https://www.spreaker.com/podcast/on-the-markets--6564403
Why’d it go up? 
When’s it going down? 
Wait, is “the market” actually much bigger than just 500 US stocks? 
It’s complicated.  And they make it complicated on purpose! 

On The Markets gives context to complexity.  A stock market and economy show in plain English.  Hosted by Fermata Advisors co-founders Daren Blonski CFP® AIF®, Chris Sipes CFP ® AIF®, podcast host Dano Weir and more. The team shares the weekly economic, governmental and technical inputs that may be affecting the performance outputs in your portfolio, tax situation and more. 
Powered by the brands of Fermata Advisors, including Sonoma Wealth, Fermata 401k and Fermata Tax, headquartered in Sonoma, California with offices across Northern California in Santa Rosa, San Rafael, Auburn and Chico.]]>enInvesting707 Media, Fermata Advisorshttps://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/c017c3d6630eb86682040eeb8d49ccda.jpghttps://www.spreaker.com/podcast/on-the-markets--6564403Sat, 18 Jul 2026 16:46:03 +0000707 Media707 Media, Fermata Advisorsinfo@sonomawealth.comUnderstanding the stock market and economy probably wasn’t on your bucket list when you were a kid, when you graduated high school or even today 😂.  And yet there it is, day after day, looming in the background and affecting real life events for you...
Why’d it go up? 
When’s it going down? 
Wait, is “the market” actually much bigger than just 500 US stocks? 
It’s complicated.  And they make it complicated on purpose! 

On The Markets gives context to complexity.  A stock market and economy show in plain English.  Hosted by Fermata Advisors co-founders Daren Blonski CFP® AIF®, Chris Sipes CFP ® AIF®, podcast host Dano Weir and more. The team shares the weekly economic, governmental and technical inputs that may be affecting the performance outputs in your portfolio, tax situation and more. 
Powered by the brands of Fermata Advisors, including Sonoma Wealth, Fermata 401k and Fermata Tax, headquartered in Sonoma, California with offices across Northern California in Santa Rosa, San Rafael, Auburn and Chico.]]>falseepisodichttps://www.spreaker.com/episode/are-the-cracks-starting-to-show--73034924 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• Some tariffs are now being refunded due to judicial rulings. What, if any, impact could that have on the market? 
• What is the “most crowded” trade in the world and why you’re likely already in it. 
• Bitcoin showing signs of life are a difficult 2026? 
• Gold continues to fall back to Earth, what near-term prospects could look like. 
 
0:00 Intro and world's largest explosives purchaser 
3:10 CPI slightly better 
11:20 Tariff refunds 
14:30 What is the most crowded trade in the world? 
16:53 Investor sentiment 
18:00 Bitcoin showing signs of life? 
19:25 Consumer sentiment 
20:11 Gold sliding 
24:25 30 TIPS yield 
26:02 Import and export prices spiking 
27:40 Housing market index dribbling? 
29:30 Oil is noisy 
34:30 S&P this week 
38:00 Russell 2000 showing strength finally? 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
 
 
_____________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/73034924Fri, 17 Jul 2026 22:14:27 +0000707 MediaA chip pullback?  A "double bottom" fail? Are they just flipping a coin in the Strait of Hormouz? Is the market starting to show signs of AI fatigue? Or is this all just dog days of summer low trade volume?  Let's find out this week On The Markets.   ... 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• Some tariffs are now being refunded due to judicial rulings. What, if any, impact could that have on the market? 
• What is the “most crowded” trade in the world and why you’re likely already in it. 
• Bitcoin showing signs of life are a difficult 2026? 
• Gold continues to fall back to Earth, what near-term prospects could look like. 
 
0:00 Intro and world's largest explosives purchaser 
3:10 CPI slightly better 
11:20 Tariff refunds 
14:30 What is the most crowded trade in the world? 
16:53 Investor sentiment 
18:00 Bitcoin showing signs of life? 
19:25 Consumer sentiment 
20:11 Gold sliding 
24:25 30 TIPS yield 
26:02 Import and export prices spiking 
27:40 Housing market index dribbling? 
29:30 Oil is noisy 
34:30 S&P this week 
38:00 Russell 2000 showing strength finally? 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
 
 
_____________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3026aifatigue,aistocks,chipstocks,doublebottompattern,financenews,financialeducation,geopolitics,interestrates,investing,marketvolatility,onthemarkets,semiconductorstocks,sonomawealthadvisors,stockmarket,stockmarketanalysis,stockmarkettoday,straitofhormuz,technicalanalysis,wealthmanagement,weeklymarketupdatefalsefullhttps://www.spreaker.com/episode/markets-change-human-nature-does-not--72938327On The Markets...
This week, Managing Principals Daren Blonski CFP® and Chris Sipes CFP® breakdown:
• The shocking shift in geographic wealth in America over the decades.  Would you believe in 1949 the most affluent city in the USA was...Detroit?
• The important World War II milestone the US debt just crossed today, and how it could be fixed.
• The positive signs Daren is still seeing in the S&P despite uncertainty in Iran.  Plus key indicators that give him pause from Bitcoin and Gold.

Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/72938327Sun, 12 Jul 2026 13:50:38 +0000707 MediaDespite ongoing conflict in the Middle East, the market's narratives and volume this week definitely had a "summer break" feeling.  Daren and Chris take a deep dive on how human behavior remains a constant in investing, despite the changing names and...On The Markets...
This week, Managing Principals Daren Blonski CFP® and Chris Sipes CFP® breakdown:
• The shocking shift in geographic wealth in America over the decades.  Would you believe in 1949 the most affluent city in the USA was...Detroit?
• The important World War II milestone the US debt just crossed today, and how it could be fixed.
• The positive signs Daren is still seeing in the S&P despite uncertainty in Iran.  Plus key indicators that give him pause from Bitcoin and Gold.

Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis

_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3171falsefullhttps://www.spreaker.com/episode/ai-falling-back-to-earth-what-fixed-income-may-be-saying-about-the-cycle--72696388 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• The highs and lows of the SpaceX IPO, and how hyperscaling AI companies are dealing with surging capital expenditures. 
• How Bitcoin is experiencing it’s own volatility right now. 
• What is the ‘credit spread cycle’ and how could it be influencing AI growth? 
• What tomorrow’s rebalancing of the Russell 2000 could mean and could indicate about the future. 
• Why Daren sees oil is telegraphing that the economy might be slowing down? 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 

0:00 Intro + gold running too hard and fast 
4:19 Bitcoin sentiment is low 
7:30 Investor sentiment 
10:02 Hyperscalers capital expenditures affecting buybacks 
13:30 Credit spread cycles 
18:40 Where are we in the cycle? 
21:40 Gas prices falling?! 
24:20 PCE ticking up and market’s reaction 
25:03 Interest rate hikes expected 
27:20 10-Year Treasury Spread 
30:25 Existing vs. New Housing supply 
37:30 US Dollar Index 
38:50 Gold and oil going down 
41:50 Bitcoin loses 8 year old line of support 
45:30 Interest rates 
47:18 SpaceX played out like a film script for an IPO 
50:45 Mag 7 trading down 
 
 
Full video available on our YouTube Channel
 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/72696388Fri, 26 Jun 2026 01:55:04 +0000707 MediaSpaceX debuted at $150, surged to $232 in four days on a wave of AI excitement, then lost 34% of its value in a single week. It was the most hyped, most AI-adjacent IPO of 2026 — and when it turned, the Nasdaq, the chip stocks, and the rest of the... 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• The highs and lows of the SpaceX IPO, and how hyperscaling AI companies are dealing with surging capital expenditures. 
• How Bitcoin is experiencing it’s own volatility right now. 
• What is the ‘credit spread cycle’ and how could it be influencing AI growth? 
• What tomorrow’s rebalancing of the Russell 2000 could mean and could indicate about the future. 
• Why Daren sees oil is telegraphing that the economy might be slowing down? 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 

0:00 Intro + gold running too hard and fast 
4:19 Bitcoin sentiment is low 
7:30 Investor sentiment 
10:02 Hyperscalers capital expenditures affecting buybacks 
13:30 Credit spread cycles 
18:40 Where are we in the cycle? 
21:40 Gas prices falling?! 
24:20 PCE ticking up and market’s reaction 
25:03 Interest rate hikes expected 
27:20 10-Year Treasury Spread 
30:25 Existing vs. New Housing supply 
37:30 US Dollar Index 
38:50 Gold and oil going down 
41:50 Bitcoin loses 8 year old line of support 
45:30 Interest rates 
47:18 SpaceX played out like a film script for an IPO 
50:45 Mag 7 trading down 
 
 
Full video available on our YouTube Channel
 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3442aibubble,aibubbleburst,aicorrection,aistocks,artificialintelligence,bestaistocks,bondmarket,finance,financenews,financialeducation,fixedincome,fixedincomeinvesting,interestrates,investing,marketcycle,marketcycleanalysis,spacexipo2026,spacexstock,stockmarket,stockmarketnewsfalsefullhttps://www.spreaker.com/episode/the-rate-held-but-the-fed-has-changed--72605287 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• Rates held, and the Fed indicated a potential rate hike.  But Daren sees one sign that a rate cut may in fact be coming this year. 
• The index you might not know that’s quietly outperforming the biggest 7 stocks in the world. 
• How did SpaceX’s IPO fare in it’s first full week? 
• Who thought you could have a more out of touch product launch than the Metaverse?  Snapchat said “I’ll take those odds” this week, and their share price paid the price. 
 
0:00 Intro 
7:57 Changes at The Fed 
11:10 IPO returns over time lag the market 
13:00 The Knicks are a stock? 
16:24 Investor sentiment 
19:30 Historical US valuations 
22:38 Russell 2000 outperforms Mag 7? 
25:40 Seasonal performance matters? 
26:30 Bond escape velocity 
34:00 How did rate news affect the market? 
50:00 Gold on the struggle bus 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/72605287Fri, 19 Jun 2026 22:24:07 +0000707 MediaThe Federal Reserve just held interest rates steady — but for the first time in years, the bigger story isn't the number, it's the man behind the decision. Kevin Warsh walked into his first FOMC meeting, cut the Fed's statement by more than half,... 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• Rates held, and the Fed indicated a potential rate hike.  But Daren sees one sign that a rate cut may in fact be coming this year. 
• The index you might not know that’s quietly outperforming the biggest 7 stocks in the world. 
• How did SpaceX’s IPO fare in it’s first full week? 
• Who thought you could have a more out of touch product launch than the Metaverse?  Snapchat said “I’ll take those odds” this week, and their share price paid the price. 
 
0:00 Intro 
7:57 Changes at The Fed 
11:10 IPO returns over time lag the market 
13:00 The Knicks are a stock? 
16:24 Investor sentiment 
19:30 Historical US valuations 
22:38 Russell 2000 outperforms Mag 7? 
25:40 Seasonal performance matters? 
26:30 Bond escape velocity 
34:00 How did rate news affect the market? 
50:00 Gold on the struggle bus 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>3596falsefullhttps://www.spreaker.com/episode/this-week-the-market-ran-on-oil-and-inflation--72505438 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• How the price of oil and hot inflation numbers sent the S&P 500 into fits this week. 
• Projected spending on AI has now surpassed the railroad buildout of the 1800s and the Louisiana purchase.  Perhaps that's why the Mag 7 are down 2.6% year to date? 
• A list of 10 market triggers that historically have indicated a market peak, with 7 of them currently active. 
• What were the results of the SpaceX IPO? 
 
7:00 AI buildout surpasses railroad buildout 
10:20 Peak market triggers 
17:30 YTD returns by asset class 
20:30 Emerging Markets earnings strength 
22:40 Emerging Markets being driven by tech 
25:30 S&P 500 without AI is flat 
27:30 Oil inventories shift 
28:24 Inflation is on the rise again 
46:30 S&P rallied after a stop and start 
 
Full video available on our YouTube Channel
 
Book Your Wealth Analysis with Sonoma Wealth right here
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/72505438Fri, 12 Jun 2026 21:56:25 +0000707 MediaThis week oil prices whipsawed on Iran headlines while a hot inflation print kept the Fed boxed in, and together they drove the narrative in the market. Is the war actually over...again?  How would oil stability affect your portfolio?  How did SpaceX... 
This week Sonoma Wealth Managing Principal Chris Sipes CFP® and Marketing Director Dano Weir examine: 
• How the price of oil and hot inflation numbers sent the S&P 500 into fits this week. 
• Projected spending on AI has now surpassed the railroad buildout of the 1800s and the Louisiana purchase.  Perhaps that's why the Mag 7 are down 2.6% year to date? 
• A list of 10 market triggers that historically have indicated a market peak, with 7 of them currently active. 
• What were the results of the SpaceX IPO? 
 
7:00 AI buildout surpasses railroad buildout 
10:20 Peak market triggers 
17:30 YTD returns by asset class 
20:30 Emerging Markets earnings strength 
22:40 Emerging Markets being driven by tech 
25:30 S&P 500 without AI is flat 
27:30 Oil inventories shift 
28:24 Inflation is on the rise again 
46:30 S&P rallied after a stop and start 
 
Full video available on our YouTube Channel
 
Book Your Wealth Analysis with Sonoma Wealth right here
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3793energystocks,financenews,financialnews,inflation2026,investing2026,iran,iranoilprices,marketanalysis,marketnews,oilmarket,oilpricesinflation,oilpricespike,oilstocks2026,sonomawealthadvisors,stagflation2026,stockmarket,stockmarketanalysis,stockmarketnews,stockmarketthisweek,stocksfalsefullhttps://www.spreaker.com/episode/how-the-dot-plot-has-secretly-been-affecting-your-portfolio-and-why-it-might-be-going-away--72377376 
This week Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• How the “dot plot” has impacted mortgages, bonds and 401ks since 2012 and the impact of it’s potential disappearance. 
• The all-time high breakout in the S&P cooled today.  Why Daren sees a potential “double top” forming, but “not all hope is lost”. 
• A key bitcoin owner sold off this week.  Why bitcoin is sitting at critical support and where Daren sees it going. 
 
0:00 What is The Dot Plot? 
14:13 Ai selloff today 
27:00 Nvidia triple top? 
28:00 Oil in a descending wedge 
29:00 Bitcoin selling off 
34:50 Gold looking precarious 
37:48 10 year treasury shot up and stayed elevated 
 
 
 Full YouTube video here
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/72377376Fri, 05 Jun 2026 22:38:03 +0000707 MediaThe Fed may soon scrap a tool called the dot plot...and most people have never even heard of it. But it has quietly shaped every mortgage rate, bond yield, and retirement projection in the last 14 years. Rumors indicate the new Fed Chair wants it gone... 
This week Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• How the “dot plot” has impacted mortgages, bonds and 401ks since 2012 and the impact of it’s potential disappearance. 
• The all-time high breakout in the S&P cooled today.  Why Daren sees a potential “double top” forming, but “not all hope is lost”. 
• A key bitcoin owner sold off this week.  Why bitcoin is sitting at critical support and where Daren sees it going. 
 
0:00 What is The Dot Plot? 
14:13 Ai selloff today 
27:00 Nvidia triple top? 
28:00 Oil in a descending wedge 
29:00 Bitcoin selling off 
34:50 Gold looking precarious 
37:48 10 year treasury shot up and stayed elevated 
 
 
 Full YouTube video here
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>2874chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/stock-market-vs-economy-the-disconnect-explained--72235900On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• Consumer sentiment just hit an all-time low.  Historically, what have the next 12-months of S&P returns looked like in those scenarios? 
• What 4 categories of loan delinquencies say about the average American family, only one isn’t near all-time highs. 
• The Top 20% of America meanwhile are on an unprecedented run of growth since 2019, we’ve got the data to prove it. 
• S&P 500 another all-time high. The key resistance line that has Daren thinking we're headed for "blue sky" territory. 
 
Episode video available here: https://youtube.com/live/mnrwP9gSj74
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/72235900Fri, 29 May 2026 22:43:00 +0000707 MediaIn the month of May 2026, The Dow hit a record high on the exact same day consumer sentiment hit an all-time low — and that disconnect is telling us something important. Wall Street is celebrating eight straight winning weeks while everyday Americans...On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• Consumer sentiment just hit an all-time low.  Historically, what have the next 12-months of S&P returns looked like in those scenarios? 
• What 4 categories of loan delinquencies say about the average American family, only one isn’t near all-time highs. 
• The Top 20% of America meanwhile are on an unprecedented run of growth since 2019, we’ve got the data to prove it. 
• S&P 500 another all-time high. The key resistance line that has Daren thinking we're headed for "blue sky" territory. 
 
Episode video available here: https://youtube.com/live/mnrwP9gSj74
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3372chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/spacex-ipo-the-2-trillion-sign-of-the-times--72120921 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• SpaceX is going public, and not just for institutional investors.  Is this your chance to get in on the ground floor of the next Pacific Railroad?  Or a launchpad explosion waiting to happen? 
• What does this moment signify about a greater bubble potential in the market?  How does that compare with 5 other US market bubbles over the past 200 years? 
• Is $6 a gallon cramping your road trip plans?  Wait until you see how much of that came from our own oil reserves. 
 
0:00 Opening discussion of the SpaceX IPO 
10:30 NBA Playoffs are same as investing? 
21:00 Bubbles throughout the years 
28:00 Drawdowns in recovery periods 
29:40 Europe’s growth mirrors USA minus the Mag 7 
30:40 Retail sales haven’t grown in 5 years 
31:17 Americans own more stocks than ever 
34:21 Real yield on treasury inflation protected securities 
36:30 Historic strategic oil reserve drawdown this year 
50:48 Bitcoin down 
51:40 Oil markets trending down 
53:30 Gold soft since January 

Full video of episode here: https://youtube.com/live/L9XMyiWS07Y 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/72120921Fri, 22 May 2026 20:50:38 +0000707 MediaSpaceX just filed the largest IPO in history with a $1.7 trillion price tag, but the S-1 reveals a much murkier story. Starlink is the only division turning a profit — the rocket business loses money, the AI business loses even more, and Elon Musk... 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• SpaceX is going public, and not just for institutional investors.  Is this your chance to get in on the ground floor of the next Pacific Railroad?  Or a launchpad explosion waiting to happen? 
• What does this moment signify about a greater bubble potential in the market?  How does that compare with 5 other US market bubbles over the past 200 years? 
• Is $6 a gallon cramping your road trip plans?  Wait until you see how much of that came from our own oil reserves. 
 
0:00 Opening discussion of the SpaceX IPO 
10:30 NBA Playoffs are same as investing? 
21:00 Bubbles throughout the years 
28:00 Drawdowns in recovery periods 
29:40 Europe’s growth mirrors USA minus the Mag 7 
30:40 Retail sales haven’t grown in 5 years 
31:17 Americans own more stocks than ever 
34:21 Real yield on treasury inflation protected securities 
36:30 Historic strategic oil reserve drawdown this year 
50:48 Bitcoin down 
51:40 Oil markets trending down 
53:30 Gold soft since January 

Full video of episode here: https://youtube.com/live/L9XMyiWS07Y 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3669chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,spacex,spacexipo,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-fed-s-in-a-finger-trap-cut-rates-or-fight-inflation--72026407 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• Look at rate hikes and cuts over the year.  What does the rest of 2026 hold in store? What could either decision do to the market? 
• Inflation wipes out wage growth completely for the first time in 3 years. 
• Chris has a chart dating back to the Civil War that shows that market has only been this expensive one other time in history. 
 
0:00 What is the Fed Finger Trap? 
8:00 Rate hikes and cuts price in for 2026 
9:49 Investor sentiment 
12:06 Inflation wipes out wage gains for first time in 3 years 
16:30 Producer price index rising 
20:20 2 year treasury rate rising 
22:35 Stock market is 2nd most expensive ever 
25:58 What railroads tell us about AI 
28:20 Small cap vs. large cap over the decades 
30:18 Homeowner equity at highest levels since 1960 
35:00 Some good news 
38:56 S&P heat map 
45:03 10 year rate soars, inflation is alive and well 
47:20 Oil  
48:37 Ugly close on bonds 
 
 Video of this episode here: https://youtube.com/live/Khj_z6-QduU 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/72026407Fri, 15 May 2026 23:21:19 +0000707 MediaCPI inflation hit 3.8%, the highest since 2023. New Fed Chair Kevin Warsh was installed to deliver a fed rate cut in 2026, but the numbers say he can't. While the S&P 500 hits record highs on surging AI stocks, the rest of the market... 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• Look at rate hikes and cuts over the year.  What does the rest of 2026 hold in store? What could either decision do to the market? 
• Inflation wipes out wage growth completely for the first time in 3 years. 
• Chris has a chart dating back to the Civil War that shows that market has only been this expensive one other time in history. 
 
0:00 What is the Fed Finger Trap? 
8:00 Rate hikes and cuts price in for 2026 
9:49 Investor sentiment 
12:06 Inflation wipes out wage gains for first time in 3 years 
16:30 Producer price index rising 
20:20 2 year treasury rate rising 
22:35 Stock market is 2nd most expensive ever 
25:58 What railroads tell us about AI 
28:20 Small cap vs. large cap over the decades 
30:18 Homeowner equity at highest levels since 1960 
35:00 Some good news 
38:56 S&P heat map 
45:03 10 year rate soars, inflation is alive and well 
47:20 Oil  
48:37 Ugly close on bonds 
 
 Video of this episode here: https://youtube.com/live/Khj_z6-QduU 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3520chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/did-tariffs-fix-the-trade-deficit--71930062On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• A year of US trade deficit data.  Did tariffs really work? 
• What have a year of tariffs done to the cost of producing products in America? Drastic decrease or increase? 
• Could small cap funds finally be outperforming their outsized counterparts? 
• The story of the Japanese toiler maker who’s price surged this week when the world discovered they manufacture AI components (yes, this is a true story). 
• Market closed at an all time high, so maybe tariffs did indirectly do their job?  The market is the economy?  Is not the economy? Let’s find out. 
 
3:30 China’s share of rare earth minerals 
8:10 Investor sentiment 
9:45 Markets since implementation of tariffs 
11:50 Inflation since tariff implementation 
13:34 Did the trade deficit reduce? 
15:06 Is manufacturing expanding? 
15:50 Consumer sentiment is down 
22:50 Rental inflation 
24:00 Consumption and AI are powering domestic demand 
25:34 Small-cap growth funds vs. large growth average 
30:20 S&P 500 another all time high 
32:58 Gold descending? 
33:50 10 year treasury trading sideways 
34:50 Bitcoin still trading under 200 day moving average 
35:00 Equally weighted index did not make an all-time high 
 
 Video available here: https://youtube.com/live/2H6Niq8ZHOA 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/71930062Fri, 08 May 2026 21:22:26 +0000707 MediaWe're just over a year past the proclamation that tariffs would fix all of America’s economic woes.  Did it really work?  Did the market care one way or the other?  Let’s find out On The Market.    This week Sonoma Wealth Managing Principals Chris...On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP®, Daren Blonski CFP® and Marketing Director Dano Weir examine: 
• A year of US trade deficit data.  Did tariffs really work? 
• What have a year of tariffs done to the cost of producing products in America? Drastic decrease or increase? 
• Could small cap funds finally be outperforming their outsized counterparts? 
• The story of the Japanese toiler maker who’s price surged this week when the world discovered they manufacture AI components (yes, this is a true story). 
• Market closed at an all time high, so maybe tariffs did indirectly do their job?  The market is the economy?  Is not the economy? Let’s find out. 
 
3:30 China’s share of rare earth minerals 
8:10 Investor sentiment 
9:45 Markets since implementation of tariffs 
11:50 Inflation since tariff implementation 
13:34 Did the trade deficit reduce? 
15:06 Is manufacturing expanding? 
15:50 Consumer sentiment is down 
22:50 Rental inflation 
24:00 Consumption and AI are powering domestic demand 
25:34 Small-cap growth funds vs. large growth average 
30:20 S&P 500 another all time high 
32:58 Gold descending? 
33:50 10 year treasury trading sideways 
34:50 Bitcoin still trading under 200 day moving average 
35:00 Equally weighted index did not make an all-time high 
 
 Video available here: https://youtube.com/live/2H6Niq8ZHOA 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2593chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,wealthmanagementfalsefullhttps://www.spreaker.com/episode/powell-out-warsh-in-how-the-new-fed-chair-might-change-interest-rates--71820784 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• US debt has passed an unthinkable threshold.  How might a new Fed Chair tackle this problem? Or is it a problem? 
• How gas prices have rendered tax refunds irrelevant. 
• Remember when the market felt doomed 6 weeks ago? We’ll look at the signs Daren is seeing that point to nothing but bulls...unless there’s a shooting star? 
 
0:00 A look back at Jerome Powell’s time as Fed Chair 
14:10 Who owns US debt? 
16:30 US debt exceeds size of the economy 
18:00 Investor sentiment 
19:00 Market returns by Fed Chairs over time 
22:40 Where do Fed Governors stand? 
24:00 2 year treasury 
26:00 Personal consumption expenditures came in high 
27:30 Unemployment claims are down? 
29:00 Gas prices have jumped 
31:13 Price increases from Iran War 
32:40 Betting markets 
39:00 S&P 500, oil and metals this week 
 
 Full video here: https://youtube.com/live/AMS9kRc2khg
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis]]>https://api.spreaker.com/episode/71820784Fri, 01 May 2026 21:36:04 +0000707 MediaChanging of the guard is officially underway at the Fed, although Jerome Powell’s not going far.  How might new Fed Chair Kevin Warsh approach interest rates?  Will you finally be able to refinance?  And how did the market react to this... 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• US debt has passed an unthinkable threshold.  How might a new Fed Chair tackle this problem? Or is it a problem? 
• How gas prices have rendered tax refunds irrelevant. 
• Remember when the market felt doomed 6 weeks ago? We’ll look at the signs Daren is seeing that point to nothing but bulls...unless there’s a shooting star? 
 
0:00 A look back at Jerome Powell’s time as Fed Chair 
14:10 Who owns US debt? 
16:30 US debt exceeds size of the economy 
18:00 Investor sentiment 
19:00 Market returns by Fed Chairs over time 
22:40 Where do Fed Governors stand? 
24:00 2 year treasury 
26:00 Personal consumption expenditures came in high 
27:30 Unemployment claims are down? 
29:00 Gas prices have jumped 
31:13 Price increases from Iran War 
32:40 Betting markets 
39:00 S&P 500, oil and metals this week 
 
 Full video here: https://youtube.com/live/AMS9kRc2khg
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/book-your-wealth-analysis]]>3100chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/is-stagflation-coming-what-the-markets-are-telling-us-right-now--71622313 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• The Strait of Hormuz seems as available as a pop-up food truck right now.  In the event of closure, how does the US stack up in oil reserves? 
• How the K-shaped economy can result in consumer sentiment at an all-time low while the purchases are at an all-time high. 
• What price-action in bitcoin and gold could be signaling about this quarter’s market potential. 
• The portfolio tracking that’s on pace for it’s greatest year since 1933. 
 
0:00 What is stagflation? 
5:10 Worldwide oil reserves 
8:20 Investor sentiment 
17:34 Price changes expected in the next year 
20:18 Food inflation 
21:00 How inflation affects portfolios 
23:10 Permanent portfolios on track for best year since 1933 
25:09 S&P 500 and Nasdaq last 3 years 
30:10 Russell 2000 trend 
30:57 Developed markets looking strong 
31:42 Emerging markets looking strong 
32:30 Bonds trading sideways 
35:40 Gold looking a little off... 
37:27 Bitcoin showing a little strength 
 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/71622313Fri, 24 Apr 2026 22:35:04 +0000707 MediaSearch analytics platforms are seeing a bump this week in the term “stagflation”, a stagnant economy that is also experiencing inflation.  Does the narrative hold true in the numbers?  Or is it just another storyline blowing in the wind?  Let’s find... 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• The Strait of Hormuz seems as available as a pop-up food truck right now.  In the event of closure, how does the US stack up in oil reserves? 
• How the K-shaped economy can result in consumer sentiment at an all-time low while the purchases are at an all-time high. 
• What price-action in bitcoin and gold could be signaling about this quarter’s market potential. 
• The portfolio tracking that’s on pace for it’s greatest year since 1933. 
 
0:00 What is stagflation? 
5:10 Worldwide oil reserves 
8:20 Investor sentiment 
17:34 Price changes expected in the next year 
20:18 Food inflation 
21:00 How inflation affects portfolios 
23:10 Permanent portfolios on track for best year since 1933 
25:09 S&P 500 and Nasdaq last 3 years 
30:10 Russell 2000 trend 
30:57 Developed markets looking strong 
31:42 Emerging markets looking strong 
32:30 Bonds trading sideways 
35:40 Gold looking a little off... 
37:27 Bitcoin showing a little strength 
 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2764danoweir,darenblonski,financialadvisor,investing,money,radiodano,sonomacountyfalsefullhttps://www.spreaker.com/episode/rally-or-trap-reading-this-week-s-market--71421226On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Tariffs, 1 year later.  What impact did they really have on prices?  We’ve got the data. 
• S&P all time high this week.  So why is Chris pulling a chart looking at “lost decades”? 
• Daren takes a victory lap on Bitcoin successfully calling a bottom over 2 weeks ago. 
 
0:00 Intro 
9:18 Investor sentiment 
14:33 How much taxes do high earners pay? 
18:10 How 1 year of tariffs affected prices 
23:00 Producer price index showing possible inflation 
24:25 Government budget still running a deficit 
31:30 Lost decades for 60/40 portfolios 
34:36 Bitcoin called the bottom 
41:00 S&P heat map is hot 
48:30 Oil is collapsing 
49:25 Volatility is quiet 
49:50 Gold and silver slow rise again 
51:30 Semiconductor index ripping up 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Full video available on YouTube: https://youtube.com/live/u9l8ZCP3Znc 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/71421226Fri, 17 Apr 2026 22:10:09 +0000707 MediaThe S&P pushed to new highs this week — was it a foundational move or a headline-driven band-aid? This week on On The Markets, Daren breaks down whether this rally is the real deal or just another trap waiting to spring. Let’s find...On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Tariffs, 1 year later.  What impact did they really have on prices?  We’ve got the data. 
• S&P all time high this week.  So why is Chris pulling a chart looking at “lost decades”? 
• Daren takes a victory lap on Bitcoin successfully calling a bottom over 2 weeks ago. 
 
0:00 Intro 
9:18 Investor sentiment 
14:33 How much taxes do high earners pay? 
18:10 How 1 year of tariffs affected prices 
23:00 Producer price index showing possible inflation 
24:25 Government budget still running a deficit 
31:30 Lost decades for 60/40 portfolios 
34:36 Bitcoin called the bottom 
41:00 S&P heat map is hot 
48:30 Oil is collapsing 
49:25 Volatility is quiet 
49:50 Gold and silver slow rise again 
51:30 Semiconductor index ripping up 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Full video available on YouTube: https://youtube.com/live/u9l8ZCP3Znc 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3494chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/markets-rally-through-headwinds--71242627On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Daren explains why the “TACO” truck returned to the market this week. 
• Mag 7 held up the market after a rough start to the year.  Where do we go from here? 
• It’s tax time.  California feels like the most taxed state in the union.  Is it true? 
• Layoffs and college grad unemployment making headlines.  How many young people are still living with their parents? 
• Consumer sentiment is at a 70 year low, but we’ll examine what signals Daren sees that are indicating a bullish breakout. 
 
0:00 Intro 
6:20 Income tax by state 
8:20 Young adults living with their parents 
10:47 Investor Sentiment 
11:53 CPI ticks up 
12:30 ISM vs CPI 
16:21 Consumer sentiment at a 70 year low 
18:30 Goods inflation 
20:00 Spread on junk debt 
23:21 S&P is barely off all time highs 
24:20 Stock correlations are low 
26:09 Value stocks finally performing YTD 
28:00 Money supply still going up 
31:30 What the TACO trade really means for the S&P 
37:30 Heat map and thoughts on “up and to the right” 
49:00 Oil down 
49:40 Gold staying strong, Bitcoin double bottom 
 
Video available on YouTube: https://youtube.com/live/OORmha0_L3Q?feature=share

Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/71242627Fri, 10 Apr 2026 22:03:27 +0000707 MediaWhile market movements can often be “priced in” weeks or months in advance, this week’s news cycle clearly had impacts on asset performance.  With so many reasons for a downturn, the market still found it’s footing.  Let’s find...On The Market. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Daren explains why the “TACO” truck returned to the market this week. 
• Mag 7 held up the market after a rough start to the year.  Where do we go from here? 
• It’s tax time.  California feels like the most taxed state in the union.  Is it true? 
• Layoffs and college grad unemployment making headlines.  How many young people are still living with their parents? 
• Consumer sentiment is at a 70 year low, but we’ll examine what signals Daren sees that are indicating a bullish breakout. 
 
0:00 Intro 
6:20 Income tax by state 
8:20 Young adults living with their parents 
10:47 Investor Sentiment 
11:53 CPI ticks up 
12:30 ISM vs CPI 
16:21 Consumer sentiment at a 70 year low 
18:30 Goods inflation 
20:00 Spread on junk debt 
23:21 S&P is barely off all time highs 
24:20 Stock correlations are low 
26:09 Value stocks finally performing YTD 
28:00 Money supply still going up 
31:30 What the TACO trade really means for the S&P 
37:30 Heat map and thoughts on “up and to the right” 
49:00 Oil down 
49:40 Gold staying strong, Bitcoin double bottom 
 
Video available on YouTube: https://youtube.com/live/OORmha0_L3Q?feature=share

Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3414chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/why-oil-inflation-and-tech-selloff-might-be-3-strikes-you-re-out--70939591On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• A look at S&P patterns in the last 75 years of midterm elections. 
• All 7 of the Magnificent 7 stocks are down this year and below the S&P as a whole.  We compare their era to prior bubbles across the decades. 
• The line that was crossed that confirms to Daren the S&P is indeed in a downturn. 
 
0:00 Intro 
7:22 A look at prior oil shocks 
9:13 The S&P during Midterms 
12:45 Investor sentiment 
16:11 Consumer sentiment 
18:25 Predicting what Trump might do 
27:08 Interest rates after oil shocks 
29:00 High yield spreads 
30:30 Equities in times of stagflation 
33:00 Bubbles through the decades 
36:56 S&P this week 
39:45 How oversold is the S&P? 
44:00 Bitcoin down 
44:45 Gold finding a botttom? 
45:00 The 10 year telling us more inflation is coming? 
47:15 All eyes on oil 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/5yGx3mMzKP4

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70939591Fri, 27 Mar 2026 22:09:18 +0000707 MediaThe Great American Pastime...the market (ha!).  Oil, inflation and a tech selloff might be three pitches the market just can’t shake off.  What adjustments might be made with mid-term elections on deck?  Let’s find out, On The Markets.    This...On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• A look at S&P patterns in the last 75 years of midterm elections. 
• All 7 of the Magnificent 7 stocks are down this year and below the S&P as a whole.  We compare their era to prior bubbles across the decades. 
• The line that was crossed that confirms to Daren the S&P is indeed in a downturn. 
 
0:00 Intro 
7:22 A look at prior oil shocks 
9:13 The S&P during Midterms 
12:45 Investor sentiment 
16:11 Consumer sentiment 
18:25 Predicting what Trump might do 
27:08 Interest rates after oil shocks 
29:00 High yield spreads 
30:30 Equities in times of stagflation 
33:00 Bubbles through the decades 
36:56 S&P this week 
39:45 How oversold is the S&P? 
44:00 Bitcoin down 
44:45 Gold finding a botttom? 
45:00 The 10 year telling us more inflation is coming? 
47:15 All eyes on oil 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/5yGx3mMzKP4

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3556chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/spring-time-deja-vu--70787195There’s this feeling that this has happened before. 
As we approach a year since April 2025’s “Libertation Day” Tariff event, the market is feeling eerily similar, albeit under different circumstances.  We examine the factors and possibilities this week, On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• An 80 year lookback on the S&P 500 in times of crisis and military action. 
• How has the S&P performed historically during oil-driven events? 
• A deep dive on major asset classes in the wake of this event-driven drawdown. 
 
8:40 2 Year Treasury Rate 
13:00 10 Year Treasury Rate is up 
14:55 Investor Sentiment 
18:18 S&P decline is not even at April 2025’s depths 
21:34 S&P returns through historic events 
24:04 S&P during times of war 
26:00 60/40 portfolios during oil-driven events 
31:20 Major indexes compared 
37:46 S&P and Nasdaq loses 200 day moving average 
40:06 Developed markets taking it on the chin 
43:30 Bond markets experiencing the “pain cave” 
45:20 Gold finally experiencing a sell off 
47:09 Bitcoin a mild bright spot? 
 
  
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/QJ478p76EZI

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/70787195Fri, 20 Mar 2026 21:41:45 +0000707 MediaThere’s this feeling that this has happened before.  There’s this feeling that this has happened before.  As we approach a year since April 2025’s “Libertation Day” Tariff event, the market is feeling eerily similar, albeit under different...There’s this feeling that this has happened before. 
As we approach a year since April 2025’s “Libertation Day” Tariff event, the market is feeling eerily similar, albeit under different circumstances.  We examine the factors and possibilities this week, On The Markets. 
 
This week Sonoma Wealth Managing Principals Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• An 80 year lookback on the S&P 500 in times of crisis and military action. 
• How has the S&P performed historically during oil-driven events? 
• A deep dive on major asset classes in the wake of this event-driven drawdown. 
 
8:40 2 Year Treasury Rate 
13:00 10 Year Treasury Rate is up 
14:55 Investor Sentiment 
18:18 S&P decline is not even at April 2025’s depths 
21:34 S&P returns through historic events 
24:04 S&P during times of war 
26:00 60/40 portfolios during oil-driven events 
31:20 Major indexes compared 
37:46 S&P and Nasdaq loses 200 day moving average 
40:06 Developed markets taking it on the chin 
43:30 Bond markets experiencing the “pain cave” 
45:20 Gold finally experiencing a sell off 
47:09 Bitcoin a mild bright spot? 
 
  
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/QJ478p76EZI

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3443chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/oil-and-stocks-don-t-mix--70629410 
This week Sonoma Wealth Managing Principals Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Oil and stocks historically have been negatively correlated, and we definitely saw it this week.  Is this a brief incident?  Or is this an oil shock like we haven’t seen since the 1970’s? 
• Why farming statistics from the 1870’s could give you some reassurance about AI replacing all jobs. 
• So-called “stagflation” is also looming.  What are the prediction markets saying about the potential for rate cuts, at all this year? 
• As you'd expect, major spikes in gas prices, some of the sharpest in 20 years. 
 
1:30 1870’s farming stats indicate AI’s future? 
3:30 Investor sentiment 
5:59 Gas prices some of the sharpest spikes in 20 years 
7:35 Further info on gas prices 
10:03 Energy sector vs tech sector 
13:15 Interest rate market sniffing out the narrative 
15:30 Prediction markets feeling zero cuts in 2026? 
19:20 Personal consumption is up 
20:30 Housing prices slowing 
21:20 Private credit market is looking shaky 
24:45 S&P this week 
33:44 Bitcoin bottom? 
39:40 Microsoft bottom? 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/ZWZM6Ny9390

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70629410Fri, 13 Mar 2026 22:23:10 +0000707 MediaThere’s a growing trend and interest among young people in nostalgia from the 1990’s.  Physical compact disc (CD) sales have actually grown in recent years, Barnes and Noble are actually adding physical stores this year, and what’s at the heart of a... 
This week Sonoma Wealth Managing Principals Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Oil and stocks historically have been negatively correlated, and we definitely saw it this week.  Is this a brief incident?  Or is this an oil shock like we haven’t seen since the 1970’s? 
• Why farming statistics from the 1870’s could give you some reassurance about AI replacing all jobs. 
• So-called “stagflation” is also looming.  What are the prediction markets saying about the potential for rate cuts, at all this year? 
• As you'd expect, major spikes in gas prices, some of the sharpest in 20 years. 
 
1:30 1870’s farming stats indicate AI’s future? 
3:30 Investor sentiment 
5:59 Gas prices some of the sharpest spikes in 20 years 
7:35 Further info on gas prices 
10:03 Energy sector vs tech sector 
13:15 Interest rate market sniffing out the narrative 
15:30 Prediction markets feeling zero cuts in 2026? 
19:20 Personal consumption is up 
20:30 Housing prices slowing 
21:20 Private credit market is looking shaky 
24:45 S&P this week 
33:44 Bitcoin bottom? 
39:40 Microsoft bottom? 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/ZWZM6Ny9390

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3223chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-oil-markets-knew--70518011 
This week Sonoma Wealth Managing Principals Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Why the oil markets last week may have been prescient, but is this week’s spike a sign it might actually go down? 
• Not surprisingly, defense/tech stock Palantir with a huge bounce amid the current environment. 
• Gold and Silver on the other hand, two assets commonly viewed as a safe haven, found rough waters for the first time this year. 
 
0:00 Staying focused on the market impact of Middle East military activity 
10:40 Gold and silver already priced in this conflict? 
16:00 S & P this week hitting lower lows? 
18:00 Value stocks basically flat for the year now 
19:30 Palantir bouncing, but for how long? 
23:20 Bitcoin having a rough year, but not over yet 
25:56 10 year treasury 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/WCPnvwj_LZo?feature=share

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70518011Sat, 07 Mar 2026 01:12:27 +0000707 MediaThe main story in the market this week is the main story in the world- military activity in the Middle East.  What impact did it have on portfolios?  How did different asset classes react?  Time to find out, On The Markets.    This week Sonoma Wealth... 
This week Sonoma Wealth Managing Principals Daren Blonski CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Why the oil markets last week may have been prescient, but is this week’s spike a sign it might actually go down? 
• Not surprisingly, defense/tech stock Palantir with a huge bounce amid the current environment. 
• Gold and Silver on the other hand, two assets commonly viewed as a safe haven, found rough waters for the first time this year. 
 
0:00 Staying focused on the market impact of Middle East military activity 
10:40 Gold and silver already priced in this conflict? 
16:00 S & P this week hitting lower lows? 
18:00 Value stocks basically flat for the year now 
19:30 Palantir bouncing, but for how long? 
23:20 Bitcoin having a rough year, but not over yet 
25:56 10 year treasury 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/WCPnvwj_LZo?feature=share

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2068chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/why-are-investors-seeking-safety--70354715 
This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Inflation numbers continuing to heat up.  What could that mean for a rate cut or, dare we say it, rate “cuts”? 
• Why’s everything so expensive?  Well maybe it’s because over the past 4 decades California real estate is up 596% on average.  Spoiler alert though-  that’s *not* the state with the highest increase! 
• Gold and Silver still cooking... 
• And...is the US military once again targeting Iran and is the oil price confirming that narrative? 
 
4:30 Tax refunds this year vs last 
7:19 Expectation for rate cuts 
8:58 Trailing PE for S&P 500 
12:16 Gold ETF inflows record high 
19:20 Junk bonds not showing stress 
20:20 Unemployment and labor 
31:20 National home prices and rents falling? 
32:46 Home prices nationwide over the last 40 years 
35:09 Pentagon Pizza Index 
38:53 What is oil saying about Iran? 
40:40 S&P cap-weighted doing nothing, but equally weighted is smoking 
42:00 Cruise around the charts 
 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70354715Sat, 28 Feb 2026 01:53:08 +0000707 MediaSo much for the “New Year, New Bulls” mentality.  NVidia beats earnings and the price gets whacked? Consumer staples having a moment?  Crypto looking like 2024? For why?  Let’s find out, On The Markets.    This week Sonoma Wealth Managing Principals... 
This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• Inflation numbers continuing to heat up.  What could that mean for a rate cut or, dare we say it, rate “cuts”? 
• Why’s everything so expensive?  Well maybe it’s because over the past 4 decades California real estate is up 596% on average.  Spoiler alert though-  that’s *not* the state with the highest increase! 
• Gold and Silver still cooking... 
• And...is the US military once again targeting Iran and is the oil price confirming that narrative? 
 
4:30 Tax refunds this year vs last 
7:19 Expectation for rate cuts 
8:58 Trailing PE for S&P 500 
12:16 Gold ETF inflows record high 
19:20 Junk bonds not showing stress 
20:20 Unemployment and labor 
31:20 National home prices and rents falling? 
32:46 Home prices nationwide over the last 40 years 
35:09 Pentagon Pizza Index 
38:53 What is oil saying about Iran? 
40:40 S&P cap-weighted doing nothing, but equally weighted is smoking 
42:00 Cruise around the charts 
 
 
 
 
Book Your Wealth Analysis with Sonoma Wealth right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3152chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/no-tariffs-now-what--70183257 
This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• The market’s immediate reaction to the Supreme Court ruling against the President’s tariff authority. 
• Why the market might be fearful of the hyperscalers latest superhero team, “The Cap-Ex Men” 
• First is gold, second is silver...what medal do you get for coming in last place in the Olympics?  Coal?  Because pending home sales gets that medal this week. 
• S&P is holding on for it’s dear life and what the oil market might be saying about Mid-East tensions. 
 
 
Take Sonoma Wealth's Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70183257Fri, 20 Feb 2026 23:14:58 +0000707 MediaWelp, so much for the ‘tariff tantrum’.  The US Supreme Court shot down the President’s emergency use of tariffs today.  How did the market react?  Does the US have to refund everything it took in?  Let’s take a look On The Markets...     This... 
This week Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir examine: 
• The market’s immediate reaction to the Supreme Court ruling against the President’s tariff authority. 
• Why the market might be fearful of the hyperscalers latest superhero team, “The Cap-Ex Men” 
• First is gold, second is silver...what medal do you get for coming in last place in the Olympics?  Coal?  Because pending home sales gets that medal this week. 
• S&P is holding on for it’s dear life and what the oil market might be saying about Mid-East tensions. 
 
 
Take Sonoma Wealth's Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3868chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/does-the-market-love-ai-does-the-market-not--70044971 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• A look at indicators the market has not yet priced in the impact AI is going to have, not just on tech, but all sectors of business. 
• And yet...the market still LOVES AI, wait until you see the lop-sided chart for US Equities vs everything else in the world. 
• And yet...we also experienced the SAAS-calypse, with major repricing of huge software stocks. 
• And yet...inflation is down, and according to the Federal government, job numbers are up. 
 
15:00 Consumer Price Index 
16:39 A surge in stock blowups and thoughts on AI 
23:15 Money is rotating to other sectors 
25:49 Why is the Mag 7 starting to lag? 
28:00 AI demand on power 
29:47 Commodities markets are small? 
32:00 Forever renting? 
35:40 Jobs revisions 
37:40 S&P 500 this week 
39:00 Silver and Gold 
40:14 Bond market had a good week 
41:15 Oil is looking interesting 
43:10 Mortgage rates 
44:40 Heat map 
50:30 More than 500 leveraged ETFs now trade in the US 
51:57 Mortgage delinquency is almost non-existent? 
 
 
References: https://finance.yahoo.com/news/anthropics-ai-safety-head-just-143105033.html 
 
Take Sonoma Wealth's Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/70044971Fri, 13 Feb 2026 19:00:39 +0000707 MediaOn Valentine’s Eve, we ask the question-  how do the market really “feel” about AI?  We’re seeing signs in both columns.    This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes... 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• A look at indicators the market has not yet priced in the impact AI is going to have, not just on tech, but all sectors of business. 
• And yet...the market still LOVES AI, wait until you see the lop-sided chart for US Equities vs everything else in the world. 
• And yet...we also experienced the SAAS-calypse, with major repricing of huge software stocks. 
• And yet...inflation is down, and according to the Federal government, job numbers are up. 
 
15:00 Consumer Price Index 
16:39 A surge in stock blowups and thoughts on AI 
23:15 Money is rotating to other sectors 
25:49 Why is the Mag 7 starting to lag? 
28:00 AI demand on power 
29:47 Commodities markets are small? 
32:00 Forever renting? 
35:40 Jobs revisions 
37:40 S&P 500 this week 
39:00 Silver and Gold 
40:14 Bond market had a good week 
41:15 Oil is looking interesting 
43:10 Mortgage rates 
44:40 Heat map 
50:30 More than 500 leveraged ETFs now trade in the US 
51:57 Mortgage delinquency is almost non-existent? 
 
 
References: https://finance.yahoo.com/news/anthropics-ai-safety-head-just-143105033.html 
 
Take Sonoma Wealth's Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3755chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/what-crypto-today-may-be-telling-us-about-2026-s-tomorrow--69848424 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• A look at Bitcoin’s all time drawdowns after a rough week for Crypto. 
• Google’s looking at record spending this year. 
• Gold and single had their biggest single day drops ever. 
• Real estate continues to be topsy turvy-  resale homes outpricing NEW homes. 
 
3:53 Jewelry's % of all gold reserves 
9:00 Bitcoin all time drawdowns 
12:34 Investor sentiment 
13:36 US Manufacturing up 
14:22 Google’s spending about to skyrocket 
20:40 Software debt 
21:29 PE performance 
23:16 New homes sink below resales 
24:40 Home supply 
25:49 US homeowners sitting on equity 
26:43 A look at the market 
28:32 S&P earnings 
32:08 Possibility of a rate cut 
33:18 S&P this week 
34:50 Gold and single had their biggest single day drops ever 
36:00 What is oil saying? 
37:48 Nvidia hitting a triple top? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69848424Fri, 06 Feb 2026 18:34:44 +0000707 MediaIf you’ve got a Crypto maximalist in your family, make sure to check on them 🤣.    This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano... 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• A look at Bitcoin’s all time drawdowns after a rough week for Crypto. 
• Google’s looking at record spending this year. 
• Gold and single had their biggest single day drops ever. 
• Real estate continues to be topsy turvy-  resale homes outpricing NEW homes. 
 
3:53 Jewelry's % of all gold reserves 
9:00 Bitcoin all time drawdowns 
12:34 Investor sentiment 
13:36 US Manufacturing up 
14:22 Google’s spending about to skyrocket 
20:40 Software debt 
21:29 PE performance 
23:16 New homes sink below resales 
24:40 Home supply 
25:49 US homeowners sitting on equity 
26:43 A look at the market 
28:32 S&P earnings 
32:08 Possibility of a rate cut 
33:18 S&P this week 
34:50 Gold and single had their biggest single day drops ever 
36:00 What is oil saying? 
37:48 Nvidia hitting a triple top? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2791chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/crypto-s-down-gold-s-down-what-s-up--69697098 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Gold taking a significant tumble this week, despite a series of charts that show it’s significant performance recently, does this mean it’s topped? 
• Silver getting SMOKED. 
• The President made clear his nomination for the next Fed chair-  what could that mean about future interest rates if confirmed? 
• Is Elon a modern-day Robber Baron?  His net worth sure lines up right. 
• S & P holding it’s own after briefly 7000. 
 
6:58 BlackRock cuts private debt fund 
11:22 The President will nominate Kevin Warsh for Fed Chair- what does that mean for interest rates? 
14:05 Investor sentiment 
15:50 How much are people saving? 
17:40 Rate cut? 
19:53 The dollar in previous Bear Markets 
20:42 International vs. US over the decades 
21:35 S&P vs. Emerging Markets 
22:13 US Trade deficit 
23:13 Commodities  
27:00 USD is falling in foreign exchange reserves 
28:20 US stocks measured in gold 
29:00 Were we due for a pullback in gold? 
34:30 What’s happening in oil 
38:49 S&P 500 this week 
41:00 S&P heat map 
44:00 Silver and Gold 
54:45 Bitcoin looking precarious 
 
 
 
References:  
https://www.today.com/food/news/chocolate-companies-cut-back-on-cocoa-rcna248192 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69697098Sat, 31 Jan 2026 00:21:52 +0000707 MediaIs the glitter off gold?  Is the secret out on crypto?  If those two assets slid, then where did it all go?  Time to go On The Markets.    This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski... 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Gold taking a significant tumble this week, despite a series of charts that show it’s significant performance recently, does this mean it’s topped? 
• Silver getting SMOKED. 
• The President made clear his nomination for the next Fed chair-  what could that mean about future interest rates if confirmed? 
• Is Elon a modern-day Robber Baron?  His net worth sure lines up right. 
• S & P holding it’s own after briefly 7000. 
 
6:58 BlackRock cuts private debt fund 
11:22 The President will nominate Kevin Warsh for Fed Chair- what does that mean for interest rates? 
14:05 Investor sentiment 
15:50 How much are people saving? 
17:40 Rate cut? 
19:53 The dollar in previous Bear Markets 
20:42 International vs. US over the decades 
21:35 S&P vs. Emerging Markets 
22:13 US Trade deficit 
23:13 Commodities  
27:00 USD is falling in foreign exchange reserves 
28:20 US stocks measured in gold 
29:00 Were we due for a pullback in gold? 
34:30 What’s happening in oil 
38:49 S&P 500 this week 
41:00 S&P heat map 
44:00 Silver and Gold 
54:45 Bitcoin looking precarious 
 
 
 
References:  
https://www.today.com/food/news/chocolate-companies-cut-back-on-cocoa-rcna248192 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation...]]>3738chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-times-they-are-a-changin--69565411 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Thoughts on the economic impacts of ‘purchasing’ or territories in the past... 
• Shocking stats on the number of people living along and the number of americans with 0 income 
• Changes in the market, maybe for better depending on your perspective, is concentration easing? 
• Huge drop in the relative strength of the dollar index 
 
0:00 Intro 
6:10 Gold and crypto now common in global portfolios 
8:30 Volatility this week 
11:20 Territories US have purchased 
18:58 Investor sentiment 
20:50 Households with no income 
22:20 1 in 3 households consists of 1 person 
24:50 Consumer sentiment 
26:10 Consumer spending is a K shape 
27:40 Mortgage spreads 
30:19 Small caps are back? 
32:07 Decade winners in the 1970s 
37:00 Russell 2000 finally turning around? 
40:44 Dollar relative strength index and gold and silver 
49:27 Something is building in oil, gold and silver 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69565411Fri, 23 Jan 2026 23:29:20 +0000707 MediaGlobal economic conference this week, so your newsfeed was *hot* with sound bytes from big names.  The common theme we’re seeing?  Change.    This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski... 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Thoughts on the economic impacts of ‘purchasing’ or territories in the past... 
• Shocking stats on the number of people living along and the number of americans with 0 income 
• Changes in the market, maybe for better depending on your perspective, is concentration easing? 
• Huge drop in the relative strength of the dollar index 
 
0:00 Intro 
6:10 Gold and crypto now common in global portfolios 
8:30 Volatility this week 
11:20 Territories US have purchased 
18:58 Investor sentiment 
20:50 Households with no income 
22:20 1 in 3 households consists of 1 person 
24:50 Consumer sentiment 
26:10 Consumer spending is a K shape 
27:40 Mortgage spreads 
30:19 Small caps are back? 
32:07 Decade winners in the 1970s 
37:00 Russell 2000 finally turning around? 
40:44 Dollar relative strength index and gold and silver 
49:27 Something is building in oil, gold and silver 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4121chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/inflation-is-hot-and-so-are-precious-metals--69475748 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Inflation hotter than expected, and gold and silver just don’t seem to quit... 
• Spoiler alert- one of the things I just mentioned is the best performing asset this decade 
• The not so shocking advantage of ROTHs 
• Daren’s thoughts on why politicians and the market are a bit like a late night jewelry commercial right now 
 
 
0:00 Intro 
4:28 The Roth advantage 
5:50 US GDP was FIREWOOD in the 1700s 
10:09 Investor sentiment 
 13:21 Best performing asset class this decade 
17:45 Inflation 
19:45 Owner’s equivalent rent 
20:50 2 year treasury rates vs. Fed Funds rate 
25:00 US dollar vs other currencies 
26:31 Market caps by country 
29:25 Returns over the last year 
30:38 Small cap earnings growth is finally positive 
35:00 Whether Trump tariffs will be allowed 
42:10 S&P Heat Map 
51:40 Mortgage rates 
54:00 Bitcoin this week 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69475748Sat, 17 Jan 2026 01:21:24 +0000707 MediaInflation is hotter than expected, gold and silver keep running, and global tensions seem to be warming up as well.  Let's dive in...    This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski... 
This week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• Inflation hotter than expected, and gold and silver just don’t seem to quit... 
• Spoiler alert- one of the things I just mentioned is the best performing asset this decade 
• The not so shocking advantage of ROTHs 
• Daren’s thoughts on why politicians and the market are a bit like a late night jewelry commercial right now 
 
 
0:00 Intro 
4:28 The Roth advantage 
5:50 US GDP was FIREWOOD in the 1700s 
10:09 Investor sentiment 
 13:21 Best performing asset class this decade 
17:45 Inflation 
19:45 Owner’s equivalent rent 
20:50 2 year treasury rates vs. Fed Funds rate 
25:00 US dollar vs other currencies 
26:31 Market caps by country 
29:25 Returns over the last year 
30:38 Small cap earnings growth is finally positive 
35:00 Whether Trump tariffs will be allowed 
42:10 S&P Heat Map 
51:40 Mortgage rates 
54:00 Bitcoin this week 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3681chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/3-surprising-facts-about-the-2026-housing-market--693771571. _____________ 
2. Administration is putting $200b into the mortgage market directly 
3.____________ can’t invest in houses soon 
 
Fill in the blanks this week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• 3 surprising facts from that “other” market, real estate 
• US richest stock market in the world? The insane multiples US Citizens have in stock holdings vs. major world powers like China, Russia and Japan. 
 • Good thing the stocks are high because you don't want to see the chart we have on the dollar's global reserve currency status... 🫠 
• With everything going on with global foreign policy, the honey badger market just keeps on chugging with another all time high. 
 
0:00 Intro 
7:43 USA dominates stock ownership globally 
10:00 Investor sentiment 
11:40 Americans own more US equities than ever 
13:00 Surprising Fact #1 
17:00 Surpising Fact #2 
27:28 Delinquency rates on muti-family housing soaring 
33:09 Oil Rigs in Venezuela 
34:32 US trade balance of imports down as bad as GFC or COVID 
36:00 Taking a look at Polymarket- chance of tariffs being struck down 
39:30 S&P closes at another all time high 
41:00 Oil prices 
48:00 Russell 2000 
49:30 Aggregate Bond Index 
51:50 Gold and silver 
54:00 S&P heat map 
56:00 Feds likely won’t cut rates next meeting 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://www.youtube.com/live/ahSlZJXqOW8
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69377157Fri, 09 Jan 2026 23:41:40 +0000707 MediaWill 2026 mark a turning point in the housing market?  Would you be shocked to find out:   1. _____________  2. Administration is putting $200b into the mortgage market directly  3.____________ can’t invest in houses soon    Fill in the blanks this...1. _____________ 
2. Administration is putting $200b into the mortgage market directly 
3.____________ can’t invest in houses soon 
 
Fill in the blanks this week on our latest episode of On The Markets. with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir. They look at: 
• 3 surprising facts from that “other” market, real estate 
• US richest stock market in the world? The insane multiples US Citizens have in stock holdings vs. major world powers like China, Russia and Japan. 
 • Good thing the stocks are high because you don't want to see the chart we have on the dollar's global reserve currency status... 🫠 
• With everything going on with global foreign policy, the honey badger market just keeps on chugging with another all time high. 
 
0:00 Intro 
7:43 USA dominates stock ownership globally 
10:00 Investor sentiment 
11:40 Americans own more US equities than ever 
13:00 Surprising Fact #1 
17:00 Surpising Fact #2 
27:28 Delinquency rates on muti-family housing soaring 
33:09 Oil Rigs in Venezuela 
34:32 US trade balance of imports down as bad as GFC or COVID 
36:00 Taking a look at Polymarket- chance of tariffs being struck down 
39:30 S&P closes at another all time high 
41:00 Oil prices 
48:00 Russell 2000 
49:30 Aggregate Bond Index 
51:50 Gold and silver 
54:00 S&P heat map 
56:00 Feds likely won’t cut rates next meeting 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://www.youtube.com/live/ahSlZJXqOW8
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3709chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/will-an-artificial-2025-lead-to-a-tangible-2026--69285127 
Kicking off the new year right with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir to look at: 
• The massive run gold and now silver have been on, in the backdrop of potential AI over-spending. 
• Trend or not, the money was spent.  What impact has AI investment had on GDP? 
• What Chris is learning from the 1920s and 1930s market that is ringing even truer today than ever. 
• Thoughts on Oil and Bonds as we start the year, and the S&P floating at all time highs...let’s go! 
 
0:00 Intro 
6:45 Investment history book Chris has been reading 
11:30 Asset performance by class for 2025 
14:25 Investor sentiment heading into 2026 
15:10 S&P 500 vs Russell 2000 1979-2025 
16:44 Interest rates 
19:54 What impact has AI investment had on GDP? 
21:02 AI not really over-spending in comparison to other historic buildouts 
22:16 AI headcount replacement going to be modest? 
23:13 You will not believe how much the S&P dominates the global equity market 
27:10 What & of companies in US history have actually generated wealth in the market? 
31:20 Silver ripping, but why? 
47:20 S&P 500 floating high 
52:48 Bond market is an ascending wedge 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/Qtw61IjQrgg?feature=share

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69285127Sat, 03 Jan 2026 03:04:42 +0000707 MediaWe survived the robot-pocalypse of 2025...might still be coming in 2026 and beyond or...are we about to throw it back, way back, to the GOLD standard?  Why AI over-hype in 2025 might have led to a knee-jerk reversion to precious metals in 2026, on our... 
Kicking off the new year right with Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir to look at: 
• The massive run gold and now silver have been on, in the backdrop of potential AI over-spending. 
• Trend or not, the money was spent.  What impact has AI investment had on GDP? 
• What Chris is learning from the 1920s and 1930s market that is ringing even truer today than ever. 
• Thoughts on Oil and Bonds as we start the year, and the S&P floating at all time highs...let’s go! 
 
0:00 Intro 
6:45 Investment history book Chris has been reading 
11:30 Asset performance by class for 2025 
14:25 Investor sentiment heading into 2026 
15:10 S&P 500 vs Russell 2000 1979-2025 
16:44 Interest rates 
19:54 What impact has AI investment had on GDP? 
21:02 AI not really over-spending in comparison to other historic buildouts 
22:16 AI headcount replacement going to be modest? 
23:13 You will not believe how much the S&P dominates the global equity market 
27:10 What & of companies in US history have actually generated wealth in the market? 
31:20 Silver ripping, but why? 
47:20 S&P 500 floating high 
52:48 Bond market is an ascending wedge 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/Qtw61IjQrgg?feature=share

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3503chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-economy-is-not-the-market--69139280 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The market’s up 16% this year?  Don’t tell that to job cuts.  Which states have been hit the worst.  Is it all AI?  Or is COVID over-spending finally hitting the fan? 
• The stock market is definitely not in sync with the other market, real estate.  A look at Americans owning stocks hitting an all time high. 
• What pattern in oil might mean pump the brakes on recession calls 
 
4:00 Job Cuts by US State in 2025 
9:42 Unemployment rate 
11:50 Consumer Price Index is “flat” 
17:43 EUROPE and SOUTH KOREA had a better year than the US market?! 
20:00 Investor sentiment 
20:52 Equal weight S&P very different than cap weight 
23:13 US households more stocks than ever 
28:47 FMS level drops to record low 3.3% 
32:30 A look at economic data 
32:20 S&P heat map 
35:00 Bitcoin 
35:10 S&P chart and VIX 
36:15 Value of the dollar and oil 
38:10 Gold 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/7avrnD4S1-0?feature=share

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69139280Fri, 19 Dec 2025 23:20:57 +0000707 MediaSay it with me, the market is not the economy. And what?  And the economy is not the market.  Good job class, now write that in cursive a hundred more times.    This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris... 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The market’s up 16% this year?  Don’t tell that to job cuts.  Which states have been hit the worst.  Is it all AI?  Or is COVID over-spending finally hitting the fan? 
• The stock market is definitely not in sync with the other market, real estate.  A look at Americans owning stocks hitting an all time high. 
• What pattern in oil might mean pump the brakes on recession calls 
 
4:00 Job Cuts by US State in 2025 
9:42 Unemployment rate 
11:50 Consumer Price Index is “flat” 
17:43 EUROPE and SOUTH KOREA had a better year than the US market?! 
20:00 Investor sentiment 
20:52 Equal weight S&P very different than cap weight 
23:13 US households more stocks than ever 
28:47 FMS level drops to record low 3.3% 
32:30 A look at economic data 
32:20 S&P heat map 
35:00 Bitcoin 
35:10 S&P chart and VIX 
36:15 Value of the dollar and oil 
38:10 Gold 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/7avrnD4S1-0?feature=share

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2708chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/why-the-fed-says-let-it-snow--69015892 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How liquidity, i.e. money printing, is back in action and making it’s way to the S&P 500.  Is it covering up an otherwise trash market? 
• Speaking of, what exactly does a new all time high for the market (which we’ve hit this year) mean for S&P returns moving forward?  High point and all downhill or the start of higher highs? 
• Silver hit an all time high this week...because the dollar is weakening? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/69015892Fri, 12 Dec 2025 22:39:11 +0000707 MediaFed President Jerome Powell might be going through his last Christmas in office, but he's put on his Santa hat one more time to make it rain again, well it's winter so Let It Snow...liquidity.       This week On The Markets, Sonoma Wealth Managing... 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How liquidity, i.e. money printing, is back in action and making it’s way to the S&P 500.  Is it covering up an otherwise trash market? 
• Speaking of, what exactly does a new all time high for the market (which we’ve hit this year) mean for S&P returns moving forward?  High point and all downhill or the start of higher highs? 
• Silver hit an all time high this week...because the dollar is weakening? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4033chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/5-busted-market-narratives-in-2025--68908987 
5 Busted Market Narratives In 2025 

1. Trump's Administration Will Send Crypto To The Moon
2. Bonds Are Yesterday's Asset 
3. AI Will Become Everything 
4. Foreign Stocks Will Get Crushed With Tariffs 
5. Tariffs Will Decrease The Trade Deficit 

This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• A Trump presidency means crypto to the moon?  Bonds are yesterday’s asset?  Not so fast buddy, and 3 other storylines that just didn’t play out this year. 
• What correction?  Santa Rally looks to be in full effect with another all time high hit today. 
• Which asset class is tracking toward it’s best year in nearly 2 decades?  Hint: it’s a continent. 
 

0:00 5 busted narratives in 2025 
8:40 US Unemployment 
10:35 Chances of a Fed rate cut 
11:05 Investor sentiment 
12:00 Busted: AI will become everything 
19:10 Busted: Crypto to the moon 
20:15 Busted: Tariffs will crush foreign stocks 
21:45 Busted: Bonds are yesterday’s asset 
23:30 S&P getting lapped by China? 
27:34 Mid caps are an opportunity? 
30:20 Busted: Tariffs will decrease the trade deficit 
31:50 Money supply growth 
34:52 S&P heat map 
39:00 Volatility measures 
39:25 Bonds had a decent year 
42:09 Bitcoin getting pummeled 
48:15 S&P bubbles 
43:20 10 year treasury 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68908987Sat, 06 Dec 2025 01:34:26 +0000707 MediaHope you and your family had an awesome holiday!  Daren, Chris and Dano are back on the grind with a new episode of On The Markets.  As the year draws to a close, we can start to look at all those convenient narratives the market Nostradamus’ had this... 
5 Busted Market Narratives In 2025 

1. Trump's Administration Will Send Crypto To The Moon
2. Bonds Are Yesterday's Asset 
3. AI Will Become Everything 
4. Foreign Stocks Will Get Crushed With Tariffs 
5. Tariffs Will Decrease The Trade Deficit 

This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• A Trump presidency means crypto to the moon?  Bonds are yesterday’s asset?  Not so fast buddy, and 3 other storylines that just didn’t play out this year. 
• What correction?  Santa Rally looks to be in full effect with another all time high hit today. 
• Which asset class is tracking toward it’s best year in nearly 2 decades?  Hint: it’s a continent. 
 

0:00 5 busted narratives in 2025 
8:40 US Unemployment 
10:35 Chances of a Fed rate cut 
11:05 Investor sentiment 
12:00 Busted: AI will become everything 
19:10 Busted: Crypto to the moon 
20:15 Busted: Tariffs will crush foreign stocks 
21:45 Busted: Bonds are yesterday’s asset 
23:30 S&P getting lapped by China? 
27:34 Mid caps are an opportunity? 
30:20 Busted: Tariffs will decrease the trade deficit 
31:50 Money supply growth 
34:52 S&P heat map 
39:00 Volatility measures 
39:25 Bonds had a decent year 
42:09 Bitcoin getting pummeled 
48:15 S&P bubbles 
43:20 10 year treasury 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your...]]>3441chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-bubble-is-leaking--68686673Did we see some this week?  A smoking gun from TechCrunch?  Or do we just not truly understanding the 4D Chess of tech behemoth accounting?  Plus a few laugh-out-louds with the Sonoma team to lighten the mood in a red week in the market.  Let’s go... 
 
The Bubble Is Leaking 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• A report of leaked documents from OpenAI that may paint a very different picture of their actual revenue (and therefore value) then the one they’ve been hinting at. 
• “US Stocks are expensive” is a common (and true) refrain, but would you be stunned to find out we’re not the most expensive in the world?  What country beats us by 5x. 
• Do rough weeks for Microsoft, Tesla, NVidia and Palantir mean the AI bubble is real and leaking? 
• But what key support was held that could ease fears, for now. 
 
0:00 Intro and OpenAI leaked documents 
11:00 US’s share of the world economy 
12:31 New Zealand smokes the US in price to earnings ratio 
15:08 Investor sentiment 
16:20 Major corrections in Bitcoin’s history 
17:57 Chances of a Fed rate cut 
21:09 Consumer Sentiment 
24:25 Existing home sales since 2000 
27:01 Private equity ETF performances 
33:50 Emerging markets 
34:30 Earnings have helped large cap US 
35:58 A look at valuations 
38:20 AI Capex low in GDP terms 
40:33 S&P this week and a definition of “candles” in the market 
45:55 Does VIX have a clue for us? 
46:52 10 year treasury 
47:40 Silver and gold this week 
49:20 Bitcoin getting smoked 
50:30 Palantir this week 
51:53 Heat map 
57:10 Oil this week 
57:40 Bonds this week 
 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Full Video available on our YouTube Channel

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68686673Fri, 21 Nov 2025 23:16:51 +0000707 MediaYou won’t fully know when “the bubble” pops, but there will be signs.  Did we see some this week?  A smoking gun from TechCrunch?  Or do we just not truly understanding the 4D Chess of tech behemoth accounting?  Plus a few laugh-out-louds with the...Did we see some this week?  A smoking gun from TechCrunch?  Or do we just not truly understanding the 4D Chess of tech behemoth accounting?  Plus a few laugh-out-louds with the Sonoma team to lighten the mood in a red week in the market.  Let’s go... 
 
The Bubble Is Leaking 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• A report of leaked documents from OpenAI that may paint a very different picture of their actual revenue (and therefore value) then the one they’ve been hinting at. 
• “US Stocks are expensive” is a common (and true) refrain, but would you be stunned to find out we’re not the most expensive in the world?  What country beats us by 5x. 
• Do rough weeks for Microsoft, Tesla, NVidia and Palantir mean the AI bubble is real and leaking? 
• But what key support was held that could ease fears, for now. 
 
0:00 Intro and OpenAI leaked documents 
11:00 US’s share of the world economy 
12:31 New Zealand smokes the US in price to earnings ratio 
15:08 Investor sentiment 
16:20 Major corrections in Bitcoin’s history 
17:57 Chances of a Fed rate cut 
21:09 Consumer Sentiment 
24:25 Existing home sales since 2000 
27:01 Private equity ETF performances 
33:50 Emerging markets 
34:30 Earnings have helped large cap US 
35:58 A look at valuations 
38:20 AI Capex low in GDP terms 
40:33 S&P this week and a definition of “candles” in the market 
45:55 Does VIX have a clue for us? 
46:52 10 year treasury 
47:40 Silver and gold this week 
49:20 Bitcoin getting smoked 
50:30 Palantir this week 
51:53 Heat map 
57:10 Oil this week 
57:40 Bonds this week 
 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Full Video available on our YouTube Channel

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3971chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-ai-buildout-costs-more-than-going-to-mars--68574341 
The AI Buildout Costs More Than Going To Mars 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The insane price tag that OpenAI thinks it needs (and why the dude from The Big Short isn't buying it and literally tapped out). 
• Think $1.5 trillion for an AI buildout is big?  How much debt will be invented when everyone’s got a (portable) FIFTY year mortgage? 
• “AI Bubble” stocks or not, we’re going to take a victory lap on staying invested through the April tariff crisis.  A look at the multiple asset classes that benefited this year vs. “waiting until things calm down”. 
• That said...why Daren thinks right now now, the risk to the US market at least, is to the downside. 
 
 
2:56 Burry taps out, and AI the build out is going to cost more than Mars 
14:00 Longest government shutdown ever  
20:20 Savings on a 50 year mortgage 
26:16 Investor sentiment 
27:50  Chances of a Fed Rate cut 
29:00 2 Year Treasury vs Fed Funds 
30:10 Consumer Sentiment Index 
34:30 How concerned are you about losing your job? 
35:14 Leading economic indicators 
38:40 M2 Money Supply 
39:04 Increase in government debt over the last 10 years 
39:23 Staying invested through the April crisis paid off 
42:15 S&P this week 
43:50 Volatility VIX this week 
44:40 Magnificent 7 this week 
46:20 Silver and gold this week 
48:20 Oil this week 
50:50 Bitcoin looking shaky 
51:50 Bond market this week 
53:40 Palantir this week 
 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68574341Fri, 14 Nov 2025 22:34:58 +0000707 MediaThe chess pieces were definitely moving on the board this week, whether it was the market, the economy or the Federal Government.  When millions become billions become trillions, it can be hard to fathom exactly how much money is really being... 
The AI Buildout Costs More Than Going To Mars 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The insane price tag that OpenAI thinks it needs (and why the dude from The Big Short isn't buying it and literally tapped out). 
• Think $1.5 trillion for an AI buildout is big?  How much debt will be invented when everyone’s got a (portable) FIFTY year mortgage? 
• “AI Bubble” stocks or not, we’re going to take a victory lap on staying invested through the April tariff crisis.  A look at the multiple asset classes that benefited this year vs. “waiting until things calm down”. 
• That said...why Daren thinks right now now, the risk to the US market at least, is to the downside. 
 
 
2:56 Burry taps out, and AI the build out is going to cost more than Mars 
14:00 Longest government shutdown ever  
20:20 Savings on a 50 year mortgage 
26:16 Investor sentiment 
27:50  Chances of a Fed Rate cut 
29:00 2 Year Treasury vs Fed Funds 
30:10 Consumer Sentiment Index 
34:30 How concerned are you about losing your job? 
35:14 Leading economic indicators 
38:40 M2 Money Supply 
39:04 Increase in government debt over the last 10 years 
39:23 Staying invested through the April crisis paid off 
42:15 S&P this week 
43:50 Volatility VIX this week 
44:40 Magnificent 7 this week 
46:20 Silver and gold this week 
48:20 Oil this week 
50:50 Bitcoin looking shaky 
51:50 Bond market this week 
53:40 Palantir this week 
 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities,...]]>3593chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/did-the-bubble-just-pop--68469002This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at:
• The dude from The Big Short is back and he’s betting against Palantir and Nvidia, who proceeded to get smoked this week...
• A quick refresher of the ‘K-Shaped Economy’
• Foreign central banks are stockpiling gold...not US treasuries.
• Was this week the start of a downturn? Or just a natural correction?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video also available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/68469002Sat, 08 Nov 2025 01:13:29 +0000707 MediaThe signs have been there for months, but is this week that the Ai bubble meets it’s “dot-com” finish? Did a so-called “expert” call it? Let’s find out. This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP®...This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at:
• The dude from The Big Short is back and he’s betting against Palantir and Nvidia, who proceeded to get smoked this week...
• A quick refresher of the ‘K-Shaped Economy’
• Foreign central banks are stockpiling gold...not US treasuries.
• Was this week the start of a downturn? Or just a natural correction?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Video also available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3958chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/special-highly-appreciated-to-diversified-351-exchanges-decoded--68464069"Ya it's great it went up, but I'll get *crushed* on taxes if I sell it. I've got to wait for it to GO BACK DOWN so I can get out."

Yikes.

Surely the point of investing isn't to wait for an investment to go DOWN 😂for fear of the tax man. Could there be a better way? Enter: The 351 Exchange. A tax deferment option to gain diversity, and unwind concentrated risk. Sonoma Wealth Managing Principal Chris Sipes CFP® and Cambria Investment Management Co-Founder and the Chief Investment Officer Meb Faber connect for a conversation on how 351 Exchanges are the "block and tackling" of finance. Sonoma Wealth Marketing Director Dano Weir hosts the conversation on the history of 351's, scenarios where it makes sense and prohibited categories that may soon be opening. Sonoma Wealth clients have access to this service which must be facilitated by an advisor.

Looking to learn more? Get started with us at https://sonomawealthadvisors.com/free-wealth-analysis

Learn more about Cambria here: https://www.Cambriafunds.com
Cambria Investment Management, LP ("Cambria" or the "Company") is a SEC registered investment advisor that was formed in 2006. Cambria is an independent, privately owned investment advisory firm focused on quantitative asset management and alternative investments. The Company's mission is to preserve and grow capital by producing above-average absolute returns with low correlation to traditional assets and manageable risk. The investment portfolios span from conservative low volatility to aggressive high volatility market products. Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is a manager of Cambria's ETFs and separately managed accounts. Mr. Faber has authored numerous white papers and books. He is a frequent speaker and writer on investment strategies and has been featured in Barron's, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology.

He is also the host of The Meb Faber Show on YouTube: https://www.youtube.com/channel/UCKvWzzrVUA_DSCoKXL6GU2w

 Apple Podcasts https://podcasts.apple.com/us/podcast/the-meb-faber-show-better-investing/id1128955736

______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/68464069Fri, 07 Nov 2025 16:48:59 +0000707 MediaTell me if you've heard this one from a friend: "Ya it's great it went up, but I'll get *crushed* on taxes if I sell it. I've got to wait for it to GO BACK DOWN so I can get out." Yikes. Surely the point of investing isn't to wait for an investment..."Ya it's great it went up, but I'll get *crushed* on taxes if I sell it. I've got to wait for it to GO BACK DOWN so I can get out."

Yikes.

Surely the point of investing isn't to wait for an investment to go DOWN 😂for fear of the tax man. Could there be a better way? Enter: The 351 Exchange. A tax deferment option to gain diversity, and unwind concentrated risk. Sonoma Wealth Managing Principal Chris Sipes CFP® and Cambria Investment Management Co-Founder and the Chief Investment Officer Meb Faber connect for a conversation on how 351 Exchanges are the "block and tackling" of finance. Sonoma Wealth Marketing Director Dano Weir hosts the conversation on the history of 351's, scenarios where it makes sense and prohibited categories that may soon be opening. Sonoma Wealth clients have access to this service which must be facilitated by an advisor.

Looking to learn more? Get started with us at https://sonomawealthadvisors.com/free-wealth-analysis

Learn more about Cambria here: https://www.Cambriafunds.com
Cambria Investment Management, LP ("Cambria" or the "Company") is a SEC registered investment advisor that was formed in 2006. Cambria is an independent, privately owned investment advisory firm focused on quantitative asset management and alternative investments. The Company's mission is to preserve and grow capital by producing above-average absolute returns with low correlation to traditional assets and manageable risk. The investment portfolios span from conservative low volatility to aggressive high volatility market products. Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is a manager of Cambria's ETFs and separately managed accounts. Mr. Faber has authored numerous white papers and books. He is a frequent speaker and writer on investment strategies and has been featured in Barron's, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology.

He is also the host of The Meb Faber Show on YouTube: https://www.youtube.com/channel/UCKvWzzrVUA_DSCoKXL6GU2w

 Apple Podcasts https://podcasts.apple.com/us/podcast/the-meb-faber-show-better-investing/id1128955736

______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise...]]>2557chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/powel-s-giving-out-full-sized-candy-bars--68372279 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• Why Fed President Jerome Powell (he still works here?) is offering up “treats”...but in December. 
• You think inflation’s high?  Wait until you see healthcare... 
• What baseball cards might be saying about *every* market right now. 
• What’s Bitcoin doing in this environment? 
 
6:20 Dillard’s has performed the same as Nvidia?! 
11:15 China owns rare Earths 
13:50 Expectation for Fed Cuts in December 
15:50 Short term treasuries 
18:20 Tariffs causing upward pressure 
19:30 Healthcare premiums crush overal US inflation 
21:33 Investor sentiment 
22:24 “Euphoria” Guide 
28:20 UPS stuns Wall Street with strong profit AND job cuts 
32:10 AI datacenter borrowing 
37:50 S&P Dividend yield 
43:50 Bitcoin this week 
45:40 S&P 500 this week 
47:00 Measure of volatility 
51:56 Nvidia hit 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68372279Fri, 31 Oct 2025 22:17:02 +0000707 MediaThere was always that one house...that rumor that everybody on D Street in Petaluma didn’t just have “fun size”, they had FULL SIZE candy bars.  As we sit here on Halloween night, is the Fed President is also about to dole out the goods?    This week... 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• Why Fed President Jerome Powell (he still works here?) is offering up “treats”...but in December. 
• You think inflation’s high?  Wait until you see healthcare... 
• What baseball cards might be saying about *every* market right now. 
• What’s Bitcoin doing in this environment? 
 
6:20 Dillard’s has performed the same as Nvidia?! 
11:15 China owns rare Earths 
13:50 Expectation for Fed Cuts in December 
15:50 Short term treasuries 
18:20 Tariffs causing upward pressure 
19:30 Healthcare premiums crush overal US inflation 
21:33 Investor sentiment 
22:24 “Euphoria” Guide 
28:20 UPS stuns Wall Street with strong profit AND job cuts 
32:10 AI datacenter borrowing 
37:50 S&P Dividend yield 
43:50 Bitcoin this week 
45:40 S&P 500 this week 
47:00 Measure of volatility 
51:56 Nvidia hit 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3564chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/run-it-hot--68271687 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• Market closed at an all time high.  Why if you followed logic, you got smoked. 
• What some are calling the ‘scariest chart in the world’- a massive gulf between S&P returns and job listings that defies patterns of the last 20 years. 
•Do fundamentals matter? Tech companies with NO REVENUE are lapping Nasdaq companies WITH revenue.  HUH? 
•Global banks now hold more gold than US dollars... 
 
9:30 Largest stock valuations still below 2000 bubble price to earnings 
10:30  Retail trading is back 
12:30 Tech companies with NO REVENUES are doing the best? 
23:21 Interest payments on US debt exceed defense spending 
24:27 Global central banks soon have more gold than US Dollars 
31:05 Gold’s share of global investable assets 
35:33 30 year mortgage rate is coming down.. 
39:00 A look at the S&P 
41:26 Agg Bond Index 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68271687Sat, 25 Oct 2025 01:15:43 +0000707 MediaConsumer Price index (inflation) burning at 3% still, stocks in and around the all-time high neighborhood, valuations of companies with no profits through the roof and just for kicks, even more Fed cuts seem imminent.  This week On The Markets, we’ll... 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• Market closed at an all time high.  Why if you followed logic, you got smoked. 
• What some are calling the ‘scariest chart in the world’- a massive gulf between S&P returns and job listings that defies patterns of the last 20 years. 
•Do fundamentals matter? Tech companies with NO REVENUE are lapping Nasdaq companies WITH revenue.  HUH? 
•Global banks now hold more gold than US dollars... 
 
9:30 Largest stock valuations still below 2000 bubble price to earnings 
10:30  Retail trading is back 
12:30 Tech companies with NO REVENUES are doing the best? 
23:21 Interest payments on US debt exceed defense spending 
24:27 Global central banks soon have more gold than US Dollars 
31:05 Gold’s share of global investable assets 
35:33 30 year mortgage rate is coming down.. 
39:00 A look at the S&P 
41:26 Agg Bond Index 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3582chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/government-shut-down-vibe-check--68187529 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How is the S&P, Bond market and gold reacting to the ongoing government shut down and other global tensions?  Not as bad as the media might make it seem 
• Wait why even look at other asset classes when seemingly *everyone* is in US stocks, more than *ever*? 
• How often has the S&P actually stayed at record highs like we are now? 
 
0:00 Gold  
14:50 Age of cars on the road 
17:00 Sentiment indicators 
19:00 Federal Government Outlays 
20:36 Investors are owning more US stocks than ever 
26:20  Dot Com Bubble vs Today 
28:00 S&P return cycles 
32:00 BTC and ETH chart 
35:16 No government facts this week 
35:50 Oil prices 
38:20 Nvidia kinda red 
43:58 10 year treasury hitting resistance 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/ZepmMhInkS4

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68187529Fri, 17 Oct 2025 23:17:25 +0000707 MediaEntering Day 16 of the 2025 Federal Government shut down.  Last week the market seemed to shrug it off.  But for how long?  Gold? Bonds?  This is a time when, as the kids these days now like to say, we need to do a “vibe check”.      This week... 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How is the S&P, Bond market and gold reacting to the ongoing government shut down and other global tensions?  Not as bad as the media might make it seem 
• Wait why even look at other asset classes when seemingly *everyone* is in US stocks, more than *ever*? 
• How often has the S&P actually stayed at record highs like we are now? 
 
0:00 Gold  
14:50 Age of cars on the road 
17:00 Sentiment indicators 
19:00 Federal Government Outlays 
20:36 Investors are owning more US stocks than ever 
26:20  Dot Com Bubble vs Today 
28:00 S&P return cycles 
32:00 BTC and ETH chart 
35:16 No government facts this week 
35:50 Oil prices 
38:20 Nvidia kinda red 
43:58 10 year treasury hitting resistance 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/ZepmMhInkS4

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3012chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/government-shut-down-chinese-trade-tensions-this-is-fine-btw-it-s-not--68095637 
Government Shut Down. Chinese Trade Tensions.  This Is Fine. 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How the market is reacting currently and historically to government shutdowns, and new tensions between Trump and China. 
• Gold hit a huge milestone this week.  Which countries are producing the most? 
• What the so-called “Buffet Indicator” says about the market at this moment. 
• Why our diversified investors are chilling today. 
 
 
12:50 Gold production by company 
18:27 Investor sentiment 
20:50 S&P Performance During Government Shutdowns 
22:28 Top performers in the market this year 
25:02 Spending of high income individuals 
26:28 Consumer sentiment 
27:47 Rising probability of losing your job 
29:01 Total stock allocations 
30:40 Top 20 percent of households by income make up 2/3 of net wealth 
32:06 Home equity percentages 
34:54 The “Buffet Indicator” hit an all-time high 
39:17 Shiller PE Ratio nearing highs 
56:00 S&P got smoked today 
1:00:00 10 year treasury could go either way, maybe down 
1:02:00 Gold looks like a meme stock 
1:07:00 Bonds doing pretty well 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68095637Fri, 10 Oct 2025 22:55:42 +0000707 MediaAir traffic control, National Parks, half the IRS, NASA, health agencies all shut down...the market took a minute, but now in tandem with new Chinese tensions, the market is reacting.  Negatively. Like the little meme about a dog surrounded by chaos... 
Government Shut Down. Chinese Trade Tensions.  This Is Fine. 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• How the market is reacting currently and historically to government shutdowns, and new tensions between Trump and China. 
• Gold hit a huge milestone this week.  Which countries are producing the most? 
• What the so-called “Buffet Indicator” says about the market at this moment. 
• Why our diversified investors are chilling today. 
 
 
12:50 Gold production by company 
18:27 Investor sentiment 
20:50 S&P Performance During Government Shutdowns 
22:28 Top performers in the market this year 
25:02 Spending of high income individuals 
26:28 Consumer sentiment 
27:47 Rising probability of losing your job 
29:01 Total stock allocations 
30:40 Top 20 percent of households by income make up 2/3 of net wealth 
32:06 Home equity percentages 
34:54 The “Buffet Indicator” hit an all-time high 
39:17 Shiller PE Ratio nearing highs 
56:00 S&P got smoked today 
1:00:00 10 year treasury could go either way, maybe down 
1:02:00 Gold looks like a meme stock 
1:07:00 Bonds doing pretty well 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4430chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-virtuous-cycle-continues--68005979 
The Virtuous Cycle Continues 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• This closed loop cycle of investment and Ai that seems to be feeding on itself.  Is there an end or should we be saying This Is The Way now? 
• How has the S&P performed during government shutdowns? 
• Wait the average consumer is in a GOOD position? 
• Ai companies with high “valuations”...kay what historically what has that done for their stock’s performance? 
• Bounceback for Bitcoin and a weekly ATH for S&P 
 
9:20 What’s the S&P performance during government shutdowns? 
11:30 Wealth breakout by generation 
18:50 Price to earnings ratio and equity returns 
20:35 Valuations are a poor predictor in the short term 
22:30 Average consumer is in a GOOD position? 
27:21 Sentiment indicators 
28:27 What economic environment are we in? 
29:30 Consumer Price Index compared to manufacturing 
35:45 Does the official data show gold has overtaken treasuries as a Central Bank reserve asset? 
37:50 NVDA breakout again 
40:00 Heat map 
44:20 Bitcoin hits ATH 
46:00 Bonds are back in vogue? 
47:10 Equal-weighted index hits ATH too 
47:40 Oil chart signaling...too much supply? 
49:40 The dollar has gotten pounded this year 
50:09 Gold looks like a crypto chart 
53:19 Market volatility 
 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/68005979Fri, 03 Oct 2025 23:29:26 +0000707 MediaYou just sort of wake up and are in a cycle that you don't know how it started and it's unclear when it'll end.  The money has money, the money goes to the performance, the performance is Ai, the Ai keeps spending, the employment doesn’t matter, wash... 
The Virtuous Cycle Continues 
 
This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• This closed loop cycle of investment and Ai that seems to be feeding on itself.  Is there an end or should we be saying This Is The Way now? 
• How has the S&P performed during government shutdowns? 
• Wait the average consumer is in a GOOD position? 
• Ai companies with high “valuations”...kay what historically what has that done for their stock’s performance? 
• Bounceback for Bitcoin and a weekly ATH for S&P 
 
9:20 What’s the S&P performance during government shutdowns? 
11:30 Wealth breakout by generation 
18:50 Price to earnings ratio and equity returns 
20:35 Valuations are a poor predictor in the short term 
22:30 Average consumer is in a GOOD position? 
27:21 Sentiment indicators 
28:27 What economic environment are we in? 
29:30 Consumer Price Index compared to manufacturing 
35:45 Does the official data show gold has overtaken treasuries as a Central Bank reserve asset? 
37:50 NVDA breakout again 
40:00 Heat map 
44:20 Bitcoin hits ATH 
46:00 Bonds are back in vogue? 
47:10 Equal-weighted index hits ATH too 
47:40 Oil chart signaling...too much supply? 
49:40 The dollar has gotten pounded this year 
50:09 Gold looks like a crypto chart 
53:19 Market volatility 
 
 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3478falsefullhttps://www.spreaker.com/episode/review-your-cash--67915469You move the money to the account below it in your online login you get...3%? 4%? 5%?!?! 
That’s been life for the last couple years with money market accounts.  A no brainer spot to park funds you might need soon or even...for awhile?  Chris Sipes thinks that may change soon. 
 
This week On The Markets, Sonoma Wealth Managing Principal Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The economic and monetary factors that may finally bring those high money market rates back down.  Why now might be a good time to review your cash. 
• The Fed cut rates?  Nobody told the mortgage industry. Rates went UP after the cut. 
• Cash under the mattress?  Leave it chilling in the online checking?  Joke’s on all of us. A look at how in 50 years $10 becomes $3 when your cash stays cash. 
 
10:16 Investor Sentiment 
12:00 Asset classes in different environments 
15:23 S&P returns over or under average 
16:39 Core PCE 
21:10 Short and long term rates since the cut 
23:00 30 year mortgages 
25:03 Inflation erodes purchasing power 
26:02 Money market funds 
29:40 Top 50 vs Bottom 450 in S&P 
32:08 Debt to equity ratios of direct AI stocks 
34:16 Small cap earnings are yet to recover 
36:05 S&P earnings in comparison to the Fed Funds rate 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/JEgnQowvqWQ

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67915469Fri, 26 Sep 2025 23:25:14 +0000707 MediaYou leave the money in your checking account, you get 0%.  You move the money to the account below it in your online login you get...3%? 4%? 5%?!?!  That’s been life for the last couple years with money market accounts.  A no brainer spot to park...You move the money to the account below it in your online login you get...3%? 4%? 5%?!?! 
That’s been life for the last couple years with money market accounts.  A no brainer spot to park funds you might need soon or even...for awhile?  Chris Sipes thinks that may change soon. 
 
This week On The Markets, Sonoma Wealth Managing Principal Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: 
• The economic and monetary factors that may finally bring those high money market rates back down.  Why now might be a good time to review your cash. 
• The Fed cut rates?  Nobody told the mortgage industry. Rates went UP after the cut. 
• Cash under the mattress?  Leave it chilling in the online checking?  Joke’s on all of us. A look at how in 50 years $10 becomes $3 when your cash stays cash. 
 
10:16 Investor Sentiment 
12:00 Asset classes in different environments 
15:23 S&P returns over or under average 
16:39 Core PCE 
21:10 Short and long term rates since the cut 
23:00 30 year mortgages 
25:03 Inflation erodes purchasing power 
26:02 Money market funds 
29:40 Top 50 vs Bottom 450 in S&P 
32:08 Debt to equity ratios of direct AI stocks 
34:16 Small cap earnings are yet to recover 
36:05 S&P earnings in comparison to the Fed Funds rate 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://youtube.com/live/JEgnQowvqWQ

 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3192chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/what-is-the-triple-witching--67826914
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir jump in on: 

• How inflationary pressures might affect the standard 60/40 portfolio with special guest Mike Philbrick, CEO of ReSolve Asset Management. 

• Plus, Mike gives an *amazing* viewpoint on the 2022 moment that he sees as the catalyst for gold’s unprecedented run. 

• What exactly is the ‘triple witching’ that happened today, and how did the market react? 

• Small cap companies finally having a moment out of the doghouse?  Why? 

 
Learn more about Mike and ReSolve Asset Management at: https://investresolve.com/ 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://www.youtube.com/live/xjxFf9QosPk


 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67826914Fri, 19 Sep 2025 22:40:20 +0000707 MediaHalloween in September?  Not exactly.  The S&P wasn’t that spooky or great this week, but there was some “witchcraft” that happened today we need to look at.  Plus, an exciting guest joins the show from Canada's finance hub, Toronto to give his...
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir jump in on: 

• How inflationary pressures might affect the standard 60/40 portfolio with special guest Mike Philbrick, CEO of ReSolve Asset Management. 

• Plus, Mike gives an *amazing* viewpoint on the 2022 moment that he sees as the catalyst for gold’s unprecedented run. 

• What exactly is the ‘triple witching’ that happened today, and how did the market react? 

• Small cap companies finally having a moment out of the doghouse?  Why? 

 
Learn more about Mike and ReSolve Asset Management at: https://investresolve.com/ 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube Channel: https://www.youtube.com/live/xjxFf9QosPk


 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4637chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/why-isn-t-the-market-reacting--67741332Why Isn’t The Market Reacting? 
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir explain: 

• The economic data that could easily be contributing to a down market that’s just...not happening, S&P is still up. 

• Tariffs are in effect but somehow the trade deficit got worse, but S&P is still up. 

• The plain numbers that show the S&P as a whole is extremely expensive, but the S&P is still up (catching the theme here?). 

4:30 Investor sentiment 
9:17 What does the S&P do after a rate cut? 
11:02 Trade deficit has actually increased with tariffs 
11:51 National debt still up 
14:55 Chances of a Fed rate cut 
15:55 The Fed doesn’t control all interest rates 
17:46 How expensive is the S&P? 
23:53 New CPI/inflation numbers 
28:04 Consumer sentiment right now below even 2008 
29:14 People are still spending 
31:37 US expansions and recessions 
36:03 Productivity per worker is up 
38:35 S&P drawdown frequency 
39:47 Guess the stock 
47:49 S&P 500 performance 
51:36 10 year treasury 
53:12 Agg bond index 
56:28 Oil doing nothing 
58:40 Yield curves 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67741332Sat, 13 Sep 2025 00:44:10 +0000707 MediaOur show is focused on the markets, but sometimes the markets are impacted by political and global events.  And yet, despite a tumultuous week that could have easily been a narrative for a dip, the market kept plugging away. It’s time to ask the...Why Isn’t The Market Reacting? 
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir explain: 

• The economic data that could easily be contributing to a down market that’s just...not happening, S&P is still up. 

• Tariffs are in effect but somehow the trade deficit got worse, but S&P is still up. 

• The plain numbers that show the S&P as a whole is extremely expensive, but the S&P is still up (catching the theme here?). 

4:30 Investor sentiment 
9:17 What does the S&P do after a rate cut? 
11:02 Trade deficit has actually increased with tariffs 
11:51 National debt still up 
14:55 Chances of a Fed rate cut 
15:55 The Fed doesn’t control all interest rates 
17:46 How expensive is the S&P? 
23:53 New CPI/inflation numbers 
28:04 Consumer sentiment right now below even 2008 
29:14 People are still spending 
31:37 US expansions and recessions 
36:03 Productivity per worker is up 
38:35 S&P drawdown frequency 
39:47 Guess the stock 
47:49 S&P 500 performance 
51:36 10 year treasury 
53:12 Agg bond index 
56:28 Oil doing nothing 
58:40 Yield curves 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Video available on our YouTube
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3815chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/be-careful-wishing-for-rate-cuts--67649709This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski , Chris Sipes CFP® and Marketing Director Dano Weir explain: 

• Why the scenario where rates need to be cut means we are likely looking at a major economic downturn 
• Why single family home sales are looking like 2008 
• In the last 20 years should you have been in all gold or all stocks?  Joke’s on all of us, it’s a push? a
• What is a massive drop in “Doctor Copper” telling us about a possible recession? 

8:01 US vs Global Equity Returns 

11:45 US Equities vs The Rest Of The World since 2009 

14:00 Investor sentiment 

15:25 Odds of a rate cut 

19:33 Job numbers 
 
23:09 2 year treasury vs. Fed Funds Rate 
 
27:30 Americans own more stocks than ever 
 
31:25 Time between S&P 500 All Time Highs 
 
33:12 S&P 500 – where are we going over time?  CAPE ratios 
 
35:38 Russell 2000 is still a dog 
 
37:00 Gold vs. US Stock Market 
 
40:10 New single family homes at near 2008 levels 
 
43:20 Why do we look at “Doctor Copper”? 
 
44:24 Jobs numbers 
 
54:48 Market heat map 
 
55:10 10 year treasury 
 
56:23 Oil performance 
 
59:00 NVidia and Microsoft performance 
 
1:02:00 Agg Bond index 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67649709Sat, 06 Sep 2025 00:06:08 +0000707 MediaCut the rates, money will be cheaper, millions can refinance, market tends to love rate cuts, ...what could go wrong?  This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski , Chris Sipes CFP® and Marketing Director Dano Weir...This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski , Chris Sipes CFP® and Marketing Director Dano Weir explain: 

• Why the scenario where rates need to be cut means we are likely looking at a major economic downturn 
• Why single family home sales are looking like 2008 
• In the last 20 years should you have been in all gold or all stocks?  Joke’s on all of us, it’s a push? a
• What is a massive drop in “Doctor Copper” telling us about a possible recession? 

8:01 US vs Global Equity Returns 

11:45 US Equities vs The Rest Of The World since 2009 

14:00 Investor sentiment 

15:25 Odds of a rate cut 

19:33 Job numbers 
 
23:09 2 year treasury vs. Fed Funds Rate 
 
27:30 Americans own more stocks than ever 
 
31:25 Time between S&P 500 All Time Highs 
 
33:12 S&P 500 – where are we going over time?  CAPE ratios 
 
35:38 Russell 2000 is still a dog 
 
37:00 Gold vs. US Stock Market 
 
40:10 New single family homes at near 2008 levels 
 
43:20 Why do we look at “Doctor Copper”? 
 
44:24 Jobs numbers 
 
54:48 Market heat map 
 
55:10 10 year treasury 
 
56:23 Oil performance 
 
59:00 NVidia and Microsoft performance 
 
1:02:00 Agg Bond index 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific...]]>4862chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,ratecut,sonomacounty,stockmarket,thefed,wealthmanagementfalsefullhttps://www.spreaker.com/episode/is-concentration-still-a-thing--67558425
Is Concentration Still A Thing? 

This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir look at this exact idea, as well as: 

• What changing home prices and unemployment could mean about the supposedly “fine” US economy. 

• IF the Fed makes a rate cut next month, what has history shown us the S&P will do? 

• Is the Mag 7 melting?  Are small caps about to have a moment?  Why Ai might be the new 2000 Internet Bubble. 

3:27 What is concentration? 
15:35 More unemployment is expected 
16:48 Consumer sentiment 
17:39 What goes in to ‘calling a recession’? 
28:30 What does the S&P do historically after rate cuts? 
29:40 Small Caps vs Large Caps 
31:18 Hidden volatility in the Mag 7 
32:40 Are small caps having a moment? 
34:00 The Russell 2000 
36:20 Japan’s Nikkei hits all-time high 
37:45 Home prices saw decreases 
40:10 Bonds are...back? 
42:40 Silver and Gold breaking out? 
44:10 S&P did nothing this week 
46:21 Bitcoin in a precarious spot 
50:38 Mag 7 stalling out 
 
 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/8I281f-QDq4

Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67558425Fri, 29 Aug 2025 23:50:00 +0000707 MediaThe overarching theme of this decade’s market thus far has been ‘concentration’, meaning a few large, US tech stocks (many fueled by Ai) have just been getting bigger and bigger and smaller stocks have been getting smaller and smaller.  But this week...
Is Concentration Still A Thing? 

This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir look at this exact idea, as well as: 

• What changing home prices and unemployment could mean about the supposedly “fine” US economy. 

• IF the Fed makes a rate cut next month, what has history shown us the S&P will do? 

• Is the Mag 7 melting?  Are small caps about to have a moment?  Why Ai might be the new 2000 Internet Bubble. 

3:27 What is concentration? 
15:35 More unemployment is expected 
16:48 Consumer sentiment 
17:39 What goes in to ‘calling a recession’? 
28:30 What does the S&P do historically after rate cuts? 
29:40 Small Caps vs Large Caps 
31:18 Hidden volatility in the Mag 7 
32:40 Are small caps having a moment? 
34:00 The Russell 2000 
36:20 Japan’s Nikkei hits all-time high 
37:45 Home prices saw decreases 
40:10 Bonds are...back? 
42:40 Silver and Gold breaking out? 
44:10 S&P did nothing this week 
46:21 Bitcoin in a precarious spot 
50:38 Mag 7 stalling out 
 
 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://youtube.com/live/8I281f-QDq4

Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative...]]>4017chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/i-know-what-you-ll-cut-next-september--67489798We’re having some fun with the episode name, but the market was far from a horror movie on friday!  This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir are joined by a special guest at a critical inflection point: 
 

• Bob Elliott, Co-Founder and CEO of Unlimited Funds, an investment company which creates and manages ETFs, joins the show...our first guest!  Bob is renowned for his knowledge of macroeconomics, and provides his take on Jerome Powell’s comments indicating interest rates will be cut in September.  The market reacted immediately on Friday...but was that *really* a good thing? 

• College grad unemployment numbers-  is it really AI taking their jobs? Or does this lull dove with an existing cycle? 

• What does the market concentration moment have in common with the space race in the 1960s? 

 
0:00 Special Guest Bob Elliott from Unlimited Funds on Jerome Powell’s potential rate cut comments 
23:40 Investor Sentiment 
25:33 Potential for a rate cut in September 
33:10 2 year treasury rate action 
40:55 Housing market index hits covid lows 
42:40 Credit balances of sub-prime borrowers 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/67489798Sat, 23 Aug 2025 17:16:41 +0000707 MediaHe lurks in the shadows, waiting for the right moment to come out in Jackson Hole with his secrets that send the market into a frenzy.  HE IS-  FED PRESIDENT JEROME POWELL, but guess what we (think) we know now?  We’re having some fun with the episode...We’re having some fun with the episode name, but the market was far from a horror movie on friday!  This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP®, Chris Sipes CFP® and Marketing Director Dano Weir are joined by a special guest at a critical inflection point: 
 

• Bob Elliott, Co-Founder and CEO of Unlimited Funds, an investment company which creates and manages ETFs, joins the show...our first guest!  Bob is renowned for his knowledge of macroeconomics, and provides his take on Jerome Powell’s comments indicating interest rates will be cut in September.  The market reacted immediately on Friday...but was that *really* a good thing? 

• College grad unemployment numbers-  is it really AI taking their jobs? Or does this lull dove with an existing cycle? 

• What does the market concentration moment have in common with the space race in the 1960s? 

 
0:00 Special Guest Bob Elliott from Unlimited Funds on Jerome Powell’s potential rate cut comments 
23:40 Investor Sentiment 
25:33 Potential for a rate cut in September 
33:10 2 year treasury rate action 
40:55 Housing market index hits covid lows 
42:40 Credit balances of sub-prime borrowers 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past...]]>4843falsefullhttps://www.spreaker.com/episode/why-you-re-stuck-with-13-burritos--67385287But we also keep our feet on the ground and ask- how does that actually show up in your life?  On today’s episode, we look at the macro economics that have left us with.... 
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir examine: 

• Why monetary policy has ballooned everyday items like burritos, and will likely never come back down. 

• Speaking of inflation, new inflation numbers came in hot this week.  Why that puts Trump and The Fed in a deeper standoff. 

• Speaking of the President, he met with Putin today in Alaska.  Major implications for oil...so what did oil do today in the market? 

0:00 Why we might be stuck with $13 burritos 
6:52 New core PPI data shows inflation spike 
14:22 So what did that do to the S&P? 
17:50 10 Year bond yield 
20:08 How did Trump/Putin affect oil? 
21:06 Gold 
21:31 Mag 7 
21:18 Nvidia 
23:00 MOVE index 
23:18 Silver 
32:30 Dr. Copper 
34:48 Junk Bonds 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67385287Sat, 16 Aug 2025 01:17:10 +0000707 MediaWe are indeed a wealth management firm that deep dives on market trends, expense ratios, long term tax implications, competing currency trends, etc, etc, etc...  But we also keep our feet on the ground and ask- how does that actually show up in your...But we also keep our feet on the ground and ask- how does that actually show up in your life?  On today’s episode, we look at the macro economics that have left us with.... 
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir examine: 

• Why monetary policy has ballooned everyday items like burritos, and will likely never come back down. 

• Speaking of inflation, new inflation numbers came in hot this week.  Why that puts Trump and The Fed in a deeper standoff. 

• Speaking of the President, he met with Putin today in Alaska.  Major implications for oil...so what did oil do today in the market? 

0:00 Why we might be stuck with $13 burritos 
6:52 New core PPI data shows inflation spike 
14:22 So what did that do to the S&P? 
17:50 10 Year bond yield 
20:08 How did Trump/Putin affect oil? 
21:06 Gold 
21:31 Mag 7 
21:18 Nvidia 
23:00 MOVE index 
23:18 Silver 
32:30 Dr. Copper 
34:48 Junk Bonds 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2429chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/is-ai-swallowing-your-portfolio--67308419As we see how A.I. hits the marketplace, it's seeming less a hostile takeover, and more a creeping ground swell.  Could it be doing the same to your portfolio?   
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir look at this exact idea, as well as: 

• What Las Vegas tourism numbers could be saying about the economy 

• Impacts of the firing of the head of the IRS 

• Why tariffs actually might be helping and hurting 

5:10 Look at the S&P 500 
6:50 S&P heat map gobbled up by Big Tech 
10:56 College grad unemployment rate affected by AI? 
19:16 Themes for investing 
32:35 Gold chart 
33:18 Bond market 
39:05 Dow Jones transportation and IWM 
 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67308419Sat, 09 Aug 2025 00:27:53 +0000707 MediaDid you know IBM laid off 8000 people in May, essentially handing the bulk of its HR operations to an A.I. chatbot? It’s true, underreported and happening more and more.  As we see how A.I. hits the marketplace, it's seeming less a hostile takeover,...As we see how A.I. hits the marketplace, it's seeming less a hostile takeover, and more a creeping ground swell.  Could it be doing the same to your portfolio?   
This week On The Markets, Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir look at this exact idea, as well as: 

• What Las Vegas tourism numbers could be saying about the economy 

• Impacts of the firing of the head of the IRS 

• Why tariffs actually might be helping and hurting 

5:10 Look at the S&P 500 
6:50 S&P heat map gobbled up by Big Tech 
10:56 College grad unemployment rate affected by AI? 
19:16 Themes for investing 
32:35 Gold chart 
33:18 Bond market 
39:05 Dow Jones transportation and IWM 
 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3071chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/3-types-of-lies-lies-darned-lies-and-statistics--67229892from a former British Prime Minister:  “There are 3 types of lies:  lies, damned lies and statistics.”  Find out why we believe that may be in play in the US economy right now as we speak, this week On The Markets...  
You can look at the numbers.  The numbers can be accurate. And yet they make no sense.  How is the economy allegedly "growing" and inflation is "down", but big tech's doing large layoffs and prices remain sky high? This week On The Markets, Sonoma Wealth Managing Principals Chris Sipes CFP® and Marketing Director Dano Weir look at: 
 •  The significant impact the revision of jobs numbers had on market close this week 
 •  What the drop in the 2 year treasury is telling Chris about the potential for a recession 
 • Why Harvard says Americans care about inflation significantly more than 9 other classically hot-button issues 

Plus the debut of our all new intro and outro!  We expect an Oscar® for it any day now. 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 



0:00 Introducing our new On The Markets Intro! 
6:20 Investor sentiment 
8:31 Are stocks overvalued? 
12:02 Jobs numbers 
17:57 Underlying job growth 
20:17 Chances of Fed cut 
21:43 2yr Treasury yield 
25:20 30 year mortgage rates 
28:38 CPI Imputed data 
30:35 What’s the “truflation”? 
32:21 What issues matter? 
36:30 S&P valuations 
38:53 Performance:  US vs Rest Of The World 
43:22 Home inventory back to pre-pandemic levels 
45:00 Canadian housing market 
49:52 S&P Moving averages 
51:03 Developed markets 
51:50 Emerging markets 
54:15 Long term bonds 
57:56 Gold 
58:40 Bitcoin 
59:08 REITs 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67229892Sat, 02 Aug 2025 16:39:05 +0000707 MediaMark Twain popularized an old saying https://en.wikipedia.org/wiki/Lies,_damned_lies,_and_statistics:  “There are 3 types of lies:  lies, damned lies and statistics.”  Find out why we believe that may be in play in the US economy right now as we...from a former British Prime Minister:  “There are 3 types of lies:  lies, damned lies and statistics.”  Find out why we believe that may be in play in the US economy right now as we speak, this week On The Markets...  
You can look at the numbers.  The numbers can be accurate. And yet they make no sense.  How is the economy allegedly "growing" and inflation is "down", but big tech's doing large layoffs and prices remain sky high? This week On The Markets, Sonoma Wealth Managing Principals Chris Sipes CFP® and Marketing Director Dano Weir look at: 
 •  The significant impact the revision of jobs numbers had on market close this week 
 •  What the drop in the 2 year treasury is telling Chris about the potential for a recession 
 • Why Harvard says Americans care about inflation significantly more than 9 other classically hot-button issues 

Plus the debut of our all new intro and outro!  We expect an Oscar® for it any day now. 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 



0:00 Introducing our new On The Markets Intro! 
6:20 Investor sentiment 
8:31 Are stocks overvalued? 
12:02 Jobs numbers 
17:57 Underlying job growth 
20:17 Chances of Fed cut 
21:43 2yr Treasury yield 
25:20 30 year mortgage rates 
28:38 CPI Imputed data 
30:35 What’s the “truflation”? 
32:21 What issues matter? 
36:30 S&P valuations 
38:53 Performance:  US vs Rest Of The World 
43:22 Home inventory back to pre-pandemic levels 
45:00 Canadian housing market 
49:52 S&P Moving averages 
51:03 Developed markets 
51:50 Emerging markets 
54:15 Long term bonds 
57:56 Gold 
58:40 Bitcoin 
59:08 REITs 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented...]]>3835chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/summer-float--67118725This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir look at what Daren calls his “Summer Float”, with markets just floating higher amid low trading volume.  Also on the episode, we dig in to: 

• Changes to tariffs coming in August.  Some are massive and yet...nobody seems to care like they did in April? 
• Jobs numbers, unemployment is allegedly low...but what about all those Fed cuts and unemployed graduates? 
• Would you believe 75% of the S&P is at a discount?  Yes...what 75%? Is it an opportunity? 
• Gold just continues it’s epic run.  Is it a “bull flag” about to go higher? 

7:36 Tariff changes coming in August 
10:56 Job losses in the US 
15:50 Days between S&P all time highs\ 
17:40 S&P real returns by decade 
19:39 S&P price to earnings ratios over the decades 
25:39 S&P Concentration 
27:43 Investor sentiment 
28:22 US existing home sales 
31:20 Small caps for AI? 
33:00 S&P equal weighted returns 
34:58 Guess which S&P stocks are at a huge discount right now? 
36:10 Russell 2000 hasn’t been all time high for awhile... 
37:23 S&P 500 look 
46:55 Let’s look at Bonds 
47:50 Gold’s epic run 
49:14 Bitcoin looking healthy 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/67118725Fri, 25 Jul 2025 22:24:34 +0000707 MediaWe sincerely hope you’ve found some “me”or family time or both so far this summer, perhaps just lazily floating in a body of water.  According to Daren, that’s actually what happens with the market this time of year too...  This week On The Markets,...This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir look at what Daren calls his “Summer Float”, with markets just floating higher amid low trading volume.  Also on the episode, we dig in to: 

• Changes to tariffs coming in August.  Some are massive and yet...nobody seems to care like they did in April? 
• Jobs numbers, unemployment is allegedly low...but what about all those Fed cuts and unemployed graduates? 
• Would you believe 75% of the S&P is at a discount?  Yes...what 75%? Is it an opportunity? 
• Gold just continues it’s epic run.  Is it a “bull flag” about to go higher? 

7:36 Tariff changes coming in August 
10:56 Job losses in the US 
15:50 Days between S&P all time highs\ 
17:40 S&P real returns by decade 
19:39 S&P price to earnings ratios over the decades 
25:39 S&P Concentration 
27:43 Investor sentiment 
28:22 US existing home sales 
31:20 Small caps for AI? 
33:00 S&P equal weighted returns 
34:58 Guess which S&P stocks are at a huge discount right now? 
36:10 Russell 2000 hasn’t been all time high for awhile... 
37:23 S&P 500 look 
46:55 Let’s look at Bonds 
47:50 Gold’s epic run 
49:14 Bitcoin looking healthy 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine...]]>3154chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/is-the-market-a-spidey-meme--67038463 
It’s been used a million times in meme-land, and make it a million and done because we’re wondering...is the market a Spidey meme? 
 
Trump says it’s Powell holding the market back! But then rumors of Powell resigning causes backlash in the market.  Who’s really in charge?  We take our best guess this week On The Market, plus a look at: 

• What’s really going on with inflation right now?  What’s the ‘truflation’? 

• The shocking number of countries that still have limited internet access 

• Which asset class is more than doubling US large cap stocks in 2025?  Spoiler we’ve told you before... 

 

8:25 Consumer Sentiment 
14:01 S&P 500 Unmoved By Inflation 
17:58 What is ‘truflation’? 
21:28 Expected inflation 
23:00 Does The Fed rate always mean market rates drop? 
27:35 Worldwide internet access 
32:00 Market charts this week 
40:00 Shelter inflation 
41:34 Which countries stock markets are owning 2025? 
43:00 Asset class returns in 2025 
44:00 Valuations by company size 
45:02 Win ratio by different stock/bond splits 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
 
® Spider-Man is a registered trademark of Marvel and Disney ]]>https://api.spreaker.com/episode/67038463Sat, 19 Jul 2025 16:47:28 +0000707 MediaIt's a classic “meme” (the internet’s version of a newspaper cartoon)- an old clip from the Spider-Man cartoon show with two Spider-men (mans?) pointing at each other claiming to be the “real” Spider-Man.    It’s been used a million times in... 
It’s been used a million times in meme-land, and make it a million and done because we’re wondering...is the market a Spidey meme? 
 
Trump says it’s Powell holding the market back! But then rumors of Powell resigning causes backlash in the market.  Who’s really in charge?  We take our best guess this week On The Market, plus a look at: 

• What’s really going on with inflation right now?  What’s the ‘truflation’? 

• The shocking number of countries that still have limited internet access 

• Which asset class is more than doubling US large cap stocks in 2025?  Spoiler we’ve told you before... 

 

8:25 Consumer Sentiment 
14:01 S&P 500 Unmoved By Inflation 
17:58 What is ‘truflation’? 
21:28 Expected inflation 
23:00 Does The Fed rate always mean market rates drop? 
27:35 Worldwide internet access 
32:00 Market charts this week 
40:00 Shelter inflation 
41:34 Which countries stock markets are owning 2025? 
43:00 Asset class returns in 2025 
44:00 Valuations by company size 
45:02 Win ratio by different stock/bond splits 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
 
® Spider-Man is a registered trademark of Marvel and Disney ]]>3102chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-print-money-deluxe--66950991 
Can they ever stop printing?  Is the recent market resistance to seemingly catastrophic events simply because the money printers have been turned back on?  We’ll discuss this week On The Market, plus a look at: 

• “Big Beautiful Bill” contains tax cuts. Would increasing taxes on high-earners fix the deficit?  

• Non-us companies are buying back their own stock.  Why? 

• Bitcoin is experiencing a “candle moment”. 

 
12:37 W2 Taxes vs Investment Taxes 
15:31 M2 Money supply 
20:51 Investor sentiment 
22:45 S&P tech sector  
26:07 S&P’s quickest recoveries 
29:59  Dividend Yields vs Treasury Yields 
34:47 Mag7 actrually the Lag7? 
36:44 Equity risk premium of the S&P 500 
41:20 Fed Funds Rate 
43:05 Non-us companies buying back stocks? 
46:49 Bitcoin sets record 

48:39 Risk cannot be eliminated 
49:57 S&P 500 YTD 
51:42 Developed markets looking healthy 
52:57 Emerging markets in an uptrend 
53:24 Long term treasuries trading sideways 
54:06 Agg Bond Index 
55:01 Gold still rocking for how long? 
56:05 Bitcoin candle 
56:50 Commodities and tariffs 
57:49 US real estate market 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66950991Sat, 12 Jul 2025 00:59:22 +0000707 MediaIf you ever made your own greeting cards or birthday invitations in the 90’s, then you probably used a program called Print Shop Deluxe.  Long before Canva or Photoshop, this was what you’d use to make infinite graphics, literally out of thin air. ... 
Can they ever stop printing?  Is the recent market resistance to seemingly catastrophic events simply because the money printers have been turned back on?  We’ll discuss this week On The Market, plus a look at: 

• “Big Beautiful Bill” contains tax cuts. Would increasing taxes on high-earners fix the deficit?  

• Non-us companies are buying back their own stock.  Why? 

• Bitcoin is experiencing a “candle moment”. 

 
12:37 W2 Taxes vs Investment Taxes 
15:31 M2 Money supply 
20:51 Investor sentiment 
22:45 S&P tech sector  
26:07 S&P’s quickest recoveries 
29:59  Dividend Yields vs Treasury Yields 
34:47 Mag7 actrually the Lag7? 
36:44 Equity risk premium of the S&P 500 
41:20 Fed Funds Rate 
43:05 Non-us companies buying back stocks? 
46:49 Bitcoin sets record 

48:39 Risk cannot be eliminated 
49:57 S&P 500 YTD 
51:42 Developed markets looking healthy 
52:57 Emerging markets in an uptrend 
53:24 Long term treasuries trading sideways 
54:06 Agg Bond Index 
55:01 Gold still rocking for how long? 
56:05 Bitcoin candle 
56:50 Commodities and tariffs 
57:49 US real estate market 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________ 
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3787chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/2025-starts-in-june--66772053
What tariffs? What war?  The market is once again tapping on an all-time high.  This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir look at: 

• The importance of separating your portfolio from the headlines, because in the blink of an eye, the S and P is back on track. 

• Why having an emergency fund changes your financial “well being”. 

• Which country do you think is the largest oil producer in the world?  Would you be shocked to know it’s US? 

• Market’s tapping on all-time highs?  Guess what the money printing chart is showing? 

• Putting gold’s meteoric 12 month run in context. 

5:50 Largest companies by market cap over time 
7:45 Emergency funds and financial “well-being” 
11:14 Crude oil reserve levels 
12:52 US is the *largest* oil producer in the world?! 
14:40 Investor sentiment 
16:22 Number of unsold completed homes for sale 
19:26 Exisiting home supply 
21:31 Where’s the most housing inventory? 

22:35 What’s driving the stress in the housing market? 
23:43 What is the “Taylor Rule”? 
25:35 2 year treasury yield 
27:52 Money supply is increasing 
29:37 Foreigners are selling US treasuries?  You sure? 
31:15 Gold’s epic run 
35:24 Chances of a fed rate cut 
38:10 S and P regains all time high 
41:05 10 year goes down, bonds are up 
47:20 Oil prices 
50:42 Gold going higher? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66772053Fri, 27 Jun 2025 13:59:49 +0000707 MediaThere are some times in life when you just want a “do over”.  Wake up from a nap, and it’s as if the last 10 years didn’t even happen.  Well, this week for the market, it’s sort of like January-May just got blinked out of existence and...2025 starts...
What tariffs? What war?  The market is once again tapping on an all-time high.  This week On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir look at: 

• The importance of separating your portfolio from the headlines, because in the blink of an eye, the S and P is back on track. 

• Why having an emergency fund changes your financial “well being”. 

• Which country do you think is the largest oil producer in the world?  Would you be shocked to know it’s US? 

• Market’s tapping on all-time highs?  Guess what the money printing chart is showing? 

• Putting gold’s meteoric 12 month run in context. 

5:50 Largest companies by market cap over time 
7:45 Emergency funds and financial “well-being” 
11:14 Crude oil reserve levels 
12:52 US is the *largest* oil producer in the world?! 
14:40 Investor sentiment 
16:22 Number of unsold completed homes for sale 
19:26 Exisiting home supply 
21:31 Where’s the most housing inventory? 

22:35 What’s driving the stress in the housing market? 
23:43 What is the “Taylor Rule”? 
25:35 2 year treasury yield 
27:52 Money supply is increasing 
29:37 Foreigners are selling US treasuries?  You sure? 
31:15 Gold’s epic run 
35:24 Chances of a fed rate cut 
38:10 S and P regains all time high 
41:05 10 year goes down, bonds are up 
47:20 Oil prices 
50:42 Gold going higher? 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
_______________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3253chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/what-is-a-k-shaped-economy--66660845Join Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir this week to find out: 

• Why your experience of the economy might now might be if you got your mortgage before or after 2021 

• Why a “triple witching” may have caused a dip in the S&P to end the week 

• Data which shows why it might be time to consider boring products and companies called ‘Defensives’ in your portfolio 

  
4:12 2021 is the line in the sand for mortgages 
8:35 Manufacturing jobs by state 
10:29 Investor sentiment 
13:59 Fed not changing rates 
18:34 Equities soaring since 1970 
21:17 Which countries are spending and which are saving? 
23:35 Fund Managers are underweighting the US Dollar 
26:40 US Dollar Index not as weak as you think 
28:22 Cost of health insurance has declined 18%?? 
32:40 What are Defensives? 
34:05 What are “Real Yields”? 
38:48 S&P this week 
41:57 What is a “triple witching”? 
43:37 Chances of a rate cut 
44:28 S&P heat map 
45:04 Oil market 
53:17 Bond market 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
____________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.  
  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66660845Fri, 20 Jun 2025 23:37:10 +0000707 Media"We never had a recession" these past 3 years but...we're looking at a bounceback anyway and it might be in the shape of a "K".  What that means for you and your portfolio now, On The Markets.  Join Sonoma Wealth Managing Principals Daren Blonski CFP®...Join Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir this week to find out: 

• Why your experience of the economy might now might be if you got your mortgage before or after 2021 

• Why a “triple witching” may have caused a dip in the S&P to end the week 

• Data which shows why it might be time to consider boring products and companies called ‘Defensives’ in your portfolio 

  
4:12 2021 is the line in the sand for mortgages 
8:35 Manufacturing jobs by state 
10:29 Investor sentiment 
13:59 Fed not changing rates 
18:34 Equities soaring since 1970 
21:17 Which countries are spending and which are saving? 
23:35 Fund Managers are underweighting the US Dollar 
26:40 US Dollar Index not as weak as you think 
28:22 Cost of health insurance has declined 18%?? 
32:40 What are Defensives? 
34:05 What are “Real Yields”? 
38:48 S&P this week 
41:57 What is a “triple witching”? 
43:37 Chances of a rate cut 
44:28 S&P heat map 
45:04 Oil market 
53:17 Bond market 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
____________________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.  
  
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  
  
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  
  
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3711chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,kshapedeconomy,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/oil-gold-and-conflict--66554679Join Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir this week to find out: 

• How news of duel missile strikes in Iran and Israel hit the markets, and the larger historical context of how these events impact the long-term trajectory of the market. 

• Expectations for gas prices and oil prices in light of the events. 

• Do company earnings event matter anymore?  Or are we all just playing games with a moving line and numbers? 

• A look at gold smoking all the major indexes this year, but also why gold might be telling us tensions could be calming sooner than later. 

5:30 Inflation numbers 
8:45 Effect of Middle East conflict on gas prices 
Who actually calls “a recession”? 
16:10 Investor sentiment 
16:50 Stock ownership % at an all-time high 
19:09 Do earnings even matter anymore? 
20:40 Did US small caps already have a recession? 
22:18 Russell 2000 still underwater 
25:24 Interest rates and inflation 
27:11 Bonds so far this year 
28:24 Tresuries as a recession indicator 
30:17 Gold vs. Everybody 
35:10 Why is geography important in this conflict 
39:23 What are oil prices doing 
45:20 S&P 500 heat map + explanation of support/resistance 
54:16 What’s happening with Gold 


Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66554679Sat, 14 Jun 2025 01:55:15 +0000707 MediaConflict in the Middle East, oil on the rise, gold’s up too.  Sadly, that could be a sentence accurately used in many different decades through time, and this week those all took center stage once again.  We take a look at their impact on the market...Join Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir this week to find out: 

• How news of duel missile strikes in Iran and Israel hit the markets, and the larger historical context of how these events impact the long-term trajectory of the market. 

• Expectations for gas prices and oil prices in light of the events. 

• Do company earnings event matter anymore?  Or are we all just playing games with a moving line and numbers? 

• A look at gold smoking all the major indexes this year, but also why gold might be telling us tensions could be calming sooner than later. 

5:30 Inflation numbers 
8:45 Effect of Middle East conflict on gas prices 
Who actually calls “a recession”? 
16:10 Investor sentiment 
16:50 Stock ownership % at an all-time high 
19:09 Do earnings even matter anymore? 
20:40 Did US small caps already have a recession? 
22:18 Russell 2000 still underwater 
25:24 Interest rates and inflation 
27:11 Bonds so far this year 
28:24 Tresuries as a recession indicator 
30:17 Gold vs. Everybody 
35:10 Why is geography important in this conflict 
39:23 What are oil prices doing 
45:20 S&P 500 heat map + explanation of support/resistance 
54:16 What’s happening with Gold 


Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3534chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/how-to-lose-a-guy-in-10-months--66427197
“If you aren’t laughin you aren’t livin” sounds like something Matthew McConaughey might say, and with that in mind we tried for some humor on the “breakup” this week of Elon Musk and President Trump.  The part we're more interested in- the market doesn't seem to care.

• Why the market is leaving Trump “on sent”, basically ignoring his headlines, finally. 

• Crucial items and services on the market have hit a 25 year low. What does that mean? 

• Which states in the union suddenly have a ton of housing inventory? 

• Take a deep breath, we might be able to say “all-time highs” again soon. 

 
3:00 The Trump and Elon “breakup” 
6:50 Unemployment rate 
7:47 Investor Sentiment 
9:56 National Debt by President 
18:25 Money supply indicating market could be going up 
20:26 The dollar index 
23:50 Key staples in your life are at a 25 year low on the S&P 
27:44 Shift in housing inventory 
32:27 S&P this week – all time highs again? 
36:24 S&P heat map 
38:20 Gold 
39:26 Bond market 
43:10 Oil 
 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66427197Sat, 07 Jun 2025 01:03:30 +0000707 MediaOur show On The Markets is a market show but...hard to ignore the biggest headline this week, so we thought we’d have a little fun.  Please enjoy our new episode- How To Lose A Guy In 10 Months.  “If you aren’t laughin you aren’t livin” sounds like...
“If you aren’t laughin you aren’t livin” sounds like something Matthew McConaughey might say, and with that in mind we tried for some humor on the “breakup” this week of Elon Musk and President Trump.  The part we're more interested in- the market doesn't seem to care.

• Why the market is leaving Trump “on sent”, basically ignoring his headlines, finally. 

• Crucial items and services on the market have hit a 25 year low. What does that mean? 

• Which states in the union suddenly have a ton of housing inventory? 

• Take a deep breath, we might be able to say “all-time highs” again soon. 

 
3:00 The Trump and Elon “breakup” 
6:50 Unemployment rate 
7:47 Investor Sentiment 
9:56 National Debt by President 
18:25 Money supply indicating market could be going up 
20:26 The dollar index 
23:50 Key staples in your life are at a 25 year low on the S&P 
27:44 Shift in housing inventory 
32:27 S&P this week – all time highs again? 
36:24 S&P heat map 
38:20 Gold 
39:26 Bond market 
43:10 Oil 
 
 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3297chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/spicy-tacos--66344752

• There's a graph with a huge spike in it, spoiler it’s a social security chart
• New gulf to talk about in the housing market – is consumer stress forcing a flood of home inventory?
• Are Bonds the new European stocks?
• Today’s Bullish close of the S&P had everything to do with the low during COVID? 

2:14 The new definition of TACO 
11:06 Market sentiment – bullish vibes increase 
17:49 Bonds are the new Europe? 
22:08 Consumer consumption indicating inflation lessening? 
25:44 Trend-following 
30:31 The new gulf in housing 
34:30 The housing supply 
37:30 S&P bullish close due to COVID? 
47:55 10 year bond 
50:00 QQQ and MAGs 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66344752Fri, 30 May 2025 21:39:26 +0000707 MediaWe got a tariff backdown and a new slang term this week.  Join Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® and Marketing Director Dano Weir and learn what the new definition of a “TACO” is as they go On The Markets...  -...

• There's a graph with a huge spike in it, spoiler it’s a social security chart
• New gulf to talk about in the housing market – is consumer stress forcing a flood of home inventory?
• Are Bonds the new European stocks?
• Today’s Bullish close of the S&P had everything to do with the low during COVID? 

2:14 The new definition of TACO 
11:06 Market sentiment – bullish vibes increase 
17:49 Bonds are the new Europe? 
22:08 Consumer consumption indicating inflation lessening? 
25:44 Trend-following 
30:31 The new gulf in housing 
34:30 The housing supply 
37:30 S&P bullish close due to COVID? 
47:55 10 year bond 
50:00 QQQ and MAGs 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3409chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/tarrific--66237606“frightening”.  It’s current and past meanings seemed to sum up the duality of the current tariff situation, so credit to Daren Blonski for coining the phrase TAR-RI-FIC for today’s episode of On The Markets. 
This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Marketing Director Dano Weir look at: 

• Trump made new tariff threats against the EU and Apple (can you tariff a company??) Friday, and yet the market sort of shrugged it off? 

• Why Gold might be looking at a breakout to all-time highs again after looking like a downturn just one week ago. 

• What in the heck are “inverse ETFs”? 

3:24 30 Year Bond high again 
6:46 Oil Signaling Recession? 
9:33 S&P Cold Chillin 
16:00 Mags trending down 
17:30 Gold back up? 
20:40 A look at Apple 
24:30 The Market Xmas Tree 
25:00 What are inverse ETFs? 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66237606Fri, 23 May 2025 23:16:08 +0000707 MediaThe kids say T-I-L, “today I learned”, that the word terrific meant https://www.etymonline.com/word/terrific.  It’s current and past meanings seemed to sum up the duality of the current tariff situation, so credit to Daren Blonski for coining the...“frightening”.  It’s current and past meanings seemed to sum up the duality of the current tariff situation, so credit to Daren Blonski for coining the phrase TAR-RI-FIC for today’s episode of On The Markets. 
This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Marketing Director Dano Weir look at: 

• Trump made new tariff threats against the EU and Apple (can you tariff a company??) Friday, and yet the market sort of shrugged it off? 

• Why Gold might be looking at a breakout to all-time highs again after looking like a downturn just one week ago. 

• What in the heck are “inverse ETFs”? 

3:24 30 Year Bond high again 
6:46 Oil Signaling Recession? 
9:33 S&P Cold Chillin 
16:00 Mags trending down 
17:30 Gold back up? 
20:40 A look at Apple 
24:30 The Market Xmas Tree 
25:00 What are inverse ETFs? 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2009chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/honey-badger-don-t-care-market-edition--66130424This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir look at: 

• The S and P again trending toward all-time highs, despite 0 concreate news on tariffs. 

• Data showing inflation expectations are spiking. 

• What credit cards and auto loans are saying about a potential recession. 

• Do college degrees really “pay”?  Are graduates actually getting hired this century? 

• Alchemy is finally REAL? Then what happens to GOLD?! 

 
7:00 Did we just win the trade war? 
7:21 China agreement so far 
9:50 Graduation Season – what should today’s graduates think about? 
18:20 Sentiment increasing 
23:42 What is “Long Gold”? 
25:50 Inflation expectations 
27:44 Loan delinquencies signaling recession? 
29:55 History of Chinese tariffs 
33:44 A look at the S&P 
46:45 Bonds 
49:46 Oil prices 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 

The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/66130424Sat, 17 May 2025 15:45:10 +0000707 MediaTariffs?  Recessions?  Bonds, Stocks and Gold down in April?  The Honey Badger Market don’t care 😂😂.  If you’ve not heard of the honey badger joke on the internet, we’ll let you discover it yourself, but it’s the 2010s way of saying something does...This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir look at: 

• The S and P again trending toward all-time highs, despite 0 concreate news on tariffs. 

• Data showing inflation expectations are spiking. 

• What credit cards and auto loans are saying about a potential recession. 

• Do college degrees really “pay”?  Are graduates actually getting hired this century? 

• Alchemy is finally REAL? Then what happens to GOLD?! 

 
7:00 Did we just win the trade war? 
7:21 China agreement so far 
9:50 Graduation Season – what should today’s graduates think about? 
18:20 Sentiment increasing 
23:42 What is “Long Gold”? 
25:50 Inflation expectations 
27:44 Loan delinquencies signaling recession? 
29:55 History of Chinese tariffs 
33:44 A look at the S&P 
46:45 Bonds 
49:46 Oil prices 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 

The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3337chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,money,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/deal-or-no-deal-does-the-market-hinge-on-tariffs--66022582
Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir took to YouTube and podcast on our show On The Markets to discuss: • What would a boat of goods look like with tariffs applied?
• Guess which asset class is on a 4-month all time tear, after decades of futility, at a time when tariffs would seem to have sent them to nil? ....here’s a hint it’s not US stocks.
• Wanna know which country beat the S&P if you removed Nvidia? 🎌
• Pay off your house? Maybe. Wanna see what the last 30 years of real estate vs last 30 years of S&P look like?

11:30 What does a shipload with tariffs look like?
13:54 What will tariffs cost you?
15:18 Inflation from tariffs
21:01 Investor sentiment meter
24:32 International stocks on best 4 month run ever
25:56 International stocks finally at all time highs
27:56 S&P w/o Nvidia? Beaten by Japan
30:04 Feds keep rates the same
32:30 What do homebuyers need to earn?
35:20 S&P since march
44:05 Bond market and S&P have recovered
49:58 Bitcoin back at all time highs
51:34 Oil still winding down
56:06 10 year bond
58:15 Gold spiking once again
59:39 Yield curve

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/


Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 ________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/66022582Sat, 10 May 2025 14:46:46 +0000707 MediaLife in the market can feel like a game show sometimes 😂🙃 And so far here in the 2nd Quarter of 2025, there’s really only been one question- Deal Or No Deal? Is that it? Does the *entire* stock and *entire* bond market hinge on whether the US and...
Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir took to YouTube and podcast on our show On The Markets to discuss: • What would a boat of goods look like with tariffs applied?
• Guess which asset class is on a 4-month all time tear, after decades of futility, at a time when tariffs would seem to have sent them to nil? ....here’s a hint it’s not US stocks.
• Wanna know which country beat the S&P if you removed Nvidia? 🎌
• Pay off your house? Maybe. Wanna see what the last 30 years of real estate vs last 30 years of S&P look like?

11:30 What does a shipload with tariffs look like?
13:54 What will tariffs cost you?
15:18 Inflation from tariffs
21:01 Investor sentiment meter
24:32 International stocks on best 4 month run ever
25:56 International stocks finally at all time highs
27:56 S&P w/o Nvidia? Beaten by Japan
30:04 Feds keep rates the same
32:30 What do homebuyers need to earn?
35:20 S&P since march
44:05 Bond market and S&P have recovered
49:58 Bitcoin back at all time highs
51:34 Oil still winding down
56:06 10 year bond
58:15 Gold spiking once again
59:39 Yield curve

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/


Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 ________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3794chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/why-tariffs-are-just-the-match--65866185Prepare your ears to hear this, but the S & P 500 has recovered nearly all of it’s dip from early April.  So back to all time highs?  Maybe.  But Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® think the underpinning for an economic slowdown has been in the cards for a long time.  This week On The Markets: 

• Why 1 magazine cover has Chris thinking Gold is so over. 

• Why the price of oil alone is telling Daren that a recession is imminent or upon us (spoiler: he’s been saying this for months). 

• Just how much China is in everything we buy?  Which sectors could be hit hardest should tariffs actually stand? 

• How much the betting markets think DOGE is actually actually going to cut from the budget. 

• Why Daren thinks the S&P’s turnaround has nothing to do with tariffs and everything to do with 1 chart from the St. Louis Federal Reserve 

4:00 Meme Time 
5:40 Gold is done because of 1 magazine 
7:27 Balanced portfolios in Bear Markets 
10:45 Consumer Sentiment 
15:27 S&P Revenue From China 
18:54 What long-lasting goods say about economic expectations 
22:15 How much China is in every item? 
23:40 China’s trading partners 
24:52 2 year treasuries vs. Interest rates 
26:15 Junk bonds index 
27:12 Mortgage spreads 
29:09 Unemployment rate 
29:51 How much will DOGE actually cut? 
30:54 Housing inventory changes 
32:10 New home starts 
35:56 New houses for sale 
36:20 Liquidity is back 
37:30 A look at the S&P by weight 
37:55 S&P candlesticks 
45:15 Yield Curve 
46:43 10 year bond prices 
48:33 Is gold done? 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65866185Fri, 02 May 2025 22:42:36 +0000707 MediaAnd just like that...it’s like April never even happened in the market.  And yet, have there been lurking signs for months (years?) that an economic slowdown has been slowly piling kindling, just to finally be lit by tariffs?  Let’s go On The Market. ...Prepare your ears to hear this, but the S & P 500 has recovered nearly all of it’s dip from early April.  So back to all time highs?  Maybe.  But Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® think the underpinning for an economic slowdown has been in the cards for a long time.  This week On The Markets: 

• Why 1 magazine cover has Chris thinking Gold is so over. 

• Why the price of oil alone is telling Daren that a recession is imminent or upon us (spoiler: he’s been saying this for months). 

• Just how much China is in everything we buy?  Which sectors could be hit hardest should tariffs actually stand? 

• How much the betting markets think DOGE is actually actually going to cut from the budget. 

• Why Daren thinks the S&P’s turnaround has nothing to do with tariffs and everything to do with 1 chart from the St. Louis Federal Reserve 

4:00 Meme Time 
5:40 Gold is done because of 1 magazine 
7:27 Balanced portfolios in Bear Markets 
10:45 Consumer Sentiment 
15:27 S&P Revenue From China 
18:54 What long-lasting goods say about economic expectations 
22:15 How much China is in every item? 
23:40 China’s trading partners 
24:52 2 year treasuries vs. Interest rates 
26:15 Junk bonds index 
27:12 Mortgage spreads 
29:09 Unemployment rate 
29:51 How much will DOGE actually cut? 
30:54 Housing inventory changes 
32:10 New home starts 
35:56 New houses for sale 
36:20 Liquidity is back 
37:30 A look at the S&P by weight 
37:55 S&P candlesticks 
45:15 Yield Curve 
46:43 10 year bond prices 
48:33 Is gold done? 

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any...]]>3369chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/is-the-correction-over--65733682On The Markets with Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir to look at: 
 
• While the S&P 500 is seeing a nice recovery in light of the tariff pause, Daren thinks he knows the exact spot where a downturn may pop up next. 
• Trying to go 2 for 2, Daren also makes a bold prediction that Gold has finally hit the top of it's run, and why that might be a good thing. 
• What an Italian Mathematician from the Middles Ages can tell us about predicting the market today, tomorrow and forever. 
• Why it's possible for mortgage and other interest rates to come down without the Fed doing a darn thing. 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65733682Sat, 26 Apr 2025 01:39:42 +0000707 MediaQ2's market turbulence seemed to find footing this week, as the S&P had a nice bounce to end the week.  Let's...On The Markets with Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir to look at: 
 
• While the S&P 500 is seeing a nice recovery in light of the tariff pause, Daren thinks he knows the exact spot where a downturn may pop up next. 
• Trying to go 2 for 2, Daren also makes a bold prediction that Gold has finally hit the top of it's run, and why that might be a good thing. 
• What an Italian Mathematician from the Middles Ages can tell us about predicting the market today, tomorrow and forever. 
• Why it's possible for mortgage and other interest rates to come down without the Fed doing a darn thing. 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2597chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-market-reflects-the-consensus--65638044
• What top business leaders actually expect will happen to their prices and spending in the next 6 months considering the tariff environment. 
• US citizens continue to buys US stocks but what about investors in the rest of the world?  Is US exceptionalism done?  Is so where should you go? 
• A look at large flows out of the market and into cash and the market action that followed in the years after (you're not going to like it if you pulled to all cash see below. 
• A light-hearted and only half-kidding discussion about how gold and an (empty?) Fort Knox may be the phantom menace in the background of this entire year in the market so far. 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65638044Fri, 18 Apr 2025 23:29:00 +0000707 MediaPerhaps a calmer week in the S&P 500 as the Tariff Pause hits week 2.  While parties on both sides can argue their narrative, as we go On The Markets, with Sonoma Wealth Marketing Director and podcast host Dano Weir, Chris Sipes CFP® and Daren...
• What top business leaders actually expect will happen to their prices and spending in the next 6 months considering the tariff environment. 
• US citizens continue to buys US stocks but what about investors in the rest of the world?  Is US exceptionalism done?  Is so where should you go? 
• A look at large flows out of the market and into cash and the market action that followed in the years after (you're not going to like it if you pulled to all cash see below. 
• A light-hearted and only half-kidding discussion about how gold and an (empty?) Fort Knox may be the phantom menace in the background of this entire year in the market so far. 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4158chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,wealthmanagementfalsefullhttps://www.spreaker.com/episode/tariff-tit-for-tat--65545089
0:00 Intro 
2:11 Orange Swan Event 
3:41 Salt Trae 
4:30 Sentiment in the toiler 
7:29 What would tariffs even make if they went into effect? 
13:56 Bear Market trends all the way back to 1800 
17:03 Volatility index saying S&P could surge 
19:10 Junk bonds saying recession may be here 
20:53 Bond market major concerns 
26:35 Debt is outpacing GDP 
30:35 Interest on debt is USA’s #1 line item 
32:37 Sentiment at rock bottom 
33:59 How much can The Fed really do? 
35:00 How much are prices expected to change? 
37:35 The end of US Exceptionalism? 
40:05 Europe in Breakout Mode 
42:03 Small cap companies on the struggle bus 
49:21 Bitcoin is no safe harbor 
50:23 GOLD Tho.... 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65545089Sat, 12 Apr 2025 01:11:39 +0000707 MediaDaren Blonski is on assignment this week, so Marketing Director Dano Weir and SWA Managing Principal Chris Sipes CFP®, put their heads together and look at:   0:00 Intro  2:11 Orange Swan Event  3:41 Salt Trae  4:30 Sentiment in the toiler  7:29 What...
0:00 Intro 
2:11 Orange Swan Event 
3:41 Salt Trae 
4:30 Sentiment in the toiler 
7:29 What would tariffs even make if they went into effect? 
13:56 Bear Market trends all the way back to 1800 
17:03 Volatility index saying S&P could surge 
19:10 Junk bonds saying recession may be here 
20:53 Bond market major concerns 
26:35 Debt is outpacing GDP 
30:35 Interest on debt is USA’s #1 line item 
32:37 Sentiment at rock bottom 
33:59 How much can The Fed really do? 
35:00 How much are prices expected to change? 
37:35 The end of US Exceptionalism? 
40:05 Europe in Breakout Mode 
42:03 Small cap companies on the struggle bus 
49:21 Bitcoin is no safe harbor 
50:23 GOLD Tho.... 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3289bonds,chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,wealthmanagementfalsefullhttps://www.spreaker.com/episode/bear-market-playbook--65413012On The Markets.Together with Sonoma Wealth Marketing Director and podcast host Dano Weir they look at: 
 
0:00 1st Look at our Bear Market Playbook 
5:00 Ok you want out.  Why history says wait until December 
9:47 What’s *actually* down right now? 
11:50 Behavioral shift- your portfolio is not your checking account 
17:19 So what has actually actually happened in the S&P? 
22:49 Daren absolutely called the moment where S&P bleeding would stop, last week 
29:34 Sorry folks, volatility is normal 
32:02 What if historically you doubled down during a crisis? 
36:56 Mag 7 losing steam in 2025 
39:25 Selling at a loss could be a good thing?  How? 
46:18 What volatility says about future returns 
49:04 Reviewing the Bear Market Playbook 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65413012Tue, 08 Apr 2025 00:12:09 +0000707 MediaNews headlines would have you believing the sky is falling-  but what does the data say?  Setting aside a political conversation whether any of this should be happening, Sonoma Wealth Managing Principals Daren Blonski and Chris Sipes dig in to what...On The Markets.Together with Sonoma Wealth Marketing Director and podcast host Dano Weir they look at: 
 
0:00 1st Look at our Bear Market Playbook 
5:00 Ok you want out.  Why history says wait until December 
9:47 What’s *actually* down right now? 
11:50 Behavioral shift- your portfolio is not your checking account 
17:19 So what has actually actually happened in the S&P? 
22:49 Daren absolutely called the moment where S&P bleeding would stop, last week 
29:34 Sorry folks, volatility is normal 
32:02 What if historically you doubled down during a crisis? 
36:56 Mag 7 losing steam in 2025 
39:25 Selling at a loss could be a good thing?  How? 
46:18 What volatility says about future returns 
49:04 Reviewing the Bear Market Playbook 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3882chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,tradewar,wealthmanagementfalsefullhttps://www.spreaker.com/episode/tariffs-a-bumpy-road--65373020
This week On The Markets Sonoma Wealth Marketing Director and podcast host Dano Weir joins Managing Principals Daren Blonski CFP® and Chris Sipes CFP® to look at: 

0:00 S&P live look-in at close 
11:30 Signs of support on the horizon? 
21:42 Meme time 
33:33 Daren makes his SPY call 
35:40 Let’s go live to The Fed 
37:30 Look to the past with Buffett and a poem 
39:30 Musk, Bezos, Zuckerberg and Buffett-  guess who’s the only one in the green under Trump 2.0? 
43:00 Consumer sentiment 
45:00 Sentiment vs. Returns over time 
48:00 Stocks and Bonds during recessions 
51:00 Trend funds 
51:45 10 Year Treasury is actually...down? 
56:18 Gold & Silver get hammered 
59:29 Measuring volatility with the VIX 
1:00:00 Oil winding up? 
1:03:00 Why “don’t do anything” is a strategy 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65373020Fri, 04 Apr 2025 08:03:00 +0000707 MediaWhether you checked headlines constantly or chose to put the phone on airplane mode for the entire week, it was hard to escape news of tariffs and the impact their uncertainty had on the market.  People hire advisors for just these moments- to talk...
This week On The Markets Sonoma Wealth Marketing Director and podcast host Dano Weir joins Managing Principals Daren Blonski CFP® and Chris Sipes CFP® to look at: 

0:00 S&P live look-in at close 
11:30 Signs of support on the horizon? 
21:42 Meme time 
33:33 Daren makes his SPY call 
35:40 Let’s go live to The Fed 
37:30 Look to the past with Buffett and a poem 
39:30 Musk, Bezos, Zuckerberg and Buffett-  guess who’s the only one in the green under Trump 2.0? 
43:00 Consumer sentiment 
45:00 Sentiment vs. Returns over time 
48:00 Stocks and Bonds during recessions 
51:00 Trend funds 
51:45 10 Year Treasury is actually...down? 
56:18 Gold & Silver get hammered 
59:29 Measuring volatility with the VIX 
1:00:00 Oil winding up? 
1:03:00 Why “don’t do anything” is a strategy 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>4532chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,tariffs,tradewar,wealthmanagementfalsefullhttps://www.spreaker.com/episode/tariffs-on-again-off-again--652178300:00 Nvidia Death Cross  
5:15 1996 magazine ad shocker  
8:24 Consumer sentiment looking like 2008  
12:00 Market corrections are not bear markets  
13:19 Government policy uncertainty’s affect on S&P declines  
14:30 Investor sentiment  
18:47 Bearish sentiment above 50% for 5th straight week, only 4th time ever in the history of the survey  
20:02 Why this S&P drawdown isn’t historic...yet  
21:30 Euro stocks outperforming US by largest margin ever  
24:26 US wages still outpacing the world though  
27:06 US market domination looks like Pac Man  
29:10 US stocks overvalued?  
30:25 Service economy index at it’s lowest since 2021  
31:34 Wages have not kept up with home prices  
35:18 People think prices on everything are going to go even higher  
37:00 What’s driven the S&P sell off?  
40:00 S&P heat map is chewing a piece of BIG RED gum  
43:32 S&P is falling right in the Fibonacci Lines  
47:00 Nvidia one more time  
48:16 Microsoft going even lower?  
49:45 10 year bond going down?  
52:00 Gold & Silver are rocking  

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/  

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ  
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65217830Fri, 28 Mar 2025 12:57:00 +0000707 MediaHappy End Of Q1! (...what, you don't measure life in fiscal quarters?)😂 Alright SO the US is definitely doing TARIFFS and, oh, well they won't be that much, actually they WILL be even more, but maybe not depending on, well actually now we've set a...0:00 Nvidia Death Cross  
5:15 1996 magazine ad shocker  
8:24 Consumer sentiment looking like 2008  
12:00 Market corrections are not bear markets  
13:19 Government policy uncertainty’s affect on S&P declines  
14:30 Investor sentiment  
18:47 Bearish sentiment above 50% for 5th straight week, only 4th time ever in the history of the survey  
20:02 Why this S&P drawdown isn’t historic...yet  
21:30 Euro stocks outperforming US by largest margin ever  
24:26 US wages still outpacing the world though  
27:06 US market domination looks like Pac Man  
29:10 US stocks overvalued?  
30:25 Service economy index at it’s lowest since 2021  
31:34 Wages have not kept up with home prices  
35:18 People think prices on everything are going to go even higher  
37:00 What’s driven the S&P sell off?  
40:00 S&P heat map is chewing a piece of BIG RED gum  
43:32 S&P is falling right in the Fibonacci Lines  
47:00 Nvidia one more time  
48:16 Microsoft going even lower?  
49:45 10 year bond going down?  
52:00 Gold & Silver are rocking  

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/  

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ  
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3360chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,nvidia,radiodano,sonomacounty,stockmarket,tariffs,wealthmanagementfalsefullhttps://www.spreaker.com/episode/its-all-about-the-fed-still--65055430On The Markets Sonoma Wealth Marketing Director and podcast host Dano Weir and Daren Blonski CFP® to look at:

• How all eyes remain fixed on Treasury Secretary Bessent's goal to get the 10 Year Treasury rate down, and what impact that could have on the market and your portfolio.
• Despite alleged "chainsaws" from DOGE, Federal spending is up from last year?  A look at why.
• Daren goes on a 3 slide soapbox with data data data on how markets have both risen and fallen under both parties for over a century, and the most money is made by staying invested through it all.
• Gold holds at an incredible line of support per ounce, over $3k.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/  

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj  

References
Download full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/20/On%20the%20Markets%203.21.2025%20-%20Its%20All%20About%20The%20FED%20Still.pdf
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>https://api.spreaker.com/episode/65055430Mon, 24 Mar 2025 01:11:54 +0000707 MediaThe Federal Reserve and their Fed Funds Interest Rate has perhaps more power over markets around the world than, well anything. This...On The Markets Sonoma Wealth Marketing Director and podcast host Dano Weir and Daren Blonski CFP® to look at:

• How all eyes remain fixed on Treasury Secretary Bessent's goal to get the 10 Year Treasury rate down, and what impact that could have on the market and your portfolio.
• Despite alleged "chainsaws" from DOGE, Federal spending is up from last year?  A look at why.
• Daren goes on a 3 slide soapbox with data data data on how markets have both risen and fallen under both parties for over a century, and the most money is made by staying invested through it all.
• Gold holds at an incredible line of support per ounce, over $3k.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/  

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on  
Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526 
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj  

References
Download full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/20/On%20the%20Markets%203.21.2025%20-%20Its%20All%20About%20The%20FED%20Still.pdf
_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
]]>2142chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,gold,investing,northerncalifornia,radiodano,recession,sonomacounty,stockmarket,thefed,wealthmanagementfalsefullhttps://www.spreaker.com/episode/diversification-is-king--64964127On The Markets...This week on our YouTube show On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® are joined by Marketing Director Dano Weir to look at:

• Notable declines in US stocks understandably might have you wanting out altogether.  We've got the 45 year proof that says even if that's the case today, wait until Dec. 30 2025.
• Daren goes extremely nerdy on the S&P and Magnificent 7 to show the technical signs of support he's seeing that we may have hit bottom.
• The unspoken breakout-  GOLD passed an all time high at $3k per ounce at one point this week.  What that says to us about the market at large and why Daren's observations at Costco might indicate Gold's future.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

References: View full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/16/On%20the%20Markets%203.14.2025.pdf

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/64964127Sat, 15 Mar 2025 00:44:00 +0000707 MediaNo two ways about it- this week was about tariffs in the market.  But what felt like an inevitable decline in the S&P found a nice bounce on Friday.  Daren actually sees even more optimism than that, so let's go On The Markets...This week on our...On The Markets...This week on our YouTube show On The Markets, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® are joined by Marketing Director Dano Weir to look at:

• Notable declines in US stocks understandably might have you wanting out altogether.  We've got the 45 year proof that says even if that's the case today, wait until Dec. 30 2025.
• Daren goes extremely nerdy on the S&P and Magnificent 7 to show the technical signs of support he's seeing that we may have hit bottom.
• The unspoken breakout-  GOLD passed an all time high at $3k per ounce at one point this week.  What that says to us about the market at large and why Daren's observations at Costco might indicate Gold's future.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

References: View full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/16/On%20the%20Markets%203.14.2025.pdf

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3121chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/kangaroo-market--64959283
Thanks to absolutely zero popular demand, Sonoma Wealth Marketing Director and podcast host Dano Weir joined On The Market mainstays Chris Sipes CFP® and Daren Blonski CFP® to look at:
• Why despite ups and down in the S&P 500, Daren is actually seeing signs of support for a "breakout" (increase).
• Why when you hear a person or news outlet report "the market's down" that isn't the whole story.  The Polish stock market's up 29% so far this year, did you have that on your bingo card?
• New survey shows consumer feelings toward the market are extremely fearful.  Then why are professional debt dealers showing no signs of worry at all?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

References:
View full slide deck here: https://sonomawealthadvisors.com/file/17/On%20the%20Markets%203.7.2025%20-%20Kangaroo%20Market.pdf



_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/64959283Fri, 07 Mar 2025 21:44:00 +0000707 MediaThe stock market "zoo" is usually a Bull (markets headed up) or a Bear (markets headed down).  But a lesser-discussed marsupial came to play on Wall St. this week...a KANGAROO Market, which is a market that is bouncing up and down and up and down like...
Thanks to absolutely zero popular demand, Sonoma Wealth Marketing Director and podcast host Dano Weir joined On The Market mainstays Chris Sipes CFP® and Daren Blonski CFP® to look at:
• Why despite ups and down in the S&P 500, Daren is actually seeing signs of support for a "breakout" (increase).
• Why when you hear a person or news outlet report "the market's down" that isn't the whole story.  The Polish stock market's up 29% so far this year, did you have that on your bingo card?
• New survey shows consumer feelings toward the market are extremely fearful.  Then why are professional debt dealers showing no signs of worry at all?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

References:
View full slide deck here: https://sonomawealthadvisors.com/file/17/On%20the%20Markets%203.7.2025%20-%20Kangaroo%20Market.pdf



_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3899chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/great-expectations--65106594• Why consumer sentiment and market performance are completely dipolar this week.
• Would you believe that the Federal government spent more during Covid than either World War? A look at the downhill effect that had on the inflation we're feeling now.
• Speaking of history, would you also believe that in the history of the S&P 500, it's had a positive return only half the time? Are we considering this a "bad" market because it's just been too dang good for too long? Why that boring, diversified portfolio might be just the thing at times like these...
• If a Gold ETF spikes in the woods, and no one hears it, did it really spike?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj

References:
Download full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/21/On%20the%20Markets%202.21.2025%20-%20Great%20Expectations.pdf

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/65106594Fri, 21 Feb 2025 15:39:00 +0000707 MediaSWA Marketing Director and podcast host Dano Weir guest hosts this week with Chris Sipes CFP® to look at: • Why consumer sentiment and market performance are completely dipolar this week. • Would you believe that the Federal government spent more...• Why consumer sentiment and market performance are completely dipolar this week.
• Would you believe that the Federal government spent more during Covid than either World War? A look at the downhill effect that had on the inflation we're feeling now.
• Speaking of history, would you also believe that in the history of the S&P 500, it's had a positive return only half the time? Are we considering this a "bad" market because it's just been too dang good for too long? Why that boring, diversified portfolio might be just the thing at times like these...
• If a Gold ETF spikes in the woods, and no one hears it, did it really spike?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
Audio also available on Apple Podcasts https://podcasts.apple.com/us/podcast/on-the-markets/id1802984526
Spotify https://open.spotify.com/show/2YqyNLN7mcBApS5RL2piAj

References:
Download full slide deck with references RIGHT HERE: https://sonomawealthadvisors.com/file/21/On%20the%20Markets%202.21.2025%20-%20Great%20Expectations.pdf

_______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>2774chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/inflation-crashes-the-party-sorta--65191115• Why you may want Europe in your portfolio right now. Off to their best start this year since 2000, why they may be the beneficiary from a potential US trade war.
• A frank discussion on the 'bombastic' approach of announcements from the current administration, and how an investor might look at these developments.
• Consumer Price Index stats (i.e. inflation numbers) came in higher than expected this week. The guys dig in to each category and how that development played out in the market.
• You might think that if you're concentrated in US tech stocks, you'd be shieled if there's a tariff-fueled trade war. What this episode presupposes is...maybe you're not?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/65191115Fri, 14 Feb 2025 14:44:00 +0000707 MediaOn this week's episode of our stock market show, On The Markets, Sonoma Wealth Managing Principals Daren Blonski and Chris Sipes examine: • Why you may want Europe in your portfolio right now. Off to their best start this year since 2000, why they may...• Why you may want Europe in your portfolio right now. Off to their best start this year since 2000, why they may be the beneficiary from a potential US trade war.
• A frank discussion on the 'bombastic' approach of announcements from the current administration, and how an investor might look at these developments.
• Consumer Price Index stats (i.e. inflation numbers) came in higher than expected this week. The guys dig in to each category and how that development played out in the market.
• You might think that if you're concentrated in US tech stocks, you'd be shieled if there's a tariff-fueled trade war. What this episode presupposes is...maybe you're not?

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>2386chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/tariffs-and-not-overreacting--65194851• Why the states that voted Red in the 2024 election may have the most at stake in a trade war based on their exports to the countries on the tariff list.
• How the S&P and key investments performed in wake of the tariff announcements and pauses.
•The downstream impact of good news in the job market is perhaps not so good for Fed Rates and market returns. • Daren with document proof direct from the Fed taking essentially full responsibility for inflation, high or low.
• This time last year, apparent experts called China "uninvestable", having lost $7 trillion in value since a 2021 peak.  And yet...since September 2025 they've outperformed US stocks by 2x?  Chris breaks it down.
• Why gold continues to prove "there's always a bull market somewhere".
• Daren calls it-  he believes now, right now, is the bottom of the bond market.  What that could mean for portfolios with bonds.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 ________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.  The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/65194851Sat, 08 Feb 2025 18:53:00 +0000707 MediaThis week, our firm co-founders Chris Sipes CFP® and Daren Blonski CFP® look at: • Why the states that voted Red in the 2024 election may have the most at stake in a trade war based on their exports to the countries on the tariff list. • How the...• Why the states that voted Red in the 2024 election may have the most at stake in a trade war based on their exports to the countries on the tariff list.
• How the S&P and key investments performed in wake of the tariff announcements and pauses.
•The downstream impact of good news in the job market is perhaps not so good for Fed Rates and market returns. • Daren with document proof direct from the Fed taking essentially full responsibility for inflation, high or low.
• This time last year, apparent experts called China "uninvestable", having lost $7 trillion in value since a 2021 peak.  And yet...since September 2025 they've outperformed US stocks by 2x?  Chris breaks it down.
• Why gold continues to prove "there's always a bull market somewhere".
• Daren calls it-  he believes now, right now, is the bottom of the bond market.  What that could mean for portfolios with bonds.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 ________________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.  The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3192chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/ai-s-sputnik-moment--65340988This week, our firm co-founders Chris Sipes CFP® and Daren Blonski CFP® look at:
• Why the states that voted Red in the 2024 election may have the most at stake in a trade war based on their exports to the countries on the tariff list.
• How the S&P and key investments performed in wake of the tariff announcements and pauses.
•The downstream impact of good news in the job market is perhaps not so good for Fed Rates and market returns.
• Daren with document proof direct from the Fed taking essentially full responsibility for inflation, high or low.
• This time last year, apparent experts called China "uninvestable", having lost $7 trillion in value since a 2021 peak. And yet...since September 2025 they've outperformed US stocks by 2x? Chris breaks it down.
• Why gold continues to prove "there's always a bull market somewhere".
• Daren calls it- he believes now, right now, is the bottom of the bond market. What that could mean for portfolios with bonds.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

Video also available on our YouTube Channel
______________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/65340988Sat, 01 Feb 2025 23:12:00 +0000707 MediaBefore you hit the chips and dip this weekend 🏈🏟️, we're taking a look at how the 24 Hour Trade War of 2025 (so far) hit the market, another great week for gold and Daren makes a huge call for the bond market. Let's go...On The Markets. This week, our...This week, our firm co-founders Chris Sipes CFP® and Daren Blonski CFP® look at:
• Why the states that voted Red in the 2024 election may have the most at stake in a trade war based on their exports to the countries on the tariff list.
• How the S&P and key investments performed in wake of the tariff announcements and pauses.
•The downstream impact of good news in the job market is perhaps not so good for Fed Rates and market returns.
• Daren with document proof direct from the Fed taking essentially full responsibility for inflation, high or low.
• This time last year, apparent experts called China "uninvestable", having lost $7 trillion in value since a 2021 peak. And yet...since September 2025 they've outperformed US stocks by 2x? Chris breaks it down.
• Why gold continues to prove "there's always a bull market somewhere".
• Daren calls it- he believes now, right now, is the bottom of the bond market. What that could mean for portfolios with bonds.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

Video also available on our YouTube Channel
______________________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>3038chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/uncertainty-is-certain--65443646On The Markets, looking at:
•Why the yield curve reinversion could mean we are possibly maybe definitely heading into a recession, soon, potentially.
• A look ahead to next week's Fed meeting and why Wall St. does not expect a rate cut.
• Why a drop in the value of the US Dollar this week was actually a good thing, for now
• The 3 stocks who are bigger on their own than the entire energy sector right now.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>https://api.spreaker.com/episode/65443646Sat, 25 Jan 2025 11:25:00 +0000707 MediaChris Sipes CFP® is travelling for work this week, so Sonoma Wealth Managing Principal Daren Blonski CFP® goes solo...On The Markets, looking at:
•Why the yield curve reinversion could mean we are possibly maybe definitely heading into a recession, soon, potentially.
• A look ahead to next week's Fed meeting and why Wall St. does not expect a rate cut.
• Why a drop in the value of the US Dollar this week was actually a good thing, for now
• The 3 stocks who are bigger on their own than the entire energy sector right now.

Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 

Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 _______________
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.]]>1672chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/changes-ahead--65444214• A look at Bitcoin once again passing $100k in value, why the US may soon have a Strategic Bitcoin Reserve and...did President-elect Trump just launch his own crypto coin $TRUMP? 
• The impact of new Consumer Price Index numbers this week on bond rates, and why the CPI may have some slightly suspicious rounding going on. 
• Surprisingly good numbers for new home builder starts in January, and what that may mean for the market. 
• A shocking look at bond returns over the last 200+ years.  Spoiler:  the last time bonds had this current performance, Texas was still it's own country.  Does that indicate a rapid turnaround is imminent? 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65444214Sat, 18 Jan 2025 10:21:00 +0000707 MediaA new year, an incoming administration and concerns about just what will the world's reserve currency of the future be? Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® translate how it's playing out in the market this week: ...• A look at Bitcoin once again passing $100k in value, why the US may soon have a Strategic Bitcoin Reserve and...did President-elect Trump just launch his own crypto coin $TRUMP? 
• The impact of new Consumer Price Index numbers this week on bond rates, and why the CPI may have some slightly suspicious rounding going on. 
• Surprisingly good numbers for new home builder starts in January, and what that may mean for the market. 
• A shocking look at bond returns over the last 200+ years.  Spoiler:  the last time bonds had this current performance, Texas was still it's own country.  Does that indicate a rapid turnaround is imminent? 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2455chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/interest-rates--65445308On The Markets: 
• If you owned the top 5 best performing S&P stocks in 1999 before the Dot Com Bubble burst and held those positions for a decade, only ONE outperformed CASH.  What that fact may be telling us about current market concentration. 
• Why stock ownership as percentage of overall household wealth is at an all time high. 
• Tracing the massive impact that Federal Reserve interest rates have on both the housing market and the stock market. 
•  Decoding the illogical scenario the market currently faces where the Fed is cutting interest rates, but mortgage interest rates continue to go higher. 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65445308Fri, 10 Jan 2025 10:06:00 +0000707 Media Our firm's Managing Princiapls Daren Blonski CFP® and Chris Sipes CFP® break down the confounding interest rate environment on this week's episode of our show...On The Markets: 
• If you owned the top 5 best performing S&P stocks in 1999 before the Dot Com Bubble burst and held those positions for a decade, only ONE outperformed CASH.  What that fact may be telling us about current market concentration. 
• Why stock ownership as percentage of overall household wealth is at an all time high. 
• Tracing the massive impact that Federal Reserve interest rates have on both the housing market and the stock market. 
•  Decoding the illogical scenario the market currently faces where the Fed is cutting interest rates, but mortgage interest rates continue to go higher. 
 
 
 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3012chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/looking-into-the-s-p-crystal-ball--65448335

• A stunning look at how every "expert" analyst missed the S&P mark by 14-30% this time last year. 

• Why measuring the S&P weighted and equally shows the last two market years look similar to...the 2000 dot com bubble. 

• Speaking of the Millenium (or is it the Newmanium?), if an advisor asked you in 1999 if you wanted to buy Stocks or Gold for the next 25 years, would you have said...Gold? 

• One more swipe at the "experts" this episode...who last year stated that China, as a whole, was 'uninvestable'.  Then how did it outperform the S&P in 2024? 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65448335Sat, 04 Jan 2025 02:16:00 +0000707 MediaDaren Blonski CFP® sadly caught the bug that's been going around this winter, but he's on the mend and will return next week!  Sonoma Wealth Marketing Director and podcast host Dano Weir sits in with Chris Sipes CFP® for a look at what historical data...

• A stunning look at how every "expert" analyst missed the S&P mark by 14-30% this time last year. 

• Why measuring the S&P weighted and equally shows the last two market years look similar to...the 2000 dot com bubble. 

• Speaking of the Millenium (or is it the Newmanium?), if an advisor asked you in 1999 if you wanted to buy Stocks or Gold for the next 25 years, would you have said...Gold? 

• One more swipe at the "experts" this episode...who last year stated that China, as a whole, was 'uninvestable'.  Then how did it outperform the S&P in 2024? 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3185chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/santa-claus-rally--65447560

• A look at continued market concentration, and what that means in the context of market history. 

• A full circle moment as the yield curve finally finally reinverts.  Why prior reinversions have been followed by a recession. 

• Disposable income's relation to inflation and how that might change in 2025. 

• Why the oil chart could be "whispering" to us right now, and where it might be headed next year. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65447560Fri, 27 Dec 2024 23:02:00 +0000707 MediaChris and Daren have been running their own "Santa Tracker" this month, to see if St. Nick stopped by Wall Street with his usual bag of gifts.  The guys break down a few stocking stuffers the market received, plus:  - A look at continued market...

• A look at continued market concentration, and what that means in the context of market history. 

• A full circle moment as the yield curve finally finally reinverts.  Why prior reinversions have been followed by a recession. 

• Disposable income's relation to inflation and how that might change in 2025. 

• Why the oil chart could be "whispering" to us right now, and where it might be headed next year. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>3127chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-grinch-stole-christmas--65447756

• The tone of Fed Chairmen Powell's tone alone during the meeting sent the market down almost immediately. 

• An interesting visualization of how what the Fed "says" they're going to do and what they actually end up doing are not always in sync. 

• A really obvious graph showing how the party who won the election thinks the markets going up, and the party who lost suddenly thinks it's all going down, and why investing with politics is a dangerous strategy. 

• The 1 stock that is keeping the entire S&P 500 from underperforming Europe. 

• Daren takes a loot at Bitcoin dipping this week back under 100k, and the signs he still sees for growth higher. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65447756Fri, 20 Dec 2024 23:27:00 +0000707 MediaThe Federal Reserve had a meeting this week and cut rates 1/4 point, but also indicated next year might only see 2 rate cuts instead of 4.  The latter of these two points seems to have upset Wall St., and Chris "No Malls" Sipes and Daren "Loves...

• The tone of Fed Chairmen Powell's tone alone during the meeting sent the market down almost immediately. 

• An interesting visualization of how what the Fed "says" they're going to do and what they actually end up doing are not always in sync. 

• A really obvious graph showing how the party who won the election thinks the markets going up, and the party who lost suddenly thinks it's all going down, and why investing with politics is a dangerous strategy. 

• The 1 stock that is keeping the entire S&P 500 from underperforming Europe. 

• Daren takes a loot at Bitcoin dipping this week back under 100k, and the signs he still sees for growth higher. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3528chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/bears--65448566

• A rousing discussion of the UFOs that have been reported over New Jersey this week. 

• Perspective on why people are "lever-blind" when it comes to real estate, but they would never do the same in the stock market. 

• The yield curve finally almost reinverts after years of confounding inversion.  In prior reinversions, that's been followed by a recession. 

• The pattern in gold that has Daren feeling bullish. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65448566Fri, 13 Dec 2024 22:56:00 +0000707 MediaAll the pundits and "experts" are feeling rosy about the markets prospects for 2025, yet SWA Principals Chris "Mulder" Sipes and Daren "Scully" Blonski think the yield curve may be telling a different story.  - A rousing discussion of the UFOs that...

• A rousing discussion of the UFOs that have been reported over New Jersey this week. 

• Perspective on why people are "lever-blind" when it comes to real estate, but they would never do the same in the stock market. 

• The yield curve finally almost reinverts after years of confounding inversion.  In prior reinversions, that's been followed by a recession. 

• The pattern in gold that has Daren feeling bullish. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>3121chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/who-let-the-bulls-out--65475048

• Daren's #1 message on every client call he takes right now:  "You cannot underestimate the power of the amount of money that has been printed in the last 5 years." 

• A look at new Jobs report data and increased chances of a Fed rate cut. 

• A new slide- the "Euphoria-meter", and what it might be telling us about 2025. 

• Daren injuries his shoulder patting himself on the back as Bitcoin passes a monumental $100,000 value while Chris still, still remains a skeptic 😂 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65475048Fri, 06 Dec 2024 23:09:00 +0000707 MediaSentiment in the investing world is starting to feel almost resoundingly "bullish", meaning the market it going to continue up and up.  But Chris "Batman" Sipes and Daren "Spiderman" Blonski drop a timely quote this week:  "When all the experts agree,...

• Daren's #1 message on every client call he takes right now:  "You cannot underestimate the power of the amount of money that has been printed in the last 5 years." 

• A look at new Jobs report data and increased chances of a Fed rate cut. 

• A new slide- the "Euphoria-meter", and what it might be telling us about 2025. 

• Daren injuries his shoulder patting himself on the back as Bitcoin passes a monumental $100,000 value while Chris still, still remains a skeptic 😂 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2912chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/something-about-that-turkey--65476368

• Why the deal on a stock is made at the buy, and why right now those deals might be outside the US, maybe in Europe. 

• New homes made up 26% of the available inventory in the US this year, nearly double the usual rate.  What that could mean for real estate moving into 2025. 

• Love it or hate it, Bitcoin is flirting with 100k...Daren shows why that pattern might mean a drop is imminent. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65476368Sat, 30 Nov 2024 00:20:00 +0000707 MediaThe concentrated stock market continued to rise this week, albeit in a somewhat quieter holiday week. SWA Principals Daren "Wishes Turkey Was Steak" Blonski and Chris "No Seafood" Sipes and take a look at the end of November and beyond:  - Why the...

• Why the deal on a stock is made at the buy, and why right now those deals might be outside the US, maybe in Europe. 

• New homes made up 26% of the available inventory in the US this year, nearly double the usual rate.  What that could mean for real estate moving into 2025. 

• Love it or hate it, Bitcoin is flirting with 100k...Daren shows why that pattern might mean a drop is imminent. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2485chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/markets-find-support--65481395

• Daren takes a victory lap as Bitcoin nears $100,000 in value.  Bitcoin is now the 9th largest asset classes in the world, and worth more than the Great Britain Pound. 

• What the cost of owning a home right now vs. renting could be telling us about the future of the economy and the market. 

• Why the history of market concentration (lots of value held in only a few stocks) could mean a drop is coming. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65481395Sat, 23 Nov 2024 23:05:00 +0000707 MediaAfter up and down weeks following the election, the market found a foothold this week.  Chris "Buckeye" Sipes and Daren "Capital B Bitcoin" Blonski look at...  - Daren takes a victory lap as Bitcoin nears $100,000 in value.  Bitcoin is now the 9th...

• Daren takes a victory lap as Bitcoin nears $100,000 in value.  Bitcoin is now the 9th largest asset classes in the world, and worth more than the Great Britain Pound. 

• What the cost of owning a home right now vs. renting could be telling us about the future of the economy and the market. 

• Why the history of market concentration (lots of value held in only a few stocks) could mean a drop is coming. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2965chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/the-barbecue-benchmark--65482807

• The 3 things the United States can do to address the now $36T debt number it achieved today. 

• Why are people saying "markets are going gangbusters" when...they've given all the gains back? 

• What actually does "the market" mean when people at the BBQ talk about how "the market's doing"? 

• Chris dares to put everyone to sleep with a discussion of "Z Scores" 🤣 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65482807Sat, 16 Nov 2024 00:22:00 +0000707 MediaA frequent benchmark people use for how good or bad the market is doing-  what's your buddy saying at the BBQ? SWA Principals Chris "Sucker For History" Sipes and Daren "Doge" Blonski look at why that may not be an ideal indicator and more...  - The...

• The 3 things the United States can do to address the now $36T debt number it achieved today. 

• Why are people saying "markets are going gangbusters" when...they've given all the gains back? 

• What actually does "the market" mean when people at the BBQ talk about how "the market's doing"? 

• Chris dares to put everyone to sleep with a discussion of "Z Scores" 🤣 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 
 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2623chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/noise--65483600

• Why "The emotional position should not be confused with your trading position." 

• The under-the-radar- move the Fed made right after the Election. 

• Why the Market was wrong about the Election. 

• Why there's a "triangle building" in the Bond market. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 


________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65483600Sat, 09 Nov 2024 22:42:00 +0000707 MediaLast Tuesday has come and gone, and the market definitely reacted.  But did it's noise cover something far more interesting from the Fed? SWA Principal Daren "Jelly Belly" Blonski and Chris "Salty" Sipes take a look this week at:  - Why "The...

• Why "The emotional position should not be confused with your trading position." 

• The under-the-radar- move the Fed made right after the Election. 

• Why the Market was wrong about the Election. 

• Why there's a "triangle building" in the Bond market. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 


________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>3289chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/liquidity-why-the-market-might-not-care-who-wins--65485094

• Regardless of who wins, the expectation is that both parties will continue printing money at their record rate.  The market at large likes this, and seems to only want the certainty of knowing either candidate's victory, without preference to who. 

•  Why investing at an emotional time like the election is near-identical to flying a small plane at night. 

• Analysis of an abysmal October 2024 Jobs Report and it's impact on the market. 

• A look at an ultimately nice year in the bond market....so far. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65485094Fri, 01 Nov 2024 22:45:00 +0000707 MediaThis week Daren and Chris look at:  - Regardless of who wins, the expectation is that both parties will continue printing money at their record rate.  The market at large likes this, and seems to only want the certainty of knowing either candidate's...

• Regardless of who wins, the expectation is that both parties will continue printing money at their record rate.  The market at large likes this, and seems to only want the certainty of knowing either candidate's victory, without preference to who. 

•  Why investing at an emotional time like the election is near-identical to flying a small plane at night. 

• Analysis of an abysmal October 2024 Jobs Report and it's impact on the market. 

• A look at an ultimately nice year in the bond market....so far. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2825chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/market-smelling-inflation--65485271

• Why Daren thinks oil is one of the most important inputs when assessing inflation, and why the current chart has him thinking the declaration of no recession might be premature. 

• Why Covid mortgage rates have "frozen" the real estate market. 

• Why a landslide election result either way, is likely the best thing for America and the market. 

• What in the market is showing they didn't really buy the Fed's rate cut and supposed "soft landing". 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65485271Fri, 25 Oct 2024 22:05:00 +0000707 MediaChart-loving Candlestick fans unite, SWA Principal Daren Blonski returns to the show! He and SWA Principal Chris Sipes break down why the "inflation" that was allegedly "over" from a "soft landing" might not be so over:  - Why Daren thinks oil is one...

• Why Daren thinks oil is one of the most important inputs when assessing inflation, and why the current chart has him thinking the declaration of no recession might be premature. 

• Why Covid mortgage rates have "frozen" the real estate market. 

• Why a landslide election result either way, is likely the best thing for America and the market. 

• What in the market is showing they didn't really buy the Fed's rate cut and supposed "soft landing". 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2985chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/where-are-we-in-the-cycle--65485427

• Why US stocks are among the most expensive in the world right now, and how that offsets their "high returns". 

• Why certain bonds are actually outperforming the S&P right now. 

• The continued stunning run of GOLD. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65485427Fri, 18 Oct 2024 22:21:00 +0000707 MediaSWA Principal Daren Blonski is on assignment again this week (but back next week!), so SWA Principal Chris Sipes and Marketing Director Dano Weir take the reins of On The Market and look at:  - Why US stocks are among the most expensive in the world...

• Why US stocks are among the most expensive in the world right now, and how that offsets their "high returns". 

• Why certain bonds are actually outperforming the S&P right now. 

• The continued stunning run of GOLD. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>2250chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/higher-and-higher--65486153

• The importance of giving yourself grace when it comes to investing and avoiding the phrase  "I should've known". 

• Why childcare is an under-the-radar expense when it comes to economic reporting and why in some ways it's your "second mortgage". 

• Why the inverted yield curve indicator may be malfunctioning. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65486153Fri, 11 Oct 2024 23:37:00 +0000707 MediaSWA Principal Daren Blonski is on assignment today, so SWA Principal Chris Sipes and Marketing Director Dano Weir take the reins of On The Market and look at:  - The importance of giving yourself grace when it comes to investing and avoiding the...

• The importance of giving yourself grace when it comes to investing and avoiding the phrase  "I should've known". 

• Why childcare is an under-the-radar expense when it comes to economic reporting and why in some ways it's your "second mortgage". 

• Why the inverted yield curve indicator may be malfunctioning. 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>2920chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/market-squeeze--65486799

• Why Chris says numerous economic experts have been "wrong about the Recession, for all the right reasons." 

• Why so-called "uninvestable" China may be sending a big signal for a bull market right now. 

• The confounding proposition that the Fed cut interest rates, but mortgage rates have risen?! 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>https://api.spreaker.com/episode/65486799Fri, 04 Oct 2024 20:45:00 +0000707 MediaThe cascade effect of the Fed lowering interest rates and increased liquidity is becoming evident.  This week, SWA Principals Chris Sipes and Daren Blonski look at:  - Why Chris says numerous economic experts have been "wrong about the Recession, for...

• Why Chris says numerous economic experts have been "wrong about the Recession, for all the right reasons." 

• Why so-called "uninvestable" China may be sending a big signal for a bull market right now. 

• The confounding proposition that the Fed cut interest rates, but mortgage rates have risen?! 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. 
]]>1969chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefullhttps://www.spreaker.com/episode/gold-though--65488021

• The continued rise of gold in 2024.  Daren posits that geopolitical tensions and the election may have some large banks heaping up on gold due to doubts about the US Dollar. 

• And yet don't panic yet, the United States holds 31% of the WORLD's total wealth, more than any other single country.  China's in second, but holds only 19%. 

• What boarding pass scans from the TSA at airports tells Chris about the economy. 

• If this year has been feeling like a roller coaster in the market, that's because 15 of the 20 all time largest single day market cap swings have all been *this year* (see below). 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>https://api.spreaker.com/episode/65488021Fri, 27 Sep 2024 21:34:00 +0000707 MediaYeah yeah yeah, tech stock tech stock tech stock, what about GOLD though? That's what Daren's been thinking this year.  This week On The Markets, SWA Principal Daren Blonski and Chris Sipes look at:  - The continued rise of gold in 2024.  Daren...

• The continued rise of gold in 2024.  Daren posits that geopolitical tensions and the election may have some large banks heaping up on gold due to doubts about the US Dollar. 

• And yet don't panic yet, the United States holds 31% of the WORLD's total wealth, more than any other single country.  China's in second, but holds only 19%. 

• What boarding pass scans from the TSA at airports tells Chris about the economy. 

• If this year has been feeling like a roller coaster in the market, that's because 15 of the 20 all time largest single day market cap swings have all been *this year* (see below). 

 
Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/ 
 
Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ 

 
________________________  
Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. 
The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented. 
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 
Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. ]]>1907chrissipes,crypto,danoweir,darenblonski,finance,financialadvisor,financialplanning,investing,northerncalifornia,radiodano,sonomacounty,stockmarket,wealthmanagementfalsefull