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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Natives on a Budget Podcast</title><link>https://www.spreaker.com/podcast/natives-on-a-budget-podcast--6736140</link><description><![CDATA[Natives on a Budget is a podcast for Indigenous people who are working to manage their finances.]]></description><atom:link href="https://www.spreaker.com/show/6736140/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Society &amp; Culture</category><copyright>Copyright Monica Braine</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5c022364bfe50d6a69677d1189a3e892.jpg</url><title>Natives on a Budget Podcast</title><link>https://www.spreaker.com/podcast/natives-on-a-budget-podcast--6736140</link></image><lastBuildDate>Thu, 11 Sep 2025 21:29:48 +0000</lastBuildDate><itunes:author>Monica Braine</itunes:author><itunes:owner><itunes:name>Monica Braine</itunes:name><itunes:email>feeds@spreaker.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5c022364bfe50d6a69677d1189a3e892.jpg"/><itunes:subtitle>Natives on a Budget is a podcast for Indigenous people who are working to manage their finances.</itunes:subtitle><itunes:summary><![CDATA[Natives on a Budget is a podcast for Indigenous people who are working to manage their finances.]]></itunes:summary><itunes:category text="Society &amp; Culture"/><itunes:explicit>clean</itunes:explicit><itunes:type>episodic</itunes:type><item><title>NOAB Special: Would You Take an 8 Month Paid Vacation?</title><link>https://www.spreaker.com/episode/noab-special-would-you-take-an-8-month-paid-vacation--67725895</link><description><![CDATA[Join Monica and Shawn as they dive into the Deferred Resignation Program, a controversial offer from the Trump administration that gives federal workers the chance to resign while still collecting a paycheck and benefits until September 30, 2025. With over 40,000 employees already opting in—but legal challenges putting the program on hold—this decision comes with major implications.  In this episode, we break down key questions: 🔹 Can you return to the government later—and at the same level? 🔹 How should you make the most of your "paid break"? 🔹 What opportunities exist to pivot your skills into new work?  If you’re a federal worker (or just fascinated by government policy), don’t miss this discussion on what might be the deal of a lifetime—or a gamble you can’t afford.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/2032177532</guid><pubDate>Tue, 11 Feb 2025 00:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725895/2032177532_nativesonabudget_noab_special_would_you_take_an_8_month_paid_vacation.mp3" length="17963466" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>Join Monica and Shawn as they dive into the Deferred Resignation Program, a controversial offer from the Trump administration that gives federal workers the chance to resign while still collecting a paycheck and benefits until September 30, 2025. With...</itunes:subtitle><itunes:summary><![CDATA[Join Monica and Shawn as they dive into the Deferred Resignation Program, a controversial offer from the Trump administration that gives federal workers the chance to resign while still collecting a paycheck and benefits until September 30, 2025. With over 40,000 employees already opting in—but legal challenges putting the program on hold—this decision comes with major implications.  In this episode, we break down key questions: 🔹 Can you return to the government later—and at the same level? 🔹 How should you make the most of your "paid break"? 🔹 What opportunities exist to pivot your skills into new work?  If you’re a federal worker (or just fascinated by government policy), don’t miss this discussion on what might be the deal of a lifetime—or a gamble you can’t afford.]]></itunes:summary><itunes:duration>1123</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/4daef9802e772330c1c0a643fad9a739.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 7: Multi-level Marketing, what we really think</title><link>https://www.spreaker.com/episode/episode-7-multi-level-marketing-what-we-really-think--67725904</link><description><![CDATA[It starts with a direct message, maybe from someone you know or just a random social media friend. They have an opportunity for you! It's going to make a lot of money! Your new best friend wants you to join their multi-level marketing (MLM), network marketing, or direct marketing business. In this episode Shawn and Monica share their thoughts MLMs and the questions you should ask yourself before getting into one.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1653885876</guid><pubDate>Wed, 01 Nov 2023 02:13:29 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725904/1653885876_nativesonabudget_episode_7_multi_level_marketing_what_we_really_think.mp3" length="26411257" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>It starts with a direct message, maybe from someone you know or just a random social media friend. They have an opportunity for you! It's going to make a lot of money! Your new best friend wants you to join their multi-level marketing (MLM), network...</itunes:subtitle><itunes:summary><![CDATA[It starts with a direct message, maybe from someone you know or just a random social media friend. They have an opportunity for you! It's going to make a lot of money! Your new best friend wants you to join their multi-level marketing (MLM), network marketing, or direct marketing business. In this episode Shawn and Monica share their thoughts MLMs and the questions you should ask yourself before getting into one.]]></itunes:summary><itunes:duration>1651</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c2973c7b3ebce84341b7347f3ffa7d76.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Student Loans, Servals and Pie</title><link>https://www.spreaker.com/episode/student-loans-servals-and-pie--67725898</link><description><![CDATA[Monica and Shawn are back with an episode all about student loans. The Supreme Court struck down President Biden’s student loan forgiveness plan which would have forgiven up to $20,000 for federal student loan borrowers. We recorded the episode before the news, but our predictions were correct.  In this episode we cover student loan forgiveness plans, scams, if you should take out student loans to begin with and a new segment called Stupid Stuff People spend their money on. Shawn thinks it is bottled water and Monica thinks it’s exotic pets.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1554910267</guid><pubDate>Mon, 03 Jul 2023 02:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725898/1554910267_nativesonabudget_student_loans_servals_and_pie.mp3" length="42974980" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>Monica and Shawn are back with an episode all about student loans. The Supreme Court struck down President Biden’s student loan forgiveness plan which would have forgiven up to $20,000 for federal student loan borrowers. We recorded the episode before...</itunes:subtitle><itunes:summary><![CDATA[Monica and Shawn are back with an episode all about student loans. The Supreme Court struck down President Biden’s student loan forgiveness plan which would have forgiven up to $20,000 for federal student loan borrowers. We recorded the episode before the news, but our predictions were correct.  In this episode we cover student loan forgiveness plans, scams, if you should take out student loans to begin with and a new segment called Stupid Stuff People spend their money on. Shawn thinks it is bottled water and Monica thinks it’s exotic pets.]]></itunes:summary><itunes:duration>2686</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c2973c7b3ebce84341b7347f3ffa7d76.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 6- We're Back!</title><link>https://www.spreaker.com/episode/episode-6-we-re-back--67725896</link><description><![CDATA[After a short break (only 2 years!) Shawn and Monica are back with the podcast! In this episode we catch up on our lives during the pandemic and past two years. We also talk about inflation and how to keep your grocery bill low. Hint: the key is planning ahead. Monica gives her annual rant on paying for tax prep services. See links below for places to do your taxes for free or low cost. We also give our list of upcoming show topics we'd like to cover. Enjoy!]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1454606479</guid><pubDate>Fri, 24 Feb 2023 03:24:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725896/1454606479_nativesonabudget_episode_6_were_back.mp3" length="27542673" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>After a short break (only 2 years!) Shawn and Monica are back with the podcast! In this episode we catch up on our lives during the pandemic and past two years. We also talk about inflation and how to keep your grocery bill low. Hint: the key is...</itunes:subtitle><itunes:summary><![CDATA[After a short break (only 2 years!) Shawn and Monica are back with the podcast! In this episode we catch up on our lives during the pandemic and past two years. We also talk about inflation and how to keep your grocery bill low. Hint: the key is planning ahead. Monica gives her annual rant on paying for tax prep services. See links below for places to do your taxes for free or low cost. We also give our list of upcoming show topics we'd like to cover. Enjoy!]]></itunes:summary><itunes:duration>1722</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/588d4615759e5199c243a31713375942.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 5: Organize your life, organize your finances</title><link>https://www.spreaker.com/episode/episode-5-organize-your-life-organize-your-finances--67725903</link><description><![CDATA[In this episode, Monica confesses to Shawn that she is a mess. When it comes to keeping papers organized, she uses the box method. Fill up papers in random boxes, then about three times a year go through those boxes and file everything, unless something is needed sooner. Keeping your papers organized can make a big difference in keeping your finances in order. Also in this episode tips for getting papers in order, a story of theft and a banking nightmare, and when to call it quits and file for bankruptcy.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/852677380</guid><pubDate>Sun, 05 Jul 2020 19:26:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725903/852677380_nativesonabudget_episode_5_organize_your_life_organize_your_finances.mp3" length="27111839" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>In this episode, Monica confesses to Shawn that she is a mess. When it comes to keeping papers organized, she uses the box method. Fill up papers in random boxes, then about three times a year go through those boxes and file everything, unless...</itunes:subtitle><itunes:summary><![CDATA[In this episode, Monica confesses to Shawn that she is a mess. When it comes to keeping papers organized, she uses the box method. Fill up papers in random boxes, then about three times a year go through those boxes and file everything, unless something is needed sooner. Keeping your papers organized can make a big difference in keeping your finances in order. Also in this episode tips for getting papers in order, a story of theft and a banking nightmare, and when to call it quits and file for bankruptcy.]]></itunes:summary><itunes:duration>1132</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8eb3ce9fdf64df54313e54a5e5c68656.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 4: The one where you get an emergency fund</title><link>https://www.spreaker.com/episode/episode-4-the-one-where-you-get-an-emergency-fund--67725900</link><description><![CDATA[What exactly is an emergency? Shawn and Monica break it down for you and talk about why now more than ever you need an emergency fund.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/826030996</guid><pubDate>Fri, 22 May 2020 19:51:39 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725900/826030996_nativesonabudget_episode_4_the_one_where_you_get_an_emergency_fund.mp3" length="18492342" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>What exactly is an emergency? Shawn and Monica break it down for you and talk about why now more than ever you need an emergency fund.</itunes:subtitle><itunes:summary><![CDATA[What exactly is an emergency? Shawn and Monica break it down for you and talk about why now more than ever you need an emergency fund.]]></itunes:summary><itunes:duration>772</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8eb3ce9fdf64df54313e54a5e5c68656.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast Extra: COVID-19 Scams</title><link>https://www.spreaker.com/episode/podcast-extra-covid-19-scams--67725911</link><description><![CDATA[Shawn and Monica bring you a special podcast extra about scammers taking advantage of the COVID-19 crisis. Some examples are: grandparent scam with a COVID twist, stimulus check scams and predatory lending, medical equipment scams and of course good old snake oil, cure scams.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/791144203</guid><pubDate>Sun, 05 Apr 2020 02:55:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725911/791144203_nativesonabudget_podcast_extra_covid_19_scams.mp3" length="22777923" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>Shawn and Monica bring you a special podcast extra about scammers taking advantage of the COVID-19 crisis. Some examples are: grandparent scam with a COVID twist, stimulus check scams and predatory lending, medical equipment scams and of course good...</itunes:subtitle><itunes:summary><![CDATA[Shawn and Monica bring you a special podcast extra about scammers taking advantage of the COVID-19 crisis. Some examples are: grandparent scam with a COVID twist, stimulus check scams and predatory lending, medical equipment scams and of course good old snake oil, cure scams.]]></itunes:summary><itunes:duration>951</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a01887a422dd7ccedf515d87a54caac9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Podcast extra: Budgeting During the COVID-19 crisis</title><link>https://www.spreaker.com/episode/podcast-extra-budgeting-during-the-covid-19-crisis--67725907</link><description><![CDATA[This is a special quick episode about managing your finances during the COVID-19 crisis. We cover the stimulus package, how to prioritize what bills to pay first, unemployment, student loans, overspending and hoarding and if being single or a couple is better during this crisis.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/785763319</guid><pubDate>Sun, 29 Mar 2020 03:15:54 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725907/785763319_nativesonabudget_podcast_extra_budgeting_during_the_covid_19_crisis.mp3" length="55804175" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>This is a special quick episode about managing your finances during the COVID-19 crisis. We cover the stimulus package, how to prioritize what bills to pay first, unemployment, student loans, overspending and hoarding and if being single or a couple...</itunes:subtitle><itunes:summary><![CDATA[This is a special quick episode about managing your finances during the COVID-19 crisis. We cover the stimulus package, how to prioritize what bills to pay first, unemployment, student loans, overspending and hoarding and if being single or a couple is better during this crisis.]]></itunes:summary><itunes:duration>2325</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/498f15f0e37974136499693b83394ba4.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 3- Spending plans: from fanny packs to extra lives in Candy Crush</title><link>https://www.spreaker.com/episode/episode-3-spending-plans-from-fanny-packs-to-extra-lives-in-candy-crush--67725912</link><description><![CDATA[In this episode, Monica and Shawn discuss spending plans, budgets, dumb spending and the best way to keep track. Fanny packs and extra lives in candy crush are optional. Sign up for our newsletter at www.nativesonabudget.com]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/769248136</guid><pubDate>Mon, 02 Mar 2020 01:13:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725912/769248136_nativesonabudget_episode_3_spending_plans_from_fanny_packs_to_extra_lives_in_candy_crush.mp3" length="31991416" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>In this episode, Monica and Shawn discuss spending plans, budgets, dumb spending and the best way to keep track. Fanny packs and extra lives in candy crush are optional. Sign up for our newsletter at www.nativesonabudget.com</itunes:subtitle><itunes:summary><![CDATA[In this episode, Monica and Shawn discuss spending plans, budgets, dumb spending and the best way to keep track. Fanny packs and extra lives in candy crush are optional. Sign up for our newsletter at www.nativesonabudget.com]]></itunes:summary><itunes:duration>1335</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8eb3ce9fdf64df54313e54a5e5c68656.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Natives on a Budget Episode 2</title><link>https://www.spreaker.com/episode/natives-on-a-budget-episode-2--67725908</link><description><![CDATA[I bet you thought this episode was going to be about tracking your spending and keeping a budget....WRONG! We want to talk about something way more important, self-sufficiency. Being self-sufficient, like being able to cook for yourself or fix your car, can help save money. It also makes you feel like a rock star. In this episode we talk about how being self-sufficient might help with the zombie apocalypses but more likely it will help you get through life's little challenges. We also talk about growing your own food, doing your own taxes and taking the #NoEatingOut Challenge. Enjoy!]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/753535198</guid><pubDate>Sun, 02 Feb 2020 00:40:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725908/753535198_nativesonabudget_natives_on_a_budget_episode_2.mp3" length="35021035" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>I bet you thought this episode was going to be about tracking your spending and keeping a budget....WRONG! We want to talk about something way more important, self-sufficiency. Being self-sufficient, like being able to cook for yourself or fix your...</itunes:subtitle><itunes:summary><![CDATA[I bet you thought this episode was going to be about tracking your spending and keeping a budget....WRONG! We want to talk about something way more important, self-sufficiency. Being self-sufficient, like being able to cook for yourself or fix your car, can help save money. It also makes you feel like a rock star. In this episode we talk about how being self-sufficient might help with the zombie apocalypses but more likely it will help you get through life's little challenges. We also talk about growing your own food, doing your own taxes and taking the #NoEatingOut Challenge. Enjoy!]]></itunes:summary><itunes:duration>1462</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8eb3ce9fdf64df54313e54a5e5c68656.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Natives on a Budget episode 1</title><link>https://www.spreaker.com/episode/natives-on-a-budget-episode-1--67725902</link><description><![CDATA[Welcome to the first episode of Natives on a Budget Podcast! Hosted by Monica Braine (Assiniboine/Lakota) and Shawn Spruce (Laguna Pueblo). In  this episode we talk about why 2020 is the year to get your finances in order.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/736481476</guid><pubDate>Wed, 01 Jan 2020 00:19:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67725902/736481476_nativesonabudget_natives_on_a_budget_episode_1.mp3" length="35002550" type="audio/mpeg"/><itunes:author>Monica Braine</itunes:author><itunes:subtitle>Welcome to the first episode of Natives on a Budget Podcast! Hosted by Monica Braine (Assiniboine/Lakota) and Shawn Spruce (Laguna Pueblo). In  this episode we talk about why 2020 is the year to get your finances in order.</itunes:subtitle><itunes:summary><![CDATA[Welcome to the first episode of Natives on a Budget Podcast! Hosted by Monica Braine (Assiniboine/Lakota) and Shawn Spruce (Laguna Pueblo). In  this episode we talk about why 2020 is the year to get your finances in order.]]></itunes:summary><itunes:duration>1458</itunes:duration><itunes:explicit>clean</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/8b8640b000bd6d61cc9e7027e290d5d1.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
