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<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/" version="2.0"><channel><title>The Monolith Money Show Podcast</title><link>https://www.spreaker.com/podcast/the-monolith-money-show-podcast--6487640</link><description><![CDATA[Financial Advisors Jeff Mitchell and Camille Butterfield of Monolith Financial discuss various topics relating to getting people like you to, and through retirement.]]></description><atom:link href="https://www.spreaker.com/show/6487640/episodes/feed" rel="self" type="application/rss+xml"/><language>en</language><category>Investing</category><copyright>Copyright Eric Pedersen</copyright><image><url>https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg</url><title>The Monolith Money Show Podcast</title><link>https://www.spreaker.com/podcast/the-monolith-money-show-podcast--6487640</link></image><lastBuildDate>Sat, 05 Jul 2025 18:00:15 +0000</lastBuildDate><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:owner><itunes:name>Jeff Mitchell and Camille Butterfield</itunes:name><itunes:email>camille@monolithfinancial.com</itunes:email></itunes:owner><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:subtitle>Financial Advisors Jeff Mitchell and Camille Butterfield of Monolith Financial discuss various topics relating to getting people like you to, and through retirement.</itunes:subtitle><itunes:summary><![CDATA[Financial Advisors Jeff Mitchell and Camille Butterfield of Monolith Financial discuss various topics relating to getting people like you to, and through retirement.]]></itunes:summary><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><item><title>Retirement Regrets</title><link>https://www.spreaker.com/episode/retirement-regrets--66840721</link><description><![CDATA[Jeff and Camille go over some of the major regrets people have when it comes to retirement planning, including not starting to save early enough and more. They also look at ways to take control of your retirement planning, as well as answering some listener questions.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66840721</guid><pubDate>Sat, 05 Jul 2025 18:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66840721/monolith_money_show_podcast_episode_74.mp3" length="33743016" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille go over some of the major regrets people have when it comes to retirement planning, including not starting to save early enough and more. They also look at ways to take control of your retirement planning, as well as answering some...</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille go over some of the major regrets people have when it comes to retirement planning, including not starting to save early enough and more. They also look at ways to take control of your retirement planning, as well as answering some listener questions.]]></itunes:summary><itunes:duration>1401</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>15</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Top Five Signs You Need A New Advisor</title><link>https://www.spreaker.com/episode/top-five-signs-you-need-a-new-advisor--66411821</link><description><![CDATA[The advisor who helped grow your investment accounts may not be the one to help put a retirement plan together for you. Jeff and Camille look at signs to watch for which could indicate you should look for someone different to manage your money for the stage of life you are in. They also answer listener questions in the ever popular mailbag segment.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66411821</guid><pubDate>Sat, 07 Jun 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66411821/monolith_money_show_podcast_episode_73.mp3" length="34674182" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The advisor who helped grow your investment accounts may not be the one to help put a retirement plan together for you. Jeff and Camille look at signs to watch for which could indicate you should look for someone different to manage your money for the...</itunes:subtitle><itunes:summary><![CDATA[The advisor who helped grow your investment accounts may not be the one to help put a retirement plan together for you. Jeff and Camille look at signs to watch for which could indicate you should look for someone different to manage your money for the stage of life you are in. They also answer listener questions in the ever popular mailbag segment.]]></itunes:summary><itunes:duration>1439</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>14</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>In A Better Position</title><link>https://www.spreaker.com/episode/in-a-better-position--66301334</link><description><![CDATA[A recent poll discovered many younger workers feel they are not in as good as financial shape when it comes to retirement as their parents were. Jeff and Camille go over these results and discuss ways people can help themselves get into a better position for retirement. They also answer listener questions from the mailbag.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/66301334</guid><pubDate>Sat, 31 May 2025 06:00:08 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/66301334/monolith_money_show_podcast_episode_72.mp3" length="33305610" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>A recent poll discovered many younger workers feel they are not in as good as financial shape when it comes to retirement as their parents were. Jeff and Camille go over these results and discuss ways people can help themselves get into a better...</itunes:subtitle><itunes:summary><![CDATA[A recent poll discovered many younger workers feel they are not in as good as financial shape when it comes to retirement as their parents were. Jeff and Camille go over these results and discuss ways people can help themselves get into a better position for retirement. They also answer listener questions from the mailbag.]]></itunes:summary><itunes:duration>1382</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income</title><link>https://www.spreaker.com/episode/protected-income--65616385</link><description><![CDATA[A retirement income plan needs guaranteed sources of money to cover regular expenses. Jeff and Camille take a look at what can provide this protected income, such as Social Security optimization and income providing annuities, and how to make it as tax efficient as possible.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65616385</guid><pubDate>Sat, 26 Apr 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65616385/monolith_money_show_podcast_episode_71.mp3" length="34379070" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>A retirement income plan needs guaranteed sources of money to cover regular expenses. Jeff and Camille take a look at what can provide this protected income, such as Social Security optimization and income providing annuities, and how to make it as...</itunes:subtitle><itunes:summary><![CDATA[A retirement income plan needs guaranteed sources of money to cover regular expenses. Jeff and Camille take a look at what can provide this protected income, such as Social Security optimization and income providing annuities, and how to make it as tax efficient as possible.]]></itunes:summary><itunes:duration>1427</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>High Net Worth Planning - April 19, 2025</title><link>https://www.spreaker.com/episode/high-net-worth-planning-april-19-2025--65616181</link><description><![CDATA[Wealthier, or so-called high net worth clients, need a financial plan as much as anyone. And their wealth can provide different opportunities as well. Jeff and Camille discuss why these opportunities are so important not only now, but in passing a legacy down in a tax efficient manner. They also take a look at timeless advice with historical quotes from famous people.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65616181</guid><pubDate>Sat, 19 Apr 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65616181/monolith_money_show_podcast_episode_70.mp3" length="34801000" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Wealthier, or so-called high net worth clients, need a financial plan as much as anyone. And their wealth can provide different opportunities as well. Jeff and Camille discuss why these opportunities are so important not only now, but in passing a...</itunes:subtitle><itunes:summary><![CDATA[Wealthier, or so-called high net worth clients, need a financial plan as much as anyone. And their wealth can provide different opportunities as well. Jeff and Camille discuss why these opportunities are so important not only now, but in passing a legacy down in a tax efficient manner. They also take a look at timeless advice with historical quotes from famous people.]]></itunes:summary><itunes:duration>1445</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Income Faces Tax Challenges</title><link>https://www.spreaker.com/episode/retirement-income-faces-tax-challenges--65339003</link><description><![CDATA[Tax rates will almost certainly change in the coming years - perhaps as soon as the end of 2025. Camille takes a look at various tax planning strategies, including Roth conversions, could help certain individuals control the amount they need to pay to the IRS and helping keep more money in their own pocket for retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65339003</guid><pubDate>Sat, 12 Apr 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65339003/monolith_money_show_podcast_episode_69.mp3" length="33185033" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Tax rates will almost certainly change in the coming years - perhaps as soon as the end of 2025. Camille takes a look at various tax planning strategies, including Roth conversions, could help certain individuals control the amount they need to pay to...</itunes:subtitle><itunes:summary><![CDATA[Tax rates will almost certainly change in the coming years - perhaps as soon as the end of 2025. Camille takes a look at various tax planning strategies, including Roth conversions, could help certain individuals control the amount they need to pay to the IRS and helping keep more money in their own pocket for retirement.]]></itunes:summary><itunes:duration>1377</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Protecting Your Savings</title><link>https://www.spreaker.com/episode/protecting-your-savings--65338967</link><description><![CDATA[Are you concerned about the ups and downs of the stock market? Most people are. Camille addresses this issue and provides ways to stay proactive about your plan when the market goes through stretches of volatility. She also answers other listener questions in the popular mailbag segment.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65338967</guid><pubDate>Sat, 05 Apr 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65338967/monolith_money_show_podcast_episode_68.mp3" length="36075989" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Are you concerned about the ups and downs of the stock market? Most people are. Camille addresses this issue and provides ways to stay proactive about your plan when the market goes through stretches of volatility. She also answers other listener...</itunes:subtitle><itunes:summary><![CDATA[Are you concerned about the ups and downs of the stock market? Most people are. Camille addresses this issue and provides ways to stay proactive about your plan when the market goes through stretches of volatility. She also answers other listener questions in the popular mailbag segment.]]></itunes:summary><itunes:duration>1498</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Hidden Retirement Costs</title><link>https://www.spreaker.com/episode/hidden-retirement-costs--65001165</link><description><![CDATA[The cost of retirement can be hard to figure because of longevity risk, changing tax law, possible health care challenges and more. Jeff and Camille take a look at some of the ways to account for these costs, including putting a budget together so you can get a grip on ordinary expenses and plan for some of your money to cover things like inflation or long term care.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65001165</guid><pubDate>Sat, 29 Mar 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65001165/monolith_money_show_podcast_episode_67.mp3" length="33585302" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The cost of retirement can be hard to figure because of longevity risk, changing tax law, possible health care challenges and more. Jeff and Camille take a look at some of the ways to account for these costs, including putting a budget together so you...</itunes:subtitle><itunes:summary><![CDATA[The cost of retirement can be hard to figure because of longevity risk, changing tax law, possible health care challenges and more. Jeff and Camille take a look at some of the ways to account for these costs, including putting a budget together so you can get a grip on ordinary expenses and plan for some of your money to cover things like inflation or long term care.]]></itunes:summary><itunes:duration>1394</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Planning for Women</title><link>https://www.spreaker.com/episode/retirement-planning-for-women--65001127</link><description><![CDATA[Women have their own special needs when it comes to retirement planning. Jeff and Camille take a look at what these include and how women can help themselves by becoming familiar with a plan developed by their spouse or partner, or choosing a financial professional to help put one together for them.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/65001127</guid><pubDate>Sat, 22 Mar 2025 18:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/65001127/monolith_money_show_podcast_episode_66.mp3" length="35536336" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Women have their own special needs when it comes to retirement planning. Jeff and Camille take a look at what these include and how women can help themselves by becoming familiar with a plan developed by their spouse or partner, or choosing a...</itunes:subtitle><itunes:summary><![CDATA[Women have their own special needs when it comes to retirement planning. Jeff and Camille take a look at what these include and how women can help themselves by becoming familiar with a plan developed by their spouse or partner, or choosing a financial professional to help put one together for them.]]></itunes:summary><itunes:duration>1475</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Home Sweet Retirement Home</title><link>https://www.spreaker.com/episode/home-sweet-retirement-home--64732477</link><description><![CDATA[One thing retirees need to decide is where they want to live in retirement. Do they stay in their current home, downsize to a smaller one, or even move to a different state? Jeff and Camille look at this subject and the factors involved in making that decision. They also answer listener questions on a variety of other retirement topics.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64732477</guid><pubDate>Sat, 15 Mar 2025 19:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64732477/monolith_money_show_podcast_episode_65.mp3" length="34055020" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>One thing retirees need to decide is where they want to live in retirement. Do they stay in their current home, downsize to a smaller one, or even move to a different state? Jeff and Camille look at this subject and the factors involved in making that...</itunes:subtitle><itunes:summary><![CDATA[One thing retirees need to decide is where they want to live in retirement. Do they stay in their current home, downsize to a smaller one, or even move to a different state? Jeff and Camille look at this subject and the factors involved in making that decision. They also answer listener questions on a variety of other retirement topics.]]></itunes:summary><itunes:duration>1414</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>401K and IRA Decisions</title><link>https://www.spreaker.com/episode/401k-and-ira-decisions--64732429</link><description><![CDATA[Many people have their retirement savings in 401K or IRA accounts. But what can they do with that money when it comes time to actually retire? Jeff and Camille answer questions concerning these vehicles and the strategies which can be used to provide for income and more, and do so in the most tax efficient way possible.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64732429</guid><pubDate>Sat, 08 Mar 2025 20:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64732429/monolith_money_show_podcast_episode_64.mp3" length="34958721" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Many people have their retirement savings in 401K or IRA accounts. But what can they do with that money when it comes time to actually retire? Jeff and Camille answer questions concerning these vehicles and the strategies which can be used to provide...</itunes:subtitle><itunes:summary><![CDATA[Many people have their retirement savings in 401K or IRA accounts. But what can they do with that money when it comes time to actually retire? Jeff and Camille answer questions concerning these vehicles and the strategies which can be used to provide for income and more, and do so in the most tax efficient way possible.]]></itunes:summary><itunes:duration>1451</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Tackling the Twin Threats of Taxes and Inflation</title><link>https://www.spreaker.com/episode/tackling-the-twin-threats-of-taxes-and-inflation--64255622</link><description><![CDATA[The tax environment is uncertain with the Tax Cuts and Jobs Act set to expire at year's end. And inflation is still an issue as well. Jeff and Camille take a look at each and discuss how planning can help your nest egg last regardless of the status of taxes and inflation in the future.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/64255622</guid><pubDate>Sat, 08 Feb 2025 19:00:07 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/64255622/monolith_money_show_podcast_episode_63.mp3" length="37221829" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The tax environment is uncertain with the Tax Cuts and Jobs Act set to expire at year's end. And inflation is still an issue as well. Jeff and Camille take a look at each and discuss how planning can help your nest egg last regardless of the status of...</itunes:subtitle><itunes:summary><![CDATA[The tax environment is uncertain with the Tax Cuts and Jobs Act set to expire at year's end. And inflation is still an issue as well. Jeff and Camille take a look at each and discuss how planning can help your nest egg last regardless of the status of taxes and inflation in the future.]]></itunes:summary><itunes:duration>1546</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Balance Your Retirement Portfolio</title><link>https://www.spreaker.com/episode/balance-your-retirement-portfolio--63880968</link><description><![CDATA[Finding the right mix of investments for your portfolio can help an individual or couple reach their financial goals. Jeff and Camille discuss how rebalancing those investments with the help of a financial professional is key to a successful portfolio providing the income needed for retirement.]]></description><guid isPermaLink="false">https://api.spreaker.com/episode/63880968</guid><pubDate>Sat, 25 Jan 2025 19:00:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63880968/monolith_money_show_podcast_episode_61.mp3" length="34846293" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Finding the right mix of investments for your portfolio can help an individual or couple reach their financial goals. Jeff and Camille discuss how rebalancing those investments with the help of a financial professional is key to a successful portfolio...</itunes:subtitle><itunes:summary><![CDATA[Finding the right mix of investments for your portfolio can help an individual or couple reach their financial goals. Jeff and Camille discuss how rebalancing those investments with the help of a financial professional is key to a successful portfolio providing the income needed for retirement.]]></itunes:summary><itunes:duration>1447</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>3</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>A Retirement Savings Crisis?</title><link>https://www.spreaker.com/episode/a-retirement-savings-crisis--63731986</link><description><![CDATA[A recent study conducted by AARP showed that 20% of adults age 50 and older had NO retirement savings, and that some 57 million U.S. workers did not have access to either a pension or an employer approved retirement savings plan such as a 401K. Jeff and Camille discuss how to avoid a retirement savings crisis which could involve those with savings paying more in taxes to help out those that don't.]]></description><guid isPermaLink="false">eeebc00f-885a-4518-96b1-b34262f126c2</guid><pubDate>Thu, 26 Dec 2024 15:40:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731986/monolith_money_show_podcast_episode_59.mp3" length="37598409" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>A recent study conducted by AARP showed that 20% of adults age 50 and older had NO retirement savings, and that some 57 million U.S. workers did not have access to either a pension or an employer approved retirement savings plan such as a 401K. Jeff...</itunes:subtitle><itunes:summary><![CDATA[A recent study conducted by AARP showed that 20% of adults age 50 and older had NO retirement savings, and that some 57 million U.S. workers did not have access to either a pension or an employer approved retirement savings plan such as a 401K. Jeff and Camille discuss how to avoid a retirement savings crisis which could involve those with savings paying more in taxes to help out those that don't.]]></itunes:summary><itunes:duration>1562</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>29</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Preserving and Optimizing Your 401K</title><link>https://www.spreaker.com/episode/preserving-and-optimizing-your-401k--63731987</link><description><![CDATA[When you are ready to retire, what do you do with your 401K, which is likely your largest retirement savings and investment vehicle? Jeff and Camille go over ideas and strategies surrounding the best ways to convert your 401K into whatever vehicles your plan needs for a satisfying retirement.]]></description><guid isPermaLink="false">0b57be8e-dd1d-4077-bfc2-8a5f76f92a69</guid><pubDate>Sat, 21 Dec 2024 21:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731987/monolith_money_podcast_episode_58.mp3" length="32215108" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>When you are ready to retire, what do you do with your 401K, which is likely your largest retirement savings and investment vehicle? Jeff and Camille go over ideas and strategies surrounding the best ways to convert your 401K into whatever vehicles...</itunes:subtitle><itunes:summary><![CDATA[When you are ready to retire, what do you do with your 401K, which is likely your largest retirement savings and investment vehicle? Jeff and Camille go over ideas and strategies surrounding the best ways to convert your 401K into whatever vehicles your plan needs for a satisfying retirement.]]></itunes:summary><itunes:duration>1337</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>28</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>How Will Social Security Last?</title><link>https://www.spreaker.com/episode/how-will-social-security-last--63732000</link><description><![CDATA[Jeff and Camille take a look at Social Security and a report indicating it could only have full funding for benefits until 2033. They look at what could happen depending on how Congress chooses to act going forward. They also answer listener questions in the popular mailbag segment.]]></description><guid isPermaLink="false">dc6f8b03-7e54-4cef-8991-d76020e553f1</guid><pubDate>Sat, 07 Dec 2024 21:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732000/monolith_money_show_podcast_episode_57.mp3" length="33705483" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille take a look at Social Security and a report indicating it could only have full funding for benefits until 2033. They look at what could happen depending on how Congress chooses to act going forward. They also answer listener questions...</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille take a look at Social Security and a report indicating it could only have full funding for benefits until 2033. They look at what could happen depending on how Congress chooses to act going forward. They also answer listener questions in the popular mailbag segment.]]></itunes:summary><itunes:duration>1399</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>27</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Confidence</title><link>https://www.spreaker.com/episode/retirement-confidence--63731991</link><description><![CDATA[A recent CNBC poll shows younger Americans are not as confident about a comfortable retirement as opposed to their parents. Jeff and Camille take a look at some of the factors involved in this study and how planning can help alleviate some of the questions. They also look at timeless advice through historical quotes and how they relate to planning for retirement.]]></description><guid isPermaLink="false">8d2021a0-ac47-454a-b0a6-0326ab3b0744</guid><pubDate>Sat, 30 Nov 2024 21:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731991/monolith_money_show_podcast_episode_55.mp3" length="32554705" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>A recent CNBC poll shows younger Americans are not as confident about a comfortable retirement as opposed to their parents. Jeff and Camille take a look at some of the factors involved in this study and how planning can help alleviate some of the...</itunes:subtitle><itunes:summary><![CDATA[A recent CNBC poll shows younger Americans are not as confident about a comfortable retirement as opposed to their parents. Jeff and Camille take a look at some of the factors involved in this study and how planning can help alleviate some of the questions. They also look at timeless advice through historical quotes and how they relate to planning for retirement.]]></itunes:summary><itunes:duration>1351</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>25</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Growing Government Debt</title><link>https://www.spreaker.com/episode/growing-government-debt--63732003</link><description><![CDATA[The U.S. national debt is now at $36 trillion. How will this problem be addressed? Increased taxes seem to be a likely answer. Jeff and Camille take a look at this issue and how tax planning can help legally lower your tax bill to the IRS, helping keep more money in your pocket for retirement.]]></description><guid isPermaLink="false">ab727ee5-5235-46ec-9374-cc8e51f43328</guid><pubDate>Sat, 16 Nov 2024 22:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732003/monolith_money_show_podcast_episode_54.mp3" length="34724681" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The U.S. national debt is now at $36 trillion. How will this problem be addressed? Increased taxes seem to be a likely answer. Jeff and Camille take a look at this issue and how tax planning can help legally lower your tax bill to the IRS, helping...</itunes:subtitle><itunes:summary><![CDATA[The U.S. national debt is now at $36 trillion. How will this problem be addressed? Increased taxes seem to be a likely answer. Jeff and Camille take a look at this issue and how tax planning can help legally lower your tax bill to the IRS, helping keep more money in your pocket for retirement.]]></itunes:summary><itunes:duration>1442</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>23</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Optimizing Social Security</title><link>https://www.spreaker.com/episode/optimizing-social-security--63731988</link><description><![CDATA[Social Security is still a cornerstone of retirement income. Jeff and Camille go over why it is so important to so many people, and how planning to optimize your benefits could result in more income for you. Later they answer some questions revolving around taxes and their history since the income tax first came into being in 1913.]]></description><guid isPermaLink="false">480aabbe-7001-46db-bcdc-9d09ab3e65b6</guid><pubDate>Thu, 14 Nov 2024 17:46:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731988/monolith_money_show_podcast_episode_52.mp3" length="33596959" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Social Security is still a cornerstone of retirement income. Jeff and Camille go over why it is so important to so many people, and how planning to optimize your benefits could result in more income for you. Later they answer some questions revolving...</itunes:subtitle><itunes:summary><![CDATA[Social Security is still a cornerstone of retirement income. Jeff and Camille go over why it is so important to so many people, and how planning to optimize your benefits could result in more income for you. Later they answer some questions revolving around taxes and their history since the income tax first came into being in 1913.]]></itunes:summary><itunes:duration>1395</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>23</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Election Analysis</title><link>https://www.spreaker.com/episode/election-analysis--63732006</link><description><![CDATA[Jeff and Camille discuss the recent re-election of Donald Trump to the presidency, and what it could mean going forward for the economy and your retirement plan. They also answer questions from the mailbag.]]></description><guid isPermaLink="false">9d98cae5-63db-4534-99e1-6c11b3199bd0</guid><pubDate>Sat, 09 Nov 2024 22:25:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732006/monolith_money_show_podcast_episode_53.mp3" length="34464643" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille discuss the recent re-election of Donald Trump to the presidency, and what it could mean going forward for the economy and your retirement plan. They also answer questions from the mailbag.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille discuss the recent re-election of Donald Trump to the presidency, and what it could mean going forward for the economy and your retirement plan. They also answer questions from the mailbag.]]></itunes:summary><itunes:duration>1431</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>22</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Falling Interest Rates Threaten Retirement Income</title><link>https://www.spreaker.com/episode/falling-interest-rates-threaten-retirement-income--63731989</link><description><![CDATA[Interet rates are still high, but recently the Federal Reserve started to cut them with a half percentage point drop, and further cuts are expected. Jeff and Camille discuss how this could affect retirement income and how to best plan to keep these falling rates in mind.]]></description><guid isPermaLink="false">7ca1d05d-c408-4a84-845e-ca7440ec6283</guid><pubDate>Sat, 02 Nov 2024 20:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731989/monolith_money_show_podcast_episode_51.mp3" length="32004817" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Interet rates are still high, but recently the Federal Reserve started to cut them with a half percentage point drop, and further cuts are expected. Jeff and Camille discuss how this could affect retirement income and how to best plan to keep these...</itunes:subtitle><itunes:summary><![CDATA[Interet rates are still high, but recently the Federal Reserve started to cut them with a half percentage point drop, and further cuts are expected. Jeff and Camille discuss how this could affect retirement income and how to best plan to keep these falling rates in mind.]]></itunes:summary><itunes:duration>1329</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>21</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Taking Control of Retirement</title><link>https://www.spreaker.com/episode/taking-control-of-retirement--63732005</link><description><![CDATA[People have experienced unique events the past few years, such as the pandemic, a historic market crash, high interest rates and inflation and more. Jeff and Camille look at where things stand now, where they are likely to go, and how you can take control of retirement with proper planning that takes into account things which may happen, just in case things go awry.]]></description><guid isPermaLink="false">0b21af21-ef62-451d-8d74-4a3f740f0316</guid><pubDate>Sat, 19 Oct 2024 21:10:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732005/monolith_money_show_podcast_episode_50.mp3" length="37019132" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>People have experienced unique events the past few years, such as the pandemic, a historic market crash, high interest rates and inflation and more. Jeff and Camille look at where things stand now, where they are likely to go, and how you can take...</itunes:subtitle><itunes:summary><![CDATA[People have experienced unique events the past few years, such as the pandemic, a historic market crash, high interest rates and inflation and more. Jeff and Camille look at where things stand now, where they are likely to go, and how you can take control of retirement with proper planning that takes into account things which may happen, just in case things go awry.]]></itunes:summary><itunes:duration>1538</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>20</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement</title><link>https://www.spreaker.com/episode/taxes-in-retirement--63731990</link><description><![CDATA[Taxes are always a sticky subject, but in retirement you have a chance to control how much you pay. Jeff and Camille discuss strategies where you can pay less to the IRS, especially in the future, and keep more of your nest egg in your pocket, not Uncle Sam's.]]></description><guid isPermaLink="false">06a55c14-8ed9-49b2-a7f1-c4d651553302</guid><pubDate>Sat, 12 Oct 2024 20:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731990/monolith_money_show_podcast_episode_49.mp3" length="35531061" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Taxes are always a sticky subject, but in retirement you have a chance to control how much you pay. Jeff and Camille discuss strategies where you can pay less to the IRS, especially in the future, and keep more of your nest egg in your pocket, not...</itunes:subtitle><itunes:summary><![CDATA[Taxes are always a sticky subject, but in retirement you have a chance to control how much you pay. Jeff and Camille discuss strategies where you can pay less to the IRS, especially in the future, and keep more of your nest egg in your pocket, not Uncle Sam's.]]></itunes:summary><itunes:duration>1476</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>19</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Estate and Legacy Planning</title><link>https://www.spreaker.com/episode/estate-and-legacy-planning--63731993</link><description><![CDATA[Legacy planning can be the most overlooked portion of a complete retirement plan. Jeff and Camille discuss the importance of making sure what you leave behind when you pass away goes to whoever it is intended to, as well as the necessary steps to be sure it is done efficiently. ]]></description><guid isPermaLink="false">7a40a0aa-1661-4b80-a21b-27664853e4dd</guid><pubDate>Sat, 21 Sep 2024 21:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731993/monolith_money_show_podcast_episode_48.mp3" length="33368690" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Legacy planning can be the most overlooked portion of a complete retirement plan. Jeff and Camille discuss the importance of making sure what you leave behind when you pass away goes to whoever it is intended to, as well as the necessary steps to be...</itunes:subtitle><itunes:summary><![CDATA[Legacy planning can be the most overlooked portion of a complete retirement plan. Jeff and Camille discuss the importance of making sure what you leave behind when you pass away goes to whoever it is intended to, as well as the necessary steps to be sure it is done efficiently. ]]></itunes:summary><itunes:duration>1386</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>18</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Volatility and Mailbag Questions</title><link>https://www.spreaker.com/episode/volatility-and-mailbag-questions--63732012</link><description><![CDATA[Volatility came back strong recently in the stock market. Camille takes a look at how periods of volatility can affect your portfolio and how having a solid retirement plan can help mitigate these periods. She and Jeff also answer questions from the mailbag.]]></description><guid isPermaLink="false">1b23c5b5-42d3-435c-a61b-df918aff6542</guid><pubDate>Sat, 17 Aug 2024 20:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732012/monolith_money_show_podcast_episode_46.mp3" length="33543543" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Volatility came back strong recently in the stock market. Camille takes a look at how periods of volatility can affect your portfolio and how having a solid retirement plan can help mitigate these periods. She and Jeff also answer questions from the...</itunes:subtitle><itunes:summary><![CDATA[Volatility came back strong recently in the stock market. Camille takes a look at how periods of volatility can affect your portfolio and how having a solid retirement plan can help mitigate these periods. She and Jeff also answer questions from the mailbag.]]></itunes:summary><itunes:duration>1393</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>16</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Nuttiness of the World Today</title><link>https://www.spreaker.com/episode/the-nuttiness-of-the-world-today--63731996</link><description><![CDATA[Jeff and Camille look at the news headlines of the day and what they call the nuttiness going on, including the recent assassination attempt on former President Donald Trump. They also answer listener questions from the mailbag.]]></description><guid isPermaLink="false">2dffcf01-6948-4d9a-9c09-77ed6030d2a2</guid><pubDate>Sat, 27 Jul 2024 21:01:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731996/monolith_money_show_podcast_episode_45.mp3" length="34891521" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille look at the news headlines of the day and what they call the nuttiness going on, including the recent assassination attempt on former President Donald Trump. They also answer listener questions from the mailbag.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille look at the news headlines of the day and what they call the nuttiness going on, including the recent assassination attempt on former President Donald Trump. They also answer listener questions from the mailbag.]]></itunes:summary><itunes:duration>1449</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>15</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns</title><link>https://www.spreaker.com/episode/four-retirement-unknowns--63732007</link><description><![CDATA[Longevity, health care costs, taxes and market performance. Those are four factors that are unknown at the time anyone retires - we don't know how long we'll live, or what tax rates or health care costs will be in the future. Jeff and Camille take a look at these areas and how financial advisors take them into account as best they can in putting together a solid and customized retirement financial plan for any given client.]]></description><guid isPermaLink="false">d7022a08-c180-484f-9638-e6cd4e026af9</guid><pubDate>Sat, 27 Jul 2024 20:57:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732007/monolith_money_show_podcast_episode_44.mp3" length="34702063" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Longevity, health care costs, taxes and market performance. Those are four factors that are unknown at the time anyone retires - we don't know how long we'll live, or what tax rates or health care costs will be in the future. Jeff and Camille take a...</itunes:subtitle><itunes:summary><![CDATA[Longevity, health care costs, taxes and market performance. Those are four factors that are unknown at the time anyone retires - we don't know how long we'll live, or what tax rates or health care costs will be in the future. Jeff and Camille take a look at these areas and how financial advisors take them into account as best they can in putting together a solid and customized retirement financial plan for any given client.]]></itunes:summary><itunes:duration>1441</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>14</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Planning For Large IRAs</title><link>https://www.spreaker.com/episode/planning-for-large-iras--63731995</link><description><![CDATA[People nowadays could have an IRA of a half million dollars or more, and they could require different types of planning than people with smaller amounts. Jeff and Camille talk about some of the ways folks with larger IRAs could benefit, especially with tax planning to lessen the amount owed to Uncle Sam in retirement.]]></description><guid isPermaLink="false">ec69ace4-cd4f-4fb4-a25f-344b5d584fed</guid><pubDate>Sat, 20 Jul 2024 21:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731995/monolith_money_show_podcast_episode_42.mp3" length="34214868" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>People nowadays could have an IRA of a half million dollars or more, and they could require different types of planning than people with smaller amounts. Jeff and Camille talk about some of the ways folks with larger IRAs could benefit, especially...</itunes:subtitle><itunes:summary><![CDATA[People nowadays could have an IRA of a half million dollars or more, and they could require different types of planning than people with smaller amounts. Jeff and Camille talk about some of the ways folks with larger IRAs could benefit, especially with tax planning to lessen the amount owed to Uncle Sam in retirement.]]></itunes:summary><itunes:duration>1421</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Interest Rate News</title><link>https://www.spreaker.com/episode/interest-rate-news--63732013</link><description><![CDATA[The Federal Reserve has indicated no changes in interest rates for the time being. Jeff and Camille talk about a window of opportunity for folks to take advantage of higher rates, especially in regard to annuity payouts being much greater than they were in years past. They also reach into the mailbag to answer some listener questions.]]></description><guid isPermaLink="false">0a1f3173-7776-4df4-a73c-da7f90cf6df3</guid><pubDate>Sat, 20 Jul 2024 09:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732013/monolith_money_show_podcast_episode_43.mp3" length="34573195" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The Federal Reserve has indicated no changes in interest rates for the time being. Jeff and Camille talk about a window of opportunity for folks to take advantage of higher rates, especially in regard to annuity payouts being much greater than they...</itunes:subtitle><itunes:summary><![CDATA[The Federal Reserve has indicated no changes in interest rates for the time being. Jeff and Camille talk about a window of opportunity for folks to take advantage of higher rates, especially in regard to annuity payouts being much greater than they were in years past. They also reach into the mailbag to answer some listener questions.]]></itunes:summary><itunes:duration>1436</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>13</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Questions About Retirement</title><link>https://www.spreaker.com/episode/four-questions-about-retirement--63732008</link><description><![CDATA[When can I retire? Will my money last? These are just two of four important questions people need to ask themselves before they make the decision to retire. Jeff and Camille discuss each of these questions and what people can do to provide better answers to their retirement concerns.]]></description><guid isPermaLink="false">fda7374f-d4ec-4c34-bb6f-0bce18fd5d02</guid><pubDate>Sat, 06 Jul 2024 20:43:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732008/monolith_money_show_podcast_episode_41.mp3" length="35646292" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>When can I retire? Will my money last? These are just two of four important questions people need to ask themselves before they make the decision to retire. Jeff and Camille discuss each of these questions and what people can do to provide better...</itunes:subtitle><itunes:summary><![CDATA[When can I retire? Will my money last? These are just two of four important questions people need to ask themselves before they make the decision to retire. Jeff and Camille discuss each of these questions and what people can do to provide better answers to their retirement concerns.]]></itunes:summary><itunes:duration>1481</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Decision 2024</title><link>https://www.spreaker.com/episode/decision-2024--63732021</link><description><![CDATA[Jeff and Camille discuss what factors could be at play in the upcoming presidential election, as well as react to comments from Jeff Bush of the Washington Insider related to it. They also answer questions from listeners.]]></description><guid isPermaLink="false">6feea43a-cbf0-4af0-bb2f-9ce3f88d464d</guid><pubDate>Sat, 06 Jul 2024 20:35:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732021/monolith_money_show_podcast_episode_40.mp3" length="34090311" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille discuss what factors could be at play in the upcoming presidential election, as well as react to comments from Jeff Bush of the Washington Insider related to it. They also answer questions from listeners.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille discuss what factors could be at play in the upcoming presidential election, as well as react to comments from Jeff Bush of the Washington Insider related to it. They also answer questions from listeners.]]></itunes:summary><itunes:duration>1416</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Behavioral Finance and You</title><link>https://www.spreaker.com/episode/behavioral-finance-and-you--63732026</link><description><![CDATA[People are emotional about money, and can behave in certain ways that aren't always best for their retirement savings. Today Camille looks at some particular behaviors such as herd behavior that people sometimes follow, and how proper planning can help avoid bad decision making for someone's retirement savings.]]></description><guid isPermaLink="false">ac6c6dc1-2c0a-4052-b628-c48d24ea9d1d</guid><pubDate>Mon, 03 Jun 2024 20:18:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732026/monolith_money_show_podcast_episode_39_revised.mp3" length="34226839" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>People are emotional about money, and can behave in certain ways that aren't always best for their retirement savings. Today Camille looks at some particular behaviors such as herd behavior that people sometimes follow, and how proper planning can...</itunes:subtitle><itunes:summary><![CDATA[People are emotional about money, and can behave in certain ways that aren't always best for their retirement savings. Today Camille looks at some particular behaviors such as herd behavior that people sometimes follow, and how proper planning can help avoid bad decision making for someone's retirement savings.]]></itunes:summary><itunes:duration>1422</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating A Five Star Retirement Plan</title><link>https://www.spreaker.com/episode/creating-a-five-star-retirement-plan--63732031</link><description><![CDATA[You may have eaten at a five star restaurant, or stayed at a five star hotel. So what constitutes a five star retirement plan? Today Jeff and Camille discuss this, along with the five areas of retirement planning that makes up such a plan, including areas of income, tax planning, estate and legacy planning, covering health care and long term care costs, and some money for growth to cover future inflation.]]></description><guid isPermaLink="false">e16057be-5201-4ff4-bcc7-a1e4d120a29f</guid><pubDate>Sat, 01 Jun 2024 22:00:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732031/monolith_money_show_podcast_episode_38.mp3" length="37562294" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>You may have eaten at a five star restaurant, or stayed at a five star hotel. So what constitutes a five star retirement plan? Today Jeff and Camille discuss this, along with the five areas of retirement planning that makes up such a plan, including...</itunes:subtitle><itunes:summary><![CDATA[You may have eaten at a five star restaurant, or stayed at a five star hotel. So what constitutes a five star retirement plan? Today Jeff and Camille discuss this, along with the five areas of retirement planning that makes up such a plan, including areas of income, tax planning, estate and legacy planning, covering health care and long term care costs, and some money for growth to cover future inflation.]]></itunes:summary><itunes:duration>1561</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Creating A Lasting Legacy</title><link>https://www.spreaker.com/episode/creating-a-lasting-legacy--63732032</link><description><![CDATA[Jeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.]]></description><guid isPermaLink="false">64590128-86f9-42bb-977c-b5728b875219</guid><pubDate>Mon, 29 Apr 2024 14:01:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732032/monolith_money_show_podcast_episode_37_revised.mp3" length="35546058" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.]]></itunes:summary><itunes:duration>1477</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>7</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Top Five Retirement Questions</title><link>https://www.spreaker.com/episode/top-five-retirement-questions--63732010</link><description><![CDATA[Jeff and Camille go over some of the top questions people have when planning for retirement.]]></description><guid isPermaLink="false">94ca376a-0104-4fce-8596-b67514e87dbd</guid><pubDate>Wed, 17 Apr 2024 18:49:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732010/monolith_money_show_podcast_episode_334_revision_2.mp3" length="30777468" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille go over some of the top questions people have when planning for retirement.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille go over some of the top questions people have when planning for retirement.]]></itunes:summary><itunes:duration>1278</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Questions About Retirement</title><link>https://www.spreaker.com/episode/four-questions-about-retirement--63732015</link><description><![CDATA[When can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer these pertinent questions and discuss how proper planning addresses these issues.]]></description><guid isPermaLink="false">c195e6b5-2f43-415e-bb5d-dcdd28ce17a6</guid><pubDate>Mon, 18 Mar 2024 13:46:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732015/monolith_money_show_podcast_episode_35.mp3" length="36076244" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>When can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer...</itunes:subtitle><itunes:summary><![CDATA[When can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer these pertinent questions and discuss how proper planning addresses these issues.]]></itunes:summary><itunes:duration>1499</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retiring in 2024</title><link>https://www.spreaker.com/episode/retiring-in-2024--63732034</link><description><![CDATA[Financial analysts are saying inflation and longevity are two huge factors you need to consider if retirement is on the drawing board for you this year. In this episode Camille and Jeff discuss how planning takes these measures into account when they develop a Monolith Money Map for any individual client or couple. They also answer listener questions on various subjects concerning retirement.]]></description><guid isPermaLink="false">bf11d3f5-f1a3-444a-92eb-22b28a52c37c</guid><pubDate>Thu, 22 Feb 2024 14:49:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732034/monolith_money_show_podcast_episode_33.mp3" length="33892335" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Financial analysts are saying inflation and longevity are two huge factors you need to consider if retirement is on the drawing board for you this year. In this episode Camille and Jeff discuss how planning takes these measures into account when they...</itunes:subtitle><itunes:summary><![CDATA[Financial analysts are saying inflation and longevity are two huge factors you need to consider if retirement is on the drawing board for you this year. In this episode Camille and Jeff discuss how planning takes these measures into account when they develop a Monolith Money Map for any individual client or couple. They also answer listener questions on various subjects concerning retirement.]]></itunes:summary><itunes:duration>1408</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Dreams vs. Reality</title><link>https://www.spreaker.com/episode/retirement-dreams-vs-reality--63731992</link><description><![CDATA[You dream of retirement and all the things you are going to do. But then, the reality hits you differently in terms of day to day living, scheduling, etc. Today Jeff and Camille discuss these changes and how the reality of post-working years might end up being different from what you may have imaged, and how planning can help in the transition.]]></description><guid isPermaLink="false">dd500090-c778-406d-b1f2-3b82db1fdb44</guid><pubDate>Thu, 22 Feb 2024 14:46:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731992/monolith_money_show_podcast_episode_32.mp3" length="35280314" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>You dream of retirement and all the things you are going to do. But then, the reality hits you differently in terms of day to day living, scheduling, etc. Today Jeff and Camille discuss these changes and how the reality of post-working years might end...</itunes:subtitle><itunes:summary><![CDATA[You dream of retirement and all the things you are going to do. But then, the reality hits you differently in terms of day to day living, scheduling, etc. Today Jeff and Camille discuss these changes and how the reality of post-working years might end up being different from what you may have imaged, and how planning can help in the transition.]]></itunes:summary><itunes:duration>1466</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Challenges in Retirement</title><link>https://www.spreaker.com/episode/money-challenges-in-retirement--63732028</link><description><![CDATA[People heading for retirement have numerous concerns when it comes to their money - inflation, health care costs, running out of money and more. In this episode, Jeff and Camille discuss various strategies to help clients plan for the various scenarios retirement can bring, so that their money will be there when they need it most.]]></description><guid isPermaLink="false">582798d4-2f5f-4dd7-b873-95614f00a020</guid><pubDate>Mon, 18 Dec 2023 17:04:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732028/monolith_money_show_podcast_episode_30.mp3" length="34679988" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>People heading for retirement have numerous concerns when it comes to their money - inflation, health care costs, running out of money and more. In this episode, Jeff and Camille discuss various strategies to help clients plan for the various...</itunes:subtitle><itunes:summary><![CDATA[People heading for retirement have numerous concerns when it comes to their money - inflation, health care costs, running out of money and more. In this episode, Jeff and Camille discuss various strategies to help clients plan for the various scenarios retirement can bring, so that their money will be there when they need it most.]]></itunes:summary><itunes:duration>1441</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Four Retirement Unknowns</title><link>https://www.spreaker.com/episode/four-retirement-unknowns--63731994</link><description><![CDATA[There are several areas that are never exactly the same when retirement approaches - how long you may live, the cost of health care, market performance and taxes. These are several things that still need to be accounted for, and today Jeff and Camille look at some of the ways they can help clients to best plan in each of these areas.]]></description><guid isPermaLink="false">1be6a62f-0327-4f07-ab28-fbd73cbf1f39</guid><pubDate>Wed, 13 Dec 2023 14:09:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731994/monolith_money_show_podcast_episode_29.mp3" length="35323901" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>There are several areas that are never exactly the same when retirement approaches - how long you may live, the cost of health care, market performance and taxes. These are several things that still need to be accounted for, and today Jeff and Camille...</itunes:subtitle><itunes:summary><![CDATA[There are several areas that are never exactly the same when retirement approaches - how long you may live, the cost of health care, market performance and taxes. These are several things that still need to be accounted for, and today Jeff and Camille look at some of the ways they can help clients to best plan in each of these areas.]]></itunes:summary><itunes:duration>1467</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Retirement Tool Kit</title><link>https://www.spreaker.com/episode/retirement-tool-kit--63732001</link><description><![CDATA[Today Jeff and Camille take a look at the various instruments and financial tools available to build a customized plan, which they call the Monolith Money Map, for an individual's or couple's retirement. ]]></description><guid isPermaLink="false">32c0fe70-1999-4981-886c-2b3d54159828</guid><pubDate>Fri, 17 Nov 2023 20:14:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732001/monolith_money_show_podcast_episode_27.mp3" length="33335001" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Today Jeff and Camille take a look at the various instruments and financial tools available to build a customized plan, which they call the Monolith Money Map, for an individual's or couple's retirement. </itunes:subtitle><itunes:summary><![CDATA[Today Jeff and Camille take a look at the various instruments and financial tools available to build a customized plan, which they call the Monolith Money Map, for an individual's or couple's retirement. ]]></itunes:summary><itunes:duration>1385</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Volatility and Mailbag Questions</title><link>https://www.spreaker.com/episode/volatility-and-mailbag-questions--63732017</link><description><![CDATA[Jeff and Camille discuss the recent spending showdown in Congress and how volatility can effect your retirement plan, especially if you don't have a plan in place to deal with it. They also take listener questions from the mailbag.]]></description><guid isPermaLink="false">121dcc1c-5f3e-425e-b593-762cef084627</guid><pubDate>Thu, 09 Nov 2023 15:46:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732017/monolith_money_show_podcast_episode_26.mp3" length="35043550" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille discuss the recent spending showdown in Congress and how volatility can effect your retirement plan, especially if you don't have a plan in place to deal with it. They also take listener questions from the mailbag.</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille discuss the recent spending showdown in Congress and how volatility can effect your retirement plan, especially if you don't have a plan in place to deal with it. They also take listener questions from the mailbag.]]></itunes:summary><itunes:duration>1456</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episode>11</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Year End Checklist</title><link>https://www.spreaker.com/episode/year-end-checklist--63731997</link><description><![CDATA[Today Jeff and Camille go over a list of items to accomplish concerning your finances, taxes and more before the end of the year, with an emphasis on Required Minimum Distributions and getting appointments made by the end of November to be sure everything which needs to be done can be finished by year's end. ]]></description><guid isPermaLink="false">3574b3ad-566a-4418-9bd4-baa63aa68ffa</guid><pubDate>Mon, 06 Nov 2023 19:40:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731997/monolith_money_show_podcast_episode_28.mp3" length="23157205" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Today Jeff and Camille go over a list of items to accomplish concerning your finances, taxes and more before the end of the year, with an emphasis on Required Minimum Distributions and getting appointments made by the end of November to be sure...</itunes:subtitle><itunes:summary><![CDATA[Today Jeff and Camille go over a list of items to accomplish concerning your finances, taxes and more before the end of the year, with an emphasis on Required Minimum Distributions and getting appointments made by the end of November to be sure everything which needs to be done can be finished by year's end. ]]></itunes:summary><itunes:duration>961</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Topics On Your Retirement Planning List</title><link>https://www.spreaker.com/episode/topics-on-your-retirement-planning-list--63732004</link><description><![CDATA[Three of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.]]></description><guid isPermaLink="false">4f372c97-1bcd-4333-adb2-1f9d07ba7b8f</guid><pubDate>Wed, 01 Nov 2023 20:01:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732004/best_of_monolith_money_show_podcast_episode_25.mp3" length="30835747" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Three of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.</itunes:subtitle><itunes:summary><![CDATA[Three of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.]]></itunes:summary><itunes:duration>1281</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Protected Income</title><link>https://www.spreaker.com/episode/protected-income--63731998</link><description><![CDATA[There is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it produces exactly what you need, month after month, and also how to plan for future inflation and higher costs of living.]]></description><guid isPermaLink="false">38958e1b-172f-4336-bbcc-09c5bc8cf3ca</guid><pubDate>Thu, 12 Oct 2023 19:31:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731998/best_of_monolith_money_show_podcast_episode_24.mp3" length="36405825" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>There is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it...</itunes:subtitle><itunes:summary><![CDATA[There is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it produces exactly what you need, month after month, and also how to plan for future inflation and higher costs of living.]]></itunes:summary><itunes:duration>1513</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>What To Do When Your Spouse Dies</title><link>https://www.spreaker.com/episode/what-to-do-when-your-spouse-dies--63731999</link><description><![CDATA[The loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of making those transfers is done correctly and smoothly, as well as being as easy as possible for the survivor.]]></description><guid isPermaLink="false">b4ddfbe4-65f5-47c7-ba2d-4dad2c8455a3</guid><pubDate>Thu, 12 Oct 2023 19:29:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63731999/monolith_money_show_podcast_episode_10_revised.mp3" length="33961762" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of...</itunes:subtitle><itunes:summary><![CDATA[The loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of making those transfers is done correctly and smoothly, as well as being as easy as possible for the survivor.]]></itunes:summary><itunes:duration>1413</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Do You Need Life Insurance?</title><link>https://www.spreaker.com/episode/do-you-need-life-insurance--63732009</link><description><![CDATA[Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.]]></description><guid isPermaLink="false">a1185167-336f-44d5-aa7f-db36bf5d7891</guid><pubDate>Thu, 12 Oct 2023 19:25:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732009/monolith_money_show_podcast_episode_11.mp3" length="33571482" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.</itunes:subtitle><itunes:summary><![CDATA[Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.]]></itunes:summary><itunes:duration>1397</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>8</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Making Marginal Retirement Gains</title><link>https://www.spreaker.com/episode/making-marginal-retirement-gains--63732011</link><description><![CDATA[Many people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than you think.]]></description><guid isPermaLink="false">1ebf4c12-5e47-474e-9195-3cde790f4627</guid><pubDate>Mon, 09 Oct 2023 15:37:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732011/best_of_monolith_money_show_podcast_episode_13.mp3" length="35201726" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Many people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than...</itunes:subtitle><itunes:summary><![CDATA[Many people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than you think.]]></itunes:summary><itunes:duration>1465</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>6</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Three Risks in Retirement</title><link>https://www.spreaker.com/episode/three-risks-in-retirement--63732022</link><description><![CDATA[Long term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.]]></description><guid isPermaLink="false">fd99d314-1823-4f85-af58-3a607a455625</guid><pubDate>Mon, 09 Oct 2023 15:36:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732022/monolith_money_show_podcast_episode_16.mp3" length="32998760" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Long term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.</itunes:subtitle><itunes:summary><![CDATA[Long term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.]]></itunes:summary><itunes:duration>1373</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>5</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Psychology of Money</title><link>https://www.spreaker.com/episode/the-psychology-of-money--63732019</link><description><![CDATA[People are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular reads in recent years.]]></description><guid isPermaLink="false">2ea63c98-c8f0-4eb8-b56f-559ca1d7f5b0</guid><pubDate>Mon, 09 Oct 2023 15:31:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732019/monolith_money_show_podcast_episode_19.mp3" length="34826473" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>People are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular...</itunes:subtitle><itunes:summary><![CDATA[People are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular reads in recent years.]]></itunes:summary><itunes:duration>1447</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Bon Voyage in Retirement</title><link>https://www.spreaker.com/episode/bon-voyage-in-retirement--63732029</link><description><![CDATA[Planning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial professional should you choose to help you.]]></description><guid isPermaLink="false">5793e282-5ce3-4019-adf9-9aaba9cb09ad</guid><pubDate>Mon, 09 Oct 2023 15:29:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732029/monoliht_money_show_podcast_episode_18.mp3" length="35587474" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Planning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial...</itunes:subtitle><itunes:summary><![CDATA[Planning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial professional should you choose to help you.]]></itunes:summary><itunes:duration>1481</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>Make Your Money Work For You</title><link>https://www.spreaker.com/episode/make-your-money-work-for-you--63732020</link><description><![CDATA[It isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your expenses are covered and you can focus on your lifestyle.]]></description><guid isPermaLink="false">924a2813-85a8-4a27-ba06-1ebd2ab51601</guid><pubDate>Wed, 04 Oct 2023 18:54:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732020/monolith_money_show_podcast_episode_22.mp3" length="36748872" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>It isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your...</itunes:subtitle><itunes:summary><![CDATA[It isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your expenses are covered and you can focus on your lifestyle.]]></itunes:summary><itunes:duration>1527</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Five Financial Stages of Life</title><link>https://www.spreaker.com/episode/the-five-financial-stages-of-life--63732023</link><description><![CDATA[Jeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching retirement to make sure everything is ready to go from a financial standpoint.]]></description><guid isPermaLink="false">07b2c9db-a16d-45be-b197-68ccef98b20f</guid><pubDate>Wed, 04 Oct 2023 18:47:00 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732023/monolith_money_show_podcast_episode_21.mp3" length="34008344" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Jeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching...</itunes:subtitle><itunes:summary><![CDATA[Jeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching retirement to make sure everything is ready to go from a financial standpoint.]]></itunes:summary><itunes:duration>1412</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:season>2</itunes:season><itunes:episode>1</itunes:episode><itunes:episodeType>full</itunes:episodeType></item><item><title>The Importance of an Expense Plan</title><link>https://www.spreaker.com/episode/the-importance-of-an-expense-plan--63732024</link><description><![CDATA[Do you know what you spend every week? It may not seem important now to know exactly how much goes out on a weekly basis, but this knowledge can be critical in retirement.]]></description><guid isPermaLink="false">c1e5925f-bebe-4bfd-a761-eb44407521ff</guid><pubDate>Fri, 15 Jan 2021 23:29:30 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732024/retirement_money_map_podcast_episode_5_final_cc.mp3" length="12054596" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Do you know what you spend every week? It may not seem important now to know exactly how much goes out on a weekly basis, but this knowledge can be critical in retirement.</itunes:subtitle><itunes:summary><![CDATA[Do you know what you spend every week? It may not seem important now to know exactly how much goes out on a weekly basis, but this knowledge can be critical in retirement.]]></itunes:summary><itunes:duration>502</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Annuities Simplified</title><link>https://www.spreaker.com/episode/annuities-simplified--63732030</link><description><![CDATA[The "A word", there is a lot of confusion surrounding annuities, but if used properly, they can be a useful tool in your retirement toolbox. Jeff and Camille discuss the different types of annuities and their uses.]]></description><guid isPermaLink="false">ee0f5c70-a980-499f-a621-570da086de99</guid><pubDate>Fri, 08 Jan 2021 22:17:48 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732030/retirement_money_map_podcast_ep_4_1_9_21.mp3" length="18285165" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>The "A word", there is a lot of confusion surrounding annuities, but if used properly, they can be a useful tool in your retirement toolbox. Jeff and Camille discuss the different types of annuities and their uses.</itunes:subtitle><itunes:summary><![CDATA[The "A word", there is a lot of confusion surrounding annuities, but if used properly, they can be a useful tool in your retirement toolbox. Jeff and Camille discuss the different types of annuities and their uses.]]></itunes:summary><itunes:duration>763</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Taxes in Retirement</title><link>https://www.spreaker.com/episode/taxes-in-retirement--63732014</link><description><![CDATA[Uncle Sam can certainly take a bite out of your retirement if you fail to plan. Jeff and Camille discuss tax planning and some potential tax concerns retirees will have to overcome.]]></description><guid isPermaLink="false">5d403089-27f2-4a20-afaf-5d1c27d2f329</guid><pubDate>Fri, 08 Jan 2021 22:13:06 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732014/retirement_money_map_podcast_episode_3_final_cc.mp3" length="16197452" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Uncle Sam can certainly take a bite out of your retirement if you fail to plan. Jeff and Camille discuss tax planning and some potential tax concerns retirees will have to overcome.</itunes:subtitle><itunes:summary><![CDATA[Uncle Sam can certainly take a bite out of your retirement if you fail to plan. Jeff and Camille discuss tax planning and some potential tax concerns retirees will have to overcome.]]></itunes:summary><itunes:duration>676</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Finding the Right Advisor for You</title><link>https://www.spreaker.com/episode/finding-the-right-advisor-for-you--63732018</link><description><![CDATA[So many advisors to choose from, what questions should you be asking, and what qualities should you be looking for when trying to find the right fit for you and your retirement? ]]></description><guid isPermaLink="false">96a81626-135a-4259-891b-e6b27ff06bfb</guid><pubDate>Fri, 08 Jan 2021 22:09:21 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732018/retirement_money_map_podcast_ep_2_final_cc.mp3" length="16481173" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>So many advisors to choose from, what questions should you be asking, and what qualities should you be looking for when trying to find the right fit for you and your retirement? </itunes:subtitle><itunes:summary><![CDATA[So many advisors to choose from, what questions should you be asking, and what qualities should you be looking for when trying to find the right fit for you and your retirement? ]]></itunes:summary><itunes:duration>688</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item><item><title>Getting to Know Jeff and Camille Mitchell</title><link>https://www.spreaker.com/episode/getting-to-know-jeff-and-camille-mitchell--63732033</link><description><![CDATA[Meet the leaders of Monolith Financial, the father-daughter team of Jeff and Camille Mitchell. You'll learn a little about how each of them got to this point, and what they do to help guide people to and through retirement.]]></description><guid isPermaLink="false">183cb46b-518b-4de5-8642-283fb4c333d5</guid><pubDate>Fri, 08 Jan 2021 17:48:31 +0000</pubDate><enclosure url="https://api.spreaker.com/download/episode/63732033/retirement_money_map_podcast_episode_1_final.mp3" length="18124879" type="audio/mpeg"/><itunes:author>Jeff Mitchell and Camille Butterfield</itunes:author><itunes:subtitle>Meet the leaders of Monolith Financial, the father-daughter team of Jeff and Camille Mitchell. You'll learn a little about how each of them got to this point, and what they do to help guide people to and through retirement.</itunes:subtitle><itunes:summary><![CDATA[Meet the leaders of Monolith Financial, the father-daughter team of Jeff and Camille Mitchell. You'll learn a little about how each of them got to this point, and what they do to help guide people to and through retirement.]]></itunes:summary><itunes:duration>757</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:image href="https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/a27f159f3ce28a4dfc5858cbac1913b1.jpg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>
