https://www.spreaker.com/podcast/retirement-rescue-radio--6640436enInvestingCopyright Nate Millerhttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7bfeeb92082747958c225ac0fc518310.jpghttps://www.spreaker.com/podcast/retirement-rescue-radio--6640436Mon, 22 Dec 2025 15:54:08 +0000Nate MillerNate Millerfeeds@spreaker.comRetirement Rescue Radio is a weekly podcast with Author, Financial Advisor, Husband, Father, and Blackbelt, Nate Miller, Founder of Miller Retirement Group headquartered in the heart of the Midwest; Lawrence, Kansas. If you are a retiree, or...cleanepisodichttps://retirementrescueradio.com/episode-199-money-mission-trips-and-mistletoe/https://api.spreaker.com/episode/69167634Mon, 22 Dec 2025 15:00:38 +0000Nate MillerNate thanks his team and his clients by telling how they’ve helped him build his business to allow him to give back, and recounts a very recent story of his first Mission Trip.1384cleanfullhttps://www.spreaker.com/episode/episode-197-how-advisors-add-value-it-s-probably-different-than-what-you-think--67412878fecb4e2b-417d-4f01-90e4-bb35289c9055Mon, 18 Aug 2025 08:00:00 +0000Nate MillerNate discusses some of the way is that advisors bring value to their clients in more ways than simply investment returns. Source: PDF of the RMA study guide. Pages 16 – 192154clean1198fullhttps://www.spreaker.com/episode/episode-196-the-american-blue-collar-boom--67327830https://www.youtube.com/watch?v=7er_Cjknknw   https://www.dailywire.com/news/trump-secures-biggest-of-all-trade-deals-with-eu]]>d92e6d9a-ecbe-4e01-8abd-606a366a7036Mon, 11 Aug 2025 08:00:00 +0000Nate MillerNate shares some actual good news about the economy amidst a lot of negative. Good news is out there!   Source: https://www.youtube.com/watch?v=7er_Cjknknw   https://www.dailywire.com/news/trump-secures-biggest-of-all-trade-deals-with-euhttps://www.youtube.com/watch?v=7er_Cjknknw   https://www.dailywire.com/news/trump-secures-biggest-of-all-trade-deals-with-eu]]>1278clean1197fullhttps://www.spreaker.com/episode/episode-195-the-big-beautiful-bill-has-passed--67242858https://taxfoundation.org/research/all/federal/big-beautiful-bill-senate-gop-tax-plan/?fbclid=IwY2xjawLd9pFleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6uSuBkMY86eLyoFqqojCAZpOm-p8Q6HdAwudH36aM3IIpB87suXhhczXnPqg_aem_CJzShSC6xo4fgn4zdqtJ1A https://wcginc.com/blog/one-big-beautiful-bill-obbb/?fbclid=IwY2xjawLd9pRleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6r4UcjFtXxACgx8GL_V4V6NN_YDbEtuBWV8WOpOYFc2Kdw_ZQfHbQsiJCiKA_aem_U8UJN1gOXxOnqnL3r2_ygQ https://fortune.com/2025/07/04/trump-signs-one-big-beautiful-bill-into-law-what-that-means-for-your-money/?fbclid=IwY2xjawLd9pdleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6uSuBkMY86eLyoFqqojCAZpOm-p8Q6HdAwudH36aM3IIpB87suXhhczXnPqg_aem_CJzShSC6xo4fgn4zdqtJ1A https://www.bogleheads.org/forum/viewtopic.php?t=457576&fbclid=IwY2xjawLd9ppleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR407mFk2xmCzWFyWon2IGB7_jeIo0I-XTxpahqmkmXXb4-uLDQm2PC2_RCQQg_aem_rvC6014ec7oA7UKO0VOStA https://www.cnbc.com/guide/what-trumps-one-big-beautiful-bill-means-for-your-money/?fbclid=IwY2xjawLd9p1leHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6wVUnF2upPPztlAZqRSg7S26TGBropG5kPJk60gng_R347FApSKsiLijoTIg_aem_MINsVbLaK7sDXlgYKBBjaQ#senior-bonus-deduction]]>f526a3b0-1355-4bc4-a5c8-485f7ba78c46Mon, 04 Aug 2025 08:00:00 +0000Nate MillerNate discusses the final big beautiful bill and what it means to retirees and pre retirees from a tax and income standpoint. Source: Source:...https://taxfoundation.org/research/all/federal/big-beautiful-bill-senate-gop-tax-plan/?fbclid=IwY2xjawLd9pFleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6uSuBkMY86eLyoFqqojCAZpOm-p8Q6HdAwudH36aM3IIpB87suXhhczXnPqg_aem_CJzShSC6xo4fgn4zdqtJ1A https://wcginc.com/blog/one-big-beautiful-bill-obbb/?fbclid=IwY2xjawLd9pRleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6r4UcjFtXxACgx8GL_V4V6NN_YDbEtuBWV8WOpOYFc2Kdw_ZQfHbQsiJCiKA_aem_U8UJN1gOXxOnqnL3r2_ygQ https://fortune.com/2025/07/04/trump-signs-one-big-beautiful-bill-into-law-what-that-means-for-your-money/?fbclid=IwY2xjawLd9pdleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6uSuBkMY86eLyoFqqojCAZpOm-p8Q6HdAwudH36aM3IIpB87suXhhczXnPqg_aem_CJzShSC6xo4fgn4zdqtJ1A https://www.bogleheads.org/forum/viewtopic.php?t=457576&fbclid=IwY2xjawLd9ppleHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR407mFk2xmCzWFyWon2IGB7_jeIo0I-XTxpahqmkmXXb4-uLDQm2PC2_RCQQg_aem_rvC6014ec7oA7UKO0VOStA https://www.cnbc.com/guide/what-trumps-one-big-beautiful-bill-means-for-your-money/?fbclid=IwY2xjawLd9p1leHRuA2FlbQIxMABicmlkETFtek5ubTdCdGpRZmNBYUJ4AR6wVUnF2upPPztlAZqRSg7S26TGBropG5kPJk60gng_R347FApSKsiLijoTIg_aem_MINsVbLaK7sDXlgYKBBjaQ#senior-bonus-deduction]]>1118clean1196fullhttps://www.spreaker.com/episode/episode-194-beyond-work-retirement-plans-exploring-investment-account-options--667045731e67433a-5943-4572-aa68-6df80db2d567Mon, 23 Jun 2025 08:00:00 +0000Nate MillerNate discusses some of the investment accounts that you can open and investing for retirement other than someone’s retirement plan at work.1583clean1195fullhttps://www.spreaker.com/episode/episode-193-tesla-will-help-me-donate-to-charity-for-free--66332949 https://www.google.com/finance/quote/TSLA:NASDAQ?sa=X&ved=2ahUKEwjaquOr5aKMAxVWHNAFHSXNEJwQ3ecFegQIPxAf    ]]>87fc7d7e-8e6d-499b-bdba-4319975a242bMon, 14 Apr 2025 08:00:00 +0000Nate MillerNate discusses how to use certain marketing conditions to your advantage combined with Donor Advised Funds to donate more money to charity in a tax savvy way.   Source:... https://www.google.com/finance/quote/TSLA:NASDAQ?sa=X&ved=2ahUKEwjaquOr5aKMAxVWHNAFHSXNEJwQ3ecFegQIPxAf    ]]>882clean1194fullhttps://www.spreaker.com/episode/episode-192-retirement-doomsday-i-don-t-think-so-bob--66332952 https://www.retirementwatch.com/offer/rw-default?source=RWDD8715T&step=0&CID=434710&AFID=506988&CLICKID=01_177173239_16f527e5-17dc-4e86-a4ca-263b15cb6e5f   https://www.retirementwatch.com/offer/rw-default?source=RWDD8715T&step=1&CID=434710&AFID=506988&CLICKID=01_177173239_16f527e5-17dc-4e86-a4ca-263b15cb6e5f]]>2411c260-226f-4a78-9035-066b447f1ecdMon, 03 Feb 2025 09:00:00 +0000Nate MillerNate discusses a video that has been making its rounds among his clients that is simply a fear mongering advertisement to sell more newsletter subscriptions and should not be taken seriously.   Source:... https://www.retirementwatch.com/offer/rw-default?source=RWDD8715T&step=0&CID=434710&AFID=506988&CLICKID=01_177173239_16f527e5-17dc-4e86-a4ca-263b15cb6e5f   https://www.retirementwatch.com/offer/rw-default?source=RWDD8715T&step=1&CID=434710&AFID=506988&CLICKID=01_177173239_16f527e5-17dc-4e86-a4ca-263b15cb6e5f]]>1294clean1193fullhttps://www.spreaker.com/episode/episode-191-the-new-social-security-fairness-act--66332954 https://www.thinkadvisor.com/2025/01/05/biden-signs-social-security-fairness-act-/?kw=Biden%20Signs%20Social%20Security%20Fairness%20Act&utm_source=email&utm_medium=enl&utm_campaign=newsroomupdate&utm_content=20250105&utm_term=ta&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2025/01/03/debate-is-the-social-security-fairness-act-fair/?kw=Debate%3A%20Is%20the%20Social%20Security%20Fairness%20Act%20Fair%3F&utm_position=1&utm_source=email&utm_medium=enl&utm_campaign=lifehealthweekender&utm_content=20250105&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2024/12/30/social-security-fairness-act-could-cause-new-problems/?kw=Social%20Security%20Fairness%20Act%20Could%20Cause%20New%20Problems&utm_position=1&utm_source=email&utm_medium=enl&utm_campaign=weekendreview&utm_content=20250104&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2024/12/27/social-security-fairness-act-calls-for-2024-back-payments/?kw=Social%20Security%20Fairness%20Act%20Calls%20for%202024%20Back%20Payments&utm_source=email&utm_medium=enl&utm_campaign=earlywire&utm_content=20241230&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a]]>4d99f8f3-c457-4056-90a5-55feb0d7bd2eMon, 20 Jan 2025 09:00:00 +0000Nate MillerNate discusses the new Act and the positives and negatives of it, and how it could impact retirees and the Social Security Trust Fund.   Source:... https://www.thinkadvisor.com/2025/01/05/biden-signs-social-security-fairness-act-/?kw=Biden%20Signs%20Social%20Security%20Fairness%20Act&utm_source=email&utm_medium=enl&utm_campaign=newsroomupdate&utm_content=20250105&utm_term=ta&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2025/01/03/debate-is-the-social-security-fairness-act-fair/?kw=Debate%3A%20Is%20the%20Social%20Security%20Fairness%20Act%20Fair%3F&utm_position=1&utm_source=email&utm_medium=enl&utm_campaign=lifehealthweekender&utm_content=20250105&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2024/12/30/social-security-fairness-act-could-cause-new-problems/?kw=Social%20Security%20Fairness%20Act%20Could%20Cause%20New%20Problems&utm_position=1&utm_source=email&utm_medium=enl&utm_campaign=weekendreview&utm_content=20250104&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a   https://www.thinkadvisor.com/2024/12/27/social-security-fairness-act-calls-for-2024-back-payments/?kw=Social%20Security%20Fairness%20Act%20Calls%20for%202024%20Back%20Payments&utm_source=email&utm_medium=enl&utm_campaign=earlywire&utm_content=20241230&utm_term=tadv&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a]]>1759clean1192fullhttps://www.spreaker.com/episode/episode-190-tariffs-taxes-and-trade-oh-my--66332960 https://www.washingtonpost.com/opinions/2024/10/28/jeff-bezos-washington-post-trust/   https://pmc.ncbi.nlm.nih.gov/articles/PMC7255316/#:~:text=The%20wasteful%20effects%20of%20protectionism,marginally%2Dsignificant%20increase%20in%20unemployment.   https://taxfoundation.org/research/all/federal/tariffs/   https://www.investopedia.com/news/what-are-tariffs-and-how-do-they-affect-you/   https://www.dailywire.com/news/trump-promises-tariffs-on-all-products-from-mexico-until-it-curbs-flow-of-migrants-into-u-s   https://www.dailywire.com/news/trudeau-says-he-had-a-good-call-with-trump-after-threat-of-tariffs   https://www.dailywire.com/news/trump-unveils-tariff-ultimatums-against-canada-mexico-and-china   https://www.dailywire.com/news/the-art-of-the-tariff-how-trump-can-help-save-the-middle-class]]>18649767-2315-4796-9165-394121d64361Mon, 23 Dec 2024 09:00:00 +0000Nate MillerNate discusses the positives and negatives about the Trump tariffs and how they could affect prices, the market, and retirees’ investments.   Source: https://www.washingtonpost.com/opinions/2024/10/28/jeff-bezos-washington-post-trust/  ... https://www.washingtonpost.com/opinions/2024/10/28/jeff-bezos-washington-post-trust/   https://pmc.ncbi.nlm.nih.gov/articles/PMC7255316/#:~:text=The%20wasteful%20effects%20of%20protectionism,marginally%2Dsignificant%20increase%20in%20unemployment.   https://taxfoundation.org/research/all/federal/tariffs/   https://www.investopedia.com/news/what-are-tariffs-and-how-do-they-affect-you/   https://www.dailywire.com/news/trump-promises-tariffs-on-all-products-from-mexico-until-it-curbs-flow-of-migrants-into-u-s   https://www.dailywire.com/news/trudeau-says-he-had-a-good-call-with-trump-after-threat-of-tariffs   https://www.dailywire.com/news/trump-unveils-tariff-ultimatums-against-canada-mexico-and-china   https://www.dailywire.com/news/the-art-of-the-tariff-how-trump-can-help-save-the-middle-class]]>1578clean1191fullhttps://www.spreaker.com/episode/episode-189-project-2025-cuts-or-no-cuts-to-social-security--66332967 https://static.project2025.org/2025_MandateForLeadership_FULL.pdf  ]]>383eacfc-98a7-4215-893c-dcc0794c59f8Mon, 11 Nov 2024 09:00:00 +0000Nate MillerNate has heard multiple times that Trump wants to cut Social Security, hearing that the source of those concerns was project 2025, so he downloaded all 922 pages, and gets to the bottom of it. Source:... https://static.project2025.org/2025_MandateForLeadership_FULL.pdf  ]]>1122clean1190fullhttps://www.spreaker.com/episode/episode-188-social-security-cola-2025-with-a-little-politics--66332972 https://www.thinkadvisor.com/2024/10/10/social-security-cola-for-2025-set-at-2-5/?kw=Social%20Security%20COLA%20for%202025%20Set%20at%202.5%25&utm_source=email&utm_medium=enl&utm_campaign=newsroomupdate&utm_content=20241010&utm_term=ta&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a https://www.aarp.org/retirement/social-security/info-2024/cola-set-for-2025.html#:~:text=In%20their%202024%20annual%20report,a%20month%20for%20most%20recipients.  ]]>329bbda6-8d57-44f3-bcec-a0c2a1e58165Mon, 28 Oct 2024 08:00:00 +0000Nate MillerNate discusses the cost of living adjustment increase for 2025 along with the Medicare premium increase, and again tries, possibly in vain, to temper election season emotions. Source:... https://www.thinkadvisor.com/2024/10/10/social-security-cola-for-2025-set-at-2-5/?kw=Social%20Security%20COLA%20for%202025%20Set%20at%202.5%25&utm_source=email&utm_medium=enl&utm_campaign=newsroomupdate&utm_content=20241010&utm_term=ta&oly_enc_id=4791J5393367D8I&user_id=7dece68a50d12914b4929182d0b4cb5001dd82cb0e00296b32af6f59bb259b0a https://www.aarp.org/retirement/social-security/info-2024/cola-set-for-2025.html#:~:text=In%20their%202024%20annual%20report,a%20month%20for%20most%20recipients.  ]]>810clean1189fullhttps://www.spreaker.com/episode/episode-187-underspending-in-retirement-why-retirees-may-be-hesitant-to-spend-what-they-ve-saved--66332950 https://www.morningstar.com/retirement/tips-help-you-spend-less-or-more-retirement   https://www.forbes.com/sites/timmaurer/2023/09/24/scared-to-spend-overcoming-the-retirement-cycle-of-fear/?sh=4937ce036c5f   https://www.msn.com/en-us/news/us/the-anxiety-of-spending-money-you-definitely-have/ar-AA1ojOvF]]>268230b3-7214-4b33-8583-ec0ea6634171Mon, 07 Oct 2024 13:29:00 +0000Nate MillerNate discusses a few articles around the theme of underspending in retirement and why some retirees may be hesitant to spend money in retirement, even if their strategies show that they could spend higher amounts.   Source: ... https://www.morningstar.com/retirement/tips-help-you-spend-less-or-more-retirement   https://www.forbes.com/sites/timmaurer/2023/09/24/scared-to-spend-overcoming-the-retirement-cycle-of-fear/?sh=4937ce036c5f   https://www.msn.com/en-us/news/us/the-anxiety-of-spending-money-you-definitely-have/ar-AA1ojOvF]]>1654clean1188fullhttps://www.spreaker.com/episode/episode-186-harris-s-25-unrealized-capital-gains-tax--66332955 https://www.forbes.com/sites/robertwood/2024/08/29/kamala-harris-plan-to-tax-unrealized-capital-gain-is-scary-heres-why/   https://www.forbes.com/sites/robertwood/2024/08/28/kamala-harris-has-big-plans-for-your-taxes-here-is-what-you-could-pay/   https://www.politifact.com/factchecks/2024/aug/30/facebook-posts/harris-backs-an-unrealized-capital-gains-tax-it-wo/   https://taxfoundation.org/data/all/federal/latest-federal-income-tax-data-2024/]]>0d1e2606-0073-43fc-96a2-f88704219ee4Mon, 16 Sep 2024 08:00:00 +0000Nate MillerNate discusses Kamala Harris’s 25% proposed tax on unrealized capital gains.   Sources:   https://www.forbes.com/sites/robertwood/2024/08/29/kamala-harris-plan-to-tax-unrealized-capital-gain-is-scary-heres-why/  ... https://www.forbes.com/sites/robertwood/2024/08/29/kamala-harris-plan-to-tax-unrealized-capital-gain-is-scary-heres-why/   https://www.forbes.com/sites/robertwood/2024/08/28/kamala-harris-has-big-plans-for-your-taxes-here-is-what-you-could-pay/   https://www.politifact.com/factchecks/2024/aug/30/facebook-posts/harris-backs-an-unrealized-capital-gains-tax-it-wo/   https://taxfoundation.org/data/all/federal/latest-federal-income-tax-data-2024/]]>938clean1187fullhttps://www.spreaker.com/episode/episode-185-debunking-biden-s-state-of-the-union-tax-speech--66332957 https://taxfoundation.org/data/all/federal/summary-latest-federal-income-tax-data-2023-update/#:~:text=The%20top%201%20percent%20earned,the%20bottom%2090%20percent%20combined   https://www.forbes.com/advisor/business/average-salary-by-state/   https://www.politifact.com/factchecks/2021/apr/12/joe-biden/fact-checking-joe-biden-corporation-taxes/   https://drilldownsolution.com/how-billionaires-avoid-taxes/   https://www.washingtonpost.com/politics/2021/10/21/bidens-favorite-stat-that-55-major-corporations-paid-no-federal-income-tax/   https://www.politifact.com/factchecks/2023/nov/29/joe-biden/is-joe-biden-right-that-republicans-would-cut-soci/]]>8d195d3c-2c0f-4bb9-92d7-0eceb574eeccMon, 25 Mar 2024 08:00:00 +0000Nate MillerNate is once again fed up with the narrative of the rich not paying any taxes. Literally every single tax comment that came out of Biden’s mouth is wrong. And not subjectively wrong, not politically wrong, they are every one of them objectively,... https://taxfoundation.org/data/all/federal/summary-latest-federal-income-tax-data-2023-update/#:~:text=The%20top%201%20percent%20earned,the%20bottom%2090%20percent%20combined   https://www.forbes.com/advisor/business/average-salary-by-state/   https://www.politifact.com/factchecks/2021/apr/12/joe-biden/fact-checking-joe-biden-corporation-taxes/   https://drilldownsolution.com/how-billionaires-avoid-taxes/   https://www.washingtonpost.com/politics/2021/10/21/bidens-favorite-stat-that-55-major-corporations-paid-no-federal-income-tax/   https://www.politifact.com/factchecks/2023/nov/29/joe-biden/is-joe-biden-right-that-republicans-would-cut-soci/]]>1855biden,sotu,taxesclean1186fullhttps://www.spreaker.com/episode/episode-184-will-social-security-go-bankrupt--663329708754020a-303f-47f2-b913-265010bac31eMon, 04 Mar 2024 09:00:00 +0000Nate MillerNate discusses an article that explains the changes to the Social Security System that Retirees would be willing to make in order to shore up the reserves and bring it back to solvency.1160clean1185fullhttps://www.spreaker.com/episode/episode-183-social-security-101-1001-interview-with-josh-miller--66332958d7956ff0-b036-4bca-abe5-2a095017b496Mon, 26 Feb 2024 09:00:00 +0000Nate MillerNate interviews Advisor Josh Miller on some very specific nuanced social security claiming strategies.2821clean1184fullhttps://www.spreaker.com/episode/episode-182-financial-myth-busting-with-matt-black--66332956db212e51-1d8c-4767-9e44-64e851c78cb7Mon, 15 Jan 2024 09:00:00 +0000Nate MillerNate interviews Matt Black who busts some myths surrounding retirement.2736clean1183fullhttps://www.spreaker.com/episode/episode-181-game-the-aca-and-retire-early--66332964

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]]>2c7a14d7-0b66-4b9a-83e1-819307852521Mon, 04 Dec 2023 09:00:00 +0000Nate MillerNate discusses strategies to retire early and get the income you need while still qualifying for the ACA tax credits. Sources: -...

Health Insurance Marketplace Calculator

HealthCare.gov - Count Income & Household Size

]]>1518clean1182fullhttps://www.spreaker.com/episode/episode-180-spousal-social-security-doesn-t-work-like-you-think-anymore--66332953Social Security Filing Rules for Retirement and Spouses Benefits]]>4d45f022-e9f2-4ccb-9aca-d556df703fbdMon, 28 Aug 2023 08:00:00 +0000Nate MillerNate discusses a specific claiming strategy that received a major overhaul in 2015. Source: https://www.ssa.gov/benefits/retirement/planner/claiming.htmlSocial Security Filing Rules for Retirement and Spouses Benefits]]>888clean1181fullhttps://www.spreaker.com/episode/episode-179-i-have-kpers-1-i-am-55-years-old-can-i-retire-if-i-don-t-have-1-million-saved--66332969b181835b-1229-4c7c-96ee-771ec6d13c9fMon, 14 Aug 2023 08:00:00 +0000Nate MillerNate takes us through some of the questions you should be asking if you are part of the KPERS system, as well as other considerations to help make your pension and lump sum decisions.1074clean1180fullhttps://www.spreaker.com/episode/episode-178-debt-ceiling-interest-rates-and-old-nates--66332977 AE Wealth Management]]>b59d262e-720f-43f7-af19-6034d36cf193Mon, 29 May 2023 08:00:00 +0000Nate MillerNate discusses how to tell what kind of financial advisor you will hear from at retirement workshops based on the disclosures on the invitations. He also gives an update on the markets and interest rates and where he expects the market to go this... AE Wealth Management]]>1258clean1179fullhttps://www.spreaker.com/episode/episode-177-debt-ceiling-nonsense--66332975 https://fiscaldata.treasury.gov/americas-finance-guide/national-debt/]]>d5e6257e-272e-4b62-88a0-7b82da0367feMon, 20 Feb 2023 09:00:00 +0000Nate MillerNate discusses his opinion on the debt ceiling issue and its use as a political negotiating tool and whether or not you should be concerned about it. Source: https://fiscaldata.treasury.gov/americas-finance-guide/national-debt/ https://fiscaldata.treasury.gov/americas-finance-guide/national-debt/]]>1164clean1178fullhttps://www.spreaker.com/episode/episode-176-2023-new-year-goals-and-market-outlook--663329804c4ea30c-e1ce-42e4-839d-f48ddaed03fdMon, 23 Jan 2023 09:00:00 +0000Nate MillerNate discusses setting good goals for the year, and gives his perspective on the last quarter of 2022, and the outlook for 2023.1542clean1177fullhttps://www.spreaker.com/episode/episode-175-dissecting-the-secure-act-2-0--6633297139b2fade-1b0b-4305-82f1-7cacc0f93c36Mon, 09 Jan 2023 09:00:00 +0000Nate MillerNate goes through the Secure Act 2.0 legislation, highlights important or interesting aspects, and offers his commentary on the impact to retirees.1826clean1176fullhttps://www.spreaker.com/episode/episode-174-end-of-year-potpourri--66332961eb2e7b80-f95f-44e2-9e3b-8ac09e4fa157Mon, 19 Dec 2022 19:45:00 +0000Nate MillerNate discusses the new Social Security COLA, some end of year IRA planning, and some thoughts around what needs to happen to lower inflation and set 2023 back on track.1304clean1175fullhttps://www.spreaker.com/episode/episode-173-setting-the-annuity-record-straight--66332979f29fd35b-7205-4d0c-b0de-c1d30e9e8341Mon, 21 Nov 2022 09:00:00 +0000Nate MillerNate discusses some myths surrounding annuities and attempts to shine more of a balanced explanation of when they could be a useful tool during retirement.1177clean1174fullhttps://www.spreaker.com/episode/episode-172-retiring-early-or-working-in-retirement--66332981NY Times, CNBC]]>c0b81427-126d-44fa-9a57-018de0ada10fMon, 24 Oct 2022 08:00:00 +0000Nate MillerMillennials want to retire at 50, but aren’t saving nearly enough, and studies show that a lot of people plan to work in some fashion in retirement. Sources: https://www.nytimes.com/2022/09/24/business/millennials-retirement.html,...NY Times, CNBC]]>1572clean1173fullhttps://www.spreaker.com/episode/episode-171-student-loan-forgiveness--66332983Kitces.com Note PD Best Colleges NCES.ed.gov]]>e6d9d76f-6c74-44b3-afa4-bef167eff390Mon, 10 Oct 2022 08:00:00 +0000Nate MillerNate discusses the recent student loan forgiveness and what that could mean for your retirement. Sources:...Kitces.com Note PD Best Colleges NCES.ed.gov]]>1214clean1172fullhttps://www.spreaker.com/episode/episode-170-5-tax-strategies-every-retiree-should-be-using--66332973f47290b1-7fa4-435b-b12a-a7305e956873Mon, 05 Sep 2022 08:00:00 +0000Nate MillerNate discusses 5 specific tax strategies to help retirees lower their overall lifetime tax liability, and gives examples of combining strategies to make an even bigger impact on your tax bottom line.1561clean1171fullhttps://www.spreaker.com/episode/episode-169-savings-survey-and-refinancing--66332987kitces.com - Weekend Reading for Financial Planners July 30-31 kitces.com - Consumers are Keeping More Cash on the Sidelines]]>8da70ae0-9250-4ed8-b686-60a08ba56d53Mon, 22 Aug 2022 08:00:14 +0000Nate MillerNate discusses a couple articles and gives his perspective on a survey of over 1000 American adults and shares his thoughts on doing a cash out refinance of one’s home....kitces.com - Weekend Reading for Financial Planners July 30-31 kitces.com - Consumers are Keeping More Cash on the Sidelines]]>1452clean1170fullhttps://www.spreaker.com/episode/episode-168-mailbag-questions-529-plans-younger-spouse-and-mom-s-house--66332993

Savings for college in a 529

Do I need life Insurance?

Should I sell mom’s house before she goes into a nursing home?

Source: ThinkAdvisor]]>484e8af6-5dca-4dc9-acd5-ba26f28a7b0fMon, 08 Aug 2022 08:00:00 +0000Nate MillerJosh asks Nate his opinion on a variety of financial and retirement topics. Key takeaways and questions: - Savings for college in a 529 - Do I need life Insurance? - Should I sell mom’s house before she goes into a nursing home? Source:...

Savings for college in a 529

Do I need life Insurance?

Should I sell mom’s house before she goes into a nursing home?

Source: ThinkAdvisor]]>1682clean1169fullhttps://www.spreaker.com/episode/episode-167-10-things-you-should-know-about-bear-markets--66332968

Is a recession coming?

When does a market enter a bear market?

How often to bear markets happen?

Source: Hartford Funds]]>4b7e332c-f5d6-4754-8fdb-c5992eb9f31eMon, 25 Jul 2022 08:00:00 +0000Nate MillerNate gives perspective around bear market declines to help give peace of mind for investors today. Key takeaways: - Is a recession coming? - When does a market enter a bear market? - How often to bear markets happen? Source:...

Is a recession coming?

When does a market enter a bear market?

How often to bear markets happen?

Source: Hartford Funds]]>1664clean1167fullhttps://www.spreaker.com/episode/episode-166-unretirement-with-richard-eisenberg--66332991Twitter and LinkedIn! Check out Richard's podcast, Friends Talk Money, available on Apple Podcasts. You can also Richard's Marketwatch Blog: The View from Unretirement]]>c9675d26-12c6-40bb-b048-2eda97e40ca7Mon, 11 Jul 2022 08:00:00 +0000Nate MillerNate and Richard discuss several aspects of retirement including midlife financial crisis, keeping a schedule even when retired, and ways to discern whether or not the information that you find online could be biased. You can follow Richard on...Twitter and LinkedIn! Check out Richard's podcast, Friends Talk Money, available on Apple Podcasts. You can also Richard's Marketwatch Blog: The View from Unretirement]]>3500clean1167fullhttps://www.spreaker.com/episode/episode-165-your-identity-is-not-defined-by-what-you-get-paid-to-do-interview-with-don-ezra--66332986

What is an actuary?

“Life Two” Book

Working in retirement

How do figure out “what to do” in retirement

Fear of running out of money

Short term vs long term happiness

]]>6abc8ffb-0bcf-43c4-affd-e03d374f3e09Mon, 27 Jun 2022 08:00:00 +0000Nate MillerNate & Don discuss why your identity is not defined by what you get paid to do.   Key takeaways: - What is an actuary? - “Life Two” Book - Working in retirement - How do figure out “what to do” in retirement - Fear of running out of money -...

What is an actuary?

“Life Two” Book

Working in retirement

How do figure out “what to do” in retirement

Fear of running out of money

Short term vs long term happiness

]]>3601clean1166fullhttps://www.spreaker.com/episode/episode-158-will-i-pay-tax-on-my-roth-ira-due-to-the-5-year-rule--66332990

Contributions

Conversions

Inherited

  IRS pecking order of withdrawals

1. Contributions first
2. Conversion second
3. Growth or earnings third

]]>56085141-527d-493b-8fab-a41643007da3Mon, 11 Apr 2022 08:00:00 +0000Nate MillerNate sheds light on the confusion surrounding the IRS’s Roth IRA 5-year rule. Three types of Roth accounts this affects: - Contributions - Conversions - Inherited   IRS pecking order of withdrawals - Contributions first - Conversion second -...

Contributions

Conversions

Inherited

  IRS pecking order of withdrawals

1. Contributions first
2. Conversion second
3. Growth or earnings third

]]>796clean1159fullhttps://www.spreaker.com/episode/episode-156-rmd-distribution-nightmare--66332962 https://www.thinkadvisor.com/2022/03/14/ed-slott-new-irs-secure-act-regs-are-an-rmd-nightmare/ Key takeaways:

• Stretch IRA
• Types of Beneficiaries
• Trusts
• Roth IRA
• Spousal Rollovers

]]>5abdec32-9f48-4d0c-84a0-bcb715cda790Mon, 28 Mar 2022 08:00:00 +0000Nate MillerNate discusses some of the new interpretations behind the 10 year distribution rule of IRA money after the passage of the Secure Act, and the consequences of getting it wrong. Source:... https://www.thinkadvisor.com/2022/03/14/ed-slott-new-irs-secure-act-regs-are-an-rmd-nightmare/ Key takeaways:

• Stretch IRA
• Types of Beneficiaries
• Trusts
• Roth IRA
• Spousal Rollovers

]]>1343clean1157fullhttps://www.spreaker.com/episode/episode-155-mailbag-questions-advisor-vs-salesman--66333006
Key takeaways:

• Life Insurance
• Bank Assets
• Big Purchases in Retirement
• Home Equity Loans
• Policies and plans for grandkids
• Inflation
• Market corrections

]]>6b4186ea-45fe-4cfa-a87d-e23a7aa6a99fMon, 14 Mar 2022 09:00:00 +0000Nate MillerNate and Josh discuss questions received through the podcast email inbox. Key takeaways: - Life Insurance - Bank Assets - Big Purchases in Retirement - Home Equity Loans - Policies and plans for grandkids - Inflation - Market corrections
Key takeaways:

• Life Insurance
• Bank Assets
• Big Purchases in Retirement
• Home Equity Loans
• Policies and plans for grandkids
• Inflation
• Market corrections

]]>2242clean1156fullhttps://www.spreaker.com/episode/episode-154-should-i-convert-to-a-roth-ira-present-value-of-money-argument-is-a-myth-busted--66332978

Converting to a ROTH

Taxes on distributions

Tax Brackets in retirement

IRS

Present value of money

Click here to see the source for today's episode!]]>65cd0975-344b-43f6-a84a-116b23dbe930Mon, 07 Mar 2022 09:00:00 +0000Nate Miller(This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individual's situation. Cannot guarantee the...

Converting to a ROTH

Taxes on distributions

Tax Brackets in retirement

IRS

Present value of money

Click here to see the source for today's episode!]]>1390clean1155fullhttps://www.spreaker.com/episode/episode-148-mailbag-questions-i-have-a-pension-do-i-still-need-to-save--66332997

Pensions

Retirement Income Analysis

Saving in Retirement

]]>96ae0d76-3cf5-429b-8f74-30d515bdab27Mon, 24 Jan 2022 09:00:00 +0000Nate MillerNate and Josh discuss questions received through the podcast mailbox. To ask a question, simply email asknate@retirementrescueradio.com Key takeaways: - Pensions - Retirement Income Analysis - Saving in Retirement

Pensions

Retirement Income Analysis

Saving in Retirement

]]>1058clean1149fullhttps://www.spreaker.com/episode/episode-147-best-of-rrr-the-401k-scam--66332984

How did they sell it to us?

Who stands to benefit from it?

Nate gives a hypothetical example of how one could potentially end up paying more taxes in retirement that you saved during your working career!

What to do instead to help avoid that happening.

What amount should you have in these plans when you retire to help avoid paying tax on your Social Security income.

]]>bfa8b5a4-e0ae-4f57-bfe5-44e76b08aac4Mon, 17 Jan 2022 09:00:00 +0000Nate MillerWhat we’ve been told about the tax savings in these plans is a lie. Key takeaways: - How did they sell it to us? - Who stands to benefit from it? - Nate gives a hypothetical example of how one could potentially end up paying more taxes in...

How did they sell it to us?

Who stands to benefit from it?

Nate gives a hypothetical example of how one could potentially end up paying more taxes in retirement that you saved during your working career!

What to do instead to help avoid that happening.

What amount should you have in these plans when you retire to help avoid paying tax on your Social Security income.

]]>1714clean1148fullhttps://www.spreaker.com/episode/episode-146-best-of-rrr-intermittent-fasting-preventing-muscle-loss-as-we-age--66333013aa56f5c0-4995-44f2-b63a-ab0856538266Mon, 10 Jan 2022 09:00:00 +0000Nate MillerYani is co owner of Unity Gym and helped develop the “Foundational Movement System.”5406clean1147fullhttps://www.spreaker.com/episode/episode-145-new-year-new-you--66332996 https://www.goskills.com/Soft-Skills/Resources/Top-10-new-years-resolutions Key takeaways:

• How to set measurable goals
• New Year’s Resolutions
• Money
• Fitness

]]>fd8b83d5-3dfa-412f-bb29-bf9f98b977a0Mon, 03 Jan 2022 09:00:00 +0000Nate MillerNate shares tips for setting and achieving New Year’s resolutions or as he calls them, goals. He also share some of his own goals and thought processes that he goes through to make sure that he is successful with his own. Source:... https://www.goskills.com/Soft-Skills/Resources/Top-10-new-years-resolutions Key takeaways:

• How to set measurable goals
• New Year’s Resolutions
• Money
• Fitness

]]>2111clean1146fullhttps://www.spreaker.com/episode/episode-144-who-said-it-best--66333000 https://www.wealthmanagement.com/people/how-well-do-you-know-famous-money-quotations/gallery?slide=1 Key takeaways:

• Time is money
• Quotes on money
• Test your financial knowledge!
• Investing
• Share values

]]>856e670e-3422-4192-bc43-fd9ce9f78610Mon, 27 Dec 2021 09:00:00 +0000Nate MillerNate has a little fun going over 20 quotes about money and quizzes you on who it’s attributable to. Test your financial “knowledge”! Source: https://www.wealthmanagement.com/people/how-well-do-you-know-famous-money-quotations/gallery?slide=1 Key... https://www.wealthmanagement.com/people/how-well-do-you-know-famous-money-quotations/gallery?slide=1 Key takeaways:

• Time is money
• Quotes on money
• Test your financial knowledge!
• Investing
• Share values

]]>1824clean1145fullhttps://www.spreaker.com/episode/episode-143-the-bonus-years-with-dorian-mintzer--66333010https://revolutionizeretirement.com/bandbsig/ Book: https://www.amazon.com/Couples-Retirement-Puzzle-Must-Have-Conversations/dp/1402295901/ref=sr_1_3?keywords=the+couples+retirement+puzzle&qid=1638988940&sr=8-3 Key takeaways:

• Embracing your bonus years
• Optimism
• Ageism
• Hobbies in retirement
• Finding your identity in retirement

]]>a08686a3-5c3e-49dc-aaee-9847f715cda0Mon, 20 Dec 2021 09:00:00 +0000Nate MillerNate interviews Dorian Mintzer on the bonus years and how to find happiness in retirement. Resource List – https://revolutionizeretirement.com/giveaway/ Free Monthly Webinar - https://revolutionizeretirement.com/bandbsig/ Book:...https://revolutionizeretirement.com/bandbsig/ Book: https://www.amazon.com/Couples-Retirement-Puzzle-Must-Have-Conversations/dp/1402295901/ref=sr_1_3?keywords=the+couples+retirement+puzzle&qid=1638988940&sr=8-3 Key takeaways:

• Embracing your bonus years
• Optimism
• Ageism
• Hobbies in retirement
• Finding your identity in retirement

]]>4010cleanfullhttps://www.spreaker.com/episode/episode-142-is-enough-too-much--66332982

How much money is too much?

Billionaire Circle

Ponzi Scheme

Happiness in retirement

]]>33854cc1-d6c1-4022-b671-ec5b4c29ba77Mon, 13 Dec 2021 09:00:00 +0000Nate MillerNate discusses money and when to determine how much money is enough for retirement. Source: Psychology of Money book by Morgan Housel Key takeaways: - How much money is too much? - Billionaire Circle - Ponzi Scheme - Happiness in retirement

How much money is too much?

Billionaire Circle

Ponzi Scheme

Happiness in retirement

]]>1408clean1142fullhttps://www.spreaker.com/episode/episode-141-marathons-money--66333004https://www.fa-mag.com/news/prepare-to-live-on--33-000-a-year-if-you-retire-with-a--1-million-portfolio-64906.html?section=43&utm_source=FA+Subscribers&utm_campaign=047a98a3d6-FAN_AM_Send_052220_A-B+Split_COPY_01&utm_medium=email&utm_term=0_6bebc79291-047a98a3d6-236403437 Episode Link: https://retirementrescueradio.com/episode-111-discretionary-liquidity/ Key takeaways:

• Marathons in Retirement
• Safe withdraw rate
• Bonds
• Market based products
• 4% rule
• Long term care

]]>6ffd9c52-b19e-445e-9ab7-0c4fea796bebMon, 06 Dec 2021 09:00:00 +0000Nate MillerNate congratulates and highlights two clients from Miller Retirement Group for running 50 marathons together as a couple. Source:...https://www.fa-mag.com/news/prepare-to-live-on--33-000-a-year-if-you-retire-with-a--1-million-portfolio-64906.html?section=43&utm_source=FA+Subscribers&utm_campaign=047a98a3d6-FAN_AM_Send_052220_A-B+Split_COPY_01&utm_medium=email&utm_term=0_6bebc79291-047a98a3d6-236403437 Episode Link: https://retirementrescueradio.com/episode-111-discretionary-liquidity/ Key takeaways:

• Marathons in Retirement
• Safe withdraw rate
• Bonds
• Market based products
• 4% rule
• Long term care

]]>1083clean1142fullhttps://www.spreaker.com/episode/episode-140-mailbag-moms-house-rental-property-farm-sale-dream-home--66333007

Should you sell your parent’s house?

Long term care

Medicaid

Filial Law

Selling a farm before retirement

Mortgage in retirement

]]>31a56e22-2884-4660-90be-fc93e0bdbb51Mon, 29 Nov 2021 09:00:00 +0000Nate MillerNate and Josh discuss questions received through the podcast. If you have questions, email them to us at asknate@millerretirementgroup.com Key takeaways: - Should you sell your parent’s house? - Long term care - Medicaid - Filial Law - Selling a...

Should you sell your parent’s house?

Long term care

Medicaid

Filial Law

Selling a farm before retirement

Mortgage in retirement

]]>1374clean1141fullhttps://www.spreaker.com/episode/episode-139-no-one-is-crazy-psychology-of-money-2--66333011Click here to order Morgan Housel's book The Psychology of Money! Key takeaways:

• Psychology of Money
• What shapes our psychology of money?
• Debt
• Inflation

]]>cd0ad05d-a545-4ad6-9329-1c574433e5e9Mon, 22 Nov 2021 09:00:00 +0000Nate MillerNate discusses excerpts from the Psychology of Money book by Morgan Housel....Click here to order Morgan Housel's book The Psychology of Money! Key takeaways:

• Psychology of Money
• What shapes our psychology of money?
• Debt
• Inflation

]]>1080clean1140fullhttps://www.spreaker.com/episode/episode-138-from-janitor-to-millionaire-philanthropist-the-psychology-of-money--66333008

IQ, AQ, EQ

Ronald Reed

Financial success

Relationships with Money

]]>3d0e63d6-b7ce-4bb1-81c7-163b7a9ec419Mon, 15 Nov 2021 09:00:00 +0000Nate MillerNate dissects a few excerpts from the book “The Psychology of Money” by Morgan Housel. Key takeaways: - IQ, AQ, EQ - Ronald Reed - Financial success - Relationships with Money

IQ, AQ, EQ

Ronald Reed

Financial success

Relationships with Money

]]>1432clean1139fullhttps://www.spreaker.com/episode/episode-137-filial-law-you-may-be-responsible-for-your-parents-medical-bills--66333012Click here to listen to Nate's interview with Cameron Huddleston that he referenced! Key takeaways:

• Filial responsibility laws
• Filial states
• Healthcare bills
• Long term care
• Home equity

]]>dd03d99c-df28-4582-8920-06a8ff51a13eMon, 08 Nov 2021 09:00:00 +0000Nate MillerNate discusses a little known state specific laws that could wreak havoc on you or your children’s financial plans. https://retirementrescueradio.com/episode-95-mom-and-dad-we-need-to-talk-interview-with-cameron-huddleston/ Key takeaways: - Filial...Click here to listen to Nate's interview with Cameron Huddleston that he referenced! Key takeaways:

• Filial responsibility laws
• Filial states
• Healthcare bills
• Long term care
• Home equity

]]>1528clean1138fullhttps://www.spreaker.com/episode/episode-136-stupid-stuff-financial-advisors-say--66332994Stupid Things Advisors Say 7 Stupid Things People Do with Their Money That Feel Smart at the Time Stupid Things People Say to Advisors Key takeaways:

• Mortgages
• Negative & Positive Earnings
• Stocks
• Risk and Investing
• Maximizing Returns and Minimizing Risks

]]>b27ee66c-915c-4473-8d78-5617bdd12540Mon, 01 Nov 2021 08:00:00 +0000Nate MillerNate pokes fun at his industry and some of the things that advisors say. Sources: https://www.fool.com/investing/general/2013/11/14/stupid-things-finance-people-say.aspx...Stupid Things Advisors Say 7 Stupid Things People Do with Their Money That Feel Smart at the Time Stupid Things People Say to Advisors Key takeaways:

• Mortgages
• Negative & Positive Earnings
• Stocks
• Risk and Investing
• Maximizing Returns and Minimizing Risks

]]>1284clean1137fullhttps://www.spreaker.com/episode/episode-135-medicare-interview-with-jasmine-anderson--66333015

What is Medicare?

What are the parts of Medicare?

What are the costs of Part A & Part B

What are the types of Medicare Supplement Plans?

Who is eligible for Medicare?

What is AEP?

]]>5c54ad45-24e5-4227-b784-957b1035550aMon, 25 Oct 2021 08:00:00 +0000Nate MillerNate interviews Jasmine Anderson about Medicare enrollment, the different parts of Medicare, and how to apply for it.   Jasmine’s Contact Info: Email: jasmine@millerretirementgroup.com Phone: 785-813-1222   Key takeaways: - What is Medicare? - What...

What is Medicare?

What are the parts of Medicare?

What are the costs of Part A & Part B

What are the types of Medicare Supplement Plans?

Who is eligible for Medicare?

What is AEP?

]]>2266clean1135fullhttps://www.spreaker.com/episode/episode-134-retirement-product-innovations--66333009 https://www.investmentnews.com/annuity-rias-living-benefit-funds-212368 Key takeaways:

• Sequence of Returns Risk
• Standalone Living Benefit
• Variable Annuities

]]>d1f72d63-ee78-4e54-9fa7-0c101ae39753Mon, 18 Oct 2021 08:00:00 +0000Nate MillerNate discusses an innovation in the annuity space and gives his take on a new product. Source: https://www.investmentnews.com/annuity-rias-living-benefit-funds-212368 Key takeaways: - Sequence of Returns Risk - Standalone Living Benefit - Variable... https://www.investmentnews.com/annuity-rias-living-benefit-funds-212368 Key takeaways:

• Sequence of Returns Risk
• Standalone Living Benefit
• Variable Annuities

]]>1133clean1135fullhttps://www.spreaker.com/episode/episode-133-the-government-s-war-on-retirement-plans--66332985

Taxes in Retirement

How much is too much in retirement?

Capital Gains Tax

Legislative Risk

]]>49b7e36b-577e-4ee2-af08-a28abccb3fbdMon, 11 Oct 2021 08:00:00 +0000Nate MillerNate and Josh discuss some more recent Biden tax proposals and the implications to middle America, not just the wealthy. Key takeaways: - Taxes in Retirement - How much is too much in retirement? - Capital Gains Tax - Legislative Risk

Taxes in Retirement

How much is too much in retirement?

Capital Gains Tax

Legislative Risk

]]>1841clean1134fullhttps://www.spreaker.com/episode/episode-132-podcast-potpourri-evergrande-housing-and-the-1--66332998 https://www.marketwatch.com/story/when-the-stock-market-pulls-back-keep-buying-especially-these-five-companies-11632249039?siteid=yhoof2   https://www.nytimes.com/2021/09/26/business/china-evergrande-crisis.html   https://finance.yahoo.com/news/where-home-prices-going-next-164500871.html   https://finance.yahoo.com/news/much-takes-top-1-230436859.html Key takeaways:

• Evergrande Collapse
• Global Debt Crisis
• Housing Prices
• Exodus in the work force
• Tax Changes
• Top 1% Income Earners – what does it take?

   ]]>d8598fbd-fb57-44be-a69e-8d24eab3f90fMon, 04 Oct 2021 08:00:00 +0000Nate MillerNate discusses a few different topics and gives his perspective on how we should be thinking about them, or if we should be worried. Sources:... https://www.marketwatch.com/story/when-the-stock-market-pulls-back-keep-buying-especially-these-five-companies-11632249039?siteid=yhoof2   https://www.nytimes.com/2021/09/26/business/china-evergrande-crisis.html   https://finance.yahoo.com/news/where-home-prices-going-next-164500871.html   https://finance.yahoo.com/news/much-takes-top-1-230436859.html Key takeaways:

• Evergrande Collapse
• Global Debt Crisis
• Housing Prices
• Exodus in the work force
• Tax Changes
• Top 1% Income Earners – what does it take?

   ]]>1106clean1133fullhttps://www.spreaker.com/episode/episode-131-changes-to-biden-s-tax-proposals--66332999Bloomberg, CNBC Key takeaways:

• Top Tax Bracket
• Capital Gains
• Step-Up in Basis
• Estate Tax

]]>0037d4d7-98fa-4ba2-859f-ea9bdfbeac8bMon, 27 Sep 2021 08:00:00 +0000Nate MillerNate discusses changes in Biden’s most recent proposal for tax changes that is included in his $3.5 trillion infrastructure deal. Sources:...Bloomberg, CNBC Key takeaways:

• Top Tax Bracket
• Capital Gains
• Step-Up in Basis
• Estate Tax

]]>1149clean1131fullhttps://www.spreaker.com/episode/episode-130-how-do-i-get-there-from-here-planning-for-retirement-when-the-old-rules-no-longer-apply--66332966website Email George! Key takeaways:

• Goal setting
• Financial Advising
• At what point do you need a financial advisor?
• Do you need an executor?
• How to use your network

]]>eb0d7bbc-3f57-471e-92f8-697c57dcb181Mon, 20 Sep 2021 08:00:00 +0000Nate MillerNate interviews author Dr. George Schofield, who discusses different ways of looking at and defining retirement, and the questions you should be asking yourself not only now, but throughout your life to help with all life transitions. George's...website Email George! Key takeaways:

• Goal setting
• Financial Advising
• At what point do you need a financial advisor?
• Do you need an executor?
• How to use your network

]]>3491clean1131fullhttps://www.spreaker.com/episode/episode-129-social-security-insolvency-pushed-up-a-year-sooner-thanks-to-covid--66332976https://apnews.com/article/business-medicare-6d527d62acb9a6ee09361d81ccacd36f   https://www.thinkadvisor.com/2021/08/11/social-security-cola-estimate-for-2022-raised-to-6-2/?utm_source=email&utm_medium=promo&utm_campaign=august_topcontent&utm_content=083021&utm_term=ta Key takeaways:

• Cost of living for 2022
• Is social security going away?
• How will the pandemic affect Medicare and Social Security?
• Taxes on social security
• How do we free up funds?

]]>16083f5c-a39e-4e77-aa78-aca8e03e1150Mon, 13 Sep 2021 08:00:00 +0000Nate MillerNate discusses economic factors that affect the solvency of Social Security and Medicare due to the COVID recession. Resources: Resources: https://apnews.com/article/business-medicare-6d527d62acb9a6ee09361d81ccacd36f  ...https://apnews.com/article/business-medicare-6d527d62acb9a6ee09361d81ccacd36f   https://www.thinkadvisor.com/2021/08/11/social-security-cola-estimate-for-2022-raised-to-6-2/?utm_source=email&utm_medium=promo&utm_campaign=august_topcontent&utm_content=083021&utm_term=ta Key takeaways:

• Cost of living for 2022
• Is social security going away?
• How will the pandemic affect Medicare and Social Security?
• Taxes on social security
• How do we free up funds?

]]>1213clean1130fullhttps://www.spreaker.com/episode/episode-128-how-to-create-a-high-impact-retirement-with-allan-milham--66333016Are You Ready?" assessment! (Scroll to the bottom of the page) *Allan Milham’s opinions are his own and may not reflect those of Miller Retirement Group or AEWM. Allan Milham is not affiliated with Miller Retirement Group or AEWM. Key takeaways:

• When is the third act of life?
• Olympians and the third act of life
• Inventory of who is in your world
• “Life is Short” mentality
• How to lead in life and in your community

]]>a1440201-a8db-40c0-8104-17073dea9a35Mon, 06 Sep 2021 08:00:00 +0000Nate MillerNate discusses how to transition into your third act with coach and author Allan Milham. They discuss how to have a more fulfilling PROtirement rather than a Retirement. Click here to take the...Are You Ready?" assessment! (Scroll to the bottom of the page) *Allan Milham’s opinions are his own and may not reflect those of Miller Retirement Group or AEWM. Allan Milham is not affiliated with Miller Retirement Group or AEWM. Key takeaways:

• When is the third act of life?
• Olympians and the third act of life
• Inventory of who is in your world
• “Life is Short” mentality
• How to lead in life and in your community

]]>3773clean1129fullhttps://www.spreaker.com/episode/episode-127-second-act-careers-50-ways-to-profit-from-your-passions-during-semi-retirement--66333017Click here to receive Nancy's workbook, 25 Questions To Help YOU Identify Your Ideal Second Act. Key takeaways:

• Three G’s of Retirement
• Side Hustle in Retirement
• How do you figure out what to do for your second act?
• Find your passion
• Chuck-It List

]]>267352fb-bbaa-46c3-ad75-d65ecf5d4b28Mon, 30 Aug 2021 08:00:00 +0000Nate MillerNate interviews Nancy Collamer, author, speaker, media contributor, and retirement coach about the many roads to finding your passions in retirement or semi-retirement to live a more fulfilling 2nd Act. Leave us a review, copy and paste it into an...Click here to receive Nancy's workbook, 25 Questions To Help YOU Identify Your Ideal Second Act. Key takeaways:

• Three G’s of Retirement
• Side Hustle in Retirement
• How do you figure out what to do for your second act?
• Find your passion
• Chuck-It List

]]>3624clean1128fullhttps://www.spreaker.com/episode/episode-126-mailbag-questions-debt-sick-leave-and-company-matching--66332989

401K

Consumer Debt

Taxes in Retirement

Medicare

Savings Accounts

Company Stock

]]>f51659f9-2369-4bfe-a0b2-a943f7d5b423Mon, 23 Aug 2021 08:00:00 +0000Nate MillerNate and Josh jump back into the mailbag to answer pressing questions regarding retirement planning. Key takeaways: - 401K - Consumer Debt - Taxes in Retirement - Medicare - Savings Accounts - Company Stock

401K

Consumer Debt

Taxes in Retirement

Medicare

Savings Accounts

Company Stock

]]>1010clean1127fullhttps://www.spreaker.com/episode/episode-125-estate-planning-with-chris-green--66332995

What is a will?

Healthcare Power of Attorney

Durable Power of Attorney

Who needs estate planning?

Irrevocable vs. Revocable Trust

]]>e4fa0ffe-c8bf-4f04-a189-d556a917a4f1Mon, 16 Aug 2021 08:00:00 +0000Nate MillerNate discusses estate planning with attorney Chris Green. Phone: 913-738-6597 Website: www.gransonlegacy.com Key takeaways: - What is a will? - Healthcare Power of Attorney - Durable Power of Attorney - Who needs estate planning? - Irrevocable...

What is a will?

Healthcare Power of Attorney

Durable Power of Attorney

Who needs estate planning?

Irrevocable vs. Revocable Trust

]]>1283clean1126fullhttps://www.spreaker.com/episode/episode-124-annuity-crediting-strategies--66332988

Fixed Indexed Annuities

Compounding Growth

Point to Point with a cap

S&P 500

]]>5e42bfcf-a2fe-4c91-8ba5-46e4b826b0d7Mon, 09 Aug 2021 08:00:00 +0000Nate MillerNate discusses crediting strategies that are available with annuities. Key takeaways: - Fixed Indexed Annuities - Compounding Growth - Point to Point with a cap - S&P 500

Fixed Indexed Annuities

Compounding Growth

Point to Point with a cap

S&P 500

]]>2083clean1125fullhttps://www.spreaker.com/episode/episode-123-border-wars-setting-financial-boundaries-with-yourself-and-your-loved-ones--66333021www.jetsoncounseling.com www.livingtrueinc.com Books: Setting True Boundaries Finding Emotional Freedom Key takeaways:

• How to feel comfortable spending money in retirement
• Showing respect for yourself and your money
• Setting a budget in retirement
• Downfalls of not setting boundaries

]]>b84ca8c1-5170-4966-9551-6f5f6427fde6Mon, 02 Aug 2021 08:00:00 +0000Nate MillerNate interviews David Jetson, a national and international speaker, workshop developer and author of Setting True Boundaries, on the importance of setting financial boundaries, how boundaries affect our lives, and some steps to take in order to set...www.jetsoncounseling.com www.livingtrueinc.com Books: Setting True Boundaries Finding Emotional Freedom Key takeaways:

• How to feel comfortable spending money in retirement
• Showing respect for yourself and your money
• Setting a budget in retirement
• Downfalls of not setting boundaries

]]>4065clean1124fullhttps://www.spreaker.com/episode/episode-122-interview-with-myranda-zarlengo--66333001https://www.facebook.com/votemyrandazarlengousd497/ Email: mzfor497@gmail.com Website: http://www.myrandazarlengoforschoolboard.com/ Key takeaways:

• Testing in K-12
• COVID & Bringing kids back to school
• Teacher Pay
• Elections in Douglas County, KS

]]>ae178f28-6246-47ac-98ac-5dbd4131ab77Wed, 28 Jul 2021 08:00:00 +0000Nate MillerNate discusses some local issues with Myranda Zarlengo, who is running for a position on the school board, and is looking to make a difference by putting the focus back on the children first. Facebook Page -...https://www.facebook.com/votemyrandazarlengousd497/ Email: mzfor497@gmail.com Website: http://www.myrandazarlengoforschoolboard.com/ Key takeaways:

• Testing in K-12
• COVID & Bringing kids back to school
• Teacher Pay
• Elections in Douglas County, KS

]]>1920clean1123fullhttps://www.spreaker.com/episode/episode-121-annuities-as-an-asset-class--66333018

Bonds & Stocks

Risk in Retirement

Volatility

Fixed Indexed Annuities

Timing the markets

60/40 Stock Bond Mix

Income focused alternatives in retirement

]]>623901fc-85be-4d07-8c5a-3abf0c146c8bMon, 26 Jul 2021 06:00:00 +0000Nate Miller - Bonds & Stocks - Risk in Retirement - Volatility - Fixed Indexed Annuities - Timing the markets - 60/40 Stock Bond Mix - Income focused alternatives in retirement

Bonds & Stocks

Risk in Retirement

Volatility

Fixed Indexed Annuities

Timing the markets

60/40 Stock Bond Mix

Income focused alternatives in retirement

]]>1591clean1121fullhttps://www.spreaker.com/episode/episode-120-riding-market-highs--66333020Stock Market Crash of 1987 Here's How Long It has Taken for Bear Market Losses to Recover 10 Things You Should Know About Bear Markets Takeaways:

• Investors can get caught up in a “let it ride” mentality in times of unchecked market growth. However, it is just as important to keep an eye on the big picture in good times as it is in bad.
• We cannot predict when the market will drop or how far it will fall. Investors should take steps to position their portfolios against potential risk during times of growth.

]]>48518e9a-a8ee-46bc-8355-62a891297a53Mon, 19 Jul 2021 08:00:00 +0000Nate MillerMarkets rebounded significantly after their sudden plunge in February and March 2020; reminding investors of the importance of focusing on long-term goals instead of short term events. Sources:...Stock Market Crash of 1987 Here's How Long It has Taken for Bear Market Losses to Recover 10 Things You Should Know About Bear Markets Takeaways:

• Investors can get caught up in a “let it ride” mentality in times of unchecked market growth. However, it is just as important to keep an eye on the big picture in good times as it is in bad.
• We cannot predict when the market will drop or how far it will fall. Investors should take steps to position their portfolios against potential risk during times of growth.

]]>2223clean1121fullhttps://www.spreaker.com/episode/episode-119-biden-s-proposed-tax-changes--66333005Number of Amazon Workers from 2007-2020 The Politicians Lied: Amazon Does Pay Taxes Wall Street Journal: Does Amazon Really Pay No Taxes? Here's the Complicated Answer. Takeaways:

• Corporate Tax Changes
• Dividends
• Share Prices
• National Deficit
• Capital Gains Tax

]]>3f58ad56-c095-4658-9a52-234389abf127Mon, 12 Jul 2021 08:00:00 +0000Nate MillerJosh Miller interviews Nate on some of the biggest proposed changes in Biden’s bill, the possible ramifications of it, and what you can do to possibly put yourself in a better position should some of those things come to pass. Sources:...Number of Amazon Workers from 2007-2020 The Politicians Lied: Amazon Does Pay Taxes Wall Street Journal: Does Amazon Really Pay No Taxes? Here's the Complicated Answer. Takeaways:

• Corporate Tax Changes
• Dividends
• Share Prices
• National Deficit
• Capital Gains Tax

]]>1998clean1120fullhttps://www.spreaker.com/episode/episode-118-donor-advised-funds--66333022Click here to listen to the interview with Marty Ruby. Key takeaways:

• Qualified Charitable Deductions (QCD)
• Taxes and Donating to Charities in Retirement
• Required Minimum Distributions (RMD)
• IRA’s
• Roth and Taxes
• Tax Cuts and Jobs Act

]]>0144c30b-3221-46d7-929b-ee26ce24e9e6Mon, 05 Jul 2021 08:00:00 +0000Nate MillerNate discusses a powerful tool that can be used to satisfy those that are charitably inclined and concerned about lowering their taxes. ...Click here to listen to the interview with Marty Ruby. Key takeaways:

• Qualified Charitable Deductions (QCD)
• Taxes and Donating to Charities in Retirement
• Required Minimum Distributions (RMD)
• IRA’s
• Roth and Taxes
• Tax Cuts and Jobs Act

]]>1334clean1119fullhttps://www.spreaker.com/episode/episode-117-too-much-tax--66333002

Income Taxes

Social Security Taxes

Medicare Taxes

Gasoline Prices

Excise Tax

  Sources: https://www.thebalance.com/what-the-average-american-pays-in-taxes-4768594#:~:text=The%20average%20single%20American%20contributed,Tax%20Foundation's%20method%20of%20calculation. https://smartasset.com/taxes/kansas-tax-calculator https://smartasset.com/taxes/kansas-property-tax-calculator#:~:text=While%20the%20typical%20homeowner%20in,home%20value)%20is%201.37%25. https://www.ksrevenue.org/pdf/ppsumm.pdf https://www.salestaxhandbook.com/kansas/rates/lawrence https://taxfoundation.org/wireless-taxes-cell-phone-tax-rates-by-state-2020/ https://igentax.com/gas-tax-state/]]>4dc8dba4-f41a-4cec-a3bc-597f50839358Mon, 28 Jun 2021 08:00:00 +0000Nate MillerNate adds up multiple different types of taxes to come up with an average percentage of your income that you could be losing to Uncle Sam every year!! He also discusses class envy and a different way of thinking about it.  Key takeaways: - Income...

Income Taxes

Social Security Taxes

Medicare Taxes

Gasoline Prices

Excise Tax

  Sources: https://www.thebalance.com/what-the-average-american-pays-in-taxes-4768594#:~:text=The%20average%20single%20American%20contributed,Tax%20Foundation's%20method%20of%20calculation. https://smartasset.com/taxes/kansas-tax-calculator https://smartasset.com/taxes/kansas-property-tax-calculator#:~:text=While%20the%20typical%20homeowner%20in,home%20value)%20is%201.37%25. https://www.ksrevenue.org/pdf/ppsumm.pdf https://www.salestaxhandbook.com/kansas/rates/lawrence https://taxfoundation.org/wireless-taxes-cell-phone-tax-rates-by-state-2020/ https://igentax.com/gas-tax-state/]]>1459clean1118fullhttps://www.spreaker.com/episode/episode-116-mailbag-questions-3-refinancing-flipping-houses-variable-annuities-and-more--66333019

Refinancing

Flipping Houses as Investment Strategy

Retirement Goals

Annuities

Student Loans and Payment Suspension

Tax Benefits due to COVID-19

]]>c5edf12d-f1b5-4840-ab4b-406646e16d71Mon, 21 Jun 2021 08:00:00 +0000Nate MillerNate answers several questions on various topics in another addition of the Mailbag. Click here to email Nate your questions! Key takeaways: - Refinancing - Flipping Houses as Investment Strategy - Retirement Goals - Annuities - Student Loans...

Refinancing

Flipping Houses as Investment Strategy

Retirement Goals

Annuities

Student Loans and Payment Suspension

Tax Benefits due to COVID-19

]]>1339clean1117fullhttps://www.spreaker.com/episode/episode-115-is-one-million-dollars-enough-to-retire--66333003

How long will 1 Million Dollars last in retirement?

Highest spending age group

Inflation Rate

Taxes in retirement

How much money do you need to retire?

Social Security Income

How to boost savings

]]>d2e389be-6e8a-4c5a-adff-866c5c44e7c1Mon, 14 Jun 2021 08:00:00 +0000Nate MillerNate discusses an article titled “Can you retire with 1 million dollars?” Key takeaways: - How long will 1 Million Dollars last in retirement? - Highest spending age group - Inflation Rate - Taxes in retirement - How much money do you need to...

How long will 1 Million Dollars last in retirement?

Highest spending age group

Inflation Rate

Taxes in retirement

How much money do you need to retire?

Social Security Income

How to boost savings

]]>1163clean1116fullhttps://www.spreaker.com/episode/episode-114-will-a-biden-presidency-affect-my-retirement--66333014

Economic triggers

History of the stock market based on who is in office

How does congress affect the stock market?

2008

Pandemic and spending by congress

Taxes and Retirement

“Taxes are on sale”

]]>a898fc6f-2e03-4e55-b83c-5dac6201b855Mon, 07 Jun 2021 08:00:00 +0000Nate MillerNate discusses historical statistics of market performance during different presidencies, giving perspective on what to possibly expect. Takeaways: - Economic triggers - History of the stock market based on who is in office - How does congress...

Economic triggers

History of the stock market based on who is in office

How does congress affect the stock market?

2008

Pandemic and spending by congress

Taxes and Retirement

“Taxes are on sale”

]]>1618clean1115full