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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>The Money Matters Radio Show</title><link>https://www.spreaker.com/podcast/the-money-matters-radio-show--6499511</link><description><![CDATA[Bob Foutty is the founder of New Horizon Wealth Management. He helps individuals and families plan for retirement by guiding them through financial strategies to maximize, grow, and protect assets, covering topics like retirement income, tax planning, asset preservation, and legacy planning.Bob &amp; his son, Tyler host the weekly retirement program called, "The Money Matters." Listen live every Saturday morning at 7:35 AM on Canton's own 1480 WHBC. Go online to NHWealth.biz to learn about The Foutty's and what kind of retirement they can give you.<br /><br />We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities and advisory services offered through: Packerland Brokerage Services, Inc., an unaffiliated entity. Member <a href="https://www.finra.org/" target="_blank" rel="noreferrer noopener">FINRA</a> &amp; <a href="https://www.sipc.org/" target="_blank" rel="noreferrer noopener">SIPC</a>.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.]]></description><atom:link href="https://www.spreaker.com/show/6499511/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Business</category><copyright>Copyright Stephanie Griffin</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg</url><title>The Money Matters Radio Show</title><link>https://www.spreaker.com/podcast/the-money-matters-radio-show--6499511</link></image><lastBuildDate>Thu, 13 Aug 2026 17:43:12 +0000</lastBuildDate><itunes:author>Bob Foutty</itunes:author><itunes:owner><itunes:name>Bob Foutty</itunes:name><itunes:email>twfoutty@nhfg.biz</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:subtitle>Bob Foutty is the founder of New Horizon Wealth Management. He helps individuals and families plan for retirement by guiding them through financial strategies to maximize, grow, and protect assets, covering topics like retirement income, tax planning,...</itunes:subtitle><itunes:summary><![CDATA[Bob Foutty is the founder of New Horizon Wealth Management. He helps individuals and families plan for retirement by guiding them through financial strategies to maximize, grow, and protect assets, covering topics like retirement income, tax planning, asset preservation, and legacy planning.Bob &amp; his son, Tyler host the weekly retirement program called, "The Money Matters." Listen live every Saturday morning at 7:35 AM on Canton's own 1480 WHBC. Go online to NHWealth.biz to learn about The Foutty's and what kind of retirement they can give you.<br /><br />We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities and advisory services offered through: Packerland Brokerage Services, Inc., an unaffiliated entity. Member <a href="https://www.finra.org/" target="_blank" rel="noreferrer noopener">FINRA</a> &amp; <a href="https://www.sipc.org/" target="_blank" rel="noreferrer noopener">SIPC</a>.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.]]></itunes:summary><itunes:category text="Business"/><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>The Money Matters-When the Market Falls &amp; You Can't Afford to Wait</title><link>https://www.spreaker.com/episode/the-money-matters-when-the-market-falls-you-can-t-afford-to-wait--73927836</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73927836</guid><pubDate>Sat, 15 Aug 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73927836/bob_foutty_081526.mp3" length="80819154" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Retirement Risk Nobody Talks to Women About</title><link>https://www.spreaker.com/episode/the-money-matters-the-retirement-risk-nobody-talks-to-women-about--73287835</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73287835</guid><pubDate>Sat, 01 Aug 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73287835/bob_foutty_080126.mp3" length="80813637" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-When Retirement Taxes Sneak Up On You</title><link>https://www.spreaker.com/episode/the-money-matters-when-retirement-taxes-sneak-up-on-you--73130654</link><description><![CDATA[What if one overlooked detail could jeopardize your retirement dreams? Bob and Tyler Foutty reveal why most retirees face tax surprises that quietly unravel years of careful planning. Discover why estate and tax strategies aren't just for the ultra-wealthy, and how misunderstood rules can leave families scrambling at the worst moment. Tune in as the Money Matters team exposes the chain reactions in retirement finances that too many overlook—before it’s too late to act.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73130654</guid><pubDate>Sat, 25 Jul 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73130654/bob_foutty_072526.mp3" length="80812665" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>What if one overlooked detail could jeopardize your retirement dreams? Bob and Tyler Foutty reveal why most retirees face tax surprises that quietly unravel years of careful planning. Discover why estate and tax strategies aren't just for the...</itunes:subtitle><itunes:summary><![CDATA[What if one overlooked detail could jeopardize your retirement dreams? Bob and Tyler Foutty reveal why most retirees face tax surprises that quietly unravel years of careful planning. Discover why estate and tax strategies aren't just for the ultra-wealthy, and how misunderstood rules can leave families scrambling at the worst moment. Tune in as the Money Matters team exposes the chain reactions in retirement finances that too many overlook—before it’s too late to act.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Mistakes that Could Cost You More Than Any Market Crash</title><link>https://www.spreaker.com/episode/the-money-matters-mistakes-that-could-cost-you-more-than-any-market-crash--73017512</link><description><![CDATA[“What if the biggest threat to your nest egg isn’t Wall Street, but your own instincts?” As the world speeds up and markets turn unpredictable, Bob and Tyler Fowdy reveal the surprising ways fear and inaction quietly undermine retirement plans. Discover how investors’ behaviors—panic selling, procrastination, and emotional decision-making—can quietly erode hard-earned savings. Tune in for eye-opening stories and structural strategies to stay a step ahead, even when the headlines spark anxiety.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/73017512</guid><pubDate>Sat, 18 Jul 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/73017512/bob_foutty_071826.mp3" length="80812179" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>“What if the biggest threat to your nest egg isn’t Wall Street, but your own instincts?” As the world speeds up and markets turn unpredictable, Bob and Tyler Fowdy reveal the surprising ways fear and inaction quietly undermine retirement plans....</itunes:subtitle><itunes:summary><![CDATA[“What if the biggest threat to your nest egg isn’t Wall Street, but your own instincts?” As the world speeds up and markets turn unpredictable, Bob and Tyler Fowdy reveal the surprising ways fear and inaction quietly undermine retirement plans. Discover how investors’ behaviors—panic selling, procrastination, and emotional decision-making—can quietly erode hard-earned savings. Tune in for eye-opening stories and structural strategies to stay a step ahead, even when the headlines spark anxiety.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Searching for the Appropriate Retirement Income</title><link>https://www.spreaker.com/episode/the-money-matters-searching-for-the-appropriate-retirement-income--72895630</link><description><![CDATA[What happens if Social Security runs dry sooner than expected? Join Bob and Tyler Foutty for a candid discussion on the shifting retirement landscape, the looming Social Security trust fund dilemma, and why the old “4% rule” might not be enough. They break down the habits, pitfalls, and strategies every retiree should know. Discover how evolving market risks and new legislation could rewrite your retirement playbook—and why being proactive now may matter more than ever.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72895630</guid><pubDate>Sat, 11 Jul 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72895630/3e79001c_d987_4cc9_9fc3_f5573651c919.mp3" length="80811693" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>What happens if Social Security runs dry sooner than expected? Join Bob and Tyler Foutty for a candid discussion on the shifting retirement landscape, the looming Social Security trust fund dilemma, and why the old “4% rule” might not be enough. They...</itunes:subtitle><itunes:summary><![CDATA[What happens if Social Security runs dry sooner than expected? Join Bob and Tyler Foutty for a candid discussion on the shifting retirement landscape, the looming Social Security trust fund dilemma, and why the old “4% rule” might not be enough. They break down the habits, pitfalls, and strategies every retiree should know. Discover how evolving market risks and new legislation could rewrite your retirement playbook—and why being proactive now may matter more than ever.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Living Longer, Planning Wiser</title><link>https://www.spreaker.com/episode/the-money-matters-living-longer-planning-wiser--72584569</link><description><![CDATA["Will your money last as long as you do?” That’s the looming question today, as inflation quietly chips away at savings and longevity risk means retirements can now span 30 years or more. Bob and Tyler Foutty explore how a ‘simpler’ approach might help retirees combat today’s fast-moving financial challenges. With thoughtful strategies to shield against inflation, taxes, and market surprises, this episode uncovers how proper planning turns financial uncertainty into opportunity and helps keep the freedom and confidence you’ve earned well within reach.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72584569</guid><pubDate>Sat, 20 Jun 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72584569/bob_foutty_062026.mp3" length="80811207" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>"Will your money last as long as you do?” That’s the looming question today, as inflation quietly chips away at savings and longevity risk means retirements can now span 30 years or more. Bob and Tyler Foutty explore how a ‘simpler’ approach might...</itunes:subtitle><itunes:summary><![CDATA["Will your money last as long as you do?” That’s the looming question today, as inflation quietly chips away at savings and longevity risk means retirements can now span 30 years or more. Bob and Tyler Foutty explore how a ‘simpler’ approach might help retirees combat today’s fast-moving financial challenges. With thoughtful strategies to shield against inflation, taxes, and market surprises, this episode uncovers how proper planning turns financial uncertainty into opportunity and helps keep the freedom and confidence you’ve earned well within reach.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Common Investment Mistakes in Retirement</title><link>https://www.spreaker.com/episode/the-money-matters-common-investment-mistakes-in-retirement--72487154</link><description><![CDATA["What worked on the way up may not work on the way down." Bob and Tyler explore why some of the most common retirement investing strategies may leave investors exposed when markets, inflation, and interest rates refuse to cooperate. From hidden risks in traditional diversification to the temptation of chasing the latest market headlines, this conversation challenges conventional thinking and reveals why the right retirement strategy may look very different than expected.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72487154</guid><pubDate>Sat, 13 Jun 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72487154/bob_foutty_061326.mp3" length="80810721" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>"What worked on the way up may not work on the way down." Bob and Tyler explore why some of the most common retirement investing strategies may leave investors exposed when markets, inflation, and interest rates refuse to cooperate. From hidden risks...</itunes:subtitle><itunes:summary><![CDATA["What worked on the way up may not work on the way down." Bob and Tyler explore why some of the most common retirement investing strategies may leave investors exposed when markets, inflation, and interest rates refuse to cooperate. From hidden risks in traditional diversification to the temptation of chasing the latest market headlines, this conversation challenges conventional thinking and reveals why the right retirement strategy may look very different than expected.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-What Advisors May Not Be Telling You</title><link>https://www.spreaker.com/episode/the-money-matters-what-advisors-may-not-be-telling-you--72349579</link><description><![CDATA[What if you were forced to retire today—would you be prepared? As Bob and Tyler Foutty peel back the layers of retirement readiness, they uncover surprising risks most advisors rarely talk about and reveal why timing can change everything. With candid stories and fresh data, this episode explores how health, market volatility, and misunderstood strategies impact your financial future. Discover what happens when conventional investment advice collides with real-life retirement, but be warned—the greatest challenge may lie where you least expect it.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72349579</guid><pubDate>Sat, 06 Jun 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72349579/bob_foutty_060626.mp3" length="80808984" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>What if you were forced to retire today—would you be prepared? As Bob and Tyler Foutty peel back the layers of retirement readiness, they uncover surprising risks most advisors rarely talk about and reveal why timing can change everything. With candid...</itunes:subtitle><itunes:summary><![CDATA[What if you were forced to retire today—would you be prepared? As Bob and Tyler Foutty peel back the layers of retirement readiness, they uncover surprising risks most advisors rarely talk about and reveal why timing can change everything. With candid stories and fresh data, this episode explores how health, market volatility, and misunderstood strategies impact your financial future. Discover what happens when conventional investment advice collides with real-life retirement, but be warned—the greatest challenge may lie where you least expect it.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Inflation: A Potential Retirement Time Bomb</title><link>https://www.spreaker.com/episode/the-money-matters-inflation-a-potential-retirement-time-bomb--72213445</link><description><![CDATA["How do you prepare for retirement when the rules keep changing?" Bob and Tyler Foutty dive into the uncomfortable realities facing retirees—from vanishing Social Security buying power to unpredictable healthcare costs and outdated investment strategies. Discover the challenges that Baby Boomers and Gen Xers must confront and the hidden risks of “playing it safe.” This episode exposes the shifting financial landscape and offers insight into rethinking your approach for lasting retirement stability—without giving away all the answers.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72213445</guid><pubDate>Sat, 30 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72213445/bob_foutty_053026.mp3" length="80809749" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>"How do you prepare for retirement when the rules keep changing?" Bob and Tyler Foutty dive into the uncomfortable realities facing retirees—from vanishing Social Security buying power to unpredictable healthcare costs and outdated investment...</itunes:subtitle><itunes:summary><![CDATA["How do you prepare for retirement when the rules keep changing?" Bob and Tyler Foutty dive into the uncomfortable realities facing retirees—from vanishing Social Security buying power to unpredictable healthcare costs and outdated investment strategies. Discover the challenges that Baby Boomers and Gen Xers must confront and the hidden risks of “playing it safe.” This episode exposes the shifting financial landscape and offers insight into rethinking your approach for lasting retirement stability—without giving away all the answers.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Reasons Taxes Often Increase in Retirement</title><link>https://www.spreaker.com/episode/the-money-matters-reasons-taxes-often-increase-in-retirement--72101874</link><description><![CDATA[What if the tax bill in retirement is bigger than you expect? This week, Bob and Tyler Foutty unravel the common surprises that catch retirees off guard—from the so-called "magic number" to the infamous tax torpedo that can drain your savings. Step inside their Memorial Day weekend conversation as they challenge financial myths, expose overlooked risks, and reveal why managing your taxes matters as much as growing your investments. The real solutions for keeping life—and retirement—simple may not be what you think.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72101874</guid><pubDate>Sat, 23 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72101874/bob_foutty_052326.mp3" length="80758340" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>What if the tax bill in retirement is bigger than you expect? This week, Bob and Tyler Foutty unravel the common surprises that catch retirees off guard—from the so-called "magic number" to the infamous tax torpedo that can drain your savings. Step...</itunes:subtitle><itunes:summary><![CDATA[What if the tax bill in retirement is bigger than you expect? This week, Bob and Tyler Foutty unravel the common surprises that catch retirees off guard—from the so-called "magic number" to the infamous tax torpedo that can drain your savings. Step inside their Memorial Day weekend conversation as they challenge financial myths, expose overlooked risks, and reveal why managing your taxes matters as much as growing your investments. The real solutions for keeping life—and retirement—simple may not be what you think.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3362</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Building the Income Your Retirement Demands</title><link>https://www.spreaker.com/episode/the-money-matters-building-the-income-your-retirement-demands--72008741</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/72008741</guid><pubDate>Sat, 16 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/72008741/bob_foutty_051626.mp3" length="80776176" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Roth Conversion Window</title><link>https://www.spreaker.com/episode/the-money-matters-the-roth-conversion-window--71990875</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71990875</guid><pubDate>Wed, 13 May 2026 14:37:47 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71990875/bob_foutty_050926.mp3" length="80796379" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Social Security Timing Puzzle</title><link>https://www.spreaker.com/episode/the-money-matters-the-social-security-timing-puzzle--71785578</link><description><![CDATA[Is your retirement teetering on decisions you didn’t know mattered? Bob and Tyler Fowdy reveal why the first ten years surrounding retirement are fraught with unseen risks—and how the timing of your Social Security claim could transform your financial future. Listeners will hear real-life dilemmas and hidden strategies that challenge conventional wisdom, setting the stage for a discussion filled with practical insights and plenty of surprises left for discovery. Explore the complexity behind “when to claim,” and why what works for others may not be the answer for you.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71785578</guid><pubDate>Sat, 02 May 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71785578/bob_foutty_050226.mp3" length="80755142" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>Is your retirement teetering on decisions you didn’t know mattered? Bob and Tyler Fowdy reveal why the first ten years surrounding retirement are fraught with unseen risks—and how the timing of your Social Security claim could transform your financial...</itunes:subtitle><itunes:summary><![CDATA[Is your retirement teetering on decisions you didn’t know mattered? Bob and Tyler Fowdy reveal why the first ten years surrounding retirement are fraught with unseen risks—and how the timing of your Social Security claim could transform your financial future. Listeners will hear real-life dilemmas and hidden strategies that challenge conventional wisdom, setting the stage for a discussion filled with practical insights and plenty of surprises left for discovery. Explore the complexity behind “when to claim,” and why what works for others may not be the answer for you.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3362</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Think Before You Tax: Solving Property Pain</title><link>https://www.spreaker.com/episode/the-money-matters-think-before-you-tax-solving-property-pain--71378885</link><description><![CDATA[“Does your home’s rising tax bill have you questioning the system—or your future?”<br /><br />This episode brings Mayor Joe Schultz into the studio to unpack the harsh realities behind property taxes, the flawed appraisal process, and the ways retirees are being squeezed by taxes on unrealized gains. With heartfelt stories and a clear-eyed proposal, the conversation explores how government reform, market-based appraisals, and transparent leadership can restore fairness and empower citizens. The mood is urgent and sincere, inviting listeners to ask: what would change if your vote—and your voice—truly determined your financial fate?<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71378885</guid><pubDate>Sat, 18 Apr 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71378885/bob_foutty_041826.mp3" length="80775204" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>“Does your home’s rising tax bill have you questioning the system—or your future?”

This episode brings Mayor Joe Schultz into the studio to unpack the harsh realities behind property taxes, the flawed appraisal process, and the ways retirees are...</itunes:subtitle><itunes:summary><![CDATA[“Does your home’s rising tax bill have you questioning the system—or your future?”<br /><br />This episode brings Mayor Joe Schultz into the studio to unpack the harsh realities behind property taxes, the flawed appraisal process, and the ways retirees are being squeezed by taxes on unrealized gains. With heartfelt stories and a clear-eyed proposal, the conversation explores how government reform, market-based appraisals, and transparent leadership can restore fairness and empower citizens. The mood is urgent and sincere, inviting listeners to ask: what would change if your vote—and your voice—truly determined your financial fate?<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Healthcare Heist: Helping Protect Your Wealth</title><link>https://www.spreaker.com/episode/the-money-matters-the-healthcare-heist-helping-protect-your-wealth--71217075</link><description><![CDATA[What if the greatest threat to your retirement wasn’t the stock market, but something lurking just beneath the surface? Bob and Tyler Fowdy dive into the unseen risks of healthcare expenses, rising costs, and economic turbulence—revealing why a plan on paper can outweigh a pile of savings under the mattress. With today’s fast-paced world and mounting anxiety in the headlines, discover how a fresh mindset and the right strategies could help preserve your nest egg from unexpected financial shocks. The true challenge, and its solution, may be different than you imagine.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71217075</guid><pubDate>Sat, 11 Apr 2026 13:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71217075/bob_foutty_041126.mp3" length="80782868" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>What if the greatest threat to your retirement wasn’t the stock market, but something lurking just beneath the surface? Bob and Tyler Fowdy dive into the unseen risks of healthcare expenses, rising costs, and economic turbulence—revealing why a plan...</itunes:subtitle><itunes:summary><![CDATA[What if the greatest threat to your retirement wasn’t the stock market, but something lurking just beneath the surface? Bob and Tyler Fowdy dive into the unseen risks of healthcare expenses, rising costs, and economic turbulence—revealing why a plan on paper can outweigh a pile of savings under the mattress. With today’s fast-paced world and mounting anxiety in the headlines, discover how a fresh mindset and the right strategies could help preserve your nest egg from unexpected financial shocks. The true challenge, and its solution, may be different than you imagine.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Living Longer Planning Wiser</title><link>https://www.spreaker.com/episode/the-money-matters-living-longer-planning-wiser--71067582</link><description><![CDATA[Is your nest egg built to last—no matter how long you live? Bob and Tyler Fowdy tackle the overlooked challenge of longevity risk as inflation, rising health care costs, and market volatility reshape what retirement means for today’s families. They reveal how the classic “three-legged stool” has changed, why income strategies and smart tax planning matter, and how flexible “bucket” approaches can balance growth and security. From real-world stories to practical tips, this episode invites you to rethink your plan—so you can chase new opportunities, safeguard your savings, and enjoy a confident retirement no matter what life brings.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/71067582</guid><pubDate>Sat, 04 Apr 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/71067582/bob_foutty_040426.mp3" length="80794435" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>Is your nest egg built to last—no matter how long you live? Bob and Tyler Fowdy tackle the overlooked challenge of longevity risk as inflation, rising health care costs, and market volatility reshape what retirement means for today’s families. They...</itunes:subtitle><itunes:summary><![CDATA[Is your nest egg built to last—no matter how long you live? Bob and Tyler Fowdy tackle the overlooked challenge of longevity risk as inflation, rising health care costs, and market volatility reshape what retirement means for today’s families. They reveal how the classic “three-legged stool” has changed, why income strategies and smart tax planning matter, and how flexible “bucket” approaches can balance growth and security. From real-world stories to practical tips, this episode invites you to rethink your plan—so you can chase new opportunities, safeguard your savings, and enjoy a confident retirement no matter what life brings.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Unlocking Tax-Free in Retirement</title><link>https://www.spreaker.com/episode/the-money-matters-unlocking-tax-free-in-retirement--70901789</link><description><![CDATA[With national debt growing and tax uncertainty swirling, Bob and Tyler Foutty break down why proactive planning—not panic—sets you up for a secure retirement. From navigating inheritance disputes and updating your estate plan, to demystifying Roth conversions and tips for avoiding hidden tax pitfalls, this episode tackles the questions every retiree should be asking. Find out the steps you can take now to help preserve more of your savings, build tax-free income streams, and avoid costly surprises—so you can focus on what really matters in the next chapter.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70901789</guid><pubDate>Sat, 28 Mar 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70901789/bob_foutty_032826.mp3" length="80790047" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>With national debt growing and tax uncertainty swirling, Bob and Tyler Foutty break down why proactive planning—not panic—sets you up for a secure retirement. From navigating inheritance disputes and updating your estate plan, to demystifying Roth...</itunes:subtitle><itunes:summary><![CDATA[With national debt growing and tax uncertainty swirling, Bob and Tyler Foutty break down why proactive planning—not panic—sets you up for a secure retirement. From navigating inheritance disputes and updating your estate plan, to demystifying Roth conversions and tips for avoiding hidden tax pitfalls, this episode tackles the questions every retiree should be asking. Find out the steps you can take now to help preserve more of your savings, build tax-free income streams, and avoid costly surprises—so you can focus on what really matters in the next chapter.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Your Financial Fortress</title><link>https://www.spreaker.com/episode/the-money-matters-your-financial-fortress--70750491</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70750491</guid><pubDate>Sat, 21 Mar 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70750491/bob_foutty_032126.mp3" length="80792695" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Retirement Paycheck Predicament</title><link>https://www.spreaker.com/episode/the-money-matters-the-retirement-paycheck-predicament--70623284</link><description><![CDATA[How do you transform a lifetime of savings into a steady, reliable paycheck—especially when the world is facing turbulence abroad and volatility at home? As headlines swirl about rising oil prices and shifting global conflicts, Bob and Tyler Fowdy dig into the silent shift that’s fundamentally changed retirement planning: the move from company-backed pensions to the do-it-yourself era of 401(k)s. Listen in as they expose the secrets behind building a resilient income plan, uncover the devastating pitfalls of the old '4% rule,' and reveal how smart retirees are staying confident (and calm) regardless of what the markets—or the news—throw their way. The path to clarity, comfort, and control in retirement may be simpler than you think…but what’s the catch?<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70623284</guid><pubDate>Sat, 14 Mar 2026 13:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70623284/bob_foutty_031426.mp3" length="80785940" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>How do you transform a lifetime of savings into a steady, reliable paycheck—especially when the world is facing turbulence abroad and volatility at home? As headlines swirl about rising oil prices and shifting global conflicts, Bob and Tyler Fowdy dig...</itunes:subtitle><itunes:summary><![CDATA[How do you transform a lifetime of savings into a steady, reliable paycheck—especially when the world is facing turbulence abroad and volatility at home? As headlines swirl about rising oil prices and shifting global conflicts, Bob and Tyler Fowdy dig into the silent shift that’s fundamentally changed retirement planning: the move from company-backed pensions to the do-it-yourself era of 401(k)s. Listen in as they expose the secrets behind building a resilient income plan, uncover the devastating pitfalls of the old '4% rule,' and reveal how smart retirees are staying confident (and calm) regardless of what the markets—or the news—throw their way. The path to clarity, comfort, and control in retirement may be simpler than you think…but what’s the catch?<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-The Retirement Tightrope: Balancing Risk, Reward, and Confidence?</title><link>https://www.spreaker.com/episode/the-money-matters-the-retirement-tightrope-balancing-risk-reward-and-confidence--70487375</link><description><![CDATA[“When headlines scream crisis, what should retirees really do?” As war dominates the news and markets tremble, Bob and Tyler Fowdy examine the hidden forces that threaten your financial peace of mind—and why sometimes, ‘just breathe’ is the smartest move of all. This episode tackles the dangers of emotional reactions, the myths of conventional investing, and how panic can quietly sabotage your future. Along the way, discover how finding your ‘just right’ balance could be the key to sleeping soundly, no matter how rough the world gets.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70487375</guid><pubDate>Sat, 07 Mar 2026 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70487375/bob_foutty_030726.mp3" length="80799247" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>“When headlines scream crisis, what should retirees really do?” As war dominates the news and markets tremble, Bob and Tyler Fowdy examine the hidden forces that threaten your financial peace of mind—and why sometimes, ‘just breathe’ is the smartest...</itunes:subtitle><itunes:summary><![CDATA[“When headlines scream crisis, what should retirees really do?” As war dominates the news and markets tremble, Bob and Tyler Fowdy examine the hidden forces that threaten your financial peace of mind—and why sometimes, ‘just breathe’ is the smartest move of all. This episode tackles the dangers of emotional reactions, the myths of conventional investing, and how panic can quietly sabotage your future. Along the way, discover how finding your ‘just right’ balance could be the key to sleeping soundly, no matter how rough the world gets.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Retirement Under Seige</title><link>https://www.spreaker.com/episode/the-money-matters-retirement-under-seige--70308900</link><description><![CDATA[Is your retirement plan ready for the “silent killer”? Inflation, market volatility, and a dramatically reshaped tax code are converging to threaten even the best-laid financial plans. Bob and Tyler Fowdy set a steady, family-driven mood as they share how outdated strategies may fall short and reveal modern tactics to regain control. From stories about shrinking paychecks to hidden tax traps, this episode explores powerful ways to protect your purchasing power—while leaving listeners wondering how their own plan measures up.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70308900</guid><pubDate>Sat, 28 Feb 2026 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70308900/bob_foutty_022826.mp3" length="80793241" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>Is your retirement plan ready for the “silent killer”? Inflation, market volatility, and a dramatically reshaped tax code are converging to threaten even the best-laid financial plans. Bob and Tyler Fowdy set a steady, family-driven mood as they share...</itunes:subtitle><itunes:summary><![CDATA[Is your retirement plan ready for the “silent killer”? Inflation, market volatility, and a dramatically reshaped tax code are converging to threaten even the best-laid financial plans. Bob and Tyler Fowdy set a steady, family-driven mood as they share how outdated strategies may fall short and reveal modern tactics to regain control. From stories about shrinking paychecks to hidden tax traps, this episode explores powerful ways to protect your purchasing power—while leaving listeners wondering how their own plan measures up.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Turning 401 K's into Retirement Income</title><link>https://www.spreaker.com/episode/the-money-matters-turning-401-k-s-into-retirement-income--70018825</link><description><![CDATA[The majority of Americans are now retiring without traditional pensions, relying instead on their own savings, primarily 401(k)s, which were designed for saving, not for generating steady retirement income. This shift has left many retirees worried about making their money last. The episode discusses the transition from saving to spending in retirement, the effects of the "One Big Beautiful Bill" of July 2025—which locked in current tax rates but increased the importance of tax management—ongoing risks like inflation and market volatility, and offers a step-by-step guide to creating a personal pension plan. The goal is to help retirees turn their savings into reliable income for a secure retirement.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/70018825</guid><pubDate>Sat, 14 Feb 2026 14:00:03 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/70018825/bob_foutty_021426.mp3" length="80799528" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>The majority of Americans are now retiring without traditional pensions, relying instead on their own savings, primarily 401(k)s, which were designed for saving, not for generating steady retirement income. This shift has left many retirees worried...</itunes:subtitle><itunes:summary><![CDATA[The majority of Americans are now retiring without traditional pensions, relying instead on their own savings, primarily 401(k)s, which were designed for saving, not for generating steady retirement income. This shift has left many retirees worried about making their money last. The episode discusses the transition from saving to spending in retirement, the effects of the "One Big Beautiful Bill" of July 2025—which locked in current tax rates but increased the importance of tax management—ongoing risks like inflation and market volatility, and offers a step-by-step guide to creating a personal pension plan. The goal is to help retirees turn their savings into reliable income for a secure retirement.<br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Tax Strategies</title><link>https://www.spreaker.com/episode/the-money-matters-tax-strategies--69815888</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/69815888</guid><pubDate>Mon, 09 Feb 2026 14:00:02 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/69815888/bob_foutty_020726.mp3" length="80782600" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Bridging Dreams &amp; Financial Reality</title><link>https://www.spreaker.com/episode/the-money-matters-bridging-dreams-financial-reality--69671014</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. 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Bob &amp; Tyler talk about what you can do to keep up with rising costs. <br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68453115</guid><pubDate>Mon, 10 Nov 2025 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68453115/bob_foutty_110825.mp3" length="53765232" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>The 2026 Social Security COLA is here, but 77% of older Amercians say it's not enough. Bob &amp;amp; Tyler talk about what you can do to keep up with rising costs. </itunes:subtitle><itunes:summary><![CDATA[The 2026 Social Security COLA is here, but 77% of older Amercians say it's not enough. Bob &amp; Tyler talk about what you can do to keep up with rising costs. <br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Medicare Decoded-November 1, 2025</title><link>https://www.spreaker.com/episode/the-money-matters-medicare-decoded-november-1-2025--68351326</link><description><![CDATA[Bob &amp; Tyler talk about "Medicare" in this episode of "The Money Matters." They talk about the key parts of Medicare and other areas of how it works. <br />Key Parts of Medicare:<br /><ul><li>Part A: Hospital insurance (inpatient hospital stays, skilled nursing facility care, hospice, and some home health).</li><li>Part B: Medical insurance (doctor visits, outpatient care, preventive services, and some home health).</li><li>Part C (Medicare Advantage): Private plans that bundle Parts A and B (and often Part D), sometimes with additional benefits.</li><li>Part D: Prescription drug coverage.</li></ul><br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68351326</guid><pubDate>Mon, 03 Nov 2025 14:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68351326/bob_foutty_110125.mp3" length="53764141" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:subtitle>Bob &amp;amp; Tyler talk about "Medicare" in this episode of "The Money Matters." They talk about the key parts of Medicare and other areas of how it works. 
Key Parts of Medicare:

- Part A: Hospital insurance (inpatient hospital stays, skilled nursing...</itunes:subtitle><itunes:summary><![CDATA[Bob &amp; Tyler talk about "Medicare" in this episode of "The Money Matters." They talk about the key parts of Medicare and other areas of how it works. <br />Key Parts of Medicare:<br /><ul><li>Part A: Hospital insurance (inpatient hospital stays, skilled nursing facility care, hospice, and some home health).</li><li>Part B: Medical insurance (doctor visits, outpatient care, preventive services, and some home health).</li><li>Part C (Medicare Advantage): Private plans that bundle Parts A and B (and often Part D), sometimes with additional benefits.</li><li>Part D: Prescription drug coverage.</li></ul><br /><br />Bob &amp; Tyler, a father-son duo, talk about all things retirement. For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></itunes:summary><itunes:duration>3364</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Retirement Income Blueprint-October 25, 2025</title><link>https://www.spreaker.com/episode/the-money-matters-retirement-income-blueprint-october-25-2025--68255643</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. 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For more information about New Horizon Wealth Management, go to NHWealth.biz.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/68083106</guid><pubDate>Mon, 13 Oct 2025 13:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/68083106/bob_foutty_100425.mp3" length="53750170" type="audio/mpeg"/><itunes:author>Bob Foutty</itunes:author><itunes:duration>3363</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7a58419e074f5f7c70e31b86abca779c.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>The Money Matters-Bob &amp; Tyler talk to Steve Blumenthal-October 4, 2025</title><link>https://www.spreaker.com/episode/the-money-matters-bob-tyler-talk-to-steve-blumenthal-october-4-2025--67992424</link><description><![CDATA[Bob &amp; Tyler, a father-son duo, talk about all things retirement. 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