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We Can Help. | SF Financial Services</a><br /><br />Barbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.<br />]]></description><atom:link href="https://www.spreaker.com/show/6879272/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright Retire Financially Fit</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg</url><title>Retire Financially Fit</title><link>https://www.spreaker.com/podcast/retire-financially-fit--6879272</link></image><lastBuildDate>Fri, 16 Oct 2026 18:45:43 +0000</lastBuildDate><itunes:author>Barbara Swiatek</itunes:author><itunes:owner><itunes:name>Barbara Swiatek</itunes:name><itunes:email>barb@sffinancialservices.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:subtitle>Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income...</itunes:subtitle><itunes:summary><![CDATA[Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br /><br />Barbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.<br />]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><podcast:guid>ec341479-9b1e-5783-b926-d96dfbc7fefd</podcast:guid><itunes:type>episodic</itunes:type><item><title>The Number You've Been Watching - October 10, 2026</title><link>https://www.spreaker.com/episode/the-number-you-ve-been-watching-october-10-2026--75731477</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75731477</guid><pubDate>Mon, 12 Oct 2026 17:19:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75731477/sf_financial_20261010_thenumberyouvebeenwatching_35.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What If You Retire And Hate It - October 3, 2026</title><link>https://www.spreaker.com/episode/what-if-you-retire-and-hate-it-october-3-2026--75417574</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75417574</guid><pubDate>Mon, 05 Oct 2026 13:05:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75417574/what_if_you_retire_and_hate_it_october_3_2026.mp3" length="49893042" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3119</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Longevity Puzzle - September 26, 2026</title><link>https://www.spreaker.com/episode/the-longevity-puzzle-september-26-2026--75417410</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75417410</guid><pubDate>Mon, 28 Sep 2026 11:57:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75417410/the_longevity_puzzle_september_26_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Whose Advice Is Best For You - September 12, 2026</title><link>https://www.spreaker.com/episode/whose-advice-is-best-for-you-september-12-2026--75301258</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75301258</guid><pubDate>Tue, 22 Sep 2026 16:51:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75301258/sf_financial_podcast_whoseadviceisbest4u.mp3" length="50696359" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3169</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>At Home In Retirement - September 19, 2026</title><link>https://www.spreaker.com/episode/at-home-in-retirement-september-19-2026--75206712</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75206712</guid><pubDate>Mon, 21 Sep 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75206712/at_home_in_retirement_september_19_2026.mp3" length="51840731" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Rule Retirement Planning - September 5, 2026</title><link>https://www.spreaker.com/episode/rule-retirement-planning-september-5-2026--74897528</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74897528</guid><pubDate>Sun, 06 Sep 2026 22:45:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74897528/rule_retirement_planning_september_5_2026.mp3" length="51842227" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Know What You Really Owe - August 29, 2026</title><link>https://www.spreaker.com/episode/do-you-know-what-you-really-owe-august-29-2026--74728978</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74728978</guid><pubDate>Sun, 30 Aug 2026 22:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74728978/do_you_know_what_you_really_owe_august_29_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Know Where Your Money Is - August 22, 2026</title><link>https://www.spreaker.com/episode/know-where-your-money-is-august-22-2026--74434921</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74434921</guid><pubDate>Sun, 23 Aug 2026 22:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74434921/know_where_your_money_is_august_22_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Funds To Keep - August 15, 2026</title><link>https://www.spreaker.com/episode/retirement-funds-to-keep-august-15-2026--73976499</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73976499</guid><pubDate>Sun, 16 Aug 2026 22:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73976499/retirement_funds_to_keep_august_15_2026.mp3" length="50319778" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3145</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Dont Eat The Seed - August 8, 2026</title><link>https://www.spreaker.com/episode/dont-eat-the-seed-august-8-2026--73586918</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73586918</guid><pubDate>Sun, 09 Aug 2026 22:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73586918/dont_eat_the_seed_august_8_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Health Insurance For Retirement - August 1, 2026</title><link>https://www.spreaker.com/episode/health-insurance-for-retirement-august-1-2026--73246201</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73246201</guid><pubDate>Mon, 03 Aug 2026 12:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73246201/health_insurance_for_retirement_august_1_2026.mp3" length="50867304" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3180</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Risk Tolerance Vs Capacity - July 25, 2026</title><link>https://www.spreaker.com/episode/risk-tolerance-vs-capacity-july-25-2026--73145247</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73145247</guid><pubDate>Mon, 27 Jul 2026 12:50:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73145247/risk_tolerance_vs_capacity_july_25_2026.mp3" length="50810044" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3176</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Sequence Ditches And Flinches - July 18, 2026</title><link>https://www.spreaker.com/episode/sequence-ditches-and-flinches-july-18-2026--73066184</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73066184</guid><pubDate>Mon, 20 Jul 2026 12:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73066184/sequence_ditches_and_flinches_july_18_2026.mp3" length="50026371" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3127</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>A Touch Of Social Security - July 11, 2026</title><link>https://www.spreaker.com/episode/a-touch-of-social-security-july-11-2026--72949146</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72949146</guid><pubDate>Mon, 13 Jul 2026 12:10:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72949146/1f712d11_1027_468d_b60d_d98087d58cd8.mp3" length="50252069" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3141</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Freedom to Retire - July 4, 2026</title><link>https://www.spreaker.com/episode/freedom-to-retire-july-4-2026--72837993</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72837993</guid><pubDate>Mon, 06 Jul 2026 11:46:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72837993/freedom_to_retire_july_4_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Estate Plan To Dos - June 27, 2026</title><link>https://www.spreaker.com/episode/estate-plan-to-dos-june-27-2026--72702042</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72702042</guid><pubDate>Mon, 29 Jun 2026 12:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72702042/estate_plan_to_dos_june_27_2026.mp3" length="50405460" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3151</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>More Than Just A Plan - June 20, 2026</title><link>https://www.spreaker.com/episode/more-than-just-a-plan-june-20-2026--72594238</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72594238</guid><pubDate>Mon, 22 Jun 2026 19:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72594238/more_than_just_a_plan_june_20_2026.mp3" length="49065064" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3067</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Under The Surface Of Retirement - June 6, 2026</title><link>https://www.spreaker.com/episode/under-the-surface-of-retirement-june-6-2026--72418358</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72418358</guid><pubDate>Mon, 08 Jun 2026 13:40:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72418358/under_the_surface_of_retirement_june_6_2026.mp3" length="48987324" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3062</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Is Your Retirement Plan Real - May 30, 2026</title><link>https://www.spreaker.com/episode/is-your-retirement-plan-real-may-30-2026--72216400</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72216400</guid><pubDate>Mon, 01 Jun 2026 05:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72216400/is_your_retirement_plan_real_may_30_2026.mp3" length="51219644" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3202</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement To Dos - May 23, 2026</title><link>https://www.spreaker.com/episode/retirement-to-dos-may-23-2026--72097625</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72097625</guid><pubDate>Mon, 25 May 2026 05:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72097625/retirement_to_dos_may_23_2026.mp3" length="50550073" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3160</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes, Social Security, and Long-term Care - May 16, 2026</title><link>https://www.spreaker.com/episode/taxes-social-security-and-long-term-care-may-16-2026--72011898</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72011898</guid><pubDate>Mon, 18 May 2026 05:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72011898/taxes_social_security_and_long_term_care_may_16_2026.mp3" length="49576647" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3099</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Baby Steps Nobody Finished - May 9, 2026</title><link>https://www.spreaker.com/episode/baby-steps-nobody-finished-may-9-2026--71913002</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71913002</guid><pubDate>Mon, 11 May 2026 05:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71913002/baby_steps_nobody_finished_may_9_2026.mp3" length="49435376" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3090</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Hidden Mistakes - May 2, 2026</title><link>https://www.spreaker.com/episode/hidden-mistakes-may-2-2026--71796427</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71796427</guid><pubDate>Tue, 05 May 2026 15:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71796427/hidden_mistakes_may_2_2026.mp3" length="51393097" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3213</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>That Unsettled Feeling - April 25, 2026</title><link>https://www.spreaker.com/episode/that-unsettled-feeling-april-25-2026--71680954</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71680954</guid><pubDate>Mon, 27 Apr 2026 21:33:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71680954/that_unsettled_feeling_april_25_2026.mp3" length="51581179" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3224</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Challenges For Women - April 18, 2026</title><link>https://www.spreaker.com/episode/retirement-challenges-for-women-april-18-2026--71358796</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71358796</guid><pubDate>Mon, 20 Apr 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71358796/retirement_challenges_for_women_april_18_2026.mp3" length="49404447" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3088</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Puzzle Pieces - April 11, 2026</title><link>https://www.spreaker.com/episode/retirement-puzzle-pieces-april-11-2026--71206977</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71206977</guid><pubDate>Sun, 12 Apr 2026 22:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71206977/retirement_puzzle_pieces_april_11_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Retirement Income Illusion - April 4, 2026</title><link>https://www.spreaker.com/episode/the-retirement-income-illusion-april-4-2026--71206764</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71206764</guid><pubDate>Thu, 09 Apr 2026 09:22:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71206764/the_retirement_income_illusion_april_4_2026.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Shift That Changes Retirement - March 28, 2026</title><link>https://www.spreaker.com/episode/the-shift-that-changes-retirement-march-28-2026--71205667</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71205667</guid><pubDate>Thu, 09 Apr 2026 09:14:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71205667/the_shift_that_changes_retirement_march_28_2026.mp3" length="50844317" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3178</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Retirement Regret No One Sees Coming - March 21, 2028</title><link>https://www.spreaker.com/episode/the-retirement-regret-no-one-sees-coming-march-21-2028--71205467</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71205467</guid><pubDate>Thu, 09 Apr 2026 07:52:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71205467/the_retirement_regret_no_one_sees_coming_march_21_2028.mp3" length="51841726" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Retirement Doesn’t Feel the Way You Expected - March 14, 2026</title><link>https://www.spreaker.com/episode/why-retirement-doesn-t-feel-the-way-you-expected-march-14-2026--71205194</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71205194</guid><pubDate>Thu, 09 Apr 2026 07:33:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71205194/moving_target.mp3" length="51440327" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3216</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>When Retirement Changes - March 7, 2026</title><link>https://www.spreaker.com/episode/when-retirement-changes-march-7-2026--71185466</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71185466</guid><pubDate>Wed, 08 Apr 2026 14:50:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71185466/retirement_colliding_with_caregiving.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>When Volatility Becomes Personal - February 28, 2026</title><link>https://www.spreaker.com/episode/when-volatility-becomes-personal-february-28-2026--71185443</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71185443</guid><pubDate>Wed, 08 Apr 2026 14:49:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71185443/when_volatility_becomes_personal_february_28_2026.mp3" length="49791478" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3112</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>A Wake-Up Call for Women - February 21, 2026</title><link>https://www.spreaker.com/episode/a-wake-up-call-for-women-february-21-2026--71185226</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71185226</guid><pubDate>Wed, 08 Apr 2026 14:44:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71185226/a_wake_up_call_for_women_february_21_2026.mp3" length="49885936" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3118</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>From Guessing to Knowing - February 14, 2026</title><link>https://www.spreaker.com/episode/from-guessing-to-knowing-february-14-2026--71185185</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71185185</guid><pubDate>Wed, 08 Apr 2026 14:37:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71185185/from_guessing_to_knowing_february_14_2026.mp3" length="51839060" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>When the Paycheck Stops - February 7, 2026</title><link>https://www.spreaker.com/episode/when-the-paycheck-stops-february-7-2026--71183226</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71183226</guid><pubDate>Wed, 08 Apr 2026 13:35:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71183226/when_the_paycheck_stops_february_7_2026.mp3" length="51834880" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Moving Target</title><link>https://www.spreaker.com/episode/moving-target--71074097</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71074097</guid><pubDate>Fri, 03 Apr 2026 00:57:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71074097/moving_target.mp3" length="51440327" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3216</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Colliding With Caregiving</title><link>https://www.spreaker.com/episode/retirement-colliding-with-caregiving--71074094</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71074094</guid><pubDate>Fri, 03 Apr 2026 00:57:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71074094/retirement_colliding_with_caregiving.mp3" length="51841741" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement And Market Volatility - February 28, 2026</title><link>https://www.spreaker.com/episode/retirement-and-market-volatility-february-28-2026--70495209</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70495209</guid><pubDate>Fri, 06 Mar 2026 02:54:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70495209/retirement_and_market_volatility_february_28_2026.mp3" length="49792357" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3112</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating Dependable Retirement Income - January 31, 2026</title><link>https://www.spreaker.com/episode/creating-dependable-retirement-income-january-31-2026--70142752</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142752</guid><pubDate>Thu, 19 Feb 2026 05:31:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142752/creating_dependable_retirement_income_january_31_2026.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Habits of the Quietly Wealthy - January 24, 2026</title><link>https://www.spreaker.com/episode/habits-of-the-quietly-wealthy-january-24-2026--70142731</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142731</guid><pubDate>Thu, 19 Feb 2026 05:27:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142731/habits_of_the_quietly_wealthy_january_24_2026.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Pitfalls - January 17, 2026</title><link>https://www.spreaker.com/episode/financial-pitfalls-january-17-2026--70142670</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142670</guid><pubDate>Thu, 19 Feb 2026 05:21:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142670/financial_pitfalls_january_17_2026.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities - January 10, 2026</title><link>https://www.spreaker.com/episode/all-about-annuities-january-10-2026--70142592</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142592</guid><pubDate>Thu, 19 Feb 2026 05:05:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142592/all_about_annuities_january_10_2026.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Active vs Passive Investing - January 3, 2026</title><link>https://www.spreaker.com/episode/active-vs-passive-investing-january-3-2026--70142582</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142582</guid><pubDate>Thu, 19 Feb 2026 05:00:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142582/active_vs_passive_investing_january_3_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Income - December 27, 2025</title><link>https://www.spreaker.com/episode/maximize-your-retirement-income-december-27-2025--70142543</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142543</guid><pubDate>Thu, 19 Feb 2026 04:50:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142543/maximize_your_retirement_income_december_27_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2025 Christmas Special - December 20, 2025</title><link>https://www.spreaker.com/episode/2025-christmas-special-december-20-2025--70142519</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142519</guid><pubDate>Thu, 19 Feb 2026 04:42:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142519/2025_year_in_review_december_13_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2025 Year in Review - December 13, 2025</title><link>https://www.spreaker.com/episode/2025-year-in-review-december-13-2025--70142495</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142495</guid><pubDate>Thu, 19 Feb 2026 04:36:20 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142495/2025_year_in_review_december_13_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Medicare Decoded - December 6, 2025</title><link>https://www.spreaker.com/episode/medicare-decoded-december-6-2025--70142479</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142479</guid><pubDate>Thu, 19 Feb 2026 04:31:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142479/medicare_decoded_december_6_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Five Financial Stages of Life - November 29, 2025</title><link>https://www.spreaker.com/episode/five-financial-stages-of-life-november-29-2025--70142389</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70142389</guid><pubDate>Thu, 19 Feb 2026 04:21:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70142389/five_financial_stages_of_life_november_29_2025.mp3" length="77814793" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Reality of Retirement Spending - November 22, 2025</title><link>https://www.spreaker.com/episode/reality-of-retirement-spending-november-22-2025--70141577</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70141577</guid><pubDate>Thu, 19 Feb 2026 03:04:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70141577/reality_of_retirement_spending_november_22_2025.mp3" length="77814307" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income Facing Tax Challenges - November 15, 2025</title><link>https://www.spreaker.com/episode/retirement-income-facing-tax-challenges-november-15-2025--70141383</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70141383</guid><pubDate>Thu, 19 Feb 2026 02:32:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70141383/barbara_swiatek_compliance_111525.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Growing Govt Debt - November 8, 2025</title><link>https://www.spreaker.com/episode/growing-govt-debt-november-8-2025--70141107</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70141107</guid><pubDate>Thu, 19 Feb 2026 02:27:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70141107/barbara_swiatek_compliance_110825.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Build Your Financial House - November 1, 2025</title><link>https://www.spreaker.com/episode/build-your-financial-house-november-1-2025--70131400</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131400</guid><pubDate>Wed, 18 Feb 2026 12:14:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131400/barbara_swiatek_compliance_110125.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Helping Protect Your Retirement from Hidden Obstacles - October 25, 2025</title><link>https://www.spreaker.com/episode/helping-protect-your-retirement-from-hidden-obstacles-october-25-2025--70131287</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131287</guid><pubDate>Wed, 18 Feb 2026 12:09:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131287/barbara_swiatek_compliance_102525.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating Dependable Retirement Income - October 18, 2025</title><link>https://www.spreaker.com/episode/creating-dependable-retirement-income-october-18-2025--70131205</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131205</guid><pubDate>Wed, 18 Feb 2026 11:58:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131205/barbara_swiatek_compliance_101825.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Active vs. Passive Investing - October 11, 2025</title><link>https://www.spreaker.com/episode/active-vs-passive-investing-october-11-2025--70131147</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131147</guid><pubDate>Wed, 18 Feb 2026 11:48:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131147/barbara_swiatek_compliance_101125.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>401k and IRA Decisions - October 4, 2025</title><link>https://www.spreaker.com/episode/401k-and-ira-decisions-october-4-2025--70131103</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131103</guid><pubDate>Wed, 18 Feb 2026 11:40:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131103/barbara_swiatek_compliance_100425.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities - September 20, 2025</title><link>https://www.spreaker.com/episode/all-about-annuities-september-20-2025--70131080</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131080</guid><pubDate>Wed, 18 Feb 2026 11:35:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131080/barbara_swiatek_compliance_092025.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation - September 13, 2025</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation-september-13-2025--70131063</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70131063</guid><pubDate>Wed, 18 Feb 2026 11:31:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70131063/barbara_swiatek_compliance_091325.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Plan For the Worst and Hope for the Best - September 6, 2025</title><link>https://www.spreaker.com/episode/plan-for-the-worst-and-hope-for-the-best-september-6-2025--70130945</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70130945</guid><pubDate>Wed, 18 Feb 2026 11:24:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70130945/barbara_swiatek_compliance_090625.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income Facing Tax Challenges - August 30, 2025</title><link>https://www.spreaker.com/episode/retirement-income-facing-tax-challenges-august-30-2025--70130919</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70130919</guid><pubDate>Wed, 18 Feb 2026 11:16:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70130919/barbara_swiatek_compliance_083025.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Income - August 23, 2025</title><link>https://www.spreaker.com/episode/maximize-your-retirement-income-august-23-2025--70130835</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70130835</guid><pubDate>Wed, 18 Feb 2026 11:10:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70130835/barbara_swiatek_compliance_082325.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Helping Protect Your Retirement from Hidden Obstacles - August 16, 2025</title><link>https://www.spreaker.com/episode/helping-protect-your-retirement-from-hidden-obstacles-august-16-2025--70130051</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70130051</guid><pubDate>Wed, 18 Feb 2026 09:58:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70130051/barbara_swiatek_compliance_081625.mp3" length="77813821" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Five Financial Stages of Life - August 9, 2025</title><link>https://www.spreaker.com/episode/five-financial-stages-of-life-august-9-2025--70129978</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70129978</guid><pubDate>Wed, 18 Feb 2026 09:49:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70129978/barbara_swiatek_compliance_080925.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Build Your Financial House - August 8, 2025</title><link>https://www.spreaker.com/episode/build-your-financial-house-august-8-2025--70129853</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70129853</guid><pubDate>Wed, 18 Feb 2026 09:40:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70129853/barbara_swiatek_compliance_080225.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Plan For The Worst and Hope For The Best - July 26, 2025</title><link>https://www.spreaker.com/episode/plan-for-the-worst-and-hope-for-the-best-july-26-2025--70129135</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70129135</guid><pubDate>Wed, 18 Feb 2026 08:17:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70129135/barbara_swiatek_compliance_072625.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating Dependable Retirement Income - July 19, 2025</title><link>https://www.spreaker.com/episode/creating-dependable-retirement-income-july-19-2025--70129110</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70129110</guid><pubDate>Wed, 18 Feb 2026 08:10:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70129110/barbara_swiatek_compliance_071925.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation - July 12, 2025</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation-july-12-2025--70129003</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70129003</guid><pubDate>Wed, 18 Feb 2026 08:02:51 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70129003/barbara_swiatek_compliance_071225.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance - July 5, 2025</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-july-5-2025--70128948</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70128948</guid><pubDate>Wed, 18 Feb 2026 07:47:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70128948/barbara_swiatek_compliance_070525.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement - June 28, 2025</title><link>https://www.spreaker.com/episode/taxes-in-retirement-june-28-2025--70128928</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70128928</guid><pubDate>Wed, 18 Feb 2026 07:37:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70128928/barbara_swiatek_compliance_062825.mp3" length="77812849" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Your Retirement - June 21, 2025</title><link>https://www.spreaker.com/episode/taking-control-of-your-retirement-june-21-2025--70127691</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127691</guid><pubDate>Wed, 18 Feb 2026 04:39:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127691/barbara_swiatek_compliance_062125.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Your Retirement - June 14, 2025</title><link>https://www.spreaker.com/episode/taking-control-of-your-retirement-june-14-2025--70127321</link><description><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127321</guid><pubDate>Wed, 18 Feb 2026 04:26:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127321/barbara_swiatek_compliance_061425.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[<b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a></b><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>401k and IRA Decisions - June 7, 2025</title><link>https://www.spreaker.com/episode/401k-and-ira-decisions-june-7-2025--70127286</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127286</guid><pubDate>Wed, 18 Feb 2026 04:15:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127286/barbara_swiatek_compliance_060725.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Helping Protect Your Retirement from Hidden Obstacles - May 31, 2025</title><link>https://www.spreaker.com/episode/helping-protect-your-retirement-from-hidden-obstacles-may-31-2025--70127265</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127265</guid><pubDate>Wed, 18 Feb 2026 04:10:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127265/barbara_swiatek_compliance_053125.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Twin Threats of Taxes and Inflation - May 24, 2025</title><link>https://www.spreaker.com/episode/the-twin-threats-of-taxes-and-inflation-may-24-2025--70127210</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127210</guid><pubDate>Wed, 18 Feb 2026 04:02:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127210/barbara_swiatek_compliance_052425.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement for Small Business Owners - May 17, 2025</title><link>https://www.spreaker.com/episode/retirement-for-small-business-owners-may-17-2025--70127200</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70127200</guid><pubDate>Wed, 18 Feb 2026 03:56:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70127200/barbara_swiatek_compliance_051725.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Income - May 10, 2025</title><link>https://www.spreaker.com/episode/maximize-your-retirement-income-may-10-2025--70126452</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70126452</guid><pubDate>Wed, 18 Feb 2026 03:07:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70126452/barbara_swiatek_compliance_051025.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities - May 3, 2025</title><link>https://www.spreaker.com/episode/all-about-annuities-may-3-2025--70126432</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70126432</guid><pubDate>Wed, 18 Feb 2026 03:02:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70126432/barbara_swiatek_compliance_050325.mp3" length="77811877" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Plan for the Worst &amp; Hope for the Best - April 26, 2025</title><link>https://www.spreaker.com/episode/plan-for-the-worst-hope-for-the-best-april-26-2025--70126401</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70126401</guid><pubDate>Wed, 18 Feb 2026 02:54:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70126401/barbara_swiatek_compliance_042625.mp3" length="77811391" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Rebalance Your Retirement Portfolio - April 19, 2025</title><link>https://www.spreaker.com/episode/rebalance-your-retirement-portfolio-april-19-2025--70126375</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70126375</guid><pubDate>Wed, 18 Feb 2026 02:40:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70126375/barbara_swiatek_compliance_041925.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating Dependable Retirement Income - April 12, 2025</title><link>https://www.spreaker.com/episode/creating-dependable-retirement-income-april-12-2025--70126323</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70126323</guid><pubDate>Wed, 18 Feb 2026 02:34:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70126323/barbara_swiatek_compliance_041225.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement - April 5, 2025</title><link>https://www.spreaker.com/episode/taxes-in-retirement-april-5-2025--70125096</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70125096</guid><pubDate>Wed, 18 Feb 2026 02:21:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70125096/barbara_swiatek_compliance_040525.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Killed the 6040 Rule - March 29, 2025</title><link>https://www.spreaker.com/episode/who-killed-the-6040-rule-march-29-2025--70094969</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094969</guid><pubDate>Tue, 17 Feb 2026 09:14:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094969/barbara_swiatek_compliance_032925.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a Lasting Legacy - March 22, 2025</title><link>https://www.spreaker.com/episode/creating-a-lasting-legacy-march-22-2025--70094968</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094968</guid><pubDate>Tue, 17 Feb 2026 09:12:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094968/barbara_swiatek_compliance_032225.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Reasons to Fire Your Advisor - March 15, 2025</title><link>https://www.spreaker.com/episode/reasons-to-fire-your-advisor-march-15-2025--70094966</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094966</guid><pubDate>Tue, 17 Feb 2026 09:11:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094966/barbara_swiatek_compliance_031525.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance - March 8, 2025</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-march-8-2025--70094965</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094965</guid><pubDate>Tue, 17 Feb 2026 09:11:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094965/barbara_swiatek_compliance_030825.mp3" length="77810905" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Five Financial Stages of Life - March 1, 2025</title><link>https://www.spreaker.com/episode/five-financial-stages-of-life-march-1-2025--70094964</link><description><![CDATA[You might remember Rod Stewarts’s song Ooh La La, and the line that states: “I wish I knew what I know now, when I was younger!” How many times have we all wished that? Hanna Meiners is a freelance copywriter and content expert, and recently she wrote “Things I would tell my 20-year old Self”. She provides the 10 things she would tell her 20-year-old self.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094964</guid><pubDate>Tue, 17 Feb 2026 09:10:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094964/barbara_swiatek_compliance_030125.mp3" length="77810419" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>You might remember Rod Stewarts’s song Ooh La La, and the line that states: “I wish I knew what I know now, when I was younger!” How many times have we all wished that? Hanna Meiners is a freelance copywriter and content expert, and recently she wrote...</itunes:subtitle><itunes:summary><![CDATA[You might remember Rod Stewarts’s song Ooh La La, and the line that states: “I wish I knew what I know now, when I was younger!” How many times have we all wished that? Hanna Meiners is a freelance copywriter and content expert, and recently she wrote “Things I would tell my 20-year old Self”. She provides the 10 things she would tell her 20-year-old self.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation - February 22, 2025</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation-february-22-2025--70094963</link><description><![CDATA[When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094963</guid><pubDate>Tue, 17 Feb 2026 09:10:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094963/barbara_swiatek_compliance_022225.mp3" length="77810419" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher...</itunes:subtitle><itunes:summary><![CDATA[When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Rebalance Your Retirement Portfolio - February 15, 2025</title><link>https://www.spreaker.com/episode/rebalance-your-retirement-portfolio-february-15-2025--70094953</link><description><![CDATA[People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track, their financial advisor steps in and says it’s time to rebalance. Suddenly, they’re again faced with having to make decisions they were uncomfortable making in the first place.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094953</guid><pubDate>Tue, 17 Feb 2026 09:09:44 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094953/barbara_swiatek_compliance_021525.mp3" length="77809447" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track, their financial advisor steps in and says it’s time to rebalance. Suddenly, they’re again faced with...</itunes:subtitle><itunes:summary><![CDATA[People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track, their financial advisor steps in and says it’s time to rebalance. Suddenly, they’re again faced with having to make decisions they were uncomfortable making in the first place.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a 5-Star Retirement Plan - February 8, 2025</title><link>https://www.spreaker.com/episode/creating-a-5-star-retirement-plan-february-8-2025--70094951</link><description><![CDATA[Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If you could rate your retirement plan, how many stars would it have?<b>  <i></i></b><br /><b></b><br /><b></b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094951</guid><pubDate>Tue, 17 Feb 2026 09:09:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094951/barbara_swiatek_compliance_020825.mp3" length="77829164" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If...</itunes:subtitle><itunes:summary><![CDATA[Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If you could rate your retirement plan, how many stars would it have?<b>  <i></i></b><br /><b></b><br /><b></b>Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement - February 1, 2025</title><link>https://www.spreaker.com/episode/taxes-in-retirement-february-1-2025--70094950</link><description><![CDATA[Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094950</guid><pubDate>Tue, 17 Feb 2026 09:08:36 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094950/barbara_swiatek_compliance_020125.mp3" length="77807989" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement.

Learn more at https://sffinancialservices.com/...</itunes:subtitle><itunes:summary><![CDATA[Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement.<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Make Your Money Work for You - January 25, 2025</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you-january-25-2025--70094748</link><description><![CDATA[Lots of you have been working hard and stashing away those savings, right? Well, when you’re ready to step into retirement, it's not just about having a nest egg. It's about turning those savings into a regular paycheck. So, how can we flip our savings into a reliable cash flow when we retire?<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094748</guid><pubDate>Tue, 17 Feb 2026 09:08:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094748/barbara_swiatek_compliance_012525.mp3" length="77807503" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Lots of you have been working hard and stashing away those savings, right? Well, when you’re ready to step into retirement, it's not just about having a nest egg. It's about turning those savings into a regular paycheck. So, how can we flip our...</itunes:subtitle><itunes:summary><![CDATA[Lots of you have been working hard and stashing away those savings, right? Well, when you’re ready to step into retirement, it's not just about having a nest egg. It's about turning those savings into a regular paycheck. So, how can we flip our savings into a reliable cash flow when we retire?<br /><br />Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning For the Future as a Family - January 18, 2025</title><link>https://www.spreaker.com/episode/planning-for-the-future-as-a-family-january-18-2025--70094737</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094737</guid><pubDate>Tue, 17 Feb 2026 09:07:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094737/barbara_swiatek_compliance_011825.mp3" length="77807503" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns - January 11, 2025</title><link>https://www.spreaker.com/episode/four-retirement-unknowns-january-11-2025--70094730</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094730</guid><pubDate>Tue, 17 Feb 2026 09:07:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094730/barbara_swiatek_compliance_011125.mp3" length="77807503" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Build Your Financial House - December 28, 2024</title><link>https://www.spreaker.com/episode/build-your-financial-house-december-28-2024--70094623</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094623</guid><pubDate>Tue, 17 Feb 2026 09:06:42 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094623/barbara_swiatek_compliance_122824.mp3" length="77807503" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Naughty or Nice List - December 21, 2024</title><link>https://www.spreaker.com/episode/retirement-naughty-or-nice-list-december-21-2024--70094622</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094622</guid><pubDate>Tue, 17 Feb 2026 09:06:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094622/barbara_swiatek_compliance_122124.mp3" length="77807503" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a Lasting Legacy - December 14, 2024</title><link>https://www.spreaker.com/episode/creating-a-lasting-legacy-december-14-2024--70094620</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094620</guid><pubDate>Tue, 17 Feb 2026 09:05:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094620/barbara_swiatek_compliance_121424.mp3" length="77807017" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance - December 7, 2024</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-december-7-2024--70094611</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094611</guid><pubDate>Tue, 17 Feb 2026 09:05:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094611/barbara_swiatek_compliance_120724.mp3" length="77790288" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>History of Taxes - November 30, 2024</title><link>https://www.spreaker.com/episode/history-of-taxes-november-30-2024--70094609</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094609</guid><pubDate>Tue, 17 Feb 2026 09:04:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094609/barbara_swiatek_compliance_113024.mp3" length="77842465" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement - November 23, 2024</title><link>https://www.spreaker.com/episode/taxes-in-retirement-november-23-2024--70094603</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094603</guid><pubDate>Tue, 17 Feb 2026 09:03:58 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094603/barbara_swiatek_compliance_112324.mp3" length="77813140" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Maximize Your Retirement Income - November 16, 2024</title><link>https://www.spreaker.com/episode/maximize-your-retirement-income-november-16-2024--70094601</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094601</guid><pubDate>Tue, 17 Feb 2026 09:03:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094601/barbara_swiatek_compliance_11_16_24.mp3" length="77831462" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Dreams vs. Reality - November 9, 2024</title><link>https://www.spreaker.com/episode/retirement-dreams-vs-reality-november-9-2024--70094594</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094594</guid><pubDate>Tue, 17 Feb 2026 09:02:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094594/barbara_swiatek_compliance_110924.mp3" length="77835506" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Your Retirement - November 2, 2024</title><link>https://www.spreaker.com/episode/taking-control-of-your-retirement-november-2-2024--70094588</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70094588</guid><pubDate>Tue, 17 Feb 2026 09:02:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70094588/barbara_swiatek_compliance_110224.mp3" length="77803532" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning For the Future as a Family - October 26, 2024</title><link>https://www.spreaker.com/episode/planning-for-the-future-as-a-family-october-26-2024--70090535</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70090535</guid><pubDate>Tue, 17 Feb 2026 02:14:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70090535/barbara_swiatek_compliance_102624.mp3" length="77784865" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Preserving Your Retirement from Taxes - October 19, 2024</title><link>https://www.spreaker.com/episode/preserving-your-retirement-from-taxes-october-19-2024--70090497</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70090497</guid><pubDate>Tue, 17 Feb 2026 02:09:33 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70090497/barbara_swiatek_compliance_101924.mp3" length="77780476" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>401k and IRA Decisions - October 12, 2024</title><link>https://www.spreaker.com/episode/401k-and-ira-decisions-october-12-2024--70090463</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70090463</guid><pubDate>Tue, 17 Feb 2026 02:01:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70090463/barbara_swiatek_compliance_101224.mp3" length="77773721" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Killed the 6040 Rule - October 5, 2024</title><link>https://www.spreaker.com/episode/who-killed-the-6040-rule-october-5-2024--70090442</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70090442</guid><pubDate>Tue, 17 Feb 2026 01:52:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70090442/barbara_swiatek_compliance_100524.mp3" length="77793873" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3241</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance - September 28, 2024</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-september-28-2024--70090036</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70090036</guid><pubDate>Tue, 17 Feb 2026 01:33:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70090036/barbara_swiatek_compliance_092824.mp3" length="77828009" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Challenges in Retirement - September 21, 2024</title><link>https://www.spreaker.com/episode/money-challenges-in-retirement-september-21-2024--70089525</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70089525</guid><pubDate>Tue, 17 Feb 2026 01:22:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70089525/barbara_swiatek_compliance_092124.mp3" length="77779735" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns - September 14, 2024</title><link>https://www.spreaker.com/episode/four-retirement-unknowns-september-14-2024--70089473</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70089473</guid><pubDate>Tue, 17 Feb 2026 01:02:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70089473/barbara_swiatek_compliance_091424.mp3" length="77772212" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities - September 7, 2024</title><link>https://www.spreaker.com/episode/all-about-annuities-september-7-2024--70080151</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70080151</guid><pubDate>Mon, 16 Feb 2026 12:06:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70080151/barbara_swiatek_compliance_090724.mp3" length="77771726" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a 5-Star Retirement Plan - August 31, 2024</title><link>https://www.spreaker.com/episode/creating-a-5-star-retirement-plan-august-31-2024--70080126</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70080126</guid><pubDate>Mon, 16 Feb 2026 12:00:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70080126/barbara_swiatek_compliance_083124.mp3" length="77824389" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Five Financial Stages of Life - August 24, 2024</title><link>https://www.spreaker.com/episode/five-financial-stages-of-life-august-24-2024--70080034</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70080034</guid><pubDate>Mon, 16 Feb 2026 11:53:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70080034/barbara_swiatek_compliance_082424.mp3" length="77826410" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Inflation Trivia - August 17, 2024</title><link>https://www.spreaker.com/episode/inflation-trivia-august-17-2024--70079339</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70079339</guid><pubDate>Mon, 16 Feb 2026 11:48:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70079339/barbara_swiatek_compliance_081724.mp3" length="77770754" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Dreams vs. Reality - August 10, 2024</title><link>https://www.spreaker.com/episode/retirement-dreams-vs-reality-august-10-2024--70079016</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70079016</guid><pubDate>Mon, 16 Feb 2026 10:40:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70079016/barbara_swiatek_compliance_081024.mp3" length="77820909" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Preserving Your Retirement from Taxes - August 3, 2024</title><link>https://www.spreaker.com/episode/preserving-your-retirement-from-taxes-august-3-2024--70078852</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70078852</guid><pubDate>Mon, 16 Feb 2026 10:18:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70078852/barbara_swiatek_compliance_080324.mp3" length="77815266" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance - July 27, 2024</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-july-27-2024--70078808</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70078808</guid><pubDate>Mon, 16 Feb 2026 10:13:11 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70078808/barbara_swiatek_compliance_072724.mp3" length="77770754" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Who Killed the 6040 Rule - July 20, 2024</title><link>https://www.spreaker.com/episode/who-killed-the-6040-rule-july-20-2024--70078768</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70078768</guid><pubDate>Mon, 16 Feb 2026 10:06:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70078768/barbara_swiatek_compliance_072024.mp3" length="77770754" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning For the Future as a Family - July 13, 2024</title><link>https://www.spreaker.com/episode/planning-for-the-future-as-a-family-july-13-2024--70078717</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70078717</guid><pubDate>Mon, 16 Feb 2026 10:00:40 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70078717/barbara_swiatek_compliance_071324.mp3" length="51856357" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a Lasting Legacy - July 6, 2024</title><link>https://www.spreaker.com/episode/creating-a-lasting-legacy-july-6-2024--70053562</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053562</guid><pubDate>Sat, 14 Feb 2026 01:11:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053562/barbara_swiatek_compliance_070624.mp3" length="77770754" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income - June 29, 2024</title><link>https://www.spreaker.com/episode/protected-income-june-29-2024--70053350</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053350</guid><pubDate>Sat, 14 Feb 2026 00:40:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053350/barbara_swiatek_compliance_062924.mp3" length="77770754" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance? - June 22, 2024</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance-june-22-2024--70053348</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053348</guid><pubDate>Sat, 14 Feb 2026 00:38:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053348/barbara_swiatek_compliance_062224.mp3" length="77770268" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns - June 15, 2024</title><link>https://www.spreaker.com/episode/four-retirement-unknowns-june-15-2024--70053342</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053342</guid><pubDate>Sat, 14 Feb 2026 00:38:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053342/barbara_swiatek_compliance_061524.mp3" length="77769782" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Challenges in Retirement - June 08, 2024</title><link>https://www.spreaker.com/episode/money-challenges-in-retirement-june-08-2024--70053336</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053336</guid><pubDate>Sat, 14 Feb 2026 00:37:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053336/barbara_swiatek_compliance_060824.mp3" length="77818197" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3242</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Make Your Money Work for You - June 01, 2024</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you-june-01-2024--70053332</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053332</guid><pubDate>Sat, 14 Feb 2026 00:33:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053332/barbara_swiatek_compliance_060124.mp3" length="77768809" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All-Weather Retirement Strategy - May 25, 2024</title><link>https://www.spreaker.com/episode/all-weather-retirement-strategy-may-25-2024--70053327</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053327</guid><pubDate>Sat, 14 Feb 2026 00:32:46 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053327/barbara_swiatek_compliance_052524.mp3" length="77768323" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a 5-Star Retirement Plan - May 18, 2024</title><link>https://www.spreaker.com/episode/creating-a-5-star-retirement-plan-may-18-2024--70053316</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053316</guid><pubDate>Sat, 14 Feb 2026 00:30:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053316/barbara_swiatek_compliance_051824.mp3" length="77775360" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Dreams vs Reality - May 11, 2024</title><link>https://www.spreaker.com/episode/retirement-dreams-vs-reality-may-11-2024--70053118</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053118</guid><pubDate>Sat, 14 Feb 2026 00:28:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053118/barbara_swiatek_compliance_051124.mp3" length="77767837" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning for the Future as a Family - May 4, 2024</title><link>https://www.spreaker.com/episode/planning-for-the-future-as-a-family-may-4-2024--70053098</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053098</guid><pubDate>Sat, 14 Feb 2026 00:27:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053098/barbara_swiatek_compliance_050424.mp3" length="77767351" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Challenges in Retirement - April 27, 2024</title><link>https://www.spreaker.com/episode/money-challenges-in-retirement-april-27-2024--70053033</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053033</guid><pubDate>Sat, 14 Feb 2026 00:23:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053033/barbara_swiatek_compliance_042724.mp3" length="77766865" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns - April 20, 2024</title><link>https://www.spreaker.com/episode/four-retirement-unknowns-april-20-2024--70053023</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053023</guid><pubDate>Sat, 14 Feb 2026 00:22:28 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053023/barbara_swiatek_compliance_042024.mp3" length="77766379" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Stages of Retirement - April 06, 2024</title><link>https://www.spreaker.com/episode/three-stages-of-retirement-april-06-2024--70053006</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053006</guid><pubDate>Sat, 14 Feb 2026 00:21:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053006/barbara_swiatek_compliance_040624.mp3" length="77765407" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a 5-Star Retirement Plan - April 13, 2024</title><link>https://www.spreaker.com/episode/creating-a-5-star-retirement-plan-april-13-2024--70053009</link><description><![CDATA[<a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70053009</guid><pubDate>Sat, 14 Feb 2026 00:21:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70053009/barbara_swiatek_compliance_041324.mp3" length="77766379" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income - March 30, 2024</title><link>https://www.spreaker.com/episode/protected-income-march-30-2024--70036591</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036591</guid><pubDate>Fri, 13 Feb 2026 14:54:50 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036591/barbara_swiatek_033024.mp3" length="77764921" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning for the Future as a Family - March 23, 2024</title><link>https://www.spreaker.com/episode/planning-for-the-future-as-a-family-march-23-2024--70036566</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036566</guid><pubDate>Fri, 13 Feb 2026 14:54:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036566/barbara_swiatek_compliance_032324.mp3" length="77764435" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Checklist - March 16, 2024</title><link>https://www.spreaker.com/episode/retirement-checklist-march-16-2024--70036214</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036214</guid><pubDate>Fri, 13 Feb 2026 14:47:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036214/barbara_swiatek_compliance_031624.mp3" length="77763949" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns - March 9, 2024</title><link>https://www.spreaker.com/episode/four-retirement-unknowns-march-9-2024--70036182</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036182</guid><pubDate>Fri, 13 Feb 2026 14:46:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036182/barbara_swiatek_compliance_03_09_24.mp3" length="77763463" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Boomers Up to Bat, GenX on Deck - March 2, 2024</title><link>https://www.spreaker.com/episode/boomers-up-to-bat-genx-on-deck-march-2-2024--70036157</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036157</guid><pubDate>Fri, 13 Feb 2026 14:44:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036157/barbara_swiatek_compliance_03_02_24.mp3" length="77762376" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income - February 24, 2024</title><link>https://www.spreaker.com/episode/protected-income-february-24-2024--70036108</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70036108</guid><pubDate>Fri, 13 Feb 2026 14:43:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70036108/barbara_swiatek_compliance_02_24_24.mp3" length="77760495" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Dreams vs. Reality - February 17, 2024</title><link>https://www.spreaker.com/episode/retirement-dreams-vs-reality-february-17-2024--70035870</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035870</guid><pubDate>Fri, 13 Feb 2026 14:39:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035870/barbara_swiatek_compliance_02_17_24.mp3" length="77761890" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Questions About Retirement - February 10, 2024</title><link>https://www.spreaker.com/episode/four-questions-about-retirement-february-10-2024--70035826</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035826</guid><pubDate>Fri, 13 Feb 2026 14:33:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035826/barbara_swiatek_compliance_02_10_24.mp3" length="77769093" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Puzzle Cube - February 3, 2024</title><link>https://www.spreaker.com/episode/retirement-puzzle-cube-february-3-2024--70035799</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035799</guid><pubDate>Fri, 13 Feb 2026 14:30:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035799/barbara_swiatek_compliance_02_03_24.mp3" length="77769234" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All About Annuities - January 27, 2024</title><link>https://www.spreaker.com/episode/all-about-annuities-january-27-2024--70035737</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035737</guid><pubDate>Fri, 13 Feb 2026 14:27:25 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035737/barbara_swiatek_compliance_01_27_24.mp3" length="77775017" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2024 Retirement Forecast - January 20, 2024</title><link>https://www.spreaker.com/episode/2024-retirement-forecast-january-20-2024--70035608</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035608</guid><pubDate>Fri, 13 Feb 2026 14:19:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035608/barbara_swiatek_compliance_01_20_24.mp3" length="77772650" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Boomers Up to Bat, Gen X on Deck - January 13, 2024</title><link>https://www.spreaker.com/episode/boomers-up-to-bat-gen-x-on-deck-january-13-2024--70035558</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035558</guid><pubDate>Fri, 13 Feb 2026 14:12:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035558/barbara_swiatek_compliance_01_13_24.mp3" length="77763387" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retiring Today - January 6, 2024</title><link>https://www.spreaker.com/episode/retiring-today-january-6-2024--70035530</link><description><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70035530</guid><pubDate>Fri, 13 Feb 2026 14:10:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70035530/barbara_swiatek_compliance_01_06_24.mp3" length="77769180" type="audio/mpeg"/><itunes:author>Barbara Swiatek</itunes:author><itunes:subtitle>Learn more at https://sffinancialservices.com/

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services...</itunes:subtitle><itunes:summary><![CDATA[Learn more at <a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">SF Financial Services</a><br /><br />Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.<br /><br /><br /><a href="https://sffinancialservices.com/" target="_blank" rel="noreferrer noopener">Need Financial Advice? We Can Help. | SF Financial Services</a><br />Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. <br />]]></itunes:summary><itunes:duration>3240</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/cc8625bfbf96280d1e01c39c20b55972.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
