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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Get Init: The Finance Show</title><link>https://www.spreaker.com/podcast/get-init-the-finance-show--6581309</link><description><![CDATA[Let’s Get Init – The Finance Show where we take a deep dive into the world of Mortgages, Finance, and Insurance. This is your go-to radio show for all things financial.  Whether you're a first-time homebuyer, a seasoned investor, or just looking to improve your financial knowledge, this show has you covered.<br /><br />Tune in as we break down the complexities of mortgages, offering expert advice on finding the right loan, understanding interest rates, and navigating the home-buying process. We’ll also explore the world of personal finance, discussing budgeting, credit, and savings strategies that help you make informed decisions for your future.<br /><br />In addition, "Money Matters" delves into the often-overlooked world of insurance, helping you understand how to protect your assets, health, and family. With insights from industry professionals, we cover everything from life insurance to auto and homeowner’s policies, giving you the tools to secure your financial well-being.<br /><br />Join us each week for actionable tips, in-depth discussions, and expert interviews, all designed to empower you to make smarter financial choices.]]></description><atom:link href="https://www.spreaker.com/show/6581309/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Investing</category><copyright>Copyright NEWSTALK Sauga 960 AM</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg</url><title>Get Init: The Finance Show</title><link>https://www.spreaker.com/podcast/get-init-the-finance-show--6581309</link></image><lastBuildDate>Mon, 30 Mar 2026 01:18:15 +0000</lastBuildDate><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:owner><itunes:name>NEWSTALK Sauga 960 AM</itunes:name><itunes:email>info@sauga960am.ca</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:subtitle>Let’s Get Init – The Finance Show where we take a deep dive into the world of Mortgages, Finance, and Insurance. This is your go-to radio show for all things financial.  Whether you're a first-time homebuyer, a seasoned investor, or just looking to...</itunes:subtitle><itunes:summary><![CDATA[Let’s Get Init – The Finance Show where we take a deep dive into the world of Mortgages, Finance, and Insurance. This is your go-to radio show for all things financial.  Whether you're a first-time homebuyer, a seasoned investor, or just looking to improve your financial knowledge, this show has you covered.<br /><br />Tune in as we break down the complexities of mortgages, offering expert advice on finding the right loan, understanding interest rates, and navigating the home-buying process. We’ll also explore the world of personal finance, discussing budgeting, credit, and savings strategies that help you make informed decisions for your future.<br /><br />In addition, "Money Matters" delves into the often-overlooked world of insurance, helping you understand how to protect your assets, health, and family. With insights from industry professionals, we cover everything from life insurance to auto and homeowner’s policies, giving you the tools to secure your financial well-being.<br /><br />Join us each week for actionable tips, in-depth discussions, and expert interviews, all designed to empower you to make smarter financial choices.]]></itunes:summary><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Get Init - Episode 10 - Private Mortgages</title><link>https://www.spreaker.com/episode/get-init-episode-10-private-mortgages--66398472</link><description><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and look at Private Mortgages in Canada and why they are growing so much in popularity, and how they are helping so many Canadians weather the turbulent Canadian real estate landscape and soft economy. </b><b>You don’t want to miss this show!</b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66398472</guid><pubDate>Fri, 06 Jun 2025 14:32:10 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66398472/get_init_episode_10.mp3" length="75393986" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/3135aa94-6bd6-449b-a567-33a1d5ec8021/3135aa94-6bd6-449b-a567-33a1d5ec8021.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/3135aa94-6bd6-449b-a567-33a1d5ec8021/3135aa94-6bd6-449b-a567-33a1d5ec8021.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/3135aa94-6bd6-449b-a567-33a1d5ec8021/3135aa94-6bd6-449b-a567-33a1d5ec8021.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and look at Private Mortgages in Canada and why they are growing so much in popularity, and how they are helping so many...</itunes:subtitle><itunes:summary><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and look at Private Mortgages in Canada and why they are growing so much in popularity, and how they are helping so many Canadians weather the turbulent Canadian real estate landscape and soft economy. </b><b>You don’t want to miss this show!</b>]]></itunes:summary><itunes:duration>3142</itunes:duration><itunes:keywords>getinitfinancegroup,getinitfinanceshow,newstalksauga960am,normmurray,privatemortgages,realestatemarket,sauga960am,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 9 - Critical Illness Insurance</title><link>https://www.spreaker.com/episode/get-init-episode-9-critical-illness-insurance--66319867</link><description><![CDATA[On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, and look at Critical Illness Insurance and why it is so important to have. You don’t want to miss this show!]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66319867</guid><pubDate>Thu, 29 May 2025 19:00:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66319867/get_init_episode_9.mp3" length="75899138" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/5431fd56-8705-4a5c-a9fc-8b91cf6c9049/5431fd56-8705-4a5c-a9fc-8b91cf6c9049.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5431fd56-8705-4a5c-a9fc-8b91cf6c9049/5431fd56-8705-4a5c-a9fc-8b91cf6c9049.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/5431fd56-8705-4a5c-a9fc-8b91cf6c9049/5431fd56-8705-4a5c-a9fc-8b91cf6c9049.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, and look at Critical Illness Insurance and why it is so important to have. You don’t want to miss this show!</itunes:subtitle><itunes:summary><![CDATA[On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, and look at Critical Illness Insurance and why it is so important to have. You don’t want to miss this show!]]></itunes:summary><itunes:duration>3163</itunes:duration><itunes:keywords>criticalillnessinsurance,getinitfinancegroup,getinitfinancialshow,letsgetinit,normmurray,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 8 - Self-Employed Mortgages</title><link>https://www.spreaker.com/episode/get-init-episode-8-self-employed-mortgages--66207546</link><description><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into why it is so challenging for self-employed people in Canada to obtain mortgage financing.  We will review the strategies that exist for self-employed people to obtain mortgage financing and show how it is very possible, regardless of your credit rating!</b> <b>You don’t want to miss this show!</b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66207546</guid><pubDate>Thu, 22 May 2025 19:05:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66207546/get_init_episode_8.mp3" length="77038466" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/38396296-d174-42d4-80a0-e4a35e776a6e/38396296-d174-42d4-80a0-e4a35e776a6e.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/38396296-d174-42d4-80a0-e4a35e776a6e/38396296-d174-42d4-80a0-e4a35e776a6e.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/38396296-d174-42d4-80a0-e4a35e776a6e/38396296-d174-42d4-80a0-e4a35e776a6e.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into why it is so challenging for self-employed people in Canada to obtain mortgage financing.  We...</itunes:subtitle><itunes:summary><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into why it is so challenging for self-employed people in Canada to obtain mortgage financing.  We will review the strategies that exist for self-employed people to obtain mortgage financing and show how it is very possible, regardless of your credit rating!</b> <b>You don’t want to miss this show!</b>]]></itunes:summary><itunes:duration>3210</itunes:duration><itunes:keywords>creditrating,economy,finance,getinit,getinitfinance,getinitfinanceshow,mortgagefinancing,normmurray,selfemployed,selfemployedmortgage,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 7 - Planning and Preparing to Buy your First Home</title><link>https://www.spreaker.com/episode/get-init-episode-7-planning-and-preparing-to-buy-your-first-home--66091181</link><description><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into planning and preparing to get ready to buy your first home.  We will review the most important account you need to set up for this and so many more tips and secrets to prepare you for this big step!</b> <b>You don’t want to miss this show!</b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66091181</guid><pubDate>Thu, 15 May 2025 19:00:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/66091181/get_init_episode_7.mp3" length="74628482" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/b30b8209-b3ad-4d07-a43a-0120f8622e41/b30b8209-b3ad-4d07-a43a-0120f8622e41.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b30b8209-b3ad-4d07-a43a-0120f8622e41/b30b8209-b3ad-4d07-a43a-0120f8622e41.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b30b8209-b3ad-4d07-a43a-0120f8622e41/b30b8209-b3ad-4d07-a43a-0120f8622e41.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into planning and preparing to get ready to buy your first home.  We will review the most important...</itunes:subtitle><itunes:summary><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into planning and preparing to get ready to buy your first home.  We will review the most important account you need to set up for this and so many more tips and secrets to prepare you for this big step!</b> <b>You don’t want to miss this show!</b>]]></itunes:summary><itunes:duration>3110</itunes:duration><itunes:keywords>firsthome,getinit,getinitfinancegroup,getinitfinanceshow,newstalksauga960am,normmurray,realestate,sauga960am,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 6 - Retirement Planning</title><link>https://www.spreaker.com/episode/get-init-episode-6-retirement-planning--65979338</link><description><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into the topic of retirement planning and what goes into getting ready for retirement with one special strategy that you will have to tune in to listen for!</b> <b>You don’t want to miss this show!</b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65979338</guid><pubDate>Thu, 08 May 2025 19:00:08 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65979338/get_init_episode_6.mp3" length="75740738" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/b627b79c-79c2-4b14-99fc-b930dc46858c/b627b79c-79c2-4b14-99fc-b930dc46858c.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b627b79c-79c2-4b14-99fc-b930dc46858c/b627b79c-79c2-4b14-99fc-b930dc46858c.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/b627b79c-79c2-4b14-99fc-b930dc46858c/b627b79c-79c2-4b14-99fc-b930dc46858c.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into the topic of retirement planning and what goes into getting ready for retirement with one...</itunes:subtitle><itunes:summary><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into the topic of retirement planning and what goes into getting ready for retirement with one special strategy that you will have to tune in to listen for!</b> <b>You don’t want to miss this show!</b>]]></itunes:summary><itunes:duration>3156</itunes:duration><itunes:keywords>financehelp,getinit,getinitfinance,getinitfinanceshow,newstalksauga960am,normmurray,personalfinance,retirement,retirementplanning,sauga960am,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 5 - Let's Talk About Life Insurance</title><link>https://www.spreaker.com/episode/get-init-episode-5-let-s-talk-about-life-insurance--65815372</link><description><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with why it is so important to have a comprehensive Life Insurance plan for your business, your family and most importantly, yourself!</b> <b>You don’t want to miss this show!</b>]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65815372</guid><pubDate>Thu, 01 May 2025 20:00:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65815372/get_init_episode_5.mp3" length="76361090" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/d3ce1bab-903f-4400-a772-61c25a54d6dd/d3ce1bab-903f-4400-a772-61c25a54d6dd.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/d3ce1bab-903f-4400-a772-61c25a54d6dd/d3ce1bab-903f-4400-a772-61c25a54d6dd.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/d3ce1bab-903f-4400-a772-61c25a54d6dd/d3ce1bab-903f-4400-a772-61c25a54d6dd.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with why it is so important to have a comprehensive Life Insurance plan for your business, your family and most...</itunes:subtitle><itunes:summary><![CDATA[<b>On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with why it is so important to have a comprehensive Life Insurance plan for your business, your family and most importantly, yourself!</b> <b>You don’t want to miss this show!</b>]]></itunes:summary><itunes:duration>3182</itunes:duration><itunes:keywords>financehelp,financialadvisor,getinit,getinitfinanceshow,lifeinsurance,newstalksauga960am,normmurray,personalfinance,sauga960am,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 4 - Debt in Canada, PLUS how YOU can pay off YOUR Mortgage</title><link>https://www.spreaker.com/episode/get-init-episode-4-debt-in-canada-plus-how-you-can-pay-off-your-mortgage--65707347</link><description><![CDATA[Today on the “Let’s Get Init Finance Show”, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with how Canadians are so in debt and what they can do to help control and get out of debt.  They also discuss how you can pay off your mortgage as quickly as possible with one secret strategy that few Canadians know about!<br /><br />You don’t want to miss this show!<br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65707347</guid><pubDate>Thu, 24 Apr 2025 19:05:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65707347/apr_24_get_init_epi_4_podcast.mp3" length="78197954" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/58c033c3-13b6-40b0-a6d6-2e7056c5da82/58c033c3-13b6-40b0-a6d6-2e7056c5da82.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/58c033c3-13b6-40b0-a6d6-2e7056c5da82/58c033c3-13b6-40b0-a6d6-2e7056c5da82.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/58c033c3-13b6-40b0-a6d6-2e7056c5da82/58c033c3-13b6-40b0-a6d6-2e7056c5da82.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>Today on the “Let’s Get Init Finance Show”, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with how Canadians are so in debt and what they can do to help control and get out of debt....</itunes:subtitle><itunes:summary><![CDATA[Today on the “Let’s Get Init Finance Show”, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week, along with how Canadians are so in debt and what they can do to help control and get out of debt.  They also discuss how you can pay off your mortgage as quickly as possible with one secret strategy that few Canadians know about!<br /><br />You don’t want to miss this show!<br />]]></itunes:summary><itunes:duration>3258</itunes:duration><itunes:keywords>debt,getinitfinancegroup,getinitfinanceshow,mortgagerates,newstalksauga960am,normmurray,personalfinance,personalwealth,sauga960am,stephenbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 3 - Unlocking Retirement: The Truth About Reverse Mortgages</title><link>https://www.spreaker.com/episode/get-init-episode-3-unlocking-retirement-the-truth-about-reverse-mortgages--65614694</link><description><![CDATA[In this episode of the Let’s Get Init Finance Show, hosts Norm Murray and Stephan Balgobind start with a quick round-up of the week’s top financial headlines — then take a deep dive into one of the most misunderstood tools in retirement planning: reverse mortgages. Whether you're nearing retirement, already there, or advising someone who is, this episode breaks down:<br /><ul><li>What a reverse mortgage really is</li><li>Who it’s best suited for</li><li>The potential benefits and risks</li><li>Common misconceptions and FAQs</li><li>Why it could be a powerful option for unlocking home equity in later years</li></ul>Tune in for clear, practical insights that could change the way you think about retirement income.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65614694</guid><pubDate>Thu, 17 Apr 2025 19:15:07 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65614694/apr_17_get_init_epi_3_podcast.mp3" length="73654466" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/55c85845-9c73-4721-ab26-45859f56648b/55c85845-9c73-4721-ab26-45859f56648b.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/55c85845-9c73-4721-ab26-45859f56648b/55c85845-9c73-4721-ab26-45859f56648b.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/55c85845-9c73-4721-ab26-45859f56648b/55c85845-9c73-4721-ab26-45859f56648b.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>In this episode of the Let’s Get Init Finance Show, hosts Norm Murray and Stephan Balgobind start with a quick round-up of the week’s top financial headlines — then take a deep dive into one of the most misunderstood tools in retirement planning:...</itunes:subtitle><itunes:summary><![CDATA[In this episode of the Let’s Get Init Finance Show, hosts Norm Murray and Stephan Balgobind start with a quick round-up of the week’s top financial headlines — then take a deep dive into one of the most misunderstood tools in retirement planning: reverse mortgages. Whether you're nearing retirement, already there, or advising someone who is, this episode breaks down:<br /><ul><li>What a reverse mortgage really is</li><li>Who it’s best suited for</li><li>The potential benefits and risks</li><li>Common misconceptions and FAQs</li><li>Why it could be a powerful option for unlocking home equity in later years</li></ul>Tune in for clear, practical insights that could change the way you think about retirement income.]]></itunes:summary><itunes:duration>3069</itunes:duration><itunes:keywords>financetalk,letsgetinit,moneymatters,retirementplanning,reversemortgage</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 2 - Important Steps to Take Before Buying First Home</title><link>https://www.spreaker.com/episode/get-init-episode-2-important-steps-to-take-before-buying-first-home--65489513</link><description><![CDATA[Today on the "Let’s Get Init Finance Show", Norm Murray and Stephan Balgobind talk about getting ready to buy your first home and the three main registered accounts that Steve recommends you need to have in order to prepare yourself appropriately. They also review the preconstruction condo market in Toronto and analyze whether it’s a good time to get into the real estate market in 2025. You don’t want to miss this episode!<br />]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65489513</guid><pubDate>Fri, 11 Apr 2025 17:25:03 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65489513/get_init_episode_2.mp3" length="75628994" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2/2a2ca269-ce3f-44c9-a192-fbe838a8d8f2.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>Today on the "Let’s Get Init Finance Show", Norm Murray and Stephan Balgobind talk about getting ready to buy your first home and the three main registered accounts that Steve recommends you need to have in order to prepare yourself appropriately....</itunes:subtitle><itunes:summary><![CDATA[Today on the "Let’s Get Init Finance Show", Norm Murray and Stephan Balgobind talk about getting ready to buy your first home and the three main registered accounts that Steve recommends you need to have in order to prepare yourself appropriately. They also review the preconstruction condo market in Toronto and analyze whether it’s a good time to get into the real estate market in 2025. You don’t want to miss this episode!<br />]]></itunes:summary><itunes:duration>3151</itunes:duration><itunes:keywords>condomarket,firsthouse,getinitfinance,getinitfinancialshow,newstalksauga960am,normmurray,realestatemarket,sauga960am,stephanbalgobind</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Init - Episode 1 - Looming Threat of Tariffs to Canada by the USA</title><link>https://www.spreaker.com/episode/get-init-episode-1-looming-threat-of-tariffs-to-canada-by-the-usa--65321811</link><description><![CDATA[Today on the Let’s Get Init Finance show, Hosts Steve Balgobind and Norm Murray talk about the looming threat of tariffs to Canada by the US and what they can do to our economy and more importantly your finances.  We will also review things that you can do to safeguard your finances and protect your financial future from the economic turmoil that tariffs could potentially bring. Tune in to the premiere episode of Get Init: The Financial Show today at 2p only on Sauga960AM.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65321811</guid><pubDate>Thu, 03 Apr 2025 19:46:27 +0000</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/65321811/apr_3_get_init_epi_1_podcast.mp3" length="73790425" type="audio/mpeg"/><podcast:transcript url="https://transcription.spreaker.com/starship/10ca0e50-2bfb-440e-97e1-ffbfb5b92518/10ca0e50-2bfb-440e-97e1-ffbfb5b92518.srt" type="application/x-subrip" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/10ca0e50-2bfb-440e-97e1-ffbfb5b92518/10ca0e50-2bfb-440e-97e1-ffbfb5b92518.txt" type="text/plain" language="en"/><podcast:transcript url="https://transcription.spreaker.com/starship/10ca0e50-2bfb-440e-97e1-ffbfb5b92518/10ca0e50-2bfb-440e-97e1-ffbfb5b92518.vtt" type="text/vtt" language="en"/><itunes:author>NEWSTALK Sauga 960 AM</itunes:author><itunes:subtitle>Today on the Let’s Get Init Finance show, Hosts Steve Balgobind and Norm Murray talk about the looming threat of tariffs to Canada by the US and what they can do to our economy and more importantly your finances.  We will also review things that you...</itunes:subtitle><itunes:summary><![CDATA[Today on the Let’s Get Init Finance show, Hosts Steve Balgobind and Norm Murray talk about the looming threat of tariffs to Canada by the US and what they can do to our economy and more importantly your finances.  We will also review things that you can do to safeguard your finances and protect your financial future from the economic turmoil that tariffs could potentially bring. Tune in to the premiere episode of Get Init: The Financial Show today at 2p only on Sauga960AM.]]></itunes:summary><itunes:duration>3075</itunes:duration><itunes:keywords>canadaeconomy,finance,getinitfinancialgroup,newstalksauga960am,normmurray,sauga960am,stevebalgobind,tariffs,tradewar</itunes:keywords><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/acab23ac4d916552d338692cc282e945.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
