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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>Safe Money Guidance</title><link>https://ifgfinancial.com/</link><description><![CDATA[<b>Safe Money Guidance with Bill Ilgenfritz</b> is your weekly resource for practical retirement planning insights. Hosted by Bill Ilgenfritz of Ilgenfritz Financial Group alongside Bruce Steinbrook, the show explores key topics that matter most to those approaching or living in retirement. From navigating tax strategies and Social Security to understanding long-term care options and managing market volatility, listeners can expect clear conversations about the considerations that shape a successful retirement. Drawing on decades of experience serving Central Pennsylvania, Bill and his team bring real-world perspectives and timely information to help individuals and couples make informed decisions about their financial future.<br /><br />Listen to Bill Ilgenfritz on WHP-AM every Saturday from 12pm - 1pm, and every Sunday from 6am - 7am! You can also find Bill on WSBA-AM every Sunday from 6am - 6:30am &amp; 12pm - 12:30pm!<br /> <br /><i>Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Ilgenfritz Financial Group is stated or implied. Media interviews and appearances are paid placements.<br />Bill Ilgenfritz is a licensed insurance agent and provides services through Ilgenfritz Financial Group. The Safe Money Guidance and Your Roadmap to Retirement are an outside business activity and are not offered through or supervised by AE Wealth Management, LLC.</i><br /><br />To learn more visit: <a href="https://ifgfinancial.com/" target="_blank" rel="noreferrer noopener">Ilgenfritz Financial Group</a><br /><br />]]></description><atom:link href="https://www.spreaker.com/show/6511325/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright Brandon Davis</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg</url><title>Safe Money Guidance</title><link>https://ifgfinancial.com/</link></image><lastBuildDate>Thu, 16 Jul 2026 19:24:53 +0000</lastBuildDate><itunes:author>Bill Ilgenfritz</itunes:author><itunes:owner><itunes:name>Bill Ilgenfritz</itunes:name><itunes:email>bill@ifgfinancial.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:subtitle>Listen to Bill Ilgenfritz on WHP-AM every Saturday from 12pm - 1pm, and every Sunday from 6am - 7am! You can also find Bill on WSBA-AM every Sunday from 6am - 6:30am &amp;amp; 12pm - 12:30pm!


To learn more visit: https://ifgfinancial.com/

Insurance...</itunes:subtitle><itunes:summary><![CDATA[<b>Safe Money Guidance with Bill Ilgenfritz</b> is your weekly resource for practical retirement planning insights. Hosted by Bill Ilgenfritz of Ilgenfritz Financial Group alongside Bruce Steinbrook, the show explores key topics that matter most to those approaching or living in retirement. From navigating tax strategies and Social Security to understanding long-term care options and managing market volatility, listeners can expect clear conversations about the considerations that shape a successful retirement. Drawing on decades of experience serving Central Pennsylvania, Bill and his team bring real-world perspectives and timely information to help individuals and couples make informed decisions about their financial future.<br /><br />Listen to Bill Ilgenfritz on WHP-AM every Saturday from 12pm - 1pm, and every Sunday from 6am - 7am! You can also find Bill on WSBA-AM every Sunday from 6am - 6:30am &amp; 12pm - 12:30pm!<br /> <br /><i>Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Ilgenfritz Financial Group is stated or implied. Media interviews and appearances are paid placements.<br />Bill Ilgenfritz is a licensed insurance agent and provides services through Ilgenfritz Financial Group. The Safe Money Guidance and Your Roadmap to Retirement are an outside business activity and are not offered through or supervised by AE Wealth Management, LLC.</i><br /><br />To learn more visit: <a href="https://ifgfinancial.com/" target="_blank" rel="noreferrer noopener">Ilgenfritz Financial Group</a><br /><br />]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Make Your Money Work for You</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you--73017968</link><description><![CDATA[Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. 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Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/67117810</guid><pubDate>Mon, 28 Jul 2025 13:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/67117810/safe_money_guidance_show_194_wsba.mp3" length="40225691" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Social Security Trivia - July 13, 2025</title><link>https://www.spreaker.com/episode/headlines-social-security-trivia-july-13-2025--66973441</link><description><![CDATA[Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66973441</guid><pubDate>Mon, 14 Jul 2025 13:12:43 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66973441/safe_money_guidance_show_192_wsba.mp3" length="40223747" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Mailbag Questions - June 22, 2025</title><link>https://www.spreaker.com/episode/headlines-mailbag-questions-june-22-2025--66611333</link><description><![CDATA[Big changes to your retirement could be coming. Will the ‘Big, Beautiful Bill’ help protect your savings, or will it bring new risks? Stay tuned to find out.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66611333</guid><pubDate>Mon, 23 Jun 2025 01:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66611333/safe_money_guidance_show_189_wsba.mp3" length="40222775" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Big changes to your retirement could be coming. Will the ‘Big, Beautiful Bill’ help protect your savings, or will it bring new risks? Stay tuned to find out.</itunes:subtitle><itunes:summary><![CDATA[Big changes to your retirement could be coming. Will the ‘Big, Beautiful Bill’ help protect your savings, or will it bring new risks? Stay tuned to find out.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>5 Retirement Planning Tips from Real Retirees - June 08, 2025</title><link>https://www.spreaker.com/episode/5-retirement-planning-tips-from-real-retirees-june-08-2025--66400586</link><description><![CDATA[Today on Safe Money Guidance, we’re talking about a top concern for just about everybody getting ready to retire: making sure your wealth lasts and works for you. Why does this concern exist, even for successful people? And we’ll also share practical strategies for helping build confidence in your financial future.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66400586</guid><pubDate>Mon, 09 Jun 2025 01:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66400586/safe_money_guidance_show_187_wsba.mp3" length="40220849" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Today on Safe Money Guidance, we’re talking about a top concern for just about everybody getting ready to retire: making sure your wealth lasts and works for you. Why does this concern exist, even for successful people? And we’ll also share practical...</itunes:subtitle><itunes:summary><![CDATA[Today on Safe Money Guidance, we’re talking about a top concern for just about everybody getting ready to retire: making sure your wealth lasts and works for you. Why does this concern exist, even for successful people? And we’ll also share practical strategies for helping build confidence in your financial future.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income Faces Tax Challenges - May 25, 2025</title><link>https://www.spreaker.com/episode/retirement-income-faces-tax-challenges-may-25-2025--66173142</link><description><![CDATA[Big headlines and big market gains! Welcome to Safe Money Guidance with Bill Ilgenfritz. Today, Bill will share how events like the recent trade truce between the U.S. and China can directly affect the market – and potentially your retirement savings.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66173142</guid><pubDate>Mon, 26 May 2025 01:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66173142/safe_money_guidance_retirement_income_faces_tax_challenges_052525.mp3" length="75024593" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Big headlines and big market gains! Welcome to Safe Money Guidance with Bill Ilgenfritz. Today, Bill will share how events like the recent trade truce between the U.S. and China can directly affect the market – and potentially your retirement savings.</itunes:subtitle><itunes:summary><![CDATA[Big headlines and big market gains! Welcome to Safe Money Guidance with Bill Ilgenfritz. Today, Bill will share how events like the recent trade truce between the U.S. and China can directly affect the market – and potentially your retirement savings.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Think FAST - May 18, 2025</title><link>https://www.spreaker.com/episode/headlines-think-fast-may-18-2025--66073605</link><description><![CDATA[So, the economy is shrinking, inflation just won’t go away, trade war talk is still going on – but, somehow, the stock market is up? What should we make of all this? Bill is here to help us make sense of things and show us some opportunities we might not want to miss.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66073605</guid><pubDate>Mon, 19 May 2025 01:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66073605/safe_money_guidance_show_184_wsba.mp3" length="40217447" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>So, the economy is shrinking, inflation just won’t go away, trade war talk is still going on – but, somehow, the stock market is up? What should we make of all this? Bill is here to help us make sense of things and show us some opportunities we might...</itunes:subtitle><itunes:summary><![CDATA[So, the economy is shrinking, inflation just won’t go away, trade war talk is still going on – but, somehow, the stock market is up? What should we make of all this? Bill is here to help us make sense of things and show us some opportunities we might not want to miss.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Timeless Advice - April 27, 2025</title><link>https://www.spreaker.com/episode/headlines-timeless-advice-april-27-2025--65728831</link><description><![CDATA[With so much market volatility in the news, many retirees are thinking about the parts of their income strategy that don’t rise and fall with the market. For many retirees, that means Social Security. Today, Bill Ilgenfritrz is here to share ways you can get the most out of Social Security, especially in an unpredictable market.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65728831</guid><pubDate>Sun, 27 Apr 2025 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65728831/safe_money_guidance_show_181_wsba.mp3" length="40213559" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>With so much market volatility in the news, many retirees are thinking about the parts of their income strategy that don’t rise and fall with the market. For many retirees, that means Social Security. Today, Bill Ilgenfritrz is here to share ways you...</itunes:subtitle><itunes:summary><![CDATA[With so much market volatility in the news, many retirees are thinking about the parts of their income strategy that don’t rise and fall with the market. For many retirees, that means Social Security. Today, Bill Ilgenfritrz is here to share ways you can get the most out of Social Security, especially in an unpredictable market.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Clearing Up 6 Common Myths About Retirement - April 20, 2025</title><link>https://www.spreaker.com/episode/clearing-up-6-common-myths-about-retirement-april-20-2025--65611275</link><description><![CDATA[Could we be headed toward a recession? Some economists say that we have a 40% chance of an economic downturn. Bill Ilgenfritz is here to share simple steps that could help preserve your money if the market takes a dive.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65611275</guid><pubDate>Sun, 20 Apr 2025 08:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65611275/safe_money_guidance_show_180_wsba.mp3" length="40211615" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Could we be headed toward a recession? Some economists say that we have a 40% chance of an economic downturn. Bill Ilgenfritz is here to share simple steps that could help preserve your money if the market takes a dive.</itunes:subtitle><itunes:summary><![CDATA[Could we be headed toward a recession? Some economists say that we have a 40% chance of an economic downturn. Bill Ilgenfritz is here to share simple steps that could help preserve your money if the market takes a dive.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating Dependable Retirement Income - April 06, 2025</title><link>https://www.spreaker.com/episode/creating-dependable-retirement-income-april-06-2025--65338247</link><description><![CDATA[If you’ve built wealth, do you know how to preserve it? Today, we’re going to share simple steps to help safeguard what you’ve worked so hard for and plan for the future. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65338247</guid><pubDate>Mon, 07 Apr 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65338247/safe_money_guidance_show_178_wsba.mp3" length="40208699" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>If you’ve built wealth, do you know how to preserve it? Today, we’re going to share simple steps to help safeguard what you’ve worked so hard for and plan for the future. </itunes:subtitle><itunes:summary><![CDATA[If you’ve built wealth, do you know how to preserve it? Today, we’re going to share simple steps to help safeguard what you’ve worked so hard for and plan for the future. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>THINK FAST Headlines - March 29, 2025</title><link>https://www.spreaker.com/episode/think-fast-headlines-march-29-2025--65139326</link><description><![CDATA[Feeling nervous when the markets drop? Worried you might be missing out when they’re climbing? You’re not alone—these ups and downs can be stressful for anyone, no matter how experienced.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65139326</guid><pubDate>Mon, 31 Mar 2025 13:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65139326/safe_money_guidance_show_177_wsba.mp3" length="40207241" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Feeling nervous when the markets drop? Worried you might be missing out when they’re climbing? You’re not alone—these ups and downs can be stressful for anyone, no matter how experienced.</itunes:subtitle><itunes:summary><![CDATA[Feeling nervous when the markets drop? Worried you might be missing out when they’re climbing? You’re not alone—these ups and downs can be stressful for anyone, no matter how experienced.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Timeless Advice - March 23, 2025</title><link>https://www.spreaker.com/episode/timeless-advice-march-23-2025--64955526</link><description><![CDATA[Think you know how much you'll need for the retirement you deserve? Today, Bill Ilgenfritz is here to describe what the true costs of retirement could be – and ways to possibly preserve the lifestyle you've earned.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64955526</guid><pubDate>Sun, 23 Mar 2025 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64955526/safe_money_guidance_show_176_wsba.mp3" length="40205783" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Think you know how much you'll need for the retirement you deserve? Today, Bill Ilgenfritz is here to describe what the true costs of retirement could be – and ways to possibly preserve the lifestyle you've earned.</itunes:subtitle><itunes:summary><![CDATA[Think you know how much you'll need for the retirement you deserve? Today, Bill Ilgenfritz is here to describe what the true costs of retirement could be – and ways to possibly preserve the lifestyle you've earned.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Mailbag Questions - March 16, 2025</title><link>https://www.spreaker.com/episode/headlines-mailbag-questions-march-16-2025--64887745</link><description><![CDATA[Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64887745</guid><pubDate>Sun, 16 Mar 2025 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64887745/safe_money_guidance_show_175_wsba.mp3" length="40204811" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines &amp; Mailbag Questions - March 09, 2025</title><link>https://www.spreaker.com/episode/headlines-mailbag-questions-march-09-2025--64791681</link><description><![CDATA[When exactly is the best time to take Social Security? Bill Ilgenfritz, will go through some of the important factors you may want to consider when deciding the right time for you to collect.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64791681</guid><pubDate>Mon, 10 Mar 2025 15:44:41 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64791681/safe_money_guidance_show_174_wsba.mp3" length="40204086" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>When exactly is the best time to take Social Security? Bill Ilgenfritz, will go through some of the important factors you may want to consider when deciding the right time for you to collect.</itunes:subtitle><itunes:summary><![CDATA[When exactly is the best time to take Social Security? Bill Ilgenfritz, will go through some of the important factors you may want to consider when deciding the right time for you to collect.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Trivia Game of Inflation - March 02, 2025</title><link>https://www.spreaker.com/episode/trivia-game-of-inflation-march-02-2025--64570821</link><description><![CDATA[Will taxes go up? Will they go down? Today on Safe Money Guidance, Bill Ilgenfritz will break down what we know so far about President Trump’s tax agenda, including the fight to renew the 2017 Tax Cuts and Jobs Act. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64570821</guid><pubDate>Mon, 03 Mar 2025 14:05:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64570821/safe_money_guidance_show_173_wsba.mp3" length="40201895" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Will taxes go up? Will they go down? Today on Safe Money Guidance, Bill Ilgenfritz will break down what we know so far about President Trump’s tax agenda, including the fight to renew the 2017 Tax Cuts and Jobs Act. </itunes:subtitle><itunes:summary><![CDATA[Will taxes go up? Will they go down? Today on Safe Money Guidance, Bill Ilgenfritz will break down what we know so far about President Trump’s tax agenda, including the fight to renew the 2017 Tax Cuts and Jobs Act. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Falling interest rates threatens retirement income - February 23, 2025</title><link>https://www.spreaker.com/episode/falling-interest-rates-threatens-retirement-income-february-23-2025--64563739</link><description><![CDATA[Today Bill Ilgenfritz will identify challenges on the horizon. And we’ll also take a look at key opportunities here in 2025. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64563739</guid><pubDate>Tue, 25 Feb 2025 14:50:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64563739/safe_money_guidance_falling_interest_rates_threatens_retirement_income_022325.mp3" length="75007097" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Today Bill Ilgenfritz will identify challenges on the horizon. And we’ll also take a look at key opportunities here in 2025. </itunes:subtitle><itunes:summary><![CDATA[Today Bill Ilgenfritz will identify challenges on the horizon. And we’ll also take a look at key opportunities here in 2025. <br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>THINK FAST - February 16, 2025</title><link>https://www.spreaker.com/episode/think-fast-february-16-2025--64384439</link><description><![CDATA[Do you pay much attention to cabinet appointments and political news out of Washington? Bill Ilgenfritz will share how your taxes could be impacted by the new Trump administration.<br /><br /><br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64384439</guid><pubDate>Mon, 17 Feb 2025 20:25:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64384439/safe_money_guidance_show_171_wsba.mp3" length="40198979" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Do you pay much attention to cabinet appointments and political news out of Washington? Bill Ilgenfritz will share how your taxes could be impacted by the new Trump administration.</itunes:subtitle><itunes:summary><![CDATA[Do you pay much attention to cabinet appointments and political news out of Washington? Bill Ilgenfritz will share how your taxes could be impacted by the new Trump administration.<br /><br /><br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2025 Main Topic: Taxes - February 09, 2025</title><link>https://www.spreaker.com/episode/2025-main-topic-taxes-february-09-2025--64299745</link><description><![CDATA[Nobody likes having regrets – but, unfortunately, we all do. Today, Bill Ilgenfritz, will walk us through some of the biggest regrets people have when it comes to their retirement, and, hopefully, we can learn something from these mistakes.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64299745</guid><pubDate>Mon, 10 Feb 2025 14:42:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64299745/safe_money_guidance_show_170_wsba.mp3" length="40197521" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Nobody likes having regrets – but, unfortunately, we all do. Today, Bill Ilgenfritz, will walk us through some of the biggest regrets people have when it comes to their retirement, and, hopefully, we can learn something from these mistakes.</itunes:subtitle><itunes:summary><![CDATA[Nobody likes having regrets – but, unfortunately, we all do. Today, Bill Ilgenfritz, will walk us through some of the biggest regrets people have when it comes to their retirement, and, hopefully, we can learn something from these mistakes.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/dd23fbe25b99cd8a0bec4ab2bdb87863.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes Trivia</title><link>https://www.spreaker.com/episode/taxes-trivia--64208029</link><description><![CDATA[Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/2026709936</guid><pubDate>Wed, 05 Feb 2025 15:37:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208029/2026709936_user_365917155_204978663_taxes_trivia.mp3" length="40196063" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation--64208039</link><description><![CDATA[Tackling the Twin Threats of Taxes and Inflation by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/2009943015</guid><pubDate>Sun, 19 Jan 2025 18:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208039/2009943015_user_365917155_204978663_tackling_the_twin_threats_of_taxes_and_inflation.mp3" length="74999807" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Tackling the Twin Threats of Taxes and Inflation by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Tackling the Twin Threats of Taxes and Inflation by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>New Years Resolutions</title><link>https://www.spreaker.com/episode/new-years-resolutions--64208030</link><description><![CDATA[New Years Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1992913975</guid><pubDate>Mon, 23 Dec 2024 17:51:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208030/1992913975_user_365917155_204978663_new_years_resolutions.mp3" length="40191216" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>New Years Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[New Years Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Growing Govt Debt - Higher Taxes</title><link>https://www.spreaker.com/episode/growing-govt-debt-higher-taxes--64208041</link><description><![CDATA[When it comes to most of our families, money can be a very sensitive subject. As you’re getting into retirement, do you find it difficult to talk to your family about your finances? What about giving guidance to them – specifically, your children and grandchildren – when it comes to investing and saving for retirement?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1983668283</guid><pubDate>Sun, 15 Dec 2024 18:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208041/1983668283_user_365917155_204978663_growing_govt_debt_higher_taxes.mp3" length="74996418" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>When it comes to most of our families, money can be a very sensitive subject. As you’re getting into retirement, do you find it difficult to talk to your family about your finances? What about giving guidance to them – specifically, your children and...</itunes:subtitle><itunes:summary><![CDATA[When it comes to most of our families, money can be a very sensitive subject. As you’re getting into retirement, do you find it difficult to talk to your family about your finances? What about giving guidance to them – specifically, your children and grandchildren – when it comes to investing and saving for retirement?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Timeless Advice Headlines</title><link>https://www.spreaker.com/episode/timeless-advice-headlines--64208058</link><description><![CDATA[The New Year is getting closer and closer! We hope you’re looking back fondly on 2024 and, also, looking forward to 2025! However, as always, there’s still a little more work to do before you toast in the New Year.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1968524711</guid><pubDate>Sun, 01 Dec 2024 18:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208058/1968524711_user_365917155_204978663_social_security_headlines.mp3" length="40186842" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>The New Year is getting closer and closer! We hope you’re looking back fondly on 2024 and, also, looking forward to 2025! However, as always, there’s still a little more work to do before you toast in the New Year.</itunes:subtitle><itunes:summary><![CDATA[The New Year is getting closer and closer! We hope you’re looking back fondly on 2024 and, also, looking forward to 2025! However, as always, there’s still a little more work to do before you toast in the New Year.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines and Mailbag Questions</title><link>https://www.spreaker.com/episode/headlines-and-mailbag-questions--64208045</link><description><![CDATA[Today, we’re talking about the American dream. I don’t mean lavish wealth and incredible luxury, I’m talking about the things that we all grow up wanting in our lives – a house, a couple of kids, a new car, a vacation once a year. It’s what you think of when you think of the good life in our country. Many of us grew up with parents who had a life a lot like that. However, in 2024, just how attainable is it?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1964912035</guid><pubDate>Sun, 24 Nov 2024 18:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208045/1964912035_user_365917155_204978663_headlines_and_mailbag_questions.mp3" length="40184898" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Today, we’re talking about the American dream. I don’t mean lavish wealth and incredible luxury, I’m talking about the things that we all grow up wanting in our lives – a house, a couple of kids, a new car, a vacation once a year. It’s what you think...</itunes:subtitle><itunes:summary><![CDATA[Today, we’re talking about the American dream. I don’t mean lavish wealth and incredible luxury, I’m talking about the things that we all grow up wanting in our lives – a house, a couple of kids, a new car, a vacation once a year. It’s what you think of when you think of the good life in our country. Many of us grew up with parents who had a life a lot like that. However, in 2024, just how attainable is it?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Making Your Retirement Money Last</title><link>https://www.spreaker.com/episode/making-your-retirement-money-last--64208034</link><description><![CDATA[Today, we’re talking about a mistake that so many Americans make when it comes to their IRAs. Rolling over an employer-sponsored 401(k) into an IRA can be a great choice for so many of us – but, according to Vanguard, there’s one simple mistake that more than 1-in-4 investors make during that process – and that mistake costs investors a total of more than $170 billion dollars each year in lost retirement wealth.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1947592135</guid><pubDate>Sun, 03 Nov 2024 18:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208034/1947592135_user_365917155_204978663_making_your_retirement_money_last.mp3" length="74987670" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Today, we’re talking about a mistake that so many Americans make when it comes to their IRAs. Rolling over an employer-sponsored 401(k) into an IRA can be a great choice for so many of us – but, according to Vanguard, there’s one simple mistake that...</itunes:subtitle><itunes:summary><![CDATA[Today, we’re talking about a mistake that so many Americans make when it comes to their IRAs. Rolling over an employer-sponsored 401(k) into an IRA can be a great choice for so many of us – but, according to Vanguard, there’s one simple mistake that more than 1-in-4 investors make during that process – and that mistake costs investors a total of more than $170 billion dollars each year in lost retirement wealth.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Timeless Advice</title><link>https://www.spreaker.com/episode/headlines-timeless-advice--64208042</link><description><![CDATA[If you’re a parent, you know firsthand – we want even better for our children in life than we want for ourselves. We want them to feel more confident, more stable, more prepared for the future. But, let me ask you this: compared to your parents, how are you feeling about your financial position? If you’re like most Americans, you may feel like you have it tougher, not easier.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1942140431</guid><pubDate>Sun, 27 Oct 2024 17:00:12 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208042/1942140431_user_365917155_204978663_headlines_timeless_advice.mp3" length="40177608" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>If you’re a parent, you know firsthand – we want even better for our children in life than we want for ourselves. We want them to feel more confident, more stable, more prepared for the future. But, let me ask you this: compared to your parents, how...</itunes:subtitle><itunes:summary><![CDATA[If you’re a parent, you know firsthand – we want even better for our children in life than we want for ourselves. We want them to feel more confident, more stable, more prepared for the future. But, let me ask you this: compared to your parents, how are you feeling about your financial position? If you’re like most Americans, you may feel like you have it tougher, not easier.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Listener Questions</title><link>https://www.spreaker.com/episode/headlines-listener-questions--64208044</link><description><![CDATA[We’re getting closer to the end of the year, and 2025 will bring about several changes for retirees. Namely, Medicare is preparing to undergo several key potential changes that could affect retirees throughout the nation.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1937309879</guid><pubDate>Sun, 20 Oct 2024 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208044/1937309879_user_365917155_204978663_headlines_listener_questions.mp3" length="40175664" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>We’re getting closer to the end of the year, and 2025 will bring about several changes for retirees. Namely, Medicare is preparing to undergo several key potential changes that could affect retirees throughout the nation.</itunes:subtitle><itunes:summary><![CDATA[We’re getting closer to the end of the year, and 2025 will bring about several changes for retirees. Namely, Medicare is preparing to undergo several key potential changes that could affect retirees throughout the nation.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Medicare Trivia</title><link>https://www.spreaker.com/episode/medicare-trivia--64208037</link><description><![CDATA[Interest rates are on the move again, with the Fed’s recent vote to cut rates. What will this change mean for you, for your investments and your retirement savings? We’ll get into all of that today.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1928849657</guid><pubDate>Sun, 06 Oct 2024 17:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208037/1928849657_user_365917155_204978663_medicare_trivia.mp3" length="40172748" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Interest rates are on the move again, with the Fed’s recent vote to cut rates. What will this change mean for you, for your investments and your retirement savings? We’ll get into all of that today.</itunes:subtitle><itunes:summary><![CDATA[Interest rates are on the move again, with the Fed’s recent vote to cut rates. What will this change mean for you, for your investments and your retirement savings? We’ll get into all of that today.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Retirement</title><link>https://www.spreaker.com/episode/taking-control-of-retirement--64208060</link><description><![CDATA[How much do you know about inheritance? I don’t just mean your decisions on what to leave behind to who. I mean the legal process of inheritance and what factors go into it – specifically, probate. If you’re like most Americans, you might be in the dark about a lot of the process – and maybe you’ve never even thought about it at all.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1924875323</guid><pubDate>Sun, 29 Sep 2024 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208060/1924875323_user_365917155_204978663_taking_control_of_retirement.mp3" length="74978436" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>How much do you know about inheritance? I don’t just mean your decisions on what to leave behind to who. I mean the legal process of inheritance and what factors go into it – specifically, probate. If you’re like most Americans, you might be in the...</itunes:subtitle><itunes:summary><![CDATA[How much do you know about inheritance? I don’t just mean your decisions on what to leave behind to who. I mean the legal process of inheritance and what factors go into it – specifically, probate. If you’re like most Americans, you might be in the dark about a lot of the process – and maybe you’ve never even thought about it at all.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Social Security Worries</title><link>https://www.spreaker.com/episode/social-security-worries--64208063</link><description><![CDATA[No matter what your retirement plan looks like, if you’re like most people, it’s very likely that Social Security is an important part of it – but do you feel confident about Social Security going into retirement? Do you think you’ll be able to rely on it? According to a new survey, most Americans don’t.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1920414308</guid><pubDate>Sun, 22 Sep 2024 17:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208063/1920414308_user_365917155_204978663_social_security_worries.mp3" length="74976978" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>No matter what your retirement plan looks like, if you’re like most people, it’s very likely that Social Security is an important part of it – but do you feel confident about Social Security going into retirement? Do you think you’ll be able to rely...</itunes:subtitle><itunes:summary><![CDATA[No matter what your retirement plan looks like, if you’re like most people, it’s very likely that Social Security is an important part of it – but do you feel confident about Social Security going into retirement? Do you think you’ll be able to rely on it? According to a new survey, most Americans don’t.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Millennials the Upcoming Richest Generation</title><link>https://www.spreaker.com/episode/millennials-the-upcoming-richest-generation--64208059</link><description><![CDATA[A $90 trillion wealth transfer over the next 20 years will likely make millennials “the richest generation in history,” according to consultancy Knight Frank. What that means for their and your retirement future.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1916012435</guid><pubDate>Sun, 15 Sep 2024 16:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208059/1916012435_user_365917155_204978663_millennials_the_upcoming_richest_generation.mp3" length="40166916" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>A $90 trillion wealth transfer over the next 20 years will likely make millennials “the richest generation in history,” according to consultancy Knight Frank. What that means for their and your retirement future.</itunes:subtitle><itunes:summary><![CDATA[A $90 trillion wealth transfer over the next 20 years will likely make millennials “the richest generation in history,” according to consultancy Knight Frank. What that means for their and your retirement future.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Baby Boomer Retirement Surge and Behavioral Finances and You</title><link>https://www.spreaker.com/episode/baby-boomer-retirement-surge-and-behavioral-finances-and-you--64208062</link><description><![CDATA[With the baby boomer generation reaching full retirement age, we’re seeing more retirements in the U.S. than ever before. Plus, how our behavior affects financial decisions and risk tolerance.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1902760342</guid><pubDate>Sun, 25 Aug 2024 16:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208062/1902760342_user_365917155_204978663_baby_boomer_retirement_surge_and_behavioral_finances_and_you.mp3" length="74971632" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>With the baby boomer generation reaching full retirement age, we’re seeing more retirements in the U.S. than ever before. Plus, how our behavior affects financial decisions and risk tolerance.</itunes:subtitle><itunes:summary><![CDATA[With the baby boomer generation reaching full retirement age, we’re seeing more retirements in the U.S. than ever before. Plus, how our behavior affects financial decisions and risk tolerance.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Stock Market Sinks &amp; Listener Retirement Questions</title><link>https://www.spreaker.com/episode/stock-market-sinks-listener-retirement-questions--64208061</link><description><![CDATA[If you have market investments as part of your financial strategy, then some of the recent financial happenings have undoubtedly caught your attention. If you’re wondering if you and your family will be ok financially once all the dust settles, then you probably don’t have a strategy or a plan.  Plus listener mailbag questions about retirement and finances.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1897734195</guid><pubDate>Sun, 18 Aug 2024 16:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208061/1897734195_user_365917155_204978663_stock_market_sinks_listener_retirement_questions.mp3" length="40158670" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>If you have market investments as part of your financial strategy, then some of the recent financial happenings have undoubtedly caught your attention. If you’re wondering if you and your family will be ok financially once all the dust settles, then...</itunes:subtitle><itunes:summary><![CDATA[If you have market investments as part of your financial strategy, then some of the recent financial happenings have undoubtedly caught your attention. If you’re wondering if you and your family will be ok financially once all the dust settles, then you probably don’t have a strategy or a plan.  Plus listener mailbag questions about retirement and finances.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Complications of More Money in Retirement &amp; Inflation Trivia</title><link>https://www.spreaker.com/episode/complications-of-more-money-in-retirement-inflation-trivia--64208071</link><description><![CDATA[If you ask most Americans if they want more or less money in retirement, most everyone would say they’d would rather have more money. Well, what if I told you that isn’t always true.   Plus, a trivia game on inflation and history in the United States.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1893118446</guid><pubDate>Sun, 11 Aug 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208071/1893118446_user_365917155_204978663_complications_of_more_money_in_retirement_inflation_trivia.mp3" length="40158670" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>If you ask most Americans if they want more or less money in retirement, most everyone would say they’d would rather have more money. Well, what if I told you that isn’t always true.   Plus, a trivia game on inflation and history in the United States.</itunes:subtitle><itunes:summary><![CDATA[If you ask most Americans if they want more or less money in retirement, most everyone would say they’d would rather have more money. Well, what if I told you that isn’t always true.   Plus, a trivia game on inflation and history in the United States.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Impact of the Olympics and Planning for Large IRAs</title><link>https://www.spreaker.com/episode/financial-impact-of-the-olympics-and-planning-for-large-iras--64208073</link><description><![CDATA[France plays host to the Olympics this year with the 2024 Games in Paris. So far the price tag has topped $9.7 billion. Today we’re going to share some planning lessons we can learn from governments who have hosted the Games throughout history.  Plus, planning for large IRAs in retirement and mailbag questions.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1881555837</guid><pubDate>Sun, 28 Jul 2024 16:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208073/1881555837_user_365917155_204978663_financial_impact_of_the_olympics_and_planning_for_large_iras.mp3" length="74965808" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>France plays host to the Olympics this year with the 2024 Games in Paris. So far the price tag has topped $9.7 billion. Today we’re going to share some planning lessons we can learn from governments who have hosted the Games throughout history.  Plus,...</itunes:subtitle><itunes:summary><![CDATA[France plays host to the Olympics this year with the 2024 Games in Paris. So far the price tag has topped $9.7 billion. Today we’re going to share some planning lessons we can learn from governments who have hosted the Games throughout history.  Plus, planning for large IRAs in retirement and mailbag questions.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Gen X Retirees Hitting Their First Milestone</title><link>https://www.spreaker.com/episode/gen-x-retirees-hitting-their-first-milestone--64208082</link><description><![CDATA[The “next generation” of retirees are starting to hit the first major retirement milestone. Retirement is no longer all that far away for Generation X, born between 1965 and 1980. The earliest Gen Xers started turning 59½ on July 1, 2024.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1875727917</guid><pubDate>Sun, 21 Jul 2024 16:00:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208082/1875727917_user_365917155_204978663_gen_x_retirees_hitting_their_first_milestone.mp3" length="40154296" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>The “next generation” of retirees are starting to hit the first major retirement milestone. Retirement is no longer all that far away for Generation X, born between 1965 and 1980. The earliest Gen Xers started turning 59½ on July 1, 2024.</itunes:subtitle><itunes:summary><![CDATA[The “next generation” of retirees are starting to hit the first major retirement milestone. Retirement is no longer all that far away for Generation X, born between 1965 and 1980. The earliest Gen Xers started turning 59½ on July 1, 2024.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The State of Caregiving in the U.S. and Your Retirement</title><link>https://www.spreaker.com/episode/the-state-of-caregiving-in-the-u-s-and-your-retirement--64208047</link><description><![CDATA[Most people are worried about becoming a burden on their family or being unable to afford nursing home care later in life. Are you one of them? Plus, answering mailbag questions about retirement.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1869897225</guid><pubDate>Sun, 14 Jul 2024 16:00:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208047/1869897225_user_365917155_204978663_the_state_of_caregiving_in_the_us_and_your_retirement.mp3" length="74962406" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Most people are worried about becoming a burden on their family or being unable to afford nursing home care later in life. Are you one of them? Plus, answering mailbag questions about retirement.</itunes:subtitle><itunes:summary><![CDATA[Most people are worried about becoming a burden on their family or being unable to afford nursing home care later in life. Are you one of them? Plus, answering mailbag questions about retirement.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>401K and IRA Decisions You Have for Retirement</title><link>https://www.spreaker.com/episode/401k-and-ira-decisions-you-have-for-retirement--64208085</link><description><![CDATA[Millions of Americans’ retirement money is in something like an IRA or 401k. That means plenty of future options and decisions in your retirement. What about required minimum distrubtions?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1863838020</guid><pubDate>Sun, 07 Jul 2024 16:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208085/1863838020_user_365917155_204978663_401k_and_ira_decisions_you_have_for_retirement.mp3" length="40152352" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Millions of Americans’ retirement money is in something like an IRA or 401k. That means plenty of future options and decisions in your retirement. What about required minimum distrubtions?</itunes:subtitle><itunes:summary><![CDATA[Millions of Americans’ retirement money is in something like an IRA or 401k. That means plenty of future options and decisions in your retirement. What about required minimum distrubtions?<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Impact of Decision 2024 on Your Retirement</title><link>https://www.spreaker.com/episode/financial-impact-of-decision-2024-on-your-retirement--64208067</link><description><![CDATA[As we grind closer to Election Day 2024, how do we sort through the campaign promises and political rhetoric and how they affect your finances and future retirement.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1857273804</guid><pubDate>Sun, 30 Jun 2024 16:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208067/1857273804_user_365917155_204978663_financial_impact_of_decision_2024_on_your_retirement.mp3" length="40150655" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>As we grind closer to Election Day 2024, how do we sort through the campaign promises and political rhetoric and how they affect your finances and future retirement.</itunes:subtitle><itunes:summary><![CDATA[As we grind closer to Election Day 2024, how do we sort through the campaign promises and political rhetoric and how they affect your finances and future retirement.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Surprising Expenses in Retirement</title><link>https://www.spreaker.com/episode/surprising-expenses-in-retirement--64208064</link><description><![CDATA[Are you ready for all the unplanned costs in retirement?  Bill Ilgenfritz is here to let you in on some surprising, unexpected costs that could knock your retirement off course.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1853640765</guid><pubDate>Sun, 23 Jun 2024 16:00:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208064/1853640765_user_365917155_204978663_surprising_expenses_in_retirement.mp3" length="40148464" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Are you ready for all the unplanned costs in retirement?  Bill Ilgenfritz is here to let you in on some surprising, unexpected costs that could knock your retirement off course.</itunes:subtitle><itunes:summary><![CDATA[Are you ready for all the unplanned costs in retirement?  Bill Ilgenfritz is here to let you in on some surprising, unexpected costs that could knock your retirement off course.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Summer Travel 2024 and Your Finances</title><link>https://www.spreaker.com/episode/summer-travel-2024-and-your-finances--64208068</link><description><![CDATA[Despite higher costs, Americans plan to keep their summer vacation.  Today on Safe Money Guidance, Bill Ilgenfritz shares tips for that summer getaway, despite all of today’s economic pressures.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1847582424</guid><pubDate>Sun, 16 Jun 2024 16:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208068/1847582424_user_365917155_204978663_summer_travel_2024_and_your_finances.mp3" length="74956114" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Despite higher costs, Americans plan to keep their summer vacation.  Today on Safe Money Guidance, Bill Ilgenfritz shares tips for that summer getaway, despite all of today’s economic pressures.</itunes:subtitle><itunes:summary><![CDATA[Despite higher costs, Americans plan to keep their summer vacation.  Today on Safe Money Guidance, Bill Ilgenfritz shares tips for that summer getaway, despite all of today’s economic pressures.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Retirement Puzzle Cube</title><link>https://www.spreaker.com/episode/the-retirement-puzzle-cube--64208072</link><description><![CDATA[There are a lot of moving parts when it comes to preparing for retirement from Social Security to taxes, retirement savings and plenty of decisions that can impact each other that makes retirement planning similar to figuring out a puzzle cube.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1829342529</guid><pubDate>Sun, 26 May 2024 17:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208072/1829342529_user_365917155_204978663_the_retirement_puzzle_cube.mp3" length="40145769" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>There are a lot of moving parts when it comes to preparing for retirement from Social Security to taxes, retirement savings and plenty of decisions that can impact each other that makes retirement planning similar to figuring out a puzzle cube.</itunes:subtitle><itunes:summary><![CDATA[There are a lot of moving parts when it comes to preparing for retirement from Social Security to taxes, retirement savings and plenty of decisions that can impact each other that makes retirement planning similar to figuring out a puzzle cube.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Warning Signs for Another Recession and Your Finances</title><link>https://www.spreaker.com/episode/warning-signs-for-another-recession-and-your-finances--64208084</link><description><![CDATA[Some analysts say the warning signs are there for another recession. Are your finances ready? Plus, a sustainable waste processing company called Reworld has collected at least $10 million in coins over the last seven years after noticing more coins were ending up in the trash as Americans switch to electronic transactions<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1824147144</guid><pubDate>Sun, 19 May 2024 17:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208084/1824147144_user_365917155_204978663_warning_signs_for_another_recession_and_your_finances.mp3" length="40143577" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Some analysts say the warning signs are there for another recession. Are your finances ready? Plus, a sustainable waste processing company called Reworld has collected at least $10 million in coins over the last seven years after noticing more coins...</itunes:subtitle><itunes:summary><![CDATA[Some analysts say the warning signs are there for another recession. Are your finances ready? Plus, a sustainable waste processing company called Reworld has collected at least $10 million in coins over the last seven years after noticing more coins were ending up in the trash as Americans switch to electronic transactions<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement for Small Business Owners</title><link>https://www.spreaker.com/episode/retirement-for-small-business-owners--64208077</link><description><![CDATA[Digging into how you can get retirement-ready when a corporate 401(k) isn't part of the picture if you own or work for a small business with Bill Ilgenfritz of the IFG Team for Safe Money Guidance.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1813468257</guid><pubDate>Sun, 05 May 2024 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208077/1813468257_user_365917155_204978663_retirement_for_small_business_owners.mp3" length="40139255" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Digging into how you can get retirement-ready when a corporate 401(k) isn't part of the picture if you own or work for a small business with Bill Ilgenfritz of the IFG Team for Safe Money Guidance.</itunes:subtitle><itunes:summary><![CDATA[Digging into how you can get retirement-ready when a corporate 401(k) isn't part of the picture if you own or work for a small business with Bill Ilgenfritz of the IFG Team for Safe Money Guidance.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Unsustainable National Debt and Your Retirement</title><link>https://www.spreaker.com/episode/unsustainable-national-debt-and-your-retirement--64208057</link><description><![CDATA[Our national debt is on an “unsustainable” path. Do you know how all this federal spending and borrowing could impact your retirement? Find out with Safe Money Guidance and Bill Ilgenfritz.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1806960879</guid><pubDate>Sun, 28 Apr 2024 17:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208057/1806960879_user_365917155_204978663_unsustainable_national_debt_and_your_retirement.mp3" length="40138283" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Our national debt is on an “unsustainable” path. Do you know how all this federal spending and borrowing could impact your retirement? Find out with Safe Money Guidance and Bill Ilgenfritz.</itunes:subtitle><itunes:summary><![CDATA[Our national debt is on an “unsustainable” path. Do you know how all this federal spending and borrowing could impact your retirement? Find out with Safe Money Guidance and Bill Ilgenfritz.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>How Much of Your Retirement Savings Will You Get to Spend?</title><link>https://www.spreaker.com/episode/how-much-of-your-retirement-savings-will-you-get-to-spend--64208103</link><description><![CDATA[Millions of Americans have retirement savings in a traditional 401k or IRA. If you’re one of them, how much of that money will you get to spend in retirement? You don’t want to forget that Uncle Sam still wants his share.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1793703709</guid><pubDate>Sun, 07 Apr 2024 05:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208103/1793703709_user_365917155_204978663_how_much_of_your_retirement_savings_will_you_get_to_spend.mp3" length="74939058" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Millions of Americans have retirement savings in a traditional 401k or IRA. If you’re one of them, how much of that money will you get to spend in retirement? You don’t want to forget that Uncle Sam still wants his share.</itunes:subtitle><itunes:summary><![CDATA[Millions of Americans have retirement savings in a traditional 401k or IRA. If you’re one of them, how much of that money will you get to spend in retirement? You don’t want to forget that Uncle Sam still wants his share.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Spring Cleaning Your Retirement Finances</title><link>https://www.spreaker.com/episode/spring-cleaning-your-retirement-finances--64208069</link><description><![CDATA[Spring cleaning isn't just for your house, it can be for your financials and retirement. Safe Money Guidance with Bill Ilgenfritz and Bruce Steinbrock.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1785805398</guid><pubDate>Wed, 27 Mar 2024 15:33:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208069/1785805398_user_365917155_204978663_spring_cleaning_your_retirement_finances.mp3" length="40081480" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Spring cleaning isn't just for your house, it can be for your financials and retirement. Safe Money Guidance with Bill Ilgenfritz and Bruce Steinbrock.</itunes:subtitle><itunes:summary><![CDATA[Spring cleaning isn't just for your house, it can be for your financials and retirement. Safe Money Guidance with Bill Ilgenfritz and Bruce Steinbrock.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating a Lasting Legacy</title><link>https://www.spreaker.com/episode/creating-a-lasting-legacy--64208091</link><description><![CDATA[Creating a Lasting Legacy by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1778931192</guid><pubDate>Sun, 24 Mar 2024 10:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208091/1778931192_user_365917155_204978663_creating_a_lasting_legacy.mp3" length="40134839" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Creating a Lasting Legacy by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Creating a Lasting Legacy by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Knowing Your Social Security Benefits</title><link>https://www.spreaker.com/episode/knowing-your-social-security-benefits--64208033</link><description><![CDATA[While many near-retirees expect Social Security to be their largest source of income in retirement, they don’t necessarily know how to get the most benefits.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1772848746</guid><pubDate>Sun, 17 Mar 2024 11:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208033/1772848746_user_365917155_204978663_knowing_your_social_security_benefits.mp3" length="74881598" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>While many near-retirees expect Social Security to be their largest source of income in retirement, they don’t necessarily know how to get the most benefits.</itunes:subtitle><itunes:summary><![CDATA[While many near-retirees expect Social Security to be their largest source of income in retirement, they don’t necessarily know how to get the most benefits.<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ten Retirement Concerns You need to Know</title><link>https://www.spreaker.com/episode/ten-retirement-concerns-you-need-to-know--64208113</link><description><![CDATA[Ten Retirement Concerns You need to Know by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1759385691</guid><pubDate>Tue, 27 Feb 2024 15:21:22 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208113/1759385691_user_365917155_204978663_ten_retirement_concerns_you_need_to_know.mp3" length="40134839" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Ten Retirement Concerns You need to Know by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Ten Retirement Concerns You need to Know by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Evaluate Your Financial Health - Listener Questions</title><link>https://www.spreaker.com/episode/evaluate-your-financial-health-listener-questions--64208121</link><description><![CDATA[Evaluate Your Financial Health - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1739558292</guid><pubDate>Sun, 11 Feb 2024 11:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208121/1739558292_user_365917155_204978663_evaluate_your_financial_health_listener_questions.mp3" length="74936217" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Evaluate Your Financial Health - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Evaluate Your Financial Health - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2024 Recession or No / What Year Am I?</title><link>https://www.spreaker.com/episode/2024-recession-or-no-what-year-am-i--64208090</link><description><![CDATA[2024 Recession or No / What Year Am I? by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1732238748</guid><pubDate>Tue, 06 Feb 2024 17:27:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208090/1732238748_user_365917155_204978663_2024_recession_or_no_what_year_am_i.mp3" length="40134839" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>2024 Recession or No / What Year Am I? by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[2024 Recession or No / What Year Am I? by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Headlines - 4 Questions in Retirement - RVing in Retirement</title><link>https://www.spreaker.com/episode/financial-headlines-4-questions-in-retirement-rving-in-retirement--64208097</link><description><![CDATA[Financial Headlines - 4 Questions in Retirement - RVing in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1726414014</guid><pubDate>Sun, 28 Jan 2024 11:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208097/1726414014_user_365917155_204978663_headlines_4_questions_in_retirement_rving_in_retirement.mp3" length="74934054" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Financial Headlines - 4 Questions in Retirement - RVing in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Financial Headlines - 4 Questions in Retirement - RVing in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2024 Retirement Forecast-Financial Checkup-Would You Rather</title><link>https://www.spreaker.com/episode/2024-retirement-forecast-financial-checkup-would-you-rather--64208075</link><description><![CDATA[2024 Retirement Forecast-Financial Checkup-Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1713030999</guid><pubDate>Sun, 14 Jan 2024 11:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208075/1713030999_user_365917155_204978663_2024_retirement_forecast_financial_checkup_would_you_rather.mp3" length="74934054" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>2024 Retirement Forecast-Financial Checkup-Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[2024 Retirement Forecast-Financial Checkup-Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Latest Financial Headlines / Listener Questions</title><link>https://www.spreaker.com/episode/latest-financial-headlines-listener-questions--64208086</link><description><![CDATA[Latest Financial Headlines / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1681626873</guid><pubDate>Mon, 04 Dec 2023 13:26:23 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208086/1681626873_user_365917155_204978663_latest_financial_headlines_listener_questions.mp3" length="40134353" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Latest Financial Headlines / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Latest Financial Headlines / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Top Financial Headlines - What Year Am I</title><link>https://www.spreaker.com/episode/top-financial-headlines-what-year-am-i--64208102</link><description><![CDATA[Top Financial Headlines - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1659929226</guid><pubDate>Sun, 12 Nov 2023 11:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208102/1659929226_user_365917155_204978663_top_financial_headlines_what_year_am_i.mp3" length="26720965" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Top Financial Headlines - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Top Financial Headlines - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Attacking Q4 And Preparing For 2024 - Listener Questions</title><link>https://www.spreaker.com/episode/attacking-q4-and-preparing-for-2024-listener-questions--64208123</link><description><![CDATA[Attacking Q4 And Preparing For 2024 - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1648325196</guid><pubDate>Sun, 29 Oct 2023 10:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208123/1648325196_user_365917155_204978663_attacking_q4_and_preparing_for_2024_listener_questions.mp3" length="40135121" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Attacking Q4 And Preparing For 2024 - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Attacking Q4 And Preparing For 2024 - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Bon Voyage - MedicareTrivia</title><link>https://www.spreaker.com/episode/headlines-bon-voyage-medicaretrivia--64208087</link><description><![CDATA[Headlines - Bon Voyage - MedicareTrivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1644783315</guid><pubDate>Sun, 22 Oct 2023 10:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208087/1644783315_user_365917155_204978663_safe_money_guidance_show_102_headlines_bon_voyage_medicaretrivia.mp3" length="74932563" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - Bon Voyage - MedicareTrivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - Bon Voyage - MedicareTrivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Marginal Gains - Listener Questions</title><link>https://www.spreaker.com/episode/headlines-marginal-gains-listener-questions--64208079</link><description><![CDATA[Headlines - Marginal Gains - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1644792387</guid><pubDate>Thu, 19 Oct 2023 19:56:16 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208079/1644792387_user_365917155_204978663_show_101_headlines_marginal_gains_listener_questions.mp3" length="74934177" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - Marginal Gains - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - Marginal Gains - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Protected Income - Timeless Advice 6</title><link>https://www.spreaker.com/episode/headlines-protected-income-timeless-advice-6--64208101</link><description><![CDATA[Headlines - Protected Income - Timeless Advice 6 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1630751400</guid><pubDate>Mon, 02 Oct 2023 17:04:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208101/1630751400_user_365917155_204978663_show_99_headlines_protected_income_timeless_advice_6.mp3" length="74934335" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - Protected Income - Timeless Advice 6 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - Protected Income - Timeless Advice 6 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Downsizing - Listener Questions</title><link>https://www.spreaker.com/episode/headlines-downsizing-listener-questions--64208080</link><description><![CDATA[Headlines - Downsizing - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1630719264</guid><pubDate>Mon, 02 Oct 2023 16:35:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208080/1630719264_user_365917155_204978663_show_98_headlines_downsizing_listener_questions.mp3" length="74936677" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - Downsizing - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - Downsizing - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / The Psychology of Money / Inflation Trivia</title><link>https://www.spreaker.com/episode/headlines-the-psychology-of-money-inflation-trivia--64208048</link><description><![CDATA[Headlines / The Psychology of Money / Inflation Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1608881133</guid><pubDate>Tue, 05 Sep 2023 12:31:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208048/1608881133_user_365917155_204978663_show_95_headlines_the_psychology_of_money_inflation_trivia.mp3" length="74936052" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / The Psychology of Money / Inflation Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / The Psychology of Money / Inflation Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines-Make Your Money Work-Listener Questions</title><link>https://www.spreaker.com/episode/headlines-make-your-money-work-listener-questions--64208109</link><description><![CDATA[Headlines-Make Your Money Work-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1595667327</guid><pubDate>Sun, 20 Aug 2023 09:59:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208109/1595667327_user_365917155_204978663_safe_money_guidance_headlines_makemoneywork_listener_questions.mp3" length="74936217" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines-Make Your Money Work-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines-Make Your Money Work-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - Retiring Today - Listener Questions</title><link>https://www.spreaker.com/episode/headlines-retiring-today-listener-questions--64208128</link><description><![CDATA[Headlines - Retiring Today - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1569587041</guid><pubDate>Sun, 23 Jul 2023 10:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208128/1569587041_user_365917155_204978663_headlines_retiring_today_listener_questions.mp3" length="74937468" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - Retiring Today - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - Retiring Today - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Your Financial Check-Up / Timeless Advice</title><link>https://www.spreaker.com/episode/get-your-financial-check-up-timeless-advice--64208081</link><description><![CDATA[Get Your Financial Check-Up / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1569581374</guid><pubDate>Wed, 19 Jul 2023 21:36:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208081/1569581374_user_365917155_204978663_show88_soundcloud.mp3" length="74941068" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Get Your Financial Check-Up / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Get Your Financial Check-Up / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Your Retirement Checklist</title><link>https://www.spreaker.com/episode/your-retirement-checklist--64208130</link><description><![CDATA[Your Retirement Checklist by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1552027054</guid><pubDate>Sun, 02 Jul 2023 10:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208130/1552027054_user_365917155_204978663_your_retirement_checklist.mp3" length="74938725" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Your Retirement Checklist by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Your Retirement Checklist by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Secure Act 2.0 / Timeless Advice</title><link>https://www.spreaker.com/episode/headlines-secure-act-2-0-timeless-advice--64208089</link><description><![CDATA[Headlines / Secure Act 2.0 / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1552023952</guid><pubDate>Wed, 28 Jun 2023 12:54:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208089/1552023952_user_365917155_204978663_headlines_secure_act_20_timeless_advice.mp3" length="74936373" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Secure Act 2.0 / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Secure Act 2.0 / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / What To Do When Spouse Passes / Healthcare Trivia</title><link>https://www.spreaker.com/episode/headlines-what-to-do-when-spouse-passes-healthcare-trivia--64208127</link><description><![CDATA[Headlines / What To Do When Spouse Passes / Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1539865567</guid><pubDate>Sun, 18 Jun 2023 10:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208127/1539865567_user_365917155_204978663_headlines_what_to_do_when_spouse_passes_healthcare_trivia.mp3" length="74824884" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / What To Do When Spouse Passes / Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / What To Do When Spouse Passes / Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Money Challenges in Retirement / Mailbag-Listener Questions</title><link>https://www.spreaker.com/episode/headlines-money-challenges-in-retirement-mailbag-listener-questions--64208133</link><description><![CDATA[Headlines / Money Challenges in Retirement / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1534503277</guid><pubDate>Sun, 11 Jun 2023 09:59:59 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208133/1534503277_user_365917155_204978663_headlines_money_challenges_in_retirement_mailbag_listener_questions.mp3" length="74826216" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Money Challenges in Retirement / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Money Challenges in Retirement / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Ways Maximize Your Retirement Income</title><link>https://www.spreaker.com/episode/ways-maximize-your-retirement-income--64208050</link><description><![CDATA[Ways Maximize Your Retirement Income by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1515681532</guid><pubDate>Sun, 21 May 2023 10:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208050/1515681532_user_365917155_204978663_ways_maximize_your_retirement_income.mp3" length="74823465" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Ways Maximize Your Retirement Income by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Ways Maximize Your Retirement Income by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / 3 Stages of Retirement / Social Security Trivia</title><link>https://www.spreaker.com/episode/headlines-3-stages-of-retirement-social-security-trivia--64208094</link><description><![CDATA[Headlines / 3 Stages of Retirement / Social Security Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1505789098</guid><pubDate>Sun, 07 May 2023 10:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208094/1505789098_user_365917155_204978663_headlines_3_stages_of_retirement_social_security_trivia.mp3" length="74823275" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / 3 Stages of Retirement / Social Security Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / 3 Stages of Retirement / Social Security Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / 401K &amp; IRA Decisions - Mailbag/Listener Questions</title><link>https://www.spreaker.com/episode/headlines-401k-ira-decisions-mailbag-listener-questions--64208093</link><description><![CDATA[Headlines / 401K &amp; IRA Decisions - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1500818206</guid><pubDate>Sun, 30 Apr 2023 10:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208093/1500818206_user_365917155_204978663_headlines_401k_ira_decisions_mailbaglistener_questions.mp3" length="74822353" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / 401K &amp;amp; IRA Decisions - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / 401K &amp; IRA Decisions - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines - 5 Financial Stages of Retirement - What Year Am I</title><link>https://www.spreaker.com/episode/headlines-5-financial-stages-of-retirement-what-year-am-i--64208146</link><description><![CDATA[Headlines - 5 Financial Stages of Retirement - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1491432145</guid><pubDate>Sun, 16 Apr 2023 10:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208146/1491432145_user_365917155_204978663_headlines_5_financial_stages_of_retirement_what_year_am_i.mp3" length="74823275" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines - 5 Financial Stages of Retirement - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines - 5 Financial Stages of Retirement - What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines /Topics on Your Retirement Checklist / Top 5 Things to Avoid in Retirement</title><link>https://www.spreaker.com/episode/headlines-topics-on-your-retirement-checklist-top-5-things-to-avoid-in-retirement--64208096</link><description><![CDATA[Headlines /Topics on Your Retirement Checklist / Top 5 Things to Avoid in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1486723432</guid><pubDate>Sun, 09 Apr 2023 10:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208096/1486723432_user_365917155_204978663_headlines_topics_on_your_retirement_checklist_top_5_things_to_avoid_in_retirement.mp3" length="74823605" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines /Topics on Your Retirement Checklist / Top 5 Things to Avoid in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines /Topics on Your Retirement Checklist / Top 5 Things to Avoid in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines-Retirement Challenges for Women - Mailbag/Listener Questions</title><link>https://www.spreaker.com/episode/headlines-retirement-challenges-for-women-mailbag-listener-questions--64208100</link><description><![CDATA[Headlines-Retirement Challenges for Women - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1484150182</guid><pubDate>Mon, 03 Apr 2023 16:01:24 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208100/1484150182_user_365917155_204978663_safe_money_guidance_headlines_retirement_challenges_for_women_mailbaglistener_questions.mp3" length="74823275" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines-Retirement Challenges for Women - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines-Retirement Challenges for Women - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines /Impact of Inflation / March Madness Retirement</title><link>https://www.spreaker.com/episode/headlines-impact-of-inflation-march-madness-retirement--64208132</link><description><![CDATA[Headlines /Impact of Inflation / March Madness Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1469025418</guid><pubDate>Sun, 19 Mar 2023 10:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208132/1469025418_user_365917155_204978663_headlines_impact_of_inflation_march_madness_retirement.mp3" length="74824038" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines /Impact of Inflation / March Madness Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines /Impact of Inflation / March Madness Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Retirement Rubiks Cube / Yay or Nay Inheritance</title><link>https://www.spreaker.com/episode/headlines-retirement-rubiks-cube-yay-or-nay-inheritance--64208105</link><description><![CDATA[Headlines / Retirement Rubiks Cube / Yay or Nay Inheritance by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1463580265</guid><pubDate>Sun, 12 Mar 2023 10:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208105/1463580265_user_365917155_204978663_headlines_retirement_rubiks_cube_yay_or_nay_inheritance.mp3" length="74821051" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Retirement Rubiks Cube / Yay or Nay Inheritance by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Retirement Rubiks Cube / Yay or Nay Inheritance by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Social Security Decisions / Would You Rather</title><link>https://www.spreaker.com/episode/headlines-social-security-decisions-would-you-rather--64208051</link><description><![CDATA[Headlines / Social Security Decisions / Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1462826878</guid><pubDate>Mon, 06 Mar 2023 20:38:45 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208051/1462826878_user_365917155_204978663_headlines_social_security_decisions_would_you_rather.mp3" length="74821773" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Social Security Decisions / Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Social Security Decisions / Would You Rather by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Pillars - Mailbag/Listener Questions</title><link>https://www.spreaker.com/episode/four-retirement-pillars-mailbag-listener-questions--64208118</link><description><![CDATA[Four Retirement Pillars - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1453251361</guid><pubDate>Sun, 26 Feb 2023 11:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208118/1453251361_user_365917155_204978663_four_retirement_pillars_mailbaglistener_questions.mp3" length="74819620" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Four Retirement Pillars - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Four Retirement Pillars - Mailbag/Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Your "All Weather" Retirement Plan</title><link>https://www.spreaker.com/episode/your-all-weather-retirement-plan--64208134</link><description><![CDATA[Your "All Weather" Retirement Plan by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1446901015</guid><pubDate>Mon, 20 Feb 2023 11:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208134/1446901015_user_365917155_204978663_your_all_weather_retirement_plan.mp3" length="74818128" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Your "All Weather" Retirement Plan by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Your "All Weather" Retirement Plan by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3120</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Marginal Gains / What Year Am I</title><link>https://www.spreaker.com/episode/headlines-marginal-gains-what-year-am-i--64208111</link><description><![CDATA[Headlines / Marginal Gains / What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1442054254</guid><pubDate>Sun, 12 Feb 2023 11:00:05 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208111/1442054254_user_365917155_204978663_headlines_marginal_gains_what_year_am_i.mp3" length="74820146" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Marginal Gains / What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Marginal Gains / What Year Am I by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / 4 Retirement Questions / Listener Questions</title><link>https://www.spreaker.com/episode/headlines-4-retirement-questions-listener-questions--64208135</link><description><![CDATA[Headlines / 4 Retirement Questions / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1437717244</guid><pubDate>Mon, 06 Feb 2023 11:00:10 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208135/1437717244_user_365917155_204978663_headlines_4_retirement_questions_listener_questions.mp3" length="74820639" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / 4 Retirement Questions / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / 4 Retirement Questions / Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines/Retirement Past and Present/Taxes Trivia</title><link>https://www.spreaker.com/episode/headlines-retirement-past-and-present-taxes-trivia--64208054</link><description><![CDATA[Headlines/Retirement Past and Present/Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1432241500</guid><pubDate>Mon, 30 Jan 2023 11:00:18 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208054/1432241500_user_365917155_204978663_headlinesretirement_past_and_presenttaxes_trivia.mp3" length="74820639" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines/Retirement Past and Present/Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines/Retirement Past and Present/Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>3121</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Safe Money Guidance - Headlines - Gen X on Deck</title><link>https://www.spreaker.com/episode/safe-money-guidance-headlines-gen-x-on-deck--64208115</link><description><![CDATA[Safe Money Guidance - Headlines - Gen X on Deck by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1427766490</guid><pubDate>Thu, 19 Jan 2023 13:14:15 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208115/1427766490_user_365917155_204978663_safe_money_guidance_show_63_24.mp3" length="34559010" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Safe Money Guidance - Headlines - Gen X on Deck by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Safe Money Guidance - Headlines - Gen X on Deck by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1441</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Safe Money Guidance - Gen X on Deck - Listener Questions</title><link>https://www.spreaker.com/episode/safe-money-guidance-gen-x-on-deck-listener-questions--64208119</link><description><![CDATA[Safe Money Guidance - Gen X on Deck - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1427766484</guid><pubDate>Thu, 19 Jan 2023 13:14:14 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208119/1427766484_user_365917155_204978663_safe_money_guidance_show_63_28.mp3" length="40309720" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Safe Money Guidance - Gen X on Deck - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Safe Money Guidance - Gen X on Deck - Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1681</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Safe Money Guidance - Financial Habits to Break</title><link>https://www.spreaker.com/episode/safe-money-guidance-financial-habits-to-break--64208124</link><description><![CDATA[Safe Money Guidance - Financial Habits to Break by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1411954369</guid><pubDate>Mon, 09 Jan 2023 17:00:01 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208124/1411954369_user_365917155_204978663_safe_money_guidance_financial_habits_to_break.mp3" length="40068019" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Safe Money Guidance - Financial Habits to Break by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Safe Money Guidance - Financial Habits to Break by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Client Experience / Timeless Advice</title><link>https://www.spreaker.com/episode/the-client-experience-timeless-advice--64208065</link><description><![CDATA[The Client Experience / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1410976945</guid><pubDate>Sun, 01 Jan 2023 17:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208065/1410976945_user_365917155_204978663_the_client_experience_timeless_advice.mp3" length="40068019" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>The Client Experience / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[The Client Experience / Timeless Advice by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Naughty or Nice List / 2023 Master Calendar</title><link>https://www.spreaker.com/episode/retirement-naughty-or-nice-list-2023-master-calendar--64208066</link><description><![CDATA[Retirement Naughty or Nice List / 2023 Master Calendar by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1406603416</guid><pubDate>Sun, 25 Dec 2022 17:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208066/1406603416_user_365917155_204978663_retirement_naughty_or_nice_list_2023_master_calendar.mp3" length="40068294" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Retirement Naughty or Nice List / 2023 Master Calendar by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Retirement Naughty or Nice List / 2023 Master Calendar by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>All I Want for Christmas - New Year's Resolutions</title><link>https://www.spreaker.com/episode/all-i-want-for-christmas-new-year-s-resolutions--64208106</link><description><![CDATA[All I Want for Christmas - New Year's Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1401388372</guid><pubDate>Mon, 19 Dec 2022 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208106/1401388372_user_365917155_204978663_all_i_want_for_christmas_new_years_resolutions.mp3" length="40067528" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>All I Want for Christmas - New Year's Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[All I Want for Christmas - New Year's Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2022 Top Financial News / Top 5 Ways to Stay Active in Retirement</title><link>https://www.spreaker.com/episode/2022-top-financial-news-top-5-ways-to-stay-active-in-retirement--64208126</link><description><![CDATA[2022 Top Financial News / Top 5 Ways to Stay Active in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1398271951</guid><pubDate>Mon, 12 Dec 2022 17:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208126/1398271951_user_365917155_204978663_2022_top_financial_news_top_5_ways_to_stay_active_in_retirement.mp3" length="40067046" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>2022 Top Financial News / Top 5 Ways to Stay Active in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[2022 Top Financial News / Top 5 Ways to Stay Active in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines/ Healthcare Trivia</title><link>https://www.spreaker.com/episode/headlines-healthcare-trivia--64208129</link><description><![CDATA[Headlines/ Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1393006579</guid><pubDate>Sun, 04 Dec 2022 17:00:04 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208129/1393006579_user_365917155_204978663_headlines_healthcare_trivia.mp3" length="40066126" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines/ Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines/ Healthcare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Timeless Advice for you</title><link>https://www.spreaker.com/episode/headlines-timeless-advice-for-you--64208083</link><description><![CDATA[Headlines / Timeless Advice for you by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1383593779</guid><pubDate>Sun, 20 Nov 2022 17:00:09 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208083/1383593779_user_365917155_204978663_headlines_timeless_advice_for_you.mp3" length="40066099" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Timeless Advice for you by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Timeless Advice for you by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income in Retirement</title><link>https://www.spreaker.com/episode/protected-income-in-retirement--64208095</link><description><![CDATA[Protected Income in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1379480920</guid><pubDate>Mon, 14 Nov 2022 17:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208095/1379480920_user_365917155_204978663_protected_income_in_retirement.mp3" length="40066099" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Protected Income in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Protected Income in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>2022 Year End Checklist / Mailbag-Listener questions</title><link>https://www.spreaker.com/episode/2022-year-end-checklist-mailbag-listener-questions--64208137</link><description><![CDATA[2022 Year End Checklist / Mailbag-Listener questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1378214719</guid><pubDate>Mon, 07 Nov 2022 16:26:34 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208137/1378214719_user_365917155_204978663_2022_year_end_checklist_mailbag_listener_questions.mp3" length="40065127" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>2022 Year End Checklist / Mailbag-Listener questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[2022 Year End Checklist / Mailbag-Listener questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Medicare Maze</title><link>https://www.spreaker.com/episode/the-medicare-maze--64208110</link><description><![CDATA[The Medicare Maze by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1371059374</guid><pubDate>Sun, 30 Oct 2022 16:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208110/1371059374_user_365917155_204978663_the_medicare_maze.mp3" length="40136605" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>The Medicare Maze by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[The Medicare Maze by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Time Machine 1970</title><link>https://www.spreaker.com/episode/headlines-time-machine-1970--64208107</link><description><![CDATA[Headlines / Time Machine 1970 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1366969297</guid><pubDate>Mon, 24 Oct 2022 16:00:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208107/1366969297_user_365917155_204978663_headlines_time_machine_1970.mp3" length="40104539" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Time Machine 1970 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Time Machine 1970 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1672</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Mailbag-Listener Questions</title><link>https://www.spreaker.com/episode/headlines-mailbag-listener-questions--64208131</link><description><![CDATA[Headlines / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1361895184</guid><pubDate>Mon, 17 Oct 2022 16:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208131/1361895184_user_365917155_204978663_headlines_mailbag_listener_questions_1.mp3" length="40063183" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / Mailbag-Listener Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Getting Your Financial Check-Up</title><link>https://www.spreaker.com/episode/getting-your-financial-check-up--64208116</link><description><![CDATA[Getting Your Financial Check-Up by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1357872469</guid><pubDate>Sun, 09 Oct 2022 16:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208116/1357872469_user_365917155_204978663_getting_your_financial_check_up.mp3" length="40062116" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Getting Your Financial Check-Up by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Getting Your Financial Check-Up by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Safe Money Guidance Show 16</title><link>https://www.spreaker.com/episode/safe-money-guidance-show-16--64208138</link><description><![CDATA[Safe Money Guidance Show 16 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1355921455</guid><pubDate>Mon, 03 Oct 2022 15:38:53 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208138/1355921455_user_365917155_204978663_safe_money_guidance_show_16_010222.mp3" length="40115253" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Safe Money Guidance Show 16 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Safe Money Guidance Show 16 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines/Medicare Trivia</title><link>https://www.spreaker.com/episode/headlines-medicare-trivia--64208099</link><description><![CDATA[Headlines/Medicare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1355871586</guid><pubDate>Mon, 03 Oct 2022 13:59:57 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208099/1355871586_user_365917155_204978663_headlinesmedicare_trivia.mp3" length="40063175" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines/Medicare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines/Medicare Trivia by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Make Your Money Work for You</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you--64208136</link><description><![CDATA[Make Your Money Work for You by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1352745091</guid><pubDate>Wed, 28 Sep 2022 12:37:17 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208136/1352745091_user_365917155_204978663_make_your_money_work_for_you.mp3" length="40133689" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Make Your Money Work for You by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Make Your Money Work for You by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Downsizing in Retirement</title><link>https://www.spreaker.com/episode/downsizing-in-retirement--64208139</link><description><![CDATA[www.ifgfinancial.com<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1349094676</guid><pubDate>Thu, 22 Sep 2022 18:11:56 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208139/1349094676_user_365917155_204978663_safe_money_guidance_with_bill_ilgenfritz_downsizing_in_retirement.mp3" length="40062205" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>www.ifgfinancial.com</itunes:subtitle><itunes:summary><![CDATA[www.ifgfinancial.com<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7f12a9d2e7463b8168c9fe0b616c4690.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / Good News- Bad News</title><link>https://www.spreaker.com/episode/headlines-good-news-bad-news--64208117</link><description><![CDATA[www.ifgfinancial.com<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1349092231</guid><pubDate>Thu, 22 Sep 2022 18:07:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208117/1349092231_user_365917155_204978663_safe_money_guidance_with_bill_ilgenfritz_headlines_good_news_bad_news.mp3" length="40062211" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>www.ifgfinancial.com</itunes:subtitle><itunes:summary><![CDATA[www.ifgfinancial.com<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1671</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Get Your Financial Checkup</title><link>https://www.spreaker.com/episode/get-your-financial-checkup--64208143</link><description><![CDATA[Get Your Financial Checkup by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1333686880</guid><pubDate>Mon, 29 Aug 2022 22:21:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208143/1333686880_user_365917155_204978663_safe_money_guidance_show_43_082822.mp3" length="40133203" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Get Your Financial Checkup by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Get Your Financial Checkup by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Key Retirement Questions for Today / Mailbag Questions</title><link>https://www.spreaker.com/episode/key-retirement-questions-for-today-mailbag-questions--64208142</link><description><![CDATA[Key Retirement Questions for Today / Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1329367462</guid><pubDate>Mon, 22 Aug 2022 22:31:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208142/1329367462_user_365917155_204978663_safe_money_guidance_show_41_082122.mp3" length="40133203" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Key Retirement Questions for Today / Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Key Retirement Questions for Today / Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines / 5 Things to Avoid When You Retire</title><link>https://www.spreaker.com/episode/headlines-5-things-to-avoid-when-you-retire--64208140</link><description><![CDATA[Headlines / 5 Things to Avoid When You Retire by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1324789999</guid><pubDate>Mon, 15 Aug 2022 22:58:32 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208140/1324789999_user_365917155_204978663_headlines5thingstoavoid_when_you_retire.mp3" length="40032989" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines / 5 Things to Avoid When You Retire by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines / 5 Things to Avoid When You Retire by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1669</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Tool Kit</title><link>https://www.spreaker.com/episode/retirement-tool-kit--64208122</link><description><![CDATA[Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1320346720</guid><pubDate>Mon, 08 Aug 2022 22:57:27 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208122/1320346720_user_365917155_204978663_safe_money_guidance_show_37_080722.mp3" length="40132249" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Summer Travel / Time Machine 1975</title><link>https://www.spreaker.com/episode/summer-travel-time-machine-1975--64208141</link><description><![CDATA[Summer Travel / Time Machine 1975 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1316041153</guid><pubDate>Mon, 01 Aug 2022 21:49:55 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208141/1316041153_user_365917155_204978663_safe_money_guidance_show_35_073122_web.mp3" length="39777898" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Summer Travel / Time Machine 1975 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Summer Travel / Time Machine 1975 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1659</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Summer Headlines / Time Machine 1990</title><link>https://www.spreaker.com/episode/summer-headlines-time-machine-1990--64208144</link><description><![CDATA[Summer Headlines / Time Machine 1990 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1311653599</guid><pubDate>Mon, 25 Jul 2022 22:14:49 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208144/1311653599_user_365917155_204978663_safe_money_guidance_show_40_072422_web.mp3" length="39965358" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Summer Headlines / Time Machine 1990 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Summer Headlines / Time Machine 1990 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1667</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Challenges in Retirement</title><link>https://www.spreaker.com/episode/money-challenges-in-retirement--64208108</link><description><![CDATA[Money Challenges in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1307595637</guid><pubDate>Mon, 18 Jul 2022 23:33:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208108/1307595637_user_365917155_204978663_money_challenges_in_retirement.mp3" length="40131979" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Money Challenges in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Money Challenges in Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Tool Kit</title><link>https://www.spreaker.com/episode/retirement-tool-kit--64208120</link><description><![CDATA[Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1300206283</guid><pubDate>Tue, 05 Jul 2022 22:26:19 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208120/1300206283_user_365917155_204978663_safe_money_guidance_show_37_070322.mp3" length="40130754" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Retirement Tool Kit by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Financial Independence / Time Machine 1980</title><link>https://www.spreaker.com/episode/financial-independence-time-machine-1980--64208125</link><description><![CDATA[Financial Independence / Time Machine 1980 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1295536948</guid><pubDate>Mon, 27 Jun 2022 23:41:13 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208125/1295536948_user_365917155_204978663_safe_money_guidance_show_38_062622.mp3" length="40130274" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Financial Independence / Time Machine 1980 by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Financial Independence / Time Machine 1980 by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Headlines/Mailbag Questions</title><link>https://www.spreaker.com/episode/headlines-mailbag-questions--64208098</link><description><![CDATA[Headlines/Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1291187200</guid><pubDate>Mon, 20 Jun 2022 23:12:37 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208098/1291187200_user_365917155_204978663_safe_money_guidance_show_36_061922.mp3" length="40128329" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Headlines/Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Headlines/Mailbag Questions by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Stages of Retirement</title><link>https://www.spreaker.com/episode/three-stages-of-retirement--64208145</link><description><![CDATA[Three Stages of Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1286901367</guid><pubDate>Mon, 13 Jun 2022 22:37:52 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208145/1286901367_user_365917155_204978663_safe_money_guidance_show_27_061222.mp3" length="40127877" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Three Stages of Retirement by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Three Stages of Retirement by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Client Experience</title><link>https://www.spreaker.com/episode/the-client-experience--64208114</link><description><![CDATA[The Client Experience by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1278764437</guid><pubDate>Tue, 31 May 2022 21:02:26 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208114/1278764437_user_365917155_204978663_safe_money_guidance_show_30_052922.mp3" length="40126905" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>The Client Experience by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[The Client Experience by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Challenges for Women</title><link>https://www.spreaker.com/episode/retirement-challenges-for-women--64208104</link><description><![CDATA[Retirement Challenges for Women by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></description><guid isPermaLink="false">tag:soundcloud,2010:tracks/1273914397</guid><pubDate>Mon, 23 May 2022 22:04:38 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64208104/1273914397_user_365917155_204978663_retirementchallengesforwomen.mp3" length="40126905" type="audio/mpeg"/><itunes:author>Bill Ilgenfritz</itunes:author><itunes:subtitle>Retirement Challenges for Women by Safe Money Guidance Radio with Bill Ilgenfritz</itunes:subtitle><itunes:summary><![CDATA[Retirement Challenges for Women by Safe Money Guidance Radio with Bill Ilgenfritz<br /><br />Each episode of <b>Safe Money Guidance</b> tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and goals that come with retirement. Episodes are designed to answer listener questions, highlight current financial reports, and provide straightforward information to support thoughtful strategies—all tailored for the realities facing retirees and those preparing for their next chapter.]]></itunes:summary><itunes:duration>1674</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/2b5e59b738e1cc888942e5b7e2a5a1b0.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
