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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Retire Ready with Alto Financial Group</title><link>https://www.spreaker.com/podcast/retire-ready-with-alto-financial-group--6836951</link><description><![CDATA[Retire Ready with Alto Financial Group brings practical retirement planning conversations to WRSC-FM every Sunday from 8am-9am. Join hosts Ben Hulburt and Nycki Pace as they break down everything you need to know for your retirement journey—covering topics like tax strategies, Social Security options, healthcare planning, long-term care, and how to manage market uncertainty. Leave the buzzwords behind and tune in for educational discussions and real-world answers to your questions, designed to help you make informed decisions about your future.]]></description><atom:link href="https://www.spreaker.com/show/6836951/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright Brandon Davis</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg</url><title>Retire Ready with Alto Financial Group</title><link>https://www.spreaker.com/podcast/retire-ready-with-alto-financial-group--6836951</link></image><lastBuildDate>Sun, 04 Oct 2026 13:01:46 +0000</lastBuildDate><itunes:author>Ben Hulburt</itunes:author><itunes:owner><itunes:name>Ben Hulburt</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:subtitle>Retire Ready with Alto Financial Group brings practical retirement planning conversations to WRSC-FM every Sunday from 8am-9am. Join hosts Ben Hulburt and Nycki Pace as they break down everything you need to know for your retirement journey—covering...</itunes:subtitle><itunes:summary><![CDATA[Retire Ready with Alto Financial Group brings practical retirement planning conversations to WRSC-FM every Sunday from 8am-9am. Join hosts Ben Hulburt and Nycki Pace as they break down everything you need to know for your retirement journey—covering topics like tax strategies, Social Security options, healthcare planning, long-term care, and how to manage market uncertainty. Leave the buzzwords behind and tune in for educational discussions and real-world answers to your questions, designed to help you make informed decisions about your future.]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><podcast:guid>ad790199-838b-5c06-9665-dc910f675390</podcast:guid><itunes:type>episodic</itunes:type><item><title>Planning for Large IRAs - October 4th, 2026</title><link>https://www.spreaker.com/episode/planning-for-large-iras-october-4th-2026--75415407</link><description><![CDATA[A large IRA can be a sign of decades of disciplined saving—but it can also create a tax challenge that follows you and even the next generation into retirement. In this episode, Ben Hulbert explains why simply leaving tax-deferred savings untouched may not always be the best long-term strategy. He explores how planning ahead can give you more control over future taxes, required withdrawals, and the legacy you ultimately leave behind.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75415407</guid><pubDate>Sun, 04 Oct 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75415407/planning_for_large_iras_october_4th_2026.mp3" length="75230631" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:subtitle>A large IRA can be a sign of decades of disciplined saving—but it can also create a tax challenge that follows you and even the next generation into retirement. In this episode, Ben Hulbert explains why simply leaving tax-deferred savings untouched...</itunes:subtitle><itunes:summary><![CDATA[A large IRA can be a sign of decades of disciplined saving—but it can also create a tax challenge that follows you and even the next generation into retirement. In this episode, Ben Hulbert explains why simply leaving tax-deferred savings untouched may not always be the best long-term strategy. He explores how planning ahead can give you more control over future taxes, required withdrawals, and the legacy you ultimately leave behind.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></itunes:summary><itunes:duration>3135</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation - September 27th, 2026</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation-september-27th-2026--75415395</link><description><![CDATA[Taxes and inflation may seem like two very different challenges, but both can quietly chip away at the retirement you’ve worked years to build. In this episode, Ben Hulburt looks at how growing government debt and rising costs can ultimately hit closer to home than many retirees realize. More importantly, he explains why focusing on the financial decisions you can control can help protect your income and keep more of your retirement working for you.<br /><br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75415395</guid><pubDate>Mon, 28 Sep 2026 19:29:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75415395/tackling_the_twin_threats_of_taxes_and_inflation_september_27th_2026.mp3" length="75240176" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:subtitle>Taxes and inflation may seem like two very different challenges, but both can quietly chip away at the retirement you’ve worked years to build. In this episode, Ben Hulburt looks at how growing government debt and rising costs can ultimately hit...</itunes:subtitle><itunes:summary><![CDATA[Taxes and inflation may seem like two very different challenges, but both can quietly chip away at the retirement you’ve worked years to build. In this episode, Ben Hulburt looks at how growing government debt and rising costs can ultimately hit closer to home than many retirees realize. More importantly, he explains why focusing on the financial decisions you can control can help protect your income and keep more of your retirement working for you.<br /><br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></itunes:summary><itunes:duration>3135</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Check-Up - September 20th, 2026</title><link>https://www.spreaker.com/episode/financial-check-up-september-20th-2026--75189879</link><description><![CDATA[Are you confusing “earning more” with being financially healthy? Discover why income is just a single stone in your retirement structure and how most people misjudge their own progress. Ben Hulbert and Nycki Pace lead a candid, practical journey into the pillars of retirement planning, unveiling the blueprint for true financial wellness. What hidden risks lurk behind your accounts—and how solid is your foundation?<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75189879</guid><pubDate>Sat, 19 Sep 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/75189879/financial_check_up_september_20th_2026.mp3" length="75240448" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:subtitle>Are you confusing “earning more” with being financially healthy? Discover why income is just a single stone in your retirement structure and how most people misjudge their own progress. Ben Hulbert and Nycki Pace lead a candid, practical journey into...</itunes:subtitle><itunes:summary><![CDATA[Are you confusing “earning more” with being financially healthy? Discover why income is just a single stone in your retirement structure and how most people misjudge their own progress. Ben Hulbert and Nycki Pace lead a candid, practical journey into the pillars of retirement planning, unveiling the blueprint for true financial wellness. What hidden risks lurk behind your accounts—and how solid is your foundation?<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></itunes:summary><itunes:duration>3135</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Build Your Financial House - September 13th, 2026</title><link>https://www.spreaker.com/episode/build-your-financial-house-september-13th-2026--74872573</link><description><![CDATA[Your retirement plan is a lot like a house—without the right foundation, even the best-looking structure can be vulnerable when the storms roll in. In “Build Your Financial House,” Ben Hulburt walks through the pieces of a retirement plan designed to work together, from creating reliable income and managing market risk to planning for inflation, taxes, and the unexpected. Plus, learn why building your financial house isn’t just about growing your money—it’s about making sure every piece has a purpose once retirement begins.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74872573</guid><pubDate>Sun, 13 Sep 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74872573/build_your_financial_house_september_13th_2026.mp3" length="75242371" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:subtitle>Your retirement plan is a lot like a house—without the right foundation, even the best-looking structure can be vulnerable when the storms roll in. In “Build Your Financial House,” Ben Hulburt walks through the pieces of a retirement plan designed to...</itunes:subtitle><itunes:summary><![CDATA[Your retirement plan is a lot like a house—without the right foundation, even the best-looking structure can be vulnerable when the storms roll in. In “Build Your Financial House,” Ben Hulburt walks through the pieces of a retirement plan designed to work together, from creating reliable income and managing market risk to planning for inflation, taxes, and the unexpected. Plus, learn why building your financial house isn’t just about growing your money—it’s about making sure every piece has a purpose once retirement begins.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></itunes:summary><itunes:duration>3135</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Pillars - July 19, 2026</title><link>https://www.spreaker.com/episode/four-retirement-pillars-july-19-2026--73016602</link><description><![CDATA[A strong retirement starts with a solid foundation. In this episode, Ben Hulbert explains the four essential pillars of the Retirement Fortress—preservation, growth, income, and liquidity—and how each one plays a vital role in helping protect your savings, generate reliable income, and prepare your retirement plan for whatever the future may bring.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73016602</guid><pubDate>Sun, 19 Jul 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73016602/four_retirement_pillars_july_19_2026.mp3" length="74876231" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:subtitle>A strong retirement starts with a solid foundation. In this episode, Ben Hulbert explains the four essential pillars of the Retirement Fortress—preservation, growth, income, and liquidity—and how each one plays a vital role in helping protect your...</itunes:subtitle><itunes:summary><![CDATA[A strong retirement starts with a solid foundation. In this episode, Ben Hulbert explains the four essential pillars of the Retirement Fortress—preservation, growth, income, and liquidity—and how each one plays a vital role in helping protect your savings, generate reliable income, and prepare your retirement plan for whatever the future may bring.<br /><br />On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>New Retirement Reality 2.0 - June 21, 2026</title><link>https://www.spreaker.com/episode/new-retirement-reality-2-0-june-21-2026--72584488</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72584488</guid><pubDate>Sat, 20 Jun 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72584488/new_retirement_reality_2_0_june_21_2026.mp3" length="75115073" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Roth Conversion Window - June 14, 2026</title><link>https://www.spreaker.com/episode/roth-conversion-window-june-14-2026--72487147</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72487147</guid><pubDate>Sat, 13 Jun 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72487147/roth_conversion_window_june_14_2026.mp3" length="75113654" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Building Essential Retirement Income - June 07, 2026</title><link>https://www.spreaker.com/episode/building-essential-retirement-income-june-07-2026--72349509</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72349509</guid><pubDate>Sat, 06 Jun 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72349509/building_essential_retirement_income_june_07_2026.mp3" length="75112196" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Marathon of Her - May 24, 2026</title><link>https://www.spreaker.com/episode/marathon-of-her-may-24-2026--72101816</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72101816</guid><pubDate>Sat, 23 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72101816/marathon_of_her_may_24_2026.mp3" length="75111710" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Healthcare Heist - May 10, 2026</title><link>https://www.spreaker.com/episode/healthcare-heist-may-10-2026--71910461</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71910461</guid><pubDate>Sat, 09 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71910461/healthcare_heist_may_10_2026.mp3" length="75111224" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Legacy Planning - May 03, 2026</title><link>https://www.spreaker.com/episode/legacy-planning-may-03-2026--71785452</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71785452</guid><pubDate>Sat, 02 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71785452/legacy_planning_may_03_2026.mp3" length="75110738" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Your 401(k) is Not a Plan - April 26, 2026</title><link>https://www.spreaker.com/episode/your-401-k-is-not-a-plan-april-26-2026--71593540</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. Tune in for straightforward advice and actionable insights to support your retirement goals.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71593540</guid><pubDate>Sat, 25 Apr 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71593540/your_401_k_is_not_a_plan_april_26_2026.mp3" length="75110252" type="audio/mpeg"/><itunes:author>Ben Hulburt</itunes:author><itunes:duration>3125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5a499b20d07c26acf7e264fbbd74e417.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Running Out of Money in Retirement - April 18, 2026</title><link>https://www.spreaker.com/episode/running-out-of-money-in-retirement-april-18-2026--71378846</link><description><![CDATA[On this episode of Retire Ready with Alto Financial Group, Ben Hulburt and Nycki Pace explore key aspects of retirement planning, including taxes, Social Security, healthcare, long-term care, and market volatility. Whether you're curious about income strategies or navigating changes in retirement laws, each show provides an honest look at current topics and practical steps for planning ahead. 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