<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Quote Me: An Insurance Podcast</title><link>https://www.spreaker.com/podcast/quote-me-an-insurance-podcast--6619155</link><description><![CDATA[Hosted by James Lott Jr, a decades long veteran of the Insurance Industry, he talks about all kinds of insurance. From the personal experience of himself and others to Industry professionals sharing their knowledge on rules and regulations, this is a podcast you will want to add to your listening list! ]]></description><atom:link href="https://www.spreaker.com/show/6619155/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright JLJ Media</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg</url><title>Quote Me: An Insurance Podcast</title><link>https://www.spreaker.com/podcast/quote-me-an-insurance-podcast--6619155</link></image><lastBuildDate>Wed, 21 Oct 2026 02:54:39 +0000</lastBuildDate><itunes:author>JLJ Media</itunes:author><itunes:owner><itunes:name>JLJ Media</itunes:name><itunes:email>jlottjr@aol.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:subtitle>Hosted by James Lott Jr, a decades long veteran of the Insurance Industry, he talks about all kinds of insurance. From the personal experience of himself and others to Industry professionals sharing their knowledge on rules and regulations, this is a...</itunes:subtitle><itunes:summary><![CDATA[Hosted by James Lott Jr, a decades long veteran of the Insurance Industry, he talks about all kinds of insurance. From the personal experience of himself and others to Industry professionals sharing their knowledge on rules and regulations, this is a podcast you will want to add to your listening list! ]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><podcast:guid>247b9dc3-eef5-5950-8b57-83221864fd48</podcast:guid><itunes:type>episodic</itunes:type><item><title>Most Misused Term!</title><link>https://www.spreaker.com/episode/most-misused-term--75695224</link><description><![CDATA[(Deductible-Premium)]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75695224</guid><pubDate>Wed, 21 Oct 2026 02:54:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/75695224/quote_me_most_misused_term_deductible_premium.mp3" length="3961204" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/66b320e5-250d-4bb3-a746-cf06cac2d1b6/66b320e5-250d-4bb3-a746-cf06cac2d1b6.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/66b320e5-250d-4bb3-a746-cf06cac2d1b6/66b320e5-250d-4bb3-a746-cf06cac2d1b6.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/66b320e5-250d-4bb3-a746-cf06cac2d1b6/66b320e5-250d-4bb3-a746-cf06cac2d1b6.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>(Deductible-Premium)</itunes:subtitle><itunes:summary><![CDATA[(Deductible-Premium)]]></itunes:summary><itunes:duration>248</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is No Gap Insurance</title><link>https://www.spreaker.com/episode/what-is-no-gap-insurance--75695223</link><guid isPermaLink="false">https://api.spreaker.com/episode/75695223</guid><pubDate>Wed, 14 Oct 2026 02:42:49 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/75695223/quote_me_what_is_no_gap_insurance.mp3" length="2230435" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf/77e987b5-2012-46ba-8e7e-f7d6d12f9dbf.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>140</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Life Insurance Awareness Month with Steven LaBroi</title><link>https://www.spreaker.com/episode/life-insurance-awareness-month-with-steven-labroi--75207755</link><description><![CDATA[Steven LaBroi has decades of experience in Insurance and he talks with his cousin James Lott Jr about the basics of Life Insurance. What exactly it is and does! LaBroi Insurance Group: labroiinsurancegroup.com Steven E. LaBroi personal site: stevenlabroi.com LinkedIn: Steven LaBroi on LinkedIn]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/75207755</guid><pubDate>Mon, 21 Sep 2026 04:21:00 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/75207755/my_movie.mp3" length="38382178" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c/af0a5fb3-0ffb-4e7f-8e69-a52f66e54f4c.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Steven LaBroi has decades of experience in Insurance and he talks with his cousin James Lott Jr about the basics of Life Insurance. What exactly it is and does! LaBroi Insurance Group: labroiinsurancegroup.com Steven E. LaBroi personal site:...</itunes:subtitle><itunes:summary><![CDATA[Steven LaBroi has decades of experience in Insurance and he talks with his cousin James Lott Jr about the basics of Life Insurance. What exactly it is and does! LaBroi Insurance Group: labroiinsurancegroup.com Steven E. LaBroi personal site: stevenlabroi.com LinkedIn: Steven LaBroi on LinkedIn]]></itunes:summary><itunes:duration>2399</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Where To Find Current Insurance News</title><link>https://www.spreaker.com/episode/where-to-find-current-insurance-news--74689059</link><description><![CDATA[James sites severla sources to stay afloat on what is happening in Insurance. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/74689059</guid><pubDate>Thu, 27 Aug 2026 04:44:03 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/74689059/quote_me_where_to_find_insurance_news.mp3" length="5759894" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/a394d19a-1dc7-42f6-a148-8040eab87c81/a394d19a-1dc7-42f6-a148-8040eab87c81.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a394d19a-1dc7-42f6-a148-8040eab87c81/a394d19a-1dc7-42f6-a148-8040eab87c81.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a394d19a-1dc7-42f6-a148-8040eab87c81/a394d19a-1dc7-42f6-a148-8040eab87c81.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James sites severla sources to stay afloat on what is happening in Insurance. </itunes:subtitle><itunes:summary><![CDATA[James sites severla sources to stay afloat on what is happening in Insurance. ]]></itunes:summary><itunes:duration>361</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Do Life Coaches Need Insurance</title><link>https://www.spreaker.com/episode/do-life-coaches-need-insurance--72834862</link><guid isPermaLink="false">https://api.spreaker.com/episode/72834862</guid><pubDate>Mon, 03 Aug 2026 05:35:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72834862/quote_me_do_life_coaches_need_insurance.mp3" length="6253086" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/272ced93-3c89-4a6f-98b5-6460dbf2087f/272ced93-3c89-4a6f-98b5-6460dbf2087f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/272ced93-3c89-4a6f-98b5-6460dbf2087f/272ced93-3c89-4a6f-98b5-6460dbf2087f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/272ced93-3c89-4a6f-98b5-6460dbf2087f/272ced93-3c89-4a6f-98b5-6460dbf2087f.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>391</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>You Can Quote Me</title><link>https://www.spreaker.com/episode/you-can-quote-me--72834861</link><description><![CDATA[I share one of my quotes about Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72834861</guid><pubDate>Mon, 27 Jul 2026 04:37:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72834861/quote_me_a_quote_from_me.mp3" length="881892" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f2e326d-0ae9-47ce-be5a-10eac59dede2/5f2e326d-0ae9-47ce-be5a-10eac59dede2.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f2e326d-0ae9-47ce-be5a-10eac59dede2/5f2e326d-0ae9-47ce-be5a-10eac59dede2.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f2e326d-0ae9-47ce-be5a-10eac59dede2/5f2e326d-0ae9-47ce-be5a-10eac59dede2.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>I share one of my quotes about Insurance.</itunes:subtitle><itunes:summary><![CDATA[I share one of my quotes about Insurance.]]></itunes:summary><itunes:duration>56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>A Famous Quote</title><link>https://www.spreaker.com/episode/a-famous-quote--72834860</link><guid isPermaLink="false">https://api.spreaker.com/episode/72834860</guid><pubDate>Mon, 20 Jul 2026 07:36:01 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72834860/quote_me_a_famous_quote.mp3" length="1353350" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/57356148-e0e0-4ae6-9867-6af8854920af/57356148-e0e0-4ae6-9867-6af8854920af.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/57356148-e0e0-4ae6-9867-6af8854920af/57356148-e0e0-4ae6-9867-6af8854920af.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/57356148-e0e0-4ae6-9867-6af8854920af/57356148-e0e0-4ae6-9867-6af8854920af.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>85</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is a Coverage Limit</title><link>https://www.spreaker.com/episode/what-is-a-coverage-limit--72834859</link><guid isPermaLink="false">https://api.spreaker.com/episode/72834859</guid><pubDate>Mon, 13 Jul 2026 04:44:56 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72834859/quote_me_what_is_a_coverage_limit.mp3" length="3624959" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/7e13e915-f9f6-4d23-addd-c598e65148f4/7e13e915-f9f6-4d23-addd-c598e65148f4.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/7e13e915-f9f6-4d23-addd-c598e65148f4/7e13e915-f9f6-4d23-addd-c598e65148f4.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/7e13e915-f9f6-4d23-addd-c598e65148f4/7e13e915-f9f6-4d23-addd-c598e65148f4.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>227</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2 Things People Commonly Miss When Reviewing An insurance Coverage Contract</title><link>https://www.spreaker.com/episode/2-things-people-commonly-miss-when-reviewing-an-insurance-coverage-contract--72834858</link><guid isPermaLink="false">https://api.spreaker.com/episode/72834858</guid><pubDate>Mon, 06 Jul 2026 04:37:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72834858/quote_me_2_things_people_commonly_miss_when_reviewing_an_insurance_coverage_contract.mp3" length="5467323" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/dff43b88-fa24-40b6-bf90-043d98abf740/dff43b88-fa24-40b6-bf90-043d98abf740.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/dff43b88-fa24-40b6-bf90-043d98abf740/dff43b88-fa24-40b6-bf90-043d98abf740.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/dff43b88-fa24-40b6-bf90-043d98abf740/dff43b88-fa24-40b6-bf90-043d98abf740.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>342</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Burial Insurance vs Life Insurance.</title><link>https://www.spreaker.com/episode/burial-insurance-vs-life-insurance--72268733</link><description><![CDATA[Whats the difference between the two. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72268733</guid><pubDate>Tue, 09 Jun 2026 05:55:29 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72268733/quote_me_burial_insurance_vs_life_insurance_whats_the_difference.mp3" length="5099101" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67/e59ac94c-9dbc-4b9b-9ea4-f6b6a2fb8d67.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Whats the difference between the two. </itunes:subtitle><itunes:summary><![CDATA[Whats the difference between the two. ]]></itunes:summary><itunes:duration>319</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Pros and Cons of Burial Insurance</title><link>https://www.spreaker.com/episode/the-pros-and-cons-of-burial-insurance--72268732</link><guid isPermaLink="false">https://api.spreaker.com/episode/72268732</guid><pubDate>Tue, 02 Jun 2026 06:29:29 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72268732/quote_me_pros_and_cons_of_a_burial_insurance.mp3" length="8981941" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/320bbd2e-190f-417d-b158-8b0bd3960eae/320bbd2e-190f-417d-b158-8b0bd3960eae.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/320bbd2e-190f-417d-b158-8b0bd3960eae/320bbd2e-190f-417d-b158-8b0bd3960eae.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/320bbd2e-190f-417d-b158-8b0bd3960eae/320bbd2e-190f-417d-b158-8b0bd3960eae.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:duration>562</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types That Almost Exist Today (But Are Controversial) Part 4</title><link>https://www.spreaker.com/episode/insurance-types-that-almost-exist-today-but-are-controversial-part-4--70260210</link><description><![CDATA[This one is timely! Automation Job Loss Insurance!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260210</guid><pubDate>Wed, 08 Apr 2026 04:16:04 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260210/quote_me_types_of_insurance_4.mp3" length="3431443" type="audio/mpeg"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>This one is timely! Automation Job Loss Insurance!</itunes:subtitle><itunes:summary><![CDATA[This one is timely! Automation Job Loss Insurance!]]></itunes:summary><itunes:duration>215</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types That Almost Exist Today (But Are Controversial) Part 3</title><link>https://www.spreaker.com/episode/insurance-types-that-almost-exist-today-but-are-controversial-part-3--70260209</link><description><![CDATA[Child Performance Insurance and Divorce Insurance ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260209</guid><pubDate>Wed, 01 Apr 2026 03:51:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260209/quote_me_types_of_insurance_3.mp3" length="6085902" type="audio/mpeg"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Child Performance Insurance and Divorce Insurance </itunes:subtitle><itunes:summary><![CDATA[Child Performance Insurance and Divorce Insurance ]]></itunes:summary><itunes:duration>381</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types That Almost Exist Today (But Are Controversial) Part 2</title><link>https://www.spreaker.com/episode/insurance-types-that-almost-exist-today-but-are-controversial-part-2--70260208</link><description><![CDATA[Reputation Insurance and Mental health Relapse Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260208</guid><pubDate>Wed, 25 Mar 2026 09:35:33 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260208/quote_me_types_of_insurance_2.mp3" length="6102621" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/f90fdc96-07f1-4250-b68f-323186280415/f90fdc96-07f1-4250-b68f-323186280415.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/f90fdc96-07f1-4250-b68f-323186280415/f90fdc96-07f1-4250-b68f-323186280415.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/f90fdc96-07f1-4250-b68f-323186280415/f90fdc96-07f1-4250-b68f-323186280415.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Reputation Insurance and Mental health Relapse Insurance.</itunes:subtitle><itunes:summary><![CDATA[Reputation Insurance and Mental health Relapse Insurance.]]></itunes:summary><itunes:duration>382</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types That Almost Exist Today (But Are Controversial) Part 1</title><link>https://www.spreaker.com/episode/insurance-types-that-almost-exist-today-but-are-controversial-part-1--70260205</link><description><![CDATA[Genetic Predisposition Insurance and Climate Risk Uninsurable Home Zones.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260205</guid><pubDate>Wed, 18 Mar 2026 04:52:55 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260205/quote_me_types_of_insurance_1.mp3" length="4350118" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/8bb0f218-4667-4595-bed8-62cdcd6df0bf/8bb0f218-4667-4595-bed8-62cdcd6df0bf.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/8bb0f218-4667-4595-bed8-62cdcd6df0bf/8bb0f218-4667-4595-bed8-62cdcd6df0bf.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/8bb0f218-4667-4595-bed8-62cdcd6df0bf/8bb0f218-4667-4595-bed8-62cdcd6df0bf.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Genetic Predisposition Insurance and Climate Risk Uninsurable Home Zones.</itunes:subtitle><itunes:summary><![CDATA[Genetic Predisposition Insurance and Climate Risk Uninsurable Home Zones.]]></itunes:summary><itunes:duration>272</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Allstate Parent Teen Agreement of the 2000s.</title><link>https://www.spreaker.com/episode/allstate-parent-teen-agreement-of-the-2000s--70574251</link><description><![CDATA[In this Girlfriends Aftershow/Quote Me Podcast crossover event, this agreement was mentioned on the show and James Looked it up. It was real! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70574251</guid><pubDate>Mon, 16 Mar 2026 06:36:48 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70574251/girlfriends_quote_me_crossover_s8ep_13_allstate_parent_teen_agreement.mp3" length="6925582" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/0aec164f-c140-472b-bec6-2791ddafe65a/0aec164f-c140-472b-bec6-2791ddafe65a.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/0aec164f-c140-472b-bec6-2791ddafe65a/0aec164f-c140-472b-bec6-2791ddafe65a.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/0aec164f-c140-472b-bec6-2791ddafe65a/0aec164f-c140-472b-bec6-2791ddafe65a.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>In this Girlfriends Aftershow/Quote Me Podcast crossover event, this agreement was mentioned on the show and James Looked it up. It was real! </itunes:subtitle><itunes:summary><![CDATA[In this Girlfriends Aftershow/Quote Me Podcast crossover event, this agreement was mentioned on the show and James Looked it up. It was real! ]]></itunes:summary><itunes:duration>433</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types From the Past Part 3</title><link>https://www.spreaker.com/episode/insurance-types-from-the-past-part-3--70260204</link><description><![CDATA[Train Platform Accident Insurance and Television Set Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260204</guid><pubDate>Wed, 11 Mar 2026 06:26:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260204/quote_me_insurance_from_the_past_3.mp3" length="5123760" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1/9817ba1e-d4e6-468c-8dc7-82554a9ef2f1.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Train Platform Accident Insurance and Television Set Insurance.</itunes:subtitle><itunes:summary><![CDATA[Train Platform Accident Insurance and Television Set Insurance.]]></itunes:summary><itunes:duration>321</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types From the Past Part 2</title><link>https://www.spreaker.com/episode/insurance-types-from-the-past-part-2--70260203</link><description><![CDATA[Child Burial Insurance and Fraternal Lodge Insurance]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260203</guid><pubDate>Wed, 04 Mar 2026 14:25:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260203/quote_me_insurance_from_the_past_2.mp3" length="3518797" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/60751b18-6b4f-4431-91b2-5c8854a9e63d/60751b18-6b4f-4431-91b2-5c8854a9e63d.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/60751b18-6b4f-4431-91b2-5c8854a9e63d/60751b18-6b4f-4431-91b2-5c8854a9e63d.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/60751b18-6b4f-4431-91b2-5c8854a9e63d/60751b18-6b4f-4431-91b2-5c8854a9e63d.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Child Burial Insurance and Fraternal Lodge Insurance</itunes:subtitle><itunes:summary><![CDATA[Child Burial Insurance and Fraternal Lodge Insurance]]></itunes:summary><itunes:duration>220</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Types From the Past Part 1</title><link>https://www.spreaker.com/episode/insurance-types-from-the-past-part-1--70260195</link><description><![CDATA[Fire only Home Insurance and Single Animal Livestock Insurance are the topics.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70260195</guid><pubDate>Wed, 25 Feb 2026 06:12:44 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/70260195/quote_me_insurance_from_the_past_1.mp3" length="3334477" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/52cdd0b4-0ee5-4dfd-8d65-12522a883287/52cdd0b4-0ee5-4dfd-8d65-12522a883287.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/52cdd0b4-0ee5-4dfd-8d65-12522a883287/52cdd0b4-0ee5-4dfd-8d65-12522a883287.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/52cdd0b4-0ee5-4dfd-8d65-12522a883287/52cdd0b4-0ee5-4dfd-8d65-12522a883287.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Fire only Home Insurance and Single Animal Livestock Insurance are the topics.</itunes:subtitle><itunes:summary><![CDATA[Fire only Home Insurance and Single Animal Livestock Insurance are the topics.]]></itunes:summary><itunes:duration>209</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Beware of email scams</title><link>https://www.spreaker.com/episode/beware-of-email-scams--69675369</link><description><![CDATA[Please beware. James points out some things to lookout for! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69675369</guid><pubDate>Fri, 30 Jan 2026 06:42:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/69675369/quote_me_beware_of_email_scams.mp3" length="4111881" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f/16ee1c3f-b9bb-4bf3-9321-1f4878e0be5f.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Please beware. James points out some things to lookout for! </itunes:subtitle><itunes:summary><![CDATA[Please beware. James points out some things to lookout for! ]]></itunes:summary><itunes:duration>257</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance Adjusters &amp; Licensing in the USVI</title><link>https://www.spreaker.com/episode/insurance-adjusters-licensing-in-the-usvi--69526012</link><description><![CDATA[James is now talking about US Virgin Islands. They have very specific rules and regulations! take a listen.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69526012</guid><pubDate>Wed, 21 Jan 2026 09:00:23 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/69526012/quote_me_insurance_adjusters_licending_in_the_usvi.mp3" length="6120175" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/b44ace8c-9f01-4e8c-83f5-edfda3c3de78/b44ace8c-9f01-4e8c-83f5-edfda3c3de78.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b44ace8c-9f01-4e8c-83f5-edfda3c3de78/b44ace8c-9f01-4e8c-83f5-edfda3c3de78.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b44ace8c-9f01-4e8c-83f5-edfda3c3de78/b44ace8c-9f01-4e8c-83f5-edfda3c3de78.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James is now talking about US Virgin Islands. They have very specific rules and regulations! take a listen.</itunes:subtitle><itunes:summary><![CDATA[James is now talking about US Virgin Islands. They have very specific rules and regulations! take a listen.]]></itunes:summary><itunes:duration>383</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Unique Insurance in Alaska</title><link>https://www.spreaker.com/episode/unique-insurance-in-alaska--69412008</link><description><![CDATA[James Lott Jr explores the types of Insurance that is unique to Alaska! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69412008</guid><pubDate>Tue, 13 Jan 2026 08:39:36 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/69412008/quote_me_unique_insurance_in_alaska.mp3" length="7107968" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/f453387e-c058-4967-9c61-084fa166ea84/f453387e-c058-4967-9c61-084fa166ea84.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/f453387e-c058-4967-9c61-084fa166ea84/f453387e-c058-4967-9c61-084fa166ea84.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/f453387e-c058-4967-9c61-084fa166ea84/f453387e-c058-4967-9c61-084fa166ea84.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James Lott Jr explores the types of Insurance that is unique to Alaska! </itunes:subtitle><itunes:summary><![CDATA[James Lott Jr explores the types of Insurance that is unique to Alaska! ]]></itunes:summary><itunes:duration>445</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tree Insurance</title><link>https://www.spreaker.com/episode/tree-insurance--69085588</link><description><![CDATA[Tree can be insured. Listen and find out how! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69085588</guid><pubDate>Wed, 17 Dec 2025 13:52:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/69085588/quote_me_trr_insuance.mp3" length="5000200" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/ea3d622c-d59d-4cde-b1a3-0d258a326e70/ea3d622c-d59d-4cde-b1a3-0d258a326e70.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ea3d622c-d59d-4cde-b1a3-0d258a326e70/ea3d622c-d59d-4cde-b1a3-0d258a326e70.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ea3d622c-d59d-4cde-b1a3-0d258a326e70/ea3d622c-d59d-4cde-b1a3-0d258a326e70.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Tree can be insured. Listen and find out how! </itunes:subtitle><itunes:summary><![CDATA[Tree can be insured. Listen and find out how! ]]></itunes:summary><itunes:duration>313</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is a Premium</title><link>https://www.spreaker.com/episode/what-is-a-premium--68557136</link><description><![CDATA[James breaks down what an insurance premium is.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68557136</guid><pubDate>Tue, 25 Nov 2025 06:35:46 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68557136/quote_me_what_is_a_premium.mp3" length="7196576" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/799fa091-8540-426e-a188-fef9f147f8c4/799fa091-8540-426e-a188-fef9f147f8c4.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/799fa091-8540-426e-a188-fef9f147f8c4/799fa091-8540-426e-a188-fef9f147f8c4.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/799fa091-8540-426e-a188-fef9f147f8c4/799fa091-8540-426e-a188-fef9f147f8c4.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James breaks down what an insurance premium is.</itunes:subtitle><itunes:summary><![CDATA[James breaks down what an insurance premium is.]]></itunes:summary><itunes:duration>450</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is a Policy</title><link>https://www.spreaker.com/episode/what-is-a-policy--68557137</link><description><![CDATA[James explains what an insurance policy is.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68557137</guid><pubDate>Tue, 18 Nov 2025 09:29:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68557137/quote_me_what_is_a_policy.mp3" length="6446757" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584/1e4752b2-3ae1-43b8-bcce-86e0ee3b0584.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James explains what an insurance policy is.</itunes:subtitle><itunes:summary><![CDATA[James explains what an insurance policy is.]]></itunes:summary><itunes:duration>403</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is a Deductible</title><link>https://www.spreaker.com/episode/what-is-a-deductible--68218678</link><description><![CDATA[James discusses the basic definition of deductible! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68218678</guid><pubDate>Wed, 12 Nov 2025 05:59:11 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68218678/quote_me_what_is_a_deductible.mp3" length="6206013" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483/9c79b8d1-5022-4d21-ac6c-bb6f4fc7a483.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James discusses the basic definition of deductible! </itunes:subtitle><itunes:summary><![CDATA[James discusses the basic definition of deductible! ]]></itunes:summary><itunes:duration>388</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is Insurance</title><link>https://www.spreaker.com/episode/what-is-insurance--68218674</link><description><![CDATA[James discusses the basic definition of Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68218674</guid><pubDate>Tue, 04 Nov 2025 15:50:20 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68218674/quote_me_what_is_insurance.mp3" length="6389079" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/ec00e691-02f5-4dbd-92c0-46d6585f0c60/ec00e691-02f5-4dbd-92c0-46d6585f0c60.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ec00e691-02f5-4dbd-92c0-46d6585f0c60/ec00e691-02f5-4dbd-92c0-46d6585f0c60.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ec00e691-02f5-4dbd-92c0-46d6585f0c60/ec00e691-02f5-4dbd-92c0-46d6585f0c60.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James discusses the basic definition of Insurance.</itunes:subtitle><itunes:summary><![CDATA[James discusses the basic definition of Insurance.]]></itunes:summary><itunes:duration>400</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ori-Gen CEO Nori Nishida</title><link>https://www.spreaker.com/episode/ori-gen-ceo-nori-nishida--68218647</link><description><![CDATA[James and Nori talk about his path to and in Insurance, practices back in the day, what case made him realize he was doint the right work and why Life and Health insurance is important! Find him on Linkedin.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68218647</guid><pubDate>Tue, 28 Oct 2025 07:41:01 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68218647/my_movie_7.mp3" length="28777480" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/ed2c6f69-fd87-4e97-88b3-81487a13dbad/ed2c6f69-fd87-4e97-88b3-81487a13dbad.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ed2c6f69-fd87-4e97-88b3-81487a13dbad/ed2c6f69-fd87-4e97-88b3-81487a13dbad.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/ed2c6f69-fd87-4e97-88b3-81487a13dbad/ed2c6f69-fd87-4e97-88b3-81487a13dbad.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James and Nori talk about his path to and in Insurance, practices back in the day, what case made him realize he was doint the right work and why Life and Health insurance is important! Find him on Linkedin.</itunes:subtitle><itunes:summary><![CDATA[James and Nori talk about his path to and in Insurance, practices back in the day, what case made him realize he was doint the right work and why Life and Health insurance is important! Find him on Linkedin.]]></itunes:summary><itunes:duration>1799</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is Gap Insurance</title><link>https://www.spreaker.com/episode/what-is-gap-insurance--68185842</link><description><![CDATA[James gives you the basic definition of Gap Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68185842</guid><pubDate>Mon, 20 Oct 2025 04:16:03 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68185842/quote_me_what_is_gap_insurance.mp3" length="6279155" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/233bbc11-bff9-4494-8ecd-4c8b50f31225/233bbc11-bff9-4494-8ecd-4c8b50f31225.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/233bbc11-bff9-4494-8ecd-4c8b50f31225/233bbc11-bff9-4494-8ecd-4c8b50f31225.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/233bbc11-bff9-4494-8ecd-4c8b50f31225/233bbc11-bff9-4494-8ecd-4c8b50f31225.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James gives you the basic definition of Gap Insurance.</itunes:subtitle><itunes:summary><![CDATA[James gives you the basic definition of Gap Insurance.]]></itunes:summary><itunes:duration>393</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Random Thoughts of a 20 plus Career</title><link>https://www.spreaker.com/episode/random-thoughts-of-a-20-plus-career--68036863</link><description><![CDATA[random thoughts shared to you from me.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68036863</guid><pubDate>Wed, 08 Oct 2025 06:38:21 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/68036863/quote_me_random_thoughts_of_a_20_pluscareer.mp3" length="11106846" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/4de66734-de09-4b04-9061-d3cbd48811f4/4de66734-de09-4b04-9061-d3cbd48811f4.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4de66734-de09-4b04-9061-d3cbd48811f4/4de66734-de09-4b04-9061-d3cbd48811f4.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/4de66734-de09-4b04-9061-d3cbd48811f4/4de66734-de09-4b04-9061-d3cbd48811f4.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>random thoughts shared to you from me.</itunes:subtitle><itunes:summary><![CDATA[random thoughts shared to you from me.]]></itunes:summary><itunes:duration>695</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>If It Sounds TO Good to BE True</title><link>https://www.spreaker.com/episode/if-it-sounds-to-good-to-be-true--67946483</link><description><![CDATA[its probably a scam. Always independent research any emails, mail, texts offering low cost insurance. Vet, vet , vet! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67946483</guid><pubDate>Tue, 30 Sep 2025 01:32:19 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67946483/quote_me_research_all_scams.mp3" length="8776879" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/9bd5ebaa-9d14-4295-b91a-b15872f25797/9bd5ebaa-9d14-4295-b91a-b15872f25797.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9bd5ebaa-9d14-4295-b91a-b15872f25797/9bd5ebaa-9d14-4295-b91a-b15872f25797.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/9bd5ebaa-9d14-4295-b91a-b15872f25797/9bd5ebaa-9d14-4295-b91a-b15872f25797.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>its probably a scam. Always independent research any emails, mail, texts offering low cost insurance. Vet, vet , vet! </itunes:subtitle><itunes:summary><![CDATA[its probably a scam. Always independent research any emails, mail, texts offering low cost insurance. Vet, vet , vet! ]]></itunes:summary><itunes:duration>549</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why You Should Get Renters insurance</title><link>https://www.spreaker.com/episode/why-you-should-get-renters-insurance--67772539</link><description><![CDATA[YOU are renting and don't own a place. James Explains how renters insurance works and why it is neccesary! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67772539</guid><pubDate>Tue, 16 Sep 2025 04:55:22 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67772539/quote_me_renters_insurance.mp3" length="6879763" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4/a00dd8d9-7fc0-45c8-bf0e-208b9df4caa4.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>YOU are renting and don't own a place. James Explains how renters insurance works and why it is neccesary! </itunes:subtitle><itunes:summary><![CDATA[YOU are renting and don't own a place. James Explains how renters insurance works and why it is neccesary! ]]></itunes:summary><itunes:duration>430</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Michael "Mike" Scott</title><link>https://www.spreaker.com/episode/michael-mike-scott--67585022</link><description><![CDATA[Michael “Mike” Scott — Producer at ISU Calgard Associates Mike Scott serves as a Producer at ISU Calgard Associates, an independent insurance agency offering personal and business coverage solutions across California.He brings a wealth of experience and dedication to client-focused insurance services <a href="https://www.calgard.com/about-our-agency/meet-our-team/?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener">Calgard Associates</a>. Licensed in the states served by ISU Calgard, Mike plays a crucial role in facilitating tailored insurance strategies for individuals and businesses alike. His bilingual background is not noted, but his consistent presence in leadership roles underscores his deep commitment to the firm's mission of delivering quality insurance.<br />He is also a Lead Actor in JLJ Media's hit audio drama, The Email.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67585022</guid><pubDate>Tue, 02 Sep 2025 09:54:06 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67585022/my_movie_7.mp3" length="35242473" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/80b4f268-5fa1-4b07-a033-6373e252d4ef/80b4f268-5fa1-4b07-a033-6373e252d4ef.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/80b4f268-5fa1-4b07-a033-6373e252d4ef/80b4f268-5fa1-4b07-a033-6373e252d4ef.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/80b4f268-5fa1-4b07-a033-6373e252d4ef/80b4f268-5fa1-4b07-a033-6373e252d4ef.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Michael “Mike” Scott — Producer at ISU Calgard Associates Mike Scott serves as a Producer at ISU Calgard Associates, an independent insurance agency offering personal and business coverage solutions across California.He brings a wealth of experience...</itunes:subtitle><itunes:summary><![CDATA[Michael “Mike” Scott — Producer at ISU Calgard Associates Mike Scott serves as a Producer at ISU Calgard Associates, an independent insurance agency offering personal and business coverage solutions across California.He brings a wealth of experience and dedication to client-focused insurance services <a href="https://www.calgard.com/about-our-agency/meet-our-team/?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener">Calgard Associates</a>. Licensed in the states served by ISU Calgard, Mike plays a crucial role in facilitating tailored insurance strategies for individuals and businesses alike. His bilingual background is not noted, but his consistent presence in leadership roles underscores his deep commitment to the firm's mission of delivering quality insurance.<br />He is also a Lead Actor in JLJ Media's hit audio drama, The Email.]]></itunes:summary><itunes:duration>2203</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Daddy Bear Insurance's Jeremiah Stevens</title><link>https://www.spreaker.com/episode/daddy-bear-insurance-s-jeremiah-stevens--67510546</link><description><![CDATA[New to the Insurance Industry, Jeremiah shares how he got into the biz, where he came from and what he offers. James is the host! <br />daddybearinsurance.com<br />IG @daddybearlifeinsurance]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67510546</guid><pubDate>Tue, 26 Aug 2025 05:51:20 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67510546/audio1091891525.mp3" length="35929998" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/6345dcf6-2722-4736-ab1f-d216d8f0d159/6345dcf6-2722-4736-ab1f-d216d8f0d159.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/6345dcf6-2722-4736-ab1f-d216d8f0d159/6345dcf6-2722-4736-ab1f-d216d8f0d159.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/6345dcf6-2722-4736-ab1f-d216d8f0d159/6345dcf6-2722-4736-ab1f-d216d8f0d159.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>New to the Insurance Industry, Jeremiah shares how he got into the biz, where he came from and what he offers. James is the host! 
daddybearinsurance.com
IG @daddybearlifeinsurance</itunes:subtitle><itunes:summary><![CDATA[New to the Insurance Industry, Jeremiah shares how he got into the biz, where he came from and what he offers. James is the host! <br />daddybearinsurance.com<br />IG @daddybearlifeinsurance]]></itunes:summary><itunes:duration>2246</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Mark Todd</title><link>https://www.spreaker.com/episode/mark-todd--67411240</link><description><![CDATA[Mark Todd is the Director of Strategic Partnerships &amp; DEI Leader at Ori-gen, a position he’s held since August 2022. In this role, he navigates key collaborations and champions diversity, equity, and inclusion within the organization. A USC alum with a BA in Economics (2002), Mark brings over 15 years of experience in insurance and business development—from clients at AFCO Credit Corporation to leadership roles at The Greenspan Co. A San Diego native raised in a predominantly Latino, lower-middle-class neighborhood, Mark carries with him a nuanced understanding of cultural diversity and community identity<a href="https://www.ori-gen.com/reflections-solidarity?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener"></a>. He brings this empathy and insight into his work daily—as he says, “If you meet someone who is different from you, you should see it as an opportunity to learn.” <a href="https://www.ori-gen.com/reflections-solidarity?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener">ori-gen.com</a>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67411240</guid><pubDate>Tue, 19 Aug 2025 05:53:58 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67411240/audio1543754479.mp3" length="31922187" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0271457-df28-40f5-bfec-acc525922da9/c0271457-df28-40f5-bfec-acc525922da9.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0271457-df28-40f5-bfec-acc525922da9/c0271457-df28-40f5-bfec-acc525922da9.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0271457-df28-40f5-bfec-acc525922da9/c0271457-df28-40f5-bfec-acc525922da9.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Mark Todd is the Director of Strategic Partnerships &amp;amp; DEI Leader at Ori-gen, a position he’s held since August 2022. In this role, he navigates key collaborations and champions diversity, equity, and inclusion within the organization. A USC alum...</itunes:subtitle><itunes:summary><![CDATA[Mark Todd is the Director of Strategic Partnerships &amp; DEI Leader at Ori-gen, a position he’s held since August 2022. In this role, he navigates key collaborations and champions diversity, equity, and inclusion within the organization. A USC alum with a BA in Economics (2002), Mark brings over 15 years of experience in insurance and business development—from clients at AFCO Credit Corporation to leadership roles at The Greenspan Co. A San Diego native raised in a predominantly Latino, lower-middle-class neighborhood, Mark carries with him a nuanced understanding of cultural diversity and community identity<a href="https://www.ori-gen.com/reflections-solidarity?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener"></a>. He brings this empathy and insight into his work daily—as he says, “If you meet someone who is different from you, you should see it as an opportunity to learn.” <a href="https://www.ori-gen.com/reflections-solidarity?utm_source=chatgpt.com" target="_blank" rel="noreferrer noopener">ori-gen.com</a>]]></itunes:summary><itunes:duration>1996</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why Should I Get Something I May Never Use</title><link>https://www.spreaker.com/episode/why-should-i-get-something-i-may-never-use--67337563</link><description><![CDATA[Why Should I Get Something I May Never Use is a question James has heard and is now answering. Take a listen.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67337563</guid><pubDate>Tue, 12 Aug 2025 06:01:14 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67337563/quote_me_why_should_i_get_something_i_may_never_use.mp3" length="9948419" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f4df01d-85e3-40c0-a233-b707028b4bba/5f4df01d-85e3-40c0-a233-b707028b4bba.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f4df01d-85e3-40c0-a233-b707028b4bba/5f4df01d-85e3-40c0-a233-b707028b4bba.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5f4df01d-85e3-40c0-a233-b707028b4bba/5f4df01d-85e3-40c0-a233-b707028b4bba.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Why Should I Get Something I May Never Use is a question James has heard and is now answering. Take a listen.</itunes:subtitle><itunes:summary><![CDATA[Why Should I Get Something I May Never Use is a question James has heard and is now answering. Take a listen.]]></itunes:summary><itunes:duration>622</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ori-gen's Joshua Morey</title><link>https://www.spreaker.com/episode/ori-gen-s-joshua-morey--67248964</link><description><![CDATA[He comes from a legendary Insurance family, but Joshua Morey is making a name for himself and serving to the highest standard..his community. Ori-gen.com also Co founded the Asian American Insurance Network. James Lott Jr chats with his buddy about all of that and more!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67248964</guid><pubDate>Tue, 05 Aug 2025 06:23:02 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67248964/my_movie_1.mp3" length="31409369" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/a7079314-74b5-4769-8248-bf9bc7fc9e58/a7079314-74b5-4769-8248-bf9bc7fc9e58.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a7079314-74b5-4769-8248-bf9bc7fc9e58/a7079314-74b5-4769-8248-bf9bc7fc9e58.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a7079314-74b5-4769-8248-bf9bc7fc9e58/a7079314-74b5-4769-8248-bf9bc7fc9e58.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>He comes from a legendary Insurance family, but Joshua Morey is making a name for himself and serving to the highest standard..his community. Ori-gen.com also Co founded the Asian American Insurance Network. James Lott Jr chats with his buddy about...</itunes:subtitle><itunes:summary><![CDATA[He comes from a legendary Insurance family, but Joshua Morey is making a name for himself and serving to the highest standard..his community. Ori-gen.com also Co founded the Asian American Insurance Network. James Lott Jr chats with his buddy about all of that and more!]]></itunes:summary><itunes:duration>1964</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Bringing in The Next Generation of Insurance Agents with Derek Ross</title><link>https://www.spreaker.com/episode/bringing-in-the-next-generation-of-insurance-agents-with-derek-ross--67158929</link><description><![CDATA[I chat with my longtime buddy and amazing man in the Insurance industry, Derek Ross. He is the President of Kulchin Ross Insurance Services LLC here in SoCal. WE talk about bringing in the next generation of people into the Insurance Industry.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67158929</guid><pubDate>Tue, 29 Jul 2025 05:40:59 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67158929/my_movie_1.mp3" length="42773679" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/b3829c81-70fe-48b1-88b2-fc51c1dcc08b/b3829c81-70fe-48b1-88b2-fc51c1dcc08b.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b3829c81-70fe-48b1-88b2-fc51c1dcc08b/b3829c81-70fe-48b1-88b2-fc51c1dcc08b.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b3829c81-70fe-48b1-88b2-fc51c1dcc08b/b3829c81-70fe-48b1-88b2-fc51c1dcc08b.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>I chat with my longtime buddy and amazing man in the Insurance industry, Derek Ross. He is the President of Kulchin Ross Insurance Services LLC here in SoCal. WE talk about bringing in the next generation of people into the Insurance Industry.</itunes:subtitle><itunes:summary><![CDATA[I chat with my longtime buddy and amazing man in the Insurance industry, Derek Ross. He is the President of Kulchin Ross Insurance Services LLC here in SoCal. WE talk about bringing in the next generation of people into the Insurance Industry.]]></itunes:summary><itunes:duration>2674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Good Customer Service</title><link>https://www.spreaker.com/episode/good-customer-service--67057286</link><description><![CDATA[Good Customer Service is essential. ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67057286</guid><pubDate>Tue, 22 Jul 2025 07:21:41 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/67057286/quote_me_good_customer_service.mp3" length="11278783" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/c2b2de74-7414-497b-a9d6-2593a4f08e6f/c2b2de74-7414-497b-a9d6-2593a4f08e6f.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c2b2de74-7414-497b-a9d6-2593a4f08e6f/c2b2de74-7414-497b-a9d6-2593a4f08e6f.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c2b2de74-7414-497b-a9d6-2593a4f08e6f/c2b2de74-7414-497b-a9d6-2593a4f08e6f.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Good Customer Service is essential. </itunes:subtitle><itunes:summary><![CDATA[Good Customer Service is essential. ]]></itunes:summary><itunes:duration>705</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Why I Think Insurance is Important</title><link>https://www.spreaker.com/episode/why-i-think-insurance-is-important--66978986</link><description><![CDATA[James explains why he thinks its important to have insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66978986</guid><pubDate>Tue, 15 Jul 2025 05:34:14 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66978986/quote_me_why_i_think_insurance_is_important.mp3" length="9814672" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/1c12342e-2844-4df1-bf52-b18ecb5f2b59/1c12342e-2844-4df1-bf52-b18ecb5f2b59.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1c12342e-2844-4df1-bf52-b18ecb5f2b59/1c12342e-2844-4df1-bf52-b18ecb5f2b59.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/1c12342e-2844-4df1-bf52-b18ecb5f2b59/1c12342e-2844-4df1-bf52-b18ecb5f2b59.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James explains why he thinks its important to have insurance.</itunes:subtitle><itunes:summary><![CDATA[James explains why he thinks its important to have insurance.]]></itunes:summary><itunes:duration>614</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>My Dental Insurance Issue</title><link>https://www.spreaker.com/episode/my-dental-insurance-issue--66895333</link><description><![CDATA[Always read thru your dental plan. James shares a negative dental insurance story.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66895333</guid><pubDate>Tue, 08 Jul 2025 10:03:20 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66895333/quote_me_my_dental_insurance_issue.mp3" length="10385866" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/54297351-67a8-43bd-8914-a9fd9fd2e264/54297351-67a8-43bd-8914-a9fd9fd2e264.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/54297351-67a8-43bd-8914-a9fd9fd2e264/54297351-67a8-43bd-8914-a9fd9fd2e264.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/54297351-67a8-43bd-8914-a9fd9fd2e264/54297351-67a8-43bd-8914-a9fd9fd2e264.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Always read thru your dental plan. James shares a negative dental insurance story.</itunes:subtitle><itunes:summary><![CDATA[Always read thru your dental plan. James shares a negative dental insurance story.]]></itunes:summary><itunes:duration>650</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Body Part Insurance</title><link>https://www.spreaker.com/episode/body-part-insurance--66813468</link><description><![CDATA[You want to insurance your hands, find out how! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66813468</guid><pubDate>Tue, 01 Jul 2025 05:44:20 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66813468/quote_me_body_part_insurance.mp3" length="15572896" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6/42c9aa3b-0702-475f-b0ec-3b9c46bf04e6.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>You want to insurance your hands, find out how! </itunes:subtitle><itunes:summary><![CDATA[You want to insurance your hands, find out how! ]]></itunes:summary><itunes:duration>974</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Parametric Insurance</title><link>https://www.spreaker.com/episode/parametric-insurance--66719820</link><description><![CDATA[James talks about Parametric Insurance. What is it? what does it do? why is it risky? Why is it good?]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66719820</guid><pubDate>Tue, 24 Jun 2025 06:59:04 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66719820/quote_me_parametric_insurance.mp3" length="11934143" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953/c0e3edbe-ad8d-4872-b3d8-cf5853eaf953.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James talks about Parametric Insurance. What is it? what does it do? why is it risky? Why is it good?</itunes:subtitle><itunes:summary><![CDATA[James talks about Parametric Insurance. What is it? what does it do? why is it risky? Why is it good?]]></itunes:summary><itunes:duration>746</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2 Unique Kinds of Auto Insurance</title><link>https://www.spreaker.com/episode/2-unique-kinds-of-auto-insurance--66586987</link><description><![CDATA[James Lott Jr talks about Usage Based And Telematics Auto Insurance AND Pay-Per-Mile Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66586987</guid><pubDate>Tue, 17 Jun 2025 05:32:47 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66586987/2_unique_kinds_of_auto_insurance_quote_me.mp3" length="10539413" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/23bb3489-43cf-431c-ab4f-7b71d4c33656/23bb3489-43cf-431c-ab4f-7b71d4c33656.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/23bb3489-43cf-431c-ab4f-7b71d4c33656/23bb3489-43cf-431c-ab4f-7b71d4c33656.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/23bb3489-43cf-431c-ab4f-7b71d4c33656/23bb3489-43cf-431c-ab4f-7b71d4c33656.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James Lott Jr talks about Usage Based And Telematics Auto Insurance AND Pay-Per-Mile Insurance.</itunes:subtitle><itunes:summary><![CDATA[James Lott Jr talks about Usage Based And Telematics Auto Insurance AND Pay-Per-Mile Insurance.]]></itunes:summary><itunes:duration>659</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Another bad insurance story</title><link>https://www.spreaker.com/episode/another-bad-insurance-story--66482265</link><description><![CDATA[James shares a situation he is currently in (June 2025) and it involves his home insurance. He is not happy! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66482265</guid><pubDate>Tue, 10 Jun 2025 05:29:48 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66482265/another_bad_insurance_story.mp3" length="11677516" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/07edad6b-3860-4ffc-b448-e09cd7175bd9/07edad6b-3860-4ffc-b448-e09cd7175bd9.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/07edad6b-3860-4ffc-b448-e09cd7175bd9/07edad6b-3860-4ffc-b448-e09cd7175bd9.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/07edad6b-3860-4ffc-b448-e09cd7175bd9/07edad6b-3860-4ffc-b448-e09cd7175bd9.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James shares a situation he is currently in (June 2025) and it involves his home insurance. He is not happy! </itunes:subtitle><itunes:summary><![CDATA[James shares a situation he is currently in (June 2025) and it involves his home insurance. He is not happy! ]]></itunes:summary><itunes:duration>730</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Millenials and Health/Home and Car insurance</title><link>https://www.spreaker.com/episode/millenials-and-health-home-and-car-insurance--66377495</link><description><![CDATA[James Lott Jr spoke with millenials in his life and did a little research and came up with an introductory discussion on what they think about the three insurances in their life! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66377495</guid><pubDate>Tue, 03 Jun 2025 04:15:50 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66377495/quote_me_millenials_and_heatlh_home_and_car_insurance.mp3" length="16841402" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/2083089f-d110-408a-a4ea-b3ba9de786e7/2083089f-d110-408a-a4ea-b3ba9de786e7.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/2083089f-d110-408a-a4ea-b3ba9de786e7/2083089f-d110-408a-a4ea-b3ba9de786e7.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/2083089f-d110-408a-a4ea-b3ba9de786e7/2083089f-d110-408a-a4ea-b3ba9de786e7.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James Lott Jr spoke with millenials in his life and did a little research and came up with an introductory discussion on what they think about the three insurances in their life! </itunes:subtitle><itunes:summary><![CDATA[James Lott Jr spoke with millenials in his life and did a little research and came up with an introductory discussion on what they think about the three insurances in their life! ]]></itunes:summary><itunes:duration>1053</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Great Flood Insurance!</title><link>https://www.spreaker.com/episode/great-flood-insurance--66276730</link><description><![CDATA[James Lott Jr tells the story of half of his house flooding and how GREAT the insurance was that covered everything. Make sure you read all your policies! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66276730</guid><pubDate>Tue, 27 May 2025 05:11:35 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66276730/quote_me_good_flood_insurance.mp3" length="20942417" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/cf590144-4a4a-4be4-9c1e-73bfd6c274fb/cf590144-4a4a-4be4-9c1e-73bfd6c274fb.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/cf590144-4a4a-4be4-9c1e-73bfd6c274fb/cf590144-4a4a-4be4-9c1e-73bfd6c274fb.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/cf590144-4a4a-4be4-9c1e-73bfd6c274fb/cf590144-4a4a-4be4-9c1e-73bfd6c274fb.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James Lott Jr tells the story of half of his house flooding and how GREAT the insurance was that covered everything. Make sure you read all your policies! </itunes:subtitle><itunes:summary><![CDATA[James Lott Jr tells the story of half of his house flooding and how GREAT the insurance was that covered everything. Make sure you read all your policies! ]]></itunes:summary><itunes:duration>1309</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Bad Pet Insurance</title><link>https://www.spreaker.com/episode/bad-pet-insurance--66155268</link><description><![CDATA[Host James Lott Jr shares a personal story about two clauses in Pet Insurance that he is mad about. Also discussed is the difference between Wellness Plans and Pet Insurance.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66155268</guid><pubDate>Tue, 20 May 2025 04:20:28 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66155268/ep_2_bad_clause_in_pet_insurance.mp3" length="9970571" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/3bbe3594-0db4-438c-8b23-7e7b5470ab82/3bbe3594-0db4-438c-8b23-7e7b5470ab82.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/3bbe3594-0db4-438c-8b23-7e7b5470ab82/3bbe3594-0db4-438c-8b23-7e7b5470ab82.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/3bbe3594-0db4-438c-8b23-7e7b5470ab82/3bbe3594-0db4-438c-8b23-7e7b5470ab82.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>Host James Lott Jr shares a personal story about two clauses in Pet Insurance that he is mad about. Also discussed is the difference between Wellness Plans and Pet Insurance.</itunes:subtitle><itunes:summary><![CDATA[Host James Lott Jr shares a personal story about two clauses in Pet Insurance that he is mad about. Also discussed is the difference between Wellness Plans and Pet Insurance.]]></itunes:summary><itunes:duration>624</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Insurance For Professional Organizers</title><link>https://www.spreaker.com/episode/insurance-for-professional-organizers--66060802</link><description><![CDATA[JLJ shares what insurances a Self Employed Professional Organizer might want to consider getting.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66060802</guid><pubDate>Tue, 13 May 2025 05:59:13 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66060802/my_movie_1.mp3" length="12947276" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/a2d607ca-1a6f-48e2-9466-6ade0b71c2af/a2d607ca-1a6f-48e2-9466-6ade0b71c2af.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a2d607ca-1a6f-48e2-9466-6ade0b71c2af/a2d607ca-1a6f-48e2-9466-6ade0b71c2af.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/a2d607ca-1a6f-48e2-9466-6ade0b71c2af/a2d607ca-1a6f-48e2-9466-6ade0b71c2af.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>JLJ shares what insurances a Self Employed Professional Organizer might want to consider getting.</itunes:subtitle><itunes:summary><![CDATA[JLJ shares what insurances a Self Employed Professional Organizer might want to consider getting.]]></itunes:summary><itunes:duration>810</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>What is This New Podcast?</title><link>https://www.spreaker.com/episode/what-is-this-new-podcast--66005709</link><description><![CDATA[James Lott Jr announces a new podcast! ]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66005709</guid><pubDate>Thu, 08 May 2025 21:54:43 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66005709/teaser.mp3" length="2000089" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/0b5ac708-5974-4578-9792-d5b0a1ab1fae/0b5ac708-5974-4578-9792-d5b0a1ab1fae.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/0b5ac708-5974-4578-9792-d5b0a1ab1fae/0b5ac708-5974-4578-9792-d5b0a1ab1fae.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/0b5ac708-5974-4578-9792-d5b0a1ab1fae/0b5ac708-5974-4578-9792-d5b0a1ab1fae.vtt" type="text/vtt" language="en"/><itunes:author>JLJ Media</itunes:author><itunes:subtitle>James Lott Jr announces a new podcast! </itunes:subtitle><itunes:summary><![CDATA[James Lott Jr announces a new podcast! ]]></itunes:summary><itunes:duration>125</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/f339379d395b69693ee2725ef44c72d9.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
