<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Retirement Income, Built to Last</title><link>https://www.kollarinsuranceservices.com/</link><description><![CDATA[<i><b>You did everything right — saved, stayed disciplined, trusted the system. So why does running out of money still feel possible?</b></i><br /><br /><b>Mark Kollar </b>has spent 35 years answering that. A Registered Financial Consultant, Certified Senior Advisor, and author of <i>The Retirement Navigator</i>, he's helped retirees from United Airlines, AT&amp;T, and McDonald's turn savings into income that lasts a lifetime.<br /><br />This series breaks down the risks that quietly drain retirement wealth — market timing, hidden fees, unnecessary taxes, and emotional investing — and the exact strategy that fixes each one. Built for anyone near retirement who wants certainty, not guesswork.]]></description><atom:link href="https://www.spreaker.com/show/7078926/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Investing</category><copyright>The Advisor Network</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16fa1733a154abca8a8c01e781fad884.jpg</url><title>Retirement Income, Built to Last</title><link>https://www.kollarinsuranceservices.com/</link></image><lastBuildDate>Tue, 06 Oct 2026 18:35:32 +0000</lastBuildDate><itunes:author>Mark Kollar</itunes:author><itunes:owner><itunes:name>Mark Kollar</itunes:name><itunes:email>mark@retirementincomestrategies.pro</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16fa1733a154abca8a8c01e781fad884.jpg"/><itunes:subtitle>You did everything right — saved, stayed disciplined, trusted the system. So why does running out of money still feel possible?

Mark Kollar has spent 35 years answering that. A Registered Financial Consultant, Certified Senior Advisor, and author...</itunes:subtitle><itunes:summary><![CDATA[<i><b>You did everything right — saved, stayed disciplined, trusted the system. So why does running out of money still feel possible?</b></i><br /><br /><b>Mark Kollar </b>has spent 35 years answering that. A Registered Financial Consultant, Certified Senior Advisor, and author of <i>The Retirement Navigator</i>, he's helped retirees from United Airlines, AT&amp;T, and McDonald's turn savings into income that lasts a lifetime.<br /><br />This series breaks down the risks that quietly drain retirement wealth — market timing, hidden fees, unnecessary taxes, and emotional investing — and the exact strategy that fixes each one. Built for anyone near retirement who wants certainty, not guesswork.]]></itunes:summary><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:category text="Business"><itunes:category text="Careers"/></itunes:category><itunes:explicit>false</itunes:explicit><podcast:guid>f5b3bdb6-56bc-573e-9885-94f9f2bd35a0</podcast:guid><itunes:type>episodic</itunes:type><item><title>The Retirement Risk That Can Wipe Out Your Life Savings</title><link>https://www.spreaker.com/episode/the-retirement-risk-that-can-wipe-out-your-life-savings--75123820</link><description><![CDATA[<i><b>Unplanned long-term care can wipe out a lifetime of retirement savings, and most families never see it coming until they are already in it. </b></i><br /><br />A 65-year-old faces about a 70% chance of needing care, and the real cost often lands on spouses, children, and caregivers long before the bank feels it.<br /><br /><b>Mark Kollar,</b> retirement income specialist and author of <i>The Retirement Navigator</i>, breaks down why Medicare will not cover it and the five planning paths that actually protect you.<br /><br />If you are in your 50s, 60s, or 70s, or supporting aging parents, this is essential listening for your retirement plan.<br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75123820</guid><pubDate>Wed, 30 Sep 2026 20:50:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/75123820/riverside_magic_episode_01_the_advisor_with_st_25.mp3" length="35232331" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/99b88eb0-6786-4179-8a3f-f9b83813fd33/99b88eb0-6786-4179-8a3f-f9b83813fd33.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/99b88eb0-6786-4179-8a3f-f9b83813fd33/99b88eb0-6786-4179-8a3f-f9b83813fd33.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/99b88eb0-6786-4179-8a3f-f9b83813fd33/99b88eb0-6786-4179-8a3f-f9b83813fd33.vtt" type="text/vtt" language="en"/><itunes:author>Mark Kollar</itunes:author><itunes:subtitle>Unplanned long-term care can wipe out a lifetime of retirement savings, and most families never see it coming until they are already in it. 

A 65-year-old faces about a 70% chance of needing care, and the real cost often lands on spouses, children,...</itunes:subtitle><itunes:summary><![CDATA[<i><b>Unplanned long-term care can wipe out a lifetime of retirement savings, and most families never see it coming until they are already in it. </b></i><br /><br />A 65-year-old faces about a 70% chance of needing care, and the real cost often lands on spouses, children, and caregivers long before the bank feels it.<br /><br /><b>Mark Kollar,</b> retirement income specialist and author of <i>The Retirement Navigator</i>, breaks down why Medicare will not cover it and the five planning paths that actually protect you.<br /><br />If you are in your 50s, 60s, or 70s, or supporting aging parents, this is essential listening for your retirement plan.<br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></itunes:summary><itunes:duration>2202</itunes:duration><itunes:keywords>aging,annuity,care,caregiving,costs,dementia,estate,family,finance,health,insurance,medicaid,medicare,money,nursing,planning,retirement,savings,seniors</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16fa1733a154abca8a8c01e781fad884.jpg"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income That Survives Every Market Crash</title><link>https://www.spreaker.com/episode/retirement-income-that-survives-every-market-crash--72636141</link><description><![CDATA[<i><b>Retirement income is the piece almost no plan accounts for. </b></i><br /><br />You saved for decades, invested with care, and still wonder if the money lasts as long as you do. It signals a missing system, because building wealth and turning it into income that never runs dry are two different skills.<br /><br /><b>Mark Kollar</b>, a retirement income specialist with thirty-five years of guiding retirees, explains the guaranteed income floor that holds through any market crash, plus the fees and taxes draining it. Listen and protect the income your future depends on.<br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72636141</guid><pubDate>Wed, 24 Jun 2026 21:10:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72636141/riverside_mark_kollar_ep_1_the_advisor_with_st.mp3" length="40253275" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/4e7a29c7-8d2c-4630-80f7-8494ad201e44/4e7a29c7-8d2c-4630-80f7-8494ad201e44.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4e7a29c7-8d2c-4630-80f7-8494ad201e44/4e7a29c7-8d2c-4630-80f7-8494ad201e44.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4e7a29c7-8d2c-4630-80f7-8494ad201e44/4e7a29c7-8d2c-4630-80f7-8494ad201e44.vtt" type="text/vtt" language="en"/><itunes:author>Mark Kollar</itunes:author><itunes:subtitle>Retirement income is the piece almost no plan accounts for. 

You saved for decades, invested with care, and still wonder if the money lasts as long as you do. It signals a missing system, because building wealth and turning it into income that never...</itunes:subtitle><itunes:summary><![CDATA[<i><b>Retirement income is the piece almost no plan accounts for. </b></i><br /><br />You saved for decades, invested with care, and still wonder if the money lasts as long as you do. It signals a missing system, because building wealth and turning it into income that never runs dry are two different skills.<br /><br /><b>Mark Kollar</b>, a retirement income specialist with thirty-five years of guiding retirees, explains the guaranteed income floor that holds through any market crash, plus the fees and taxes draining it. Listen and protect the income your future depends on.<br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></itunes:summary><itunes:duration>2516</itunes:duration><itunes:keywords>boomers,crash,estate,fees,fiduciary,finance,income,inflation,investing,markets,money,pension,planning,retirees,retirement,savings,taxes,wealth</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16fa1733a154abca8a8c01e781fad884.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income: Why Savers Still Run Out of Money</title><link>https://www.spreaker.com/episode/retirement-income-why-savers-still-run-out-of-money--72304303</link><description><![CDATA[<b><i>You did everything right — saved, stayed disciplined, trusted the system — and still fear running out of money in retirement.</i> </b><br /><br />Here's the gap no one warned you about: a plan to grow your money is not a plan to make it last.<br /><br />Host <b>Stacey Chillemi </b>sits down with <b>Mark Kollar</b>, a retirement income specialist, estate planner, and author of <i>The Retirement Navigator</i>, with 35+ years guiding retirees and pre-retirees.<br /><br /><b>You'll learn: </b><br />💸 Why disciplined savers still run out<br /><br />🧠 How ego wrecks retirement portfolios<br /><br />📉 Why recoveries can take 24 years<br /><br />🧾 The 4 tax baskets explained simply<br /><br />🛡️ How much to protect vs. risk<br /><br />📋 Estate slip-ups that drain families<br /><br /><i>Know the exact questions to ask before you trust anyone with your money.</i><br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72304303</guid><pubDate>Wed, 03 Jun 2026 21:10:01 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72304303/riverside_magic_episode_01_the_advisor_with_st.mp3" length="56814907" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/780a2add-03cc-4fcb-9151-557ae3515985/780a2add-03cc-4fcb-9151-557ae3515985.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/780a2add-03cc-4fcb-9151-557ae3515985/780a2add-03cc-4fcb-9151-557ae3515985.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/780a2add-03cc-4fcb-9151-557ae3515985/780a2add-03cc-4fcb-9151-557ae3515985.vtt" type="text/vtt" language="en"/><itunes:author>Mark Kollar</itunes:author><itunes:subtitle>You did everything right — saved, stayed disciplined, trusted the system — and still fear running out of money in retirement. 

Here's the gap no one warned you about: a plan to grow your money is not a plan to make it last.

Host Stacey Chillemi sits...</itunes:subtitle><itunes:summary><![CDATA[<b><i>You did everything right — saved, stayed disciplined, trusted the system — and still fear running out of money in retirement.</i> </b><br /><br />Here's the gap no one warned you about: a plan to grow your money is not a plan to make it last.<br /><br />Host <b>Stacey Chillemi </b>sits down with <b>Mark Kollar</b>, a retirement income specialist, estate planner, and author of <i>The Retirement Navigator</i>, with 35+ years guiding retirees and pre-retirees.<br /><br /><b>You'll learn: </b><br />💸 Why disciplined savers still run out<br /><br />🧠 How ego wrecks retirement portfolios<br /><br />📉 Why recoveries can take 24 years<br /><br />🧾 The 4 tax baskets explained simply<br /><br />🛡️ How much to protect vs. risk<br /><br />📋 Estate slip-ups that drain families<br /><br /><i>Know the exact questions to ask before you trust anyone with your money.</i><br /><br /><b>CONNECT WITH MARK KOLLAR: </b><br />🌐 Website: <a href="https://www.kollarinsuranceservices.com/" target="_blank" rel="noreferrer noopener">https://www.kollarinsuranceservices.com/ </a><br /><br />▶️ YouTube: <a href="https://www.youtube.com/@MarkKollarRetirementExpert" target="_blank" rel="noreferrer noopener">https://www.youtube.com/@MarkKollarRetirementExpert </a><br /><br />📚 Book: <i>The Retirement Navigator</i> — <a href="https://www.amazon.com/dp/B0G2ZRYGLF" target="_blank" rel="noreferrer noopener">https://www.amazon.com/dp/B0G2ZRYGLF</a><br /><br />📥 Free Report: 7 Mistakes Retirees Make — <a href="https://sevenmistakes.subscribepage.io/" target="_blank" rel="noreferrer noopener">https://sevenmistakes.subscribepage.io/</a><br /><br /><b><i>Follow the series and learn how you can stop fearing the day your paycheck stops.</i></b>]]></itunes:summary><itunes:duration>3551</itunes:duration><itunes:keywords>401k,advisor,blackswan,ego,estate,fees,fiduciary,finance,income,investing,markets,money,planning,protection,retirees,retirement,roth,savings,taxes,wealth</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/16fa1733a154abca8a8c01e781fad884.jpg"/><itunes:season>1</itunes:season><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
