<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Beyond the FOCUS</title><link>https://www.spreaker.com/podcast/beyond-the-focus--6623475</link><description><![CDATA[Beyond the FOCUS is where retirement clarity and community connection come together. Hosted by Mindy McIntosh, CEO of McIntosh &amp; Associates and a recognized voice on the Schwab Network, Yahoo Finance, and news outlets throughout Mid-Michigan, this podcast is your guide to navigating the topics that matter most.<br /><br />But we go beyond the numbers. Each episode explores essential elements of the FOCUS process—Future income planning, Optimizing investments, Comprehensive tax strategies, Understanding healthcare, and Strategic legacy planning—alongside interviews with inspiring community members, practical retirement tips, and behind-the-scenes updates on events and client resources.<br /><br />At McIntosh &amp; Associates, we lead with education first—because when you understand your options, you make better decisions. Whether you're nearing retirement, already there, or simply looking for clarity in your financial future, this show is here to empower you every step of the way.<br /><br />🎧 Tune in monthly episodes that are insightful, approachable, and built to support your journey to and through retirement and beyond.]]></description><atom:link href="https://www.spreaker.com/show/6623475/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright Mindy McIntosh</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg</url><title>Beyond the FOCUS</title><link>https://www.spreaker.com/podcast/beyond-the-focus--6623475</link></image><lastBuildDate>Wed, 26 Aug 2026 20:47:43 +0000</lastBuildDate><itunes:author>Mindy McIntosh</itunes:author><itunes:owner><itunes:name>Mindy McIntosh</itunes:name><itunes:email>team@wealthmichigan.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:subtitle>Beyond the FOCUS is where retirement clarity and community connection come together. Hosted by Mindy McIntosh, CEO of McIntosh &amp;amp; Associates and a recognized voice on the Schwab Network, Yahoo Finance, and news outlets throughout Mid-Michigan, this...</itunes:subtitle><itunes:summary><![CDATA[Beyond the FOCUS is where retirement clarity and community connection come together. Hosted by Mindy McIntosh, CEO of McIntosh &amp; Associates and a recognized voice on the Schwab Network, Yahoo Finance, and news outlets throughout Mid-Michigan, this podcast is your guide to navigating the topics that matter most.<br /><br />But we go beyond the numbers. Each episode explores essential elements of the FOCUS process—Future income planning, Optimizing investments, Comprehensive tax strategies, Understanding healthcare, and Strategic legacy planning—alongside interviews with inspiring community members, practical retirement tips, and behind-the-scenes updates on events and client resources.<br /><br />At McIntosh &amp; Associates, we lead with education first—because when you understand your options, you make better decisions. Whether you're nearing retirement, already there, or simply looking for clarity in your financial future, this show is here to empower you every step of the way.<br /><br />🎧 Tune in monthly episodes that are insightful, approachable, and built to support your journey to and through retirement and beyond.]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><podcast:guid>047ea30f-aa57-59b2-9492-5bf626b68b45</podcast:guid><itunes:type>episodic</itunes:type><item><title>The 2026 Retirement Update Why Your Plan Needs a Refresh</title><link>https://www.spreaker.com/episode/the-2026-retirement-update-why-your-plan-needs-a-refresh--74702540</link><guid isPermaLink="false">https://api.spreaker.com/episode/74702540</guid><pubDate>Wed, 26 Aug 2026 20:46:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/74702540/podcas_1.mp3" length="17095931" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:duration>1069</itunes:duration><itunes:keywords>2026retirement,finance,focus,retirement,wealthmichigan</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f763a4e74105c26c5d23020c1d7fd099.jpg"/><itunes:episode>16</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Children's Grief Center - March 2026</title><link>https://www.spreaker.com/episode/children-s-grief-center-march-2026--70394292</link><description><![CDATA[Mindy's guests are Chris Saborin and Gabrielle Gauthier, representing the Children's Grief Center, Great Lakes Bay Region in Midland, Michigan. They talk about their individual stories, as well as the purpose of the center and its activities as it enters its second decade of service.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70394292</guid><pubDate>Mon, 02 Mar 2026 19:17:35 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70394292/beyond_the_focus_children_s_grief_audio_only_march_2026.mp3" length="52392307" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:subtitle>Mindy's guests are Chris Saborin and Gabrielle Gauthier, representing the Children's Grief Center, Great Lakes Bay Region in Midland, Michigan. They talk about their individual stories, as well as the purpose of the center and its activities as it...</itunes:subtitle><itunes:summary><![CDATA[Mindy's guests are Chris Saborin and Gabrielle Gauthier, representing the Children's Grief Center, Great Lakes Bay Region in Midland, Michigan. They talk about their individual stories, as well as the purpose of the center and its activities as it enters its second decade of service.]]></itunes:summary><itunes:duration>2179</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Making Smart Tax Moves Now - March 2026</title><link>https://www.spreaker.com/episode/making-smart-tax-moves-now-march-2026--70387668</link><description><![CDATA[Mindy brings Nolan on to address tax planning opportunites you can take advantage of at the beginning of the year rather than waiting until later so you can save money.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70387668</guid><pubDate>Mon, 02 Mar 2026 13:28:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70387668/beyond_the_focus_nolan_audio_march_2026.mp3" length="28762615" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:subtitle>Mindy brings Nolan on to address tax planning opportunites you can take advantage of at the beginning of the year rather than waiting until later so you can save money.</itunes:subtitle><itunes:summary><![CDATA[Mindy brings Nolan on to address tax planning opportunites you can take advantage of at the beginning of the year rather than waiting until later so you can save money.]]></itunes:summary><itunes:duration>1194</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tom Siomades - February 2026</title><link>https://www.spreaker.com/episode/tom-siomades-february-2026--70085851</link><description><![CDATA[Mindy talks with Tom Siomades, the portfolio manager of AE Wealth Management. This podcast features a discussion on living life to the fullest beyond just financial planning for retirement. The conversation emphasizes the importance of maintaining a positive outlook, staying active, and engaging with loved ones. It also touches on economic updates, the impact of market fluctuations, and the significance of having a financial plan. The episode encourages viewers to focus on gratitude, personal growth, and making the most of their time and resources.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70085851</guid><pubDate>Mon, 16 Feb 2026 20:30:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70085851/beyond_the_focus_tom_siomades_audio_only.mp3" length="53977028" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:subtitle>Mindy talks with Tom Siomades, the portfolio manager of AE Wealth Management. This podcast features a discussion on living life to the fullest beyond just financial planning for retirement. The conversation emphasizes the importance of maintaining a...</itunes:subtitle><itunes:summary><![CDATA[Mindy talks with Tom Siomades, the portfolio manager of AE Wealth Management. This podcast features a discussion on living life to the fullest beyond just financial planning for retirement. The conversation emphasizes the importance of maintaining a positive outlook, staying active, and engaging with loved ones. It also touches on economic updates, the impact of market fluctuations, and the significance of having a financial plan. The episode encourages viewers to focus on gratitude, personal growth, and making the most of their time and resources.]]></itunes:summary><itunes:duration>2245</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Zachary Sawaya, MD - February 2026</title><link>https://www.spreaker.com/episode/zachary-sawaya-md-february-2026--70085847</link><description><![CDATA[The video features a conversation hosted by Mindy McIntosh with Dr. Sawaiya, who shares his journey from considering a career in law to becoming an emergency room physician. The discussion covers his educational path, the pivotal moments that led him to medicine, and his experiences working in various hospitals. Dr. Sawaiya emphasizes the importance of adaptability, empathy, and making the most of life's opportunities. The conversation also touches on personal topics such as family, faith, and the significance of planning for retirement while living in the moment.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70085847</guid><pubDate>Mon, 16 Feb 2026 20:28:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70085847/beyond_the_focus_zachary_zawaya_audio_only_revised.mp3" length="50618096" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:subtitle>The video features a conversation hosted by Mindy McIntosh with Dr. Sawaiya, who shares his journey from considering a career in law to becoming an emergency room physician. The discussion covers his educational path, the pivotal moments that led him...</itunes:subtitle><itunes:summary><![CDATA[The video features a conversation hosted by Mindy McIntosh with Dr. Sawaiya, who shares his journey from considering a career in law to becoming an emergency room physician. The discussion covers his educational path, the pivotal moments that led him to medicine, and his experiences working in various hospitals. Dr. Sawaiya emphasizes the importance of adaptability, empathy, and making the most of life's opportunities. The conversation also touches on personal topics such as family, faith, and the significance of planning for retirement while living in the moment.]]></itunes:summary><itunes:duration>2105</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Kelly Climer - November 2025</title><link>https://www.spreaker.com/episode/kelly-climer-november-2025--68452931</link><description><![CDATA[In the debut episode of Beyond the Focus, Mindy talks with Kelly Climer of the V Foundation, the nationally recognized cancer research fund raising organization that honors the late college basketball coach Jim Valvano. They discuss the long standing activity of the organization, as well as Kelly's own career in non-profit foundations.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68452931</guid><pubDate>Thu, 06 Nov 2025 21:45:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68452931/beyond_the_focus_november_2025.mp3" length="42232226" type="audio/mpeg"/><itunes:author>Mindy McIntosh</itunes:author><itunes:subtitle>In the debut episode of Beyond the Focus, Mindy talks with Kelly Climer of the V Foundation, the nationally recognized cancer research fund raising organization that honors the late college basketball coach Jim Valvano. They discuss the long standing...</itunes:subtitle><itunes:summary><![CDATA[In the debut episode of Beyond the Focus, Mindy talks with Kelly Climer of the V Foundation, the nationally recognized cancer research fund raising organization that honors the late college basketball coach Jim Valvano. They discuss the long standing activity of the organization, as well as Kelly's own career in non-profit foundations.]]></itunes:summary><itunes:duration>1755</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/6692ef2d744caf7d9ed2a0d58727b97d.jpg"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
