode/boomers-up-to-bat-gen-x-on-deck-plus-probate-issues-to-avoid--73387651</link><description><![CDATA[11,000 boomers retire every day right now. That changes a lot of things in the US. What do you need to know about this huge shift. Plus we will go over probate issues and how to avoid them]]></description><guid isPermaLink="false">b159cd56-8b7d-40d3-bef4-e2c0045ef741</guid><pubDate>Tue, 24 Sep 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387651/wealth_creator_radio_boomers_up_to_bat_gen_x_on_deck_092124.mp3" length="68629959" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>11,000 boomers retire every day right now. That changes a lot of things in the US. What do you need to know about this huge shift. Plus we will go over probate issues and how to avoid them</itunes:subtitle><itunes:summary><![CDATA[11,000 boomers retire every day right now. That changes a lot of things in the US. What do you need to know about this huge shift. Plus we will go over probate issues and how to avoid them]]></itunes:summary><itunes:duration>2846</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All about Annuities - should you have one or avoid them-what's the real answer</title><link>https://www.spreaker.com/episode/all-about-annuities-should-you-have-one-or-avoid-them-what-s-the-real-answer--73387616</link><description><![CDATA[Annuities have been around for over 2000 years in the form of pensions. Should you get one on your own. We will cover that and more.]]></description><guid isPermaLink="false">9ca3e6f4-7bd0-4a87-96f5-60c5aaa894b4</guid><pubDate>Thu, 19 Sep 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387616/all_about_annuities_091424.mp3" length="69408758" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Annuities have been around for over 2000 years in the form of pensions. Should you get one on your own. We will cover that and more.</itunes:subtitle><itunes:summary><![CDATA[Annuities have been around for over 2000 years in the form of pensions. Should you get one on your own. We will cover that and more.]]></itunes:summary><itunes:duration>2879</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Making Your Retirement Money Last  September 7, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-making-your-retirement-money-last-september-7-2024--73387623</link><description><![CDATA[When people say, "This isn't your grandpa's retirement!", they aren't kidding! This generation isn't as lucky to be able to rely on generous pensions; With the unreliability of Social Security benefits,  how are you to make your retirement savings last at least as long as you do? Listen to this podcast and get some answers to this crucial question and more!]]></description><guid isPermaLink="false">8fafabd4-1f74-4f49-8de8-346ead8b0a2a</guid><pubDate>Tue, 10 Sep 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387623/wealth_creator_radio_making_your_retirement_money_last_090724.mp3" length="70401343" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When people say, "This isn't your grandpa's retirement!", they aren't kidding! This generation isn't as lucky to be able to rely on generous pensions; With the unreliability of Social Security benefits,  how are you to make your retirement savings...</itunes:subtitle><itunes:summary><![CDATA[When people say, "This isn't your grandpa's retirement!", they aren't kidding! This generation isn't as lucky to be able to rely on generous pensions; With the unreliability of Social Security benefits,  how are you to make your retirement savings last at least as long as you do? Listen to this podcast and get some answers to this crucial question and more!]]></itunes:summary><itunes:duration>2920</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Five Financial Stages In Life  August 31, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-five-financial-stages-in-life-august-31-2024--73387605</link><description><![CDATA[When you were 20, whether you knew it or not, you were already laying the groundwork toward your financial future later in life. We talk a lot on this show about the stages of retirement, but financial planners say there are  5 financial stages of life.  You don't want to miss this podcast!]]></description><guid isPermaLink="false">4734c84e-9e23-49db-a64f-1e8066ffe15f</guid><pubDate>Sat, 31 Aug 2024 17:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387605/wealth_creator_radio_five_financial_stages_of_life_083124.mp3" length="70321235" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When you were 20, whether you knew it or not, you were already laying the groundwork toward your financial future later in life. We talk a lot on this show about the stages of retirement, but financial planners say there are  5 financial stages of...</itunes:subtitle><itunes:summary><![CDATA[When you were 20, whether you knew it or not, you were already laying the groundwork toward your financial future later in life. We talk a lot on this show about the stages of retirement, but financial planners say there are  5 financial stages of life.  You don't want to miss this podcast!]]></itunes:summary><itunes:duration>2917</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Behavioral Finance and You  August 24, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-behavioral-finance-and-you-august-24-2024--73387653</link><description><![CDATA[When it comes to financial matters, everyone behaves quite differently; Some make financial decisions rationally and thoughtfully, while others make their financial decisions emotionally, and it can cost them in the end. Do you know what your financial behaviors are? Do you understand how one wrong financial decision can cost you years of retirement savings? This crucial episode covers why understanding behavioral finance is important and how to make better financial decisions during economic turbulence. You don't want to miss this one. Be sure to forward this podcast to anyone you can think of who could use sound financial advice. Thank you for listening!]]></description><guid isPermaLink="false">399d2321-283a-4699-bb07-eb07d0f9f001</guid><pubDate>Tue, 27 Aug 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387653/wealth_creator_radio_behavioral_finance_and_you_082424.mp3" length="72219533" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When it comes to financial matters, everyone behaves quite differently; Some make financial decisions rationally and thoughtfully, while others make their financial decisions emotionally, and it can cost them in the end. Do you know what your...</itunes:subtitle><itunes:summary><![CDATA[When it comes to financial matters, everyone behaves quite differently; Some make financial decisions rationally and thoughtfully, while others make their financial decisions emotionally, and it can cost them in the end. Do you know what your financial behaviors are? Do you understand how one wrong financial decision can cost you years of retirement savings? This crucial episode covers why understanding behavioral finance is important and how to make better financial decisions during economic turbulence. You don't want to miss this one. Be sure to forward this podcast to anyone you can think of who could use sound financial advice. Thank you for listening!]]></itunes:summary><itunes:duration>2994</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Plan For The Worst, Hope For The Best  August 17, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-plan-for-the-worst-hope-for-the-best-august-17-2024--73387666</link><description><![CDATA[Volatility isn't good or bad; It's just reality!  The best way to take advantage of that instability is to plan for it, but do you know where to start? Listen to this crucial, can't-miss episode, with special guest speaker, Tom Siomades-Chief Market Economist of AE Wealth Management,  and learn how to take advantage of the ups AND downs of the market woes. Be sure to share this with your loved ones, as you never know who needs to hear messages like this and when! You could be saving them from some serious financial mistakes. Thanks for listening!]]></description><guid isPermaLink="false">c82d3423-5563-4c7f-a3e7-67d4da7b1a1c</guid><pubDate>Tue, 20 Aug 2024 21:12:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387666/wealth_creator_radio_plan_for_the_worst_and_hope_for_the_best_2.mp3" length="72048389" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>Volatility isn't good or bad; It's just reality!  The best way to take advantage of that instability is to plan for it, but do you know where to start? Listen to this crucial, can't-miss episode, with special guest speaker, Tom Siomades-Chief Market...</itunes:subtitle><itunes:summary><![CDATA[Volatility isn't good or bad; It's just reality!  The best way to take advantage of that instability is to plan for it, but do you know where to start? Listen to this crucial, can't-miss episode, with special guest speaker, Tom Siomades-Chief Market Economist of AE Wealth Management,  and learn how to take advantage of the ups AND downs of the market woes. Be sure to share this with your loved ones, as you never know who needs to hear messages like this and when! You could be saving them from some serious financial mistakes. Thanks for listening!]]></itunes:summary><itunes:duration>2989</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Inflation Trivia  August 10, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-inflation-trivia-august-10-2024--73387668</link><description><![CDATA[When it comes to high prices, they are anything but funny. That being said, it is fun to take a look back and see what the history of inflation is. Sure, 39¢ bread isn't making a comeback in our lifetimes, but you do need to know how to protect your current standard of living in retirement in the future. This episode will have a bit of fun, and of course a lot of truth about how to make your retirement work for you! Be sure to listen to this episode and learn what "public enemy number one" used to be and probably should be again (and don't forget to share with your loved ones!)!]]></description><guid isPermaLink="false">92bff566-2c53-4fab-b327-5010ac7e6086</guid><pubDate>Tue, 20 Aug 2024 20:55:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387668/wealth_creator_radio_inflation_trivia_081024_1.mp3" length="72195860" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>When it comes to high prices, they are anything but funny. That being said, it is fun to take a look back and see what the history of inflation is. Sure, 39¢ bread isn't making a comeback in our lifetimes, but you do need to know how to protect your...</itunes:subtitle><itunes:summary><![CDATA[When it comes to high prices, they are anything but funny. That being said, it is fun to take a look back and see what the history of inflation is. Sure, 39¢ bread isn't making a comeback in our lifetimes, but you do need to know how to protect your current standard of living in retirement in the future. This episode will have a bit of fun, and of course a lot of truth about how to make your retirement work for you! Be sure to listen to this episode and learn what "public enemy number one" used to be and probably should be again (and don't forget to share with your loved ones!)!]]></itunes:summary><itunes:duration>2995</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Risks in Retirement  August 3, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-risks-in-retirement-august-3-2024--73387640</link><description><![CDATA[The number one fear of most retired Americans is running out of money. With proper preparation, you can avoid this and many other risks to your retirement! This episode highlights some of the biggest risks to your retirement and how to address and plan for them. Stop everything and listen to this episode (and don't forget to share with your friends and family, too!).]]></description><guid isPermaLink="false">0f60cb03-9f1c-46d3-b004-74b6c25faa7a</guid><pubDate>Tue, 20 Aug 2024 20:40:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73387640/wealth_creator_radio_risks_in_retirement_080324_1.mp3" length="71576586" type="audio/mpeg"/><itunes:author>Eric Heckman</itunes:author><itunes:subtitle>The number one fear of most retired Americans is running out of money. With proper preparation, you can avoid this and many other risks to your retirement! This episode highlights some of the biggest risks to your retirement and how to address and...</itunes:subtitle><itunes:summary><![CDATA[The number one fear of most retired Americans is running out of money. With proper preparation, you can avoid this and many other risks to your retirement! 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Cheers to another "can't miss" episode of Wealth Creator Radio!]]></itunes:summary><itunes:duration>2962</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2e37860c076f28a0666f41ef29a7cb58.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Wealth Creator Radio  Four Retirement Unknowns  July 20, 2024</title><link>https://www.spreaker.com/episode/wealth-creator-radio-four-retirement-unknowns-july-20-2024--73387606</link><description><![CDATA[Several retirement "unknowns" exist, but four in particular are essential to pay attention to. In this special show, we will review the four "unknowns" and more! 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