<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>You Don't Own Your Agency. It Owns You.</title><link>https://petepoggi.com/</link><description><![CDATA[If you own a P&amp;C insurance agency doing $2 million to $5 million in annual premium - and you can't go 90 days without answering a client's email, your team freezes when you're unreachable, or being away makes you anxious - this show was built for you.<br /><br />Here's the truth: If your P&amp;C insurance agency can't run without you, you don't own it. At best, you're a producer with equity.<br /><br />Real ownership isn't book size. It isn't revenue. It's freedom. It's control. It's building something that runs without you - and outlives you.<br /><br />Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to $180 million in 84 months - without commercial lines, without cold calls, and without becoming a prisoner to his own business.<br /><br />He did it by installing systems that removed owner dependence at every level and created leadership depth that didn't require him in the room.<br /><br /><b>What You'll Discover</b><br />Each episode features real conversations with P&amp;C insurance agency owners who have scaled to $50 million, $100 million and beyond - plus solo episodes where Pete shares the exact recruiting, training, and management frameworks that took his agency from owner-dependent to owner-optional.<br /><br />This show is for the P&amp;C insurance agency owner who has outgrown being a producer but hasn't yet built the team and systems to step away. If you're ready to stop being owned by your insurance agency and start owning it - this is your show.<br /><br /><b>About Pete Poggi</b><br />Pete Poggi is the founder of John Galt Insurance and creator of the Million Dollar Producer training program for P&amp;C insurance agents. He is also the author of the bestselling book "P&amp;C Insurance Accelerator: How To Build an 8 Figure Agency Without Relying on Cold Calls, Outrageous Franchise Fees or Outdated Sales Tactics," available on Amazon and Audible.<br /><br />Learn more at www.PetePoggi.com]]></description><atom:link href="https://www.spreaker.com/show/7030594/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>2026</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05d63f36211e277364897b04c1f821f3.jpg</url><title>You Don't Own Your Agency. It Owns You.</title><link>https://petepoggi.com/</link></image><lastBuildDate>Tue, 11 Aug 2026 13:11:41 +0000</lastBuildDate><itunes:author>Pete Poggi</itunes:author><itunes:owner><itunes:name>Pete Poggi</itunes:name><itunes:email>john@nemomediagroup.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05d63f36211e277364897b04c1f821f3.jpg"/><itunes:subtitle>If you own a P&amp;amp;C insurance agency doing $2 million to $5 million in annual premium - and you can't go 90 days without answering a client's email, your team freezes when you're unreachable, or being away makes you anxious - this show was built for...</itunes:subtitle><itunes:summary><![CDATA[If you own a P&amp;C insurance agency doing $2 million to $5 million in annual premium - and you can't go 90 days without answering a client's email, your team freezes when you're unreachable, or being away makes you anxious - this show was built for you.<br /><br />Here's the truth: If your P&amp;C insurance agency can't run without you, you don't own it. At best, you're a producer with equity.<br /><br />Real ownership isn't book size. It isn't revenue. It's freedom. It's control. It's building something that runs without you - and outlives you.<br /><br />Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to $180 million in 84 months - without commercial lines, without cold calls, and without becoming a prisoner to his own business.<br /><br />He did it by installing systems that removed owner dependence at every level and created leadership depth that didn't require him in the room.<br /><br /><b>What You'll Discover</b><br />Each episode features real conversations with P&amp;C insurance agency owners who have scaled to $50 million, $100 million and beyond - plus solo episodes where Pete shares the exact recruiting, training, and management frameworks that took his agency from owner-dependent to owner-optional.<br /><br />This show is for the P&amp;C insurance agency owner who has outgrown being a producer but hasn't yet built the team and systems to step away. If you're ready to stop being owned by your insurance agency and start owning it - this is your show.<br /><br /><b>About Pete Poggi</b><br />Pete Poggi is the founder of John Galt Insurance and creator of the Million Dollar Producer training program for P&amp;C insurance agents. He is also the author of the bestselling book "P&amp;C Insurance Accelerator: How To Build an 8 Figure Agency Without Relying on Cold Calls, Outrageous Franchise Fees or Outdated Sales Tactics," available on Amazon and Audible.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><podcast:guid>5d18c2e0-b434-5d57-97f3-f85503e9fd6a</podcast:guid><itunes:type>episodic</itunes:type><item><title>How a P&amp;C Rookie at 51 Became a Million Dollar Producer</title><link>https://www.spreaker.com/episode/how-a-p-c-rookie-at-51-became-a-million-dollar-producer--72918644</link><description><![CDATA[Gina Prizzi got laid off at 51 with zero insurance experience. Five years later she runs a $15M P&amp;C insurance agency.<br /><br />When COVID shut down the medical laboratory she ran, Gina couldn't get hired anywhere. Not for $20 an hour. Not for $15. No college degree, and everyone said she was either overqualified or underqualified.<br /><br />A friend introduced her to insurance, and she started over from nothing - no license, no book, and by her own admission she could barely work a computer.<br /><br />Today she personally produces about $100K a month, has built a personal book of almost $5M, and leads a team of five producers averaging $40K to $50K a month each. All personal lines. In one of the hardest insurance markets in the country: Florida. <br /><br />If you think you're too old, too late, or too far behind to build something real in this business - or you're an agency owner convinced you can't find good people - this is the conversation that proves otherwise.<br /><br />Pete Poggi sits down with Gina to break down exactly how she did it: The daily habits, the referral engine, and the hiring playbook she now uses to build producers from scratch. Here's what you'll discover:<br /><ul><li>The one thing Gina does every single day that separates her from "a billion agents" out there</li><li>The open house move that put her in front of realtors with zero competition in the room</li><li>How she went from crying for the first three months to million dollar producer status (and how long confidence really takes)</li><li>The time blocking structure that keeps a $100K-a-month producer from getting lost in her day</li><li>Her 90-day rule for new hires, and the first-hire mistake that taught her when to let go</li><li>Why she'd rather hire an 18-year-old with no experience than a veteran with bad habits</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. <br /><br />If you know someone who thinks it's too late to start over, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72918644</guid><pubDate>Tue, 11 Aug 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72918644/audio_gina_prizzi_ep_14_updated.mp3" length="33894260" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1cBf7LzbZiL9RaJA80mJyAdX_2p_I6WCb/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Gina Prizzi got laid off at 51 with zero insurance experience. Five years later she runs a $15M P&amp;amp;C insurance agency.

When COVID shut down the medical laboratory she ran, Gina couldn't get hired anywhere. Not for $20 an hour. Not for $15. No...</itunes:subtitle><itunes:summary><![CDATA[Gina Prizzi got laid off at 51 with zero insurance experience. Five years later she runs a $15M P&amp;C insurance agency.<br /><br />When COVID shut down the medical laboratory she ran, Gina couldn't get hired anywhere. Not for $20 an hour. Not for $15. No college degree, and everyone said she was either overqualified or underqualified.<br /><br />A friend introduced her to insurance, and she started over from nothing - no license, no book, and by her own admission she could barely work a computer.<br /><br />Today she personally produces about $100K a month, has built a personal book of almost $5M, and leads a team of five producers averaging $40K to $50K a month each. All personal lines. In one of the hardest insurance markets in the country: Florida. <br /><br />If you think you're too old, too late, or too far behind to build something real in this business - or you're an agency owner convinced you can't find good people - this is the conversation that proves otherwise.<br /><br />Pete Poggi sits down with Gina to break down exactly how she did it: The daily habits, the referral engine, and the hiring playbook she now uses to build producers from scratch. Here's what you'll discover:<br /><ul><li>The one thing Gina does every single day that separates her from "a billion agents" out there</li><li>The open house move that put her in front of realtors with zero competition in the room</li><li>How she went from crying for the first three months to million dollar producer status (and how long confidence really takes)</li><li>The time blocking structure that keeps a $100K-a-month producer from getting lost in her day</li><li>Her 90-day rule for new hires, and the first-hire mistake that taught her when to let go</li><li>Why she'd rather hire an 18-year-old with no experience than a veteran with bad habits</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. <br /><br />If you know someone who thinks it's too late to start over, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2119</itunes:duration><itunes:keywords>agency owner mindset,career change at 50,gina prizzi,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance referrals,million dollar producer,new insurance agent,open house strategy,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,personal lines insurance,pete poggi,scale insurance agency,time blocking,women in insurance</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3cad9e9da3dac4c3c12142fd1f526b07.jpg"/><itunes:episode>14</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>From Foot Locker Manager to $40M P&amp;C Agency Owner</title><link>https://www.spreaker.com/episode/from-foot-locker-manager-to-40m-p-c-agency-owner--72918240</link><description><![CDATA[Sixteen years ago, Kyle Quezada was running a Foot Locker.<br /><br />Today he owns three P&amp;C insurance agency offices approaching $40 million in combined premium - and he doesn't produce a penny. <br /><br />Kyle was Pete's first hire. He didn't know what insurance was. He jokes he couldn't even spell it. Pete took a bet on him anyway, and that one hire helped build a personal-lines operation that grew from $3 million to $180 million.<br /><br />In this episode, Pete sits down with his own vice president to pull apart the part of scaling most agency owners get wrong: Hiring. Who to hire, what it really costs, when to let go, and how to step out of production without your book falling apart. <br /><br />If you're a top producer who can't step back - or an owner who's afraid the next hire will cost too much - this is the playbook, from the guy who lived both sides of it. Here's what you'll discover:<br /><ul><li>Why 10 years of P&amp;C experience can be the most dangerous trait to hire for</li><li>The 75% rule that lets a team of six outproduce any superstar producer</li><li>What a new producer actually costs (and the surprisingly small number where you break even)</li><li>The referral partner handoff that turns $100K a month into $300K without you selling</li><li>The behaviors to measure in a hire's first 90 days instead of premium</li><li>The step-by-step ladder from your first policy to a $10M agency that runs without you</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode.<br /><br />If you know an agency owner who's afraid to make their next hire, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72918240</guid><pubDate>Tue, 04 Aug 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72918240/0b42b5a1_150e_4162_b10d_95a76c1454f6.mp3" length="44492451" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/17vj3bV0JyA79kixDTEi9_xkz77Tf2XH5/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Sixteen years ago, Kyle Quezada was running a Foot Locker.

Today he owns three P&amp;amp;C insurance agency offices approaching $40 million in combined premium - and he doesn't produce a penny. 

Kyle was Pete's first hire. He didn't know what insurance...</itunes:subtitle><itunes:summary><![CDATA[Sixteen years ago, Kyle Quezada was running a Foot Locker.<br /><br />Today he owns three P&amp;C insurance agency offices approaching $40 million in combined premium - and he doesn't produce a penny. <br /><br />Kyle was Pete's first hire. He didn't know what insurance was. He jokes he couldn't even spell it. Pete took a bet on him anyway, and that one hire helped build a personal-lines operation that grew from $3 million to $180 million.<br /><br />In this episode, Pete sits down with his own vice president to pull apart the part of scaling most agency owners get wrong: Hiring. Who to hire, what it really costs, when to let go, and how to step out of production without your book falling apart. <br /><br />If you're a top producer who can't step back - or an owner who's afraid the next hire will cost too much - this is the playbook, from the guy who lived both sides of it. Here's what you'll discover:<br /><ul><li>Why 10 years of P&amp;C experience can be the most dangerous trait to hire for</li><li>The 75% rule that lets a team of six outproduce any superstar producer</li><li>What a new producer actually costs (and the surprisingly small number where you break even)</li><li>The referral partner handoff that turns $100K a month into $300K without you selling</li><li>The behaviors to measure in a hire's first 90 days instead of premium</li><li>The step-by-step ladder from your first policy to a $10M agency that runs without you</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode.<br /><br />If you know an agency owner who's afraid to make their next hire, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2781</itunes:duration><itunes:keywords>agency owner mindset,agency systems,developing producers,hiring insurance producers,independent insurance agent,insurance agency business,insurance agency growth,insurance agency hiring,insurance agency owner,insurance agency podcast,insurance referrals,kyle quezada,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,personal lines insurance,pete poggi,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f7a1d8f914275b5d5d9fc0c78542024f.jpg"/><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why P&amp;C Agency Owners Can't Find Good Producers</title><link>https://www.spreaker.com/episode/why-p-c-agency-owners-can-t-find-good-producers--72867615</link><description><![CDATA[Most P&amp;C agency owners think they have a hiring problem.<br /><br />They don't.<br /><br />They have an opportunity problem - and it's costing them their next producer.<br /><br />You've said it yourself: "I can't find good people."<br /><br />But good people are everywhere.<br /><br />The reason they're not choosing your agency has nothing to do with your pay, your splits, or your nice office.<br /><br />It's that you're pitching a job when you should be selling an opportunity. <br /><br />Nobody leaves what they're doing to go answer phones. They leave for a future.<br /><br />In this solo episode, Pete Poggi breaks down how to recruit producers the way you built your book of business: relentlessly, and by selling a dream instead of a paycheck. He walks through the exact language he uses to make pay a secondary conversation, the reframe that turns recruiting from an event into a daily habit, and the 90-day challenge that fills your pipeline from people you already talk to every week.<br /><br />Pete grew a personal lines P&amp;C agency from $3 million to over $180 million in 84 months - no commercial, no cold calls - and he's coached hundreds of agents through the exact wall you're hitting right now.<br /><br />Here's what you'll discover:<br /><ul><li>Why most agency owners have an opportunity problem, not a hiring problem - and how to tell which one is yours</li><li>The one question to write down before your next recruiting conversation</li><li>Why leading with pay, splits, and a nice office quietly kills your best candidates</li><li>The 90-day challenge that turns your network, your referral partners, and even your customers into a recruiting engine</li><li>The three people in your network who will find your next producer for you - if you ask them the right way</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real, sellable agency.<br /><br />Subscribe so you don't miss the next episode.<br /><br />And if you know an agency owner who's stuck doing everything themselves, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72867615</guid><pubDate>Tue, 28 Jul 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72867615/episode_12_audio_only.mp3" length="27878155" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/15vbRFis7S-LkQ-RPWBnBYtThf5na84TC/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Most P&amp;amp;C agency owners think they have a hiring problem.

They don't.

They have an opportunity problem - and it's costing them their next producer.

You've said it yourself: "I can't find good people."

But good people are everywhere.

The reason...</itunes:subtitle><itunes:summary><![CDATA[Most P&amp;C agency owners think they have a hiring problem.<br /><br />They don't.<br /><br />They have an opportunity problem - and it's costing them their next producer.<br /><br />You've said it yourself: "I can't find good people."<br /><br />But good people are everywhere.<br /><br />The reason they're not choosing your agency has nothing to do with your pay, your splits, or your nice office.<br /><br />It's that you're pitching a job when you should be selling an opportunity. <br /><br />Nobody leaves what they're doing to go answer phones. They leave for a future.<br /><br />In this solo episode, Pete Poggi breaks down how to recruit producers the way you built your book of business: relentlessly, and by selling a dream instead of a paycheck. He walks through the exact language he uses to make pay a secondary conversation, the reframe that turns recruiting from an event into a daily habit, and the 90-day challenge that fills your pipeline from people you already talk to every week.<br /><br />Pete grew a personal lines P&amp;C agency from $3 million to over $180 million in 84 months - no commercial, no cold calls - and he's coached hundreds of agents through the exact wall you're hitting right now.<br /><br />Here's what you'll discover:<br /><ul><li>Why most agency owners have an opportunity problem, not a hiring problem - and how to tell which one is yours</li><li>The one question to write down before your next recruiting conversation</li><li>Why leading with pay, splits, and a nice office quietly kills your best candidates</li><li>The 90-day challenge that turns your network, your referral partners, and even your customers into a recruiting engine</li><li>The three people in your network who will find your next producer for you - if you ask them the right way</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls.<br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real, sellable agency.<br /><br />Subscribe so you don't miss the next episode.<br /><br />And if you know an agency owner who's stuck doing everything themselves, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>1743</itunes:duration><itunes:keywords>agency owner mindset,building an insurance agency,hiring insurance producers,how to recruit producers,independent insurance agent,insurance agency business,insurance agency growth,insurance agency hiring,insurance agency owner,insurance agency podcast,insurance recruiting,insurance sales team,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,recruiting insurance agents,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2d99e4dfaaaf96dbc32ecd7c2162545d.jpg"/><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How a $135M P&amp;C Agency Runs on 100% Referrals</title><link>https://www.spreaker.com/episode/how-a-135m-p-c-agency-runs-on-100-referrals--72868260</link><description><![CDATA[Jonathan Pinto built a $135 million P&amp;C insurance agency in Miami - with zero bought leads and not one service person on payroll.<br /><br />He and his brother started from nothing, selling to eat.<br /><br />Today the agency runs on 100% referrals, writes only personal lines, and grows about 30% every single year.<br /><br />And Jonathan hasn't personally produced in years. He builds producers instead.<br /><br />If you're stuck between $3M and $10M, working in the business instead of on it, and scared that hiring your next producer will cost you time and money you can't get back, this is the conversation that shows you the exact system to break out.<br /><br />In this episode, Pete Poggi sits down with Jonathan to pull apart how he develops green hires into million-dollar producers, why he refuses to build a service department, and how he keeps a referral engine running at scale.<br /><br />Here's what you'll discover:<br /><ul><li>The two questions that reveal whether you own your agency or it owns you</li><li>Why Jonathan measures revenue instead of premium - and how it changed what his team sells</li><li>The 5-week training system that turns a hire with zero insurance experience into a producer</li><li>How the agency runs on 100% referrals with zero bought leads (and the open-house move that starts it)</li><li>Why he has no processors and no service staff at $135M - and what he does instead</li><li>The "delayed gratification" math that lets a $10M agency fund its own growth</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months.<br /><br />No commercial. No cold calls. <br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book. Subscribe so you don't miss the next episode.<br /><br />If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72868260</guid><pubDate>Tue, 21 Jul 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72868260/episode_11_audio_only.mp3" length="48389920" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/10HG61DJH6Ew0EQu9_e6IS4QjZGc2Prd8/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Jonathan Pinto built a $135 million P&amp;amp;C insurance agency in Miami - with zero bought leads and not one service person on payroll.

He and his brother started from nothing, selling to eat.

Today the agency runs on 100% referrals, writes only...</itunes:subtitle><itunes:summary><![CDATA[Jonathan Pinto built a $135 million P&amp;C insurance agency in Miami - with zero bought leads and not one service person on payroll.<br /><br />He and his brother started from nothing, selling to eat.<br /><br />Today the agency runs on 100% referrals, writes only personal lines, and grows about 30% every single year.<br /><br />And Jonathan hasn't personally produced in years. He builds producers instead.<br /><br />If you're stuck between $3M and $10M, working in the business instead of on it, and scared that hiring your next producer will cost you time and money you can't get back, this is the conversation that shows you the exact system to break out.<br /><br />In this episode, Pete Poggi sits down with Jonathan to pull apart how he develops green hires into million-dollar producers, why he refuses to build a service department, and how he keeps a referral engine running at scale.<br /><br />Here's what you'll discover:<br /><ul><li>The two questions that reveal whether you own your agency or it owns you</li><li>Why Jonathan measures revenue instead of premium - and how it changed what his team sells</li><li>The 5-week training system that turns a hire with zero insurance experience into a producer</li><li>How the agency runs on 100% referrals with zero bought leads (and the open-house move that starts it)</li><li>Why he has no processors and no service staff at $135M - and what he does instead</li><li>The "delayed gratification" math that lets a $10M agency fund its own growth</li></ul><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months.<br /><br />No commercial. No cold calls. <br /><br />He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book. Subscribe so you don't miss the next episode.<br /><br />If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>3025</itunes:duration><itunes:keywords>agency owner mindset,agency systems,developing producers,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance agency training,insurance referrals,jonathan pinto,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,personal lines insurance,pete poggi,pinto agency,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/539789a77926ac1a11d2aa3b77d415f1.jpg"/><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why P&amp;C Agency Owners Can't Scale Past Themselves</title><link>https://www.spreaker.com/episode/why-p-c-agency-owners-can-t-scale-past-themselves--72517128</link><description><![CDATA[Most P&amp;C insurance agency owners don't own a business. They own a high-paying job - and the moment they stop, it stops.<br /><br />You're putting in 60 to 70 hours a week. You can't step away for even a week without something breaking. On paper it looks like success - the money is good, the business keeps coming in - but everything still runs through you. That's not ownership. That's a glorified producer with a fancy title.<br /><br />In this solo episode, Pete Poggi breaks down the one mindset shift that separates owners who scale from producers who stay stuck: you have to stop thinking like a producer and start building producers. Income is something you can earn alone. Wealth - a business that runs and grows without you - takes people. Most agents never make that shift, and it quietly caps their growth for years.<br /><br />Pete grew a personal lines P&amp;C agency from $3 million to over $180 million in 84 months - no commercial, no cold calls - and he's coached hundreds of agents through the exact wall you're hitting right now.<br /><br />Here's what you'll discover:<br /><ul><li>Why income and ownership are two completely different things - and which one actually outlives you</li><li>The three types of agents (and why most spend years stuck in the first two)</li><li>The one question about your own strengths that tells you exactly who to hire next</li><li>Why your best producer almost never comes from inside the insurance industry</li><li>The five excuses every owner hides behind to avoid hiring - and why all five fall apart</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real, sellable agency.<br /><br />Subscribe so you don't miss the next episode. And if you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72517128</guid><pubDate>Tue, 14 Jul 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72517128/episode_10_spreaker_audio_mindset_shift.mp3" length="35612355" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1xLs1CirZN202WkzYKWPJclLqAP6JTC01/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Most P&amp;amp;C insurance agency owners don't own a business. They own a high-paying job - and the moment they stop, it stops.

You're putting in 60 to 70 hours a week. You can't step away for even a week without something breaking. On paper it looks...</itunes:subtitle><itunes:summary><![CDATA[Most P&amp;C insurance agency owners don't own a business. They own a high-paying job - and the moment they stop, it stops.<br /><br />You're putting in 60 to 70 hours a week. You can't step away for even a week without something breaking. On paper it looks like success - the money is good, the business keeps coming in - but everything still runs through you. That's not ownership. That's a glorified producer with a fancy title.<br /><br />In this solo episode, Pete Poggi breaks down the one mindset shift that separates owners who scale from producers who stay stuck: you have to stop thinking like a producer and start building producers. Income is something you can earn alone. Wealth - a business that runs and grows without you - takes people. Most agents never make that shift, and it quietly caps their growth for years.<br /><br />Pete grew a personal lines P&amp;C agency from $3 million to over $180 million in 84 months - no commercial, no cold calls - and he's coached hundreds of agents through the exact wall you're hitting right now.<br /><br />Here's what you'll discover:<br /><ul><li>Why income and ownership are two completely different things - and which one actually outlives you</li><li>The three types of agents (and why most spend years stuck in the first two)</li><li>The one question about your own strengths that tells you exactly who to hire next</li><li>Why your best producer almost never comes from inside the insurance industry</li><li>The five excuses every owner hides behind to avoid hiring - and why all five fall apart</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real, sellable agency.<br /><br />Subscribe so you don't miss the next episode. And if you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2226</itunes:duration><itunes:keywords>agency owner freedom,agency owner mindset,building an insurance agency,hiring insurance producers,how to hire producers,independent insurance agent,insurance agency business,insurance agency growth,insurance agency hiring,insurance agency owner,insurance agency podcast,insurance sales team,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,producer to owner,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/685914e475b49c84c4a210908ddb6cb4.jpg"/><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How a $60M P&amp;C Agency Built 9 Million-Dollar Producers</title><link>https://www.spreaker.com/episode/how-a-60m-p-c-agency-built-9-million-dollar-producers--72516374</link><description><![CDATA[Billy Wagner built a $60 million-plus P&amp;C agency in Ponte Vedra Beach, FL - and developed nine different million-dollar producers along the way. Most agency owners would kill to build one. He built nine.<br /><br />He did it by making a decision most owners never make: he stopped trying to be the hero and started building heroes. Billy turned recruiting, hiring, and developing people into his actual specialty - a 21-step hiring process, 300 applicants for every opening, and a career pathway that can take someone with zero insurance experience and turn them into a million-dollar producer.<br /><br />If you're stuck between $3M and $10M, working in the business instead of on it, and scared that your next hire will cost you time and money you can't get back, this is the conversation that shows you the way out.<br /><br />In this episode, Pete Poggi sits down with Billy - a two-time Brightway Agency Owner of the Year and author of Business Masterclass - to pull apart the exact systems behind an agency that now runs without him.<br /><br />Here's what you'll discover:<br /><ul><li>The two questions Billy asks every owner to reveal whether they own their agency or it owns them</li><li>Why his hiring rule is "no experience allowed" - and the surprising places he finds future million-dollar producers</li><li>The career pathway that turns an entry-level hire into a million-dollar producer (and how pay ties to every level)</li><li>The biggest people mistake agency owners make - and the one standard Billy refuses to negotiate on</li><li>How Billy got comfortable handing off his own referral partners without dropping the relationship</li><li>The simple 3-part way he builds a repeatable process for anything in the agency</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72516374</guid><pubDate>Tue, 07 Jul 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72516374/episode_9_spreaker_audio_billy_wagner.mp3" length="51611822" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1oLWb-pjR463ySlMa-2Ze7pl2ZrAkZaJp/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Billy Wagner built a $60 million-plus P&amp;amp;C agency in Ponte Vedra Beach, FL - and developed nine different million-dollar producers along the way. Most agency owners would kill to build one. He built nine.

He did it by making a decision most owners...</itunes:subtitle><itunes:summary><![CDATA[Billy Wagner built a $60 million-plus P&amp;C agency in Ponte Vedra Beach, FL - and developed nine different million-dollar producers along the way. Most agency owners would kill to build one. He built nine.<br /><br />He did it by making a decision most owners never make: he stopped trying to be the hero and started building heroes. Billy turned recruiting, hiring, and developing people into his actual specialty - a 21-step hiring process, 300 applicants for every opening, and a career pathway that can take someone with zero insurance experience and turn them into a million-dollar producer.<br /><br />If you're stuck between $3M and $10M, working in the business instead of on it, and scared that your next hire will cost you time and money you can't get back, this is the conversation that shows you the way out.<br /><br />In this episode, Pete Poggi sits down with Billy - a two-time Brightway Agency Owner of the Year and author of Business Masterclass - to pull apart the exact systems behind an agency that now runs without him.<br /><br />Here's what you'll discover:<br /><ul><li>The two questions Billy asks every owner to reveal whether they own their agency or it owns them</li><li>Why his hiring rule is "no experience allowed" - and the surprising places he finds future million-dollar producers</li><li>The career pathway that turns an entry-level hire into a million-dollar producer (and how pay ties to every level)</li><li>The biggest people mistake agency owners make - and the one standard Billy refuses to negotiate on</li><li>How Billy got comfortable handing off his own referral partners without dropping the relationship</li><li>The simple 3-part way he builds a repeatable process for anything in the agency</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $180 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>3226</itunes:duration><itunes:keywords>agency culture,agency owner mindset,agency systems,billy wagner,brightway insurance,building a sales team,independent insurance agent,insurance agency business,insurance agency growth,insurance agency hiring,insurance agency owner,insurance agency podcast,insurance agency recruiting,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f7f71ba96a079946fca041f0941af037.jpg"/><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Day a Top P&amp;C Producer Quit Producing - and Hit $40M</title><link>https://www.spreaker.com/episode/the-day-a-top-p-c-producer-quit-producing-and-hit-40m--72019280</link><description><![CDATA[Steve Trout was a top producer doing close to a million dollars in premium a year - personally writing 10 to 15 deals a week. His agency was around $8 to $10 million, and it was killing him. He was working 12-hour days, his wife was effectively a single parent, he'd just had his third kid, and he was burning out.<br /><br />Then he stopped writing. Cold. Walked in one day, told the team he was done producing, and pushed every relationship over to his salespeople.<br /><br />The next year, production went up 30 to 40 percent.<br /><br />Today, Steve runs a $40 million-plus Brightway agency in Merritt Island, FL. Three producers on track to write over a million dollars each this year (one wrote two million last year). His best week ever: 72 policies, $170,000 in premium. He's not on the phone selling. He's working ON the agency - building the team, the culture, the leadership structure, and now even a podcast.<br /><br />In this episode, Pete Poggi sits down with Steve to pull apart exactly how he made the shift - the structure of his agency (operations manager, agency manager, agent support specialists, VAs), the hire that changed everything, the mistakes he made holding on to the wrong people too long, and the one thing he'd do differently if he were starting an agency from scratch tomorrow.<br /><br />Here's what you'll discover:<br /><ul><li>The exact moment Steve realized his $10M agency was running him, not the other way around (and the mentor's line that snapped him out of it)</li><li>Why splitting sales and service is non-negotiable above $5M in premium - even if you don't run a Brightway model</li><li>The full org structure behind a $40M P&amp;C agency: where calls land, who does intake, who binds, what the VAs handle</li><li>How Steve develops million-dollar producers (it has almost nothing to do with insurance knowledge)</li><li>The hiring mistake almost every agency owner makes - and the one line that tells Steve a candidate isn't going to work out</li><li>What Steve would do differently if he were starting an agency tomorrow</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72019280</guid><pubDate>Tue, 30 Jun 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72019280/episode_8.mp3" length="38964105" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1lrn3iJJJ-XLtkvI26-QZ3FDd0UEv2R0z/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Steve Trout was a top producer doing close to a million dollars in premium a year - personally writing 10 to 15 deals a week. His agency was around $8 to $10 million, and it was killing him. He was working 12-hour days, his wife was effectively a...</itunes:subtitle><itunes:summary><![CDATA[Steve Trout was a top producer doing close to a million dollars in premium a year - personally writing 10 to 15 deals a week. His agency was around $8 to $10 million, and it was killing him. He was working 12-hour days, his wife was effectively a single parent, he'd just had his third kid, and he was burning out.<br /><br />Then he stopped writing. Cold. Walked in one day, told the team he was done producing, and pushed every relationship over to his salespeople.<br /><br />The next year, production went up 30 to 40 percent.<br /><br />Today, Steve runs a $40 million-plus Brightway agency in Merritt Island, FL. Three producers on track to write over a million dollars each this year (one wrote two million last year). His best week ever: 72 policies, $170,000 in premium. He's not on the phone selling. He's working ON the agency - building the team, the culture, the leadership structure, and now even a podcast.<br /><br />In this episode, Pete Poggi sits down with Steve to pull apart exactly how he made the shift - the structure of his agency (operations manager, agency manager, agent support specialists, VAs), the hire that changed everything, the mistakes he made holding on to the wrong people too long, and the one thing he'd do differently if he were starting an agency from scratch tomorrow.<br /><br />Here's what you'll discover:<br /><ul><li>The exact moment Steve realized his $10M agency was running him, not the other way around (and the mentor's line that snapped him out of it)</li><li>Why splitting sales and service is non-negotiable above $5M in premium - even if you don't run a Brightway model</li><li>The full org structure behind a $40M P&amp;C agency: where calls land, who does intake, who binds, what the VAs handle</li><li>How Steve develops million-dollar producers (it has almost nothing to do with insurance knowledge)</li><li>The hiring mistake almost every agency owner makes - and the one line that tells Steve a candidate isn't going to work out</li><li>What Steve would do differently if he were starting an agency tomorrow</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know an agency owner who's the bottleneck in their own agency, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2436</itunes:duration><itunes:keywords>agency culture,agency operations manager,agency owner mindset,agency systems,brightway insurance,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance hiring,insurance leadership,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,scale insurance agency,steve trout</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/597d3e608c5494d353041b35eb7be4dc.jpg"/><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>My Best Friend Was a Mortgage Broker. I Missed $1M.</title><link>https://www.spreaker.com/episode/my-best-friend-was-a-mortgage-broker-i-missed-1m--71995673</link><description><![CDATA[Pete Poggi spent three years in BNI with his best friend Chuck Wieland, a mortgage broker writing 15 loans a month. Pete had Chuck's auto and home insurance. He wrote zero of Chuck's loan closings.<br /><br />Over a million dollars in premium. Gone. All because Pete never asked the one question that would have changed everything.<br /><br />In Episode 2, Pete told this story solo. In Episode 7, Chuck sits down across from Pete and tells it from his side: the BNI hallway where they met, why he sent every closing to a guy he barely knew in Coral Springs instead of his best friend, the 2008 timing that broke their first plan to fix it, and what mortgage brokers actually want from a P&amp;C insurance agent (hint: it's not your business card).<br /><br />Then Chuck shares the part of this story almost nobody knows: his two kids - Vince (22) and Jen (25) - both joined John Galt Insurance straight out of school. A year and a half in, they're each writing over $100,000 a month in new P&amp;C premium. They built it the same way Pete should have built it 22 years ago - through mortgage broker partnerships, one real relationship at a time.<br /><br />This episode is the proof. The system works whether you've been in insurance for 30 years or 18 months. You just have to ask.<br /><br />Here's what you'll discover:<br /><ul><li>The exact moment Pete realized he had walked past a million dollars in premium for three straight years</li><li>Why Chuck never sent Pete a single closing in three years of weekly BNI meetings (his answer surprises Pete on the mic)</li><li>The two things a mortgage broker is silently scoring every insurance agent on from the second they walk in</li><li>The one P&amp;C agent mistake that delays closings (and how Vince and Jen turned avoiding it into an unfair advantage)</li><li>How a 22-year-old new producer used a baseball analogy to land one of his biggest real estate referral partners</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know a P&amp;C agency owner who's still chasing one policy at a time, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71995673</guid><pubDate>Tue, 23 Jun 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71995673/episode_7.mp3" length="34593087" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1rAP6esyWQOZi7rodwb6r6_pdndjrR55i/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Pete Poggi spent three years in BNI with his best friend Chuck Wieland, a mortgage broker writing 15 loans a month. Pete had Chuck's auto and home insurance. He wrote zero of Chuck's loan closings.

Over a million dollars in premium. Gone. All because...</itunes:subtitle><itunes:summary><![CDATA[Pete Poggi spent three years in BNI with his best friend Chuck Wieland, a mortgage broker writing 15 loans a month. Pete had Chuck's auto and home insurance. He wrote zero of Chuck's loan closings.<br /><br />Over a million dollars in premium. Gone. All because Pete never asked the one question that would have changed everything.<br /><br />In Episode 2, Pete told this story solo. In Episode 7, Chuck sits down across from Pete and tells it from his side: the BNI hallway where they met, why he sent every closing to a guy he barely knew in Coral Springs instead of his best friend, the 2008 timing that broke their first plan to fix it, and what mortgage brokers actually want from a P&amp;C insurance agent (hint: it's not your business card).<br /><br />Then Chuck shares the part of this story almost nobody knows: his two kids - Vince (22) and Jen (25) - both joined John Galt Insurance straight out of school. A year and a half in, they're each writing over $100,000 a month in new P&amp;C premium. They built it the same way Pete should have built it 22 years ago - through mortgage broker partnerships, one real relationship at a time.<br /><br />This episode is the proof. The system works whether you've been in insurance for 30 years or 18 months. You just have to ask.<br /><br />Here's what you'll discover:<br /><ul><li>The exact moment Pete realized he had walked past a million dollars in premium for three straight years</li><li>Why Chuck never sent Pete a single closing in three years of weekly BNI meetings (his answer surprises Pete on the mic)</li><li>The two things a mortgage broker is silently scoring every insurance agent on from the second they walk in</li><li>The one P&amp;C agent mistake that delays closings (and how Vince and Jen turned avoiding it into an unfair advantage)</li><li>How a 22-year-old new producer used a baseball analogy to land one of his biggest real estate referral partners</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He created the Million Dollar Producer program and works with independent P&amp;C insurance agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If you know a P&amp;C agency owner who's still chasing one policy at a time, send them this one.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2163</itunes:duration><itunes:keywords>agency owner mindset,agency systems,bni networking,chuck wieland,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance leadership,insurance referral partners,insurance sales training,john galt insurance,million dollar producer,mortgage broker referrals,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e1ab1820f8532052c4999e879c2ab5c3.jpg"/><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Exact Open House Script Top P&amp;C Agents Use</title><link>https://www.spreaker.com/episode/the-exact-open-house-script-top-p-c-agents-use--71994931</link><description><![CDATA[You've heard the strategy works. Now here's the exact script - the walk-in line, the two-lender ask, the Monday follow-up - that turns a 10-minute open house visit into a multi-year P&amp;C referral partnership.<br /><br />In this episode, Pete Poggi gives you the prescriptive open house playbook: the words to say at the door, the question that gets realtors to hand you their two go-to lender contacts, and the team math that turns five producers into 50 realtor relationships in a single weekend. No cold calls. No ad spend. No funnel.<br /><br />You'll discover:<br /><ul><li>The walk-in line that works at any open house (no awkward small talk)</li><li>The one-sentence answer to "What do you do?" that gets realtors leaning in</li><li>How to ask for TWO lender intros without sounding like a salesperson</li><li>The Monday follow-up that turns a 10-minute visit into a multi-year referral partner</li><li>The team math: 5 producers running this play = 50 realtor relationships in one weekend</li></ul>Pete scaled his P&amp;C agency from $3M to $170M in 84 months in personal lines - no commercial, no cold calls. He now coaches independent P&amp;C insurance agency owners stuck between $2M and $5M who want to step out of the day-to-day and finally own their agency instead of being owned by it.<br /><br />Subscribe so you don't miss the next episode. If this helped, share it with one agency owner who's still cold calling.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71994931</guid><pubDate>Tue, 16 Jun 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71994931/episode_6.mp3" length="11111305" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1p9Rl46jgxU35vd4Rb91cO6qfcXEYYCUY/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>You've heard the strategy works. Now here's the exact script - the walk-in line, the two-lender ask, the Monday follow-up - that turns a 10-minute open house visit into a multi-year P&amp;amp;C referral partnership.

In this episode, Pete Poggi gives you...</itunes:subtitle><itunes:summary><![CDATA[You've heard the strategy works. Now here's the exact script - the walk-in line, the two-lender ask, the Monday follow-up - that turns a 10-minute open house visit into a multi-year P&amp;C referral partnership.<br /><br />In this episode, Pete Poggi gives you the prescriptive open house playbook: the words to say at the door, the question that gets realtors to hand you their two go-to lender contacts, and the team math that turns five producers into 50 realtor relationships in a single weekend. No cold calls. No ad spend. No funnel.<br /><br />You'll discover:<br /><ul><li>The walk-in line that works at any open house (no awkward small talk)</li><li>The one-sentence answer to "What do you do?" that gets realtors leaning in</li><li>How to ask for TWO lender intros without sounding like a salesperson</li><li>The Monday follow-up that turns a 10-minute visit into a multi-year referral partner</li><li>The team math: 5 producers running this play = 50 realtor relationships in one weekend</li></ul>Pete scaled his P&amp;C agency from $3M to $170M in 84 months in personal lines - no commercial, no cold calls. He now coaches independent P&amp;C insurance agency owners stuck between $2M and $5M who want to step out of the day-to-day and finally own their agency instead of being owned by it.<br /><br />Subscribe so you don't miss the next episode. If this helped, share it with one agency owner who's still cold calling.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>695</itunes:duration><itunes:keywords>agency owner mindset,agency scaling,agency systems,independent insurance agent,insurance agency growth,insurance agency owner,insurance agency podcast,insurance entrepreneur,insurance lead generation,insurance referral partners,insurance sales training,lender referrals,open house script,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,realtor referrals,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3303fb60a10b84138a1e11ebd72eb06c.jpg"/><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How One P&amp;C Agent Built a $6M Book on Saturdays</title><link>https://www.spreaker.com/episode/how-one-p-c-agent-built-a-6m-book-on-saturdays--71993465</link><description><![CDATA[Most P&amp;C insurance agency owners are stuck behind a desk waiting for the phone to ring. Their referral pipeline is one realtor and a prayer. There's a better way - and almost no agent will do it.<br /><br />In this episode, Pete sits down with Cristian Hervia, a P&amp;C insurance producer who built a book from zero to nearly $6 million in seven years - and 98% of it came from referral partners, not lead lists. Cristian has done over 1,000 open houses. He shows up where other insurance agents don't, builds real relationships with realtors and lenders, and turns one Saturday into a pipeline that feeds him for years.<br /><br />If you're a P&amp;C agency owner stuck between $2M and $5M wondering where your next 100 deals are going to come from, this is the playbook.<br /><br />Here's what you'll discover:<br /><ul><li>Why the open house is the most under-used referral goldmine in P&amp;C insurance</li><li>The first 90 seconds at any open house - what to say, and what will get you kicked out</li><li>How to turn one realtor into four or five deals a month (the math is wild)</li><li>What Cristian brings to every open house that almost no other agent thinks of</li><li>The one Saturday afternoon move that turned a cold realtor into a seven-year referral partner</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He's the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If this hit a nerve, send it to an agency owner who's still chasing customers one at a time.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71993465</guid><pubDate>Tue, 09 Jun 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71993465/episode_5.mp3" length="45302456" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/18JWiloc_JP-d5p27ql_Q-LFDhDb9b8o9/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Most P&amp;amp;C insurance agency owners are stuck behind a desk waiting for the phone to ring. Their referral pipeline is one realtor and a prayer. There's a better way - and almost no agent will do it.

In this episode, Pete sits down with Cristian...</itunes:subtitle><itunes:summary><![CDATA[Most P&amp;C insurance agency owners are stuck behind a desk waiting for the phone to ring. Their referral pipeline is one realtor and a prayer. There's a better way - and almost no agent will do it.<br /><br />In this episode, Pete sits down with Cristian Hervia, a P&amp;C insurance producer who built a book from zero to nearly $6 million in seven years - and 98% of it came from referral partners, not lead lists. Cristian has done over 1,000 open houses. He shows up where other insurance agents don't, builds real relationships with realtors and lenders, and turns one Saturday into a pipeline that feeds him for years.<br /><br />If you're a P&amp;C agency owner stuck between $2M and $5M wondering where your next 100 deals are going to come from, this is the playbook.<br /><br />Here's what you'll discover:<br /><ul><li>Why the open house is the most under-used referral goldmine in P&amp;C insurance</li><li>The first 90 seconds at any open house - what to say, and what will get you kicked out</li><li>How to turn one realtor into four or five deals a month (the math is wild)</li><li>What Cristian brings to every open house that almost no other agent thinks of</li><li>The one Saturday afternoon move that turned a cold realtor into a seven-year referral partner</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He's the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If this hit a nerve, send it to an agency owner who's still chasing customers one at a time.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2832</itunes:duration><itunes:keywords>agency owner coach,independent insurance agent,insurance agency growth,insurance agency owner,insurance agency podcast,insurance agency referrals,insurance entrepreneur,insurance lead generation,insurance sales training,million dollar producer,mortgage broker partnerships,open house marketing,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,realtor referrals,referral pipeline,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4c5245b740a7b6f1287afe3ed5cdc415.jpg"/><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why P&amp;C Agency Owners Can't Step Away From Their Agency</title><link>https://www.spreaker.com/episode/why-p-c-agency-owners-can-t-step-away-from-their-agency--71993271</link><description><![CDATA[If you disappeared for two weeks - no phone, no email, no check-ins - would your P&amp;C agency survive? And could you mentally even handle it? Most agency owners already know the answer, and most are afraid to admit it.<br /><br />Pete Poggi grew a personal lines P&amp;C agency from $3 million to over $170 million. He’s worked with hundreds of agency owners stuck between $2M and $5M who are putting in 60 to 70 hour weeks and still can’t step away. And in almost every case, the problem isn’t production. It’s not lead flow. It’s not the team. It’s that the agency owner doesn’t control their day. So the day controls them.<br /><br />In this episode, Pete breaks down the single discipline that separates a top-performing P&amp;C agency owner from one who’s stuck reacting all day. It’s the same structure Kyle Quezada used to go from million-dollar producer to multi-agency owner who doesn’t produce at all. And it works whether you’re a solo producer trying to break $1M or an owner trying to coach a team into consistency.<br /><br />Here’s what you’ll discover:<br /><ul><li>The exact reason “just work harder” actually makes the chaos worse</li><li>The four blocks Pete uses to run a top P&amp;C agency without burning out</li><li>The one block nearly every agent skips - and what it’s costing them in production</li><li>The mindset shift that turns quoting and closing from a grind into a system</li><li>The one-minute rule that keeps email and service requests from hijacking your day</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He’s the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don’t miss the next episode. If this hit a nerve, share it with an agency owner who’s still working 60-hour weeks.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71993271</guid><pubDate>Tue, 02 Jun 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71993271/episode_4.mp3" length="16845287" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/11-IfkGRUnH14RjTUsr_mNFKgJgHyxYVf/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>If you disappeared for two weeks - no phone, no email, no check-ins - would your P&amp;amp;C agency survive? And could you mentally even handle it? Most agency owners already know the answer, and most are afraid to admit it.

Pete Poggi grew a personal...</itunes:subtitle><itunes:summary><![CDATA[If you disappeared for two weeks - no phone, no email, no check-ins - would your P&amp;C agency survive? And could you mentally even handle it? Most agency owners already know the answer, and most are afraid to admit it.<br /><br />Pete Poggi grew a personal lines P&amp;C agency from $3 million to over $170 million. He’s worked with hundreds of agency owners stuck between $2M and $5M who are putting in 60 to 70 hour weeks and still can’t step away. And in almost every case, the problem isn’t production. It’s not lead flow. It’s not the team. It’s that the agency owner doesn’t control their day. So the day controls them.<br /><br />In this episode, Pete breaks down the single discipline that separates a top-performing P&amp;C agency owner from one who’s stuck reacting all day. It’s the same structure Kyle Quezada used to go from million-dollar producer to multi-agency owner who doesn’t produce at all. And it works whether you’re a solo producer trying to break $1M or an owner trying to coach a team into consistency.<br /><br />Here’s what you’ll discover:<br /><ul><li>The exact reason “just work harder” actually makes the chaos worse</li><li>The four blocks Pete uses to run a top P&amp;C agency without burning out</li><li>The one block nearly every agent skips - and what it’s costing them in production</li><li>The mindset shift that turns quoting and closing from a grind into a system</li><li>The one-minute rule that keeps email and service requests from hijacking your day</li></ul>About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He’s the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don’t miss the next episode. If this hit a nerve, share it with an agency owner who’s still working 60-hour weeks.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>1053</itunes:duration><itunes:keywords>agency owner coach,agency owner freedom,agency owner mindset,agency scaling,agency systems,independent insurance agent,insurance agency growth,insurance agency owner,insurance agency podcast,insurance agency productivity,insurance entrepreneur,insurance sales training,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,scale insurance agency,time blocking</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a507cd5cc88048db5e464ae3fcaee5bb.jpg"/><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How a Million-Dollar Producer Stopped Working 18-Hour Days</title><link>https://www.spreaker.com/episode/how-a-million-dollar-producer-stopped-working-18-hour-days--71992554</link><description><![CDATA[You're a P&amp;C agency owner working 60 to 70 hours a week, and you still leave the office with a to-do list longer than the one you walked in with. Here's what almost no one tells you: the problem isn't your work ethic. It's your day.<br /><br />In this episode, Pete Poggi sits down with Kyle Quezada - a former million-dollar producer who built and now owns multiple insurance agencies without producing a single policy himself. They break down the exact time-blocking system Kyle used to go from working until 2 a.m. (the time his management system actually shut down) to a normal 8-to-6 workday while still hitting million-dollar production numbers.<br /><br />This is the playbook Pete used inside his own P&amp;C agencies on the way from $3M to $170M in 84 months, and it's the first system you have to master before any of the other agency-owner systems work.<br /><br />In this episode you'll discover:<br /><ul><li>Why the most important block of your day is also the one almost every agent skips (and what fills the gap)</li><li>The exact reason Kyle puts "non-income work" first, even though it doesn't make him a dollar</li><li>The 30-second rule that decides whether you stop what you're doing - or keep moving</li><li>What changes when you go from producing agent to producing owner to absentee owner (most owners get stuck on step two)</li><li>The single mistake that quietly puts a $1M producer on the path back to working 18-hour days</li></ul>About Pete Poggi: Pete grew his P&amp;C agency from $3 million to $170 million in 84 months - personal lines only, no cold calls. Today he coaches independent P&amp;C agency owners stuck between $2M and $5M who've built themselves a job instead of a business. This show is the systems, scripts, and straight talk from inside an agency that actually runs without its owner.<br /><br />If this episode helped, please follow the show, leave a quick rating, and share it with one P&amp;C agency owner who's stuck in the 70-hour-week trap. That's how more agency owners hear it.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71992554</guid><pubDate>Tue, 26 May 2026 12:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71992554/episode_3.mp3" length="43390710" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1vP3HqLDAtwzi9LbuYGBi36Y9ZPp1CFBC/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>You're a P&amp;amp;C agency owner working 60 to 70 hours a week, and you still leave the office with a to-do list longer than the one you walked in with. Here's what almost no one tells you: the problem isn't your work ethic. It's your day.

In this...</itunes:subtitle><itunes:summary><![CDATA[You're a P&amp;C agency owner working 60 to 70 hours a week, and you still leave the office with a to-do list longer than the one you walked in with. Here's what almost no one tells you: the problem isn't your work ethic. It's your day.<br /><br />In this episode, Pete Poggi sits down with Kyle Quezada - a former million-dollar producer who built and now owns multiple insurance agencies without producing a single policy himself. They break down the exact time-blocking system Kyle used to go from working until 2 a.m. (the time his management system actually shut down) to a normal 8-to-6 workday while still hitting million-dollar production numbers.<br /><br />This is the playbook Pete used inside his own P&amp;C agencies on the way from $3M to $170M in 84 months, and it's the first system you have to master before any of the other agency-owner systems work.<br /><br />In this episode you'll discover:<br /><ul><li>Why the most important block of your day is also the one almost every agent skips (and what fills the gap)</li><li>The exact reason Kyle puts "non-income work" first, even though it doesn't make him a dollar</li><li>The 30-second rule that decides whether you stop what you're doing - or keep moving</li><li>What changes when you go from producing agent to producing owner to absentee owner (most owners get stuck on step two)</li><li>The single mistake that quietly puts a $1M producer on the path back to working 18-hour days</li></ul>About Pete Poggi: Pete grew his P&amp;C agency from $3 million to $170 million in 84 months - personal lines only, no cold calls. Today he coaches independent P&amp;C agency owners stuck between $2M and $5M who've built themselves a job instead of a business. This show is the systems, scripts, and straight talk from inside an agency that actually runs without its owner.<br /><br />If this episode helped, please follow the show, leave a quick rating, and share it with one P&amp;C agency owner who's stuck in the 70-hour-week trap. That's how more agency owners hear it.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>2712</itunes:duration><itunes:keywords>agency owner coach,agency owner mindset,agency time management,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance agency systems,insurance entrepreneur,insurance leadership,insurance producer,kyle quezada,million dollar producer,p&amp;c agency owner,p&amp;c insurance,pete poggi,property and casualty,scale insurance agency,time blocking</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/88ad14c369dd6ce9cd1d6f99371d1140.jpg"/><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The $1M Mistake Every P&amp;C Insurance Agency Owner Makes</title><link>https://www.spreaker.com/episode/the-1m-mistake-every-p-c-insurance-agency-owner-makes--71992054</link><description><![CDATA[Almost every P&amp;C agency owner is making the same $1 million mistake. Just like Pete did - and they don't even see it yet.<br /><br /><b>Here's the story:</b> Pete Poggi spent three years in a BNI group with his friend Chuck Wieland, a mortgage broker writing 15 loans a month.<br /><br />Pete had all of Chuck's personal insurance - home, auto, flood, umbrella.<br /><br />Great job, right?<br /><br />However, Pete wrote ZERO of Chuck's closings. Three years. Countless loans. Endless missed opportunities.<br /><br />By Pete's estimate, it was over $1 million in premium he could have generated ... just gone.<br /><br />All because Pete never asked the one question that would've changed everything.<br /><br />That single conversation rewired Pete's entire business model. The painful lesson he pulled from it is the same one almost every P&amp;C insurance agency owner needs to hear: you're not stuck because you need to produce more. You're stuck because you're trying to win customers one at a time, while the agents who actually scale are doing the opposite.<br /><br />In this episode, you'll find out exactly what that mistake is (and the lesson behind it that helped Pete scale a P&amp;C agency from $3M to $170M), and the math that turns 10 average relationships into nearly a million dollars in new premium a year.<br /><br />Here's what you'll discover:<br /><ul><li>The single question Pete forgot to ask for three years that cost him over $1M in premium</li><li>Why the "produce more, work harder" model traps you in a job you can't escape</li><li>The math behind why 10 relationships beat 1,000 doors every single time</li><li>The two mistakes nearly every P&amp;C agent makes the first time they meet a lender</li><li>What a lender actually wants from an insurance agent (and it's not what most agents think)</li></ul><br /><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He's the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If this hit a nerve, send it to an agency owner who's still chasing customers one at a time.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71992054</guid><pubDate>Tue, 26 May 2026 11:40:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71992054/episode_2.mp3" length="19921884" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1LofD-b-U2tOqBXqypPshuy-puiQu1Jja/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Almost every P&amp;amp;C agency owner is making the same $1 million mistake. Just like Pete did - and they don't even see it yet.

Here's the story: Pete Poggi spent three years in a BNI group with his friend Chuck Wieland, a mortgage broker writing 15...</itunes:subtitle><itunes:summary><![CDATA[Almost every P&amp;C agency owner is making the same $1 million mistake. Just like Pete did - and they don't even see it yet.<br /><br /><b>Here's the story:</b> Pete Poggi spent three years in a BNI group with his friend Chuck Wieland, a mortgage broker writing 15 loans a month.<br /><br />Pete had all of Chuck's personal insurance - home, auto, flood, umbrella.<br /><br />Great job, right?<br /><br />However, Pete wrote ZERO of Chuck's closings. Three years. Countless loans. Endless missed opportunities.<br /><br />By Pete's estimate, it was over $1 million in premium he could have generated ... just gone.<br /><br />All because Pete never asked the one question that would've changed everything.<br /><br />That single conversation rewired Pete's entire business model. The painful lesson he pulled from it is the same one almost every P&amp;C insurance agency owner needs to hear: you're not stuck because you need to produce more. You're stuck because you're trying to win customers one at a time, while the agents who actually scale are doing the opposite.<br /><br />In this episode, you'll find out exactly what that mistake is (and the lesson behind it that helped Pete scale a P&amp;C agency from $3M to $170M), and the math that turns 10 average relationships into nearly a million dollars in new premium a year.<br /><br />Here's what you'll discover:<br /><ul><li>The single question Pete forgot to ask for three years that cost him over $1M in premium</li><li>Why the "produce more, work harder" model traps you in a job you can't escape</li><li>The math behind why 10 relationships beat 1,000 doors every single time</li><li>The two mistakes nearly every P&amp;C agent makes the first time they meet a lender</li><li>What a lender actually wants from an insurance agent (and it's not what most agents think)</li></ul><br /><b>About Pete:</b> Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months. No commercial. No cold calls. He's the creator of the Million Dollar Producer training program and works with independent P&amp;C agency owners stuck between $2M and $5M in annual premium who are ready to stop being the bottleneck and start building a real book.<br /><br />Subscribe so you don't miss the next episode. If this hit a nerve, send it to an agency owner who's still chasing customers one at a time.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>1246</itunes:duration><itunes:keywords>agency owner coach,independent insurance agent,insurance agency growth,insurance agency owner,insurance agency podcast,insurance agency referrals,insurance agent referrals,insurance entrepreneur,insurance lead generation,insurance sales training,lender referrals,million dollar producer,mortgage broker partnerships,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,realtor referrals,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/611e597d7b45a3a5c4f0b7b6c72b308e.jpg"/><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Most P&amp;C Agency Owners Don't Actually Own Their Agency</title><link>https://www.spreaker.com/episode/why-most-p-c-agency-owners-don-t-actually-own-their-agency--71989969</link><description><![CDATA[Most P&amp;C insurance agency owners don't actually own their agency. They own a glorified job with a fancy title - and they don't even realize it.<br /><br />Here are the two questions Pete Poggi asks every agency owner he meets: If you disappeared for two weeks - no phone, no email, no check-ins - would your agency survive? And could you mentally even handle that?<br /><br />Most owners already know the answer. They're just afraid to admit it.<br /><br />Pete grew a P&amp;C insurance agency from $3 million to over $170 million in 84 months - personal lines only, no commercial, no cold calls. He's seen the same pattern in dozens of agencies stuck between $2 million and $5 million in annual premium: revenue is climbing, income is climbing, the outside looks great. But on the inside, the owner is putting out every fire, solving every problem, running every deal. That's not ownership. That's a trap.<br /><br />In this foundational Episode 1, you'll discover:<br /><ul><li>The two simple questions that instantly reveal whether you actually own your agency or it owns you</li><li>The "30-day test" that exposes the truth in 30 seconds</li><li>Why "just produce more" is the wrong answer, and the dangerous false-success trap that gets agency owners more stuck the more successful they look</li><li>The one mental shift that separates $3M owners from $30M owners</li><li>The 5 things every P&amp;C agency owner has to master to stop being the bottleneck and start building a real business</li></ul>If you've ever woken up and thought "this isn't what I signed up for," this is your starting point.<br /><br />About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months, without commercial lines and without cold calls. He's the author of the bestselling book "P&amp;C Insurance Accelerator" and the creator of the Million Dollar Producer training program. He now helps agency owners install the systems that take an agency from owner-dependent to owner-optional.<br /><br />Subscribe so you don't miss the next episode. And if this hit home, share it with an agency owner who needs to hear it.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71989969</guid><pubDate>Tue, 26 May 2026 11:10:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71989969/episode_1.mp3" length="7844536" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/1O7-KAQtPuUO0csbNJ37t2PRQl3472-4D/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Most P&amp;amp;C insurance agency owners don't actually own their agency. They own a glorified job with a fancy title - and they don't even realize it.

Here are the two questions Pete Poggi asks every agency owner he meets: If you disappeared for two...</itunes:subtitle><itunes:summary><![CDATA[Most P&amp;C insurance agency owners don't actually own their agency. They own a glorified job with a fancy title - and they don't even realize it.<br /><br />Here are the two questions Pete Poggi asks every agency owner he meets: If you disappeared for two weeks - no phone, no email, no check-ins - would your agency survive? And could you mentally even handle that?<br /><br />Most owners already know the answer. They're just afraid to admit it.<br /><br />Pete grew a P&amp;C insurance agency from $3 million to over $170 million in 84 months - personal lines only, no commercial, no cold calls. He's seen the same pattern in dozens of agencies stuck between $2 million and $5 million in annual premium: revenue is climbing, income is climbing, the outside looks great. But on the inside, the owner is putting out every fire, solving every problem, running every deal. That's not ownership. That's a trap.<br /><br />In this foundational Episode 1, you'll discover:<br /><ul><li>The two simple questions that instantly reveal whether you actually own your agency or it owns you</li><li>The "30-day test" that exposes the truth in 30 seconds</li><li>Why "just produce more" is the wrong answer, and the dangerous false-success trap that gets agency owners more stuck the more successful they look</li><li>The one mental shift that separates $3M owners from $30M owners</li><li>The 5 things every P&amp;C agency owner has to master to stop being the bottleneck and start building a real business</li></ul>If you've ever woken up and thought "this isn't what I signed up for," this is your starting point.<br /><br />About Pete: Pete Poggi grew a personal lines P&amp;C insurance agency from $3 million to over $170 million in 84 months, without commercial lines and without cold calls. He's the author of the bestselling book "P&amp;C Insurance Accelerator" and the creator of the Million Dollar Producer training program. He now helps agency owners install the systems that take an agency from owner-dependent to owner-optional.<br /><br />Subscribe so you don't miss the next episode. And if this hit home, share it with an agency owner who needs to hear it.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>491</itunes:duration><itunes:keywords>agency owner coach,agency owner freedom,agency owner mindset,agency scaling,agency systems,independent insurance agent,insurance agency business,insurance agency growth,insurance agency owner,insurance agency podcast,insurance entrepreneur,insurance leadership,insurance sales training,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/e657b99a00c668246cbbb5d49c9d9727.jpg"/><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Coming May 26, 2026: You Don't Own Your Insurance Agency with Pete Poggi</title><link>https://www.spreaker.com/episode/coming-may-26-2026-you-don-t-own-your-insurance-agency-with-pete-poggi--71991610</link><description><![CDATA[Coming May 26, 2026: A new weekly podcast for the P&amp;C insurance agency owner who's done working 70-hour weeks just to keep the lights on.<br /><br />If you own a P&amp;C agency between $2 million and $5 million in annual premium and you can't step away for a week without something falling apart, your agency owns you. Not the other way around.<br /><br />Pete Poggi grew his own P&amp;C agency from $3 million to $170 million in 84 months, personal lines only, without cold calls. He did it by installing the systems, the scripts, and the hiring frameworks that let an agency run without the owner in every deal. Now he's teaching the exact playbook on this show.<br /><br />Every week starting May 26, 2026, Pete shares:<br /><ul><li>The recruiting and training systems that took his agency from owner-dependent to owner-optional</li><li>The referral partner playbook that fed his agency for two decades</li><li>The exact mental shifts that separate $3M owners from $30M owners</li><li>Real conversations with agency owners who have scaled to $50M, $100M and beyond</li></ul>If you're ready to stop being owned by your agency and start owning it, follow the show now so you don't miss Episode 1.<br /><br />Launching Tuesday, May 26, 2026.<br /><br />Learn more at www.PetePoggi.com]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71991610</guid><pubDate>Wed, 13 May 2026 15:32:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71991610/pete_intro_b_audio_only.mp3" length="1238649" type="audio/mpeg"/><podcast:transcript url="https://drive.google.com/file/d/15YHOLU9DBc3i3luS1g8mA5vIE9_zPnh_/view?usp=sharing" type="text/plain" language="en"/><itunes:author>Pete Poggi</itunes:author><itunes:subtitle>Coming May 26, 2026: A new weekly podcast for the P&amp;amp;C insurance agency owner who's done working 70-hour weeks just to keep the lights on.

If you own a P&amp;amp;C agency between $2 million and $5 million in annual premium and you can't step away for...</itunes:subtitle><itunes:summary><![CDATA[Coming May 26, 2026: A new weekly podcast for the P&amp;C insurance agency owner who's done working 70-hour weeks just to keep the lights on.<br /><br />If you own a P&amp;C agency between $2 million and $5 million in annual premium and you can't step away for a week without something falling apart, your agency owns you. Not the other way around.<br /><br />Pete Poggi grew his own P&amp;C agency from $3 million to $170 million in 84 months, personal lines only, without cold calls. He did it by installing the systems, the scripts, and the hiring frameworks that let an agency run without the owner in every deal. Now he's teaching the exact playbook on this show.<br /><br />Every week starting May 26, 2026, Pete shares:<br /><ul><li>The recruiting and training systems that took his agency from owner-dependent to owner-optional</li><li>The referral partner playbook that fed his agency for two decades</li><li>The exact mental shifts that separate $3M owners from $30M owners</li><li>Real conversations with agency owners who have scaled to $50M, $100M and beyond</li></ul>If you're ready to stop being owned by your agency and start owning it, follow the show now so you don't miss Episode 1.<br /><br />Launching Tuesday, May 26, 2026.<br /><br />Learn more at www.PetePoggi.com]]></itunes:summary><itunes:duration>47</itunes:duration><itunes:keywords>agency owner coach,agency owner freedom,agency owner mindset,agency scaling,agency systems,independent insurance agent,insurance agency growth,insurance agency owner,insurance agency podcast,insurance entrepreneur,insurance leadership,insurance sales training,million dollar producer,p&amp;c agency owner,p&amp;c insurance,p&amp;c insurance agency,pete poggi,podcast launch 2026,property and casualty,scale insurance agency</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/05d63f36211e277364897b04c1f821f3.jpg"/><itunes:episodeType>trailer</itunes:episodeType></item></channel></rss>
